auction a guide to buying at Residential

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1 Residetial a guide to buyig at auctio Allsop is the market leader for residetial ad commercial auctios i the UK Aually sells approximately 1 billio of property at auctio i the UK Holds at least seve residetial ad six commercial property auctio sales each year Offers aroud 300 properties located throughout the UK at each residetial sale Over 1000 purchasers from first-time private buyers to large property compaies atted Regular sales of properties i Dubli This guide is desiged to help buyers who are ew to buyig a house or flat at auctio i particular a Allsop auctio ad how the process works.

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3 a guide to buyig residetial property at auctio before the auctio 1 Fid out iformatio Iformatio o all properties for sale, alog with dates of future auctios, ca be obtaied as follows: O-lie catalogue By goig to you will have access to the curret o-lie catalogue about two to three weeks prior to a auctio sale. By registerig at you will also be able to receive catalogue previews ad guide prices, ad dowload legal documet packs. Prited catalogue You ca obtai a prited catalogue by: Callig the catalogue request lie: (calls are charged at 1.50 per miute) Subscribig to our mailig list for a aual charge, details of which ca be obtaied by dowloadig the form from Requestig a prited copy o-lie at 2 Idetify lots Look through the catalogue ad idetify those lots that may be of iterest. A list of properties ca be foud at the frot of the catalogue. Remember some lots are offered with vacat possessio, some are teated ad some may be part-vacat. 3 Check guide prices Guide prices are mailed with the auctio catalogue but are subject to chage. Up to the miute guide prices ca be obtaied from or, if oly oe or two guide prices are required, by telephoig the Auctio Departmet o +44 (0) Please ote: Guide prices are ot ecessarily figures at which a property will sell. They are oly iteded to be a idicatio of the seller s miimum expectatio. They are subject to chage throughout the marketig period so please check up to the miute prices o our website uder guide prices. NB: (It is importat to read the Auctioeer s Notices at the frot of each prited catalogue ad o the allsop web site.)

4 a guide to buyig residetial property at auctio before the auctio 4 Chages to property iformatio Occasioally chages eed to be made to the lot iformatio or the Special Coditios of Sale. These ca be foud withi the o-lie catalogue uder Addedum. Before you bid it is essetial that you check for ay chages that may have occurred, eve up to the day of the auctio. A fial addedum will be made available at the auctio. 5 View the property If there is o group viewig iformatio provided i the prited or o-lie catalogue, please either call us or the local estate aget to make the ecessary arragemets to view the property. For group viewigs, which are at prearraged times, there is o eed to make a appoitmet. Group viewigs will be orgaised at certai times from the issue of the catalogue ad cotiue util the day before the auctio (icludig Bak Holidays). Where properties are teated, iterested parties are ormally advised to cotact the teats directly, either by writig or leavig a busiess card, to arrage a coveiet time for viewig. 6 Register your iterest If you fid a property which is of iterest please let us kow so that we are able to cotact you if the property is to be withdraw or sold prior to the auctio (see 10. Makig a offer prior to the auctio). 7 Obtai legal advice It is importat that you obtai idepedet legal advice before biddig. The vedor s solicitors prepare legal packs cotaiig (where applicable) Eergy Performace Certificates, Special Coditios of Sale, copy title deeds, leases, office copy Lad Registry etries, searches ad replies to pre-cotract equiries. Oce provided to us these are available to dowload to all registered members of our website. Alteratively, they will be available from the vedors solicitors. These documets should be passed to your legal adviser. They will help you make a iformed decisio about the lot. If you eed further legal iformatio please cotact the vedor s solicitor whose details will be o the website or prited at the ed of the catalogue. Legal packs will usually be available for ispectio i the auctio room. Remember that you buy subject to all documetatio ad terms of cotract whether or ot you have read them. 8 Obtai a survey If you decide to have a survey doe, please ask your surveyor to call us directly to make arragemets for access to the property. We will do our best to make access available but caot guaratee it. 9 Arrage fiace If you eed to arrage a mortgage it is importat that you obtai a offer from your leder i priciple before the auctio day. Most buildig societies ad baks will wish to istruct a surveyor to prepare a valuatio report before makig a mortgage offer so you will eed to make your mortgage applicatio as early as possible. You will usually eed to complete your purchase 20 workig days after the day of the auctio. You should discuss this with your leders to make sure that this will ot be a problem. Some completio periods are earlier tha 20 workig days, check the Special Coditios of Sale for cofirmatio. 10 Makig a offer prior to the auctio You ca make a offer (which should be i writig, by ) for a property at ay time up to the date of the auctio, but if your offer is accepted you will have to be i a positio to exchage cotracts ad pay your deposit immediately. 11 Pre-register to bid From the o-lie catalogue you ca preregister your buyer details for each lot that is of iterest to you. This is optioal but meas, if you are successful, your cotract is processed more quickly, thus reducig waitig time. You will receive a Cofirmatio Page with Uique Bid Number which you should brig with you to the auctio. 12 What if I ca t atted the auctio? Proxy/Telephoe/Iteret Biddig If you are uable to atted the sale, you ca bid: By telephoe (we will telephoe you whe the lot is beig auctioed) By proxy i writig (you specify your maximum bid ad the auctioeer bids o your behalf) O-lie I each case we shall eed a completed registratio form, copy idetificatio documets ad a cheque to cover your deposit ad buyer s fee prior to the date of the auctio. A Remote Biddig Registratio Form is prited i the catalogue or ca be dowloaded from the website. 13 Fid out whether the property is still available We strogly advise potetial purchasers either to look o our website, the ight before the sale, or call us the afteroo before the auctio to make sure that the lots they wish to purchase are still available. 14 Uderstad all terms ad coditios Buyig property at auctio is differet to buyig property privately ad we strogly advise potetial purchasers to check that they have read ad uderstood all the various legal documets, ad terms ad coditios. More iformatio ca be foud i the Auctioeer s Notices Part Oe Guidace for Prospective Buyers which are prited i the catalogue or available to dowload.

5 a guide to buyig residetial property at auctio at the auctio 1 Thigs to brig with you: Your catalogue A small umber of prited catalogues are also made available at our auctio receptio. Deposit paymet We will accept a persoal or compay cheque, debit card, baker s draft payable to Allsop LLP Cliet A/C or buyer s solicitor s cliet accout cheque. If you are payig by cheque, we will require oe cheque for each lot. Please ote that either cash deposits or credit card paymets are accepted. Idetificatio You will eed to brig two separate forms of idetificatio relatig to you as bidder, icludig photo ID such as your passport or drivig licece AND proof of your address such as a bak statemet or utility bill. Solicitors Details of the solicitors you ited to use. 2 Registratio You do ot eed to register to atted our sales. From time to time we offer properties with special biddig arragemets, where registerig to bid is compulsory for a particular lot. We make this clear i the catalogue details if it applies to your lot. You ca, however, volutarily register your proposed buyer details prior to the sale usig the Pre- Register to Bid feature o our website. This helps streamlie the productio of your cotract paperwork. Whe you arrive, simply pick up a Order of Sale (see below) ad the latest Addedum (see below) ad take a seat. 3 Order of sale This is a complete ad up to date list of all the lots that will be sold o the day. It lists the order i which they will be offered (usually i umeric order). Some lots will have bee withdraw or sold prior so you should check the order of sale carefully to esure that the lot you have come to buy is still icluded i the sale. 4 Addedum Occasioally chages eed to be made to the lot iformatio or the Coditios of Sale. Before you bid it is essetial that you check the prited addedum ad liste for ay aoucemets made by the auctioeer detailig ay chages that may have occurred. This is importat as these will form part of the Memoradum of Sale. 5 Start of auctio The auctio will start promptly at the time prited i the catalogue. The auctioeer will make a umber of aoucemets about the auctio procedure. A summary of the auctioeer s pre-sale aoucemets is prited i the catalogue ad appears o the website.

6 a guide to buyig residetial property at auctio 6 Biddig The auctioeer will aouce each lot ad refer to ay last miute chages. The curret lot umber is usually displayed o a scree ext to the auctioeer, which will also display the last bid take for the lot beig offered. The auctioeer will ivite bids at a particular level ad you ca make this bid by raisig your had or catalogue. The auctio room is likely to be full, so please make your bids clear ad esure that you have the auctioeer s attetio. All lots will be offered for sale subject to a udisclosed reserve price (uless stated otherwise). Please ote that questios will ot be take by the auctioeer from the floor oce the auctio is i progress. If you do have ay last miute queries, you should speak to a member of the Allsop team. Our advice, if you have ay doubts, is ot to bid. The auctioeer will regulate the biddig icremets ad the property will be kocked dow to the highest bidder, but ot util the auctioeer wars you by sayig goig oce, goig twice, for the third ad last time SOLD. The hammer will fall at this poit ad, if you are the highest bidder, assumig that the reserve is met or exceeded, you have ow bought the lot. 7 O the fall of the hammer Whe the hammer falls, if you are the highest bidder at or above the reserve price, you will have bought the lot ad a legal ad bidig cotract will have bee formed. The property is usually at your isurable risk from this poit. Please esure that you arrage your buildig isurace immediately after the sale. What happes if I am the successful bidder? Whe a lot is kocked dow to you, you will be asked to complete a Buyer s Slip, provide a deposit cheque, buyer s fee ad idetificatio. If you have preregistered your cotract details o-lie, you wo t eed to complete the Buyer s Slip, just pass your Cofirmatio Page or Uique Bid Number to our clerk. Buyer s Slip You will be asked to give your cotact details, the ame of the purchaser to appear o the memoradum of sale (which caot be chaged later without the agreemet of the seller) ad details of your solicitor. If you are biddig o behalf of somebody else, either a perso or a compay, we will eed details of their ame, address ad telephoe umber. A copy of this form appears i the catalogue ad is available to dowload. Deposit You will be asked to provide a deposit, ormally 10% of the purchase price. Please ote that cash ad credit card deposits are ot accepted. Persoal cheque, compay cheque, debit card ad baker s draft are acceptable subject to the Coditios of Sale ad to the provisios of clause 4 of the Auctioeer s Notices Part Oe Guidace for Prospective Buyers. Buyer s Fee I additio to the deposit, you will be asked to pay a buyer s fee for each lot purchased. Details of the amout due are prited i the catalogue or available o our website. Idetificatio We will ask you for two forms of idetificatio relatig to you as bidder so please brig official photographic ID such as drivig licece or passport, ad proof of your address such as a recet bak statemet or utility bill. We will take copies o the day for retetio i accordace with our iteral bidder ID procedures ad RICS Best Practice guidelies. 8 Your Memoradum of Sale After the clerk takes your details ad deposit fuds, you will be give a lot card by way of receipt. After approximately miutes you should approach the cotracts desk i the room ad had this card to the staff there who will ask you to sig the Memoradum of Sale. This is your proof of purchase. You will take away the Vedor s part memoradum ad give this to your solicitor. We will sed your siged memoradum to the Vedor s solicitor ad completio will take place as specified o the Special Coditios of Sale. Please ote: Please do ot leave the auctio room without takig your siged memoradum. Properties are ot sold subject to cotract, subject to fiace or subject to survey whe you buy at auctio. They are sold ucoditioally o the fall of the hammer. If you are the successful bidder, you or the amed buyer are legally obliged to complete the sale. 9 Usold lots I the ulikely evet that the property that you wish to buy does ot sell, you should register your highest bid with us before you leave the auctio room.

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8 Residetial cotacts Useful umbers Catalogue requests (calls are charged at 1.50 per miute at all times) Our team Olie Full property details Pre-Register to bid Legal documet dowloads Addeda Updated guide prices Results Live lik to auctio Past auctio results Usold lots Meet the team Gary Murphy Parter & Auctioeer Chris Berrima Parter & Auctioeer Stuart Gayer Parter Jourda Prowtig Parter Richard Adamso Parter & Auctioeer Jamie Clarke Parter Richard Watso Parter Jimmy Bruce Seior Surveyor & Auctioeer Further iformatio If you require further iformatio about buyig or sellig at oe of our auctios, please cotact: Allsop Residetial Auctio Team +44 (0) Wigmore Street, Lodo W1U 1BZ

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