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1 waste industry insurance scheme

2 contents Company Profile Page 2 The Scheme Page 3 Liability Insurance Page 4 Plant & Machinery Page 5 Motor Fleet Insurance Page 6 Commercial Property Page 8 Supply & Save Group Page 9 Testimonials Page 10 Fax Back Page 12

3 companyprofile Wasteinsure was established in 1998 as part of the Direct Insurance group, creating a team of friendly insurance experts assigned to the Waste Management sector with the aim of providing tailored specialist Insurance packages at a competitive price. Since 1998 Wasteinsure has evolved to become the first choice for many Waste Companies throughout the UK, covering risks for Waste Companies including Liability Insurance, Motor Fleet Insurance, Plant & Machinery and Commercial Buildings Insurance. Our clients within the Waste sector include Skip Hire and Waste Haulage companies, Hazardous Waste Companies & Landfill operations. Wasteinsure and our panel of insurers work closely with the Waste Management Industry and are committed to supporting you in the long term. Our insurance package can cover you for every eventuality and whilst working in partnership we can ensure: A reduced cost of premium Increased level of service through our partner management In house dedicated claims team Fast, efficient and proactive service Insurance advice from people who understand your industry Long term commitment & security you need Exclusive finance agreements to spread the cost of your payments If you are working within the Waste Management sector and require the most comprehensive insurance coverage in the UK together with market leading rates, Waste Insure should be your partner of choice.

4 thescheme Who We Cover As the leading supplier to the Waste Management sector, there are not any companies involved in the Waste sector that we are unable to offer a tailored solution for. Waste Management includes the collection, transport, processing, recycling or disposal and monitoring of waste materials. Waste Management can involve solid, liquid, gaseous or radioactive substances - Waste Insure have experience in all of these fields, eliminating risk and reducing cost. We don t just provide insurance policies, we work in partnership to ensure the risk is removed and cost is reduced. We have a vast experience with different companies with this sector including: Skip Hire & Waste Management Landfill Operations Incineration Plants Waste to Energy Plants Trade Waste Collection Recycling Operations Consultants Waste Brokers If you re working within the Waste Management sector at any level, contact Wasteinsure and challenge us to offer a more comprehensive risk free policy.

5 liabilityinsurance When it comes to protecting your company and your employees, choosing the right cover is paramount. Our exclusive policies are specifically designed to meet the demands and needs of the Waste Industry. Please see below the covers and benefits offered that will afford you the best protection: Underwritten by an A+ rated insurer Employers Liability 10,000,000 (higher limits are available on request) Public/Products/Pollution liability limits to 10,000,000 as standard Financial Loss automatically included at 500,000 Employee Rehabilitation Benefit Included No Height or Depth Limitations No Employers Liability Excess No Hazardous Working Location Exclusions Corporate Manslaughter Defence Costs Indemnity at 1,000,000 Statutory clean up costs incurred under statute Spoilt Melts Extension Own Site Clean Up Costs Extension Hazardous Waste coverage including Asbestos if selected Our vast knowledge of your sector coupled with exclusive partnerships, means Wasteinsure should be your number one choice for the provision of your liability insurance.

6 plantand machinery Wasteinsure, in partnership with Zurich Insurance, the global specialty insurance company provides comprehensive insurance coverage for all of your mobile plant & machinery whilst situated anywhere in the UK. Cover provided automatically is on an all risks basis, i.e. fire, theft, accidental damage and in addition to covering your own plant, we can include the following contingencies; Hired in plant including hire costs incurred following a loss Annual statutory inspections Sudden and Unforeseen breakdown and collapse not covered by an all risks policy Loss of profits following machinery breakdown Pressure plant explosion damage Wasteinsure can provide coverage for single pieces of plant to multi site operations with assets anywhere in the UK. Our knowledge coupled with first class security and market leading rates means Wasteinsure are market leaders in Plant & Machinery insurance to the Waste & Recycling industry.

7 motorfleet insurance It is imperative that your policy meets the demands and needs of your industry, and that includes the right coverage. Our fleet insurance policies are tailored to the Waste Management sector. We can cover risks for the following specialist vehicles: Skip Loaders Tippers Dustcarts / Trade waste Liquid & Hazardous Waste Vehicles Plant Company Cars / Vans Our approach to managing work related road risk is based on a three step process, which will help you integrate risk management into your existing operating procedures. We ll help you understand the risks you face, manage those risks more effectively and continually monitor performance. In addition to simply arranging your Motor Fleet insurance each year, we will meet with you on site to discuss your operations. We can then ascertain what information and practical solutions are appropriate to your business needs, to help you identify, manage and ultimately reduce your accidents. Wasteinsure will tailor a Fleet Insurance package to suit your business requirements, saving you premiums on existing Fleet Insurance and also improving your efficiency by ease of administration. Continued over page...

8 motorfleetinsurance continued... With one insurance package we can reduce the administration costs in managing many different policies whilst also saving you both time and money on existing Fleet Insurance. The benefits of working with Wasteinsure are: Reduced cost on policy premiums Underwritten by A+ rated Insurer Exclusive Policy Wording No age or experience restrictions Theft of vehicle whilst keys in the ignition 5 million third party property damage limit for commercial vehicles inc hazardous loads 20 million third party property damage limit for private cars Driver personal accident extension Automatic legal expenses included to 50,000 3 year policy terms Free Risk Management In House Claims Team Fast, Efficient and Proactive Service In addition to our exclusive schemes, we also use a selected panel of motor insurers in order to obtain the most competitive terms possible for you.

9 commercial property Wasteinsure are the UK s leading supplier to the Waste Management sector and our services extend to ensuring all risk is covered. This includes ensuring the property and business place is covered. We offer comprehensive commercial property insurance specific to the Waste Sector. This can include but is not limited to: Buildings insurance for waste sheds / offices Fixed machinery insurance Materials recycling facilities, trommels etc Business interruption insurance Money Goods In Transit Our Commercial Property Insurance to the Waste sector ensures that any risk associated within the property is covered and can include cover for staff, clients or visitors possessions, to your business property and assets any costs associated with debris removal and professional fees in the event of a claim. Wasteinsure advisors are able to consult on all issues related to Commercial Property Insurance associated with the Waste & Recycling sector. If you are looking for commercial property insurance now or in the future, speak to one of our advisors and we can advise how best to plan and cover all of your risks.

10 supply save Wasteinsure has been awarded the status of exclusive insurance partner of choice for all Supply and Save members. The Supply and Save Buying group was created in 2009 to offer market leading services to the Waste and Recycling business sector in the UK. Wasteinsure were appointed exclusive partners following a tender process with various insurance providers. The strategic partnership will offer reduced premiums to all companies who operate within the Buying Group. Companies within the Supply and Save Buying group include: Skip Hire Companies Waste Management Companies Recycling Companies Trade Waste Collection Municipal Vehicle Hire Skip / Container Manufacturers Vehicles Servicing / Tyre Suppliers These companies procuring their insurance through the Supply and Save partnership with Wasteinsure now enjoy discounts on their insurance between 15-25%. Ross Simons, Commercial Director of Supply and Save stated "Following a lengthy process of reviewing the leading insurance companies in the UK to the Waste Management sector, we found that Wasteinsure not only offered the most comprehensive policies tailored to this sector, but their after sales care and claims management service puts them streets ahead of all the competition" Form more information on the Supply & Save Group please visit their

11 testimonials Ron Smith Recycling Limited - Feltham Ian Hutchins Managing Director Wasteinsure offer a friendly, efficient and no nonsense services and they managed to achieve us substantial savings over our previous insurance arrangements. I would not hesitate to recommend them to other companies in our sector who would also benefit from the excellent service. Colchester Skip Hire Limited - Colchester Mark Slade - Director Wasteinsure saved us a large amount of money when we first selected them five years ago and they have continued to do so year on year and the innovative approach, professionalism and excellence in dealing with claims has been exceptional. They also implemented a Motor Fleet Risk management program that reduced our claims frequency which has helped reduce our Insurance costs. Wasteinsure will serve as a wake up call to other brokers who purport to be experts in our industry. MP Skips Steve Smith Director Wasteinsure offer excellent service, competitive pricing and most importantly a personal touch that we never got from other companies. We are able to pick up the phone at anytime and speak to the Managing Director who is very hands on and extremely knowledgeable. We have recommended numerous companies to Wasteinsure who are now also benefiting from their excellent service.

12 contactus... Call today and speak to one of our dedicated Account Executives to discuss your requirements and receive a tailored quotation: Cumberland House, 129 High street, Billericay Cm12 9aH T: F: E:

13 Liability QuickQuote Form FaxBack: Company Name: Contact Name: Address: Business Description: Annual Turnover: Annual Wages Paid: - Clerical/Managerial - Pickers and Sorters - Drivers - Plant Operators - Others (please detail) Do you handle Hazardous Wastes? yes q no q Do you operate a licenced Waste Transfer Station? yes q no q Is heat use required away from premises? yes q no q Do you work in and around airport runways or railway lines? yes q no q Do you have a written Health and Safety policy? yes q no q Claims Information: Date Description Approx. Amount Paid or O/S Existing Liability Insurers: What would you like to pay?: How many vehicles do you operate? Fleet Insurance Renewal Date: Fax this back to us on and we will provide you with a same day indication of price. Liability Renewal Date: Cumberland House 129 High Street Billericay CM12 9AH T: F: E: W: Wasteinsure.co.uk is a trading name of Direct Insurance Group Plc and is authorised and regulated by the Financial Services Authority, Firm Ref. No: Registered in England and Wales, Company No: Registered Office: Grovedell House, 15 Knightswick Road, Essex, SS8 9PA

14 Cumberland House, 129 High Street, Billericay CM12 9AH T: F: E: W:

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