Predictive Analytics Customer Successes

Size: px
Start display at page:

Download "Predictive Analytics Customer Successes"

Transcription

1 Preditive Anlytis Customer Suesses Introdution Serh Customer Stories y industry Serh Customer Stories y lphetil order

2 Introdution Teleommunitions Retil Bnking Insurne Medi Better Deisions to Trnsform the Business Utilizing Big Dt from mhines nd the Internet, nd tehnology innovtions in moile nd in digitl nd soil medi, orgniztions n empower the digitl ntive genertion with rel-time intelligene. Fts n reple instint to drive etter deisions nd fuel usiness trnsformtion. Best-run orgniztions empower inresing numers of employees with rel-time usiness intelligene, whih provides relevnt insights to drive informed deisions nd tions. Chief informtion offiers re leding enterprise-wide trnsformtion y estlishing foundtion tht supports ollortion nd dissemintion of informtion ross desktop nd moile devies. In ddition, usiness mngers re nurturing their tems y uilding nlytil skills nd enling ollortion ross stkeholders, oth internlly nd externlly. In these orgniztions, the nlysis nd explortion of lterntive options fuels retive nd strtegi thinking, enling ll deision mkers to work s one tem developing trust, respet, nd pride in the orgniztion. From strtegy to plnning nd exeution, lignment ross the orgniztion provides deision mkers with ritil visiility into trends. With the ility to simulte onditions, deision mkers n model hnges sed on future projetions, mking deisions to djust to hnging glol nd lol environments. The result n e signifint improvement in generting puli vlue. 2 / 39

3 Introdution Teleommunitions Retil Bnking Insurne Medi New Approh to Preditive Anlytis An integrted set of nlytis solutions from SAP hs een designed from the ground up to enle you to fully exploit the new relity from dt to deision. Our solutions enle you to omine the power of preditive proessing using the SAP HANA pltform with intuitive modeling, dvned dt visuliztion, nd model utomtion provided y preditive nlytis solutions from SAP. Mssive dt sets n e either nlyzed in-dtse using the numerous ntive lgorithms nd R integrtion ville in SAP HANA nd SAP Preditive Anlysis softwre, or in more utomted fshion using the SAP InfiniteInsight solution. With preditive nlytis solutions from SAP, you n uild preditive models to gin unpreedented insight into your ustomers from quisition through ross-sell, up-sell, hurn prevention, nd generlly tking the next est tion with every intertion, ross every ustomer hnnel. The modeler feture in SAP InfiniteInsight utomtes the uilding of sophistited preditive models for vst mount of dt-mining funtions. With liks, not ode, sorer funtionlity in the solution n deploy optimized soring equtions diretly in-dtse. SAP InfiniteInsight rings even more produtivity to SAP ustomers, enling them to sk more wht if questions nd ending up with hundreds or even thousnds of preditive models. The SAP InfiniteInsight Soil pplition provides unique spetrum of soil network nlysis pilities so tht you n understnd soil influene nd ehviors ross ustomer ommunities. Tehnology in the SAP InfiniteInsight Reommendtion pplition for the reommendtion engine is sed on link nlysis nd provides unpreedented speed to nlyze huge volumes of trnstions. 3 / 39

4 Introdution Teleommunitions Retil Bnking Insurne Medi Serh Customer Stories y industry Teleommunitions 6 Moilink 8 Cox Communitions 10 Belgom Group 12 Bngllink 14 Vodfone Netherlnds 15 XL Retil 17 Eldordo 19 Groupe SAMSE 21 Dinos Ceile 22 HSE24 Bnking Insurne 24 AAA 26 Aviv 28 Monext Medi 30 Skyrok.om 32 CIR food 34 eby 36 Tipp24 38 Keser 4 / 39

5 Introdution Teleommunitions Retil Bnking Insurne Medi Serh Customer Stories y lphetil order 24 AAA 26 Aviv 28 Monext 8 Cox Communitions 21 Dinos Ceile 34 eby 38 Keser 6 Moilink 30 Skyrok.om 12 Bngllink 10 Belgom Group 32 CIR food 17 Eldordo 19 Groupe SAMSE 22 HSE24 36 Tipp24 14 Vodfone Netherlnds 15 XL 5 / 39

6 Introdution Teleommunitions Retil Bnking Insurne Medi Moilink Boosting Cmpign Response Rtes Up to 380% with the SAP InfiniteInsight Solution Bringing people together vi innovtive ommunition solutions is how Moilink ims to eome Pkistn s leding teleommunitions provider. Fed with explosive mrket growth nd fiere ompetition, the ompny needed to protet itself ginst ustomer hurn y offering the right servies to the right ustomers t the right time. Tht ment mking sense of ustomer dt from nerly 35 million susriers nd 200,000 retilers ross 10,000 ities, towns, nd villges. Compny Moilink Hedqurters Islmd, Pkistn Industry Teleommunitions Produts nd Servies Fixed line nd wireless rodnd ommunition servies; dt servies Employees 7,000 Revenue US$1.1 illion 6 / 39

7 Introdution Teleommunitions Retil Bnking Insurne Medi Moilink The ompny s top ojetives Outpe the ompetition with next-est-tivity pproh tht offers the right inentive to the right ustomers t the right time Use Big Dt nd preditive nlytis to uild ustomer trust, improve loylty, derese hurn, nd mintin profit mrgins The resolution Quikly deployed the SAP InfiniteInsight solution for its exellent preditive pilities, user-friendly interfe, nd omptiility with other solutions fter reviewing options from other vendors like SAS nd SPSS Built preditive models omined with lustering tehniques nd soil network nlysis of Big Dt, gining key insight into ustomer ehvior The key enefits More trgeted nd effetive promotions nd mpigns, inresing usge of vlue-dded servies suh s text messges, ringtones, nd musi Lower ttrition y prediting s well s preventing hurn Better insight into oth lrge nd smll ommunities of interest, enling virl mrketing in new segments to quire new ustomers, oost doption of new produts nd servies, nd redue hurn 8X Inrese in uptke of ustomer retention offers, from 0.5% to out 4%, nd t frtion of the ost 380% Boost in mpign response rtes, thnks to soil network nlysis <1 dy To deploy new preditive models 7 / 39

8 Introdution Teleommunitions Retil Bnking Insurne Medi Cox Communitions Superhrging Customer Reltionships with the SAP InfiniteInsight Solution As the third-lrgest le entertinment nd rodnd provider in the United Sttes, Cox Communitions pioneered the undling of television, We, nd telephone servies, llowing onsumers to onsolidte servies with one provider. To help improve ustomer servie nd ring more people s digitl lives to life, Cox needed the tehnology to personlize offers for more thn 6 million susriers ross 28 regions. Compny Cox Communitions In. Hedqurters Atlnt, Georgi Industry Teleommunitions Produts nd Servies Cle entertinment nd rodnd servies Employees 50,000 Revenue US$15 illion 8 / 39

9 Introdution Teleommunitions Retil Bnking Insurne Medi Cox Communitions The ompny s top ojetives Build preditive models to help rete personlized offers more quikly nd urtely for more thn 6 million susriers ross 28 regions Doule diret mil mpign onversions The resolution Deployed the SAP InfiniteInsight solution for preditive nlytis, inluding segmenttion, lssifition, regression, nd dt ggregtion Stremlined mrket nlysis ompny-wide through entrl nlytis tem overing ll 28 regions The key enefits Slle solution to support oth short- nd long-term mrketing needs, inluding preditive modeling for ustomer quisitions, retention, lifetime vlution, nd event-sed mrketing Preise, urte, nd fst polling of 10 million oservtions nd 800 vriles to identify ustomer-relted issues, inluding propensity to purhse, likelihood of hurn, nd prospetive redit risks 14% More produts per ustomer household 28% Redution in ustomer hurn rte 80% Redution in model retion time 42X Greter throughput for entrl nlysts (from 40 to 1,680 preditive models nnully) 9 / 39

10 Introdution Teleommunitions Retil Bnking Insurne Medi Belgom Group Delivering Next-Best Ation Aross All Customer Chnnels with SAP InfiniteInsight For telephone, Internet, nd television servies, the people of Belgium rely on Belgom. But in this highly ompetitive industry, the window of opportunity to introdue new produts is nrrow. With the SAP InfiniteInsight solution, Belgom hs utomted dt mining tools tht help it etter understnd ustomer needs nd provide personlized servie nd mpigns ross ll hnnels. This mens more stisfied ustomers stying onneted with Belgom. Compny Belgom Group Hedqurters Bruxelles, Belgium Industry Teleommunitions Produts nd Servies Fixed line, wireless, television, nd Internet ommunition servies Employees 15,859 (2012) Revenue 6.4 million (2012) 10 / 39

11 Introdution Teleommunitions Retil Bnking Insurne Medi Belgom Group Diving into ustomer dt with SAP InfiniteInsight Ojetives Use previously unseen ustomer insights to redue ustomer hurn nd identify new revenue opportunities Enhne hurn detetion, speed up deployment for preditive models, nd identify revenue potentil ross the ustomer lifeyle Why SAP Proven reord of expertise nd suess in the teleommunitions industry Roust nd urte preditive modeling for usiness nd onsumer reltionships provided y the SAP InfiniteInsight solution Flexile nd user-friendly solution tht is essile y oth trined sttistiins nd usiness nlysts Benefits Enles next-est-tion mrketing ross ll hnnels, from ll enters to the We to retil stores Optimizes intertions throughout the omplete ustomer reltionship, reveling previously unseen ustomer insights Identifies mrket gps, turning them into revenue Inreses ustomer stisftion nd redues ustomer hurn Rises return on mrketing investments Aelertes modeling time from months to dys 11 / 39

12 Introdution Teleommunitions Retil Bnking Insurne Medi Bngllink Holding revenue nd improving ustomer experiene Sine 2005 Bngllink Digitl Communitions Ltd. hs positioned itself s one of Bngldesh s leding moile phone opertors y improving people s lives through ffordle teleommunition servies. In order to ring moile teleommunitions to the msses, Bngllink used the SAP InfiniteInsight solution. By uilding preditive models, Bngllink is le to preserve vlule revenue y omting ustomer hurn nd improving the overll ustomer experiene. Compny Bngllink Digitl Communitions Ltd. Hedqurters Dhk, Bngldesh Industry Teleommunitions Produts nd Servies Integrted teleommunition servies voie nd dt servies, trditionl nd rodnd moile, nd fixed tehnologies Employees 2,500 Revenue US$550 million 12 / 39

13 Introdution Teleommunitions Retil Bnking Insurne Medi Bngllink Ojetives Improve retention mpign results to omt ustomer hurn Anlyze Big Dt oming from soures suh s ll detil reords, produt susriptions, vouher trnstions, pkge onversions, nd ell site lotions Why SAP Supports intuitive uilding of preditive models, even for users with little or no experiene in dt siene or sttistis Inludes prepkged preditive models nd predefined nlytil dt rhiteture to elerte the time required to prepre nlytil dt, uild preditive models, nd deploy resulting sores into prodution Benefits Enled model to detet more thn qurter of ll future hurners with only 10% smple of the highest sores Deployed the SAP InfiniteInsight solution within five months Gined the tools to uild nd deploy preditive models in hours, s opposed to weeks or months Future plns Integrte preditive models with the mpign mngement system to mke susriers the right offer t the right time ross ll ustomer-fing hnnels Add the SAP InfiniteInsight Soil pplition to identify influeners for virl mrketing progrms nd to detet frudulent tivity with ustomers 13 / 39

14 Introdution Teleommunitions Retil Bnking Insurne Medi Vodfone Netherlnds Trgeting Customers with More-Relevnt Offers Preditive nlysis is importnt, euse it enles ompny to mke the most of their mrketing spend. We use SAP InfiniteInsight to ensure tht our offers re more relevnt to our ustomers, so we don t over ontt them. Vilih Overwter, Senior Modeling Anlyst, Vodfone Netherlnds Compny Vodfone Netherlnds Hedqurters Amsterdm, Netherlnds Industry Teleommunitions Produts nd Servies Teleommunition servies, inluding postpy onsumer nd enterprise, fixed, prepy, nd mhine to mhine 14 / 39

15 Introdution Teleommunitions Retil Bnking Insurne Medi XL Douling Mrketing Cmpign Tke-Up Rte with the SAP InfiniteInsight Solution We were le to exeute highly trgeted mrketing mpigns powered y preditive models uilt on SAP InfiniteInsight. Sine deployment, we ve ut ttrition ross the ord y 8.2% nd hve grown our ustomer se y nerly 25%. Prdeep Kumr, Generl Mnger of Customer Anlytis, PT XL Axit Tk Compny PT XL Axit Tk Hedqurters Jkrt, Indonesi Industry Teleommunitions Produts nd Servies Moile ommunitions, rodnd Internet, dt ommunitions, 3G servies Employees 2,000 Revenue US$2.1 illion 15 / 39

16 Introdution Teleommunitions Retil Bnking Insurne Medi XL Top ojetives Outpe the ompetition in ompetitive nd ner-sturted mrket Generte more-profitle ustomer reltionships nd improve retention nd loylty Why the SAP InfiniteInsight solution Preditive modeling to nlyze dt on over 40 million susriers nd determine hrteristis like produt nd hurn propensity Preferred over ompeting solutions nd trditionl retention nd loylty mngement strtegies euse it is fst to deploy, user-friendly, nd ontriutes to the gility of mrketing opertions Key enefits Aility to uild preditive models in just few hours Mthing of ustomer eligiility, inventory vilility, nd profitility to prioritize offer presenttions nd deploy next-est-tivity solution Cmpign optimiztion to mximize retention, ross-sell, nd up-sell ross mrketing hnnels, inresing revenue nd susrier usge Protive identifition nd trgeting of ustomers t risk of hurning well efore the loss 16 / % Inrese in mpign onversion rte 28% Inrese in predition ury when trgeting soil influeners 66.6% Redution in ttrition with highest-vlue susriers nd 8.2% redution overll 25% Approximte growth in ustomer se 102% Return on investment

17 Introdution Teleommunitions Retil Bnking Insurne Medi Eldordo Boosting Sles Forest Aury with the SAP InfiniteInsight Solution For eletronis, pplines, omputers, nd more, Russins hed to Eldordo. Operting 700 stores nd frnhises, more thn 30 Internet units, nd 120 order nd pikup points, the retiler must mnge lrge dt volumes to improve sles foresting, exploit hidden revenue potentil, nd slsh inventory osts. To mke the most of its Big Dt with preditive nlytis, Eldordo uses the SAP InfiniteInsight solution. Compny Eldordo LLC Hedqurters Mosow, Russi Industry Retil Produts nd Servies Consumer eletronis nd domesti pplines Employees 15,000 Revenue 2.4 illion (2012) 17 / 39

18 Introdution Teleommunitions Retil Bnking Insurne Medi Eldordo Ojetives Anlyze dt stored in the SAP 360 Customer solution from over 1.5 million point-of-sle trnstions for more thn 420 produt groups nd sles of over 8,000 produts eh month Improve forest preision to oost sles nd redue inventory osts Why SAP Trusted tehnology prtner with proven reord of delivering suess ross the industry Aility to further utilize rel-time ess to lrge volumes of dt lredy ville with the SAP Business Wrehouse pplition powered y SAP HANA nd the SAP Plnning for Retil pplition Ese of use, preision of preditive models, nd innovtive utomted tools ville with the SAP InfiniteInsight solution Benefits Building pproximtely 500 preditive models month, tsk impossile with trditionl modeling tehniques tht required weeks or months to uild single model Creting forests for ssortment plnning, shelf replenishment, priing nd promotion nlysis, store lustering, store lotion seletion, nd sles nd purhsing plnning Ahieving up to 82% ury in sles forests, 10% improvement over prior foresting tehniques Future plns Migrte further SAP pplitions to SAP HANA, leverging the full potentil of in-memory omputing tehnology Continue to expnd nd evolve the usiness using world-lss IT systems nd innovtion 18 / 39

19 Introdution Teleommunitions Retil Bnking Insurne Medi Groupe SAMSE Improving Mrketing, Risk Prevention, nd Inventory Foresting with the SAP InfiniteInsight Solution Whether emrking on mjor development projet or fixing up privte home, ontrtors nd do-it-yourself homeowners in Frne rely on tools, mterils, nd personlized dvie from Groupe SAMSE. With the SAP InfiniteInsight solution, Groupe SAMSE n uild preditive models to nlyze nd use huge mounts of ustomer dt gthered every dy. With 220% inrese in mrketing mpign responses, Groupe SAMSE is lerly offering ustomers extly wht they need. Compny Groupe SAMSE Hedqurters Grenole, Frne Industry Retil Produts nd Servies Distriution of uilding mterils nd tools Employees 5,000 Revenue million 19 / 39

20 Introdution Teleommunitions Retil Bnking Insurne Medi Groupe SAMSE Ojetives Boost mrketing mpign performne, risk prevention, nd inventory foresting ross 25 rnds nd 290 sles outlets Anlyze terytes of dt on over 300,000 loylty rdholders nd 30,000 enterprise ustomers eh dy Build nd nlyze 360-degree view of oth usiness-to-usiness nd usiness-to-ustomer reltionships Updte preditive models weekly, rther thn monthly, to ensure timely preditions Why SAP Reusle nd esily modifile nlyti reords with the SAP InfiniteInsight solution Cretion of preditive models tht enle inventory foresting for over 75 produt stokkeeping units nd redit sore nlysis to predit the risk of ustomer nonpyment Benefits Response rte to diret mrketing mpigns up y 220% Preditive models tht require just week, rther thn months, to updte Blne etween systemti nd flexile explortion of dily dt ross group rnds using preditive models Erly-wrning system for individul ustomer onstrution projets, enling personlized produt reommendtions in ner-rel time ross multiple ustomer-fing hnnels, inluding retil outlets, ll enters, nd sles Future plns Continue to grow the ustomer se through n urte understnding of ustomer ehvior Pursue strtegy of usiness improvement using the ltest in enterprise tehnology 20 / 39

21 Introdution Teleommunitions Retil Bnking Insurne Medi Dinos Ceile Compny Dinos Ceile Co.,Ltd. Hedqurters Tokyo, Jpn Industry Retil Produts nd Servies Ctlog nd Mil-order retiling Employees 1,343 Revenue YEN illion (~ US$ 1.12 illion) 21 / 39

22 Introdution Teleommunitions Retil Bnking Insurne Medi HSE24 Positively Influening Customer Buying Behvior with Better Anlytis Softwre nd SAP HANA With sw n opportunity with SAP HANA to influene our ustomers uying ehvior nd redue produt return rtes. Eh yer over 11.5 million HSE24 prels re sent out to 1.5 million ustomers. As mil-order usiness, we estimte tht deresing our return rte y only 1% ould led to seven-digit euro svings on the ottom line. Mihel Kuenzel, VP of IT, Home Shopping Europe GmH (HSE24) Compny Home Shopping Europe GmH (HSE24) Hedqurters Ismning, Germny Industry Retil Produts nd Servies Fshion, jewelry, euty nd home produts Employees Approximtely 2,900 (inluding externl ll enter nd logistis personnel) Visitors 515 million (2012) 22 / 39

23 Introdution Teleommunitions Retil Bnking Insurne Medi HSE24 The ompny s top ojetives Beome world-lss ustomer sles nd servie orgniztion Redue ustomer mil order returns Ret to demnd in rel time The resolution Deployed SAP Preditive Anlysis softwre nd the SAP Audiene Disovery nd Trgeting nlyti pplition powered y SAP HANA Estlished pln to migrte the SAP Customer Reltionship Mngement pplition to SAP HANA s the seond phse of the SAP HANA implementtion projet The key enefits 360-degree view of ustomer informtion, helping ensure more foused, trgeted mpigns nd ustomer intertions Instnt ess to ll ustomer dt, enling mrketers to tke pproprite mesures towrd reduing return rtes Meningful ustomer intertions, helping rete offers tht re relevnt to onsumers nd more urtely reflet unique demnds Rel-time Aggregtion of ustomer dt tht provides omplete view of every ustomer Meningful Customer intertion tht is more powerful nd effetive Trgeted Mrketing mpigns tht fous on unique ustomer segments Relevnt Offers tht more urtely ddress ustomer demnds 23 / 39

24 Introdution Teleommunitions Retil Bnking Insurne Medi AAA Steering the Wy to Better Customer Understnding When getting ehind the wheel, millions of Amerins rely on the Amerin Automoile Assoition (AAA) for trvel ssistne, insurne, nd emergeny towing. To optimize servie from the 44 AAA motor lus ross the United Sttes nd Cnd, the AAA Ntionl Offie ssemled entrlized tion enter to provide etter insight into memer needs. With next-genertion preditive nlytis using the SAP InfiniteInsight solution, AAA n get memers wht they need when they need it most. Compny Amerin Automoile Assoition (AAA) Hedqurters Orlndo, Florid Industry Insurne Produts nd Servies Rodside ssistne; utomotive, trvel, nd finnil servies Employees >40, / 39

25 Introdution Teleommunitions Retil Bnking Insurne Medi AAA Ojetives Optimize mrketing insight ross ll stges of the ustomer lifeyle Provide more powerful nd entrlized mens of nlyzing ustomer informtion nd optimizing mrketing efforts ross motor lus Estlish ost-effetive, esy-to-ess pproh to preditive nlytis Why SAP Stndrd reporting fetures of the SAP InfiniteInsight solution, inluding modeling results, vrile ontriutions, nd gin hrts tht lu mrketing tems n esily understnd Aility to provide olletive insight to lus out memers most likely to enefit from the ssoition s wide rnge of offerings Slility of preditive models tht n e mnged y just two usiness nlysts ross multiple motor lus Benefits Optimized mrketing mpigns ross hnnels for nerly 70% of memers Enled ustomized offers to fit individul memer interests nd needs Cut ttrition nd inresed overll ustomer lifetime vlue y extending trgeted offers to memers with low usge Erned millions of dollrs in sles, thnks to optimized mrketing mpigns for some lus Future plns Boost usge of mrketing servies nd preditive models to 100% of motor lus Extend mpign personliztion ross soil medi hnnels 25 / 39

26 Introdution Teleommunitions Retil Bnking Insurne Medi Aviv Customer Knowledge Through Preditive Anlytis Proteting round 31 million ustomers worldwide with insurne, svings, nd investment produts, Aviv is the United Kingdom s lrgest insurer nd is lso one of Europe s leding providers of life nd generl insurne nd sset mngement. Committed to serving ustomers well to uild stronger, sustinle usiness tht positively impts soiety, Aviv uses the SAP InfiniteInsight solution. Preditive models help Aviv gin the insight needed to trget the right ustomers with the right offers t the right time. Compny Aviv pl Hedqurters London Industry Insurne Produts nd Servies Life nd generl insurne Customer Bse 31.4 million ustomers in over 15 ountries Employees 27,700 worldwide Operting Profit 2.05 illion ( 2.5 illion) 26 / 39

27 Introdution Teleommunitions Retil Bnking Insurne Medi Aviv Ojetives Mke use of preditive nlytis to uild propensity models for individul ustomer groups rther thn uild generi models for ll ustomers Avoid ontting ustomers too frequently, while lso improving mpign response rtes Inrese return on mrketing nd mpign response rtes y identifying ustomers most likely to respond Why SAP Chrts tht help mrketing experts visulize the ntiipted usiness impt of models Signifintly etter modeling utomtion tht llows mny models to e uilt with ese Automti nlysis of the individul ontriutions of hundreds of vriles to model, rther thn mnul inspetion of limited numer of vriles Benefits Higher mpign response rtes nd enhned ustomer lifetime vlue through more-personlized offers Signifint inrese in the numer of propensity models used within the ompny, with more thn 30 models in prodution Aility to use the freshest dt to keep models up-to-dte nd pture the ltest trends Future plns Further improve return on mrketing with uplift modeling tht predits the impt of mrketing tivities on speifi trget groups Build preditive models to nlyze ustomer quisition nd win-k Video 27 / 39

28 Bk Offie Introdution Teleommunitions Retil Bnking Insurne Medi Monext Proteting Business nd Consumers from Online Frud SAP InfiniteInsight will give us rel ompetitive dvntge, sving hundreds of millions of euros nnully. Annelle Gerrd, Business Intelligene nd Dt Mining Anlyst, Monext SAS Compny Monext SAS Hedqurters Courevoie, Frne Industry Bnking Produts nd Servies Pyment nd money rd proessing solutions nd servies Employees 480 Revenue 67 million (2011) 28 / 39

29 Introdution Teleommunitions Retil Bnking Insurne Medi Monext Ojetives Redue e-frud for some of Europe s lrgest e-usinesses, retilers, nd nks Reple n outsoured nlytis solution tht used generlized model to predit e-frud Derese flse lerts to improve the onsumer experiene nd redue ll enter osts Why SAP Custom-tilored preditive modeling for eh unique rd provider nd rd type, inluding redit, deit, prepid, nd luxury rds, ville with the SAP InfiniteInsight solution Automted lerning for rpid modeling, omined with powerful nd user-friendly interfe Benefits Just one hlf-time nlyst to uild ustomized models for eh provider nd rd type Relile results in hours insted of dys or weeks Anlysis of Big Dt from hundreds of millions of trnstions, nd up to 500 ntive nd derived ttriutes used to evlute eletroni trnstions in milliseonds Hundreds of millions of euros sved in potentilly lost revenue nnully for rd providers, providing rel ompetitive dvntge nd gretly improving the onsumer experiene Future plns Further innovte to mke pyments even more onvenient nd seure ross ll eletroni hnnels Continue to support nd protet usinesses nd onsumers using SAP softwre tehnology 29 / 39

30 Introdution Teleommunitions Retil Bnking Insurne Medi Skyrok.om Monetizing Soil Networking with SAP InfiniteInsight Reommendtion When it omes to online ontent, people trust their friends to know wht they will like. Offering its memers free, personl We spe to rete logs, dd profiles, nd exhnge messges with other registered memers, Skyrok.om is one of the fstest-growing soil network sites in the world. But the ompny needed wy to leverge ll tht ustomer dt nd monetize its rpid growth. Compny Skyrok.om Hedqurters Pris Industry Medi Produts nd Servies Soil network, log, nd medi shring servies Employees 80 Visitors 12 million per month 30 / 39

31 Introdution Teleommunitions Retil Bnking Insurne Medi Skyrok.om The ompny s top ojetives Unlok Big Dt soures for more urte preditions nd personlized reommendtions on produts, friends, nd ontent Improve site stikiness nd soil enggement Inrese pge views per visit to serve up more vlule pid dvertisements nd oost revenue The resolution Deployed the SAP InfiniteInsight Reommendtion pplition, enling segmenttion using soil network nlysis nd soil friend reommendtions Lunhed pilot to reommend logs to visitors nd memers sed on profiles nd tstes to further inrese site stikiness The key enefits Aility to offer relevnt friend reommendtions eh morning to site memers Better understnding of individul users, helping identify ommunities with similr interests, hrteristis, nd ehviors, suh s shopping fns, horsek riders, new moms, nd r fntis 20 Relevnt friend reommendtions sent to site memers eh morning 2x More friend requests nd orresponding inrese in the eptne rte <600,000 New friend links eh dy 20,000 Distint ommunities identified 31 / 39

32 Introdution Teleommunitions Retil Bnking Insurne Medi CIR food Inresing Effiieny nd Mking More-Informed Deisions with SAP Solutions CIR food looks to its prtners to help meet usiness ojetives. Not only re SAP solutions helping us hieve top-noth results, ut reduing the reline on IT support is helping our ottom line. Lu Brini, CIO, Coopertiv Itlin di Ristorzione S.C. (CIR food) Compny Coopertiv Itlin di Ristorzione S.C. (CIR food) Hedqurters Reggio Emili, Itly Industry Trvel nd trnsporttion hospitlity Produts nd Servies Food nd resturnt servies, mel tikets, tering, nd edutionl servie plnning Revenue 500 million Employees 11,500 Prtner B4C Consulting 32 / 39

33 Introdution Teleommunitions Retil Bnking Insurne Medi CIR food Ojetives Implement mngement-level reporting system to provide fster insight into udget sttus nd elerte retion time Derese the demnd on IT with self-servie reporting for ll users, oth in the offie nd vi moile devie Provide foresting system tht gives resturnts the dt needed to mke informed purhsing nd hiring deisions Why SAP Provides innovtive, enterprise-wide solutions for everything from enterprise resoure plnning (ERP) nd wrehouse mngement to usiness intelligene (BI) nd nlytis Offers strong portfolio of nlytis solutions tht n e fully integrted with SAP Business Suite softwre Benefits Fster reporting, espeilly on moile devies, with SAP HANA softwre Better nvigtion of dt from the SAP HANA dtse using SAP Lumir softwre, reduing reline on IT support Greter insight into resturnt trends for etter inventory nd hiring deisions with SAP Preditive Anlysis softwre Cut the time to generte the udget from 4.5 months to 1 month with the SAP Business Plnning nd Consolidtion pplition 77% Less time to generte the udget with SAP Business Plnning nd Consolidtion 4,000% Inrese in the verge numer of dily users for BI tools Greter User independene, whih redues demnds on the IT deprtment 33 / 39

34 Introdution Teleommunitions Retil Bnking Insurne Medi eby Erly Signl Detetion System Powered y Preditive Anlytis on SAP HANA SAP HANA will free up ll the ndwidth right now involved in figuring out wht is going. The user just hs to feed in their metri, doesn t hve to worry out whih lgorithm is the est, nd n use the system euse it is inherently intelligent nd onfigurle. Ggndeep Bw, Mnger, North Ameri FP&A t eby In. Compny eby Hedqurters Sn Jose, Cliforni Industry Professionl Servies Produts nd Servies Online mrketple Employees 31,500 (2012) Revenue US$14.1 illion (2012) 34 / 39

35 Introdution Teleommunitions Retil Bnking Insurne Medi eby Business hllenges Inrese the ility to seprte signl from noise to identify key hnges to the helth of eby s mrketple Improve the preditility nd forest onfidene of eby s virtul eonomy Inrese insights into devitions nd their uses Tehnil hllenges Inility to detet ritil signls from 100 petytes of dt in eby s enterprise dt wrehouse Highly mnul proess requiring nlyst intervention, euse one model does not fit ll metris Key enefits Automted signl detetion system powered y preditive nlytis on SAP HANA selets the est model for metris utomtilly, inresing ury of forests Relile nd slle system provides rel-time insights llowing dt nlysts to fous on strtegi tsks Deision tree logi nd flexiility to djust senrios llows eby to dpt the est model for its dt Determine with 100% ury tht signl is positive t 97% onfidene Automted erly signl detetion system on SAP HANA Video More informtion 35 / 39

Enterprise Digital Signage Create a New Sign

Enterprise Digital Signage Create a New Sign Enterprise Digitl Signge Crete New Sign Intended Audiene: Content dministrtors of Enterprise Digitl Signge inluding stff with remote ess to sign.pitt.edu nd the Content Mnger softwre pplition for their

More information

- DAY 1 - Website Design and Project Planning

- DAY 1 - Website Design and Project Planning Wesite Design nd Projet Plnning Ojetive This module provides n overview of the onepts of wesite design nd liner workflow for produing wesite. Prtiipnts will outline the sope of wesite projet, inluding

More information

Student Access to Virtual Desktops from personally owned Windows computers

Student Access to Virtual Desktops from personally owned Windows computers Student Aess to Virtul Desktops from personlly owned Windows omputers Mdison College is plesed to nnoune the ility for students to ess nd use virtul desktops, vi Mdison College wireless, from personlly

More information

Enterprise Risk Management Software Buyer s Guide

Enterprise Risk Management Software Buyer s Guide Enterprise Risk Mngement Softwre Buyer s Guide 1. Wht is Enterprise Risk Mngement? 2. Gols of n ERM Progrm 3. Why Implement ERM 4. Steps to Implementing Successful ERM Progrm 5. Key Performnce Indictors

More information

Architecture and Data Flows Reference Guide

Architecture and Data Flows Reference Guide Arhiteture nd Dt Flows Referene Guide BES12 Version 12.3 Pulished: 2015-10-14 SWD-20151014125318579 Contents Aout this guide... 5 Arhiteture: BES12 EMM solution... 6 Components used to mnge BlkBerry 10,

More information

How To Organize A Meeting On Gotomeeting

How To Organize A Meeting On Gotomeeting NOTES ON ORGANIZING AND SCHEDULING MEETINGS Individul GoToMeeting orgnizers my hold meetings for up to 15 ttendees. GoToMeeting Corporte orgnizers my hold meetings for up to 25 ttendees. GoToMeeting orgnizers

More information

Active Directory Service

Active Directory Service In order to lern whih questions hve een nswered orretly: 1. Print these pges. 2. Answer the questions. 3. Send this ssessment with the nswers vi:. FAX to (212) 967-3498. Or. Mil the nswers to the following

More information

Application Bundles & Data Plans

Application Bundles & Data Plans Appliction Appliction Bundles & Dt Plns We ve got plns for you. Trnsporttion compnies tody ren t one-size-fits-ll. Your fleet s budget, size nd opertions re unique. To meet the needs of your fleet nd help

More information

VMware Horizon FLEX Administration Guide

VMware Horizon FLEX Administration Guide VMwre Horizon FLEX Administrtion Guide Horizon FLEX 1.0 This doument supports the version of eh produt listed nd supports ll susequent versions until the doument is repled y new edition. To hek for more

More information

Small Businesses Decisions to Offer Health Insurance to Employees

Small Businesses Decisions to Offer Health Insurance to Employees Smll Businesses Decisions to Offer Helth Insurnce to Employees Ctherine McLughlin nd Adm Swinurn, June 2014 Employer-sponsored helth insurnce (ESI) is the dominnt source of coverge for nonelderly dults

More information

UNIVERSITY AND WORK-STUDY EMPLOYERS WEBSITE USER S GUIDE

UNIVERSITY AND WORK-STUDY EMPLOYERS WEBSITE USER S GUIDE UNIVERSITY AND WORK-STUDY EMPLOYERS WEBSITE USER S GUIDE Tble of Contents 1 Home Pge 1 2 Pge 2 3 Your Control Pnel 3 4 Add New Job (Three-Step Form) 4-6 5 Mnging Job Postings (Mnge Job Pge) 7-8 6 Additionl

More information

BEC TESTS Gli ascolti sono disponibili all indirizzo www.loescher.it/business

BEC TESTS Gli ascolti sono disponibili all indirizzo www.loescher.it/business Gli solti sono disponiili ll indirizzo www.loesher.it/usiness SURNAME AND NAME CLASS DATE BEC TEST Prt one Questions 1-8 For questions 1-8 you will her eight short reordings. For eh question, hoose one

More information

Orthodontic marketing through social media networks: The patient and practitioner s perspective

Orthodontic marketing through social media networks: The patient and practitioner s perspective Originl rtile Orthodonti mrketing through soil medi networks: The ptient nd prtitioner s perspetive Kristin L. Nelson ; Bhvn Shroff ; l M. Best ; Steven J. Linduer d BSTRCT Ojetive: To (1) ssess orthodonti

More information

ORGANIZER QUICK REFERENCE GUIDE

ORGANIZER QUICK REFERENCE GUIDE NOTES ON ORGANIZING AND SCHEDULING MEETINGS Individul GoToMeeting orgnizers my hold meetings for up to 15 ttendees. GoToMeeting Corporte orgnizers my hold meetings for up to 25 ttendees. GoToMeeting orgnizers

More information

End-to-end development solutions

End-to-end development solutions TECHNICAL SERVICES Endtoend development solutions Mnged y TFE HOTELS TFE Hotels re the only Austrlin Hotel group with inhouse end to end development solutions. We hve expertise in Arhiteturl nd Interior

More information

McAfee Network Security Platform

McAfee Network Security Platform XC-240 Lod Blner Appline Quik Strt Guide Revision D MAfee Network Seurity Pltform This quik strt guide explins how to quikly set up nd tivte your MAfee Network Seurity Pltform XC-240 Lod Blner. The SFP+

More information

VMware Horizon FLEX Administration Guide

VMware Horizon FLEX Administration Guide VMwre Horizon FLEX Administrtion Guide Horizon FLEX 1.1 This doument supports the version of eh produt listed nd supports ll susequent versions until the doument is repled y new edition. To hek for more

More information

KEY SKILLS INFORMATION TECHNOLOGY Level 3. Question Paper. 29 January 9 February 2001

KEY SKILLS INFORMATION TECHNOLOGY Level 3. Question Paper. 29 January 9 February 2001 KEY SKILLS INFORMATION TECHNOLOGY Level 3 Question Pper 29 Jnury 9 Ferury 2001 WHAT YOU NEED This Question Pper An Answer Booklet Aess to omputer, softwre nd printer You my use ilingul ditionry Do NOT

More information

OUTLINE SYSTEM-ON-CHIP DESIGN. GETTING STARTED WITH VHDL August 31, 2015 GAJSKI S Y-CHART (1983) TOP-DOWN DESIGN (1)

OUTLINE SYSTEM-ON-CHIP DESIGN. GETTING STARTED WITH VHDL August 31, 2015 GAJSKI S Y-CHART (1983) TOP-DOWN DESIGN (1) August 31, 2015 GETTING STARTED WITH VHDL 2 Top-down design VHDL history Min elements of VHDL Entities nd rhitetures Signls nd proesses Dt types Configurtions Simultor sis The testenh onept OUTLINE 3 GAJSKI

More information

Words Symbols Diagram. abcde. a + b + c + d + e

Words Symbols Diagram. abcde. a + b + c + d + e Logi Gtes nd Properties We will e using logil opertions to uild mhines tht n do rithmeti lultions. It s useful to think of these opertions s si omponents tht n e hooked together into omplex networks. To

More information

Inter-domain Routing

Inter-domain Routing COMP 631: COMPUTER NETWORKS Inter-domin Routing Jsleen Kur Fll 2014 1 Internet-sle Routing: Approhes DV nd link-stte protools do not sle to glol Internet How to mke routing slle? Exploit the notion of

More information

Using CrowdSourcing for Data Analytics

Using CrowdSourcing for Data Analytics Using CrowdSouring for Dt Anlytis Hetor Gri-Molin (work with Steven Whng, Peter Lofgren, Adity Prmeswrn nd others) Stnford University 1 Big Dt Anlytis CrowdSouring 1 CrowdSouring 3 Rel World Exmples Ctegorizing

More information

Innovation in Software Development Process by Introducing Toyota Production System

Innovation in Software Development Process by Introducing Toyota Production System Innovtion in Softwre Development Proess y Introduing Toyot Prodution System V Koihi Furugki V Tooru Tkgi V Akinori Skt V Disuke Okym (Mnusript reeived June 1, 2006) Fujitsu Softwre Tehnologies (formerly

More information

European Convention on Social and Medical Assistance

European Convention on Social and Medical Assistance Europen Convention on Soil nd Medil Assistne Pris, 11.XII.1953 Europen Trety Series - No. 14 The governments signtory hereto, eing memers of the Counil of Europe, Considering tht the im of the Counil of

More information

the machine and check the components

the machine and check the components Quik Setup Guide Strt Here MFC-7360N MFC-7460DN Plese red the Sfety nd Legl ooklet first efore you set up your mhine. Then, plese red this Quik Setup Guide for the orret setup nd instlltion. To view the

More information

2. Use of Internet attacks in terrorist activities is termed as a. Internet-attack b. National attack c. Cyberterrorism d.

2. Use of Internet attacks in terrorist activities is termed as a. Internet-attack b. National attack c. Cyberterrorism d. Moule2.txt 1. Choose the right ourse of tion one you feel your mil ount is ompromise?. Delete the ount b. Logout n never open gin. Do nothing, sine no importnt messge is there. Chnge psswor immeitely n

More information

Health insurance marketplace What to expect in 2014

Health insurance marketplace What to expect in 2014 Helth insurnce mrketplce Wht to expect in 2014 33096VAEENBVA 06/13 The bsics of the mrketplce As prt of the Affordble Cre Act (ACA or helth cre reform lw), strting in 2014 ALL Americns must hve minimum

More information

Reasoning to Solve Equations and Inequalities

Reasoning to Solve Equations and Inequalities Lesson4 Resoning to Solve Equtions nd Inequlities In erlier work in this unit, you modeled situtions with severl vriles nd equtions. For exmple, suppose you were given usiness plns for concert showing

More information

TOA RANGATIRA TRUST. Deed of Trust 3714386.2

TOA RANGATIRA TRUST. Deed of Trust 3714386.2 TOA RANGATIRA TRUST Deed of Trust 1 Deed dted 2011 Prties 1 Te Runng o To Rngtir Inorported n inorported soiety hving its registered offie t Poriru (the Runng ) Bkground A B C D The Runng is n inorported

More information

REMO: Resource-Aware Application State Monitoring for Large-Scale Distributed Systems

REMO: Resource-Aware Application State Monitoring for Large-Scale Distributed Systems : Resoure-Awre Applition Stte Monitoring for Lrge-Sle Distriuted Systems Shiong Meng Srinivs R. Kshyp Chitr Venktrmni Ling Liu College of Computing, Georgi Institute of Tehnology, Atlnt, GA 332, USA {smeng,

More information

Equivalence Checking. Sean Weaver

Equivalence Checking. Sean Weaver Equivlene Cheking Sen Wever Equivlene Cheking Given two Boolen funtions, prove whether or not two they re funtionlly equivlent This tlk fouses speifilly on the mehnis of heking the equivlene of pirs of

More information

Health insurance exchanges What to expect in 2014

Health insurance exchanges What to expect in 2014 Helth insurnce exchnges Wht to expect in 2014 33096CAEENABC 02/13 The bsics of exchnges As prt of the Affordble Cre Act (ACA or helth cre reform lw), strting in 2014 ALL Americns must hve minimum mount

More information

ClearPeaks Customer Care Guide. Business as Usual (BaU) Services Peace of mind for your BI Investment

ClearPeaks Customer Care Guide. Business as Usual (BaU) Services Peace of mind for your BI Investment ClerPeks Customer Cre Guide Business s Usul (BU) Services Pece of mind for your BI Investment ClerPeks Customer Cre Business s Usul Services Tble of Contents 1. Overview...3 Benefits of Choosing ClerPeks

More information

1. Definition, Basic concepts, Types 2. Addition and Subtraction of Matrices 3. Scalar Multiplication 4. Assignment and answer key 5.

1. Definition, Basic concepts, Types 2. Addition and Subtraction of Matrices 3. Scalar Multiplication 4. Assignment and answer key 5. . Definition, Bsi onepts, Types. Addition nd Sutrtion of Mtries. Slr Multiplition. Assignment nd nswer key. Mtrix Multiplition. Assignment nd nswer key. Determinnt x x (digonl, minors, properties) summry

More information

Vendor Rating for Service Desk Selection

Vendor Rating for Service Desk Selection Vendor Presented By DATE Using the scores of 0, 1, 2, or 3, plese rte the vendor's presenttion on how well they demonstrted the functionl requirements in the res below. Also consider how efficient nd functionl

More information

European Convention on Products Liability in regard to Personal Injury and Death

European Convention on Products Liability in regard to Personal Injury and Death Europen Trety Series - No. 91 Europen Convention on Produts Liility in regrd to Personl Injury nd Deth Strsourg, 27.I.1977 The memer Sttes of the Counil of Europe, signtory hereto, Considering tht the

More information

Would your business survive a crisis? A guide to business continuity planning. www.staffordbc.gov.uk

Would your business survive a crisis? A guide to business continuity planning. www.staffordbc.gov.uk Would your usiness survive risis? A guide to usiness ontinuity plnning www.stfford.gov.uk 2 A guide to Business Continuity Plnning A guide to usiness ontinuity plnning Contents The Lw Wht type of inidents

More information

Data Security 1. 1 What is the function of the Jump instruction? 2 What are the main parts of the virus code? 3 What is the last act of the virus?

Data Security 1. 1 What is the function of the Jump instruction? 2 What are the main parts of the virus code? 3 What is the last act of the virus? UNIT 18 Dt Seurity 1 STARTER Wht stories do you think followed these hedlines? Compre nswers within your group. 1 Love ug retes worldwide hos. 2 Hkers rk Mirosoft softwre odes. 3 We phone sm. Wht other

More information

DATA SCIENTIST WHY IT S THE SEXIEST JOB OF THE 21 ST CENTURY

DATA SCIENTIST WHY IT S THE SEXIEST JOB OF THE 21 ST CENTURY Brought to you by HTTP://WWW.ANALYTICS-MAGAZINE.ORG DRIVING BETTER BUSINESS DECISIONS JULY/AUGUST 2013 ADVENT OF THE DATA SCIENTIST WHY IT S THE SEXIEST JOB OF THE 21 ST CENTURY ALSO INSIDE: Anlytics &

More information

JaERM Software-as-a-Solution Package

JaERM Software-as-a-Solution Package JERM Softwre-s--Solution Pckge Enterprise Risk Mngement ( ERM ) Public listed compnies nd orgnistions providing finncil services re required by Monetry Authority of Singpore ( MAS ) nd/or Singpore Stock

More information

Qualmark Licence Agreement

Qualmark Licence Agreement Terms nd Conditions Qulmrk Liene Agreement Terms nd Conditions Terms nd Conditions 1. Liene Holder Applint 2. Confirmed Sttus 3. Term nd Renewl 4. Use of the Intelletul Property 5. Qulmrk Progrmme Rtings

More information

Revised products from the Medicare Learning Network (MLN) ICD-10-CM/PCS Myths and Facts, Fact Sheet, ICN 902143, downloadable.

Revised products from the Medicare Learning Network (MLN) ICD-10-CM/PCS Myths and Facts, Fact Sheet, ICN 902143, downloadable. DEPARTMENT OF HEALTH AND HUMAN SERVICES Centers for Meire & Meii Servies Revise prouts from the Meire Lerning Network (MLN) ICD-10-CM/PCS Myths n Fts, Ft Sheet, ICN 902143, ownlole. MLN Mtters Numer: SE1325

More information

the machine and check the components Black Yellow Cyan Magenta Starter Ink Cartridges Product Registration Sheet (USA only)

the machine and check the components Black Yellow Cyan Magenta Starter Ink Cartridges Product Registration Sheet (USA only) Quik Setup Guide Strt Here DCP-J140W Thnk you for hoosing Brother, your support is importnt to us nd we vlue your usiness. Your Brother produt is engineered nd mnuftured to the highest stndrds to deliver

More information

Laboratory support for the didactic process of engineering processes automation at the Faculty of Mechanical Engineering

Laboratory support for the didactic process of engineering processes automation at the Faculty of Mechanical Engineering of Ahievements in Mterils nd Mnufturing Engineering VOLUME 15 ISSUE 1-2 Mrh-April 2006 Lortory support for the didti proess of engineering proesses utomtion t the Fulty of Mehnil Engineering J. Świder,

More information

Chapter. Contents: A Constructing decimal numbers

Chapter. Contents: A Constructing decimal numbers Chpter 9 Deimls Contents: A Construting deiml numers B Representing deiml numers C Deiml urreny D Using numer line E Ordering deimls F Rounding deiml numers G Converting deimls to frtions H Converting

More information

Start Here. Quick Setup Guide. the machine and check the components. NOTE Not all models are available in all countries.

Start Here. Quick Setup Guide. the machine and check the components. NOTE Not all models are available in all countries. Quik Setup Guide Strt Here HL-3140CW / HL-3150CDN HL-3150CDW / HL-3170CDW Thnk you for hoosing Brother, your support is importnt to us nd we vlue your usiness. Your Brother produt is engineered nd mnuftured

More information

Unleashing the Power of Cloud

Unleashing the Power of Cloud Unleshing the Power of Cloud A Joint White Pper by FusionLyer nd NetIQ Copyright 2015 FusionLyer, Inc. All rights reserved. No prt of this publiction my be reproduced, stored in retrievl system, or trnsmitted,

More information

A System Context-Aware Approach for Battery Lifetime Prediction in Smart Phones

A System Context-Aware Approach for Battery Lifetime Prediction in Smart Phones A System Context-Awre Approh for Bttery Lifetime Predition in Smrt Phones Xi Zho, Yo Guo, Qing Feng, nd Xingqun Chen Key Lbortory of High Confidene Softwre Tehnologies (Ministry of Edution) Shool of Eletronis

More information

the machine and check the components Starter Ink Cartridges Basic User s Guide Product Safety Guide Telephone Line Cord

the machine and check the components Starter Ink Cartridges Basic User s Guide Product Safety Guide Telephone Line Cord Quik Setup Guide Strt Here MFC-J450DW MFC-J470DW Thnk you for hoosing Brother, your support is importnt to us nd we vlue your usiness. Your Brother produt is engineered nd mnuftured to the highest stndrds

More information

ACCOUNTING IN THE CLOUD

ACCOUNTING IN THE CLOUD ACCOUNTING IN THE CLOUD Otili Dimitriu "Alexndru Ion Cuz" University of Isi, Romni dimitriu.otili88@yhoo.om Mrin Mtei "Alexndru Ion Cuz" University of Isi, Romni mri_mrtinik@yhoo.om Abstrt: Aounting in

More information

Corporate Compliance vs. Enterprise-Wide Risk Management

Corporate Compliance vs. Enterprise-Wide Risk Management Corporte Complince vs. Enterprise-Wide Risk Mngement Brent Sunders, Prtner (973) 236-4682 November 2002 Agend Corporte Complince Progrms? Wht is Enterprise-Wide Risk Mngement? Key Differences Why Will

More information

Boğaziçi University Department of Economics Spring 2016 EC 102 PRINCIPLES of MACROECONOMICS Problem Set 5 Answer Key

Boğaziçi University Department of Economics Spring 2016 EC 102 PRINCIPLES of MACROECONOMICS Problem Set 5 Answer Key Boğziçi University Deprtment of Eonomis Spring 2016 EC 102 PRINCIPLES of MACROECONOMICS Prolem Set 5 Answer Key 1. One yer ountry hs negtive net exports. The next yer it still hs negtive net exports n

More information

GATEWAY HOMES, INC 11901 REEDY BRANCH ROAD CHESTERFIELD, VA 23838 GATEWAY HOMES, INC: ENCLOSED IS THE ORGANIZATION S 2012 EXEMPT ORGANIZATION RETURN.

GATEWAY HOMES, INC 11901 REEDY BRANCH ROAD CHESTERFIELD, VA 23838 GATEWAY HOMES, INC: ENCLOSED IS THE ORGANIZATION S 2012 EXEMPT ORGANIZATION RETURN. GATEWAY HOMES, INC 11901 REEDY BRANCH ROAD CHESTERFIELD, VA 88 GATEWAY HOMES, INC: ENCLOSED IS THE ORGANIZATION S 01 EEMPT ORGANIZATION RETURN. SPECIFIC FILING INSTRUCTIONS ARE AS FOLLOWS. FORM 990 RETURN:

More information

THE ROYAL CORNWALL HOSPITALS NHS TRUST RESPONSE TO INFORMATION REQUEST. Date Request Received: 24 November 2014 FOI Ref: 605

THE ROYAL CORNWALL HOSPITALS NHS TRUST RESPONSE TO INFORMATION REQUEST. Date Request Received: 24 November 2014 FOI Ref: 605 FREEDOM OF INFORMATION ACT 2000 THE ROYAL CORNWALL HOSPITALS NHS TRUST RESPONSE TO INFORMATION REQUEST Dte Request Reeived: 24 November 2014 FOI Ref: 605 Requested Informtion Under the Freedom of Informtion

More information

Before you can use the machine, please read this Quick Setup Guide for the correct setup and installation.

Before you can use the machine, please read this Quick Setup Guide for the correct setup and installation. Quik Setup Guide Strt Here DCP-365CN DCP-373CW DCP-375CW DCP-377CW Before you n use the mhine, plese red this Quik Setup Guide for the orret setup nd instlltion. WARNING CAUTION Wrnings tell you wht to

More information

SOLVING EQUATIONS BY FACTORING

SOLVING EQUATIONS BY FACTORING 316 (5-60) Chpter 5 Exponents nd Polynomils 5.9 SOLVING EQUATIONS BY FACTORING In this setion The Zero Ftor Property Applitions helpful hint Note tht the zero ftor property is our seond exmple of getting

More information

PUBLIC DISCLOSURE COPY

PUBLIC DISCLOSURE COPY PUBLIC DISCLOSURE COPY TA RETURN FILING INSTRUCTIONS ** FORM 990 PUBLIC DISCLOSURE COPY ** FOR THE YEAR ENDING ~~~~~~~~~~~~~~~~~ Deemer, 0 Prepred for Prepred y Amount due or refund Mke hek pyle to Mil

More information

Word Wisdom Correlations to the Common Core State Standards, Grade 6

Word Wisdom Correlations to the Common Core State Standards, Grade 6 Reing Stnrs for Informtionl Text Key Ies n Detils 1 Cite textul eviene to support nlysis of wht the text sys expliitly s well s inferenes rwn from the text. 6, 7, 12, 13, 18, 19, 28, 29, 34, 35, 40, 41,

More information

2014 Department of the Treasury Internal Revenue Service

2014 Department of the Treasury Internal Revenue Service ** PUBLIC DISCLOSURE COPY ** OMB. -007 Return of Orgniztion Exempt From Inome Tx Form 990 Under setion 0(), 7, or 97()() of the Internl Revenue Code (exept privte foundtions) 0 Deprtment of the Tresury

More information

GENERAL OPERATING PRINCIPLES

GENERAL OPERATING PRINCIPLES KEYSECUREPC USER MANUAL N.B.: PRIOR TO READING THIS MANUAL, YOU ARE ADVISED TO READ THE FOLLOWING MANUAL: GENERAL OPERATING PRINCIPLES Der Customer, KeySeurePC is n innovtive prout tht uses ptente tehnology:

More information

Start Here. Quick Setup Guide MFC-8710DW MFC-8810DW MFC-8910DW. the machine and check the components

Start Here. Quick Setup Guide MFC-8710DW MFC-8810DW MFC-8910DW. the machine and check the components Quik Setup Guide Strt Here MFC-8710DW MFC-8810DW MFC-8910DW Thnk you for hoosing Brother, your support is importnt to us nd we vlue your usiness. Your Brother produt is engineered nd mnuftured to the highest

More information

Small Business Cloud Services

Small Business Cloud Services Smll Business Cloud Services Summry. We re thick in the midst of historic se-chnge in computing. Like the emergence of personl computers, grphicl user interfces, nd mobile devices, the cloud is lredy profoundly

More information

BSA E-Filing - Report of Foreign Bank and Financial Accounts (FBAR) THEFREE20140001

BSA E-Filing - Report of Foreign Bank and Financial Accounts (FBAR) THEFREE20140001 FINANCIAL CRIMES ENFORCEMENT NETWORK BSA E-Filing - Report of Foreign Bnk nd Finnil Aounts (FBAR) THEFREE0000 Version Numer:. FinCEN Form OMB Control Numer: 0-0009 Effetive Jnury, 0 Filing Nme THE FREEDOM

More information

MINNESOTA 4-H FOUNDATION

MINNESOTA 4-H FOUNDATION MINNESOTA -H FOUNDATION 990 Return Puli Inspetion Copy For the Yer Ended June 0, 0 00 INWOOD AVENUE NORTH SUITE 0 OAKDALE, MN 8 TEL: () -80 FA: () - www.kinshenke.om ** PUBLIC DISCLOSURE COPY ** OMB. -007

More information

2007 National Home and Hospice Care Survey

2007 National Home and Hospice Care Survey OMB #: 090-098 Exp.: 07/3/009 Ageny Nme: Ageny ID: 007 Ntionl Home nd Hospie Cre Survey Stffing Questionnire Prepred for the Centers for Disese Control nd Prevention Ntionl Center for Helth Sttistis y

More information

PRIVATE HEALTH INSURANCE. Geographic Variation in Spending for Certain High-Cost Procedures Driven by Inpatient Prices

PRIVATE HEALTH INSURANCE. Geographic Variation in Spending for Certain High-Cost Procedures Driven by Inpatient Prices United Sttes Government Aountility Offie Report to the Rnking Memer, Committee on Energy nd Commere, House of Representtives Deemer 2014 PRIVATE HEALTH INSURANCE Geogrphi Vrition in Spending for Certin

More information

Do not enter Social Security numbers on this form as it may be made public. Open to Public Internal Revenue Service

Do not enter Social Security numbers on this form as it may be made public. Open to Public Internal Revenue Service PUBLIC INSPECTION COPY OMB. 1-007 Return of Orgniztion Exempt From Inome Tx Form 990 Under setion 01(), 7, or 97()(1) of the Internl Revenue Code (exept privte foundtions) 01 Deprtment of the Tresury Do

More information

VoIP for the Small Business

VoIP for the Small Business Reducing your telecommunictions costs VoIP (Voice over Internet Protocol) offers low cost lterntive to expensive trditionl phone services nd is rpidly becoming the communictions system of choice for smll

More information

PUBLIC DISCLOSURE COPY 05481017 793760 2127 2011.04030 JAMES A. MICHENER ART MUSEU 2127 1

PUBLIC DISCLOSURE COPY 05481017 793760 2127 2011.04030 JAMES A. MICHENER ART MUSEU 2127 1 Cution: Forms printed from within Adoe Arot produts my not meet IRS or stte txing geny speifitions. When using Arot.x produts, unhek the "Shrink oversized pges to pper size" nd unhek the "Expnd smll pges

More information

AntiSpyware Enterprise Module 8.5

AntiSpyware Enterprise Module 8.5 AntiSpywre Enterprise Module 8.5 Product Guide Aout the AntiSpywre Enterprise Module The McAfee AntiSpywre Enterprise Module 8.5 is n dd-on to the VirusScn Enterprise 8.5i product tht extends its ility

More information

Young Women s Christian Association of Form 990 (2014) Northwest Georgia, Inc 58-0617782

Young Women s Christian Association of Form 990 (2014) Northwest Georgia, Inc 58-0617782 Young Women s Christin Assoition of Form 990 (0) rthwest Georgi, In 8-0778 Prt III Sttement of Progrm Servie Aomplishments Chek if Shedule O ontins response or note to ny line in this Prt III Briefly desrie

More information

Start Here. Quick Setup Guide. the machine and check the components DCP-9020CDW

Start Here. Quick Setup Guide. the machine and check the components DCP-9020CDW Quik Setup Guide Strt Here DCP-9020CDW Plese red the Produt Sfety Guide first, then red this Quik Setup Guide for the orret setup nd instlltion proedure. To view the Quik Setup Guide in other lnguges,

More information

High-Speed CRM at SNCF

High-Speed CRM at SNCF High-Speed CRM t SNCF SNCF VFE - Voygeurs Frnce Europe : ril pssenger brnch 100 million journeys in 2005 3.6 billion in turnover (TGV (high speed trins)/coril (trditionl intercity trins)) in 2005 14 million

More information

GFI MilArchiver 6 vs Quest Softwre Archive Mnger GFI Softwre www.gfi.com GFI MilArchiver 6 vs Quest Softwre Archive Mnger GFI MilArchiver 6 Quest Softwre Archive Mnger Who we re Generl fetures Supports

More information

Revisions published in the University of Innsbruck Bulletin of 18 June 2014, Issue 31, No. 509

Revisions published in the University of Innsbruck Bulletin of 18 June 2014, Issue 31, No. 509 Plese note: The following curriculum is for informtion purposes only nd not leglly inding. The leglly inding version is pulished in the pertinent University of Innsruck Bulletins. Originl version pulished

More information

How To Set Up A Network For Your Business

How To Set Up A Network For Your Business Why Network is n Essentil Productivity Tool for Any Smll Business TechAdvisory.org SME Reports sponsored by Effective technology is essentil for smll businesses looking to increse their productivity. Computer

More information

Hillsborough Township Public Schools Mathematics Department Computer Programming 1

Hillsborough Township Public Schools Mathematics Department Computer Programming 1 Essentil Unit 1 Introduction to Progrmming Pcing: 15 dys Common Unit Test Wht re the ethicl implictions for ming in tody s world? There re ethicl responsibilities to consider when writing computer s. Citizenship,

More information

GAO POSTSECONDARY EDUCATION. Student Outcomes Vary at For-Profit, Nonprofit, and Public Schools. Report to Congressional Requesters

GAO POSTSECONDARY EDUCATION. Student Outcomes Vary at For-Profit, Nonprofit, and Public Schools. Report to Congressional Requesters GAO United Sttes Government Aountbility Offie Report to Congressionl Requesters Deember 2011 POSTSECONDARY EDUCATION Outomes Vry t For-Profit, Nonprofit, nd Publi Shools GAO-12-143 Contents Letter 1 Limited

More information

Utilization of Smoking Cessation Benefits in Medicaid Managed Care, 2009-2013

Utilization of Smoking Cessation Benefits in Medicaid Managed Care, 2009-2013 Utiliztion of Smoking Cesstion Benefits in Medicid Mnged Cre, 2009-2013 Office of Qulity nd Ptient Sfety New York Stte Deprtment of Helth Jnury 2015 Introduction According to the New York Stte Tocco Control

More information

Troop Open House. tool to reach youth who have never tried Scouting.

Troop Open House. tool to reach youth who have never tried Scouting. Troop Open House The Boy Sout troop open house llows troop to swing open its doors nd roll out the red rpet to welome guests. It provides forum to show off Souting tivities nd the troop s omplishments.

More information

Blackbaud The Raiser s Edge

Blackbaud The Raiser s Edge Riser s Edge Slesce.com Comprison Summry Introduction (continued) Chrt -(continued) Non-Prit Strter Pck Compny Bckground Optionl Technology Both Slesce modules supports hs become include over Slesce.com

More information

2014 Department of the Treasury Internal Revenue Service

2014 Department of the Treasury Internal Revenue Service ETENDED TO NOVEMBER 6, 0 OMB. -007 Return of Orgniztion Exempt From Inome Tx Form 990 Under setion 0(), 7, or 97()() of the Internl Revenue Code (exept privte foundtions) 0 Deprtment of the Tresury Internl

More information

Towards Zero-Overhead Static and Adaptive Indexing in Hadoop

Towards Zero-Overhead Static and Adaptive Indexing in Hadoop Nonme mnusript No. (will e inserted y the editor) Towrds Zero-Overhed Stti nd Adptive Indexing in Hdoop Stefn Rihter Jorge-Arnulfo Quiné-Ruiz Stefn Shuh Jens Dittrih the dte of reeipt nd eptne should e

More information

Agenda. Who are we? Agenda. Cloud Computing in Everyday Life. Who are we? What is Cloud Computing? Drivers and Adoption Enabling Technologies Q & A

Agenda. Who are we? Agenda. Cloud Computing in Everyday Life. Who are we? What is Cloud Computing? Drivers and Adoption Enabling Technologies Q & A Agend Who re we? Wht is Cloud Computing? Drivers nd Adoption Enbling Technologies Cloud Computing in Everydy Life Joe Wong Senior Development Mnger, ICS, IBM Kit Yeung Advisory Softwre Engineer, ICS, IBM

More information

ENCLOSED ARE THE ORGANIZATION'S 2014 EXEMPT ORGANIZATION RETURNS. THE PAPER FILED RETURN(S) SHOULD BE SIGNED, DATED, AND MAILED, AS INDICATED.

ENCLOSED ARE THE ORGANIZATION'S 2014 EXEMPT ORGANIZATION RETURNS. THE PAPER FILED RETURN(S) SHOULD BE SIGNED, DATED, AND MAILED, AS INDICATED. CHILD, INC. 88 E. RD STREET AUSTIN, T 787 ATTENTION: ALBERT L. BLACK DEAR MR. BLACK: ENCLOSED ARE THE ORGANIZATION'S 0 EEMPT ORGANIZATION RETURNS. THE PAPER FILED RETURN(S) SHOULD BE SIGNED, DATED, AND

More information

How To Network A Smll Business

How To Network A Smll Business Why network is n essentil productivity tool for ny smll business Effective technology is essentil for smll businesses looking to increse the productivity of their people nd processes. Introducing technology

More information

Move, Inc. 2010 Citi EMT Conference January 5, 2010

Move, Inc. 2010 Citi EMT Conference January 5, 2010 Move, Inc. 2010 Citi EMT Conference Jnury 5, 2010 Sfe Hrbor Sttement 2 This presenttion my contin forwrd-looking sttements, including informtion bout mngement s view of Move s future expecttions, plns

More information

Issues in Information Systems Volume 14, Issue 2, pp.329-335, 2013 TOOLS AND TIPS FOR TEACHING SMARTPHONE SECURITY

Issues in Information Systems Volume 14, Issue 2, pp.329-335, 2013 TOOLS AND TIPS FOR TEACHING SMARTPHONE SECURITY TOOLS AND TIPS FOR TEACHING SMARTPHONE SECURITY Lynn R. Heinrihs, Elon University, lheinrihs@elon.edu Beth H. Jones, Western Crolin University, jones@emil.wu.edu ABSTRACT The growth of smrtphone ownership

More information

Return of Organization Exempt From Income Tax

Return of Organization Exempt From Income Tax PUBLIC DISCLOSURE COPY Form 99 Return of Orgniztion Exempt From Inome Tx Uner setion 51, 527, or 4947(1) of the Internl Revenue Coe (exept privte fountions) OMB 1545-47 Do not enter Soil Seurity numers

More information

Quick Guide to Lisp Implementation

Quick Guide to Lisp Implementation isp Implementtion Hndout Pge 1 o 10 Quik Guide to isp Implementtion Representtion o si dt strutures isp dt strutures re lled S-epressions. The representtion o n S-epression n e roken into two piees, the

More information

ROGERS, ANDERSON, MALODY & SCOTT, LLP CPAS 735 E. CARNEGIE DRIVE, SUITE 100 SAN BERNARDINO, CA 92408 (909) 889-0871

ROGERS, ANDERSON, MALODY & SCOTT, LLP CPAS 735 E. CARNEGIE DRIVE, SUITE 100 SAN BERNARDINO, CA 92408 (909) 889-0871 ROGERS, ANDERSON, MALODY & SCOTT, LLP CPAS 7 E. CARNEGIE DRIVE, SUITE 00 SAN BERNARDINO, CA 908 (909) 889-087 APRIL 8, 0 UNIVERSITY ENTERPRISES CORPORATION AT CSUSB 00 UNIVERSITY PARKWAY SAN BERNARDINO,

More information

Introductory Information. Setup Guide. Introduction. Space Required for Installation. Overview of Setup. The Manuals Supplied with This Printer ENG

Introductory Information. Setup Guide. Introduction. Space Required for Installation. Overview of Setup. The Manuals Supplied with This Printer ENG Introdutory Informtion Introdution Setup Guide ENG Red this mnul efore ttempting to operte the printer. Keep this mnul in hndy lotion for future referene. Overview of Setup These re the steps in printer

More information

Small Business Networking

Small Business Networking Why network is n essentil productivity tool for ny smll business Effective technology is essentil for smll businesses looking to increse the productivity of their people nd processes. Introducing technology

More information

PLWAP Sequential Mining: Open Source Code

PLWAP Sequential Mining: Open Source Code PL Sequentil Mining: Open Soure Code C.I. Ezeife Shool of Computer Siene University of Windsor Windsor, Ontrio N9B 3P4 ezeife@uwindsor. Yi Lu Deprtment of Computer Siene Wyne Stte University Detroit, Mihign

More information

Curriculum for the Master Program in Strategic Management at the University of Innsbruck School of Management

Curriculum for the Master Program in Strategic Management at the University of Innsbruck School of Management The English version of the curriculum for the Mster Progrm in Strtegic Mngement is not leglly inding nd is for informtionl purposes only. The legl sis is regulted in the curriculum pulished in the University

More information

Small Business Networking

Small Business Networking Why network is n essentil productivity tool for ny smll business Effective technology is essentil for smll businesses looking to increse the productivity of their people nd processes. Introducing technology

More information

Your Image through Client Reporting

Your Image through Client Reporting Your Imge through Client Reporting Prtnerships: Logits is n escrow gent, prtner of Softwre editors nd users, to design, control nd preserve ccurte deposits of sources. Contct: For ny dditionl informtion

More information

GFI MilArchiver 6 vs C2C Archive One Policy Mnger GFI Softwre www.gfi.com GFI MilArchiver 6 vs C2C Archive One Policy Mnger GFI MilArchiver 6 C2C Archive One Policy Mnger Who we re Generl fetures Supports

More information

Multi-level Visualization of Concurrent and Distributed Computation in Erlang

Multi-level Visualization of Concurrent and Distributed Computation in Erlang Multi-level Visuliztion of Conurrent nd Distriuted Computtion in Erlng Roert Bker r440@kent..uk Peter Rodgers P.J.Rodgers@kent..uk Simon Thompson S.J.Thompson@kent..uk Huiqing Li H.Li@kent..uk Astrt This

More information