Get a Black & Decker Car Vacuum with PB-Petron Visa Gold Credit Card Campaign. Terms and Conditions

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1 Get a Black & Decker Car Vacuum with PB-Petron Visa Gold Credit Card Campaign Campaign Period Terms and Conditions 1. The campaign is valid from 11 April 2016 until 10 August 2016 ( Campaign period ). Eligibility 2. The Campaign is open exclusively to New-to-Bank PB-Petron Visa Gold Credit Cardmembers during the campaign period ( Eligible Cardmembers ). 3. The following persons are excluded from participating in the campaign :- 3.1 Existing Public Bank / Public Islamic Bank Principal Credit Cardmember; 3.2 Former Public Bank / Public Islamic Bank Credit Cardmembers whose membership was cancelled in less than one (1) year from the new card approved date; 3.3 Supplementary PB-Petron Visa Gold Credit Cardmember; 3.4 Employees of the Public Bank Group; 3.5 Employees of the Petron Group of Companies; 3.6 Applications through Ringgit Plus channel, ShopBack, Telemarketing channel, Direct Sales channel and Public Mutual agents. 4. Eligible Cardmembers who applied for a PB-Petron Visa Gold Credit Card via this campaign will not be eligible for other PB/PIB Credit Card Acquisition Offers. Participation Criteria 5. The Eligible Cardmember must follow these steps during the Campaign period:- 5.1 Apply for PB-Petron Visa Gold Credit Card and get the card approved anytime within the Campaign period by sending the application form to / nearest Public Bank or Public Islamic Bank branches.

2 5.2 The Eligible Cardmember must spend at least RM300 on retail purchases on his/her PB-Petron Visa Gold Credit Card within first 60 days from the card approved date. 5.3 The Eligible Cardmember is required to send a SMS registration within first 60 days from the card approved date. SMS: PBPE<space>16-Digit Principal Credit Card No. to Any SMS registration with a Supplementary Credit Card number shall not be accepted and shall be void. 5.5 For the purpose of this campaign, retail purchase means the purchases of any goods or services (local and overseas) with the use of the Credit Card and may, at Public Bank s discretion, include any Credit Card transaction as may be determined by Public Bank except for the following transactions but not limited to: a) Flexipay AND Zero Interest Instalment Plan monthly instalment payment b) Balance Transfer c) Auto-Debit & Recurring Payments d) Payments for utilities, direct marketing, insurance premiums, government related payments, payment via e) Any refund, disputed, unauthorized or fraudulent retail transaction f) Cash Advance / Cash Withdrawal, quasi cash, casino transactions, interest payments, late payment fees, finance charges, annual fees, reversals, payment to charity(ies), Goods and Services Tax and any other form of service / miscellaneous fees Black & Decker Auto Dustbuster (Car Vacuum) Pivot (PV1200AV) 6. Each Eligible Cardmember is only entitled to one (1) unit of the Car Vaccum throughout the campaign period. 7. The Car Vacuum will be delivered to Eligible Cardmember within four (4) to twelve (12) weeks after fulfilling all the Participation Criteria. 8. The Car Vacuum will be delivered to Eligible Cardmember s mailing address within Malaysia as per the Bank s record. 9. The Car Vacuum cannot be exchanged for cash, credit or in kind, in part or in full.

3 10. Public Bank does not warrant nor liable for any damage or bodily injury occasioned by the use or consumption of the Car Vacuum and neither represent the quality or fitness for any purpose of the Car Vacuum. 11. The Car Vacuum is subject to availability. In the event of unforeseen circumstance, Public Bank reserves the right to substitute alternative gifts of equivalent or greater value. 12. The colour of the Car Vacuum is subject to availability. In the event of unforeseen circumstance, Public Bank reserves the right to substitute the colour of gifts. 13. An Eligible Cardmember whose card account(s) has been suspended, cancelled or terminated during the Campaign period will not be entitled to gift. 14. The fulfilment and delivery of the Campaign Gift are handled by JCMS ProRewards Sdn Bhd. 15. The Bank s records of the application and approval dates will be final and conclusive. 16. General Terms and Conditions 16.1 By participating in this Campaign, the Eligible Cardmember and the Participant shall be deemed to have read, understood and agreed to be bound by the Terms and Conditions stated herein, including decisions of the Bank which are final, binding and conclusive. No correspondence, disputes and appeals will be entertained. The Bank further reserves the exclusive right to change, amend, delete or add on to these Terms and Conditions from time to time with at least twenty one (21) days prior notice at website. Such amendments, deletion or addition shall become effective on such date as the Bank may determine. The Eligible Cardmember agrees to be bound by such amendments, deletion or addition The Bank reserves the right to cancel, terminate or suspend the Campaign. For the avoidance of doubt, cancellation, termination or suspension by the Bank of the Campaign shall not entitle the Eligible Cardmember to any claim or compensation against the Bank for any and all loss or damage suffered or incurred by the Eligible Cardmember as a direct and indirect result of the act of cancellation, termination or suspension The Bank shall not be liable, whether direct or consequential, for any loss and damage or whatsoever suffered by the Eligible Cardmember caused directly or indirectly, in whole or in part, from their participation

4 in the Campaign as a result of any act or omission on the part of the Bank The Terms and Conditions herein are in addition to and without prejudice to the Terms and Conditions stated in the Cardmember Agreement applicable to the Eligible Cardmember s Card Account. In the event of any inconsistency between these Terms and Conditions and the said Agreement, these Terms and Conditions shall prevail in so far as they apply to the Get a Black & Decker Car Vacuum with PB-Petron Visa Gold Credit Card Campaign Should you have any further queries on Public Bank Credit Cards, please contact our Customer Service at If there are any queries on redemption or delivery of the Car Vacuum, please contact JCMS ProRewards Sdn Bhd at In the event of a conflict, discrepancy or variance in the terms and conditions in the English Language version and Bahasa Malaysia version, the terms and conditions of the English Language version shall prevail. END

5 Tempoh Kempen Kempen Dapatkan Vakum Kereta Black & Decker dengan Kad Kredit Emas Visa PB-Petron Terma Dan Syarat 1. Kempen ini sah dari 11 April 2016 hingga 10 Ogos 2016 ( Tempoh Kempen ). Kelayakan 2. Kempen ini terbuka secara eksklusif kepada Ahli Kad Kredit Emas Visa PB - Petron yang baharu semasa tempoh kempen ( Ahli Kad yang Layak ). 3. Mereka yang berikut dikecualikan daripada mengambil bahagian dalam kempen ini:- 3.1 Ahli Kad Kredit Utama Public Bank / Public Islamic Bank sedia ada; 3.2 Bekas Ahli Kad Kredit Public Bank / Public Islamic Bank yang keahlian mereka dibatalkan kurang dari satu (1) tahun dari tarikh kad baharu itu diluluskan;. 3.3 Ahli Kad Tambahan Kad Kredit Emas Visa PB-Petron; 3.4 Kakitangan Kumpulan Public Bank; 3.5 Kakitangan Kumpulan Petron; 3.6 Permohonan melalui saluran Ringgit Plus, ShopBack, saluran Telemarketing, saluran Jualan Langsung dan ejen Public Mutual. 4. Ahli Kad yang Layak yang memohon Kad Kredit Emas Visa PB-Petron melalui kempen ini tidak layak untuk Tawaran Perolehan Kad Kredit PB/PIB yang lain. Kriteria Penyertaan 5. Ahli Kad yang Layak mesti mengikut langkah-langkah berikut semasa tempoh Kempen:- 5.1 Memohon Kad Kredit Emas Visa PB-Petron dan pastikan kad tersebut diluluskan pada bila-bila masa dalam tempoh Kempen itu dengan menghantar borang permohonan kepada

6 / cawangan Public Bank atau Public Islamic Bank berhampiran. 5.2 Ahli Kad yang Layak mesti membuat pembelian runcit sekurangkurangnya RM300 dengan menggunakan Kad Kredit Emas Visa PB- Petron dalam tempoh 60 hari pertama selepas tarikh kad diluluskan. 5.3 Ahli Kad yang Layak perlu menghantar pendaftaran SMS dalam tempoh 60 hari pertama dari tarikh kad diluluskan. SMS: PBPE<jarak>no. Kad Kredit Utama 16 digit ke Pendaftaran SMS dengan nombor Kad Kredit Tambahan tidak akan diterima dan tidak sah. 5.5 Bagi tujuan kempen ini, pembelian runcit bermaksud pembelian barang-barang atau perkhidmatan (tempatan dan luar negeri) dengan menggunakan kad kredit berkenaan dan boleh, atas budi bicara Public Bank, termasuk urus niaga kad kredit seperti yang akan ditentukan oleh Public Bank melainkan bagi urus niaga berikut tetapi tidak terhad kepada: a. Pembayaran ansurana bulanan fleksi bayaran DAN Pelan Ansuran Faedah Sifar b. Pindahan Baki c. Pembayaran Debit Auto & Berulang d. Pembayaran untuk utiliti, pemasaran terus, premium insurans, pembayaran berkaitan kerajaan, pembayaran melalui e. Apa-apa pembayaran balik, pertikaian, tidak dibenarkan atau urus niaga runcit penipuan f. Pendahuluan tunai / Pengeluaran tunai, tunai kuasi, urus niaga kasino, pembayaran faedah, fi pembayaran lewat, caj pembiayaan, fi tahunan, kebalikan, pembayaran kepada badan kebajikan, Cukai Barang dan Perkhidmatan dan apa-apa bentuk fi perkhidmatan / rencam. Black & Decker Auto Dustbuster (Vakum Kereta) Pivot (PV1200AV) 6. Seorang Ahli Kad layak untuk satu (1) unit Vakum Kereta sahaja sepanjang tempoh kempen. 7. Vakum Kereta itu akan dihantar kepada Ahli Kad yang Layak dalam tempoh empat (4) hingga dua belas (12) minggu selepas kesemua kriteria dipenuhi. 8. Vakum Kereta itu akan dihantar ke alamat surat-menyurat Ahli Kad yang Layak dalam Malaysia mengikut alamat yang terdapat dalam rekod Bank.

7 9. Vakum Kereta tidak boleh ditukar dengan tunai, kredit atau barang-barang, sebahagiannya atau sepenuhnya. 10. Public Bank tidak menjamin mahupun bertanggungjawab atas apa-apa kerugian atau kecederaan pada tubuh badan yang disebabkan oleh penggunaan Vakum Kereta mahupun jaminan kualiti atau kesesuaian Vakum Kereta berkenaan. 11. Vakum Kereta itu tertakluk pada sama ada ia masih ada atau tidak. Sekiranya berlaku sesuatu di luar jangkaan, Public Bank berhak untuk menggantikan barang alternatif yang nilainya sama atau lebih. 12. Warna Vakum Kereta tertakluk pada sama ada ia masih ada atau tidak. Sekiranya berlaku sesuatu di luar jangkaan, Public Bank berhak untuk menggantikan warna hadiah berkenaan. 13. Akaun Kad Ahli Kad yang Layak yang telah digantung, dibatalkan atau ditamatkan semasa Tempoh Kempen tidak layak untuk hadiah berkenaan. 14. Penunaian dan penghantaran Hadiah Kempen diuruskan oleh JCMS ProRewards Sdn Bhd. 15. Rekod permohonan dan tarikh kelulusan oleh Bank adalah muktamad dan konklusif. 16. Terma dan Syarat Am 16.1 Dengan mengambil bahagian dalam Kempen ini, Ahli Kad yang Layak dianggap telah membaca, memahami dan bersetuju untuk mematuhi Terma dan Syarat yang dinyatakan di dalam ini, termasuk keputusan Bank yang adalah terakhir, mengikat dan konklusif. Tiada suratmenyurat, pertikaian dan rayuan akan dilayani. Selanjutnya, Bank mempunyai hak eksklusif untuk mengubah, meminda, memotong atau menambah Terma dan Syarat ini dari semasa ke semasa dengan memberi notis awal sekurang-kurangnya dua puluh satu (21) hari di laman web Pindaan, potongan atau penambahan akan berkuat kuasa pada tarikh yang ditentukan oleh Bank. Ahli Kad bersetuju untuk terikat dengan pindaan, potongan atau penambahan berkenaan Bank berhak untuk membatalkan, menamatkan atau menangguhkan Kempen ini. Bagi mengelakkan keraguan, pembatalan, penamatan atau penangguhan Kempen ini oleh Bank tidak melayakkan Ahli Kad untuk apa-apa tuntutan atau ganti rugi terhadap Bank bagi semua atau manamana kerugian atau kerosakan yang dialami atau ditanggung oleh Ahli

8 Kad yang Layak diakibatkan secara langsung atau tidak langsung daripada tindakan pembatalan, penamatan atau penangguhan berkenaan Bank tidak boleh dipertanggungjawabkan, sama ada secara langsung atau akibat daripadanya, atas apa-apa kerugian dan ganti rugi atau apa juga pun yang ditanggung oleh Ahli Kad yang disebabkan secara langsung atau tidak langsung, sepenuhnya atau sebahagiannya, berikutan penyertaan mereka dalam Kempen ini disebabkan oleh apaapa tindakan atau apa yang tidak dimasukkan oleh Bank Terma dan Syarat di dalam ini adalah tambahan dan tanpa prejudis kepada Terma dan Syarat yang dinyatakan di dalam Perjanjian Ahli Kad yang diterima pakai bagi Akaun Kad Ahli Kad yang Layak. Sekiranya terdapat pertikaian antara Terma dan Syarat ini dengan Perjanjian tersebut, Terma dan Syarat ini akan diterima pakai setakat mana ia berkaitan dengan Kempen Dapatkan Vakum Kereta Black & Decker dengan Kad Kredit Emas Visa PB-Petron Sekiranya anda mempunyai pertanyaan lanjut mengenai Kad Kredit Public Bank, sila hubungi Perkhidmatan Pelanggan kami di Sekiranya terdapat pertanyaan mengenai penebusan atau penghantaran Vakum Kereta, sila hubungi JCMS ProRewards Sdn Bhd di Sekiranya berlaku konflik, percanggahan atau perbezaan dalam terma dan syarat dalam versi Bahasa Inggeris dan versi Bahasa Malaysia, terma-terma dan syarat-syarat versi Bahasa Inggeris akan diguna pakai. TAMAT

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