1 Holiday and Home Parks Insurance You can t beat experience
2 You can t beat experience We know that the holiday and home parks business is unique, with its own set of challenges and complexities. That s why it s important for you to choose the right insurance provider when you re looking to insure your park. Rather than provide a one-size-fits-all solution, our specialist team are experts in creating a bespoke insurance package for each and every park, making sure you get the best possible cover. Our team have over 300 years of combined experience and are backed by the worldwide insurance expertise of Arthur J. Gallagher, making our market knowledge unrivalled in the industry. That means you can depend on our advice, feel confident you re paying the right premium, and ultimately you can relax knowing that you ve chosen the best possible insurance partner for your park. If you should need to make a claim, our dedicated claims team will guide you through the process, making sure that you re kept informed at every stage of the claims process. We ll work with you to make sure your claim is resolved as quickly and efficiently as possible, keeping the impact on your business to an absolute minimum. our specialist team are experts in creating a bespoke insurance package So if you re looking for a new insurance provider for your park, or you just want to check that you re getting the best cover at the right price, call our Holiday and Home Parks specialist team. You ll find them friendly and easy to deal with, so why not put their expertise to the test? Call today
3 Why choose Arthur J. Gallagher? At Arthur J. Gallagher, people and relationships are at the heart of our business. Once you start to work with us, you ll soon appreciate how this philosophy touches every area of our company. Our customers are at the centre of everything we do, and so you can expect the very best levels of service. We always do what we promise, and we treat each and every customer as an individual, with their own unique set of needs and preferences. Unrivalled industry experience our client service and claims teams have over 300 years experience of working directly within the British holiday and residential home park industry. A rated Lloyds security the scheme underwriters have excellent financial strength and stability and are backed by the Lloyd s central fund. Bespoke policy wordings all of our wordings have been written and designed specifically for holiday and residential home parks. Catastrophe Recovery Plan - in the event of a serious incident on your park our team will be on hand 24 hours a day, seven days a week to respond and manage the claim to settlement. Delegated claims authority Underwriters have authorised us to handle and negotiate all claims on their behalf ensuring that we have full input and control over any claim you may have. Competitive premiums each park business will be individually rated based upon its own risk profile and claims experience. We do not apply across the board rate structures representing a balance of all parks insured under the scheme. We do not pay away fees to any third parties. people and relationships are at the heart of our business
4 Holiday and home parks insurance our policies have been developed specially for holiday and home park owners Here s a brief summary of the insurance policy we have developed specially for holiday and home park owners. BUILDINGS AND CONTENTS All your main park buildings, structures and contents will be covered, including contents cover for your own private dwellings. Cover extends to also include full accidental damage to provide you with the best package. BUSINESS INTERRUPTION In the event that your park is unable to operate, we can cover you for loss of revenue. This policy includes cover for death, injury of the park owner, or any key members of staff. LIABILITIES Our liabilities policy combines cover for public, product and employer s liability into one convenient package. PERSONAL ACCIDENT Choose from three levels of personal accident cover, allowing you to choose the policy that s most suitable for you and your business. UNDERGROUND SERVICES Our underground services policy covers you in the event of a leakage and includes the cost of tracing the leak, plus the cost of accessing it including any necessary excavation, plus making good of the damaged caused as a result. This cover also includes cover for the cost of metered water that has been lost as a result of the leakage. LOSS OF LICENSE We can provide cover if you re unable to sell excisable liquors. HIRE FLEET Our hire fleet policy provides comprehensive cover for your hire fleet and includes any letting property that you may have in your park. SALES STOCK Our sales stock policy covers all of your units that are for sale, whether or not they are sited. PRIVATE DWELLINGS We can also insure your residential property no matter whether it s located within or outside of the park. MOTOR INSURANCE Even though your park machines and vehicles may not be used on public roads, by law they still need to be insured. We can arrange this cover for you. LEGAL EXPENSES Protect yourself against potential legal bills with our legal expenses policy. DIRECTORS AND OFFICERS LIABILITY INSURANCE We can cover you and your co-directors liabilities as directors or officers of a limited company. INDIVIDUAL OWNERS By providing insurance cover to your individual owners via our scheme, you can be sure their units are properly covered, plus you ll also earn a management fee from every policy sold. Find out more overleaf. T&Cs and limits apply. Find out more. Call us now on
5 You earn a management fee for every policy you sell. Policies for individual owners As a park owner, it s important for you to know that all of the units on your park, even those owned by individuals, are properly insured. That s why we have developed a policy specifically for park owners to promote to their owners. By offering our policy, you can be sure you are recommending cover that is tailored to the needs of individuals who own park units. And because of our experience, you can be confident that you are promoting the best possible cover to your individual owners. peace of mind that your owners are properly covered. The ultimate long stop for your business Your team will deal directly with the individual owners, promoting our insurance policy. Our Regional Account Manager will provide all the training and marketing support they ll need to enable them to sell our policies. Holiday and Home Parks insurance will give you the peace of mind that your individual owners are properly covered and at the same time allow you to earn a valuable sales management fee for each and every unit we insure.
6 our team of regional account managers are available whenever you need them Support when it matters most Because we understand your business, we know you need more than just nine-to-five support. That s why our team of Regional Account Managers are available whenever you need them. So if the worst should happen, all you ll need to do is pick up the phone. If you choose to work with us, we will provide you with an Account Manager who will be your key point of contact. They will take time to learn about your business, and to understand any particular challenges you may face with your park. By investing time to develop this knowledge, we will be in a better position to help you. At every step of the way we will do our utmost to make you feel valued and understood as a customer. And as a result, we feel confident that once you start to work with us, you ll renew your insurance and recommend us to your owners, year after year. Find out more. Call us now on
7 Arthur J. Gallagher (Holiday and Home Parks) Goodridge Court, Goodridge Avenue, Gloucester, GL2 5EN Telephone: Arthur J. Gallagher (Holiday and Home Parks) is a trading name of Heath Lambert Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: The Walbrook Building, 25 Walbrook, London EC4N 8AW. Registered in England and Wales. Company Number: _1_HPARKS_0914