TECHNICAL & ENGINEERING INSURANCE ACE TECHNICAL LINES

Size: px
Start display at page:

Download "TECHNICAL & ENGINEERING INSURANCE ACE TECHNICAL LINES"

Transcription

1 TECHNICAL & ENGINEERING INSURANCE ACE TECHNICAL LINES

2 Companies today are looking for an insurer who can cater for their whole range of technical or engineering insurance requirements, from machinery breakdown, construction of commercial or private properties, civil construction risks or machinery installation. ACE s underwriters work with companies across many sectors of industry and business and help design bespoke insurance products for brokers and their clients needs. In addition we have a team of specialist engineers who can provide invaluable risk advice to clients and brokers.

3 CONSTRUCTION ALL RISKS & ERECTION ALL RISKS COVER At ACE we recognise the often complex contractual nature of the construction business and we provide tailored construction insurance products, drawing on our expertise to assist our clients and their brokers in meeting their specific needs. In adopting this flexible approach to business we provide wide protection to the construction parties involved on both an annual and single project basis. Construction parties, whether they are principals, managing or main contractors, contractors and/or sub contractors, manufacturers and/or suppliers, banks and/or other financial institutions, can all be protected. We combine our wealth of expertise in the construction field with our capabilities in property and casualty insurance to provide seamless cover from the construction phase through to the fully occupied building. This helps to avoid gaps in cover and is a concept that appeals to clients and investors as it aligns with project finance thinking. We provide seamless cover from the construction phase through to the fully occupied building.

4 ACE TECHNICAL LINES Construction All Risks (CAR) On either an annual or project basis where the greatest contract exposure lies with the building or construction work. Our construction abilities are geared to insurance protection for building work for both commercial and domestic construction as well as civil engineering works. Erection All Risks (EAR) On either an annual or project basis where the greatest exposures lie with plant, machinery and equipment and its explosion or breakdown during testing. Our erection all risks strategy is to insure all the major industry segments especially power generation whether it is via traditional thermal energy or from renewable or alternative energy sources. We insure the installation of general manufacturing machinery and production lines such as print works, food processing and bottling plants as well as heavy industries such as iron and steel production and processing plants. Advance loss of profits - project specific The growth of build and operate schemes and private financing has also increased the requirement to insure advance loss of profits (ALOP), providing indemnity against loss of anticipated revenue through delay in completion of the project due to a claim under the project CAR or EAR policy. Overseas risks The ever expanding global construction and engineering market provides a wide range of opportunities for UK based contractors to work in overseas territories. ACE European Group has operations in 28 countries across Europe, the Middle East and Africa and employs over 2,600 people. Globally it has a very strong presence, helping clients manage their risks anywhere in the world. We are able to offer seamless solutions to our customers which includes agreeing coverage, issuing policies, adjusting claims around the world, all in accordance with legislative conditions and agreed service standards. ACE is perfectly placed to provide insurance and related services to such companies because of its global network and its financial strength. ACE is rated AA- (very strong) by Standard and Poor s and A+ (superior) by AM Best.

5 Environmental impairment The Contractors Pollution Liability (CPL) insurance is specifically designed to offer protection for third party environmental liabilities arising out of the operations of the insured. A range of insurance cover is available for insureds and their sub-contractors with solutions tailored to the specific needs of each risk. The cover can be provided as an extension to the public liability policy both on project and annual policies.

6 ACE TECHNICAL LINES MACHINERY BREAKDOWN & BUSINESS INTERRUPTION Machinery breakdown/business interruption insurance can be provided on a stand-alone basis or in connection with other package policies from ACE. Our policy covers electrical and mechanical plant, boiler and pressure plant and all integral parts for physical damage against a variety of perils, detailed below. Cover can be extended to include business interruption following these perils and can be written on either our engineering package insurance policy or our Renewable Energy policy wording, as appropriate. Our policy can be tailored to meet the risk exposure of most businesses. The cover can be categorised into three main areas: Machinery breakdown Pressure explosion and collapse Sudden and unforeseen damage Machinery breakdown covers The actual failure, breaking, distortion or burning out of any part of the machinery Damage following failure or fluctuation of the electricity supply The fracturing of any part of the machinery by frost where the fracturing makes that part of the machinery inoperative Operator error or omission Pressure explosion and collapse covers Explosion due to the sudden and violent rending of boiler and pressure plant by force of internal steam or other fluid pressure, which causes the bodily displacement of any part of the property Collapse due to the sudden and dangerous distortion of any part of the boiler and pressure plant caused by the crushing stress by force of steam or other fluid pressure Sudden and unforeseen damage covers Damage to the property by pressure explosion or collapse or any other sudden and unforeseen cause not excluded Our cover offers reinstatement as new for boiler and pressure plant up to ten years old, and electrical and mechanical plant up to three years old. Our standard business interruption indemnity period is 12 months.

7 Renewable energy We offer all risks cover including fire and perils on renewable energy risks. This cover includes machinery breakdown on both the material damage and business interruption covers. This policy can also cover public liability, employers liability and operational environmental liability covers. More information can be found on this cover in our Renewable Energy brochure. Our policy can be tailored to meet the risk exposure of most businesses.

8 ACE TECHNICAL LINES Computer insurance Organisations are becoming ever more reliant on computer systems, networks and the Internet with online trading, e-marketing, social media and proprietary websites all required for marketing and sales as well as business administration. Their IT systems are their number one business critical asset and loss or damage to computer systems could be disastrous for a business. ACE has two products to protect computer systems and the data within it. Computerguard This is a specialist policy designed to insure computer hardware including servers, PCs, laptops, tablet computers and similar items as well as such items as dedicated air conditioning plant and cabling. Cover includes additional expenditure, distortion of data and can be extended to incorporate loss of revenue. The cover is wider than most property insurance covers and is designed to support the modern business. It offers worldwide cover on portable computers and also has full theft cover. Dataguard ACE also offers cyber and e-liability covers under our Dataguard policy. See our specific Dataguard brochure for more information on the covers available under this product. ACE engineering services ACE engineering is a dedicated resource of risk engineers within the Technical Lines team who not only provide technical support to the underwriters but also provide support and advice to our policyholders. The experience within our team covers many areas from general construction activities through to heavy industrial risks, waste-to-energy process plants, power plants and renewable energy. The types of services provided include: Pre- or post-inception survey Construction survey Post loss survey Crisis management systems For more information on ACE s Technical Lines and engineering capabilities contact your local ACE office or visit

9 Our extensive experience, covering major annual and project engineering risks around the world, supports the underwriting capabilities within ACE to deliver solutions on large and complex construction risks.

10 ACE TECHNICAL LINES WORKING WITH ACE Global reach, local knowledge ACE offers insurance solutions to a diverse array of clients. We have successfully blended the knowledge of our local markets with the worldwide perspective of a global organisation with products delivered and supported by ACE Global Programme Solutions (ACE GPS SM ), specialists in the management of international risk. ACE GPS SM sits at the heart of our multinational capability and brings together all of the following attributes into a dynamic, client-focused solution: Skilled underwriters A fast and responsive service A wide range of insurance products Compliance expertise Financial security Industry-leading technology The breadth of our products and the skills of our underwriting teams allow you to consolidate your business with us, making for more efficient administration. With our worldwide network we can respond to your needs by quickly moving premiums, issuing policies, resolving claims and assisting post loss to get businesses up and running again. As well as providing you with market-leading service levels, ACE is also able to draw on its global network and resources to provide you with reliable information on insurance and regulatory requirements worldwide. All of this expertise, experience and resource means that, when arranging cover from ACE, you can be confident of receiving an efficient and responsive service that meets your changing needs.

11 Working with ACE We trade through a select group of brokers, and work hard to achieve close relationships with each, offering a prompt and valued service. Our underwriters are highly rated for their knowledge and expertise. Flexibility combined with high levels of underwriting authority at branch level allow our underwriters to find solutions to underwriting challenges. Brokers have direct access to the underwriters making the decisions and can ensure a full understanding of the risk and the issues faced by the client. We are proud of our people, their integrity and their professionalism. Our claims teams settle non-complex losses quickly with a minimum of paperwork, whilst with larger, more severe or complex losses, we seek to work closely with the insured or the broker to provide a consistent, prompt and equitable settlement within agreed service standards and time frames. Significant investment in the latest technology has enabled us to harness market-leading electronic document handling, creating significant efficiencies in quotations, swift and accurate policy issuance and claims handling. With a nationwide network of offices in all the main financial centres of the UK and Ireland, ACE is ideally placed to serve all sizes of company in all areas.

12 CONTACT US ACE European Group Limited 2nd ACE Floor Building 5100 George s Leadenhall Dock Street IFSC London EC3A 3BP Dublin Tel: Tel: Fax: Fax: ACE European Group Limited ACE registered European no Group Limited is registered trading as in England ACE Europe at registered and Combined office Insurance, 100 is Leadenhall authorised Street, and regulated London, EC3A by the 3BP Prudential and authorised Regulation by the Authority Prudential in the United Regulation Kingdom Authority and and is regulated by by the Central Financial Bank Conduct of Ireland Authority for conduct and of the business Prudential rules. Regulation Authority. Additional information can be found Registered branch in Ireland no at at 5 George s Dock, IFSC, Dublin 1. ACE 071UK European Group Limited (company Published November no ) 2013 is registered in England and Wales with registered office at 100 Leadenhall Street, London EC3A 3BP. 071IE Published November 2013 About ACE Group Established in 1985, The ACE Group has grown rapidly to become one of the world s premier providers of insurance and reinsurance products and services. ACE has offices in 54 locations and can help clients manage their risks anywhere in the world. Our clientele varies from multinational corporations with property and casualty exposures, to individuals purchasing personal accident, travel or supplemental health insurance. We offer products tailored to the needs of any size of client. ACE has a strong presence across the United Kingdom and Ireland, with 13 offices employing 1,300 people and serving 5 dedicated regions: Ireland, Scotland, North of England, Midlands and Wales, and London and South East England. Ours is a customer-centric business model: we have a relationship management structure for key accounts and claims and 20 dedicated business relationship managers. ACE is listed on the New York Stock Exchange with the ticker ACE. ACE s core underwriting insurance companies are rated AA- (very strong) by Standard & Poor s and A+ (superior) by A.M. Best.

property owners Property insurance and rental protection

property owners Property insurance and rental protection property owners Property insurance and rental protection 1 Between 1990 and 2006 Ireland s property sector grew faster than that of any other developed economy. A period of intense growth in the Irish

More information

PROPERTY AND CASUALTY COMPREHENSIVE COMBINED INSURANCE FOR HOTELS

PROPERTY AND CASUALTY COMPREHENSIVE COMBINED INSURANCE FOR HOTELS PROPERTY AND CASUALTY COMPREHENSIVE COMBINED INSURANCE FOR HOTELS With currency fluctuations, economic recession, pressure on room rates and occupancy levels, hoteliers face one of the most challenging

More information

Property & Casualty. Flexible insurance for retail chain stores

Property & Casualty. Flexible insurance for retail chain stores Property & Casualty Flexible insurance for retail chain stores 1 2 ACE Retail, a comprehensive package insurance, can lift some of the pressure on retailers by addressing issues such as risk management,

More information

Directors & Officers Liability PROTECTION FOR COMPANIES AND SENIOR MANAGEMENT

Directors & Officers Liability PROTECTION FOR COMPANIES AND SENIOR MANAGEMENT Directors & Officers Liability PROTECTION FOR COMPANIES AND SENIOR MANAGEMENT Why is Directors & Officers Liability needed? Legislation has increased senior managers accountability Many laws now regulate

More information

Construction insurance. Product overview

Construction insurance. Product overview Construction insurance Product overview Global construction output is forecast to increase from 5.2tn in 2014 to 9.3tn in 2025.* In the UK, the sector contributes almost 90bn to the UK economy and employs

More information

ACE GPS. Navigating the World With You

ACE GPS. Navigating the World With You ACE GPS SM Navigating the World With You ACE Group delivers client-focused solutions to multinational companies through our ACE GPS SM global platform. Introducing ACE Global Program Solutions (ACE GPS

More information

ACCIDENT & HEALTH ACE BUSINESS CLASS INTERNATIONAL BUSINESS TRAVEL INSURANCE

ACCIDENT & HEALTH ACE BUSINESS CLASS INTERNATIONAL BUSINESS TRAVEL INSURANCE ACCIDENT & HEALTH ACE BUSINESS CLASS INTERNATIONAL BUSINESS TRAVEL INSURANCE Despite the after-effects of the global financial crisis and the hangover from recession in many countries, experts expect the

More information

Cross Border Solutions

Cross Border Solutions Allianz Insurance plc Cross Border Solutions Your guide to cross border solutions with Allianz For intermediary use only ALLIANZ The world from your doorstep Territories covered Allianz & AGCS Offices

More information

Secure liability solutions. Syndicate 2525 Bespoke liability insurance, for complex and high risk businesses EL PL. insurance

Secure liability solutions. Syndicate 2525 Bespoke liability insurance, for complex and high risk businesses EL PL. insurance Secure liability solutions Syndicate 2525 Bespoke liability insurance, for complex and high risk businesses & EL PL insurance What we cover 2525 Classes of Business Underwritten: Employer s Liability (including

More information

THE ACE ONLINE reference point product guide

THE ACE ONLINE reference point product guide THE ACE ONLINE reference point product guide Contents Six very good reasons why brokers log in to ACE Online 03 Business Class Travel & Personal Accident 04 Excess Liability 06 Management & Corporate Liability

More information

energy JLT Specialty Limited Demand Different

energy JLT Specialty Limited Demand Different energy JLT Specialty Limited Demand Different JLT Specialty Limited Putting clients first JLT Specialty s Energy Division is recognised as a leading energy broker worldwide. In 2012, JLT Group placed more

More information

PROPERTY RISK MANAGEMENT BUSINESS EMERGENCY, FLOOD PLANNING AND MITIGATION GUIDANCE

PROPERTY RISK MANAGEMENT BUSINESS EMERGENCY, FLOOD PLANNING AND MITIGATION GUIDANCE PROPERTY RISK MANAGEMENT BUSINESS EMERGENCY, FLOOD PLANNING AND MITIGATION GUIDANCE 1 The most common cause of flooding is when the river catchment area receives far greater amounts of water than normal,

More information

THE ACE ONLINE reference point HOw TO guide

THE ACE ONLINE reference point HOw TO guide THE ACE ONLINE reference point how to guide Contents Introduction 03 Insured details 04 Application - Insured details & choosing the company 06 Application questions 07 Application draft quote 08 Application

More information

GLOBAL SPECIALTY LINES GLOBAL EXPERTISE, DELIVERED LOCALLY.

GLOBAL SPECIALTY LINES GLOBAL EXPERTISE, DELIVERED LOCALLY. GLOBAL SPECIALTY LINES GLOBAL EXPERTISE, DELIVERED LOCALLY. 02 Global expertise, delivered locally. introducing rsa RSA is one of the world s leading multinational quoted insurance groups. The services

More information

SPECIALIST INSURANCE SERVICES

SPECIALIST INSURANCE SERVICES SPECIALIST INSURANCE SERVICES energy WWW.PRICEFORBES.COM contents about us...5 our approach...6 five steps to service delivery...8 upstream & Mid-stream operations...13 downstream operations...14 claims...15

More information

Business Package - Engineering & Contractors Insurance

Business Package - Engineering & Contractors Insurance Business Package - Engineering & Contractors Insurance www.tawuniya.com.sa 03 04 04 05 05 05 10 10 10 Why Tawuniya? Business Package Engineering & Contractors Insurance Package Benefits & Advantages Beneficiaries

More information

Energy Efficiency Insurance. Product overview

Energy Efficiency Insurance. Product overview Energy Efficiency Insurance Product overview High energy prices combined with a desire to reduce CO2 emissions have seen increasing investment in green energy initiatives. With around 40%* of all the energy

More information

Enjoy the peace of mind that comes from being WEHBE insured

Enjoy the peace of mind that comes from being WEHBE insured COMPANY PROFILE Insured. Secured. Over the years WEHBE Insurance Services has grown and evolved, and is today considered one of the most renowned names in the UAE insurance intermediary industry. As an

More information

RenaissanceRe. Professional Indemnity Insurance

RenaissanceRe. Professional Indemnity Insurance Syndicate 1458 Professional Indemnity Insurance Syndicate 1458 Professional Indemnity Insurance established Syndicate 1458 at Lloyd s in 2009. is a leading global provider of property catastrophe and specialty

More information

JLT Mining. Utilising our expert knowledge of the mining industry and through understanding your individual business, JLT Mining can deliver:

JLT Mining. Utilising our expert knowledge of the mining industry and through understanding your individual business, JLT Mining can deliver: Mining Jardine Lloyd Thompson is one of the world s largest providers of insurance, reinsurance and employee benefits related advice, brokerage and associated services. JLT s client proposition is built

More information

JLT Mining. The Canadian economy is, in part, driven by a robust and sophisticated Mining Industry.

JLT Mining. The Canadian economy is, in part, driven by a robust and sophisticated Mining Industry. Mining Jardine Lloyd Thompson (JLT) is an international group of Risk Specialists and Employee Benefits Consultants and one of the largest companies of its type in the world. We offer a distinctive choice

More information

a QuIck guide to technology & communications InsIght n TIO FOr a clearer A Ic understanding OF corporate risk comm gy & OLO Techn

a QuIck guide to technology & communications InsIght n TIO FOr a clearer A Ic understanding OF corporate risk comm gy & OLO Techn A QUICK GUIDE TO TECHNOLOGY & COMMUNICATIONS INSIGHT FOR A CLEARER UNDERSTANDING OF CORPORATE RISK THE VALUE OF Technology & Communications insight Industry Insight Key RISKS As an established provider

More information

R&Q Commercial Risk Services Limited Liability Combined Insurance Summary of Cover

R&Q Commercial Risk Services Limited Liability Combined Insurance Summary of Cover R&Q Commercial Risk Services Limited Liability Combined Insurance Summary of Cover March 2014 Edition Contractors All Risks and Liability Combined Insurance Policy Overview About R&Q This Insurance product

More information

Group Personal Accident & Business Travel Multinational Playbook

Group Personal Accident & Business Travel Multinational Playbook A broker guide to selling Lifeline Plus to multinational clients THIS INFORMATION IS INTENDED FOR INSURANCE BROKERS AND OTHER INSURANCE PROFESSIONALS ONLY Group Personal Accident & Business Travel Multinational

More information

Contractors All Risks

Contractors All Risks Allianz Insurance plc Contractors All Risks Product Information This information is for intermediaries only Contractors All Risks Insurance Policy Wherever there is the construction of buildings or civil

More information

Allianz Insurance plc. Erection All Risks. Product Information. This information is for intermediaries only

Allianz Insurance plc. Erection All Risks. Product Information. This information is for intermediaries only Allianz Insurance plc Erection All Risks Product Information This information is for intermediaries only Erection All Risks Insurance Policy Wherever there is the erection or installation of machinery

More information

Trust us to protect your business

Trust us to protect your business Trust us to protect your business 2 bpif insurance services Trust us to protect your business BPIF Chief Executive s statement you can receive a tailored offering coupled with exclusive benefits at a competitive

More information

Construction Project All Risks

Construction Project All Risks Allianz Insurance plc Construction Project All Risks Product Information This information is for intermediaries only Construction Project All Risks Insurance Policy Wherever there is the construction of

More information

IndustryEdge for hotels and restaurants OUR KNOWLEDGE IS YOUR EDGE

IndustryEdge for hotels and restaurants OUR KNOWLEDGE IS YOUR EDGE IndustryEdge for hotels and restaurants OUR KNOWLEDGE IS YOUR EDGE OUR KNOWLEDGE IS YOUR EDGE IndustryEdge At Travelers, we recognise that no two industries are the same and that dealing with the complexities

More information

Pantone 814 Pantone 2597. An insurance product, designed, tested, assembled and packaged especially for you!

Pantone 814 Pantone 2597. An insurance product, designed, tested, assembled and packaged especially for you! Pantone 814 Pantone 2597 An insurance product, designed, tested, assembled and packaged especially for you! Reducing your insurance costs, through greater understanding Manufactsure is a facility offering

More information

CASUALTY CASUALTY INSURANCE SOLUTIONS

CASUALTY CASUALTY INSURANCE SOLUTIONS CASUALTY CASUALTY INSURANCE SOLUTIONS CONTENTS Casualty Insurance Solutions 03 Products and coverage extensions 04 Preferred industry segments 04 Casualty Capacity by NAIC code 05 About ACE 05 ACE Global

More information

Manage Risk Worldwide

Manage Risk Worldwide Manage Risk Worldwide Zurich International Programs Corporate customers 2 At Zurich, we re proud of our ability to help protect businesses that operate internationally. For nearly 40 years, we have built

More information

Professional Indemnity Insurance

Professional Indemnity Insurance Professional Indemnity Insurance For Members of the Public Relations Institute of Ireland Public Relations Consultants Proposal Form Arranged in co-operation with: W Wood Limited London EC3A 8B United

More information

Catlin Insurance Company (UK) Ltd, part of the Catlin Group of Companies. Glossary COMMERCIAL MARINE CRISIS MANAGEMENT ASSET PROTECTION

Catlin Insurance Company (UK) Ltd, part of the Catlin Group of Companies. Glossary COMMERCIAL MARINE CRISIS MANAGEMENT ASSET PROTECTION Welcome to Catlin Catlin Insurance Company (UK) Ltd, part of the Catlin Group of Companies Welcome to the Catlin Group of companies, a leading specialty property and casualty insurer operating in more

More information

JLT Specialty Limited is a member of the Jardine Lloyd Thompson Group of companies. Jardine Lloyd Thompson Group plc is an international group of

JLT Specialty Limited is a member of the Jardine Lloyd Thompson Group of companies. Jardine Lloyd Thompson Group plc is an international group of JLT Specialty Limited is a member of the Jardine Lloyd Thompson Group of companies. Jardine Lloyd Thompson Group plc is an international group of Risk Specialists and Employee Benefits Consultants. Listed

More information

PROTECTING A COMPANY S MOST VALUABLE ASSETS:

PROTECTING A COMPANY S MOST VALUABLE ASSETS: PROTECTING A COMPANY S MOST VALUABLE ASSETS: cross-border solutions for international business travel risk management challenges Suresh Krishnan PROTECTING A COMPANY S VALUABLE ASSETS: cross-border solutions

More information

Hiscox Professional Indemnity Insurance for IT Consultants and Suppliers Policy Summary

Hiscox Professional Indemnity Insurance for IT Consultants and Suppliers Policy Summary Hiscox Professional Indemnity Insurance for IT Consultants and Suppliers What is a? This document provides key information about Hiscox Professional Indemnity (PI) Insurance for IT consultants and suppliers.

More information

Renaissance. Members Asset Protection Insurance

Renaissance. Members Asset Protection Insurance Renaissance Members Asset Protection Insurance Renaissance - Members Asset Protection Insurance Introducing a new way of protecting Limited Liability Partnerships - Renaissance Renaissance is the first

More information

Employers Liability Insurance

Employers Liability Insurance Employers Liability Insurance Policy Zurich Global Corporate UK Contents Welcome to Zurich Global Corporate UK 3 Employers Liability Policy 4 Law applicable to the contract 4 Extensions 5 Exclusions 7

More information

Our Company Our Products Our Team Testimonials Get A Quote Contact Us

Our Company Our Products Our Team Testimonials Get A Quote Contact Us . Our Company Our Products Our Team Testimonials Get A Quote Contact Us Estate Insurance Group is the trading name of EIG Ltd. EIG Ltd is Authorised and regulated by the Financial Services Authority no

More information

SUMMARY OF COVER. Max 10/10 Liability and Construction

SUMMARY OF COVER. Max 10/10 Liability and Construction SUMMARY OF COVER Max 10/10 Liability and Construction Liability & Construction Max 10/10 Policy Summary of Cover This leaflet provides a summary of the significant features, benefits and of the cover provided

More information

Small Business Office Summary of Cover CONTENTS

Small Business Office Summary of Cover CONTENTS Small Business Office Summary of Cover CONTENTS What is a Summary of Cover This Summary of Cover was written to provide you with the main features of our Contents insurance. The purpose of this document

More information

Sickness Income Policy

Sickness Income Policy Sickness Income Policy Key Features and Product Summary This policy from Combined Insurance provides cover if you cannot work or become incapacitated due to sickness. Please refer to your Policy Document

More information

Private Motor Vehicle Excess Protect

Private Motor Vehicle Excess Protect Private Motor Vehicle Excess Protect Insurance Policy Flux Direct 2 The Causeway, Bishops Stortford, Herts, CM23 2EJ In the event of a claim please call: 0844 888 7361 Customer Service: 0800 089 0154 Or

More information

CYBER RISK SECURITY, NETWORK & PRIVACY

CYBER RISK SECURITY, NETWORK & PRIVACY CYBER RISK SECURITY, NETWORK & PRIVACY CYBER SECURITY, NETWORK & PRIVACY In the ever-evolving technological landscape in which we live, our lives are dominated by technology. The development and widespread

More information

About Union Income Benefit Holdings Ltd. Contents. UIB Treating Customers Fairly

About Union Income Benefit Holdings Ltd. Contents. UIB Treating Customers Fairly Life Cover Contents Title Page About Union Income Benefit Holdings Limited 1 Policy Summary 2 Welcome 3 Definitions 3 Life Cover Policy Wording The cover we provide 4 Return of Premiums 4 What we do not

More information

Busniess Package - Retail & Trading Insurance

Busniess Package - Retail & Trading Insurance Busniess Package - Retail & Trading Insurance www.tawuniya.com.sa 03 04 04 05 05 05 10 10 10 Why Tawuniya? Business Package Retail & Trading Insurance Package Benefits & Advantages Beneficiaries Products

More information

RenaissanceRe Syndicate 1458

RenaissanceRe Syndicate 1458 RenaissanceRe Syndicate 1458 RenaissanceRe Syndicate 1458 RenaissanceRe operates at Lloyd s of London through Syndicate 1458, which was established in 2009. RenaissanceRe was founded in 1993 in Bermuda

More information

contractors all risks (car)

contractors all risks (car) Engineering Risks contractors all risks (car) Our CAR/EAR insurance covers all types of building and civil engineering construction From the inception of the works, construction sites face an array of

More information

UNDERSTANDING INSURANCE OPTIONS For start-up Hedge Funds. Tailor made advice

UNDERSTANDING INSURANCE OPTIONS For start-up Hedge Funds. Tailor made advice UNDERSTANDING INSURANCE OPTIONS For start-up Hedge Funds Tailor made advice JLT: Understanding insurance options for start-up Hedge Funds INSURANCE DOESN T HAVE TO BE CONFUSING OR TIME CONSUMING As Hedge

More information

Tradesman Essential Per Capita Liability Insurance Summary of Cover

Tradesman Essential Per Capita Liability Insurance Summary of Cover Tradesman Essential Per Capita Liability Insurance www.towergate.co.uk This leaflet provides a summary of the significant features, benefits and limitations of the cover provided by your Tradesman Essentials

More information

E nvironm ental Consultants

E nvironm ental Consultants Professional Indemnity Insurance Proposal for E nvironm ental Consultants PROFESSIONAL RISKS 2nd Floor John Stow House 18 Bevis Marks London EC3A 7JB Tel 020 7623 4957 Fax 020 7623 4958-1- PROFESSIONAL

More information

Sickness Hospitalisation Income Policy

Sickness Hospitalisation Income Policy Sickness Hospitalisation Income Policy Key Features and Product Summary This policy from Combined Insurance cover for hospitalisation and convalescence due to sickness. Please refer to your Policy Document

More information

Tradesman & Contractors Policy Statement Of Facts

Tradesman & Contractors Policy Statement Of Facts This Statement of Facts was issued on 03/08/2015 14:46:23 Your iprism reference is Your Policy Number is 0000RLSY I11/052014/TR/013442 Your insurance is effective from 03/08/2015 13:06:11 Agency Agent

More information

Wallace Insurance. Brokerage Services. Contract. Bonds. Special Contract Clauses. Commercial. Property. Let / Vacant. Property. Commercial Vehicles

Wallace Insurance. Brokerage Services. Contract. Bonds. Special Contract Clauses. Commercial. Property. Let / Vacant. Property. Commercial Vehicles Wallace Insurance Brokerage Services Combined Contract Bonds Specialised Plant Contractors Combined Special Contract Clauses Business & Private Cars Contractors Liability Property Home, Travel & Personal

More information

HCC International Information and Communication Technology

HCC International Information and Communication Technology HCC International Information and Communication Technology The Growth and Evolution of the ICT Market The Information and Communication Technology (ICT) sector remains one of the fastest growing, most

More information

Computer Insurance. Product Overview

Computer Insurance. Product Overview Computer Insurance Product Overview Computer insurance from HSB Engineering Insurance provides comprehensive cover to meet the needs of businesses today. Our policy offers protection for your computer

More information

Risk Engineering. Helping our customers understand and protect themselves from risk

Risk Engineering. Helping our customers understand and protect themselves from risk Risk Engineering Helping our customers understand and protect themselves from risk Organisations today operate in an increasingly complex and challenging risk environment. These risks threaten both the

More information

Surgical Indemnity Scheme Professional Indemnity for ASGBI Members. www.surgicalindemnityscheme.co.uk

Surgical Indemnity Scheme Professional Indemnity for ASGBI Members. www.surgicalindemnityscheme.co.uk Surgical Indemnity Scheme Professional Indemnity for ASGBI Members www.surgicalindemnityscheme.co.uk Key Features Key Features of the Surgical Indemnity Scheme A wholly owned subsidiary of the Association

More information

FOR COMMERCIAL LINES INSURANCE

FOR COMMERCIAL LINES INSURANCE FOR COMMERCIAL LINES INSURANCE Martyn Brooks Director, Broadsure Direct When I think of Blink I think of professionalism, support, market knowledge, agencies and opportunities to develop profitable new

More information

Navigators & General. Marine solutions from the UK s No.1 pleasurecraft insurer

Navigators & General. Marine solutions from the UK s No.1 pleasurecraft insurer Navigators & General Marine solutions from the UK s No.1 pleasurecraft insurer Zurich leading the way in yacht and boat insurance with Navigators & General Opportunities with Navigators & General business

More information

National Corporate Practice. Cyber risks explained what they are, what they could cost and how to protect against them

National Corporate Practice. Cyber risks explained what they are, what they could cost and how to protect against them National Corporate Practice Cyber risks explained what they are, what they could cost and how to protect against them what this briefing covers ff Introduction ff Section 1: What are the risks and the

More information

Insurance solutions for construction and erection projects

Insurance solutions for construction and erection projects Aon Risk Solutions Construction Insurance solutions for construction and erection projects Comprehensive cover for your complex construction projects. Risk. Reinsurance. Human Resources. Safeguarding your

More information

about us About Us In addition, MECON Winsure: Brisbane: Sydney: Melbourne:

about us About Us In addition, MECON Winsure: Brisbane: Sydney: Melbourne: about us About Us At MECON Winsure, we share our experience with insurance brokers in order to deliver tailored solutions for a wide range of businesses and requirements. Our team is committed to meeting

More information

IndustryEdge for warehousing OUR KNOWLEDGE IS YOUR EDGE

IndustryEdge for warehousing OUR KNOWLEDGE IS YOUR EDGE IndustryEdge for warehousing OUR KNOWLEDGE IS YOUR EDGE OUR KNOWLEDGE IS YOUR EDGE IndustryEdge At Travelers, we recognise that no two industries are the same and that dealing with the complexities of

More information

Our specialist insurance services for Property risks

Our specialist insurance services for Property risks Our specialist insurance services for Property risks About Us 1 Our Service 2 Manufacturing and Process Industries 3 Airports and Ports 4 Agricultural Industries 5 Hi-tech and Bio-tech 6 Heavy Metal Industries

More information

MANAGING EMPLOYEE RISKS

MANAGING EMPLOYEE RISKS MANAGING EMPLOYEE RISKS FOCUSING ON MULTINATIONAL SOLUTIONS Multinational Benefits, Multinational Risks Building a successful benefits strategy comes with challenges, opportunities and risks, even within

More information

Breaking the Mould...

Breaking the Mould... Breaking the Mould... tailor-made insurance for the plastics industry Reducing your insurance costs, through greater understanding Plastics Manufacturer is an exclusive insurance scheme not available via

More information

Guide to Reviewing Contract Documentation

Guide to Reviewing Contract Documentation Guide to Reviewing Contract Documentation Introduction In order to help members address the issues associated with the review of contracts The Royal Institute of British Architects (RIBA), in association

More information

Dataguard Advantage. cyber liability. Company information. Company name(s) Postal address. Postcode. Website address

Dataguard Advantage. cyber liability. Company information. Company name(s) Postal address. Postcode. Website address cyber liability Dataguard Advantage APPLICATION Form Company information Company name(s) Postal address Website address Date established Date of financial year end Postcode No. of employees Currency of

More information

Aon Risk Solutions Global Risk Consulting Captive & Insurance Management. Cyber risk and the captive market - a match made in the cloud?

Aon Risk Solutions Global Risk Consulting Captive & Insurance Management. Cyber risk and the captive market - a match made in the cloud? Aon Risk Solutions Global Risk Consulting Captive & Insurance Management Cyber risk and the captive market - a match made in the cloud? With increasing news coverage of cyber-attacks and despite indications

More information

Introduction to. Kidnap+ Ransom. Insurance

Introduction to. Kidnap+ Ransom. Insurance Introduction to Kidnap+ Ransom Insurance Introduction Today s world has seen a number of factors combining to shape an ever-changing investment environment - especially in emerging markets. This backdrop

More information

Security & Privacy Current cover and Risk Management Services

Security & Privacy Current cover and Risk Management Services Security & Privacy Current cover and Risk Management Services Introduction Technological advancement has enabled greater working flexibility and increased methods of communications. However, new technology

More information

Overview. History and Operations

Overview. History and Operations Overview AmTrust International is part of the AmTrust Group and comprises two regulated insurance companies, AmTrust Europe Limited (AEL) and AmTrust International Underwriters Limited (AIUL). Both AEL

More information

You should read this Summary of Cover in conjunction with your Policy Schedule and Policy Wording.

You should read this Summary of Cover in conjunction with your Policy Schedule and Policy Wording. Summary of Cover iprism Retail Policy About Your Policy This document provides a summary of the cover provided by the iprism Retail Policy. This summary is provided to you for information purposes only

More information

Zurich Captive Services. Help take care of your people and business together

Zurich Captive Services. Help take care of your people and business together Zurich Captive Services Help take care of your people and business together Zurich Captive Services Release the true value of your captive Captives have long helped large multinational companies to finance

More information

International Insurance Brokers. Broker at LLOYD S

International Insurance Brokers. Broker at LLOYD S G L O B A L International Insurance Brokers Broker at LLOYD S About the Crescent Global Group Crescent Global is a Lloyd s accredited broker formed in 1998 to provide specialist insurance and reinsurance

More information

UK Healthcare Team RISK AND INSURANCE SOLUTIONS FOR THE HEALTHCARE INDUSTRY

UK Healthcare Team RISK AND INSURANCE SOLUTIONS FOR THE HEALTHCARE INDUSTRY UK Healthcare Team RISK AND INSURANCE SOLUTIONS FOR THE HEALTHCARE INDUSTRY As a healthcare provider, you need a risk and insurance adviser with an in-depth understanding of the complexities of the healthcare

More information

INSURANCE SOLUTIONS SPECIALTY CONSTRUCTION

INSURANCE SOLUTIONS SPECIALTY CONSTRUCTION CONSTRUCTION INSURANCE SOLUTIONS There are many traditional insurance solutions available, offered on either an annual basis or project specific basis that cover select parties or provide cover for all

More information

Architects and Engineers Professional Liability Insurance Summary

Architects and Engineers Professional Liability Insurance Summary Architects and Engineers Professional Liability Insurance Summary Underwritten by a member of the QBE Insurance Group (QBE) This insurance is an annual contract unless stated otherwise in the quotation

More information

protect your business with insurance you can trust.

protect your business with insurance you can trust. protect your business with insurance you can trust. Transact Credit Invest Insure Forex Merchant Services Cash Value Adds Rewards First National Bank - a division of FirstRand Bank Limited. An Authorised

More information

Please contact Richard Scott or Anthony Purves

Please contact Richard Scott or Anthony Purves Citynet is a leading Lloyd s wholesale Insurance Broker and is totally independent with excellent relationships in the Lloyd s and London Market. We are regulated by the FCA and operate from our offices

More information

Professional Indemnity Division. An Introduction

Professional Indemnity Division. An Introduction 01 Professional Indemnity Division An Introduction 02 Professional Indemnity Division The Howden way We believe in building relationships based on trust and respect. We work with businesses that take their

More information

UNITED KINGDOM TERRORISM RISK INSURANCE PROGRAMME

UNITED KINGDOM TERRORISM RISK INSURANCE PROGRAMME UNITED KINGDOM TERRORISM RISK INSURANCE PROGRAMME Name of programme Pool Reinsurance Company Ltd (Pool Re) Date of establishment 1993 Basic structure Pool Re is a mutual reinsurance company authorized

More information

Insurance Brokers LLC

Insurance Brokers LLC Insurance Brokers LLC P.O. Box 790, Abu Dhabi, UAE Tel: +971 2 6777571 Fax: +971 2 6777574 Insurance Brokers LLC Envisioning a world of possibilities. Insurance Brokers LLC Companies often end up paying

More information

Solicitors Professional Liability Proposal 2013-14

Solicitors Professional Liability Proposal 2013-14 Solicitors Professional Liability Proposal 2013-14 Proposer Details Practice Title(s) (including service companies) Principal Address line one Principal Address line two City and postcode Telephone number

More information

Independent insurance brokers and financial advisers. Offering tailored solutions for corporate and personal clients

Independent insurance brokers and financial advisers. Offering tailored solutions for corporate and personal clients Independent insurance brokers and financial advisers Offering tailored solutions for corporate and personal clients Innovative solutions, personal service Good insurance brokers should listen carefully

More information

OPTIMA TRADE PLUS SUMMARY OF COVER

OPTIMA TRADE PLUS SUMMARY OF COVER ABC OPTIMA TRADE PLUS SUMMARY OF COVER This document provides a guide to the cover provided. It is however only a summary of the terms of cover and does not contain full details of the insurance policy

More information

Renewable Energy Insurance When You Need Specialist Advice

Renewable Energy Insurance When You Need Specialist Advice Renewable Energy Insurance When You Need Specialist Advice The Renewable Energy Industry is diverse and fast evolving, however, with advances in technology comes new risk. Insurance for the renewables

More information

The Professionals policy is available for small businesses with up to 8 people and a turnover of 500,000 or less.

The Professionals policy is available for small businesses with up to 8 people and a turnover of 500,000 or less. PROFESSIONALS Summary of Cover The Professionals policy is available for small businesses with up to 8 people and a turnover of 500,000 or less. Why choose AXA s Professionals policy? Tailor-made for your

More information

Care Providers Protecting your organisation, supporting its success. Risk Management Insurance Employee Benefits Investment Management

Care Providers Protecting your organisation, supporting its success. Risk Management Insurance Employee Benefits Investment Management Care Providers Protecting your organisation, supporting its success Risk Management Insurance Employee Benefits Investment Management Care providers are there to help those in need. But who helps the care

More information

RenaissanceRe. Agriculture Products

RenaissanceRe. Agriculture Products Syndicate 1458 Agriculture Products Syndicate 1458 Agriculture Products Syndicate 1458 is part of the Group of Companies a leading global provider of property catastrophe and specialty reinsurance, and

More information

PJ Aiken Insurance Services

PJ Aiken Insurance Services PJ Aiken Insurance Services PJ Aiken was established in 1974 to provide independent insurance advice to the thriving community around Dorset s historic county town of Dorchester. Founded by Peter Aiken,

More information

R&Q Commercial Risk Services Limited Contractors All Risks and Liability Combined Insurance Summary of Cover

R&Q Commercial Risk Services Limited Contractors All Risks and Liability Combined Insurance Summary of Cover R&Q Commercial Risk Services Limited Contractors All Risks and Liability Combined Insurance Summary of Cover June 2012 Edition Contractors All Risks and Liability Combined Insurance Policy Overview About

More information

With this heritage insurance guide, you can find out why you should work with an insurer voted the best by brokers*

With this heritage insurance guide, you can find out why you should work with an insurer voted the best by brokers* With this heritage insurance guide, you can find out why you should work with an insurer voted the best by brokers* That s the Ecclesiastical Advantage About us We have been helping to protect heritage

More information

Shops Insurance. Summary of Cover September 2013 Edition. An Insurance Package for Retailers and Franchises. Why choose AXA s Shops Insurance Package?

Shops Insurance. Summary of Cover September 2013 Edition. An Insurance Package for Retailers and Franchises. Why choose AXA s Shops Insurance Package? Shops Insurance Summary of Cover September 201 Edition An Insurance Package for Retailers and Franchises. Why choose AXA s Shops Insurance Package? AXA s Shops Insurance Package offers you generous levels

More information

Schedule 12 - Insurances

Schedule 12 - Insurances RFP Version There are two parts to this Schedule 12: Part A Insurances applicable to the D&C Phase; and Part B Insurances during the O&M Phase. [State Note: The State in its discretion may procure any

More information

Plan for risk, today and tomorrow

Plan for risk, today and tomorrow Think SUSTAINABILITY. Think Chubb. Plan for risk, today and tomorrow Entering new markets. Moving from R&D to commercialization. Addressing contractual requirements from investors, vendors, or partners.

More information

Allianz Global Corporate & Specialty Project Cargo

Allianz Global Corporate & Specialty Project Cargo Allianz Global Corporate & Specialty Project Cargo Managing risks and protecting assets Expertise Allianz Global Corporate & Specialty has assembled a highly skilled global team of Project Cargo underwriters

More information