The Barry Smith Trolley Bag Campaign Terms and Conditions

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1 The Barry Smith Trolley Bag Campaign Terms and Conditions 1. The Hong Leong Bank s ( HLB ) The Barry Smith Trolley Bag Campaign ( Campaign ) commences on 14 May 2014 and ends on 30 June 2014 (both dates inclusive) unless notified otherwise ( Campaign Period ). Eligibility 2. The Campaign is open to selected existing Hong Leong Credit Cardholders who receive the invitation via SMS ( Selected Cardholders ). Campaign Mechanics 3. The Selected Cardholders who: (a) Accepts the limit increase by submitting the Permanent Credit Limit Increase Request Form ( Request Form ) with their latest full supporting income documents as stated in the Request Form, with their limit being successfully increased by 28 May 2014, and (b) Spend on at least one (1) retail transaction during the period from 1 June 2014 to 30 June 2014 ( Spend Period ). will be eligible ( Eligible Cardholders ) to receive a Barry Smith Trolley Bag ( Prize ) subject to the conditions in clauses 4, 5 and 6 below. Prize 4. Retail transactions shall include local, overseas or online transactions (including petrol transaction) transacted within the Spend Period, excluding Cash Advance, Balance Transfer, Cash-on-Call, Callfor-Cash, Flexi Payment Plan, Extended Payment plan, void transactions, reversals, finance charges, late charges, annual fees and / or any other fees and charges ( Qualifying Transaction ). 5. The Prize will be awarded to the top five (5) Eligible Cardholders with the highest accumulated amount of retail transaction spent in a day during the Spend Period ( Winner ). Five(5) Winners will be named each day during the Spend Period. There will be a total of one hundred and fifty (150) Winners throughout the Campaign Period. 6. There will be a total of one hundred and fifty (150) Prizes to be given away throughout the Campaign Period. In the event of a tie, the Prize will be awarded to the Eligible Cardholders with the highest number of Qualifying Transactions. 7. Winners announcement will be made at HLB s website ( within eight (8) weeks from the end of the Campaign Period. 8. The Prize will be delivered to the Winners billing address at his/her own risk within eight (8) weeks from the end of the Campaign Period. Request to deliver the Prize to another address shall not be entertained. 9. Prize pictures are for illustration purposes only. The Prize is non-transferable and non-exchangeable for cash or other kinds.

2 General 10. By participating in this Campaign, all Eligible Cardholders: (a) agree to be bound by the terms and conditions herein; (b) agree that HLB s decision on all matters relating to the Campaign shall be final and binding on all Eligible Cardholders and no further correspondence and/or appeal to dispute such decisions will be entertained; (c) agree that HLB gives no representation or warranty with respect to the quality of the Prize. Eligible Cardholders are to deal directly with the manufacturer for such warranty information; (d) agree to access HLB s website at at regular time intervals to view the terms and conditions and to ensure that they are kept-up-to-date with any changes or variations made to the terms and conditions; (e) agree to participate in Prize giving ceremonies, interviews or other publicity events required by HLB without compensation; and (f) consent to HLB disclosing or publishing their names and IC numbers (in masked form) in media, marketing or advertising materials, for the purposes of running the Campaign. 11. HLB reserves the right to: (a) substitute the Prize with another item of similar value at its absolute discretion; (b) add, delete, suspend or amend the terms and conditions of this Campaign, wholly or in part and reserves the right to terminate this Campaign at its absolute discretion, by way of posting on HLB s website at or in any other method which HLB deems practical, in order to give prior notice to the Eligible Cardholders on such addition, deletion or amendments of the terms and conditions. 12. The Winner s Credit Card account(s) must be valid/active, in good standing and must not be in breach of any of the terms and conditions of this Campaign and/or Cardholders Agreement at the point of awarding the Prize; otherwise the Winner will be disqualified from receiving the Prize. 13. Eligible Cardholders shall not be entitled to claim compensation against HLB for any and all loss and damage suffered or incurred by the Eligible Cardholders whether as a direct or indirect result of the act of amendments, cancellation, termination or suspension of the Program. 14. The terms and conditions in this document shall be governed by and construed in accordance with the laws of Malaysia and the Eligible Cardholders agree to submit to the jurisdiction of the Courts of Malaysia. 15. In addition to the terms stipulated above, Eligible Cardholders agree that the general terms and conditions in the Cardholders Agreement shall be read together with these terms and conditions as an entire agreement. Any discrepancies between these terms and conditions with the general terms and conditions contained in the Cardholders Agreement, the specific terms above shall prevail. 16. In the event of any discrepancy between these terms and conditions and any advertising, promotional, publicity and other materials relating to or in connection with this Campaign, the final terms and conditions on HLB s website shall prevail.

3 Kempen Beg Troli Barry Smith Terma dan Syarat 1. (Kempen Beg Troli Barry Smith ( Kempen ) Hong Leong Bank ( HLB ) bermula dari 14 May 2014 dan tamat pada 30 Jun 2014 (termasuk kedua-dua tarikh tersebut), kecuali dimaklumkan sebaliknya ( Tempoh Kempen ). Kelayakan 2. Kempen ini terbuka kepada Pemegang Kad Kredit Hong Leong sedia ada terpilih yang menerima jemputan menerusi SMS ( Pemegang Kad terpilih ). Kaedah Kempen 3. Pemegang Kad terpilih yang: (a) Menerima kenaikan had dengan menyerahkan Borang Kenaikan Had Kredit Kekal ( Borang Permohonan ) dengan dokumen pendapatan terkini mereka yang penuh seperti dinyatakan dalam Borang Permohonan, dengan had mereka berjaya dinaikkan sebelum akhir tarikh 28 May 2014, dan (b) Berbelanja sekurang-kurangnya satu (1) transaksi runcit dalam tempoh dari 1 June 2014 hingga 30 June 2014 ( Tempoh Perbelanjaan ). akan layak ( Pemegang Kad Layak ) menerima satu Beg Troli Barry Smith ( Hadiah ) tertakluk kepada syarat dalam fasal 4, 5 dan 6 di bawah. Hadiah 4. Transaksi runcit termasuk tempatan, luar negara atau dalam talian (termasuk transaksi petrol) yang dijalankan dalam Tempoh Belanja, kecuali Pendahuluan Tunai, Pindahan Baki, Cash-on-Call (COC), Call-for-Cash (CFC), Flexi Payment Plan (FPP), Pelan Bayaran Lanjutan (EPP), transaksi yang dibatalkan & dibalikkan, caj kewangan, caj pembayaran lewat, yuran tahunan dan / atau sebarang yuran dan caj lain ( Transaksi Kelayakan ). 5. Hadiah akan diberikan kepada lima (5) Pemegang Kad Layak dengan amaun terkumpul transaksi runcit tertinggi yang dibelanjakan dalam sehari semasa Tempoh Perbelanjaan ( Pemenang ). Lima (5) Pemenang akan dinamakan setiap hari dalam Tempoh Perbelanjaan. Sebanyak seratus ima puluh (150) Pemenang sepanjang Tempoh Kempen. 6. Sejumlah seratus lima puluh (150) Hadiah akan diberikan sepanjang Tempoh Kempen. Jika berlakunya keputusan seri, Hadiah akan diberikan kepada Pemegang Kad Layak dengan bilangan Transaksi Kelayakan yang tertinggi. 7. Pengumuman Pemenang akan dibuat di laman web HLB ( dalam masa lapan (8) minggu dari akhir Tempoh Kempen.

4 8. Hadiah akan dihantar ke alamat pengebilan Pemenang atas risiko mereka dalam masa lapan (8) minggu dari akhir Tempoh Kempen. Permintaan untuk menghantar Hadiah ke alamat lain tidak akan dilayan. 9. Gambar Hadiah adalah untuk tujuan ilustrasi sahaja. Hadiah tidak boleh dipindahmilik dan tidak boleh ditukar untuk tunai atau barangan lain. Terma dan Syarat Umum 10. Dengan menyertai Kempen ini, semua Pemegang Kad Layak: (a) bersetuju untuk terikat oleh terma dan syarat yang terkandung di sini; (b) bersetuju bahawa keputusan HLB mengenai semua perkara yang berkaitan dengan Kempen ini adalah muktamad dan terikat ke atas semua Pemegang Kad dan sebarang surat-menyurat dan / atau rayuan untuk mempertikaikan keputusan tersebut tidak akan dilayan; (c) bersetuju bahawa HLB tidak mewakili atau menjamin kualiti Hadiah tersebut. Pemegang Kad dikehendaki berhubung terus dengan pengilang untuk maklumat waranti tersebut; (d) bersetuju untuk mengakses laman web HLB di secara tetap untuk menyemak terma dan syarat, dan memastikan mereka mengetahui maklumat terkini mengenai sebarang perubahan atau pindaan kepada terma dan syarat; (e) bersetuju untuk mengambil bahagian dalam majlis penyerahan Hadiah, temubual atau sebarang acara publisiti yang diperlukan oleh HLB tanpa menerima sebarang pampasan; dan (f) membenarkan HLB mendedahkan atau menerbitkan nama dan nombor KP mereka di dalam bahan media, pemasaran atau pengiklanan untuk tujuan menjalankan Kempen. 11. HLB berhak: (a) mengantikan Hadiah dengan barang lain yang bernilai serupa mengikut budi bicaranya; (b) untuk menambah, memadam, menggantung atau meminda terma dan syarat Kempen ini, secara sepenuhnya atau sebahagiannya dan berhak untuk menamatkan Kempen ini mengikut budi bicaranya, dengan cara memaparkannya di laman web HLB di atau sebarang kaedah yang dianggap sesuai oleh HLB sebagai praktikal untuk memberikan notis terlebih dahulu kepada Pemegang Kad Layak mengenai penambahan, pemadaman atau pemindaan terma dan syarat tersebut. 12. Akaun Kad Kredit Pemenang mesti sah / aktif, memiliki rekod yang baik dan tidak memungkiri manamana terma dan syarat Kempen ini dan / atau Perjanjian Pemegang Kad semasa pemberian Hadiah; jika tidak, Pemenang akan hilang kelayakan untuk menerima Hadiah. 13. Pemegang Kad tidak berhak untuk membuat sebarang tuntutan terhadap HLB untuk sebarang dan semua kerugian atau kerosakan yang ditanggung atau dialami oleh Pemegang Kad yang disebabkan secara langsung atau tidak langsung oleh tindakan pembatalan, penamatan atau penggantungan Kempen.

5 14. Terma dan syarat yang terkandung di sini adalah tertakluk di bawah dan dibentuk selaras dengan undang-undang Malaysia dan Pemegang Kad Layak bersetuju untuk menyerah kepada bidang kuasa Mahkamah Malaysia. 15. Sebagai tambahan kepada terma dan syarat di atas, Pemegang Kad Layak bersetuju bahawa terma dan syarat am di dalam Perjanjian Pemegang Kad akan dibaca bersama terma dan syarat ini sebagai perjanjian keseluruhan. Sebarang percanggahan di antara terma dan syarat ini dengan terma dan syarat am yang terkandung di dalam Perjanjian Pemegang Kad, terma khusus di atas akan berkuatkuasa. 16. Jika terdapat sebarang percanggahan di antara terma dan syarat ini dengan sebarang bahan pengiklanan, promosi, publisiti dan bahan lain yang berkaitan dengan Kempen ini, terma dan syarat muktamad yang dipaparkan di laman web HLB akan berkuatkuasa.

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