Charity Insurance. Added expertise. That s the Ecclesiastical Advantage. Community. Animals & Nature. Health & Welfare. Youth. Fundraising & Grants

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1 Charity Insurance Community Animals & Nature Health & Welfare Youth Fundraising & Grants Environment & Conservation Added expertise Charity is just one area of insurance in which we are renowned by brokers* for providing added expertise. Our charitable ownership means our dedicated specialist underwriters and in-house surveyors understand that there is no such thing as a typical charity and assess each on their own merits. That s the Ecclesiastical Advantage

2 Why choose us for charity? n Charity expertise Our commitment to the sector is long-standing. Our heritage and the way we operate coupled with years of experience give us a firm grasp of insurance needs in the not-for-profit sector, that is why we have been consistently voted the best charity insurer by brokers.* n We re owned by a charity We are owned by a charity. This means that we distribute all our available profits to our owner, Allchurches Trust Ltd who make grants to charities. Over the past 5 years Ecclesiastical have paid some 55 million to our charitable owner who in turn has been able to support many good causes in communities across the country.** n We re more than just an insurer We are committed to helping protect you and your clients with one of the strongest risk teams in the market, plus offering professional valuations and award-winning risk management advice. giving peace of mind. n Financially secure Ecclesiastical has financial strength, with an A - rating from Standard & Poor s and an AM Best A rating. This reflects our strong capital and competitive position in our markets. n We care about the details Our unique vision is to advise and protect those who enrich the lives of others. Our personal touch means we treat you and your clients the way we d like to be treated with integrity, empathy, respect, whilst providing expert knowledge and advice. n Chartered Insurer We re proud to have been awarded Corporate Chartered Status for the third year running. We are one of only five composite insurers awarded this status for the whole of their UK operations. * FWD research Sample 250 brokers. **2014/15 Guide to UK Company Giving. Chartered Insurance Institute January 2016.

3 Our Proposition The diverse charity market has varying and often complex insurance requirements. Insuring over 40,000 charities and being owned by a registered charity we understand that there s no such thing as a typical charity. More than 70% of charities buy insurance through a broker to ensure they get the right cover. Using a specialist insurer with a flexible insurance product, you and your clients can be sure to get the best cover and support via our tailored underwriting, risk management and claims. Our charities and community insurance is designed for anyone who: n runs a charitable organisation or a community group n is a not-for-profit or a social enterprise organisation n or is a charity run care facility. See our Risk Appetite Guide for more detail on the types of risks that fit our expertise and experience. Specialist, flexible charity insurance: Our charity insurance can be tailored to individual clients' needs, so your customers get the insurance they need and only pay for what's important to them. Covers available include: n Bespoke charity and community policy with financial lines cover options including: professional indemnity, fidelity guarantee, treatment and medical malpractice, employment practices liability, loss of registration or license, legal expenses and D&O n Trustee and management liability cover included automatically up to 100,000. Additional cover also available including retired trustees and outside boards n All risks cover included for unspecified items up to 5,000 n Cover allows for seasonal stock increases, raffle prizes and donated goods in advance of exhibitions, festivals or fundraising events and bequeathed property n Money cover is increased for fundraising events and assault cover includes hospital benefits n Equipment breakdown included as standard n Business interruption includes the Death of a Patron n Volunteers are included as employees for most covers.

4 Services Risk Management We have an experienced team of in-house risk surveyors and consultants. n Our surveyors and consultants provide a highly bespoke service. They can complete a combined risk management survey assessment and valuation, which is time-saving and unique in the insurance market. Your clients will have a dedicated point of contact within our risk team throughout their period of insurance. n With expertise in surveying everything from ultra-modern to world heritage sites, our surveyors are very familiar with the needs, restrictions and issues facing your clients. They offer practical advice and produce guidance notes to assist your client in managing their risks. n Armed with detailed knowledge of legislation and issues affecting the charity and community sector, we fully understand and can assist your clients with specific insurance-related risk management issues that impact them and their businesses. Claims Handling People only really get to know their insurer when they make a claim. That s why we re dedicated to ensuring the highest levels of customer satisfaction. n We re experts in claims and specialists in the charity and community sector. n We ll make sure we understand your clients needs and identify how we can help. n We aim to settle claims quickly and fairly, defending casualty claims robustly where we and your client believe this is the right thing to do. n We ll keep it simple, guiding and assisting your client through the claims process. n We choose our suppliers carefully, only working with proven specialists and only appointing them where they will add value for both us and your client. n Our delivery is underpinned by transparent service level agreements. n We ll work in true partnership with you and your clients. Specialist building valuation advice Our experience of providing a buildings valuation service goes back to It s a service that s increasingly rare among insurers, but we believe it s an essential part of making sure that your clients get the insurance they expect and deserve. We can help them reduce the risk of being underinsured. Our in-house team of highly-skilled and qualified surveyors can provide, at no additional cost*, a buildings valuation service so you can be sure that your clients have adequate buildings cover. * Terms and conditions apply. With a directly employed team of over 50 surveyors and consultants in the field, who value in excess of 25bn of property per annum, we retain one of the strongest risk teams in the market. That s the Ecclesiastical Advantage

5 Our definition of charity We define the charity sector as everything from registered charities and community interest companies, to other not-for-profit organisations of all sizes i.e. what is commonly known as the third sector. We re also keen to consider social enterprises especially where the primary purpose fits with our values. Within our charitable care product we also write UK based registered and exempt charity organisations whose primary purpose is to provide care.

6 Getting in touch Central and South West Tel: Northern Tel: London and South East Tel: Added expertise guidance, advice and support We re committed to using our insight and knowledge to produce practical advice and tools to help brokers and their clients understand and manage their risks Visit our broker hub for further information * Voted Best Insurance Provider for Education by brokers for over eight years (FWD research Sample 250 brokers). For brokers only Beaufort House, Brunswick Road, Gloucester GL1 1JZ Ecclesiastical Insurance Office plc (EIO) Reg. No Registered in England at Beaufort House, Brunswick Road, Gloucester, GL1 1JZ, UK. EIO is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Ecclesiastical Insurance Office plc 2016 ME

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