Enterprise Risk Management Software Buyer s Guide

Size: px
Start display at page:

Download "Enterprise Risk Management Software Buyer s Guide"

Transcription

1 Enterprise Risk Mngement Softwre Buyer s Guide 1. Wht is Enterprise Risk Mngement? 2. Gols of n ERM Progrm 3. Why Implement ERM 4. Steps to Implementing Successful ERM Progrm 5. Key Performnce Indictors nd Key Risk Indictors 6. Questions to sk ERM Softwre Vendors 7. Key Feture Comprison Checklist

2 Enterprise Risk Mngement Softwre Buyer s Guide Wht is Enterprise Risk Mngement? Enterprise risk mngement (ERM) is frmework you cn use to combt threts. ERM provides frmework tht includes the methods nd processes used by orgniztions to mnge risks nd cpitlize on opportunities relted to their orgniztionl objectives. This frmework includes identifying risks relevnt to the orgniztion nd ssessing those risks in terms of likelihood nd mgnitude of impct, determining response strtegy, nd monitoring progress. By identifying nd proctively ddressing these risks orgniztions protect nd crete vlue for stkeholders. Gols of n ERM Progrm Most orgniztions lredy mnge risks nd hve vriety of existing deprtments or functions tht identify nd mnge prticulr risks. However, ech deprtment or function vries in its bility nd cpcity to coordinte with other risk functions. A centrl gol nd chllenge of ERM is to improve ech deprtment s bility to mnge risk nd coordinte with other deprtments to provide unified enterprise level picture of risk for stkeholders. This llows institutions to improve their bility to mnge risks effectively in holistic nd strtegic wy. Why Implement ERM? For business owners, mnging risk must be top priority. Business risks re especilly high now becuse of the uncertin economy; technologicl threts, such s hckers breching your systems to stel customer dt; nd chnging regultory environment. In recent yers, externl fctors hve creted more interest by orgniztions in ERM. Industry nd government regultory bodies, investors, customers, nd other key stkeholders re beginning to exmine mny compnies risk-mngement policies nd procedures. An effective ERM progrm cn help you: Align risk mngement with business strtegy nd plnning Improve mngement nd response to risks cross the enterprise Deepen understnding of risks ffecting orgniztionl opertions nd resources Protect your orgniztionl reputtion nd imge Reduce operting losses nd surprises Enhnce regultory complince Improve cpitl deployment nd resource lloction Eliminte redundnt nd unnecessry ctivities Steps to Implementing Successful Enterprise Risk Mngement Progrm 1. ERM Policy Implement policy tht fits your orgniztion to ensure corporte buy-in. 2. Risk Appetite Sttement Define the mount of risk your orgniztion is willing to tke nd how this lines up with your strtegic objectives. Formlizing this sttement ensures risk behvior throughout the orgniztion is reflected ccurtely nd consistently to ll stkeholders. 3. Key Performnce Indictors - Define set of gols nd tolernces to ssist in ssessing current performnce. 4. Key Risk Indictors - Define wht nd how you will monitor emerging risks tht could impct your business ctivities. 5. Risk Assessment Determine the level of risk for ech business process for your orgniztion. 6. Controls Assessment Document how your orgniztion mitigtes tht potentil for risk. 7. Mitigtion Cpture, define, nd trck your plns to resolve ny necessry corrective ctions. 8. Ongoing Progrm Mngement - Continully improve nd updte your risk profile s your business chnges nd grows.

3 Enterprise Risk Mngement Softwre Buyer s Guide Key Performnce Indictors nd Key Risk Indictors Key performnce indictors (KPI) nd key risk indictors (KRI) re two criticl ingredients of sound orgniztionl risk mngement. KPIs nd KRIs my be different for every orgniztion nd industry depending upon strtegic orgniztionl gols. A KPI is quntittive metric representing one or more gols or objectives. KPIs llow n orgniztion to monitor its progress in chieving its gols nd objectives. KPIs my include (but not limited to): - Mrket shre growth - Customer/Membership growth - Net interest mrgin/rte - Net worth growth - Return on verge Assets A KRI is quntittive metric tht monitors n orgniztions risk profile nd relevnt emerging risks. KRIs help n orgniztion to better understnd the impct of risk nd likelihood of getting to its overll objective. KRIs cn include (but not limited to): - Chnge in Interest Rte - Customer retention rtes - Mrket Shre - Mrket Size - Profitbility Criticl Questions to sk Enterprise Risk Mngement Softwre Vendors Wht percentge of customers renew your softwre/service? This is n indictor of how hppy vendor s customers re with the softwre solution nd the vlue users see in the softwre. Are there ny hidden fees or costs (e.g. Storge, support, trining, or other required softwre licenses like Orcle or Crystl)? These hidden costs cn significntly increse the price tg nd dding dditionl vendors dds complexity to the progrm. How does dt import/export from the softwre? Mke sure your dt is still usble nd ccessible to your orgniztion outside of the softwre solution. Wht is the formt of the reports tht re generted from the system? Ensure the reports you receive re comptible with other softwre tools you use nd the processes you hve in plce. Cn you provide n exmple ERM Executive Report for us to review? Is the dt of the report pplicble to your orgniztion? Does it comply with industry regultions or stndrds? Does your softwre come with ny pre-loded content? Why strt your risk ssessment from scrtch? Mny vendors chrge extr for this informtion or don t even offer it. How does your softwre integrte with your other softwre modules? Mny vendors clim their modules integrte, however they re often frgmented nd don t shre dt cross the pltform. Is the softwre flexible/customizble? Finding softwre tht will fit your orgniztion cn be difficult nd chnging the orgniztion to fit the softwre overwhelming Softwre tht provides the bility to customize cn significntly reduce the implementtion process.

4 Enterprise Risk Mngement Softwre Buyer s Guide Key Feture Comprison Checklist Use this comprison checklist to compre importnt feture sets from competing softwre solutions. Flexible pricing bsed on usge nd optionl services Optionl consulting nd mintennce service Free Existing Dt Conversion Free Dt Feed setup Unlimited Support Unlimited Trining Unlimited Users Complete Integrted Enterprise Risk Mngement Solution (Not Modulrized) Integrted Risk Assessment Included Integrted Controls Assessment Included Integrted Alerts/Notifictions Integrted Key Performnce Indictor (KPI) Trcking Integrted Key Risk Indictor (KRI) Trcking Wht-If Anlysis Pre-Loded Content Included Business Process Librry Controls Librry KPI nd KRI Librry Bseline Risk Assessment Customizble User Defined Fields Dshbords User Permissions Reports Integrtion with other Risk Mngement Business Continuity Vendor Mngement IT GRC Regultory Complince Internl Audit No Hidden Cost or Fees No need to purchse other softwre (e.g. Orcle, MS SQL, Crystl Reports, etc.) No dditionl Storge, Support, or Trining Fees Vendor B Vendor C

5 Enterprise Risk Mngement Softwre Buyer s Guide Quntivte GRC Suite About Quntivte Founded in 2005 nd hedqurtered in Woodinville, WA, Quntivte is leding provider of cloud-bsed Governnce, Risk nd Complince solution. Customers include locl, ntionl, nd interntionl orgniztions in diverse number of industries including: Community nd Commercil Bnking, Credit Unions, Mnufcturing, On-Line Retil, Energy & Utilities, Helthcre, nd Technology. Enterprise Risk Mngement Vendor Mngement Business Continuity IT GRC Internl Audit Regultory Complince Mnger Quntivte, LLC PO Box 1504 Woodinville, WA Sles@quntivte.com

Corporate Compliance vs. Enterprise-Wide Risk Management

Corporate Compliance vs. Enterprise-Wide Risk Management Corporte Complince vs. Enterprise-Wide Risk Mngement Brent Sunders, Prtner (973) 236-4682 November 2002 Agend Corporte Complince Progrms? Wht is Enterprise-Wide Risk Mngement? Key Differences Why Will

More information

JaERM Software-as-a-Solution Package

JaERM Software-as-a-Solution Package JERM Softwre-s--Solution Pckge Enterprise Risk Mngement ( ERM ) Public listed compnies nd orgnistions providing finncil services re required by Monetry Authority of Singpore ( MAS ) nd/or Singpore Stock

More information

Test Management using Telelogic DOORS. Francisco López Telelogic DOORS Specialist

Test Management using Telelogic DOORS. Francisco López Telelogic DOORS Specialist Test Mngement using Telelogic DOORS Frncisco López Telelogic DOORS Specilist Introduction Telelogic solution for Requirements Mngement DOORS Requirements mngement nd trcebility pltform for complex systems

More information

ClearPeaks Customer Care Guide. Business as Usual (BaU) Services Peace of mind for your BI Investment

ClearPeaks Customer Care Guide. Business as Usual (BaU) Services Peace of mind for your BI Investment ClerPeks Customer Cre Guide Business s Usul (BU) Services Pece of mind for your BI Investment ClerPeks Customer Cre Business s Usul Services Tble of Contents 1. Overview...3 Benefits of Choosing ClerPeks

More information

Current Topics. Implications for Compliance Organizations. Presentation to the IIB. October, 2015

Current Topics. Implications for Compliance Organizations. Presentation to the IIB. October, 2015 Current Topics Implictions for Complince Orgniztions Presenttion to the IIB October, 2015 This presenttion contins generl informtion only nd Deloitte is not, by mens of this presenttion, rendering ccounting,

More information

2. Transaction Cost Economics

2. Transaction Cost Economics 3 2. Trnsction Cost Economics Trnsctions Trnsctions Cn Cn Be Be Internl Internl or or Externl Externl n n Orgniztion Orgniztion Trnsctions Trnsctions occur occur whenever whenever good good or or service

More information

Application Bundles & Data Plans

Application Bundles & Data Plans Appliction Appliction Bundles & Dt Plns We ve got plns for you. Trnsporttion compnies tody ren t one-size-fits-ll. Your fleet s budget, size nd opertions re unique. To meet the needs of your fleet nd help

More information

Introducing Kashef for Application Monitoring

Introducing Kashef for Application Monitoring WextWise 2010 Introducing Kshef for Appliction The Cse for Rel-time monitoring of dtcenter helth is criticl IT process serving vriety of needs. Avilbility requirements of 6 nd 7 nines of tody SOA oriented

More information

Vendor Rating for Service Desk Selection

Vendor Rating for Service Desk Selection Vendor Presented By DATE Using the scores of 0, 1, 2, or 3, plese rte the vendor's presenttion on how well they demonstrted the functionl requirements in the res below. Also consider how efficient nd functionl

More information

GFI MilArchiver 6 vs C2C Archive One Policy Mnger GFI Softwre www.gfi.com GFI MilArchiver 6 vs C2C Archive One Policy Mnger GFI MilArchiver 6 C2C Archive One Policy Mnger Who we re Generl fetures Supports

More information

Psychological health and safety in the workplace Prevention, CAN/CSA-Z1003-13/BNQ 9700-803/2013

Psychological health and safety in the workplace Prevention, CAN/CSA-Z1003-13/BNQ 9700-803/2013 Psychologicl helth nd sfety in the workplce Prevention, CAN/CSA-Z1003-13/BNQ 9700-803/2013 promotion, nd guidnce to stged implementtion This smple udit tool is n nnex of the Ntionl Stndrd of Cnd on Psychologicl

More information

Unleashing the Power of Cloud

Unleashing the Power of Cloud Unleshing the Power of Cloud A Joint White Pper by FusionLyer nd NetIQ Copyright 2015 FusionLyer, Inc. All rights reserved. No prt of this publiction my be reproduced, stored in retrievl system, or trnsmitted,

More information

Long Term Financial Planning

Long Term Financial Planning Long Term Finncil Plnning Overview of New Pltform City of Knss City, Missouri 2013 2018 Long term finncil plnning combines finncil forecsting with finncil strtegizing to identify future chllenges nd opportunities

More information

GFI MilArchiver 6 vs Quest Softwre Archive Mnger GFI Softwre www.gfi.com GFI MilArchiver 6 vs Quest Softwre Archive Mnger GFI MilArchiver 6 Quest Softwre Archive Mnger Who we re Generl fetures Supports

More information

Balanced Scorecard. Linking Strategy to Actions. KPMG Swiss Practice Benchmarking Congress, Bürgenstock May 28 th, 1997, Roger Jaquet

Balanced Scorecard. Linking Strategy to Actions. KPMG Swiss Practice Benchmarking Congress, Bürgenstock May 28 th, 1997, Roger Jaquet Blnced Scorecrd Linking Strtegy to Actions KPMG Swiss Prctice Benchmrking Congress, Bürgenstock My 28 th, 1997, Roger Jquet Contents ❶ Objectives 1 ❶ Wht s the historicl bckground of the BSC? 2-4 ❶ BSC

More information

Aarti Deveshwar and Dhawal Modi

Aarti Deveshwar and Dhawal Modi Inventory Mngement Delivering Profits through Stock Mngement Arti Deveshwr nd Dhwl Modi Tody s business environment is competitive mrket with every orgniztion ligning its resources towrds chieving niche

More information

Blackbaud The Raiser s Edge

Blackbaud The Raiser s Edge Riser s Edge Slesce.com Comprison Summry Introduction (continued) Chrt -(continued) Non-Prit Strter Pck Compny Bckground Optionl Technology Both Slesce modules supports hs become include over Slesce.com

More information

Governance, Risk, Compliance

Governance, Risk, Compliance A SEARCHCOMPLIANCE.COM/SEARCHSECURITY.COM E-BOOK Governnce, Risk, Complince POLICY MANAGEMENT: METHODS AND TOOLS IT mngers re looking to governnce structures nd the discipline of risk mngement to help

More information

Electrical Engineering

Electrical Engineering Electricl Engineering R Wherever Energy Flows or Goods re Produced Our Electricl Engineering Group provides electricl design nd consulting services to electric & gs utilities, oil & gs pipelines, refineries,

More information

How To Set Up A Network For Your Business

How To Set Up A Network For Your Business Why Network is n Essentil Productivity Tool for Any Smll Business TechAdvisory.org SME Reports sponsored by Effective technology is essentil for smll businesses looking to increse their productivity. Computer

More information

Total Data Protection for Sensitive Data Wherever It May Flow

Total Data Protection for Sensitive Data Wherever It May Flow Totl Dt Protection for Sensitive Dt Wherever It My Flow PGP Corportion nd Protegrity protect sensitive dt throughout its lifecycle, while enforcing nd verifying policy requirements for complince. Protegrity

More information

l,l:l.lf.gltf lqf 9!lf+f [egyllg.ncel Builiiing.Resilience to Cliirate Retated nazaros jenchi:66;- -

l,l:l.lf.gltf lqf 9!lf+f [egyllg.ncel Builiiing.Resilience to Cliirate Retated nazaros jenchi:66;- - rrsrgfqmrreremrers I Publiction dte: My 2g,Z01S Pilol Progrm tof g_llpqtg Resilience: Building Resilience to Climte Retted Hzrds-AMtS (ppcr: BRCH-AM S) Project ld No.: P1275Ao Vj.nplry of Agriculturl Development

More information

How To Network A Smll Business

How To Network A Smll Business Why network is n essentil productivity tool for ny smll business Effective technology is essentil for smll businesses looking to increse the productivity of their people nd processes. Introducing technology

More information

How To Improve Network Performance

How To Improve Network Performance Per 1 INSIDE: 1 Emphsis on ppliction performnce mens greter need for network mngement 2 The role of performnce mngement in ppliction delivery 3 Advnced performnce mngement cpbilities The New Er of Network

More information

Small Business Cloud Services

Small Business Cloud Services Smll Business Cloud Services Summry. We re thick in the midst of historic se-chnge in computing. Like the emergence of personl computers, grphicl user interfces, nd mobile devices, the cloud is lredy profoundly

More information

San Mateo County ACCEL Adult-Education College and Career Educational Leadership AB 86 Adult Education Consortium Project Management Plan 24, 2014 -

San Mateo County ACCEL Adult-Education College and Career Educational Leadership AB 86 Adult Education Consortium Project Management Plan 24, 2014 - A Sn Mteo County ACCEL Adult-Eduction College nd Creer Eductionl Ledership AB 86 Adult Eduction Consortium Project Mngement Pln - Februry 24, 2014 - This project mngement pln presents ACCEL s process frmework

More information

Small Business Networking

Small Business Networking Why network is n essentil productivity tool for ny smll business Effective technology is essentil for smll businesses looking to increse the productivity of their people nd processes. Introducing technology

More information

Health insurance exchanges What to expect in 2014

Health insurance exchanges What to expect in 2014 Helth insurnce exchnges Wht to expect in 2014 33096CAEENABC 02/13 The bsics of exchnges As prt of the Affordble Cre Act (ACA or helth cre reform lw), strting in 2014 ALL Americns must hve minimum mount

More information

Health insurance marketplace What to expect in 2014

Health insurance marketplace What to expect in 2014 Helth insurnce mrketplce Wht to expect in 2014 33096VAEENBVA 06/13 The bsics of the mrketplce As prt of the Affordble Cre Act (ACA or helth cre reform lw), strting in 2014 ALL Americns must hve minimum

More information

Small Business Networking

Small Business Networking Why network is n essentil productivity tool for ny smll business Effective technology is essentil for smll businesses looking to increse the productivity of their people nd processes. Introducing technology

More information

Techniques for Requirements Gathering and Definition. Kristian Persson Principal Product Specialist

Techniques for Requirements Gathering and Definition. Kristian Persson Principal Product Specialist Techniques for Requirements Gthering nd Definition Kristin Persson Principl Product Specilist Requirements Lifecycle Mngement Elicit nd define business/user requirements Vlidte requirements Anlyze requirements

More information

Note: Principal version Modification Amendment Equivalence list Consolidated version from October 1 2014

Note: Principal version Modification Amendment Equivalence list Consolidated version from October 1 2014 Note: The following curriculum is consolidted version. It is leglly non-inding nd for informtionl purposes only. The leglly inding versions re found in the University of Innsruck Bulletins (in Germn).

More information

An Undergraduate Curriculum Evaluation with the Analytic Hierarchy Process

An Undergraduate Curriculum Evaluation with the Analytic Hierarchy Process An Undergrdute Curriculum Evlution with the Anlytic Hierrchy Process Les Frir Jessic O. Mtson Jck E. Mtson Deprtment of Industril Engineering P.O. Box 870288 University of Albm Tuscloos, AL. 35487 Abstrct

More information

Small Business Networking

Small Business Networking Why network is n essentil productivity tool for ny smll business Effective technology is essentil for smll businesses looking to increse the productivity of their people nd business. Introducing technology

More information

PEARLS MONITORING SYSTEM

PEARLS MONITORING SYSTEM WORLD COUNCIL OF CREDIT UNIONS TOOLKIT SERIES Number 4 PEARLS MONITORING SYSTEM by: Dvid C. Richrdson World Council of Credit Unions October 2002 2001 The World Council of Credit Unions The World Council

More information

Small Business Networking

Small Business Networking Why network is n essentil productivity tool for ny smll business Effective technology is essentil for smll businesses looking to increse the productivity of their people nd business. Introducing technology

More information

IFC3 India-Android Application Development

IFC3 India-Android Application Development IFC3 Indi-Android Appliction Development Android Operting System hs been progressing quite rpidly. Conceived s counterpoint IOS, Android is grph showing significnt development in this workshop Students

More information

How To Be A Successful Mobile Ppliction And Regression Tester

How To Be A Successful Mobile Ppliction And Regression Tester July/August 2009 Volume 3 SOFTWARE This issue of Softwre Testing delves into mobile ppliction nd regression testing. HOTSPOTS 1 Mobile pplictions nd regression testing p WANT JOB SECURITY? This issue of

More information

E-Commerce Comparison

E-Commerce Comparison www.syroxemedi.co.uk E-Commerce Comprison We pride ourselves in creting innovtive inspired websites tht re designed to sell. Developed over mny yers, our solutions re robust nd relible in opertion, flexible

More information

VoIP for the Small Business

VoIP for the Small Business Reducing your telecommunictions costs VoIP (Voice over Internet Protocol) offers low cost lterntive to expensive trditionl phone services nd is rpidly becoming the communictions system of choice for smll

More information

Reasoning to Solve Equations and Inequalities

Reasoning to Solve Equations and Inequalities Lesson4 Resoning to Solve Equtions nd Inequlities In erlier work in this unit, you modeled situtions with severl vriles nd equtions. For exmple, suppose you were given usiness plns for concert showing

More information

PETER M. ROSS 22 Four Oaks Crescent London, Ontario N6J 4B7 Telephone: 51 9-661-4005/Facsimile: 5 19-471-0085 Email: pmross@,uwo.

PETER M. ROSS 22 Four Oaks Crescent London, Ontario N6J 4B7 Telephone: 51 9-661-4005/Facsimile: 5 19-471-0085 Email: pmross@,uwo. PETER M. ROSS 22 Four Oks Crescent London, Ontrio N6J 4B7 Telephone: 51 9-661-4005/Fcsimile: 5 19-471-0085 Emil: pmross@,uwo.c April 2lS', 2005 Corportion of the City of London City Clerk's Office Room

More information

Version X3450. Version X3510. Features. Release Note Version X3510. Product: 24online Release Number: X3510

Version X3450. Version X3510. Features. Release Note Version X3510. Product: 24online Release Number: X3510 Relese Note Version X3510 Version X3510 Product: 24online Relese Number: X3510 Customer Support: For more informtion or support, plese visit us t www.24onlinebilling.com or emil support@24onlinebilling.com

More information

Hillsborough Township Public Schools Mathematics Department Computer Programming 1

Hillsborough Township Public Schools Mathematics Department Computer Programming 1 Essentil Unit 1 Introduction to Progrmming Pcing: 15 dys Common Unit Test Wht re the ethicl implictions for ming in tody s world? There re ethicl responsibilities to consider when writing computer s. Citizenship,

More information

Maximizer CRM 2015 Overview. A comprehensive look at Maximizer Software s latest CRM solutions

Maximizer CRM 2015 Overview. A comprehensive look at Maximizer Software s latest CRM solutions Mximizer CRM Overview A comprehensive look t Mximizer Softwre s ltest CRM solutions The softwre just mkes it esy in fst moving environment for everyone in the orgnistion to know wht is going on nd who

More information

Revisions published in the University of Innsbruck Bulletin of 18 June 2014, Issue 31, No. 509

Revisions published in the University of Innsbruck Bulletin of 18 June 2014, Issue 31, No. 509 Plese note: The following curriculum is for informtion purposes only nd not leglly inding. The leglly inding version is pulished in the pertinent University of Innsruck Bulletins. Originl version pulished

More information

Curriculum for the Master Program in Strategic Management at the University of Innsbruck School of Management

Curriculum for the Master Program in Strategic Management at the University of Innsbruck School of Management The English version of the curriculum for the Mster Progrm in Strtegic Mngement is not leglly inding nd is for informtionl purposes only. The legl sis is regulted in the curriculum pulished in the University

More information

Combined Liability Insurance. Information and Communication Technology Proposal form

Combined Liability Insurance. Information and Communication Technology Proposal form Comined Liility Insurnce Informtion nd Communiction Technology Proposl form Comined Liility Insurnce Informtion nd Communiction Technology - Proposl form This proposl form must e completed nd signed y

More information

Data quality issues for accounting information systems implementation: Systems, stakeholders, and organizational factors

Data quality issues for accounting information systems implementation: Systems, stakeholders, and organizational factors Journl of Technology Reserch Dt qulity issues for ccounting informtion systems implementtion: Systems, stkeholders, nd orgniztionl fctors ABSTRACT Hongjing Xu Butler University Qulity informtion is one

More information

Protection of Critical Information Infrastructure in Korea

Protection of Critical Information Infrastructure in Korea Protection of Criticl Informtion Infrstructure in Kore Kim, Woonyon 2005. 10 Ntionl Security Reserch Institute Contents Ntionl Cyber Security Mngement System Criticl Informtion Infrstructure (CII) Mngement

More information

Source Code verification Using Logiscope and CodeReducer. Christophe Peron Principal Consultant Kalimetrix

Source Code verification Using Logiscope and CodeReducer. Christophe Peron Principal Consultant Kalimetrix Source Code verifiction Using Logiscope nd CodeReducer Christophe Peron Principl Consultnt Klimetrix Agend Introducing Logiscope: Improving confidence nd developer s productivity Bsed on stte-of-the-rt

More information

Assessing authentically in the Graduate Diploma of Education

Assessing authentically in the Graduate Diploma of Education Assessing uthenticlly in the Grdute Diplom of Eduction Dr Mree DinnThompson Dr Ruth Hickey Dr Michelle Lsen WIL Seminr JCU Nov 12 2009 Key ides plnning process tht embeds uthentic ssessment, workintegrted

More information

FDIC Study of Bank Overdraft Programs

FDIC Study of Bank Overdraft Programs FDIC Study of Bnk Overdrft Progrms Federl Deposit Insurnce Corportion November 2008 Executive Summry In 2006, the Federl Deposit Insurnce Corportion (FDIC) initited two-prt study to gther empiricl dt on

More information

Portfolio approach to information technology security resource allocation decisions

Portfolio approach to information technology security resource allocation decisions Portfolio pproch to informtion technology security resource lloction decisions Shivrj Knungo Deprtment of Decision Sciences The George Wshington University Wshington DC 20052 knungo@gwu.edu Abstrct This

More information

When we look at long-term growth, there are eight things that define who we are, what we do, and how we operate to reach our potential.

When we look at long-term growth, there are eight things that define who we are, what we do, and how we operate to reach our potential. IT STARTED WITH A HANDSHAKE. It strted with hndshke. Two visionries, Bill Bowermn nd his University of Oregon runner Phil Knight, thought they could do better job of designing nd selling shoes to runners.

More information

2 Workload and duration of the Program 3 Courses 4 Types of course units and number of participants

2 Workload and duration of the Program 3 Courses 4 Types of course units and number of participants The English version of the consolidted curriculum for the "Bchelor Progrm in Mngement nd Economics" is not leglly inding nd is for informtionl purposes only. The leglly inding text which regultes the different

More information

Health insurance exchanges What to expect in 2014

Health insurance exchanges What to expect in 2014 Helth insurnce exchnges Wht to expect in 2014 33096CAEENABC 11/12 The bsics of exchnges As prt of the Affordble Cre Act (ACA or helth cre reform lw), strting in 2014 ALL Americns must hve minimum mount

More information

Numeracy across the Curriculum in Key Stages 3 and 4. Helpful advice and suggested resources from the Leicestershire Secondary Mathematics Team

Numeracy across the Curriculum in Key Stages 3 and 4. Helpful advice and suggested resources from the Leicestershire Secondary Mathematics Team Numercy cross the Curriculum in Key Stges 3 nd 4 Helpful dvice nd suggested resources from the Leicestershire Secondry Mthemtics Tem 1 Contents pge The development of whole school policy 3 A definition

More information

Facilitating Rapid Analysis and Decision Making in the Analytical Lab.

Facilitating Rapid Analysis and Decision Making in the Analytical Lab. Fcilitting Rpid Anlysis nd Decision Mking in the Anlyticl Lb. WHITE PAPER Sponsored by: Accelrys, Inc. Frnk Brown, Ph.D., Chief Science Officer, Accelrys Mrch 2009 Abstrct Competitive success requires

More information

elearning platforms and consultation service at CU Presented by Judy Lo 31 August 2007

elearning platforms and consultation service at CU Presented by Judy Lo 31 August 2007 elerning pltforms nd consulttion service t CU Presented by Judy Lo 31 August 2007 Agend The elerning guidelines How elerning cn lower your work burden nd enhnce lerning? The elerning pltforms The elerning

More information

AntiSpyware Enterprise Module 8.5

AntiSpyware Enterprise Module 8.5 AntiSpywre Enterprise Module 8.5 Product Guide Aout the AntiSpywre Enterprise Module The McAfee AntiSpywre Enterprise Module 8.5 is n dd-on to the VirusScn Enterprise 8.5i product tht extends its ility

More information

THE INTELLIGENT VEHICLE RECOVERY AND FLEET MANAGEMENT SOLUTION

THE INTELLIGENT VEHICLE RECOVERY AND FLEET MANAGEMENT SOLUTION KENYA THE INTELLIGENT VEHICLE RECOVERY AND FLEET MANAGEMENT SOLUTION INTRODUCTION Hving estblished itself in no less thn eleven Sub-Shrn countries nd with more thn 230 000 vehicles lredy on its system

More information

Small Businesses Decisions to Offer Health Insurance to Employees

Small Businesses Decisions to Offer Health Insurance to Employees Smll Businesses Decisions to Offer Helth Insurnce to Employees Ctherine McLughlin nd Adm Swinurn, June 2014 Employer-sponsored helth insurnce (ESI) is the dominnt source of coverge for nonelderly dults

More information

Gippsland Regional Palliative Care Plan 2005-2009

Gippsland Regional Palliative Care Plan 2005-2009 Gippslnd Regionl Pllitive Cre Pln 2005-2009 The Gippslnd Region: The City of Ltrobe nd the Shires of Bss Cost, Bw Bw, Est Gippslnd, South Gippslnd nd Wellington Gippslnd Regionl Pllitive Cre Consortium

More information

2 Admission requirements 3 Duration of the program 4 Courses 5 Types of course units and number of participants

2 Admission requirements 3 Duration of the program 4 Courses 5 Types of course units and number of participants The English version of the curriculum for the Mster Progrm in Bnking nd Finnce is not leglly inding nd is for informtionl purposes only. The legl sis is regulted in the curriculum pulished in the University

More information

Innovative and applied research on big data platforms of smart heritage

Innovative and applied research on big data platforms of smart heritage Innovtive nd pplied reserch on big dt pltforms of smrt heritge J. Qiu, J. Li, H. Sun * qiujie@thid.cn lijijun@thid.cn sunhuijio@thid.cn KEY WORDS: Smrt heritge, Big dt, Explntion ABSTRACT: Big dt hs huge

More information

File Storage Guidelines Intended Usage

File Storage Guidelines Intended Usage Storge 1 Google Cloud 2 Other cloud storge Exmple or Box, Dropbox, Crbonite, idrive File Storge Guidelines Usge Fculty nd student collbortion Specil use cses. When non-lcc employee nd students need ccess

More information

GAO HOME MORTGAGE INTEREST DEDUCTION. Despite Challenges Presented by Complex Tax Rules, IRS Could Enhance Enforcement and Guidance

GAO HOME MORTGAGE INTEREST DEDUCTION. Despite Challenges Presented by Complex Tax Rules, IRS Could Enhance Enforcement and Guidance GAO United Sttes Government Accountbility Office Report to the Joint Committee on Txtion July 2009 HOME MORTGAGE INTEREST DEDUCTION Despite Chllenges Presented by Complex Tx Rules, IRS Could Enhnce Enforcement

More information

Protocol Analysis. 17-654/17-764 Analysis of Software Artifacts Kevin Bierhoff

Protocol Analysis. 17-654/17-764 Analysis of Software Artifacts Kevin Bierhoff Protocol Anlysis 17-654/17-764 Anlysis of Softwre Artifcts Kevin Bierhoff Tke-Awys Protocols define temporl ordering of events Cn often be cptured with stte mchines Protocol nlysis needs to py ttention

More information

Agenda. Who are we? Agenda. Cloud Computing in Everyday Life. Who are we? What is Cloud Computing? Drivers and Adoption Enabling Technologies Q & A

Agenda. Who are we? Agenda. Cloud Computing in Everyday Life. Who are we? What is Cloud Computing? Drivers and Adoption Enabling Technologies Q & A Agend Who re we? Wht is Cloud Computing? Drivers nd Adoption Enbling Technologies Cloud Computing in Everydy Life Joe Wong Senior Development Mnger, ICS, IBM Kit Yeung Advisory Softwre Engineer, ICS, IBM

More information

Quick Reference Guide: One-time Account Update

Quick Reference Guide: One-time Account Update Quick Reference Guide: One-time Account Updte How to complete The Quick Reference Guide shows wht existing SingPss users need to do when logging in to the enhnced SingPss service for the first time. 1)

More information

STATE OF MONTANA Developomental Disabilities Program Comprehensive Evaluation Hi-Line Home Programs, Inc Adult Services

STATE OF MONTANA Developomental Disabilities Program Comprehensive Evaluation Hi-Line Home Programs, Inc Adult Services Dtes of Review: FY '09 Evluttor(s): S. Crpenter DESK REVIEW: Accredittion: Acredittion is no longer required by the stte contrct. Significnt Events from the Agency: Developomentl Disbilities Progrm Comprehensive

More information

Information and Software Technology

Information and Software Technology Informtion nd Softwre Technology 53 (2011) 1199 1208 Contents lists vilble t ScienceDirect Informtion nd Softwre Technology journl homepge: www.elsevier.com/locte/infsof Determinnts of softwre qulity in

More information

Curriculum for the Master Program in Accounting, Auditing and Taxation at the University of Innsbruck School of Management

Curriculum for the Master Program in Accounting, Auditing and Taxation at the University of Innsbruck School of Management The English version of the curriculum for the Mster Progrm in Accounting, Auditing nd Txtion is not leglly inding nd is for informtionl purposes only. The legl sis is regulted in the curriculum pulished

More information

ENHANCING CUSTOMER EXPERIENCE THROUGH BUSINESS PROCESS IMPROVEMENT: AN APPLICATION OF THE ENHANCED CUSTOMER EXPERIENCE FRAMEWORK (ECEF)

ENHANCING CUSTOMER EXPERIENCE THROUGH BUSINESS PROCESS IMPROVEMENT: AN APPLICATION OF THE ENHANCED CUSTOMER EXPERIENCE FRAMEWORK (ECEF) ENHNCING CUSTOMER EXPERIENCE THROUGH BUSINESS PROCESS IMPROVEMENT: N PPLICTION OF THE ENHNCED CUSTOMER EXPERIENCE FRMEWORK (ECEF) G.J. Both 1, P.S. Kruger 2 & M. de Vries 3 Deprtment of Industril nd Systems

More information

The 8 Essential Layers of Small-Business IT Security

The 8 Essential Layers of Small-Business IT Security The 8 Essentil Lyers of Smll-Business IT Security While there is no technology tht cn gurntee your network is truly impenetrble, you cn significntly reduce your risk by deploying multiple lyers of defense.

More information

Move, Inc. 2010 Citi EMT Conference January 5, 2010

Move, Inc. 2010 Citi EMT Conference January 5, 2010 Move, Inc. 2010 Citi EMT Conference Jnury 5, 2010 Sfe Hrbor Sttement 2 This presenttion my contin forwrd-looking sttements, including informtion bout mngement s view of Move s future expecttions, plns

More information

2001 Attachment Sequence No. 118

2001 Attachment Sequence No. 118 Form Deprtment of the Tresury Internl Revenue Service Importnt: Return of U.S. Persons With Respect to Certin Foreign Prtnerships Attch to your tx return. See seprte instructions. Informtion furnished

More information

VoIP for the Small Business

VoIP for the Small Business Reducing your telecommunictions costs TechAdvisory.org SME Reports sponsored by Cybernut Solutions provides outsourced IT support from welth of knowledgeble technicins nd system dministrtors certified

More information

Shopper Marketing: Capturing a Shopper s Mind, Heart and Wallet

Shopper Marketing: Capturing a Shopper s Mind, Heart and Wallet Shopper Mrketing: Cpturing Shopper s Mind, Hert nd Wllet Shopper Mrketing: Cpturing Shopper s Mind, Hert nd Wllet Key Insights: The Store Is Compelling nd n Idel Mrketing Cnvs With 70 percent of purchse

More information

Advanced Baseline and Release Management. Ed Taekema

Advanced Baseline and Release Management. Ed Taekema Advnced Bseline nd Relese Mngement Ed Tekem Introduction to Bselines Telelogic Synergy uses bselines to perform number of criticl configurtion mngement tsks. They record the stte of the evolving softwre

More information

SyGEMe: Integrated Municipal Facilities Management of Water Ressources Swiss Geoscience Meeting, Neuchâtel, 21 novembre 2009 k

SyGEMe: Integrated Municipal Facilities Management of Water Ressources Swiss Geoscience Meeting, Neuchâtel, 21 novembre 2009 k SyGEMe: Integrted Municipl Fcilities Mngement of Wter Ressources Tool presenttion, choice of technology, mn-mchine mchine interfce, business opportunities nd prospects 1. Introduction 2. Mn-mchine interfce

More information

DlNBVRGH + Sickness Absence Monitoring Report. Executive of the Council. Purpose of report

DlNBVRGH + Sickness Absence Monitoring Report. Executive of the Council. Purpose of report DlNBVRGH + + THE CITY OF EDINBURGH COUNCIL Sickness Absence Monitoring Report Executive of the Council 8fh My 4 I.I...3 Purpose of report This report quntifies the mount of working time lost s result of

More information

A guide to the common curriculum

A guide to the common curriculum Civil Service Lerning A guide to the common curriculum Version 1d Sept 2011 Contents ii 1 Introduction 4 Lerning opportunities mp 5 Overview of topics 6 The Common Curriculum by Level 8 Content by level

More information

Your Image through Client Reporting

Your Image through Client Reporting Your Imge through Client Reporting Prtnerships: Logits is n escrow gent, prtner of Softwre editors nd users, to design, control nd preserve ccurte deposits of sources. Contct: For ny dditionl informtion

More information

DEVELOPMENT. Introduction to Virtualization E-book. anow is the time to realize all of the benefits of virtualizing your test and development lab.

DEVELOPMENT. Introduction to Virtualization E-book. anow is the time to realize all of the benefits of virtualizing your test and development lab. Introduction to Virtuliztion E-book S Now is the time to relize ll of the benefits of virtulizing your test nd development lb. YOUR CHAPTER 3 p 2 A TEST AND p 4 VOLATILE IT S p 7 p 9 p 10 YOUR CHAPTER

More information

FortiClient (Mac OS X) Release Notes VERSION 5.0.10

FortiClient (Mac OS X) Release Notes VERSION 5.0.10 FortiClient (Mc OS X) Relese Notes VERSION 5.0.10 FORTINET DOCUMENT LIBRARY http://docs.fortinet.com FORTINET VIDEO LIBRARY http://video.fortinet.com FORTINET BLOG https://blog.fortinet.com CUSTOMER SERVICE

More information

Software Cost Estimation Model Based on Integration of Multi-agent and Case-Based Reasoning

Software Cost Estimation Model Based on Integration of Multi-agent and Case-Based Reasoning Journl of Computer Science 2 (3): 276-282, 2006 ISSN 1549-3636 2006 Science Publictions Softwre Cost Estimtion Model Bsed on Integrtion of Multi-gent nd Cse-Bsed Resoning Hsn Al-Skrn Informtion Technology

More information

VoIP for the Small Business

VoIP for the Small Business VoIP for the Smll Business Reducing your telecommunictions costs Reserch firm IDC 1 hs estimted tht VoIP system cn reduce telephony-relted expenses by 30%. Voice over Internet Protocol (VoIP) hs become

More information

VoIP for the Small Business

VoIP for the Small Business VoIP for the Smll Business Reducing your telecommunictions costs Reserch firm IDC 1 hs estimted tht VoIP system cn reduce telephony-relted expenses by 30%. Voice over Internet Protocol (VoIP) hs become

More information

VoIP for the Small Business

VoIP for the Small Business Reducing your telecommunictions costs Reserch firm IDC 1 hs estimted tht VoIP system cn reduce telephony-relted expenses by 30%. Voice over Internet Protocol (VoIP) hs become vible solution for even the

More information

How To Reduce Telecommunictions Costs

How To Reduce Telecommunictions Costs Reducing your telecommunictions costs Reserch firm IDC 1 hs estimted tht VoIP system cn reduce telephony-relted expenses by 30%. Voice over Internet Protocol (VoIP) hs become vible solution for even the

More information

VoIP for the Small Business

VoIP for the Small Business Reducing your telecommunictions costs Reserch firm IDC 1 hs estimted tht VoIP system cn reduce telephony-relted expenses by 30%. Voice over Internet Protocol (VoIP) hs become vible solution for even the

More information

Structuring. Your Business a Brazilian or in Brazil

Structuring. Your Business a Brazilian or in Brazil Setting Up Your Compny nd Office in Brzil MOBILITY Mgzine, April 2007 As the B in BRIC, Brzil hs been gining gret del of ttention on the globl business front, with mny compnies investigting how to get

More information

Note: Principal version Modification Equivalence list Consolidated version from October 1 2014 Master Program in Strategic Management

Note: Principal version Modification Equivalence list Consolidated version from October 1 2014 Master Program in Strategic Management Note: The following curriculum is consolidted version. It is leglly non-inding nd for informtionl purposes only. The leglly inding versions re found in the University of Innsruck Bulletins (in Germn).

More information

Lump-Sum Distributions at Job Change, p. 2

Lump-Sum Distributions at Job Change, p. 2 Jnury 2009 Vol. 30, No. 1 Lump-Sum Distributions t Job Chnge, p. 2 E X E C U T I V E S U M M A R Y Lump-Sum Distributions t Job Chnge GROWING NUMBER OF WORKERS FACED WITH ASSET DECISIONS AT JOB CHANGE:

More information

VoIP for the Small Business

VoIP for the Small Business Reducing your telecommunictions costs Reserch firm IDC 1 hs estimted tht VoIP system cn reduce telephony-relted expenses by 30%. Voice over Internet Protocol (VoIP) hs become vible solution for even the

More information

According to Webster s, the

According to Webster s, the dt modeling Universl Dt Models nd P tterns By Len Silversn According Webster s, term universl cn be defined s generlly pplicble s well s pplying whole. There re some very common ptterns tht cn be generlly

More information

QUESTIONNAIRE. 1. Your Name: 2. Age-group: Below 25 years 26-35 years. 3. Gender : Male Female. 4. Education : H.S.C or Below H.S.C.

QUESTIONNAIRE. 1. Your Name: 2. Age-group: Below 25 years 26-35 years. 3. Gender : Male Female. 4. Education : H.S.C or Below H.S.C. QUESTIONNAIRE A. PERSONAL DETAILS: 1. Your Nme: 2. Age-group: Below 25 yers 26-35 yers 36-45 yers Over 45 yers 3. Gender : Mle Femle 4. Eduction : H.S.C or Below H.S.C. Grdution Post-Grdution Any other

More information

VoIP for the Small Business

VoIP for the Small Business VoIP for the Smll Business Reducing your telecommunictions costs Reserch firm IDC 1 hs estimted tht VoIP system cn reduce telephony-relted expenses by 30%. Voice over Internet Protocol (VoIP) hs become

More information