Exceptional protection for the bus and coach industry

Transcription

1 Exceptional protection for the bus and coach industry

2 Understanding the bus and coach industry As a bus or coach operator there are many issues you need to consider when selecting your insurance provider. Your industry requires quality insurance protection so that in the event of a claim, you are adequately covered. In addition to traditional exposures such as violence and anti-social behaviour towards employees, it is also important to consider risks such as injury to passengers, damage to your own or other vehicles or the property of others. Here at Lorica Insurance Brokers we firmly believe that every business is unique and demands the attention of a partner able to help you understand the risks you face. Our transportation team offer: Bespoke cover tailored to meet your needs Fairly priced premiums Local service provided through our UK branch network with specialist centres based in our Yorkshire and Bristol offices In-house claims team with dedicated handlers to help you should you have to make a claim Risk management, health and safety advice and support Security and protection advice from our in-house risk surveyor Instalment payment facility Our knowledge and experience in this sector allows us to design and implement solutions specifically tailored for you and your business.

3 What we offer What we offer the transportation industry: Fleet insurance which can include private and public hire and specialist contract work European cover available Cover available for any licensed driver Employers liability and public liability up to 10m limit of indemnity and above if required All risks cover for audio, visual and refreshment equipment Cover available for drivers personal effects Tour operators insurance Vehicle breakdown cover Legal expenses All risks cover for commercial property and contents such as offices and yards Uninsured loss recovery (ULR) Engineering including inspection cover Fidelity insurance covering dishonest acts of employees Business interruption cover Cyber liability Cover for trailers whilst attached and detached Group PA/travel cover Our Transportation and Logistics team are able to assist in the following areas: Single vehicle to large fleets Coaches Buses Mixed fleets Motor trade risks Tour operators Mini buses

4 Why Lorica Insurance Brokers? Our dedicated transportation team has many years experience of helping customers in this sector. We are able to provide a fast response with quotations and insurance advice whilst keeping premiums equitable. We have built strong relationships with key transportation sector insurers who offer bespoke covers and wordings along with fast, efficient production of documentation. We offer an exemplary claims service, should you have the misfortune to need to claim against your policy. We have our own in-house Claims Team and you will be assigned a dedicated claims handler who will work for you throughout the claims process to get you a fair and speedy settlement. We have our very own published customer service charter which states the high standards of service we always try to achieve. In addition we offer flexible payment options. Your dedicated Account Executive will manage your insurance programme in a proactive manner with regular reviews. Importantly we always aim to offer quality, value for money products that are fairly priced.

5 About us Lorica Insurance Brokers has traded under the Lorica name since 2007, but our roots go back over 35 years. Our team of individuals are renowned for their expertise, friendliness and professionalism. Our brokers are exceptionally talented and it is the knowledge and skill that they possess that enable us to stand out from the crowd. We provide high quality, relationship driven service and support to all our customers. Our advice is specific and focussed and will assist in assessing and mitigating risk and deciding on the most appropriate insurance for you. As a company with offices around the country, we are able to meet your requirements locally. We have the established presence needed to be able to place large risk programmes both nationally and internationally. In addition to our expertise in this industry, Lorica Insurance Brokers also offers general commercial insurance as well as specialising in the key areas of haulage, transportation and logistics, technology, cyber and data centres, property owners, credit, management liability, leisure and holiday parks and high net worth personal insurances. We comply with the Chartered Insurance Institute Code of Ethics which commits us to act ethically, always in the best interests of our customers, to provide a high standard of service and to treat people fairly. We are very proud to have Chartered Insurance Broker status which is a testament to our professionalism as a business. This means we have satisfied rigorous criteria relating to professional qualifications and ethical good practice. It means you can be confident that you are dealing with one of the UK s leading insurance broking companies, committed to providing you with the best possible advice, service and support. Lorica Insurance Brokers also achieved Sunday Times Best companies two star (outstanding) accreditation in the last three years.

6 Get in touch Head Office Lorica Insurance Brokers Hemel One Boundary Way Hemel Hempstead Hertfordshire HP2 7YU Please contact us or visit our website to find your nearest Lorica Branch. T: F: Lorica Insurance Brokers is a trading name of Lorica Insurance Brokers Limited. Authorised and regulated by the Financial Conduct Authority. Registered Address: Hardwick House, Prospect Place, Swindon SN1 3LJ. Registered No Jan 2016