1 % Real Estate Broker

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "1 % Real Estate Broker"

Transcription

1 1 % Real Estate Brker 100% Full Service Listing Marketing Plan Cmplete Guide T Sell Yur Huse Quickly At Highest Price Pssible Carbn Creek Realty

2 Put mre f yur hme's prfit in yur wn pcket with Carbn Creek Realty, 1% full service listing 1% FULL SERVICE LISTING COMMISSION Hw des it wrk? 1% Real Estate Brker is exactly what it implies. Instead f charging 2.5 t 3% t list yur hme, we nly charge 1% AND we give yu the same full service as any ther Brker and frequently much mre. Our 1% cmmissin is based n the SOLD price f yu hme and is due at the clse f escrw. There is NO upfrnt fees r csts f any kind. The nly difference between the service yu receive frm Carbn Creek Realty and all the big franchises, is they charge yu three times as much. Yu may chse t ffer a Buyer's Agent cmmissin thrugh the MLS t encurage ther Brkers t shw yur hme, typically this wuld be 2.5 t 3%, this is highly recmmended, hwever it is ptinal. Serving The Area Fr Over 30 Years Because Experience Really Des Matter

3 PHASE 1 BEFORE WE LIST THE PROPERTY 1. Research prperty s wnership and deed type 2. Research prperty public recrd infrmatin fr lt size, dimensins additins, assessments and ther data 3. Research sales activity fr past 6-18 mnths frm the Multiple Listing 4. Research prperty tax public recrd databases 5. Establish market price trends 6. Research Average Days n Market fr prperty f this type, price range, and lcatin 7. Research cmpetitin prperties that are currently n the market 8. Research cmpetitive prperties that have sld in the recent past 9. Research sales activity n yur hme (if previusly listed) 10.Prepare Cmparative Market Analysis (CMA) 11.Establish fair market value 12.Verify Hme Owner Assciatin fees and ther infrmatin, if applicable 13.Determine need fr lead-based paint disclsure 14.Verify if prperty has rental units invlved. 15.Cpy all lease agreements, verify all rents and depsits 16.Infrm tenants f listing and discuss hw shwings will be handled 17.Inspect prperty exterir and interir 18.Cmpile list f suggested repairs and maintenance items 19.Review yur time schedule

4 Review yur plans and gals Make arrangements fr new purchase if needed Address yur sale and mving cncerns in detail Cmpile a list f the best prperty features and benefits Create a neighbrhd infrmatin list (schls, shpping ) Verify prperty mrtgage, taxes, fees, etc. Review the basic marketing plan Review advanced marketing strategies Prepare shwing instructins fr ther Realtrs Present current market data Review cmpeting prperties currently fr sale Evaluate recent sales Suggest the best listing price Determine the mst likely sales range Prepare estimate f clsing csts and fees Determine estimated net cash prceeds after the sale Review and cmplete the listing agreement Review and cmplete ther cntracts and applicable disclsures Intrduce supprt staff and team members Install secure Supra electrnic lck bx system Install prfessinal Fr Sale yard sign Have prfessinal quality phts taken Prepare a full-clr prperty infrmatin sheet Order and review Preliminary Title Reprt

5 PHASE 2 MARKETING AND PROMOTION List yur hme n the Califrnia Reginal Multiple Listing Service Mail yu a cpy f the MLS listing fr yur review Build a prfessinal website Including phts and prperty features and benefits, neighbrhd infrmatin, schls, etc. yu a prperty site link fr review prperty infrmatin t all buyers in ur buyer database Review all nline marketing syndicatin channels, such as Ggle, Realtr.cm, Zillw, etc. Full expsure n hundreds f natinal websites prmting yur hme Shw prperty t all interested buyers Review all buyer cmments and feedback Make changes and adjustments if needed Cntact yu weekly with updates, results and feedback Review recent market changes and updates in the area Schedule an Open Huse if applicable Cmplete a pre-pen huse marketing campaign Set up prperty befre Open Huse Review Open Huse results and feed back Prepare and review mnthly market update Make recmmendatins based n the latest data

6 PHASE 3 SALE AND CLOSING Prequalify all ptential buyers when pssible Eliminate bargain-hunters and nn-qualified buyers when pssible Receive and review all Offers t Purchase cntracts submitted by buyers r buyers agents Determine the best negtiating psitin Review all ffers in detail with yu Negtiate the highest price and the best terms n yur behalf Have all purchase cntracts signed by all parties and deliver yu all cpies Prmptly recrd buyer s depsit in escrw accunt Obtain buyer pre-qualificatin letter frm lender Prvide buyer and/r buyer agent with all applicable cntracts, disclsures and dcuments fr signatures Schedule and supervise all prperty inspectins Review all inspectin results with yu and make suggestin regarding any repairs needed Change MLS status t SALE PENDING Cntact the lender weekly t ensure timely lan prcessing Crdinate prperty appraisal prvide cmparable sales data Review the appraisal results with yu Crdinate t assure all cntracts, escrw dcuments, title insurance, and prperty insurance is prcessed Review prperty tax payff and mrtgage payff thrugh escrw Crdinate clsing prcess with buyer agent and/r buyer Schedule and supervise the final buyer walk-thrugh inspectin Update all clsing frms as needed 6

7 Review any prratins such as HOA, utilities, prperty tax, etc. Cnfirm clsing date and crdinate with all parties Request final clsing figures frm escrw Cnfirm title insurance cmmitment Handle any last-minute details Crdinate smth clsing n yur behalf Arrange pssessin and transfer f wnership keys, remtes, security cdes, pl keys, etc. Present yu with yur clsing dcuments and final check Respnd t any fllw up calls and inquires after clsing Assist yu t make yur mve as easy and stress-free as pssible s yu get t enjy YOUR NEW HOME

8 PRICING TIPS What yu paid fr yur prperty des nt determine it s current market value. The amunt yu need t get ut f the sale f yur prperty des nt effect it s market value. An appraisal des nt necessarily determine what yur prperty will sell fr. What anther real estate agent thinks yur prperty is wrth des nt determine its value. Expect the agent t suggest a price range, but dn t let that frame yu in. Be aware that sme devius agents will, at first, suggest a very handsme price. Then, after they have the listing and the huse hasn t sld, they ll cme back with a pitch t lwer the price. The price f yur prperty is determined by what a qualified buyer will pay fr it. We will tgether determine the best price based upn current cmpetitin and recent clsed sales in the area.

9 Zane Burke Carbn Creek Realty 100 Olinda Pl. Brea, CA Cell (714) Lic. #

What payments will I need to make during the construction phase? Will the lender advance construction funds prior to the work being completed?

What payments will I need to make during the construction phase? Will the lender advance construction funds prior to the work being completed? Q&A What is a cnstructin lan? A cnstructin lan prvides the financing fr the cnstructin f yur new hme. Cnstructin lans may be structured as a single r tw-settlement transactin. Cnstructin lans culd include

More information

SBA 504 Financing. Long Term Asset Financing Made Possible. Glen Heller, Relationship Manager Nancy Sheridan, Specialty Finance Officer

SBA 504 Financing. Long Term Asset Financing Made Possible. Glen Heller, Relationship Manager Nancy Sheridan, Specialty Finance Officer SBA 504 Financing Lng Term Asset Financing Made Pssible Glen Heller, Relatinship Manager Nancy Sheridan, Specialty Finance Officer These prpsals are cntingent upn final Chase Bank review and apprval frm

More information

Loan Application for Pre- Approval

Loan Application for Pre- Approval Lan Applicatin fr Pre- Apprval Get pre-apprved fr yur hme lan financing tday by cmpleting this applicatin. Please cmplete the entire applicatin and return with the dcumentatin requested n the attached

More information

A Guide to Buying Foreclosures

A Guide to Buying Foreclosures A Guide t Buying Freclsures Use this step by step guide t better understand the freclsure market and the prcess invlved in purchasing these prperties. 9 Steps t help yu buy a freclsure. A Guide t Buying

More information

Maryland General Service (MGS) Area 29 Treatment Facilities Committee (TFC) TFC Instructions

Maryland General Service (MGS) Area 29 Treatment Facilities Committee (TFC) TFC Instructions Maryland General Service (MGS) Area 29 Treatment Facilities Cmmittee (TFC) TFC Instructins Lve And Service Facility Presentatin t Patients We are frm Alchlics Annymus (AA), fr AA, and ur service is fr

More information

Kuck Immigration Partners. Source of Funds. -Worksheet and Document Checklist-

Kuck Immigration Partners. Source of Funds. -Worksheet and Document Checklist- Kuck Immigratin Partners Surce f Funds -Wrksheet and Dcument Checklist- 1 Table f Cntents General Rules... 3 Investrs Net Wrth Wrksheet:... 4 Dcumentatin:... 5 Identificatin and Bigraphic Dcuments... 5

More information

Investment Adviser Switch Workshop

Investment Adviser Switch Workshop Investment Adviser Switch Wrkshp Investment Adviser Registratin, Renewal, Amendment And Pst-Registratin Requirements Presented by Office f the Attrney General Maryland Divisin f Securities 1 Registratin

More information

GUIDELINES FOR APPLYING FOR AUSTRALIAN CAPITAL TERRITORY (ACT) NOMINATION OF A BUSINESS INNOVATION AND INVESTMENT (PROVISIONAL) (SUBCLASS 188) VISA

GUIDELINES FOR APPLYING FOR AUSTRALIAN CAPITAL TERRITORY (ACT) NOMINATION OF A BUSINESS INNOVATION AND INVESTMENT (PROVISIONAL) (SUBCLASS 188) VISA GUIDELINES FOR APPLYING FOR AUSTRALIAN CAPITAL TERRITORY (ACT) NOMINATION OF A BUSINESS INNOVATION AND INVESTMENT (PROVISIONAL) (SUBCLASS 188) VISA BUSINESS INNOVATION STREAM The Australian Capital Territry

More information

Rolodex of. Tampa Bay Hard Money Lenders for. Future Millionaires

Rolodex of. Tampa Bay Hard Money Lenders for. Future Millionaires Rldex f Tampa Bay Hard Mney Lenders fr Future Millinaires AHL Hard Mney... 2 Blazevic Funding Grup... 3 Brkview Financial... 4 Blackhawk Funding... 5 NDLS Crp.. 6 WestShre Mrtgage... 7 CT Capital... 8

More information

Understanding Federal Direct Consolidation Loans. 2012 Spring MASFAA Conference

Understanding Federal Direct Consolidation Loans. 2012 Spring MASFAA Conference Understanding Federal Direct Cnslidatin Lans 2012 Spring MASFAA Cnference UNDERSTANDING FEDERAL DIRECT & SPECIAL CONSOLIDATION LOANS Amy M. Mser, Reginal Directr Nelnet Educatin Lan Services 2 Nelnet Educatin

More information

Point2 Property Manager Quick Setup Guide

Point2 Property Manager Quick Setup Guide Click the Setup Tab Mst f what yu need t get started using Pint 2 Prperty Manager has already been taken care f fr yu. T begin setting up yur data in Pint2 Prperty Manager, make sure yu have cmpleted the

More information

YOUR DUTIES AS EXECUTOR

YOUR DUTIES AS EXECUTOR Gibney & Gunsn LAWYERS New Suth Wales & Victria YOUR DUTIES AS EXECUTOR The funeral Yu may be required t make the funeral arrangements. In mst instances, clse family r friends attend t funeral arrangements

More information

Information Guide Booklet. Home Loans

Information Guide Booklet. Home Loans Infrmatin Guide Bklet Hme Lans This Infrmatin Guide bklet prvides yu with general infrmatin nly. It will als help yu t better understand any recmmendatins we have made fr yu. Infrmatin Guide Hme Lans January

More information

City of Newburgh DEPARTMENT OF PLANNING & DEVELOPMENT City Hall 83 Broadway Newburgh, New York 12550 www.cityofnewburgh-ny.gov

City of Newburgh DEPARTMENT OF PLANNING & DEVELOPMENT City Hall 83 Broadway Newburgh, New York 12550 www.cityofnewburgh-ny.gov City f Newburgh City Hall 83 Bradway Newburgh, New Yrk 12550 www.cityfnewburgh-ny.gv Hmewner Emergency Repair Prgram Applicatin 2015-2016 Page 1 f 9 06/01/2016 City f Newburgh City Hall 83 Bradway Newburgh,

More information

Completing Contracts Online

Completing Contracts Online Cmpleting Cntracts Online Getting started using zipfrm Plus t cmplete cntracts nline quickly and efficiently The ziplgix Advantage Seamless prfessinal wrkflw Easy t use Reduced data entry Always accurate,

More information

AMWA Chapter Subgroups on LinkedIn Guidance for Subgroup Managers and Chapter Leaders, updated 2-12-15

AMWA Chapter Subgroups on LinkedIn Guidance for Subgroup Managers and Chapter Leaders, updated 2-12-15 AMWA Chapter Subgrups n LinkedIn Guidance fr Subgrup Managers and Chapter Leaders, updated 2-12-15 1. Chapters may nt have an independent grup n LinkedIn, Facebk, r ther scial netwrking site. AMWA prvides

More information

3/2 MBA Application Instructions

3/2 MBA Application Instructions 3/2 MBA Applicatin Instructins IMPORTANT INFORMATION Deadlines fr admissin are psted t the 3/2 MBA website. Applicatins are encuraged t be submitted by Nvember 1 f the Junir year. Please nte that all required

More information

Homeowner s Guide To Assignment of Mortgage Payments Sales

Homeowner s Guide To Assignment of Mortgage Payments Sales Hmewner s Guide T Assignment f Mrtgage Payments Sales America s leading netwrk f nn-traditinal real estate authrities! Sellers that NEED TO SELL a prperty, but CANNOT AFFORD TO, because f the amunt wed,

More information

Account Switch Kit. Locations. HACKLEBURG PO DRAWER A 34888 US HWY 43 HACKLEBURG, AL 35564 Phone: (205)395-1944 Fax: (205)935-3349

Account Switch Kit. Locations. HACKLEBURG PO DRAWER A 34888 US HWY 43 HACKLEBURG, AL 35564 Phone: (205)395-1944 Fax: (205)935-3349 Member FDIC "Hmetwn Banking... Accunt Switch Kit... Mving Made Easy" Lcatins HAMILTON PO BO 189 1281 MILITARY ST S HAMILTON, AL 35570 Phne: (205)921-9400 Fax: (205)921-9708 HACKLEBURG PO DRAWER A 34888

More information

BROKER GUIDE TO LOAN ESTIMATE GENERATOR (LEG)

BROKER GUIDE TO LOAN ESTIMATE GENERATOR (LEG) BROKER GUIDE TO LOAN ESTIMATE GENERATOR (LEG) This guide is intended t prvide step by step instructins n inputting a lan int the Lan t prduce a Lan Estimate. I. Lgin t HmeBridge Prtal Fr best results,

More information

CONSTRUCTION INDUSTRIES & MANUFACTURED HOUSING DIVISION

CONSTRUCTION INDUSTRIES & MANUFACTURED HOUSING DIVISION New Mexic Regulatin and Licensing Department 2550 Cerrills Rad Santa Fe, NM 87505 Ph (505) 476-4700 Fax (505) 476-4685 INSTRUCTIONS FOR FILING A COMPLAINT Thank yu fr cntacting The New Mexic Regulatin

More information

About these Guidelines. Business Innovation Stream. Nomination Criteria

About these Guidelines. Business Innovation Stream. Nomination Criteria GUIDELINES FOR APPLYING FOR AUSTRALIAN CAPITAL TERRITORY (ACT) NOMINATION OF A BUSINESS INNOVATION AND INVESTMENT (PERMANENT) (SUBCLASS 888) VISA BUSINESS INNOVATION STREAM The Australian Capital Territry

More information

Merchant Processes and Procedures

Merchant Processes and Procedures Merchant Prcesses and Prcedures Table f Cntents EXHIBIT C 1. MERCHANT INTRODUCTION TO T-CHEK 3 1.1 Wh is T-Chek Systems? 3 1.2 Hw t Cntact T-Chek Systems 3 1.3 Hw t Recgnize T-Chek Frms f Payment 3 1.3.1

More information

Delaware State Housing Authority. Delaware First-Time Homebuyer Tax Credit

Delaware State Housing Authority. Delaware First-Time Homebuyer Tax Credit Delaware State Husing Authrity Delaware First-Time Hmebuyer Tax Credit The Delaware First-Time Hmebuyer Tax Credit Team Delaware State Husing Authrity (DSHA) has partnered with Hilltp Securities, Inc.

More information

New Hampshire. Address: New Hampshire Real Estate Commission 64 South Street Concord, NH 03301-3670

New Hampshire. Address: New Hampshire Real Estate Commission 64 South Street Concord, NH 03301-3670 New Hampshire Gverning Agency New Hampshire Real Estate Cmmissin Website: http://www.nh.gv/nhrec/ Address: New Hampshire Real Estate Cmmissin 64 Suth Street Cncrd, NH 03301-3670 Telephne N.: (603) 271-2701

More information

Agency Fund (Non-Student Org X-Fund) Guidelines Last Revision: 12/7/2009

Agency Fund (Non-Student Org X-Fund) Guidelines Last Revision: 12/7/2009 Agency Fund (Nn-Student Org X-Fund) Guidelines Last Revisin: 12/7/2009 Definitin f Agency Fund: An Agency Fund cnsists f funds held by Eastern Michigan University as custdian r fiscal agent fr thers, such

More information

College Application Process

College Application Process Cllege Applicatin Prcess Crystal Lake Suth High Schl 2015-2016 Students, This packet shuld serve as a guideline fr all students that are filling ut cllege applicatins. The steps utlined in the fllwing

More information

FundingEdge. Guide to Business Cash Advance & Bank Statement Loan Programs

FundingEdge. Guide to Business Cash Advance & Bank Statement Loan Programs Guide t Business Cash Advance & Bank Statement Lan Prgrams Cash Advances: $2,500 - $1,000,000 Business Bank Statement Lans: $5,000 - $500,000 Canada Cash Advances: $5,000 - $500,000 (must have 9 mnths

More information

The Dodd-Frank ACT lowered Points and Fees Thresholds for Section 32 and Qualified Mortgages.

The Dodd-Frank ACT lowered Points and Fees Thresholds for Section 32 and Qualified Mortgages. Whlesale Brker Acknwledgment & Electin Frm Pints and Fees fr Sectin 32 and QM and Lan Originatr Cmpensatin Sectin 32 s new expanded scpe f lans: The CFPB s 2013 HOEPA Rule expands the types f residential

More information

Selling System Security Wire Instructions

Selling System Security Wire Instructions Overview Security wire instructins are assigned at a cntract level and indicate where t send the security that is assciated with all f the lans in a Guarantr r Multilender cntract. Since security wires

More information

VCB ib@nking USER GUIDE FOR INDIVIUAL. VCB ib@nking USER GUIDE FOR INDIVIUAL (FOR INDIVIUAL)

VCB ib@nking USER GUIDE FOR INDIVIUAL. VCB ib@nking USER GUIDE FOR INDIVIUAL (FOR INDIVIUAL) VCB ib@nking USER GUIDE FOR INDIVIUAL (FOR INDIVIUAL) 1 Cntent Hw t access VCB-iB@nking: www.vietcmbank.cm.vn... 3 Lgin VCB-iB@nking... 4 Hme/ Navigatin:... 5 Inquiry accunt... 6 Payment... 12 Card management...

More information

COLLATERAL VERIFICATION REVIEWS FREQUENTLY ASKED QUESTIONS

COLLATERAL VERIFICATION REVIEWS FREQUENTLY ASKED QUESTIONS NEW OR UPDATED ITEMS FOR 2016 Pwers f Attrney (Flrida & Gergia) The Bank is annuncing a new cllateral eligibility requirement fr lans clsed under pwer f attrney and secured by real estate lcated in the

More information

FAQs regarding our system upgrade

FAQs regarding our system upgrade FAQs regarding ur system upgrade 1) Q: Why are yu upgrading yur cre data prcessing system? A: An upgrade is the act f making smething better, such as an imprved experience r a human interactin. At Arsenal

More information

SCHOLARSHIP APPLICATION

SCHOLARSHIP APPLICATION Assciatin f State Dam Safety Officials UNDERGRADUATE SCHOLARSHIP APPLICATION SUBMIT APPLICATION AND ATTACHMENTS POSTMARKED BY MARCH 31, 2016 TO: Assciatin f State Dam Safety Officials 239 S. Limestne Lexingtn,

More information

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM WB-DEC

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM WB-DEC UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washingtn, D.C. 20549 FORM WB-DEC DECLARATION OF ORIGINAL INFORMATION SUBMITTED PURSUANT TO SECTION 21F OF THE SECURITIES EXCHANGE ACT OF 1934 A. SUBMITTER

More information

Refinancing Section 95 & 61 co-ops CHF Canada s Refinancing Program

Refinancing Section 95 & 61 co-ops CHF Canada s Refinancing Program Refinancing Sectin 95 & 61 c-ps CHF Canada s Refinancing Prgram Lndn Educatin Event 2015 0 CHF Canada s Refinancing Prgram Intrductins Sectin 95 & Sectin 61 Purpse f the Refinancing Prgram Hw the new mrtgage

More information

Dear Brightleaf at the Park Owners,

Dear Brightleaf at the Park Owners, Dear Brightleaf at the Park Owners, Membership t the Brightleaf Club is nw included with all new cnstructin hmes being sld in Brightleaf at the Park. Many f the riginal wners have requested the ptin fr

More information

MAYFAIR INSURANCE & MORTGAGE CONSULTANTS LTD 11 Lurke Street, Bedford MK40 3HZ Telephone: 01234 242900

MAYFAIR INSURANCE & MORTGAGE CONSULTANTS LTD 11 Lurke Street, Bedford MK40 3HZ Telephone: 01234 242900 MAYFAIR INSURANCE & MORTGAGE CONSULTANTS LTD 11 Lurke Street, Bedfrd MK40 3HZ Telephne: 01234 242900 Please read this dcument carefully as it sets ut the terms n which we agree t act fr ur clients and

More information

2015-16 Independent Verification Worksheet for HSC Students

2015-16 Independent Verification Worksheet for HSC Students 15IVHP 2015-16 Independent Verificatin Wrksheet fr HSC Students Yur applicatin was selected fr review in a prcess called verificatin. In this prcess, Temple University will be cmparing infrmatin frm yur

More information

LOUISIANA TECH UNIVERSITY Division of Student Financial Aid Post Office Box 7925 Ruston, LA 71272

LOUISIANA TECH UNIVERSITY Division of Student Financial Aid Post Office Box 7925 Ruston, LA 71272 LOUISIANA TECH UNIVERSITY Divisin f Student Financial Aid Pst Office Bx 7925 Rustn, LA 71272 Dear Financial Aid Applicant, Accrding t yur 2011-2012 Student Aid Reprt (SAR), yu did nt include any parental

More information

We will record and prepare documents based off the information presented

We will record and prepare documents based off the information presented Dear Client: We appreciate the pprtunity f wrking with yu regarding yur Payrll needs. T ensure a cmplete understanding between us, we are setting frth the pertinent infrmatin abut the services that we

More information

CITY OF NORTH RICHLAND HILLS

CITY OF NORTH RICHLAND HILLS CITY OF NORTH RICHLAND HILLS NEIGHBORHOOD INITIATIVE PROGRAM HOME IMPROVEMENT REBATE POLICY The fllwing plicy applies t the Neighbrhd Initiative Prgram Hme Imprvement Rebate: The purpse f the Hme Imprvement

More information

New York City Department of Health and Mental Hygiene 2015 Health Bucks Application Information

New York City Department of Health and Mental Hygiene 2015 Health Bucks Application Information New Yrk City Department f Health and Mental Hygiene 2015 Health Bucks Applicatin Infrmatin Thank yu fr yur interest in the New Yrk City Health Department s Health Bucks prgram. Health Bucks are cupns redeemable

More information

Hartford Seminary s. Online Application Instructions

Hartford Seminary s. Online Application Instructions Hartfrd Seminary s Online Applicatin Instructins Hartfrd Seminary is pleased t annunce that nline applicatin is nw pssible fr mst f ur prgrams as fllws: Dctr f Ministry: Use nline applicatin Master f Arts:

More information

Internet and Social Media Solicitations: Wise Giving Tips

Internet and Social Media Solicitations: Wise Giving Tips Internet and Scial Media Slicitatins: Wise Giving Tips Charities use a wide variety f methds t slicit charitable dnatins. New and pwerful technlgies utilize nt just the internet and email, but als scial

More information

Angel Oak Mortgage Solutions LLC offers Appraisal Valuation Services through our approved Appraisal Management Company: Novo Appraisal Management.

Angel Oak Mortgage Solutions LLC offers Appraisal Valuation Services through our approved Appraisal Management Company: Novo Appraisal Management. Angel Oak Mrtgage Slutins LLC ffers Appraisal Valuatin Services thrugh ur apprved Appraisal Management Cmpany: Nv Appraisal Management. Requirements have been implemented fr appraisal rders in an effrt

More information

SWARTHMORE GIFT PLANNING

SWARTHMORE GIFT PLANNING SWARTHMORE GIFT PLANNING Gift Basics Thank yu fr serving as a 50 th reunin gift planning representative fr yur class. Yur supprt fr the Cllege and yur membership in the Swarthmre Legacy Circle will serve

More information

MONTHLY PREMIUM OPTIONS

MONTHLY PREMIUM OPTIONS GROUP FUNERAL SCHEME BROKERS FSP35033 TEL: (021) 919 1861 VOX: 087 808 3007 FAX: (021) 9195072 / 086 628 0359 Email: inf@insurancepartners.c.za Web: www.insurancepartners.c.za Up t R20000 fr all persns

More information

Budget Planning. Accessing Budget Planning Section. Select Click Here for Budget Planning button located close to the bottom of Program Review screen.

Budget Planning. Accessing Budget Planning Section. Select Click Here for Budget Planning button located close to the bottom of Program Review screen. Budget Planning Accessing Budget Planning Sectin Select Click Here fr Budget Planning buttn lcated clse t the bttm f Prgram Review screen. Depending n what types f budgets yur prgram has, yu may r may

More information

Conventional Condominium Policy

Conventional Condominium Policy Cnventinal Cndminium Plicy www.newleafwhlesale.cm Overview NewLeaf will riginate and fund mrtgage lans secured by units in cndminium prjects that meet FNMA/FHLMC/ NewLeaf eligibility criteria. Cndminium

More information

KIK s GUIDE FOR LAW ENFORCEMENT

KIK s GUIDE FOR LAW ENFORCEMENT Thanks fr checking ut ur law enfrcement guide. Kik takes the safety f ur users very seriusly, and we hpe this guide will be a useful tl fr yu. It includes infrmatin abut ur app; the features and functins

More information

Listed Places of Worship: Roof Repair Fund - Receiving a Grant Monitoring; Permission to Start; and Grant payment

Listed Places of Worship: Roof Repair Fund - Receiving a Grant Monitoring; Permission to Start; and Grant payment Listed Places f Wrship: Rf Repair Fund - Receiving a Grant If yu require a cpy f this guidance in an alternative frmat (large print, Braille r audi versin), r if yur first language is nt English, we can

More information

Office Use Only Account # Approved By:

Office Use Only Account # Approved By: Office Use Only Accunt # Apprved By: Dealer Applicatin Please cmplete and submit this applicatin alng with a cpy f yur (EIN) Federal Tax Id Number certificate befre placing yur 1 st rder. We will review

More information

Access EEC s Web Applications... 2 View Messages from EEC... 3 Sign In as a Returning User... 3

Access EEC s Web Applications... 2 View Messages from EEC... 3 Sign In as a Returning User... 3 EEC Single Sign In (SSI) Applicatin The EEC Single Sign In (SSI) Single Sign In (SSI) is the secure, nline applicatin that cntrls access t all f the Department f Early Educatin and Care (EEC) web applicatins.

More information

CLIENT PORTAL GUIDE SUMMARY

CLIENT PORTAL GUIDE SUMMARY CLIENT PORTAL GUIDE SUMMARY Using the CISI nline prtal is simple. Just g t www.culturalinsurance.cm and fllw the steps belw. As the grup administratr, simply g t the green mycisi buttn n the tp f the page

More information

FORM ADV (Paper Version) UNIFORM APPLICATION FOR INVESTMENT ADVISER REGISTRATION AND REPORT FORM BY EXEMPT REPORTING ADVISERS

FORM ADV (Paper Version) UNIFORM APPLICATION FOR INVESTMENT ADVISER REGISTRATION AND REPORT FORM BY EXEMPT REPORTING ADVISERS APPENDIX A FORM ADV (Paper Versin) UNIFORM APPLICATION FOR INVESTMENT ADVISER REGISTRATION AND REPORT FORM BY EXEMPT REPORTING ADVISERS Frm ADV: General Instructins Read these instructins carefully befre

More information

FINANCIAL OPTIONS. 2. For non-insured patients, payment is due on the day of service.

FINANCIAL OPTIONS. 2. For non-insured patients, payment is due on the day of service. FINANCIAL OPTIONS 1. Fr thse patients wh carry dental insurance, all c-payments are due n date f service. We will file yur claim as a service t yu, and will d ur very best t maximize yur benefits. We accept

More information

IMPORTANT INFORMATION ABOUT MEDICAL CARE FOR YOUR WORK-RELATED INJURY OR ILLNESS

IMPORTANT INFORMATION ABOUT MEDICAL CARE FOR YOUR WORK-RELATED INJURY OR ILLNESS IMPORTANT INFORMATION ABOUT MEDICAL CARE FOR YOUR WORK-RELATED INJURY OR ILLNESS MEDICAL PROVIDER NETWORK (MPN) NOTIFICATION If yu are injured at wrk, Califrnia Law requires yur emplyer t prvide and pay

More information

Privacy Policy. What personally identifying information is collected on or through the Frames Data Online Site?

Privacy Policy. What personally identifying information is collected on or through the Frames Data Online Site? Privacy Plicy Welcme t www.framesdata.cm! This site (the Frames Data Online Site ) is wned by Frames Data Inc. ("FDI" r we ), a subsidiary f Jbsn Medical Infrmatin LLC ("JMI") and its parent, Jbsn Healthcare

More information

This is a list of items you should bring to the Income Tax Appointment

This is a list of items you should bring to the Income Tax Appointment A P R O F E S S I O N A L M A I N T A I N I N G Y O U R F I N A N C I A L R E C O R D S My-Online-Tax-Accuntant.cm This is a list f items yu shuld bring t the Incme Tax Appintment 1. Scial Security Card(s)

More information

UBC Restricted Faculty Second Mortgage Loan Program Description of Key Terms

UBC Restricted Faculty Second Mortgage Loan Program Description of Key Terms UBC Restricted Faculty Secnd Mrtgage Lan Prgram Descriptin f Key Terms Updated February 4, 2014 The Restricted Resale Capped Appreciatin Prgram is ne f tw ptins in UBC s Hme Ownership Prgram intended t

More information

Props Department. Property Master, Assistant Property Master, Props Buyer, Armour, Props Builder and Props Assistant Application Requirements

Props Department. Property Master, Assistant Property Master, Props Buyer, Armour, Props Builder and Props Assistant Application Requirements Prps Department Thank yu fr yur interest in the Prps Department f I.A.T.S.E. Lcal 212. Please take a few mments t read the fllwing infrmatin, which utlines department specific requirements necessary when

More information

WHAT SHOULD I LOOK FOR WHEN I BUY HEALTH INSURANCE?

WHAT SHOULD I LOOK FOR WHEN I BUY HEALTH INSURANCE? WHAT SHOULD I LOOK FOR WHEN I BUY HEALTH INSURANCE? The Maine Bureau f Insurance 34 State Huse Statin Augusta, Maine 04333 207-624-8475 r 1-800-300-5000 (in Maine) http://www.maine.gv/pfr/insurance Paul

More information

U. S. Department of Housing and Urban Development Washington, D.C. 20410-8000. December 20, 2000

U. S. Department of Housing and Urban Development Washington, D.C. 20410-8000. December 20, 2000 U. S. Department f Husing and Urban Develpment Washingtn, D.C. 20410-8000 December 20, 2000 OFFICE OF THE ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER MORTGAGEE LETTER 00-46 TO: ALL APPROVED

More information

INSTRUCTIONS ON HOW TO IMPORT (Attach) DOCUMENTS TO TRANSACTIONS IN THE EMPLOYEE REIMBURSEMENT SYSTEM

INSTRUCTIONS ON HOW TO IMPORT (Attach) DOCUMENTS TO TRANSACTIONS IN THE EMPLOYEE REIMBURSEMENT SYSTEM INSTRUCTIONS ON HOW TO IMPORT (Attach) DOCUMENTS TO TRANSACTIONS IN THE EMPLOYEE REIMBURSEMENT SYSTEM In the Emplyee Reimbursement System, users with verifier and apprver/prxy access rights have the ability

More information

Thank you for your interest in this leadership position. Please find enclosed an application and information package to assist you.

Thank you for your interest in this leadership position. Please find enclosed an application and information package to assist you. Applicatin fr the psitin f Assistant Principal Thank yu fr yur interest in this leadership psitin. Please find enclsed an applicatin and infrmatin package t assist yu. Attached are the fllwing: An applicatin

More information

FACT SHEET BORROWING THROUGH SUPER. Prepared by Brett Griffiths, Director Superannuation Consulting e bgriffiths@vincents.com.au

FACT SHEET BORROWING THROUGH SUPER. Prepared by Brett Griffiths, Director Superannuation Consulting e bgriffiths@vincents.com.au FACT SHEET BORROWING THROUGH SUPER Prepared by Brett Griffiths, Directr Superannuatin Cnsulting e bgriffiths@vincents.cm.au FACT SHEET Since September 2007 Self Managed Superannuatin Funds (SMSF s) can

More information

Getting Ready for Finance

Getting Ready for Finance Getting Ready fr Finance When yur business needs finance it is imprtant t plan yur apprach t ptential lenders prir t making the appintment t present yur applicatin. The reasn fr this is that a well-prepared

More information

Moving Expenses CATS. Vickie Fry, University Tax Manager Cassandra Franks, Tax Compliance Officer University Tax Services.

Moving Expenses CATS. Vickie Fry, University Tax Manager Cassandra Franks, Tax Compliance Officer University Tax Services. Mving Expenses CATS Vickie Fry, University Tax Manager Cassandra Franks, Tax Cmpliance Officer University Tax Services Mving Expenses What is it? Wh gets it? Hw d we pay fr it? What are the limitatins?

More information

Planning a Successful State LEADS Program

Planning a Successful State LEADS Program Planning a Successful State LEADS Prgram A Suggested Timeline fr State Federatins Spring State Cnventins Annunce the current year s LEADS candidate at the state Cnventin. Use the pprtunity t build enthusiasm

More information

Engineering Society Financial Handbook

Engineering Society Financial Handbook Engineering Sciety Financial Handbk Page 2 f 6 1.0 Welcme Welcme t banking with the Engineering Sciety! The purpse f this handbk is t prvide yu with all the details abut banking with the sciety. The sciety

More information

SMSF Annual Accounts and Statutory Returns

SMSF Annual Accounts and Statutory Returns SMSF Annual Accunts and Statutry Returns Thank yu fr cnsidering SMSF Wrks t undertake the preparatin f yur fund s statutry accunts. We have attempted t utline the dcumentatin required t cmplete yur fund

More information

PENNSYLVANIA SURPLUS LINES ASSOCIATION Electronic Filing System (EFS) Frequently Asked Questions and Answers

PENNSYLVANIA SURPLUS LINES ASSOCIATION Electronic Filing System (EFS) Frequently Asked Questions and Answers PENNSYLVANIA SURPLUS LINES ASSOCIATION Electrnic Filing System (EFS) Frequently Asked Questins and Answers 1 What changed in Release 2.0?...2 2 Why was my accunt disabled?...3 3 Hw d I inactivate an accunt?...4

More information

Owner Occupied Rehab Program

Owner Occupied Rehab Program Owner Occupied Rehab Prgram This prgram utilizes grant funds frm the Indiana Husing and Cmmunity Develpment Authrity t assist the hmewner with repairs such as: rf, gutters, bathrm renvatins, flrs, drs,

More information

Cell Phone & Data Access Policy Frequently Asked Questions

Cell Phone & Data Access Policy Frequently Asked Questions Cell Phne & Data Access Plicy Frequently Asked Questins 1. Wh is eligible fr a technlgy allwance? First and fremst, the technlgy allwance is fr the benefit f the University, rather than fr the cnvenience

More information

BUPA DENTAL PLAN A P P L I C AT I O N F O R M

BUPA DENTAL PLAN A P P L I C AT I O N F O R M BUPA DENTAL PLAN A P P L I C AT I O N F O R M Please cmplete all relevant sectins f the frm in BLOCK CAPITALS and BLACK INK and return it t: Cnsumer Partnerships, FPS Dental, Bupa, Willw Huse, Chertsey

More information

The SHOP Marketplace. August 14, 2014

The SHOP Marketplace. August 14, 2014 The SHOP Marketplace August 14, 2014 What is the SHOP Marketplace? SHOP = Small Business Health Optins Prgram Part f the Health Insurance Marketplace created by the Affrdable Care Act (ACA) Offers emplyers

More information

Annuities and Senior Citizens

Annuities and Senior Citizens Illinis Insurance Facts Illinis Department f Insurance January 2010 Annuities and Senir Citizens Nte: This infrmatin was develped t prvide cnsumers with general infrmatin and guidance abut insurance cverages

More information

Google Adwords Pay Per Click Checklist

Google Adwords Pay Per Click Checklist Ggle Adwrds Pay Per Click Checklist This checklist summarizes all the different things that need t be setup t prperly ptimize Ggle Adwrds t get the best results. This includes items that are required fr

More information

Enrollee Health Assessment Program Implementation Guide and Best Practices

Enrollee Health Assessment Program Implementation Guide and Best Practices Enrllee Health Assessment Prgram Implementatin Guide and Best Practices March 2015 033129 (03-2015) This guide will help yu answer these questins: What is the Enrllee Health Assessment (EHA) prgram and

More information

The shared ownership calculator is available to download from the HCA s capital funding guide.

The shared ownership calculator is available to download from the HCA s capital funding guide. Shared Ownership Affrdability Calculatrs Guidance nte Plicy The calculatr has been created t supprt further emphases being placed n applicants applying fr shared wnership maximising their wn cntributin

More information

Preferred Broker Network

Preferred Broker Network Preferred Brker Netwrk Eligibility Criteria and Standards Brkfield GRS Eligibility Criteria - August 2012 2012 Brkfield Glbal Relcatin Services, USA. All rights reserved. 1 f 14 Table f Cntents I. Glbal

More information

March 2016 Group A Payment Issues: Missing Information-Loss Calculation letters ( MILC ) - deficiency resolutions: Outstanding appeals:

March 2016 Group A Payment Issues: Missing Information-Loss Calculation letters ( MILC ) - deficiency resolutions: Outstanding appeals: The fllwing tpics were discussed in the March 24, 2016 meeting with law firms representing VCF claimants. Grup A Payment Issues: We cntinue t fcus n paying Grup A claims in full and are meeting the schedule

More information

Watlington and Chalgrove GP Practice - Patient Satisfaction Survey 2011

Watlington and Chalgrove GP Practice - Patient Satisfaction Survey 2011 Watlingtn and Chalgrve GP - Patient Satisfactin Survey 2011 Backgrund During ne week in Nvember last year patients attending either the Chalgrve r the Watlingtn surgeries were asked t cmplete a survey

More information

NorthstarMLS Rules PROMOTING A PROFESSIONAL INFORMATION RESOURCE: ACCURATE TIMELY CONSIDERATE COOPERATIVE

NorthstarMLS Rules PROMOTING A PROFESSIONAL INFORMATION RESOURCE: ACCURATE TIMELY CONSIDERATE COOPERATIVE NrthstarMLS Rules PROMOTING A PROFESSIONAL INFORMATION RESOURCE: ACCURATE TIMELY CONSIDERATE COOPERATIVE 3 reasns MLS rules are imprtant t yur business: 1. Ensures the ffer f cmpensatin, making sure yu

More information

Specialist Programs. Composite Fencing. Frequently Asked Questions FAQS

Specialist Programs. Composite Fencing. Frequently Asked Questions FAQS Cmpsite Fencing Specialist Prgrams Frequently Asked Questins FAQS COMPANY PROFILE FORM A standard cmpany prfile frm is required t gather basic cmpany infrmatin abut the cntractr participating in the specialist

More information

The Ohio Board of Regents Credit When It s Due process identifies students who

The Ohio Board of Regents Credit When It s Due process identifies students who Credit When It s Due/ Reverse Transfer FAQ fr students Ohi is participating in a natinal grant initiative, Credit When It s Due, designed t implement reverse-transfer, which is a prcess t award assciate

More information

FAQs. Pick up the deceased and transport the body to the funeral home (anytime day or night)

FAQs. Pick up the deceased and transport the body to the funeral home (anytime day or night) FAQs Why have a Funeral? Funerals fill an imprtant rle fr thse murning the lss f a lved ne. By prviding surviving family and friends with an atmsphere f care and supprt in which t share thughts and feelings

More information

Grant Application Writing Tips and Tricks

Grant Application Writing Tips and Tricks Grant Applicatin Writing Tips and Tricks Grants are prvided by gvernment (lcal, state and natinal), charitable trusts, and by cmmunity rganisatins (eg Ltteries, Rtary, etc). Each grant has a specific purpse,

More information

Important 2015 Date!!! Our home swim meet The Ukiah Dolphins Soroptimist Swim Meet is the weekend of July 24 th.

Important 2015 Date!!! Our home swim meet The Ukiah Dolphins Soroptimist Swim Meet is the weekend of July 24 th. Thank yu fr yur interest in jining the Ukiah Dlphins! Here is ur registratin packet. Please read and fllw these imprtant guidelines as yu cmplete yur packet: Fill ut and turn in every part f the packet

More information

NSW FAIR TRADING. Real Estate Fraud Prevention Guidelines

NSW FAIR TRADING. Real Estate Fraud Prevention Guidelines NSW FAIR TRADING Real Estate Fraud Preventin Guidelines Real Estate Fraud Preventin Guidelines Cntents 1. Intrductin..... 2 2. Backgrund.. 2 3. The Law.. 2 4. Cmmissiner s Guidance.... 3 5. Prescribed

More information

67.50. Your child s health is our priority. Bupa schools scheme. bupa.co.uk ONLY PER TERM PER CHILD. Provided by

67.50. Your child s health is our priority. Bupa schools scheme. bupa.co.uk ONLY PER TERM PER CHILD. Provided by Prvided by Bupa schls scheme Yur child s health is ur pririty 67.50 PER TERM PER CHILD * ONLY bupa.c.uk *Thesubscriptinrateappliesfrmembershipyear1September2013 t31august2014.thissubscriptinrateincludesinsurancepremium

More information

COMMERCIAL LOAN APPLICATION PACKAGE

COMMERCIAL LOAN APPLICATION PACKAGE COMMERCIAL LOAN APPLICATION PACKAGE COMMERCIAL LOAN REQUEST FORM Infrmatin Checklist The fllwing checklist will help yu gather the necessary infrmatin fr the initial evaluatin f yur cmmercial lan request.

More information

FHLMC Condo Project Approval Guidelines/Requirements/Documentation

FHLMC Condo Project Approval Guidelines/Requirements/Documentation FHLMC Cnd Prject Apprval Guidelines//Dcumentatin FHLMC STREAMLINED REVIEW CONDO (ATTACHED CONDO ONLY) Frmally FHLMC Limited Review Must be reviewed bv Prject Review Team This can be dne fr Established

More information

COMPREHENSIVE SAFETY ASSESSMENT INSTRUCTIONS for STUDY ABROAD PROGRAMS

COMPREHENSIVE SAFETY ASSESSMENT INSTRUCTIONS for STUDY ABROAD PROGRAMS COMPREHENSIVE SAFETY ASSESSMENT INSTRUCTIONS fr STUDY ABROAD PROGRAMS Belw is a list f items t address and questins that need t be addressed in the cmprehensive safety assessment. In additin t the safety

More information

Conservation Easements: A Step by Step Guide

Conservation Easements: A Step by Step Guide Land & Water Cnservatin Prgram Cnservatin Easements: A Step by Step Guide PRELIMINARY STEPS: Step 1: Landwner expresses interest in land cnservatin. Step 2: Discuss the land with the landwner and cnduct

More information

Southeast Michigan Disaster Recovery Talking Points

Southeast Michigan Disaster Recovery Talking Points Sutheast Michigan Disaster Recvery Talking Pints DR-4195-MI, The majr federal disaster declaratin signed by President Obama n September 25, 2014, ffers Individual and Public Assistance t Sutheast Michigan,

More information

- Upfront fee of $ + GST - Ongoing fee commencing immediately after plan implementation of $20.00 + GST per fortnight.

- Upfront fee of $ + GST - Ongoing fee commencing immediately after plan implementation of $20.00 + GST per fortnight. Cntract f engagement This cntract f engagement is between FSB 4 Financial Limited (the adviser) and (the client). Purpse This cntract establishes the relatinship between the adviser and the client relating

More information

Yale Shared Services. Benefits of Creating a Purchase Order: Procure to Pay Tool Kit

Yale Shared Services. Benefits of Creating a Purchase Order: Procure to Pay Tool Kit Prcure t Pay Tl Kit Benefits f Creating a Purchase Order: Priritized cntract pricing Upfrnt charging validatin Cmmitment is made Details f gds and services prvided Terms and Cnditins are met Wrkflw f payment

More information