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1 Terms & Conditions AmMoneyLine and AmMoneyLine Facility-i iphone 7 Campaign (1 st December 2016 to 31 st March 2017) 1. Definition 1.1 For the purposes of this Terms and Conditions, the following words and expressions shall have the meanings assigned to them except where the context otherwise requires:- AmMoneyLine and AmMoneyLine Facility-i means conventional and Islamic unsecured personal loan/financing products sold by the bank ( Product ) Bank means AmBank (M) Berhad (Company No D), a company incorporated in Malaysia under the Companies Act 1965 and having its registered address at Level 22, Bangunan AmBank Group, No. 55, Jalan Raja Chulan, Kuala Lumpur and AmBank Islamic Berhad (Company No U), a company incorporated in Malaysia under the Companies Act 1965 and having its registered address at Level 22, Bangunan AmBank Group, No. 55, Jalan Raja Chulan, Kuala Lumpur Campaign means the iphone 7 campaign organised by the Bank in accordance with the Terms & Conditions stipulated herein. Account Holders means new customers who have applied for the Product and the Product has been approved and disbursed by the Bank during Campaign Period 1.2 Words denoting person shall include living persons and, if and where applicable, body or persons incorporated or unincorporated. Words importing the singular shall also include the plural and vice-versa. Words importing the masculine gender shall include the feminine and neuter gender. 2. Campaign Period 2.1 This Campaign commences from 1 st December 2016 to 31 st March 2017 (both dates inclusive) ( Campaign Period ). 3. Eligibility 3.1 This Campaign is open to all Account Holder by the Bank during the Campaign Period ( Eligible Account Holder ) with the exception of Account Holder whose accounts have been settled, cancelled or terminated for whatsoever reasons during the Campaign Period or during the fulfilment of the Prizes. 3.2 The following group of persons shall NOT be eligible to participate in the Campaign: permanent, contract and/or temporary staff or employees of AmBank Group (including its affiliated and related companies) and their immediate family members (children, parents, brothers and sisters, including spouses); 4. Mechanism

2 4.1 Account Holder will be awarded one (1) entry for every RM20,000 loan/financing disbursement. Eg. For a RM63,000 loan/financing disbursed, Account Holder will earn three (3) entries. ( Qualifying Entries ). 4.2 If the Product is disbursed into the AmBank / AmBank Islamic Current Account/-i or Savings Account/-i the Account Holder will earn additional one (1) entry. 5. Selection Of Winners 5.1 A total of twelve (12) 32GB iphone 7 ( Prize ) shall be available to be given away with three (3) Prizes allocated for each Campaign Month as per the table below. Campaign Month Duration Campaign Month 1 1 st December 2016 to 31 st December 2016 Campaign Month 2 1 st January 2017 to 31 st January 2017 Campaign Month 3 1 st February 2017 to 28 th February 2017 Campaign Month 4 1 st March 2017 to 31 st March After each Campaign Month, all Eligible Account Holders who have earned Qualifying Entries will be listed based on the order of date and time of the Bank s system when the Product was disbursed. 5.3 The winners for each Campaign Month shall be selected based on the mechanics exemplified below:- Example: If there are 5,000 Qualifying Entries during Campaign Month 1, the figure 5,000 shall be divided by 3 to get a multiplier value of 1,666. Hence, Eligible Account Holder at no. 1,666 and its multiples (nos. 1,666, 3,332 and 4,998) on the list shall be selected as winner for Campaign Month 1, subject to a maximum of 3 winners for that Campaign Month. 5.4 The winner selection process will be performed within three (3) weeks after expiry of each Campaign Month. 5.5 The Prize will be delivered to the winner s mailing address maintained in the Bank s system within four (4) weeks from the selection process s date. 5.6 Each winner is only eligible to one (1) Prize throughout the Campaign Period 6. Disqualification 6.1 The Bank reserves the absolute right to disqualify any Eligible Account Holder or forfeit his Prize at its sole discretion and without having to notify or alert the Account Holder if: (a) (c) (d) the Product settled, cancelled or terminated for whatsoever reasons during the Campaign Period or during the fulfilment of the Prizes; the Eligible Account Holder has provided untrue information or acted fraudulently in any manner throughout the Campaign Period; or the Account Holder breaches any of these Terms and Conditions stipulated herein.

3 7. General 7.1 By participating in this Campaign, the Eligible Account Holder agrees to and shall abide by this Terms and Conditions and has read, understood and consent to the AmBank Group Privacy Notice. 7.2 The Bank shall have the absolute right to cancel, terminate or suspend this Campaign at any time without assigning any reason by giving prior notice of at least three (3) calendar days by posting in the Bank s official website at The Bank shall have the right and absolute discretion (without assigning any reason) to vary, amend, delete or add to any of these Terms and Conditions, in whole or in any part from time to time including to end the Campaign earlier or extend it further or substitute with another gift as it deems necessary or appropriate by giving prior notice of at least (3) calendar days by posting in the Bank s official website at To the extent permitted by law, the Bank shall have the right to use, publish or display in any form as it deems necessary and appropriate the selected winners details (including but shall not be limited to) the name(s), picture(s), identification number(s) and city of residence(s)) of the selected winner for advertising and publicity purposes (if any). By participating in this Campaign, the selected winner hereby expressly consents to and agrees for the Bank to exercise the aforesaid rights. 7.5 The Bank s decision on all matters and/or disputes relating to this Campaign shall be final, binding and no correspondence or appeal will be entertained. 7.6 All transactions recorded by the Bank are final and conclusive. 7.7 These Terms and Conditions shall prevail over any other provisions and/or representations contained in any other promotional materials advertising this Campaign. 7.8 The Bank shall not be liable for any default in respect of the Campaign due to any act of God, war, riot, strike, lockout, industrial action, fire, flood, drought, storm, technical or system failures or any event beyond the reasonable control of the Bank. 7.9 Under no circumstances will the Bank be held liable for any loss or damages, including without limitation to loss of income, profits, goodwill, direct or indirect, incidental, consequential, exemplary, punitive or special damages of any party including third parties, howsoever arising whether in contract, tort, negligence or otherwise, borne in connection with the Campaign or the Bank having exercised its rights and entitlement under any of these Terms and Conditions, and even if the Bank having exercised its rights and entitlement under any of these Terms & Conditions, and even if the Bank has been advised of the possibility of such damages in advance, all such damages are expressly excluded The Eligible Account Holder is solely responsible to ensure that his / her registration details and contact information maintained in the Bank s system is updated and complete The Bank expressly excludes and disclaims any representations, warranties or endorsements, expressed or implied, written or oral with respect to the suitability and quality of the service to be rendered by its partner. The Bank also bears no responsibility for resolving any disputes which may arise between the winner and the supplier.

4 7.12 All Terms and Conditions stipulated herein are governed by and construed in accordance to the laws of Malaysia and any legal disputes shall be commenced and heard in courts in Kuala Lumpur In the event of any discrepancies or conflict in the interpretation of these Terms and Conditions, the English and Bahasa Malaysia versions of each these Terms and Conditions shall be construed as equivalent and each of the Terms and Conditions stipulated shall carry the same meaning For any assistance, feedback and/or complaints related to this Campaign, Eligible Account Holder may contact the 24-hour Contact Centre of the Bank at or to 7.15 The Eligible Account Holder are required to log on to the Bank s website for promotion updates at for the latest Terms and Conditions, if any.

5 Terma dan Syarat AmMoneyLine dan Fasiliti-i AmMoneyLine Kempen iphone7 (1 Disember 2016 sehingga 31 Mac 2017) 1. Definisi 1.1 Untuk tujuan Terma dan Syarat ini, perkataan dan ungkapan berikut hendaklah mempunyai erti yang diberikan kepadanya kecuali konteks memerlukan yang disebaliknya AmMoneyLine dan Fasiliti AmMoneyLine-i bermaksud pinjaman/pembiayaan peribadi tanpa bercagar konvensional dan Islamic ( Produk ) Bank" bermaksud AmBank (M) Berhad (No. Syarikat 8515-D), sebuah syarikat yang diperbadankan di Malaysia di bawah Akta Syarikat 1965 dan mempunyai alamat berdaftar di Tingkat 22, Bangunan AmBank Group, No. 55, Jalan Raja Chulan, Kuala Lumpur dan AmBank Islamic Berhad ( U), a company incorporated in Malaysia under the Companies Act 1965 and having its registered address at Level 22, Bangunan AmBank Group, No. 55, Jalan Raja Chulan, Kuala Lumpur "Kempen" bermaksud kempen iphone 7 yang dianjurkan oleh Bank menurut Terma dan Syarat yang terkandung di sini. Pemegang Akaun bermaksud pelanggan baru yang telah memohon Produk dan Produk telah diluluskan and dikeluarkan oleh Bank semasa Tempoh Kempen 1.2 Perkataan yang melambangkan orang termasuklah orang yang hidup dan, jika dan di mana berkenaan, badan atau orang yang diperbadankan atau tidak diperbadankan. Perkataan yang bererti tunggal juga hendaklah termasuk jamak dan sebaliknya. Perkataan yang bermaksud jantina lelaki hendaklah termasuk jantina perempuan dan neuter. 2. Tempoh Kempen 2.1 Kempen ini bermula dari 1 December 2016 hingga 31 Mac 2017 (termasuk kedua-dua tarikh) ( Tempoh Kempen ) 3. Kelayakan 3.1 Kempen ini terbuka kepada semua Pemegang Akaun Bank semasa Tempoh Kempen ("Pemegang Kad yang Layak") kecuali Pemegang Akaun dengan akaun yang telah diselesaikan, dibatalkan atau ditamatkan atas apa jua sebab semasa Tempoh Kempen atau semasa pemberian hadiah. 3.2 Kumpulan ini TIDAK layak untuk mengambil bahagian di dalam Kempen ini : Pekerja tetap, kontrak dan / atau kakitangan sementara atau pekerja Kumpulan AmBank (termasuk gabuangannya dan syarikat-syarikat yang berkaitan) dan ahli keluarga terdekat (anak, ibubapa, abang, kakak dan adik, termasuk suami/isteri)

6 4. Mekanisme 4.1 Pemegang Akaun akan diberikan satu (1) penyertaan untuk setiap RM20,000 pinjaman / pembiayaan. Contoh, untuk RM63,000 pinjaman / pembiayaan, Pemegang Akaun akan mendapat tiga (3) penyertaan ( Penyertaan Layak ) 4.2 Jika Produk dimasukkan ke dalam Akaun Simpanan/-i atau Akaun Semasa/-i AmBank / AmBank Islamic Pemegang Akaun akan mendapat satu (1) lagi penyertaan. 5. Pemilihan Pemenang Hadiah 5.1 Sejumlah two belas (12) 32 GB iphone 7 ( Hadiah ) akan diberikan dengan tiga (3) Hadiah diperuntukkan untuk setiap Bulan Kempen. Bulan Kempen Tempoh Bulan Kempen 1 1 Disember 2016 sehingga 31 Disember 2016 Bulan Kempen 2 1 Januari 2017 sehingga 31 Januari 2017 Bulan Kempen 3 1 Februari 2017 sehingga 28 Februari 2017 Bulan Kempen 4 1 Mac 2017 sehingga 31 Mac Selepas setiap Bulan Kempen, semua Pemegang Akaun Layak yang telah mendapat penyertaan akan disusun mengikut tarikh dan masa sistem Bank semasa Produk dikeluarkan. 5.3 Pemenang untuk setiap Bulan Kempen akan dipilih mengikut mekanik yang disenarikan berikut: Contoh: Jika ada 5,000 Penyertaan Layak semasa Bulan Kempen 1, 5,000 akan dibahagikan kepada 3 untuk mendapatkan nilai pekali 1,666. Bermakna Peserta bagi Penyertaan ke- 1,666 dan pekalinya (no. 1,666, 3,332 dan 4,998) adalah Pemenang Kempen Bulan 1, tertakluk kepada 3 Pemenang sahaja untuk Kempen Bulan tersebut. 5.4 Proses pemilihan pemenang akan dilakukan dalam masa tiga (3) minggu selepas tarikh tamat setiap Bulan Kempen. 5.5 Hadiah akan dihantar ke alamat surat-menyurat Pemenang yang dikekalkan dalam sistem Bank dalam tempoh empat (4) minggu dari tarikh pemilihan pemenang. 5.6 Setiap pemenang hanya layak untuk satu (1) Hadiah sepanjang Tempoh Kempen 6. Penyingkiran 6.1 Pihak Bank berhak dengan budi bicara mutlak untuk membatalkan mana-mana Pemegang Akaun Layak atau kehilangan Hadiah pada budi bicara mutlaknya dan tanpa perlu memberitahu atau memaklumkan kepada Pemegang Kad sekiranya: (a) Produk telah diselesaikan, dibatalkan atau ditamatkan atas apa jua sebab semasa Tempoh Kempen atau semasa pemberian hadiah (b) Pemegang Akaun yang Layak telah memberikan maklumat yang tidak benar atau melakukan penipuan dalam apa-apa cara sepanjang Tempoh Kempen; atau

7 (c) Pemegang Kad yang Layak melanggar mana-mana Terma dan Syarat yang ditetapkan di sini. 7. Kepatuhan kepada Terma dan Syarat Kempen 7.1 Dengan menyertai Kempen ini, Pemegang Akaun yang Layak bersetuju untuk dan hendaklah mematuhi Terma dan Syarat ini dan telah membaca, memahami dan bersetuju dengan Notis Privasi Kumpulan AmBank. 7.2 Pihak Bank mempunyai hak mutlak untuk membatalkan, menamatkan atau menggantung Kempen ini pada bila-bila masa tanpa memberikan apa-apa sebab dengan notis 3 hari kalendar terlebih dahulu yang mencukupi melalui laman web rasmi Bank di Pihak Bank mempunyai hak dan budi bicara mutlak ( tanpa memberi sebarang alasan ) untuk mengubah, meminda, memadam atau menambah mana-mana Terma dan Syarat ini, secara keseluruhan atau mana-mana bahagian dari semasa ke semasa termasuk untuk menamatkan Kempen lebih awal atau melanjutkannya atau untuk mengubah Voucer kerana ia dianggap perlu atau sesuai dengan notis 3 hari calendar terlebih dahulu yang mencukupi melalui laman web rasmi Bank di Setakat yang dibenarkan oleh undang-undang, Bank mempunyai hak untuk menggunakan, menerbitkan atau memaparkan dalam apa-apa bentuk sebagaimana yang difikirkannya perlu dan wajar pemenang butiran dipilih (termasuk tetapi tidak terhad kepada) nama, gambar, nombor kad pengenalan dan bandar kediaman pemenang yang dipilih untuk tujuan pengiklanan dan publisiti (jika ada). Dengan menyertai Kempen ini, Pemenang yang dipilih dengan ini mengizinkan dan bersetuju untuk Bank menjalankan hak-hak tersebut di atas. 7.5 Keputusan Bank berkenaan semua perkara dan / atau pertikaian yang berkaitan dengan Kempen ini adalah muktamad, mengikat dan sebarang surat-menyurat atau rayuan tidak akan dilayan. 7.6 Semua urus niaga direkodkan oleh Bank adalah muktamad dan tidak boleh dipertikaikan 7.7 Terma dan Syarat ini akan mengatasi mana-mana peruntukan dan / atau representasi lain yang terkandung dalam sebarang bahan promosi lain yang mengiklankan Kempen ini. 7.8 Bank tidak akan bertanggungjawab terhadap sebarang keingkaran berkaitan dengan Kempen ini disebabkan oleh bencana alam, peperangan, rusuhan, mogok, sekat masuk, tindakan perindustrian, kebakaran, banjir, kemarau, ribut, kegagalan teknikal atau sistem atau sebarang kejadian di luar yang munasabah kawalan Bank. 7.9 Dalam apa jua keadaan, pihak Bank tidak akan bertanggungjawab atas apa-apa kerugian atau kerosakan, termasuk tanpa had kepada, kehilangan pendapatan, keuntungan, nama baik, secara langsung atau tidak langsung, sampingan, berbangkit, teladan, punitif atau khas kerosakan ke atas pihak termasuk pihak ketiga, yang timbul sama ada dalam kontrak, tort, kecuaian atau sebaliknya, yang ditanggung berkaitan dengan Kempen atau Bank melaksanakan hak-haknya di bawah mana-mana Terma dan Syarat ini, dan juga jika Bank melaksanakan hak-haknya di bawah mana-mana Terma & Syarat ini, dan walaupun Bank telah dinasihatkan kemungkinan kerosakan tersebut terlebih dahulu, semua ganti rugi sedemikian adalah dikecualikan Pemegang Akaun bertanggungjawab sepenuhnya untuk memastikan ketepatan maklumat pendaftaran dan maklumat kenalan dikekalkan dalam sistem Bank dikemaskini dan lengkap

8 7.11 Bank dengan nyata mengecualikan dan menafikan sebarang perwakilan, waranti atau pengendorsan, tersurat atau tersirat, bertulis atau lisan berkenaan dengan kesesuaian dan kualiti perkhidmatan yang akan diberikan oleh rakan kongsinya. Bank juga tidak akan bertanggungjawab untuk menyelesaikan apa-apa pertikaian yang mungkin timbul antara pemenang dan pembekal 7.12 Semua Terma dan Syarat yang dinyatakan di sini adalah ditadbir oleh dan ditafsirkan mengikut undang-undang Malaysia dan sebarang pertikaian undang-undang boleh dimulakan dan didengar di mahkamah di Kuala Lumpur Sekiranya berlaku apa-apa percanggahan atau konflik dalam tafsiran Terma dan Syarat ini, versi Bahasa Inggeris dan Bahasa Malaysia bagi setiap Terma dan Syarat ini akan ditafsirkan sebagai setara dan setiap Terma dan Syarat yang ditetapkan membawa makna yang sama 7.14 Untuk sebarang bantuan, maklum balas dan / atau aduan berkaitan dengan Kempen ini, Pemegang Kad Layak boleh menghubungi Pusat Panggilan 24jam Bank di talian atau e-mel kepada customercare@ambankgroup.com 7.15 Pemegang Akaun yang Layak dikehendaki untuk log masuk ke laman web Bank untuk kemas kini promosi di untuk Terma dan Syarat terkini, jika ada

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