My first gold holdings. My first bank. Simple. Transparent. Individual. Our investment solutions for clients abroad.
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1 My first gold holdigs. My first bak. Simple. Trasparet. Idividual. Our ivestmet solutios for cliets abroad.
2 The perfect basis for workig together successfully The wheel of time is turig faster tha ever i the world of ivestmet. What is today regarded as the orm ad the key to future success may soo be cosiged to the history books. Whether it s global political evets, atural disasters, ecoomic or compay data, experiece has taught us just how quickly the overall ivestmet eviromet ca chage. As a first-class bak for wealth maagemet whose primary focus is o security ad value preservatio, we aim to respod to such chages quickly, carefully, ad with the iterests of our cliets i mid. To this ed, we have created a platform that allows us to stay o top of maa gig your ivestmet portfolio at all times eve i the face of challegig market coditios. This quality is reflected i our two ew service packages, which cover a very wide rage of ivestmet requiremets: COMPACT ad COMFORT. The product ames are self-explaatory. However, a icreasig umber of wealthy idividuals wish to ivest their moey o a sustaiable basis ad achieve a reasoable retur without costatly havig to coted with global fiacial markets ad the time-cosumig maa gemet of their assets. It is with these r equiremets i mid that we developed COMFORT a attractive asset maagemet solutio. Our rage of four differet madates offers you attetive, roud-the-clock asset maagemet from SGKB's professioal, experieced ivestmet specialists. Meaig you do't eed to do worry about a thig. I hope our ew ivestmet solutios meet with your expectatios ad wish to thak you for placig your trust i us. St.Galler Katoalbak at your service Rolad Ledergerber CEO COMPACT covers all basic services relatig to your securities portfolio ad gives you the greatest possible scope i terms of resposibility for your ow ivestmets. Rolad Ledergerber Chief Executive Officer The ew service packages from St. Galler Katoalbak Advice ad support Comprehesive wealth maagemet Basic service Scope of service
3 Our e-bakig service eables you to fid out about curret performace at ay time. Alagepacket Compact With COMPACT your ivestmets are i good hads. Scope of iformatio Portfolio moitorig Depth of cliet support COMPACT ot oly comprises all essetial services related to your securities portfolio but is also sufficietly flexible to accommodate your ivestmet prefereces. Through various bak chaels you have access to all relevat ivestmet iformatio, thus makig it easier for you to evaluate opportuities ad risks. Ad whe the situatio requires, the bak's experts are always o had to provide advice ad support. Advisory services Compact basic services coverig all aspects of your securities portfolio Comprehesive, easy-to-uderstad rage of iformatio Reportig Aual portfolio statemet With COMPACT the deposit/ admiistratio ad trasactio fees you pay are based o a set tariff. Ay additioal service you require will be billed accordigly.
4 Alagepacket Comfort COMFORT guaratees professioal maagemet of your madate. Scope of iformatio Portfolio moitorig Depth of cliet support Optig for COMFORT will eable you to devote more time to your ow projects ad ideas. That's because your assets will be maaged o a roud-the-clock basis by experieced ivestmet specialists from St. Galler Katoalbak. You do't eed to do a thig; istead, you ca safely etrust the research work, costat moitorig of the fiacial markets, evaluatio of attractive ivestmet opportuities ad executio of trasactios ad related admiistratio to our professioal bakig experts. Periodic rebalacig of the portfolio (with your persoal strategy) Portfolio review i light of key crisis scearios Simulatio of impact of risk ad retur o proposed ivestmets Reportig Periodic reportig icludig meaigful graphic illustratios of the performace of your assets ad portfolio Tax statemet Statemet of all trasactios Advisory services Joitly formulate the desired ivestmet strategy Establish the right type of madate o the basis of persoal prefereces Cosistet, systematic ivestmet process withi the defied strategy Costat moitorig of strategy Maagemet of your madate by the bak i With COMFORT you pay 0.6 to 1.9 % per year depedig o type of madate for a comprehesive package of services ad support. accordace with the strategy: Aalysis ad assessmet of idividual securities Rapid respose to market chages Tactical strategy chages Moitorig of risk positios (idividual securities with idicatios of total loss) Moitorig of cluster risks
5 Hot-air balloo pilot Marlies Nägeli thiks about every last detail. Ad whe it comes to fiacial matters, she i tur puts her trust i the experts We offer four differet types of madates Your ivestor profile ad preferred ivestmet strategy are key to makig the right choice. I this process, you will receive persoalized advice ad exemplary service from the experts at St.Galler Katoalbak. COMFORT "Classic": Ivest efficietly ad at low cost COMFORT "Classic" icludes idex-trackig ad passive fuds. Thaks to the simple, straightforward portfolio structure, your chose ivestmet strategy is implemeted efficietly ad at low cost. COMFORT "Active": Active maagemet for superior performace COMFORT "Active" focuses maily o direct ivestmets i bods (supplemeted by fuds) ad equity fuds. Two key features make this a persuasive solutio. Firstly, our portfolio maagers oly select fuds that are amog the best i their category ("best-i-class approach"). Secodly, direct ivestmets i bods allow active maagemet of maturities ad credit ratigs. COMFORT "Premium": Targeted ivestmet i first-class vehicles COMFORT "Premium" focuses o direct ivestmets (equities ad bods), supplemeted by selected fuds. The portfolio is characterized by global diversificatio, while takig accout of up-to-date market assessmets ad aalyses produced by our ivestmet specialists. COMFORT "Private": Tailor-made for the idividual portfolio COMFORT "Private" offers you the opportuity to prepare a ivestmet solutio tailored to your exact requiremets i cosultatio with our specialists. With this solutio, we defie with you the breakdow of ivestmet categories, the types of istrumets ad the mai themes, regios ad sectors. For this exclusive service (from CHF 1 millio), we charge a additioal 0.20 % over the Premium price.
6 Persoal advice for private ad busiess cliets 9450 Altstätte Au Azmoos Bad Ragaz Bazeheid Buchs Degersheim Diepoldsau-Schmitter Ebat-Kappel Eschebach Flawil Flums Goldach Gossau Heerbrugg Herisau Mels Nesslau Oberriet Rapperswil-Joa Rheieck Rorschach Sargas Schäis St.Galle St.Galle-Brugge St.Galle-Neudorf St.Margrethe Teufe Uzach Uzwil Walestadt Wattwil Wil Wittebach You will fid oe or more cash machies at every brach. Cash ca also be withdraw at the followig locatios: Abtwil Bad Ragaz: Casio Buchs-Räfis: Churerstrasse 63 Joschwil Niederuzwil Rapperswil-Joa: Molkereistrasse; Fischmarktplatz 1 St.Galle: AVIA Shop (Oberstrasse) Casio (Hotel Radisso) Katosspital Multergasse OLMA: Cashbox Trübbach Vales: Kliik Widau: Cashbox Wil: Railceter Iteret: ifo@sgkb.ch Advisory Cetre: Advice o products ad services as well as iformatio about accout maagemet ad paymet trasactios 9473 Gams Sevele Persoal advice for private bakig cliets 7310 Bad Ragaz Rapperswil-Joa St.Galle St.Margrethe Wil Zürich Publisher: St.Galler Katoalbak AG St.Leohardstrasse St.Galle /1
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