YOUR LEGAL ASSISTANCE POLICY

Size: px
Start display at page:

Download "YOUR LEGAL ASSISTANCE POLICY"

Transcription

1 OFFICIAL TITLE SPONSOR YOUR LEGAL ASSISTANCE Insurance POLICY In the event of a claim please call LegalAssist_Policy_Booklet V4.0

2 This document should be read by all Clients as this will contain vital information as to the workings of the legal expenses insurance policy. This document is a policy summary only and in no way contains the full terms and conditions of the legal expenses policy. For this information, please refer to the legal expenses policy itself which can be found by logging on to MCE Claims Assist is managed by White Knight Solutions Limited. White Knight Solutions Limited is a claims management company, regulated by the Ministry of Justice in respect of regulated claims management services. The legal expenses insurance policy will entitle the holder to legal assistance in the event of a not at fault road traffic accident, to recover damages and out of pocket expenses where there is sufficient evidence to support these losses. The legal expenses policy will run concurrently with the motor insurance policy and is subject to renewal on an annual basis. There are no penalties, refunds or notification periods for cancellation of this policy as the policy is designed to run concurrently with your vehicle insurance policy. Any claim you wish to make under this legal expenses policy must be made direct to MCE Claims Assist, 35 Castle Street, Southport, PR9 0NR. Any claims brought against the legal expenses policy where the value of the claim is less than the small claims limit will be subject to an administration fee of being deducted from the settlement. Features and Benefits of this policy To assist Clients in the recovery of damages arising out of a not at fault road traffic collision where there are reasonable prospects of success. Up to 100,000 of legal fees Calls answered 24 hours per day, 7 days per week. Fully integrated claims care process which will arrange for the collection, inspection and repair of your vehicle, usually instigated within 24 hours. Use of a hired replacement vehicle where eligible. Call handlers who can advise as to the claims process from start to finish. Access to a panel of legal experts who specialise in road traffic collisions who will guide you through the litigation process. Significant Features and Benefits Significant Exclusions or Limitations Policy Section The insurer will pay the insured s Legal Costs & Expenses up to the Limit of Indemnity, including the cost of appeals for claims reported during the period of insurance for the following Insured Events. Uninsured Loss Recovery We will cover an event that causes damage to your vehicle and/or personal property in or on it. Personal Injury We will cover an event causing death or personal injury to any driver or passenger whilst in or on an Insured Vehicle The claim is always more likely to be successful than not, and is reported to us immediately after becoming aware of the circumstances. The Insured always agrees to use the Appointed Advisor nominated by us, prior to the issue of proceedings or in any claim falling under the jurisdiction of the Small Claims Court. For cases in England and Wales falling outside of the Small Claims Court, cover is limited to your Appointed Advisor s costs. Up to 100,000 of legal fees For cases in England and Wales, the first 50 where the value of the claim is less than the small claims limit is not covered. Up to 100,000 of legal fees For cases in England and Wales, the first 50 where the value of the claim is less than the small claims limit is not covered. 3) Your Policy Cover 4) Your Policy Cover 4) Legal Costs and Expenses 2

3 What is MCE Claims Assist? MCE Claims Assist is a cost-effective insurance product that will help protect you should you need to pursue your legal rights following a not at fault road traffic accident. Legal issues can be complex and sometimes difficult to resolve, but with MCE Claims Assist you will have peace of mind knowing that we are with you every step of the way, by removing the financial burden that stressful legal situations can bring. MCE Claims Assist is designed to help in a number of situations including: Pursuing a claim for death or personal injury. Recovering your uninsured losses that can include the recovery of your motor policy excess, loss of earnings, and the cost of repairs if not covered under your motor policy. Providing you with access to a replacement vehicle whilst yours is being replaced or repaired. Our claims team will be available to answer your questions, by telephone or , to provide you with the reassurance you need at what can be a very difficult time. When a claim does occur you can be assured that we will appoint a solicitor, or another professional with the expertise in the area of law that matches your problem; this being a key component to providing maximum impact at the outset. Claims Procedure If you are involved in an accident: Under no circumstances should you instruct your own lawyer as we will not pay the costs incurred and it could invalidate your cover. MCE Claims Assist operates a 24 hour, 365 day per year motor claims reporting helpline. Please immediately telephone in the event of you being involved in a motor accident. We will require details of the accident and names and addresses of all parties involved including any witnesses. If the advisor does not believe the accident is your fault, we will arrange for: a legal expert to contact you who will offer to act for you in relation to the recovery of your uninsured losses. you to be contacted in relation to the provision of a replacement vehicle. Do not take any action in relation to recovery of your uninsured losses until you hear from us. Cooling Off Period What happens if I change my mind after taking out the Policy? The Policy provides you with a 14 day reflection period in which to decide whether you wish to continue. Cancellation is fully explained in condition 8 of the Policy wording. About us and your insurer White Knight Solutions Ltd is an authorised representative of Fletchers Solicitors Ltd who are regulated by the Financial Services Authority (firm reference number ) and is authorised to administer this insurance by ARAG plc who underwrite this insurance under a binding authority agreement on behalf of the insurer, Brit Syndicate 2987 at Lloyd s (written under unique market reference B0356KA233D12A000 or replacement thereof) managed by Brit Syndicates Limited. ARAG plc and Brit Syndicate 2987 at Lloyd s are authorised and regulated by the Financial Services Authority, registration number and respectively. This can be checked by visiting the FSA website at or by contacting the FSA on What happens if the insurer cannot meet its liabilities? ARAG plc and Brit Syndicate 2987 at Lloyd s are covered by the Financial Services Compensation Scheme (FSCS). You may be entitled to compensation up to 90% of the cost of your claim, in the unlikely event that the Insurer cannot meet its obligations. Further information about compensation scheme arrangements is available from the FSCS. What happens if I have a complaint? We are committed to providing a first class service at all times. However, if a complaint arises, please contact us using the number you would ring to report a claim. The staff handling your call should be able to resolve it. If in the course of those discussions it becomes clear that the matter has not been resolved to your satisfaction, details of your complaint will be passed to our Customer Relations Department (details below), where we will arrange to have it reviewed at the appropriate level. We will also contact you to let you know that we are reviewing your complaint. 3

4 Alternatively, you can contact our Customer Relations Department directly; we can be reached in the following ways: ARAG plc, 9 Whiteladies Road, Clifton, Bristol, BS8 1NN (hours of operation are 9am-5pm, Monday to Friday excluding bank holidays, for our mutual protection and our training purposes, calls may be recorded). If a complaint remains unresolved you may refer it to the Financial Ombudsman Service. They can be contacted at: Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London, E14 9SR. telephone: If your complaint remains unresolved, you may refer it to the Financial Ombudsman Service. They can be contacted at: Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR enquiries: 4

5 24 Hour MCE Claims Assist Our Contact Details Bike Insurance Car Insurance Van Insurance Taxi Insurance Customer Service RAC Breakdown MCE Insurance, Crown Way, Rushden, Northants NN10 6BS. 5

Motoring Legal Solutions

Motoring Legal Solutions Motoring Legal Solutions Policy Summary This summary does not contain the full terms and conditions of this insurance contract; these can be found in the Policy document What is Motoring Legal Solutions?

More information

1) Uninsured Loss Recovery An event causing damage to the insured vehicle and/or personal property in or on it

1) Uninsured Loss Recovery An event causing damage to the insured vehicle and/or personal property in or on it MOTORING LEGAL SOLUTIONS MCE ASSIST THIS IS YOUR INSURANCE POLICY This policy is evidence of the contract between you and the Insurer. Following an Insured Event the Insurer will pay the Insured s Legal

More information

Motor Legal Protection Policy Summary

Motor Legal Protection Policy Summary Motor Legal Protection Policy Summary This summary is designed to provide an overview of Motor Legal Protection. The full terms and conditions of this insurance contract can be found in the policy booklet.

More information

Motoring Legal Solutions

Motoring Legal Solutions Motoring Legal Solutions Page 1 Why you need Motoring Legal Solutions Being involved in any kind of car accident can be very distressing. If you are unfortunate enough to be involved in an accident that

More information

Legal Expenses Breakdown Assistance Claims Assistance

Legal Expenses Breakdown Assistance Claims Assistance Legal Expenses Breakdown Assistance Claims Assistance Should your vehicle be immobilised as a result of electrical or mechanical breakdown or accident (including fire and malicious damage), it will be

More information

www.einsurancegroup.co.uk Your Motor Legal Protection Policy Summary

www.einsurancegroup.co.uk Your Motor Legal Protection Policy Summary www.einsurancegroup.co.uk Your Motor Legal Protection Policy Summary Contents Motor Legal Protection Policy Summary...3 page 2 Motor Legal Protection Policy Summary This is a summary of your Motor Legal

More information

DASDRIVE PLUS LEGAL PROTECTION KEY FACTS BROCHURE HAD AN ACCIDENT? CALL US NOW ON

DASDRIVE PLUS LEGAL PROTECTION KEY FACTS BROCHURE HAD AN ACCIDENT? CALL US NOW ON DASDRIVE PLUS LEGAL PROTECTION KEY FACTS BROCHURE HAD AN ACCIDENT? CALL US NOW ON 0800 783 6066 WHY YOU NEED DASDRIVE LEGAL PROTECTION PERSONAL INJURY COVER RECOVERY OF UNINSURED LOSSES REPLACEMENT HIRE

More information

DASDRIVE ACCIDENT ASSISTANCE & LEGAL PROTECTION KEY FACTS BROCHURE HAD AN ACCIDENT? CALL US NOW

DASDRIVE ACCIDENT ASSISTANCE & LEGAL PROTECTION KEY FACTS BROCHURE HAD AN ACCIDENT? CALL US NOW DASDRIVE ACCIDENT ASSISTANCE & LEGAL PROTECTION KEY FACTS BROCHURE For recovering your vehicle, notifying your insurer, replacement hire vehicles or courtesy cars, arranging repairs and securing compensation

More information

Had an accident? Call us now on 0844 800 3693 DASDrive accident assistance & legal protection

Had an accident? Call us now on 0844 800 3693 DASDrive accident assistance & legal protection Had an accident? Call us now on 0844 800 3693 DASDrive accident assistance & legal protection For recovering your vehicle, notifying your insurer, replacement hire vehicles or courtesy cars, arranging

More information

DASDRIVE ACCIDENT ASSISTANCE & LEGAL PROTECTION

DASDRIVE ACCIDENT ASSISTANCE & LEGAL PROTECTION DASDRIVE ACCIDENT ASSISTANCE & LEGAL PROTECTION KEY FACTS BROCHURE For recovering your vehicle, notifying your insurer, replacement hire vehicles or courtesy cars, arranging repairs and securing compensation

More information

Excess Protection Insurance Policy

Excess Protection Insurance Policy Excess Protection Insurance Policy Table of Contents SECTION 1: Policy Structure 2 SECTION 2: Definitions 3 SECTION 3: Eligibility 4 SECTION 4: General conditions of cover 5 SECTION 5: Exclusions 6 SECTION

More information

Motoring Legal Solutions Policy Document

Motoring Legal Solutions Policy Document Motoring Legal Solutions Policy Document Please read this document carefully to familiarise yourself with our terms and conditions and how you can contact us if you are involved in an accident which is

More information

total landlord emergency cover policy summary

total landlord emergency cover policy summary total landlord emergency cover policy summary This summary does not contain the full terms and conditions of this insurance contract; these can be found in the policy document. What Is Total Landlord Emergency

More information

Your Motor Trade Excess Insurance

Your Motor Trade Excess Insurance OFFICIAL TITLE SPONSOR Your Motor Trade Excess Insurance Policy In the event of a claim please call 0871 222 79 14 MCE_Alpha_Motor_TradeXS_Policy_Booklet_002 EXCESS PROTECT MOTOR TRADE EXCESS INSURANCE

More information

DASDRIVE ULTIMATE LEGAL PROTECTION KEY FACTS BROCHURE. Act quickly after an accident and call us now on

DASDRIVE ULTIMATE LEGAL PROTECTION KEY FACTS BROCHURE. Act quickly after an accident and call us now on DASDRIVE ULTIMATE LEGAL PROTECTION KEY FACTS BROCHURE Act quickly after an accident and call us now on 0800 783 6066 2 DASDRIVE ULTIMATE If you ve been unfortunate enough to have been involved in a motor

More information

Co-operative Insurance Motor Legal Expenses and Legal Helpline

Co-operative Insurance Motor Legal Expenses and Legal Helpline Co-operative Insurance Motor Legal Expenses and Legal Helpline Welcome to The Co-operative Insurance Motor Legal Expenses cover, which is included as standard as part of the Van Insurance from The Co-operative

More information

Residential Landlords Legal Solutions

Residential Landlords Legal Solutions Residential Landlords Legal Solutions This Policy sets out the agreement between you and ARAG. Please read this Policy carefully to familiarise yourself with the terms and conditions. If you are unsure

More information

Motor Legal Protection Policy Booklet

Motor Legal Protection Policy Booklet Motor Legal Protection Policy Booklet Important Contact Numbers Claims notification for accidents that are not your fault (24 hours a day 365 days a year) Claims notification for contract disputes and

More information

MOTOR LEGAL EXPENSES POLICY WORDING TERMS OF COVER

MOTOR LEGAL EXPENSES POLICY WORDING TERMS OF COVER Motor Legal Expenses provides:- 24/7 Legal Advice Insurance for legal costs for certain types of disputes HELPLINE SERVICES Legal Helpline MOTOR LEGAL EXPENSES Use the 24 hour advisory service for telephone

More information

www.startrescue.co.uk 01

www.startrescue.co.uk 01 INTRODUCTION This policy summary provides key information about the Uninsured Loss Recovery Policy, which you should read. For full terms and conditions of the policy please refer to the policy document

More information

Divorce Legal Solutions Policy Document

Divorce Legal Solutions Policy Document Divorce Legal Solutions Policy Document Please read this document carefully to familiarise yourself with your policy cover and how you can contact us if you experience a breakdown of your marriage or civil

More information

Sample. Courtesy Car Cover Plus Policy Summary and Policy Document

Sample. Courtesy Car Cover Plus Policy Summary and Policy Document Courtesy Car Cover Plus Policy Summary This Policy Summary does not contain the full terms of the Policy. Full terms can be found in the Policy Document which starts on Page 5 of this document. Policy

More information

Claims Number 028 9032 2607. Motor Legal Protector Policy Summary

Claims Number 028 9032 2607. Motor Legal Protector Policy Summary Claims Number 028 9032 2607 Motor Legal Protector Policy Summary Motor Legal Protector Policy Summary This is a summary of the main features of the Motor Legal Protector Insurance Policy arranged by Cornmarket

More information

Motor Legal Care Terms and Conditions

Motor Legal Care Terms and Conditions Motor Legal Care Terms and Conditions The cover provided under this notice is in addition to your Breakdown cover and should be read together with your existing terms and conditions. RAC Motor Legal Care

More information

My Legal Expenses Cover...

My Legal Expenses Cover... My Legal Expenses Cover... Motor Legal Expenses Welcome Thank you for insuring with 1 ST CENTRAL. We are delighted to welcome you as a valued client. Please take time to read your policy and contact us

More information

Fleet Excess Protect

Fleet Excess Protect Fleet Excess Protect Policy Wording Thank you for choosing Fleet Excess Protect Insurance. The information in this policy wording contains important information and we have made it as easy as possible

More information

Octagon Insurance Legal Expenses Policy

Octagon Insurance Legal Expenses Policy Octagon Insurance Legal Expenses Policy 1 2 This Octagon insurance policy is underwritten by Inter Partner Assistance SA and administered on their behalf by Arc Legal Assistance Limited. The following

More information

Fleet Legal Guard. Policy Wording

Fleet Legal Guard. Policy Wording Fleet Legal Guard Policy Wording What s inside... Introduction 3 What to do if you need to make a claim 4 Legal helpline 5 Claims for compensation 10 Claims for physiotherapy 12 Terms and Conditions 13

More information

Residential Landlords' Emergency Solutions Policy Summary Let s make it happen with Residential Landlords' Emergency Solutions Take out cover today

Residential Landlords' Emergency Solutions Policy Summary Let s make it happen with Residential Landlords' Emergency Solutions Take out cover today Residential Landlords' Emergency Solutions Policy Summary This summary provides an overview of Residential Landlords' Emergency Solutions. The full terms and conditions of this insurance contract can be

More information

Replacement Vehicle Policy

Replacement Vehicle Policy Replacement Vehicle Policy 1 This policy has been arranged by Motorplus Limited (trading as ULR) with Qdos Broker & Underwriting Services Limited and is underwritten by: Groupama Insurance Company Limited,

More information

Northern Ireland The independent scheme for Asda colleagues and families offering legal assistance, representation and advice.

Northern Ireland The independent scheme for Asda colleagues and families offering legal assistance, representation and advice. The independent scheme for Asda colleagues and families offering legal assistance, representation and advice. For all Colleagues and their families 028 903 29545 Lines operate Monday to Friday 9.00am to

More information

www.einsurancegroup.co.uk Your Prestige Hire Car Policy Summary and Policy Wording

www.einsurancegroup.co.uk Your Prestige Hire Car Policy Summary and Policy Wording www.einsurancegroup.co.uk Your Prestige Hire Car Policy Summary and Policy Wording Contents ecar - Prestige Hire Car Policy Summary...4 Your Prestige Hire Car Policy Terms and Conditions...6 Notice to

More information

Asda Value Car Insurance. Hire car. money

Asda Value Car Insurance. Hire car. money Asda Value Car Insurance Hire car money Contents page number Hire Car Insurance Policy Summary...4 Your Hire Car Policy Terms and Conditions... 7 Notice to the Policyholder/Insured Person... 10 page 2

More information

Asda Van Insurance. Summary of Cover. money

Asda Van Insurance. Summary of Cover. money Asda Van Insurance Summary of Cover money Contents Contents... 2 Your Motor Policy Summary... 3 Types of Cover and Sections which apply... 3 Your Motor Policy...4 Section 1 - Loss or Damage...4 Accidental

More information

Family Legal Protection and Identity Theft Policy Document

Family Legal Protection and Identity Theft Policy Document Family Legal Protection and Identity Theft Policy Document Please read this policy carefully to familiarise yourself with the terms and conditions, as well as the legal, tax, domestic and identity theft

More information

Summary of Cover. Park Home Insurance. Contact us now for a quotation on 0800 614849

Summary of Cover. Park Home Insurance. Contact us now for a quotation on 0800 614849 Summary of Cover Park Home Insurance Contact us now for a quotation on 0800 614849 We welcome you as a prospective Coast policyholder. Overleaf you will find a brief Summary of Cover. This does NOT contain

More information

Car Solutions Insurance. Summary of Cover

Car Solutions Insurance. Summary of Cover Car Solutions Insurance Summary of Cover Summary of cover Important you should read this This leaflet provides a summary of the key features, benefits and limitations of the cover provided by the Zurich

More information

Fleet Legal Guard. Policy Wording

Fleet Legal Guard. Policy Wording Fleet Legal Guard Policy Wording What s inside... Introduction 3 What to do if you need to make a claim 4 Legal helpline 5 Claims for compensation 10 Claims for physiotherapy 12 Terms and Conditions 13

More information

Octagon Insurance Replacement Vehicle Policy

Octagon Insurance Replacement Vehicle Policy Octagon Insurance Replacement Vehicle Policy 1 This insurance policy has been arranged by Qdos Broker & Underwriting Services Limited, is administered by Motorplus Limited (trading as Motorplus and ULR)

More information

Congratulations... ...and thank you for buying a Motoring First policy.

Congratulations... ...and thank you for buying a Motoring First policy. 2 Congratulations......and thank you for buying a Motoring First policy. This document explains exactly what is covered by Licence Shield, how to make a claim, important contact details and much more.

More information

Your Van Insurance Motor Legal Protection Policy Booklet

Your Van Insurance Motor Legal Protection Policy Booklet Your Van Insurance Motor Legal Protection Policy Booklet Contents Motor Legal Protection Insurance...3 Motor Legal Expenses...3 Helpline Services...3 Motor Legal Expenses Policy Summary...4 Cancellation

More information

In the event of a claim please call. Insurance

In the event of a claim please call. Insurance In the event of a claim please call 0871 222 79 10 Excess Protection Insurance Excess Protection Insurance Section 1: Policy Structure Thank You for choosing Excess Protection Insurance. This policy wording

More information

Home Emergency Solutions Policy Summary Let s make it happen with Home Emergency Solutions Take out cover today Optional

Home Emergency Solutions Policy Summary Let s make it happen with Home Emergency Solutions Take out cover today Optional Home Emergency Solutions Policy Summary This summary is designed to provide an overview of Home Emergency Solutions. The full terms and conditions of this insurance contract can be found in the policy

More information

Your Motor Legal Protection Insurance Policy Wording

Your Motor Legal Protection Insurance Policy Wording Your Motor Legal Protection Insurance Policy Wording www.debenhamscarinsurance.co.uk Contents Your Motor Legal Protection Insurance Policy Wording... 3 General Exceptions... 10 2 Your Motor Legal Protection

More information

Landlords Legal Solutions

Landlords Legal Solutions Landlords Legal Solutions Page 1 Why you need Landlords Legal Solutions As a landlord you hope to have a harmonious and trouble free relationship with your tenant, but what if something goes wrong? Unfortunately,

More information

Motor Legal Expenses Policy Wording

Motor Legal Expenses Policy Wording 3478676865245-0000000 34545323455index,134545323456 34545323455persist,false34545323456 34545323455output_folder,/strata/clients/ukais/live/v53/exports 34545323455document_name,PREVIEW34545323456 34545323455printfile_path,/strata/clients/ukais/live/v53/exports/PREVIEW.ps34545323456

More information

CENTRAL. Hire Car Cover Comprehensive

CENTRAL. Hire Car Cover Comprehensive ST CENTRAL Hire Car Cover Comprehensive Page 1 of 11 1 st Central Hire Car Policy - Comprehensive Demands and Needs Statement This Policy meets the demands and needs of a driver whose vehicle has been

More information

Asda Value Car Insurance. Excess Protection. money

Asda Value Car Insurance. Excess Protection. money Asda Value Car Insurance Excess Protection money Contents page number Motor Excess Protection Policy Wording... 3 Introduction... 3 Regulatory Information... 3 Your Insurer... 3 What Makes up this Policy?...4

More information

Motor Fleet Insurance

Motor Fleet Insurance Motor Fleet Insurance Summary of Cover A commercial motor insurance package available for Partnerships or Companies who require more than four vehicles to be insured under the one Policy. Why choose the

More information

Motor Legal Expenses Insurance

Motor Legal Expenses Insurance Motor Legal Expenses Insurance Motor Legal Expenses Insurance Policy Document Certificate of Insurance This insurance is underwritten by Inter Partner Assistance SA and managed on their behalf by Arc Legal

More information

Replacement Vehicle Van Insurance Policy

Replacement Vehicle Van Insurance Policy Replacement Vehicle Van Insurance Policy Express Insurance Services - Replacement Vehicle Policy Summary Express Insurance Services - Replacement Vehicle Insurance Policy Policy Summary This is a summary

More information

Hire Car Policy Summary and Policy Wording

Hire Car Policy Summary and Policy Wording Hire Car Policy Summary and Policy Wording www.debenhamscarinsurance.co.uk Contents Hire Car Insurance Policy Summary... 4 Your Hire Car Policy Terms and Conditions... 6 Notice to the Policyholder/Insured

More information

Motor Vehicle Excess Protection Policy Wording

Motor Vehicle Excess Protection Policy Wording Motor Vehicle Excess Protection Policy Wording www.greeninsurancecompany.co.uk Contents Demands and Needs Statement 2 Insurer 2 What makes up this policy? 2 Changing your mind Your right to cancel 2 Definitions

More information

Home Emergency Solutions

Home Emergency Solutions Home Emergency Solutions Page 1 Why you need Home Emergency Solutions If you have an unexpected home emergency such as a burst pipe or boiler break-down, you want to put things right as quickly as possible

More information

Act quickly after an accident and call us now on 0800 783 6066

Act quickly after an accident and call us now on 0800 783 6066 DASDrive Plus legal protection This is your policy wording Act quickly after an accident and call us now on 0800 783 6066 www.dasdrive.co.uk Important information This is your DASDrive Plus legal protection

More information

The independent scheme for Asda colleagues and families offering legal assistance, representation and advice.

The independent scheme for Asda colleagues and families offering legal assistance, representation and advice. The independent scheme for Asda colleagues and families offering legal assistance, representation and advice. Contents Welcome to Lawclub 3 How can I use Lawclub? 3 What do I get as a member of Lawclub?

More information

CERTIFICATE OF INSURANCE- MOTORIST LEGAL EXPENSES. Claims Agent PCLE Ltd, PCLE House, Invar Business Park, Invar Road, Swinton, Manchester M27 9HF.

CERTIFICATE OF INSURANCE- MOTORIST LEGAL EXPENSES. Claims Agent PCLE Ltd, PCLE House, Invar Business Park, Invar Road, Swinton, Manchester M27 9HF. CERTIFICATE OF INSURANCE- MOTORIST LEGAL EXPENSES DEFINITIONS Claims Agent PCLE Ltd, PCLE House, Invar Business Park, Invar Road, Swinton, Manchester M27 9HF. Defendant The person, company or partnership

More information

Holiday Home Legal Solutions Policy Document

Holiday Home Legal Solutions Policy Document Holiday Home Legal Solutions Policy Document Please read this policy carefully to familarise yourself with its terms and conditions, as well as the legal and tax helpline and the claims reporting procedures

More information

Commercial Vehicle Excess Protect

Commercial Vehicle Excess Protect Commercial Vehicle Excess Protect In consideration of You having purchased Business & Domestic Commercial Vehicle Excess Protect insurance, We agree to indemnify You in accordance with the terms exclusions

More information

excess Protect In the event of a claim please call Insurance OMG_PC_Alpha_ExcessProtect_002

excess Protect In the event of a claim please call Insurance OMG_PC_Alpha_ExcessProtect_002 YOUR excess Protect INSURANCE POLICY In the event of a claim please call 0871 423 03 45 OMG! Insurance OMG_PC_Alpha_ExcessProtect_002 In consideration of You having paid the premium or agreed to pay the

More information

Before the Event Legal Expenses Insurance Policy Summary

Before the Event Legal Expenses Insurance Policy Summary Before the Event Legal Expenses Insurance Policy Summary PROVIDED BY AMTRUST EUROPE LIMITED This is a summary of the main features of the Before the Event Legal Expenses Insurance Policy arranged by AmTrust

More information

RIAS Car Insurance P O O B P P O C. Policy Summary. Who provides your cover. Policy Section

RIAS Car Insurance P O O B P P O C. Policy Summary. Who provides your cover. Policy Section RIAS Car Insurance Summary This is a summary of the cover provided under the RIAS Car Insurance policy. The full terms and conditions of the cover can be found in the car insurance policy booklet when

More information

Your Car Insurance Policy Summary Booklet

Your Car Insurance Policy Summary Booklet Your Car Insurance Policy Summary Booklet Contents Welcome to Brightside car insurance...4 Car Policy Summary...6 About Brightside car insurance...6 Summary of Cover...6 Claims and Glass Helpline...6 Insurer...6

More information

Terms and conditions

Terms and conditions Terms and conditions The Financial Conduct Authority is the independent watchdog that regulates financial services. Contained in this document is information which the Financial Conduct Authority requires

More information

MOTOR FLEET INSURANCE

MOTOR FLEET INSURANCE MOTOR FLEET INSURANCE Summary of Cover A commercial motor insurance package available for Partnerships or Companies who require more than four vehicles to be insured under the one Policy. Why choose the

More information

South Wales Police Federation Home Emergency Solutions Policy Document

South Wales Police Federation Home Emergency Solutions Policy Document South Wales Police Federation Home Emergency Solutions Policy Document Please read this Policy carefully to familiarise yourself with the terms and conditions, as well as the claim reporting procedures.

More information

POLICY SUMMARY Commercial Vehicle

POLICY SUMMARY Commercial Vehicle POLICY SUMMARY Commercial Vehicle This is a summary of your Policy, giving important information about the cover provided so you can check that it is right for you Arista Insurance Commercial Vehicle Policy

More information

Drive. Policy Summary

Drive. Policy Summary 1 Drive Policy Summary Drive Policy Summary Drive is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms and conditions then applicable.

More information

Private Motor Vehicle Excess Protect

Private Motor Vehicle Excess Protect Private Motor Vehicle Excess Protect Insurance Policy Flux Direct 2 The Causeway, Bishops Stortford, Herts, CM23 2EJ In the event of a claim please call: 0844 888 7361 Customer Service: 0800 089 0154 Or

More information

Vehicle Replacement. Policy Summary & Policy Wording

Vehicle Replacement. Policy Summary & Policy Wording Vehicle Replacement Policy Summary & Policy Wording Vehicle Replacement Policy Summary Duration Of Policy: 12 months Introduction This policy summary provides key information about the Vehicle Replacement

More information

Claims Breakdown Assistance Legal Expenses. autoline.co.uk. Number one for all your insurance needs

Claims Breakdown Assistance Legal Expenses. autoline.co.uk. Number one for all your insurance needs Claims Breakdown Assistance Legal Expenses autoline.co.uk Number one for all your insurance needs Claims Helpline 0845 672 8007 Your guide to making a claim You must report ALL claims by contacting our

More information

Motor Legal Protection Policy

Motor Legal Protection Policy This cover only applies if included on your policy or you have purchased Motor Legal Protection as shown in your current Policy Schedule or your Renewal Notice. Demands And Needs Statement This policy

More information

MINI FLEET. Policy Summary

MINI FLEET. Policy Summary MINI FLEET Policy Summary 2 Mini Fleet Policy Summary MINI FLEET Policy Summary Your RSA Mini Fleet Policy is an annual contract which may be renewed each year subject to your needs and our terms and conditions.

More information

Motor Excess Protect Insurance Policy Wording

Motor Excess Protect Insurance Policy Wording Motor Excess Protect Insurance Policy Wording www.cvd-insurance.co.uk Motor Excess Protect Insurance Policy Wording Introduction Thank You for choosing Motor Excess Protect Insurance. The information in

More information

Loan Car Legal Cover Terms and Conditions

Loan Car Legal Cover Terms and Conditions Loan Car Legal Cover Terms and Conditions As a Loan Car Driver, you also benefit from legal expenses cover. Legal expenses cover pays the legal costs and expenses of any legal proceedings to recover uninsured

More information

Police Mutual Car insurance

Police Mutual Car insurance Police Mutual Car insurance Policy Summary Police Mutual Car insurance is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms

More information

Car Insurance. Summary of Cover

Car Insurance. Summary of Cover Car Insurance Summary of Cover Summary of cover Important you should read this This leaflet provides a summary of the key features, benefits and limitations of the cover provided by the Zurich Insurance

More information

MOORHOUSE LC4 POLICY SUMMARY. Comprehensive. Policy Section

MOORHOUSE LC4 POLICY SUMMARY. Comprehensive. Policy Section MOORHOUSE LC4 POLICY SUMMARY The information shown here is only a summary of what is covered by your Commercial Vehicle Policy It does not form part of the contract of insurance Please read your policy

More information

Bell does not make personal recommendations as to the suitability of the Policy to individual circumstances.

Bell does not make personal recommendations as to the suitability of the Policy to individual circumstances. Car Hire Cover Demands and Needs Statement This Policy meets the demands and needs of a driver whose vehicle has been rendered a total loss in a road traffic accident or stolen recovered incident or had

More information

H M o o ltid or ay Le H g o al mes Legal E E x x p p e e n ns s ee s si I nn s s uu r r a a n nce ce

H M o o ltid or ay Le H g o al mes Legal E E x x p p e e n ns s ee s si I nn s s uu r r a a n nce ce Motor Legal Holiday Homes Legal Expenses ExpensesInsurance Insurance Motor Legal Expenses Insurance This insurance is underwritten by Inter Partner Assistance SA and administered on their behalf by Arc

More information

If you have an accident call us straightaway on 0844 251 0190. For our joint protection, calls may be recorded and/or monitored. Your policy summary

If you have an accident call us straightaway on 0844 251 0190. For our joint protection, calls may be recorded and/or monitored. Your policy summary If you have an accident call us straightaway on 0844 251 0190. For our joint protection, calls may be recorded and/or monitored. Your policy summary Your policy summary 2. Your policy summary 5. Important

More information

MARINE LEGAL PROTECTION

MARINE LEGAL PROTECTION MARINE LEGAL PROTECTION KEY FACTS BROCHURE WHY YOU NEED MARINE LEGAL PROTECTION COVER ACCIDENT LOSS RECOVERY PERSONAL INJURY COVER CONTRACT DISPUTES COVER LEGAL DEFENCE HELPLINE SERVICES EUROLAW LEGAL

More information

Keeping You on the Move Policy Wording. Van Insurance

Keeping You on the Move Policy Wording. Van Insurance Keeping You on the Move Policy Wording Van Van Customer Services Department: 0845 683 0741 Renewals Department: 0845 683 0741 To report an incident or theft: 0845 683 0695 To repair or replace your windscreen:

More information

Commercial & Motor Trade Excess Reimbursement Policy Wording. Please refer to Your Certificate of Insurance for confirmation of coverage details

Commercial & Motor Trade Excess Reimbursement Policy Wording. Please refer to Your Certificate of Insurance for confirmation of coverage details Please refer to Your Certificate of Insurance for confirmation of coverage details This is Your Commercial & Motor Trade Excess Reimbursement Insurance Policy. It contains details of cover, conditions

More information

Motor Legal Protection Insurance

Motor Legal Protection Insurance Hyundai Insurance Motor Legal Protection Insurance Policy Document Claims Line Legal Helpline 0844 836 7381 (24 hours) 0843 658 5381 (24 hours) www.hyundaimotorinsurance.co.uk Motor Legal Protection Insurance

More information

Drive Policy Summary. You can select the cover that suits your needs, from:

Drive Policy Summary. You can select the cover that suits your needs, from: Drive Policy Summary Drive is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms and conditions then applicable. You can select

More information

Rural Insurance Farm Motor

Rural Insurance Farm Motor Rural Insurance Farm Motor Policy Summary Rural Insurance agricultural and rural insurance specialists Tel: 01423 876 000 Fax: 01423 876 001 Email: enquiries@ruralinsurance.co.uk ruralinsurance.co.uk Farm

More information

LetRisks (Rent Protection Tenancy) Policy Document

LetRisks (Rent Protection Tenancy) Policy Document LetRisks (Rent Protection Tenancy) Policy Document Introducing Landlords' Legal Solutions This policy sets out the agreement between you and ARAG. Please read it carefully to familiarise yourself with

More information

Asda Van Insurance. money. Terms of Business

Asda Van Insurance. money. Terms of Business Asda Van Insurance money Terms of Business Contents page number TERMS OF BUSINESS... 3 About The Service we Provide... 3 Our Status and the Services Provided... 3 The Capacity in Which We re Acting...

More information

FAMILY CLASSIC LEGAL PROTECTION & ADVICE KEY FACTS BROCHURE

FAMILY CLASSIC LEGAL PROTECTION & ADVICE KEY FACTS BROCHURE FAMILY CLASSIC LEGAL PROTECTION & ADVICE KEY FACTS BROCHURE WHY YOU NEED DAS FAMILY CLASSIC STANDARD COVERS EMPLOYMENT COVER CONSUMER CONTRACT DISPUTES PERSONAL INJURY NEIGHBOUR PROBLEMS HM REVENUE & CUSTOMS

More information

HSBC Private Car Insurance. Summary of cover

HSBC Private Car Insurance. Summary of cover HSBC Private Car Insurance Summary of cover 2 HSBC Private Car Insurance This is a generic summary of cover and does not contain the full terms and conditions of the cover which can be found in the policy

More information

Drivology Car Insurance - Policy Summary

Drivology Car Insurance - Policy Summary Drivology Car Insurance - Policy Summary Your Policy Key Facts July 2015 edition Drivology Car Insurance - Policy Summary This policy summary does not contain full details and conditions of your insurance

More information

A L L B R I G H T B I S H O P R O W L E Y L I M I T E D T E R M S OF B U S I N E S S

A L L B R I G H T B I S H O P R O W L E Y L I M I T E D T E R M S OF B U S I N E S S GENERAL POINTS A L L B R I G H T B I S H O P R O W L E Y L I M I T E D T E R M S OF B U S I N E S S 1. Allbright Bishop Rowley Limited (or ABR) is a General insurance broker based at 2-3 The Courtyard,

More information

AA Motor Legal Assistance Policy Wording

AA Motor Legal Assistance Policy Wording Welcome to AA Insurance Services A warm welcome and thank you for choosing to buy AA Motor Legal Assistance. Our aim at AA Insurance Services (AAIS) is to combine value for money with peace of mind. The

More information

Motor Trade Road Risks

Motor Trade Road Risks Motor Trade Road Risks Policy Summary The Insurance cover is provided by Covéa Insurance plc, Norman Place, Reading, Berkshire, RG1 8DA. The Motor Trade Road Risks Insurance policy is for full or part-time

More information

Octagon Insurance Legal Expenses Policy

Octagon Insurance Legal Expenses Policy Octagon Insurance Legal Expenses Policy This insurance has been arranged and is administered by Carpenters Solicitors. It is underwritten by Inter Partner Assistance S.A, and managed on their behalf by

More information

Asda Value Car Insurance. Keeping You On The Move. money

Asda Value Car Insurance. Keeping You On The Move. money Asda Value Car Insurance Keeping You On The Move money Contents page number Keeping You On The Move...4 Important Information...4 How We Can Help...4 The Meaning Of Words In This Policy...4 Cover... 5

More information