Corporate Compliance vs. Enterprise-Wide Risk Management

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Corporate Compliance vs. Enterprise-Wide Risk Management"

Transcription

1 Corporte Complince vs. Enterprise-Wide Risk Mngement Brent Sunders, Prtner (973) November 2002

2 Agend Corporte Complince Progrms? Wht is Enterprise-Wide Risk Mngement? Key Differences Why Will Your Orgniztion Benefit From Enterprise-Wide Risk Mngement? A Suggested Process for Imlementing EWRM 2

3 COMPLIANCE DEFINED A complince progrm is mngement process comprised of forml reporting structures nd mitigtion systems designed motivte, mesure, nd monir n orgniztion s legl nd ethicl performnce round complex business prctices. -- For mnufcturers it s More Thn GXP 3

4 Elements of Model Complince Progrm Inititives 1. Written Stndrds of Conduct 2. Written Policies nd Procedures 3. Designte Chief Complince Officer 4. Eduction nd Trining for All Employees - At Lest Annully 5. Audit Monir Complince 6. Discipline Employees Who Hve Engged in Wrongdoing

5 Elements of Model Complince Progrm Inititives 7. Investigte nd Remedite Identified Problems 8. Promote Complince s n Element in Evluting Mngers nd Supervisors 9. Policy Include Termintion s n Option for Snctioned Individuls 10. Mintin Hotline Receive Complints nd Ensure Anonymity of Complinnts 11. Crete nd Mintin Required Documenttion

6 U.S. Sentencing Commission Vice Chir, John R. Steer I think guidelines my need sy something more bout need hve ongoing uditing nd testing of complince progrm on pper ensure tht it is effective in prctice.

7 Wht is Enterprise-Wide Risk Mngement? Best-in-clss orgniztions re looking beyond bsic objective of implementing effective internl controls stisfy finncil nd or reporting obligtions, when designing ir control structures They recognize tht compny must hve dynmic mngement process tht covers significnt exposures, which ugments finncil reporting process nd enbles compny identify nd respond quickly chnging conditions To be highly effective, mngement is being built in compny s infrstructure s n integrl prt of doing business nd is tilored ddress compny s criticl exposures The resulting process is efficient, effective, nd non-bureucrtic in nture, s it ligns existing mngement processes, reby eliminting dupliction of efforts This integrted pproch is commonly referred s enterprise-wide mngement 7

8 Wht is Enterprise-Wide Risk Mngement? Approched this wy, complince moves wy from being viewed s rective, ctivity intensive process nd wrds being viewed s n ctive progrm help n orgniztion mnge brod rnge of chnges help it chieve vriety of business objectives in n efficient nd effective mnner Enterprise-wide mngement is nticipry, flexible, nd proctive. Enterprise-wide mngement is not rective An enterprise-wide mngement frmework emphsizes need for processes Identify, Assess, nd Monir nd mnge chnges of ll types (finncil, opertionl, legl, etc.) It is implementble t ny level of orgniztion in whole or in prt (i.e. business unit, functionl process, geogrphy) Enterprise-wide mngement helps mitigte surprises nd ensures ll orgniztions re ligned with key objectives 8

9 Complying with known lws nd regultions Seeking meet industry complince requirements Mnging crisis Wht is Enterprise-Wide Risk Mngement? Building in n Enterprise Wide Risk Mngement progrm: Current best prctice Enterprise Wide Risk Mngement Progrm Enterprise Risk Assessment Control Self Assessment Strtegy Building Risk & Complince externl reporting Pulling ger disciplines tht ddress both sides of minimizing uncertinty nd mximizing opportunities concept pushes n orgniztion ddress s nd ir mngement explicitly s prt of everydy business Most Orgniztion s Tody? 9 Rective Proctive Strtegic

10 Enterprise-wide Risk Mngement is Supported by COSO Frmework Internl Control is defined (in COSO nd US uditing stndrds AU 319) s process, effected by n entity s bord of direcrs, mngement nd or personnel, designed provide resonble ssurnce regrding chievement of objectives in following ctegories: Effectiveness nd efficiency of opertions Relibility of finncil reporting Complince with pplicble lws nd regultions COSO identifies five components of internl control tht need be in plce nd integrted ensure chievement of ech of objectives. 10

11 A Suggested Process Assess your orgniztion s current techniques, ols nd pproches for evluting cross orgniztion nd consider pproprite level of opportunity High level view t n enterprise level, or Detiled level view t Business Unit level (Sles, R&D, etc.) Conduct gp nlysis of current mngement prctices ginst leding prctice models, identifying existing internl best prctices nd potentil opportunities for improvement Develop recommendtions for developing n enterprise-wide mngement frmework specific your orgniztion including n execution pln not only identify s but mitigte m with controls 11

12 Smple Approch for EWRM Once ssessment is complete, design nd implement n Enterprise-wide mngement progrm for your orgniztion Appoint Appoint Risk Risk Mngement Mngement Fcilitr Fcilitr This This is is leding leding prctice prctice Develop Develop nd nd rticulte rticulte strtegy strtegy Develop Develop ols ols identify identify (leverge (leverge existing existing inititives) inititives) Develop Develop methodology methodology identify identify nd nd prioritize prioritize Crete Crete Templte Templte Cpture Cpture Risk Risk Profile Profile including: including: Nture Nture of of Business Business impct impct Probbility Probbility of of occurrence occurrence Exposure Exposure compny compny Controls Controls tht tht exist exist mitigte mitigte s s Gps, Gps, if if ny ny Evlute Evlute nd nd Report Report Consolidted Consolidted s s senior senior mngement mngement Including Including supporting supporting mngement s mngement s ssertion ssertion under under Section Section Ensure Ensure ccountbility ccountbility for for identified identified gps gps within within functionl functionl mngement mngement Fcilitte decision mking nd monir progrm effectiveness Functionl mngement will tke led, with counsel from mngement fcilitr identify, ssess nd decide how y will mitigte s More structure will be built in existing processes which will fcilitte your orgniztion s bility be more proctive in identifiction, ssessment nd curtilment of s 12

13 In Summry, Enterprise-Wide Risk Mngement Provides: An integrted, dynmic disply of business objectives, key s, nd controls tht re ligned with supporting policies, procedures, nd operting principles A robust, flexible structure tht cn del systemticlly with both externl nd internl chnges ffecting compny An ligned nd supportive infrstructure tht fcilittes erly identifiction of new s, communiction, trining, incident identifiction, issues mngement, nd internl nd externl reporting 13

14 Key Difference between Complince Progrms nd EWRM 1. Scope - EWRM progrm will be designed proctively identify, ssess nd mnge ll s (strtegic, opertionl, regulry, nd ethicl s) fced by your orgniztion, rr thn just frud & buse in sles nd mrketing. 2. Approch Risk Identifiction - EWRM progrm will formlize identifiction process. The EWRM progrm will incorporte identifiction process in forml strtegic plnning process nd everydy business ctivities. 3. Proctive Risk Mngement - An EWRM progrm embeds responsbility for mngement t divisionl nd functionl levels enbling your orgniztion quntify nd nlyze in more proctive fshion. 4. Results Orienttion - EWRM holds mngers ccountble for identifying nd mitigting. A forml process for moniring nd reporting progress is estblished under EWRM. 5. Reduces Cost - EWRM ligns ll existing mngement processes (including existing comlince progrms) reby eliminting dupliction of efforts 14

Enterprise Risk Management Software Buyer s Guide

Enterprise Risk Management Software Buyer s Guide Enterprise Risk Mngement Softwre Buyer s Guide 1. Wht is Enterprise Risk Mngement? 2. Gols of n ERM Progrm 3. Why Implement ERM 4. Steps to Implementing Successful ERM Progrm 5. Key Performnce Indictors

More information

Current Topics. Implications for Compliance Organizations. Presentation to the IIB. October, 2015

Current Topics. Implications for Compliance Organizations. Presentation to the IIB. October, 2015 Current Topics Implictions for Complince Orgniztions Presenttion to the IIB October, 2015 This presenttion contins generl informtion only nd Deloitte is not, by mens of this presenttion, rendering ccounting,

More information

JaERM Software-as-a-Solution Package

JaERM Software-as-a-Solution Package JERM Softwre-s--Solution Pckge Enterprise Risk Mngement ( ERM ) Public listed compnies nd orgnistions providing finncil services re required by Monetry Authority of Singpore ( MAS ) nd/or Singpore Stock

More information

Psychological health and safety in the workplace Prevention, CAN/CSA-Z1003-13/BNQ 9700-803/2013

Psychological health and safety in the workplace Prevention, CAN/CSA-Z1003-13/BNQ 9700-803/2013 Psychologicl helth nd sfety in the workplce Prevention, CAN/CSA-Z1003-13/BNQ 9700-803/2013 promotion, nd guidnce to stged implementtion This smple udit tool is n nnex of the Ntionl Stndrd of Cnd on Psychologicl

More information

ClearPeaks Customer Care Guide. Business as Usual (BaU) Services Peace of mind for your BI Investment

ClearPeaks Customer Care Guide. Business as Usual (BaU) Services Peace of mind for your BI Investment ClerPeks Customer Cre Guide Business s Usul (BU) Services Pece of mind for your BI Investment ClerPeks Customer Cre Business s Usul Services Tble of Contents 1. Overview...3 Benefits of Choosing ClerPeks

More information

2. Transaction Cost Economics

2. Transaction Cost Economics 3 2. Trnsction Cost Economics Trnsctions Trnsctions Cn Cn Be Be Internl Internl or or Externl Externl n n Orgniztion Orgniztion Trnsctions Trnsctions occur occur whenever whenever good good or or service

More information

Test Management using Telelogic DOORS. Francisco López Telelogic DOORS Specialist

Test Management using Telelogic DOORS. Francisco López Telelogic DOORS Specialist Test Mngement using Telelogic DOORS Frncisco López Telelogic DOORS Specilist Introduction Telelogic solution for Requirements Mngement DOORS Requirements mngement nd trcebility pltform for complex systems

More information

Balanced Scorecard. Linking Strategy to Actions. KPMG Swiss Practice Benchmarking Congress, Bürgenstock May 28 th, 1997, Roger Jaquet

Balanced Scorecard. Linking Strategy to Actions. KPMG Swiss Practice Benchmarking Congress, Bürgenstock May 28 th, 1997, Roger Jaquet Blnced Scorecrd Linking Strtegy to Actions KPMG Swiss Prctice Benchmrking Congress, Bürgenstock My 28 th, 1997, Roger Jquet Contents ❶ Objectives 1 ❶ Wht s the historicl bckground of the BSC? 2-4 ❶ BSC

More information

Data quality issues for accounting information systems implementation: Systems, stakeholders, and organizational factors

Data quality issues for accounting information systems implementation: Systems, stakeholders, and organizational factors Journl of Technology Reserch Dt qulity issues for ccounting informtion systems implementtion: Systems, stkeholders, nd orgniztionl fctors ABSTRACT Hongjing Xu Butler University Qulity informtion is one

More information

Governance, Risk, Compliance

Governance, Risk, Compliance A SEARCHCOMPLIANCE.COM/SEARCHSECURITY.COM E-BOOK Governnce, Risk, Complince POLICY MANAGEMENT: METHODS AND TOOLS IT mngers re looking to governnce structures nd the discipline of risk mngement to help

More information

Protection of Critical Information Infrastructure in Korea

Protection of Critical Information Infrastructure in Korea Protection of Criticl Informtion Infrstructure in Kore Kim, Woonyon 2005. 10 Ntionl Security Reserch Institute Contents Ntionl Cyber Security Mngement System Criticl Informtion Infrstructure (CII) Mngement

More information

This issue of Software Testing delves into mobile application and regression testing.

This issue of Software Testing delves into mobile application and regression testing. July/August 2009 Volume 3 SOFTWARE This issue of Softwre Testing delves into mobile ppliction nd regression testing. HOTSPOTS 1 Mobile pplictions nd regression testing p WANT JOB SECURITY? This issue of

More information

Introducing Kashef for Application Monitoring

Introducing Kashef for Application Monitoring WextWise 2010 Introducing Kshef for Appliction The Cse for Rel-time monitoring of dtcenter helth is criticl IT process serving vriety of needs. Avilbility requirements of 6 nd 7 nines of tody SOA oriented

More information

Note: Principal version Modification Amendment Equivalence list Consolidated version from October 1 2014

Note: Principal version Modification Amendment Equivalence list Consolidated version from October 1 2014 Note: The following curriculum is consolidted version. It is leglly non-inding nd for informtionl purposes only. The leglly inding versions re found in the University of Innsruck Bulletins (in Germn).

More information

Facilitating Rapid Analysis and Decision Making in the Analytical Lab.

Facilitating Rapid Analysis and Decision Making in the Analytical Lab. Fcilitting Rpid Anlysis nd Decision Mking in the Anlyticl Lb. WHITE PAPER Sponsored by: Accelrys, Inc. Frnk Brown, Ph.D., Chief Science Officer, Accelrys Mrch 2009 Abstrct Competitive success requires

More information

Source Code verification Using Logiscope and CodeReducer. Christophe Peron Principal Consultant Kalimetrix

Source Code verification Using Logiscope and CodeReducer. Christophe Peron Principal Consultant Kalimetrix Source Code verifiction Using Logiscope nd CodeReducer Christophe Peron Principl Consultnt Klimetrix Agend Introducing Logiscope: Improving confidence nd developer s productivity Bsed on stte-of-the-rt

More information

Portfolio approach to information technology security resource allocation decisions

Portfolio approach to information technology security resource allocation decisions Portfolio pproch to informtion technology security resource lloction decisions Shivrj Knungo Deprtment of Decision Sciences The George Wshington University Wshington DC 20052 knungo@gwu.edu Abstrct This

More information

San Mateo County ACCEL Adult-Education College and Career Educational Leadership AB 86 Adult Education Consortium Project Management Plan 24, 2014 -

San Mateo County ACCEL Adult-Education College and Career Educational Leadership AB 86 Adult Education Consortium Project Management Plan 24, 2014 - A Sn Mteo County ACCEL Adult-Eduction College nd Creer Eductionl Ledership AB 86 Adult Eduction Consortium Project Mngement Pln - Februry 24, 2014 - This project mngement pln presents ACCEL s process frmework

More information

An Undergraduate Curriculum Evaluation with the Analytic Hierarchy Process

An Undergraduate Curriculum Evaluation with the Analytic Hierarchy Process An Undergrdute Curriculum Evlution with the Anlytic Hierrchy Process Les Frir Jessic O. Mtson Jck E. Mtson Deprtment of Industril Engineering P.O. Box 870288 University of Albm Tuscloos, AL. 35487 Abstrct

More information

Hillsborough Township Public Schools Mathematics Department Computer Programming 1

Hillsborough Township Public Schools Mathematics Department Computer Programming 1 Essentil Unit 1 Introduction to Progrmming Pcing: 15 dys Common Unit Test Wht re the ethicl implictions for ming in tody s world? There re ethicl responsibilities to consider when writing computer s. Citizenship,

More information

When we look at long-term growth, there are eight things that define who we are, what we do, and how we operate to reach our potential.

When we look at long-term growth, there are eight things that define who we are, what we do, and how we operate to reach our potential. IT STARTED WITH A HANDSHAKE. It strted with hndshke. Two visionries, Bill Bowermn nd his University of Oregon runner Phil Knight, thought they could do better job of designing nd selling shoes to runners.

More information

Long Term Financial Planning

Long Term Financial Planning Long Term Finncil Plnning Overview of New Pltform City of Knss City, Missouri 2013 2018 Long term finncil plnning combines finncil forecsting with finncil strtegizing to identify future chllenges nd opportunities

More information

Curriculum for the Master Program in Strategic Management at the University of Innsbruck School of Management

Curriculum for the Master Program in Strategic Management at the University of Innsbruck School of Management The English version of the curriculum for the Mster Progrm in Strtegic Mngement is not leglly inding nd is for informtionl purposes only. The legl sis is regulted in the curriculum pulished in the University

More information

Blackbaud The Raiser s Edge

Blackbaud The Raiser s Edge Riser s Edge Slesce.com Comprison Summry Introduction (continued) Chrt -(continued) Non-Prit Strter Pck Compny Bckground Optionl Technology Both Slesce modules supports hs become include over Slesce.com

More information

STATE OF MONTANA Developomental Disabilities Program Comprehensive Evaluation Hi-Line Home Programs, Inc Adult Services

STATE OF MONTANA Developomental Disabilities Program Comprehensive Evaluation Hi-Line Home Programs, Inc Adult Services Dtes of Review: FY '09 Evluttor(s): S. Crpenter DESK REVIEW: Accredittion: Acredittion is no longer required by the stte contrct. Significnt Events from the Agency: Developomentl Disbilities Progrm Comprehensive

More information

Total Data Protection for Sensitive Data Wherever It May Flow

Total Data Protection for Sensitive Data Wherever It May Flow Totl Dt Protection for Sensitive Dt Wherever It My Flow PGP Corportion nd Protegrity protect sensitive dt throughout its lifecycle, while enforcing nd verifying policy requirements for complince. Protegrity

More information

Electrical Engineering

Electrical Engineering Electricl Engineering R Wherever Energy Flows or Goods re Produced Our Electricl Engineering Group provides electricl design nd consulting services to electric & gs utilities, oil & gs pipelines, refineries,

More information

Unleashing the Power of Cloud

Unleashing the Power of Cloud Unleshing the Power of Cloud A Joint White Pper by FusionLyer nd NetIQ Copyright 2015 FusionLyer, Inc. All rights reserved. No prt of this publiction my be reproduced, stored in retrievl system, or trnsmitted,

More information

Application Bundles & Data Plans

Application Bundles & Data Plans Appliction Appliction Bundles & Dt Plns We ve got plns for you. Trnsporttion compnies tody ren t one-size-fits-ll. Your fleet s budget, size nd opertions re unique. To meet the needs of your fleet nd help

More information

New Era of Network Performance Management. The

New Era of Network Performance Management. The Per 1 INSIDE: 1 Emphsis on ppliction performnce mens greter need for network mngement 2 The role of performnce mngement in ppliction delivery 3 Advnced performnce mngement cpbilities The New Er of Network

More information

APPROVALS Gorporate Procurement Plan 2010-2011

APPROVALS Gorporate Procurement Plan 2010-2011 MAKING WATER WORK APPROVALS Gorporte Procurement Pln 2010-2011 RECOMMENDED BY: Jnet Porchun Mnger Procurement DATE J;,ctt r 2otl RECOMMENDED BY: rte APPROVED BY:./ DATEJI I O/ I2OII SunWter Gorporte Procurement

More information

Techniques for Requirements Gathering and Definition. Kristian Persson Principal Product Specialist

Techniques for Requirements Gathering and Definition. Kristian Persson Principal Product Specialist Techniques for Requirements Gthering nd Definition Kristin Persson Principl Product Specilist Requirements Lifecycle Mngement Elicit nd define business/user requirements Vlidte requirements Anlyze requirements

More information

Innovative and applied research on big data platforms of smart heritage

Innovative and applied research on big data platforms of smart heritage Innovtive nd pplied reserch on big dt pltforms of smrt heritge J. Qiu, J. Li, H. Sun * qiujie@thid.cn lijijun@thid.cn sunhuijio@thid.cn KEY WORDS: Smrt heritge, Big dt, Explntion ABSTRACT: Big dt hs huge

More information

QUESTIONNAIRE. 1. Your Name: 2. Age-group: Below 25 years 26-35 years. 3. Gender : Male Female. 4. Education : H.S.C or Below H.S.C.

QUESTIONNAIRE. 1. Your Name: 2. Age-group: Below 25 years 26-35 years. 3. Gender : Male Female. 4. Education : H.S.C or Below H.S.C. QUESTIONNAIRE A. PERSONAL DETAILS: 1. Your Nme: 2. Age-group: Below 25 yers 26-35 yers 36-45 yers Over 45 yers 3. Gender : Mle Femle 4. Eduction : H.S.C or Below H.S.C. Grdution Post-Grdution Any other

More information

GFI MilArchiver 6 vs Quest Softwre Archive Mnger GFI Softwre www.gfi.com GFI MilArchiver 6 vs Quest Softwre Archive Mnger GFI MilArchiver 6 Quest Softwre Archive Mnger Who we re Generl fetures Supports

More information

Small Business Networking

Small Business Networking Why Network is n Essentil Productivity Tool for Any Smll Business TechAdvisory.org SME Reports sponsored by Effective technology is essentil for smll businesses looking to increse their productivity. Computer

More information

Greg Pope, Analytics and Psychometrics Manager 11am-12:30pm, Monday March 15

Greg Pope, Analytics and Psychometrics Manager 11am-12:30pm, Monday March 15 Greg Pope, Anlytics nd Psychometrics Mnger 11m-12:30pm, Mondy Mrch 15 My bckground in eductionl nd psychologicl mesurement (psychometrics) Been in the testing industry for bout 14 yers Spent 7 yers s psychometricin

More information

inventiv Health New Office

inventiv Health New Office Svills Cse Study - Fit Out inventiv Helth New Office Shnghi Project Vlue: 1.5M RMB Completion Dte: 2011 Client: inventiv Helth (Shnghi) Co., Ltd Project Role: Project Mnger Extremely fst trck delivery

More information

collection, dissemination and security of data. inform the access and utilisation of data within the organisation.

collection, dissemination and security of data. inform the access and utilisation of data within the organisation. Corporte Policies & Procedures Generl Administrtion Document CPP123 Dt Governnce Policy First Produced: Current Version: Pst Revisions: Review Cycle: Applies From: 17/07/13 17/07/13 Nil 3 yer cycle Immeditely

More information

2 Workload and duration of the Program 3 Courses 4 Types of course units and number of participants

2 Workload and duration of the Program 3 Courses 4 Types of course units and number of participants The English version of the consolidted curriculum for the "Bchelor Progrm in Mngement nd Economics" is not leglly inding nd is for informtionl purposes only. The leglly inding text which regultes the different

More information

This September will mark the launch of ACCA s new Approved Learning Partner Student Tuition programme.

This September will mark the launch of ACCA s new Approved Learning Partner Student Tuition programme. This September will mrk the lunch of ACCA s new Approved Lerning Prtner Student Tuition progrmme. lerning in with the new High-qulity tuition is integrl to ACCA s growth nd reputtion strtegies. As n orgnistion,

More information

2 Admission requirements 3 Duration of the program 4 Courses 5 Types of course units and number of participants

2 Admission requirements 3 Duration of the program 4 Courses 5 Types of course units and number of participants The English version of the curriculum for the Mster Progrm in Bnking nd Finnce is not leglly inding nd is for informtionl purposes only. The legl sis is regulted in the curriculum pulished in the University

More information

Information and Software Technology

Information and Software Technology Informtion nd Softwre Technology 53 (2011) 1199 1208 Contents lists vilble t ScienceDirect Informtion nd Softwre Technology journl homepge: www.elsevier.com/locte/infsof Determinnts of softwre qulity in

More information

Assessing authentically in the Graduate Diploma of Education

Assessing authentically in the Graduate Diploma of Education Assessing uthenticlly in the Grdute Diplom of Eduction Dr Mree DinnThompson Dr Ruth Hickey Dr Michelle Lsen WIL Seminr JCU Nov 12 2009 Key ides plnning process tht embeds uthentic ssessment, workintegrted

More information

l,l:l.lf.gltf lqf 9!lf+f [egyllg.ncel Builiiing.Resilience to Cliirate Retated nazaros jenchi:66;- -

l,l:l.lf.gltf lqf 9!lf+f [egyllg.ncel Builiiing.Resilience to Cliirate Retated nazaros jenchi:66;- - rrsrgfqmrreremrers I Publiction dte: My 2g,Z01S Pilol Progrm tof g_llpqtg Resilience: Building Resilience to Climte Retted Hzrds-AMtS (ppcr: BRCH-AM S) Project ld No.: P1275Ao Vj.nplry of Agriculturl Development

More information

Health insurance exchanges What to expect in 2014

Health insurance exchanges What to expect in 2014 Helth insurnce exchnges Wht to expect in 2014 33096CAEENABC 02/13 The bsics of exchnges As prt of the Affordble Cre Act (ACA or helth cre reform lw), strting in 2014 ALL Americns must hve minimum mount

More information

Alcatel-Lucent 8920 SQM. Service Quality Manager For VoIP/IMS

Alcatel-Lucent 8920 SQM. Service Quality Manager For VoIP/IMS Alctel-Lucent 8920 SQM Service Qulity Mnger For VoIP/IMS Alctel-Lucent 8920 SQM Service Qulity Mnger For VoIP/IMS Your Chllenge While service providers re introducing new IMS-bsed services nd pplictions,

More information

Vendor Rating for Service Desk Selection

Vendor Rating for Service Desk Selection Vendor Presented By DATE Using the scores of 0, 1, 2, or 3, plese rte the vendor's presenttion on how well they demonstrted the functionl requirements in the res below. Also consider how efficient nd functionl

More information

Small Business Networking

Small Business Networking Why network is n essentil productivity tool for ny smll business Effective technology is essentil for smll businesses looking to increse the productivity of their people nd processes. Introducing technology

More information

Health insurance marketplace What to expect in 2014

Health insurance marketplace What to expect in 2014 Helth insurnce mrketplce Wht to expect in 2014 33096VAEENBVA 06/13 The bsics of the mrketplce As prt of the Affordble Cre Act (ACA or helth cre reform lw), strting in 2014 ALL Americns must hve minimum

More information

In addition, the following elements form an integral part of the Agency strike prevention plan:

In addition, the following elements form an integral part of the Agency strike prevention plan: UNITED STTES DEPRTMENT OF GRICULTURE Wshington, DC 20250 Federl Grin Inspection Service FGIS Directive 4711.2 6/16/80 STRIKE PREVENTION ND STRIKE CONTINGENCY PLNS I PURPOSE This Instruction: Estlishes

More information

CORPORATE RESPONSIBILITY REPORT

CORPORATE RESPONSIBILITY REPORT 2013 CORPORATE RESPONSIBILITY REPORT OUR VALUES We, the women nd men of NORTHROP GRUMMAN, re guided by the following Vlues. They describe our compny s we wnt it to be. We wnt our decisions nd ctions to

More information

Curriculum for the Master Program in Accounting, Auditing and Taxation at the University of Innsbruck School of Management

Curriculum for the Master Program in Accounting, Auditing and Taxation at the University of Innsbruck School of Management The English version of the curriculum for the Mster Progrm in Accounting, Auditing nd Txtion is not leglly inding nd is for informtionl purposes only. The legl sis is regulted in the curriculum pulished

More information

Numeracy across the Curriculum in Key Stages 3 and 4. Helpful advice and suggested resources from the Leicestershire Secondary Mathematics Team

Numeracy across the Curriculum in Key Stages 3 and 4. Helpful advice and suggested resources from the Leicestershire Secondary Mathematics Team Numercy cross the Curriculum in Key Stges 3 nd 4 Helpful dvice nd suggested resources from the Leicestershire Secondry Mthemtics Tem 1 Contents pge The development of whole school policy 3 A definition

More information

Maximizer CRM 2015 Overview. A comprehensive look at Maximizer Software s latest CRM solutions

Maximizer CRM 2015 Overview. A comprehensive look at Maximizer Software s latest CRM solutions Mximizer CRM Overview A comprehensive look t Mximizer Softwre s ltest CRM solutions The softwre just mkes it esy in fst moving environment for everyone in the orgnistion to know wht is going on nd who

More information

Small Business Cloud Services

Small Business Cloud Services Smll Business Cloud Services Summry. We re thick in the midst of historic se-chnge in computing. Like the emergence of personl computers, grphicl user interfces, nd mobile devices, the cloud is lredy profoundly

More information

London Borough of Bexley

London Borough of Bexley London Borough of Bexley ICT Strtegy 2014/15 2015/16 Listening to you, working for you www.bexley.gov.uk Foreword by Councillor Greth Bcon, Deputy Leder of the Council nd Cbinet Member for Finnce nd Corporte

More information

IFC3 India-Android Application Development

IFC3 India-Android Application Development IFC3 Indi-Android Appliction Development Android Operting System hs been progressing quite rpidly. Conceived s counterpoint IOS, Android is grph showing significnt development in this workshop Students

More information

DlNBVRGH + Sickness Absence Monitoring Report. Executive of the Council. Purpose of report

DlNBVRGH + Sickness Absence Monitoring Report. Executive of the Council. Purpose of report DlNBVRGH + + THE CITY OF EDINBURGH COUNCIL Sickness Absence Monitoring Report Executive of the Council 8fh My 4 I.I...3 Purpose of report This report quntifies the mount of working time lost s result of

More information

GFI MilArchiver 6 vs C2C Archive One Policy Mnger GFI Softwre www.gfi.com GFI MilArchiver 6 vs C2C Archive One Policy Mnger GFI MilArchiver 6 C2C Archive One Policy Mnger Who we re Generl fetures Supports

More information

Industrial information system security Part 3 Standards for securing industrial automation systems Martin Naedele, Dick Oyen

Industrial information system security Part 3 Standards for securing industrial automation systems Martin Naedele, Dick Oyen Tutoril Industril informtion system security Prt 3 Stndrds for securing industril utomtion systems Mrtin Nedele, Dick Oyen Prt 2 of this three-prt tutoril on informtion system security in industril networks

More information

Electronic Postal Certification Mark

Electronic Postal Certification Mark Electronic Postl Certifiction Mrk Electronic Postl Certifiction Mrk (EPCM) Evolution stndrd nd delivery end-user pplictions Mssimo Fgiolo PostEurop IT Forum, Bonn 15 June 2007 1 Agend The EPCM inititive

More information

According to Webster s, the

According to Webster s, the dt modeling Universl Dt Models nd P tterns By Len Silversn According Webster s, term universl cn be defined s generlly pplicble s well s pplying whole. There re some very common ptterns tht cn be generlly

More information

Small Business Networking

Small Business Networking Why network is n essentil productivity tool for ny smll business Effective technology is essentil for smll businesses looking to increse the productivity of their people nd processes. Introducing technology

More information

Curriculum for the Master Program in Business Education at the University of Innsbruck School of Management

Curriculum for the Master Program in Business Education at the University of Innsbruck School of Management The English version of the curriculum for the Mster Progrm in Business Eduction is not leglly inding nd is for informtionl purposes only. The legl sis is regulted in the curriculum pulished in the University

More information

TDMMO207A CARRY OUT SHIP SECURITY OFFICER FUNCTIONS

TDMMO207A CARRY OUT SHIP SECURITY OFFICER FUNCTIONS TDMMO207A CARRY OUT SHIP SECURITY OFFICER Revision Number: 1 Modifiction History Not pplicble. Unit Descriptor UNIT DESCRIPTOR: This unit involves the skills nd knowledge required to crry out Ship Security

More information

Aarti Deveshwar and Dhawal Modi

Aarti Deveshwar and Dhawal Modi Inventory Mngement Delivering Profits through Stock Mngement Arti Deveshwr nd Dhwl Modi Tody s business environment is competitive mrket with every orgniztion ligning its resources towrds chieving niche

More information

Shopper Marketing: Capturing a Shopper s Mind, Heart and Wallet

Shopper Marketing: Capturing a Shopper s Mind, Heart and Wallet Shopper Mrketing: Cpturing Shopper s Mind, Hert nd Wllet Shopper Mrketing: Cpturing Shopper s Mind, Hert nd Wllet Key Insights: The Store Is Compelling nd n Idel Mrketing Cnvs With 70 percent of purchse

More information

Public and In-House Programs that are Results Driven

Public and In-House Programs that are Results Driven Certified Coching & Mentoring Professionl (CCMP) Progrm Public nd In-House Progrms tht re Results Driven with: Certificte in Performnce Coching Certificte in Advnced Coching nd Mentoring The Certificte

More information

Any opinions, findings, conclusions, or recommendations expressed in this publication do not necessarily reflect the views of FEMA.

Any opinions, findings, conclusions, or recommendations expressed in this publication do not necessarily reflect the views of FEMA. Any opinions, findings, conclusions, or recommendtions expressed in this publiction do not necessrily reflect views FEMA. Additionlly, neir FEMA or ny its employees mkes ny wrrntee, expressed or implied,

More information

802.16e requirements from an operator s perspective

802.16e requirements from an operator s perspective 802.16e requirements from n opertor s perspective IEEE 802.16 Presenttion Submission Templte (Rev. 8.3) Document Number: IEEE S802.16e-03/23 Dte Submitted: 2003-03-10 Source: Anthony (Tony) Klinkert Voice:

More information

Revisions published in the University of Innsbruck Bulletin of 18 June 2014, Issue 31, No. 509

Revisions published in the University of Innsbruck Bulletin of 18 June 2014, Issue 31, No. 509 Plese note: The following curriculum is for informtion purposes only nd not leglly inding. The leglly inding version is pulished in the pertinent University of Innsruck Bulletins. Originl version pulished

More information

American University Master Commissioning Plan Revision 1.1. March 5, 2012

American University Master Commissioning Plan Revision 1.1. March 5, 2012 Americn University Mster Commissioning Pln Revision 1.1 Mrch 5, 2012 Americn University Mster Commissioning Pln Revision 1.1 Tble of Contents Section Pge 1 Introduction... 2 2 Commissioning Tem Members...

More information

COURSE INFORMATION. To register online: visit

COURSE INFORMATION. To register online: visit Get the ltest knowledge from leding globl experts. COURSE INFORMATION BUILT ENVIRONMENT, PROPERTY, URBAN & REGIONAL PLANNING www.ce.up.c.z 1 Contents Compny Overview 3 Introduction 4 Construction Lw 6

More information

PEDAGOGICAL DESIGN FOR A CROSS-FUNCTIONAL COURSE IN THE ACCELERATED MBA PROGRAM

PEDAGOGICAL DESIGN FOR A CROSS-FUNCTIONAL COURSE IN THE ACCELERATED MBA PROGRAM PEDAGOGICAL DESIGN FOR A CROSS-FUNCTIONAL COURSE IN THE ACCELERATED MBA PROGRAM BHANU BALASUBRAMNIAN TANJA STEIGNER KEVIN R. COULSON Empori Stte University School of Business The sub-prime finncil crisis

More information

This article appeared in a journal published by Elsevier. The attached copy is furnished to the author for internal non-commercial research and

This article appeared in a journal published by Elsevier. The attached copy is furnished to the author for internal non-commercial research and This rticle ppered in journl published by Elsevier. The ttched copy is furnished to the uthor for internl non-commercil reserch nd eduction use, including for instruction t the uthors institution nd shring

More information

Recognition Scheme Forensic Science Content Within Educational Programmes

Recognition Scheme Forensic Science Content Within Educational Programmes Recognition Scheme Forensic Science Content Within Eductionl Progrmmes one Introduction The Chrtered Society of Forensic Sciences (CSoFS) hs been ccrediting the forensic content of full degree courses

More information

Small Business Networking

Small Business Networking Why network is n essentil productivity tool for ny smll business Effective technology is essentil for smll businesses looking to increse the productivity of their people nd processes. Introducing technology

More information

VoIP for the Small Business

VoIP for the Small Business VoIP for the Smll Business Reducing your telecommunictions costs Reserch firm IDC 1 hs estimted tht VoIP system cn reduce telephony-relted expenses by 30%. Voice over Internet Protocol (VoIP) hs become

More information

VoIP for the Small Business

VoIP for the Small Business Reducing your telecommunictions costs TechAdvisory.org SME Reports sponsored by Cybernut Solutions provides outsourced IT support from welth of knowledgeble technicins nd system dministrtors certified

More information

The Effect of M&A on Wage: Evidence from Financial Institution in Taiwan, ROC

The Effect of M&A on Wage: Evidence from Financial Institution in Taiwan, ROC Li nd Lee, Interntionl Journl of Applied Economics, 8(2), September 2011, 86-93 86 The Effect of M&A on Wge: Evidence from Finncil Institution in Tiwn, ROC Yu-Cheng Li nd Kun-Chin Lee* Shih Chien University

More information

Combined Liability Insurance. Information and Communication Technology Proposal form

Combined Liability Insurance. Information and Communication Technology Proposal form Comined Liility Insurnce Informtion nd Communiction Technology Proposl form Comined Liility Insurnce Informtion nd Communiction Technology - Proposl form This proposl form must e completed nd signed y

More information

VoIP for the Small Business

VoIP for the Small Business Reducing your telecommunictions costs Reserch firm IDC 1 hs estimted tht VoIP system cn reduce telephony-relted expenses by 30%. Voice over Internet Protocol (VoIP) hs become vible solution for even the

More information

VoIP for the Small Business

VoIP for the Small Business VoIP for the Smll Business Reducing your telecommunictions costs Reserch firm IDC 1 hs estimted tht VoIP system cn reduce telephony-relted expenses by 30%. Voice over Internet Protocol (VoIP) hs become

More information

Vitalograph Cardio-Respiratory Clinical Trials Services

Vitalograph Cardio-Respiratory Clinical Trials Services Vitlogrph Crdio-Respirtory Clinicl Trils Services Vitlogrph specilize in delivering stndrdized equipment nd centrlized crdio-respirtory dt cpture services nd ptient reported outcomes for clinicl trils.

More information

Note: Principal version Modification Equivalence list Consolidated version from October 1 2014 Master Program in Strategic Management

Note: Principal version Modification Equivalence list Consolidated version from October 1 2014 Master Program in Strategic Management Note: The following curriculum is consolidted version. It is leglly non-inding nd for informtionl purposes only. The leglly inding versions re found in the University of Innsruck Bulletins (in Germn).

More information

elearning platforms and consultation service at CU Presented by Judy Lo 31 August 2007

elearning platforms and consultation service at CU Presented by Judy Lo 31 August 2007 elerning pltforms nd consulttion service t CU Presented by Judy Lo 31 August 2007 Agend The elerning guidelines How elerning cn lower your work burden nd enhnce lerning? The elerning pltforms The elerning

More information

DEVELOPMENT. Introduction to Virtualization E-book. anow is the time to realize all of the benefits of virtualizing your test and development lab.

DEVELOPMENT. Introduction to Virtualization E-book. anow is the time to realize all of the benefits of virtualizing your test and development lab. Introduction to Virtuliztion E-book S Now is the time to relize ll of the benefits of virtulizing your test nd development lb. YOUR CHAPTER 3 p 2 A TEST AND p 4 VOLATILE IT S p 7 p 9 p 10 YOUR CHAPTER

More information

VoIP for the Small Business

VoIP for the Small Business VoIP for the Smll Business Reducing your telecommunictions costs Reserch firm IDC 1 hs estimted tht VoIP system cn reduce telephony-relted expenses by 30%. Voice over Internet Protocol (VoIP) hs become

More information

PROPERTY AND CASUALTY INSURANCE. Effects of the Nonadmitted and Reinsurance Reform Act of 2010

PROPERTY AND CASUALTY INSURANCE. Effects of the Nonadmitted and Reinsurance Reform Act of 2010 United Sttes Government Accountbility Office Report to Congressionl Committees Jnury 2014 PROPERTY AND CASUALTY INSURANCE Effects of the Nondmitted nd Reinsurnce Reform Act of 2010 GAO-14-136 Jnury 2014

More information

Small Business Networking

Small Business Networking Why network is n essentil productivity tool for ny smll business Effective technology is essentil for smll businesses looking to increse the productivity of their people nd business. Introducing technology

More information

VoIP for the Small Business

VoIP for the Small Business VoIP for the Smll Business Reducing your telecommunictions costs Reserch firm IDC 1 hs estimted tht VoIP system cn reduce telephony-relted expenses by 30%. Voice over Internet Protocol (VoIP) hs become

More information

VoIP for the Small Business

VoIP for the Small Business Reducing your telecommunictions costs Reserch firm IDC 1 hs estimted tht VoIP system cn reduce telephony-relted expenses by 30%. Voice over Internet Protocol (VoIP) hs become vible solution for even the

More information

VoIP for the Small Business

VoIP for the Small Business Reducing your telecommunictions costs Reserch firm IDC 1 hs estimted tht VoIP system cn reduce telephony-relted expenses by 30%. Voice over Internet Protocol (VoIP) hs become vible solution for even the

More information

Small Business Networking

Small Business Networking Why network is n essentil productivity tool for ny smll business Effective technology is essentil for smll businesses looking to increse the productivity of their people nd business. Introducing technology

More information

VoIP for the Small Business

VoIP for the Small Business VoIP for the Smll Business Reducing your telecommunictions costs Reserch firm IDC 1 hs estimted tht VoIP system cn reduce telephony-relted expenses by 30%. Voice over Internet Protocol (VoIP) hs become

More information

ENHANCING CUSTOMER EXPERIENCE THROUGH BUSINESS PROCESS IMPROVEMENT: AN APPLICATION OF THE ENHANCED CUSTOMER EXPERIENCE FRAMEWORK (ECEF)

ENHANCING CUSTOMER EXPERIENCE THROUGH BUSINESS PROCESS IMPROVEMENT: AN APPLICATION OF THE ENHANCED CUSTOMER EXPERIENCE FRAMEWORK (ECEF) ENHNCING CUSTOMER EXPERIENCE THROUGH BUSINESS PROCESS IMPROVEMENT: N PPLICTION OF THE ENHNCED CUSTOMER EXPERIENCE FRMEWORK (ECEF) G.J. Both 1, P.S. Kruger 2 & M. de Vries 3 Deprtment of Industril nd Systems

More information

E-Commerce Comparison

E-Commerce Comparison www.syroxemedi.co.uk E-Commerce Comprison We pride ourselves in creting innovtive inspired websites tht re designed to sell. Developed over mny yers, our solutions re robust nd relible in opertion, flexible

More information

Billing and time tracking that is fast, flexible, and scalable

Billing and time tracking that is fast, flexible, and scalable Billing nd time trcking tht is fst, flexible, nd sclble Work the wy you wnt to, in the office, on the go, or in the cloud Customizble nd esy to use Unlimited sclbility to grow s you do Sge Timeslips Esy

More information

Health insurance exchanges What to expect in 2014

Health insurance exchanges What to expect in 2014 Helth insurnce exchnges Wht to expect in 2014 33096CAEENABC 11/12 The bsics of exchnges As prt of the Affordble Cre Act (ACA or helth cre reform lw), strting in 2014 ALL Americns must hve minimum mount

More information