Share the benefits of American Express with your friends and be rewarded

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1 Share the benefits of American Express with your friends and be rewarded Receive a complimentary engraved pen (worth RM200) with every successful referral s application. For the American Express Cards Introduce your friends and loved ones to us, get them to sign up for the American Express Card or the American Express Gold Card and be rewarded. Call ext (Monday - Friday, 9.00am pm) for more details and terms & conditions.

2 Get rewarded for introducing your friends to us To enjoy this exclusive offer, just complete the referral form below and send it to: Malayan Banking Berhad American Express Business (Introduce a Friend Programme) 39th Floor, Menara Maybank, 100 Jalan Tun Perak, Kuala Lumpur, Malaysia or fax to or to or call ext (Mon - Fri, 9.00am pm) Introduce a Friend Programme Referral Form Campaign Code: GL117 / GR115 MY DETAILS Salutation Mr. Mdm. Ms. Others Name as in NRIC or Passport NRIC No. (New) / Passport No. Contact No. Name to be engraved on pen: DETAILS OF FRIEND/LOVED ONE No. Salutation* Full Name* Contact No.* * * Mandatory fields. Declaration I declare that I have obtained the consent of the referral(s) to use his/her personal particulars for the purpose of this campaign and agree to indemnify the bank against all legal claims and costs arising from this Campaign. Signature of Cardmember Terms & Conditions: 1. Refer a friend and get rewarded Campaign runs from 31 October - 31 December 2012 (both dates inclusive). 2. Subject to these Terms & Conditions, the Campaign is open to selected Principal American Express Card and American Express Gold Cardmembers ( Introducers ) who received this mailer. 3. Introducers must refer new-to-bank contacts ( Referral(s) ) to qualify for the Reward. 4. New-to-bank Cardmember herein refer to: (a) A person who is not an existing Principal American Express Charge Cardmember. (b) A person who had cancelled his/her American Express Charge Card more than three (3) months. 5. There is no limit to the number of Referral an Introducer can introduce. 6. Introducer is only rewarded upon approval of the Card by Maybank. 7. The Introducer is only entitled to one (1) Reward for each referral successfully referred throughout the Campaign Period. Date 8. In the event that the same Referral(s) is/are referred by 2 or more Introducers, the Reward will be awarded to the Introducer whose 9. The Reward will be delivered to the Introducers by end of February All Rewards are given on an As Is basis. Rewards are not transferable or exchangeable for cash, in part or in full. Maybank reserves the right to substitute the Rewards with that of similar value at any time by giving adequate notice and at its absolute discretion. 11. Maybank reserves the right to withdraw, cancel, suspend, extend or terminate this Campaign earlier in whole or in part or to vary, delete or add any of these Terms & Conditions herein at anytime at its absolute discretion by giving the participants twenty one (21) days notice via any other channel or channels that Maybank may deem as appropriate. 12. For full Terms & Conditions, please visit American Express is a trademark of American Express. The Cards are issued by Maybank Malaysia pursuant to a license from American Express.

3 Refer A Friend and Get Rewarded Campaign Terms and Conditions: Refer a friend and get rewarded Campaign runs from 31 October 31 December 2012 (both dates inclusive). 2. Subject to these Terms and Conditions, the Campaign is open to selected Principal American Express Cardmembers ( Introducers ) who received the direct mailer. 3. Introducer must refer new-to-bank contacts ( Referral(s) ) to qualify for the Reward. 4. New-to-Bank Cardmember herein refer to: (a) A person who is not an existing Principal American Express Charge Cardmember. (b) A person who had cancelled his/her American Express Charge Card more than three (3) months. 5. There is no limit to the number of Referral an Introducer can introduce. 6. Introducer is only rewarded upon approval of Card by Maybank. 7. The Introducer is only entitled to one (1) Reward for each referral successfully referred throughout the Campaign Period. 8. In the event that the same Referral(s) is/are referred by 2 or more Introducers, the Reward will be rewarded to the Introducer whose Referral s application was first successfully approved. 9. The Reward will be delivered to the Introducers by end of February All Rewards are given on an As Is basis. Rewards are not transferable or exchangeable for cash, in part or in full. Maybank reserves the right to substitute the Rewards with that of similar value at any time by giving adequate notice and at its absolute discretion. 11. Maybank reserves the right to withdraw, cancel, suspend, extend or terminate this Campaign earlier in whole or in part or to vary, delete or add any of these Terms and Conditions herein at anytime at its absolute discretion by giving the participants twenty one (21) days notice via or any other channel or channels that Maybank may deems as appropriate.

4 Refer A Friend And Get Rewarded Campaign Terms and Conditions ( these Terms and Conditions ) Campaign Period 1. This Refer A Friend and Get Rewarded Campaign ( Campaign ) will run from 31 Oct 2012 to 31 Dec 2012 (both dates inclusive) ( Campaign Period ). Eligibility 2. Subject to these Terms and Conditions, the Campaign is open to all selected Principal American Express Cardmembers ( Introducers ) who received the direct mailer. 3. Introducer must refer to New-to-Bank contact(s) (Referral(s) ), to Maybank via the stipulated Maybank Credit Card Referral Form coded with Refer A Friend And Get Rewarded ( Referral Form ) to qualify for the Reward (as defined in the item 5 below). The physical Referral Form must be physically received by Maybank not later than 31 Dec Any Referral Form received from 16 January onwards will not be eligible for the Reward. 4. New-to-Bank cardmember herein refers to: A. A person who is not an existing Principal American Express Charge Cardmember. B. A person who had cancelled his/her American Express Charge Card more than three (3) months. 5. Introducer is only rewarded upon approval of the American Express Card or American Express Gold Card by Maybank. 6. Subject to these Terms and Conditions, the Introducer will be rewarded with an engraved pen. 7. The Reward will be delivered to the Introducers by end of Feb In the event that the same Referral(s) is/are referred by 2 or more Introducers, the Reward will be awarded to the Introducer whose Referral(s) application was the first to be successfully approved.

5 9. The Introducer is only entitled to one (1) Reward for Referral(s) successfully referred throughout the Campaign Period. 10. For the avoidance of doubt, successfully referred under item 8 above means a referral whose application for a Principal American Express Card or American Express Gold Card received during the Campaign Period and is successfully approved by Maybank. 11. A Referral may verify and confirm the American Express Card or American Express Gold Card s approval status by contacting Maybank Group Customer Care at For any dispute or non-receipt of the Reward, Introducers are required to contact Maybank Group Customer Care for any inquiry in respect of the Campaign. No correspondence will be entertained after 28 Feb All Rewards are given on an As Is basis. Rewards are not transferable or exchangeable for cash, in part or in full. Maybank reserves the right to substitute the Rewards with that of similar value at any time by giving adequate notice and at its absolute discretion. 13. These Terms and Conditions shall prevail over any provisions or representations contained in any other Campaign materials advertising the Campaign. 14. Maybank shall not be liable for any default in respect of the Campaign due to any act of God, war, riot, strike, lockout, industrial action, fire, flood, drought, storm, epidemic or pandemic, technical or systems failure or any event beyond the reasonable control of Maybank. 15. Maybank reserves the right to withdraw, cancel, suspend, extend or terminate this Campaign earlier in whole or in part or to vary, delete or add any of these Terms and Conditions herein at anytime at its absolute discretion by giving the participants twenty one (21) days notice via or any other channel or channels that Maybank may deem as appropriate. 16. By participating in this Campaign, Introducers agree to be bound by these Terms and Conditions (as modified and varied from time to time) and any decision of Maybank. The Introducers hereby give their consent to and authorise Maybank to disclose their

6 particulars to third party service providers engaged by Maybank for the purposes of this Campaign. Maybank warrants that the disclosure of such particulars shall be limited to the Introducers name, address and telephone number and shall be used only in relation to and for the purposes of the Campaign. 17. To the fullest extent permitted by law, each and every Introducer is deemed to have waived any right he/she may have against Maybank and its officers, servants, employees, representatives and/or agents, in respect of any loss or damages (including without limitation, loss of income, profits or goodwill, indirect, incidental, consequential, exemplary, punitive or special damages of any party including third parties) howsoever arising whether in contract, tort, negligence or otherwise, in connection with the Campaign, even if Maybank has been advised of the possibility of such damages in advance, and all such damages are expressly excluded. 18. These terms and conditions are governed by and construed in accordance to the laws of Malaysia.

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