How To Get A Job At A Farmhouse Farmhouse

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1 Lan Applicatin fr Pre- Apprval Get pre-apprved fr yur hme lan financing tday by cmpleting this applicatin. Please cmplete the entire applicatin and return with the dcumentatin requested n the attached frm. Simply fax r, t Academy Mrtgage t get the prcess started. Wendy Sisnerz Cell: (209) Office: (209) ext. 25 Fax: (888) [email protected] Persnal infrmatin Brrwer Scial Security # DOB Years in schl Marital Status Number f dependents Under 18 Ages Cell Wrk Current Address Hme Phne City State Zip Cde Hw lng* Years Mnths D yu Own r Rent Ttal Mnthly Mrtgage/ Rent $ *If length f time at current residence is less than tw years, please cmplete additinal address infrmatin Address Address did yu Own r Rent City State Zip cde Hw lng* Years Mnths C-Brrwer Scial Security # DOB Years in schl Marital Status Number f dependents Under 18 Ages Cell Wrk Current Address Hme Phne City State Zip Cde Hw lng* Years Mnths D yu Own r Rent Ttal Mnthly Mrtgage/ Rent $ *If length f time at current residence is less than tw years, please cmplete additinal address infrmatin Address Address did yu Own r Rent City State Zip cde Hw lng* Years Mnths Emplyment Infrmatin Brrwer Cmpany Psitin

2 Address Date f hire Cmpany Phne Number Self Emplyed Present Earnings $ Hur/Week/Mnth - Overtime/Bnus/Cmmissin *Prir emplyment if current less than 2 years. Attach additinal pages if needed t cmplete 2 year histry. Cmpany Psitin Address Date f Emplyment: Frm t Cmpany Phne Number C-Brrwer Cmpany Psitin Address Date f hire Cmpany Phne Number Self Emplyed Present Earnings $ Hur/Week/Mnth - Overtime/Bnus/Cmmissin *Prir emplyment if current less than 2 years. Attach additinal pages if needed t cmplete 2 year histry. Cmpany Psitin Address Date f Emplyment: Frm t Cmpany Phne Number Assets Name f Bank Checking Savings Other Accunt Number Name f Bank Checking Savings Other Accunt Number Retirement/ 401K Accunt Number IRA Accunt Accunt Number Stck Accunt Accunt Number Other Accunt Number Real Estate Owned D yu wn any Prperties? Address Des the mrtgage payment include impunds If nt, what are mnthly taxes & insurance $ *Please list additinal prperties n anther page and include with yur applicatin If there is any ther infrmatin that may be helpful fr us t knw t prcess yur applicatin, please make ntes belw Return all dcumentatin that pertains t yur current emplyment and financial situatin as detailed in this lan applicatin, in rder t guarantee the pre-apprval meets all lan guidelines it is very imprtant t supply dcumentatin.

3 CREDIT AUTHORIZATION We have applied fr a mrtgage lan. As part f the applicatin prcess, ACADEMY MORTGAGE CORPORATION r its designated representative may verify infrmatin cntained in ur lan applicatin and in any ther dcuments required in cnnectin with the lan, either befre the lan is funded r as part f the quality cntrl prgram after funding. We authrize ACADEMY MORTGAGE CORPORATION, r its designated representative, and any investr r lender that purchases the mrtgage, t reverify any and all infrmatin and dcumentatin cntained in the applicatin at any time. Such infrmatin includes, and is nt limited t, verificatin f emplyment, incme, bank accunts, investment accunts, credit histry, and cpies f incme tax returns. We further authrize ACADEMY MORTGAGE CORPORATION t btain a title search and ther dcuments pertaining t the prperty that will serve as security fr the lan. We further authrize ACADEMY MORTGAGE CORPORATION r its designated representative t release credit, incme, assets, and liability infrmatin t ur real estate agent, their sub-agent, builder, builder's agent, develper r escrw agent fr the purpse f mnitring the status f the lan we are applying fr. A phtcpy f this signed authrizatin may be deemed t be the equivalent f the riginal and shall be as effective cnsent as the riginal which we have signed. Name Scial Security Number Date Name Scial Security Number Date The infrmatin t be btained will be used by the lender and any federal agency insuring, guaranteeing r purchasing the mrtgage t determine whether yu qualify as a prspective brrwer under the lender's and the agency's underwriting standards. The infrmatin will nt be disclsed utside the lender and the federal agency withut yur cnsent except t the persn r cmpany verifying the infrmatin including, but nt limited t, yur emplyer, bank, lender, and any ther credit reference as needed t verify ther credit infrmatin and as permitted by law. Yu d nt have t give us this infrmatin, but if yu d nt yur mrtgage lan applicatin may be delayed r rejected. The infrmatin requested in this frm is authrized by Title 38, USC, Chapter 37 (if VA); by 12 USC, Sectin 1701 et. seq. (if HUD/FHA); by 42 USC, Sectin 1452b (if HUD/COD); and Title 42 USC, 1471 et. seq., r 7 USC, 1921 et. seq. (if USDA, RHCDS). Academy Mrtgage / Wendy Sisnerz / Office: (209) ext. 25 / Cell: (209) Fax: (888) / [email protected]

4 COMPLETE IF YOU HAVE RENTED IN THE LAST 2 YEARS. IF NOT, PLEASE DISREGARD. Rental Histry Please fill ut the requested infrmatin belw as cmpletely as pssible. It is best if yu can prvide all cntact infrmatin, but we d nt require bth the phne number and address if ne is nt available. We may need t cntact yur current and/r previus landlrd(s) fr verificatin f rent paid. We need a cmplete 24 mnth residential address histry fr all applicatins and ask that yu als cmplete the belw infrmatin even if yu currently wn, but have rented in the past 24 mnths. Please direct any questins yu may have t a member f ur staff. Prperty Address: Landlrd Name r Cntact Persn: Landlrd Address: City: State: Zip Cde: Landlrd Telephne Number: Mnthly Rent $ Length f Time at This Address: Mnths Years If the infrmatin abve des nt cver yur rental histry ver the last 24 mnths, please prvide infrmatin regarding yur previus landlrd(s). Prperty Address: Landlrd Name r Cntact Persn: Landlrd Address: City: State: Zip Cde: Landlrd Telephne Number: Mnthly Rent $ Length f Time at This Address: Mnths Years Academy Mrtgage / Wendy Sisnerz / Office: (209) ext. 25 / Cell: (209) Fax: (888) / [email protected]

5 Mrtgage Checklist Frms t Fill Out Lan applicatin Credit authrizatin Request fr transcript f tax return (Frm 4506-T) Rental histry, if yu have rented during the last 24 mnths Incme Infrmatin Tax Returns and Payrll Stubs Mst recent 2 years W-2 statements frm all emplyers Mst recent 2 years federal tax returns including all schedules Mst recent pay stub(s) t cver a 30 day perid Child Supprt r Alimny If receiving child supprt r alimny, prvide divrce decree r child supprt rder as well as 3 mnths prf f receipt f funds. If nt indicated n child supprt papers, prvide birth certificates f children t prve their age. We must have 3 years cntinuance t use this incme Scial Security r Retirement Incme If receiving scial security r retirement, prvide awards letter and last 2 mnths bank statements shwing depsits t yur accunt Change in Emplyment If yu have changed emplyers during the current year, prvide last pay stub frm prir emplyer if available If yu have had any gap in emplyment in the last 24 mnths, please prvide written explanatin fr the reasn and time frame f the gap Academy Mrtgage / Wendy Sisnerz / Office: (209) ext. 25 / Cell: (209) Fax: (888) / [email protected]

6 Self Emplyed If yu are self-emplyed, prvide business license t cver the mst recent 2 years, K-l r crprate tax returns fr mst recent 2 years Asset Dcumentatin Mst recent 2 mnths bank statements (actual statement, nt transactin histry), all pages please Mst recent statement fr any 401K, IRA, pensin, stck, etc. Mst f these are quarterly statements. Please prvide all pages please Real Estate Transactins If yu have recently sld a hme r refinanced, please prvide a cpy f yur final settlement statement r HUD-1 t verify sale prceeds r cash ut If yu have recently refinanced r had a transfer f servicing fr yur payment, prvide a cpy f the new mrtgage payment cupn, first payment letter r servicing transfer letter If yu have a hme in escrw, prvide the listing agent and title cmpany infrmatin Investment Prperties Mst recent 2 years tax returns including all schedules if the prperty(s) were wned and included n the tax return at the time f filing Cpy f lease/rental agreement(s) if the prperty was rented after the date f the last tax return Prvide tax and insurance bill(s) if the mrtgage payment des nt include an impund accunt r if the prperty is wned free and clear Academy Mrtgage / Wendy Sisnerz / Office: (209) ext. 25 / Cell: (209) Fax: (888) / [email protected]