City of Newburgh DEPARTMENT OF PLANNING & DEVELOPMENT City Hall 83 Broadway Newburgh, New York

Transcription

1 City f Newburgh City Hall 83 Bradway Newburgh, New Yrk Hmewner Emergency Repair Prgram Applicatin Page 1 f 9 06/01/2016

2 City f Newburgh City Hall 83 Bradway Newburgh, New Yrk The gal f the prgram is t address emergency repairs: Water and sewer laterals Rf Repairs Water heating system repairs/replacement Heating System repairs/replacement Electrical System repairs/replacement Handicap accessibility Other emergency repairs (including sidewalks) Page 2 f 9 06/01/2016

3 City f Newburgh City Hall 83 Bradway Newburgh, New Yrk Eligible Wrk This prgram is aimed t address health and safety cncerns in eligible City f Newburgh husehlds which are wner-ccupied and the wner qualifies as lw incme n the HUD scale. Eligible wrk includes: Water and Sewer laterals Rf repairs Heating system repair and replacement Water heating repair and replacement Electrical system repair and replacement Handicap accessibility Other emergency repairs (fr which a city vilatin has been issued, including sidewalks) Prgram Terms There is a maximum lan amunt f $20,000 fr the wner s unit and a maximum f $15,000 fr rental units in the hme. The actual lan amunt will be determined by the scpe f wrk apprved fr the prject. If there is a rental unit, it must be ccupied by a tenant earning less than 80% f the AMI. The City requires dcumentatin cnfirming the incme f the tenants. The lan will be recrded as a lien n the prperty. Fr Very Lw Incme Applicants (less than 50% f the AMI): The lan is prvided fr a five (5) year term and will be reduced by 10% fr each year the applicant remains in ccupancy f the prperty. N repayment is required during this perid. At the cmpletin f the sixth (6th) year, the lan will cnvert int a grant and n payment will be required. If the prperty is sld r transferred during the six (6) year perid the prrated amunt f the lan due will be due t the City and will be depsited back t the CDBG fund. The lien will be released at the end f the six (6) year perid. Fr Lw Incme Applicants (earning less than 80% f AMI but nt less than 50% AMI): The lan is prvided fr a ten (10) year term at a rate f 0% interest. Mnthly lan payments will be due thrughut this term. If the wner-ccupant sells r refinances the prperty prir t the ten ten (10) year perid, the prrated amunt will be due back t the CDBG fund. The lien will be released at the end f the ten (10) year perid. Page 3 f 9 06/01/2016

4 City f Newburgh City Hall 83 Bradway Newburgh, New Yrk APPLICATION PROCESS 1. Once the applicatin is submitted, it will be checked fr cmpleteness. If the applicatin is nt cmplete r there are missing dcuments the applicant will be infrmed f the missins and the applicatin will nt be reviewed until cmpleted. 2. Cmpleted applicatins will be reviewed fr incme eligibility and underwriting criteria. Credit reprts will be btained and reviewed. 3. A building cde fficer (r his/her equivalent) will inspect the prperty and cmplete a Husing Quality Survey t determine the scpe f the wrk required t address the emergency. 4. A secnd inspectin at the prperty will be scheduled fr cntractrs, t prcure three estimates fr the jb. 5. When all dcumentatin is received in the Planning and Develpment Office it will be packaged and presented t an independent lan cmmittee fr review and apprval. The applicatin and the cnstructin estimates will determine if the prject is eligible t prceed. A ntificatin letter will be sent t the hmewner advising them f the cmmittee s decisin. 6. Cntracts, bnd and mrtgage are then prepared and signed by the City and the prperty wner. 7. A pre-cnstructin meeting (including representatives f the City, the selected cntractr, and the hme-wner) will be held t review the wrk schedule. After this meeting, wrk can begin. 8. Once the wrk has been cmpleted and inspected, the wner and inspectr will sign ff that the wrk was cmpleted in a satisfactry manner in accrdance with the prgram. 9. All dcuments are submitted t the Department f Planning and Develpment fr review and payment. Page 4 f 9 06/01/2016

5 City f Newburgh City Hall 83 Bradway Newburgh, New Yrk Are yu seeking a change f use? Befre Submitting this Applicatin Please seek a preliminary review f the requirements f the land-use bards with a representative f Planning and Develpment r f the Cde Department prir t submitting yur applicatin. Is yur prject in a histric district? All wrk affecting the exterir f buildings in the East End Histric District and the Clnial Terraces Design District falls under the review f the ARC, including New cnstructin Exterir alteratin In-kind repairs r restratins Signs Demlitin The East End Histric District may be viewed at: The Clnial Terraces Design District map may be viewed at: Fr infrmatin n applicatins, fees and meeting agendas, please cntact Eliana Diaz in the Executive Office f City Hall (r at ). ALL APPLICATIONS MUST HAVE THE REQUIRED APPROVALS FROM THE PLANNING BOARD, ZONING BOARD OF APPEALS AND/OR THE ARCHITECTURAL REVIEW COMMISSION BEFORE BEING REVIEWD BY THE LOAN COMMITTEE Page 5 f 9 06/01/2016

6 City f Newburgh City Hall 83 Bradway Newburgh, New Yrk Checklist fr Applicant All dcumentatin must be submitted t be cnsidered cmplete: A certified cpy f the deed t the hme Incme verificatin fr all residents in the hme t include: tw years f tax returns, pay stubs and year-t-date incme verificatin fr current year A signed credit reprt applicatin and $19.90 which will be receipted Hmewner s insurance plicy Mrtgage infrmatin mst recent annual statement and prf f ytd payment Prf f paid prperty taxes including schl, water, sewer and sanitatin List f all debt: (attached tw f the mst recent statements) Credit cards Aut lans Utility bills Cell phne bills Cable List f all assets: (attach tw f the mst recent statements) Checking accunts Savings accunts U.S. Savings Bnds Page 6 f 9 06/01/2016

7 City f Newburgh City Hall 83 Bradway Newburgh, New Yrk Stcks and bnds IRAs r retirement funds Market value f ther real estate wned Other assets Page 7 f 9 06/01/2016

8 City f Newburgh City Hall 83 Bradway Newburgh, New Yrk Owner and Prperty Infrmatin Fr applicants fr CDBG Assisted Emergency Husing Repairs Date: / / Phne #: / / Name: DOB: / / SS#: Spuse Name: DOB: / / SS#: Address: Number and dependents: Names f dependents: Other ccupants living in the hme: Head f Husehld: Occupatin: (if present emplyment is less than 2 years, give previus emplyment als) Address: Number & Street City, State, & Zip Cde Years emplyed: Page 8 f 9 06/01/2016

9 City f Newburgh City Hall 83 Bradway Newburgh, New Yrk Previus ccupatins: Prperty Address t be rehabilitated: Number & Street N. f units Residential City, State, & Zip Cde Owner-ccupied Other REQUESTED SCOPE OF WORK: Please describe the nature f the wrk requested. The scpe will be determined by the Husing Quality Standards Survey cmpleted by the City f Newburgh. Nte all vilatins received. Als nte if the residence has been certified fr lead abatement. Please submit the cmpleted applicatin t: City f Newburgh Office f Planning & Develpment City Hall 83 Bradway Newburgh, NY Page 9 f 9 06/01/2016