Visa Checkout Campaign Earn Up to RM40 Cash Back With Us! Terms & Conditions

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1 Visa Checkout Campaign Earn Up to RM40 Cash Back With Us! Terms & Conditions Alliance Bank Malaysia Berhad (88103-W)

2 TERMS & CONDITIONS ( T&Cs ) CAMPAIGN PERIOD 1. Visa Checkout Campaign-Earn Up to RM40 With Us! herein ( this Campaign ) is organised by Alliance Bank Malaysia Berhad ("ABMB") and shall run from 1 December 2016 to 28 February 2017 (inclusive of both dates) or such other time periods as may be notified by ABMB from time to time ("the Campaign Period"). 2. ABMB reserves the right at any time with prior notice to change the duration and/or the commencement and/or expiry dates of the Campaign Period. ELIGIBILITY 3. This Campaign is open to all Alliance Bank Visa Principal and Supplementary Credit Cardmembers ("Cardmembers") whose account(s) are valid, active and in good credit standing as may be determined by ABMB at its sole and absolute discretion. 4. For avoidance of doubt, Eligible Transactions are: a) Defined as minimum RM150 of online transactions posted from 1 December 2016 to 28 February b) Inclusive of online transaction in local and foreign currency. c) Retail transaction made in relation to Insurance Payment (MCC Code: 5960-Direct Marketing-Insurance Services and 6300-Insurance Underwriting, Premiums) and/or retail transactions in relation to payment of services related to government (MCC Code: 921-Court Costs, Including Alimony and Child Support-Courts of Law, 9222-Fines-Government Administrative Entities, 9223-Bail and Bond Payments, 9311-Tax Payments-Government Agencies, 9399-Government Services (Not Elsewhere Classified), 9402-Postal Services-Government Only and 9405-U.S. Federal Government Agencies or Departments) will not be considered as Eligible Transactions. 5. The following shall not be eligible to participate in the Campaign: a) Cardmembers whose account(s) are terminated during the Campaign Period; b) Any accounts held with ABMB that are deemed to be delinquent or unsatisfactorily conducted at ABMB s sole and absolute discretion; c) Person who are of unsound mind, minors or bankrupts; d) Any other persons as ABMB may decide to exclude at its sole and absolute discretion without notice and without assigning any reason(s) thereof. CAMPAIGN CRITERIA 6. Cardmembers are entitled to win RM40 Cash Back if they fulfil the criteria below: Tier Criteria Cash Back Tier 1 Spend a minimum of RM150 at any online shop with Alliance Bank Visa Credit Card RM30 Tier 2 Fulfil Tier 1 and register for Visa Checkout using the same Alliance Bank Visa Credit Card in the same month RM10 7. Eligible Cardmembers will be selected based on transaction period below: Month Qualifying Transaction Period Month 1 1 December 2016 to 31 December 2016 Month 2 1 January 2017 to 31 January 2017 Month 3 1 February 2017 to 28 February There is a maximum of RM40 Cash Back payout per month per Cardmember at card level during the whole Campaign Period.

3 9. Total Cash Back payout during the Campaign Period is RM45,000 and capped at RM15,000 each qualifying month. 10. Cardmembers are allowed to participate every month during the whole Campaign Period. 11. The Cash Back will be credited into the Principal Cardmembers account within twelve (12) weeks from the end of the Campaign Period. 12. All transactions made by the Cardmembers (whether they are principal or supplementary Cardmembers) will be taken into account separately to be qualified for the Cash Back. The Cash Back will be awarded to the Cardmember at card level. 13. Void transactions and transactions that have been reversed shall not be qualified for this Campaign. 14. The Cardmember s account in respect of the Card must be valid, active, in good credit standing as determined by ABMB at its sole and absolute discretion and must not be in breach of any of the Campaign Terms and Conditions at all times and at the point the Cash Back is awarded to him/her. 15. The Cash Back is non-transferable and non-exchangeable for cash or in kind. ABMB shall not entertain any request from any of the Cardmembers or any other persons whosoever to giveaway the Cash Back to any third party s account or other accounts of the Cardmembers which are not related to the Card. 16. Cardmembers who spend on this Campaign shall personally bear and be responsible for costs relating to the Cash Back including but not limited to any applicable taxes, insurance payments and other expenses whatsoever in respect thereof. GENERAL 17. By participating in the Campaign, Cardmembers are deemed to have unequivocally accepted and agreed to be bound by the Terms and Conditions herein ( Campaign Terms and Conditions ) including any amendments or variations to it and unequivocally accept the same in their entirety. The Campaign Terms and Conditions and ABMB s decision on all matters relating to this Campaign shall be final and binding on all the Cardmembers and no correspondence and/or appeal in respect thereof shall be entertained. 18. The Campaign Terms and Conditions shall be supplemental to the existing Terms and Conditions governing the Cardmembers Credit Card and banking accounts maintained with ABMB ( the Existing Terms ). 19. The Cardmembers hereby give their unequivocal and irrevocable consent and authorise ABMB to disclose their particulars to any third party service provider engaged by ABMB for the purpose of this Campaign. 20. ABMB reserves the right to forfeit the Campaign in circumstances where there is a fraudulent, unauthorised or reversal of transactions. 21. ABMB shall not be responsible for any failure or delay in the transmission of evidence of transactions by VISA International Incorporated, merchant establishments, postal or telecommunication authorities or any other party which may affect the Cardmembers entitlement of Cash Back during the Campaign Period. 22. ABMB reserves the right to use the names, any photographs taken, any videos recorded and/or other information of the Winners for current and future advertising and/or promotion purposes. 23. ABMB reserves the sole and absolute right to add, delete, suspend or vary the Campaign Terms and Conditions contained herein, wholly or in part at its absolute discretion with prior notice by way of posting on ABMB s website, or in any other manner ABMB deems suitable.

4 24. For the avoidance of doubt, any cancellation, termination, suspension or extension of the Campaign Period shall not entitle the Cardmembers to any claims or compensations against ABMB or for any and all losses or damages suffered or incurred by the Cardmembers as a direct or indirect result of the act of cancellation, termination, suspension or extension. 25. ABMB shall not be responsible nor shall accept any liabilities of whatsoever nature howsoever arising or suffered by Cardmembers resulting directly or indirectly from this Campaign. 26. The Campaign Terms and Conditions shall be governed by and construed in accordance with the laws of Malaysia and the Cardmembers agree to submit to the jurisdiction of the Courts of Malaysia.

5 Kempen Visa Checkout- Dapatkan Pulangan Tunai Sebanyak RM40 Dengan Kami Terma & Syarat Alliance Bank Malaysia Berhad (88103-W)

6 TERMA & SYARAT TEMPOH KEMPEN 1. Kempen Visa Checkout-Dapatkan Pulangan Tunai Sebanyak RM40 Dengan Kami ( Kempen ) dianjurkan oleh Alliance Bank Malaysia Berhad ("ABMB") dan akan berlangsung mulai 1 Disember 2016 hingga 28 Februari 2017 (termasuk kedua-dua tarikh) atau tempoh masa lain yang mungkin dimaklumkan oleh ABMB dari masa ke semasa ("Tempoh Kempen"). 2. ABMB berhak pada bila-bila masa dengan memberi notis terlebih dahulu mengubah tempoh dan/atau tarikh mula dan/atau tarikh tamat Tempoh Kempen. KELAYAKAN 3. Kempen ini dibuka kepada semua Pemegang Kad Utama dan Tambahan Visa Alliance Bank ("Pemegang Kad") dengan akaun yang sah, aktif dan dalam kedudukan kredit yang baik sebagaimana yang ditentukan oleh ABMB mengikut budi bicaranya. 4. Bagi mengelakkan kekeliruan, Transaksi yang Layak adalah: a) Ditakrifkan sebagai transaksi dalam talian minimum sebanyak RM150 yang dilaksanakan mulai 1 Disember 2016 hingga 28 Februari b) Termasuk transaksi dalam talian menggunakan mata wang tempatan dan asing. c) Transaksi runcit yang dibuat yang berkait dengan Pembayaran Insurans (Kod MCC: 5960-Pemasaran langsung-perkhidmatan insurans dan 6300-Penajaan jamin insurans, Premium) dan/atau transaksi runcit yang berkait dengan pembayaran perkhidmatan yang berkait dengan kerajaan (Kod MCC: 921-Kos Mahkamah, termasuk alimoni dan wang saraan anak-mahkamah Undang-undang, 9222-Denda-Entiti Pentadbiran Kerajaan, 9223-Pembayaran Jaminan dan Bon, 9311-Pembayaran Cukai - agensi kerajaan, 9399-Perkhidmatan Kerajaan (yang tidak diklasifikasikan di mana-mana), 9402-Perkhidmatan pos-kerajaan sahaja dan 9405-agensi atau jabatan kerajaan persekutuan Amerika Syarikat) adalah transaksi tidak layak. 5. Individu berikut tidak layak untuk menyertai Kempen: a) Pemegang Kad dengan akaun yang ditamatkan semasa Tempoh Kempen; b) Sebarang akaun yang dimiliki dengan ABMB yang dianggap delinkuen atau tidak dikendalikan dengan memuaskan mengikut budi bicara ABMB; c) Individu yang tidak waras, individu yang belum dewasa atau yang muflis; d) Mana-mana individu lain yang ABMB mengikut budi bicaranya membuat keputusan untuk mengecualikan mereka tanpa memberikan apa-apa sebab yang berkaitan. KRITERIA KEMPEN 6. Pemegang Kad layak memenangi Pulangan Tunai RM40 jika mereka memenuhi kriteria berikut: Tier Kriteria Pulangan Tunai Tier 1 Pembelian minimum sebanyak RM150 dengan menggunakan kad kredit Visa Alliance Bank pada mana-mana laman web e-dagang RM30 Tier 2 Memenuhi Tier 1 dan mendaftar Visa Checkout pada bulan yang sama dengan menggunakan Kad Kredit Visa Alliance Bank yang sama RM10 7. Ahli Kad yang Layak akan dipilih berdasarkan tempoh transaksi seperti di bawah: Bulan Tempoh Transaksi Kelayakan Bulan 1 1 Disember Disember 2016 Bulan 2 1 Januari Januari 2017 Bulan 3 1 Februari Februari 2017

7 8. Pembayaran Pulangan Tunai maksimum adalah RM40 sebulan bagi setiap Pemegang Kad sepanjang Tempoh Kempen. 9. Jumlah pembayaran Pulangan Tunai semasa Tempoh Kempen adalah RM45,000 dan dihadkan pada RM15,000 bagi setiap bulan yang layak. 10. Pemegang Kad dibenarkan menyertai setiap bulan sepanjang Tempoh Kempen. 11. Pulangan Tunai akan dikreditkan ke dalam akaun Pemegang Kad Utama dalam masa dua belas (12) minggu selepas tamat Tempoh Kempen. 12. Semua transaksi yang dibuat oleh Pemegang Kad (sama ada Pemegang Kad utama atau tambahan) akan diambil kira secara berasingan bagi tujuan kelayakan Pulangan Tunai. Pulangan Tunai akan diberikan kepada Pemegang Kad pada peringkat kad. 13. Transaksi yang tidak sah atau transaksi yang dibalikkan tidak layak untuk Kempen ini. 14. Akaun Pemegang Kad yang berkaitan dengan Kad hendaklah sah, aktif, dalam kedudukan kredit yang baik seperti yang ditentukan mengikut budi bicara ABMB dan tidak boleh melanggar mana-mana Terma & Syarat Kempen pada sepanjang masa dan pada ketika Pulangan Tunai diberikan kepada mereka. 15. Pulangan Tunai tidak boleh dipindah milik dan ditukar dengan wang tunai atau dengan yang sama nilai. ABMB tidak akan melayan sebarang permintaan daripada mana-mana Pemegang Kad atau mana-mana individu lain untuk memberi Pulangan Tunai kepada mana-mana akaun pihak ketiga atau akaun Pemegang Kad lain yang tidak berkaitan dengan Kad. 16. Pemegang Kad yang berbelanja untuk Kempen ini hendaklah menanggung sendiri dan bertanggungjawab untuk SEMUA kos berkaitan dengan Pulangan Tunai termasuk dan tidak terhad kepada mana-mana cukai yang berkenaan, pembayaran insurans dan perbelanjaan lain yang berkaitan. AM 17. Dengan menyertai Kempen, Pemegang Kad dianggap telah menerima dan bersetuju sepenuhnya untuk terikat dengan Terma & Syarat yang terkandung ( Terma & Syarat Kempen ) termasuk mana-mana pindaan atau variasi dan akan menerimanya secara keseluruhan dan sepenuhnya. Terma & Syarat Kempen dan keputusan ABMB berhubung semua perkara berkaitan Kempen ini adalah muktamad dan terikat untuk semua Pemegang kad dan sebarang surat menyurat dan/atau rayuan tidak akan dilayan. 18. Terma & Syarat Kempen adalah tambahan kepada Terma & Syarat sedia ada yang mentadbir Kad Kredit dan akaun perbankan Pemegang Kad dengan ABMB ("Terma Sedia Ada"). 19. Pemegang Kad dengan ini memberikan persetujuan dan kebenaran tanpa boleh ditarik balik untuk ABMB mendedahkan butiran mereka kepada mana-mana pembekal perkhidmatan pihak ketiga yang diambil oleh ABMB bagi tujuan Kempen ini. 20. ABMB berhak membatalkan Kempen sekiranya berlaku transaksi penipuan, tanpa kebenaran atau yang dibalikkan. 21. ABMB tidak akan bertanggungjawab untuk sebarang kegagalan atau kelewatan dalam penghantaran bukti transaksi oleh VISA International Incorporated, saudagar, pihak berkuasa pos atau telekomunikasi atau manamana pihak lain yang boleh menjejaskan kelayakan Pulangan Tunai Pemegang Kad semasa Tempoh Kempen. 22. ABMB berhak untuk menggunakan nama, sebarang gambar yang diambil, apa-apa video yang dirakam dan/atau maklumat lain tentang Pemenang untuk tujuan pengiklanan/promosi semasa dan akan datang.

8 23. ABMB mempunyai hak mutlak untuk menambah, memadam, menggantung atau mengubah Terma & Syarat Kempen yang terkandung di sini, secara keseluruhan atau sebahagian mengikut budi bicara mutlaknya dengan notis awal, dengan cara memaparkannya di laman web ABMB, atau melalui apa-apa cara lain yang difikirkan sesuai. 24. Bagi mengelakkan keraguan, sebarang pembatalan, penamatan, penggantungan atau pelanjutan Tempoh Kempen tidak melayakkan Pemegang Kad untuk sebarang tuntutan atau pampasan terhadap ABMB atau untuk mana-mana dan semua kerugian atau kerosakan yang dialami atau ditanggung oleh Pemegang Kad yang diakibatkan secara langsung atau tidak langsung daripada tindakan pembatalan, penamatan, penggantungan atau pelanjutan. 25. ABMB tidak akan bertanggungjawab dan tidak akan menerima apa-apa liabiliti walau apa pun sifatnya yang timbul atau dialami oleh Pemegang Kad yang disebabkan secara langsung atau tidak langsung daripada Kempen ini. 26. Terma & Syarat Kempen ini akan ditadbir oleh dan ditafsirkan mengikut undang-undang Malaysia dan Pemegang Kad bersetuju untuk menyerahkan kepada bidang kuasa Mahkamah Malaysia.

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