PAYMENT GATEWAY ACCOUNT SETUP FORM Thank yu fr chsing us fr yur e-cmmerce transactin needs. CyberSurce develps, perates and markets payment transactin prcessing services, as well as a hst f value-adding services, under the brand Authrize.Net (the Transactin Service(s) ). T set up yur payment gateway accunt, please cmplete and fax the fllwing pages t 44 (0) 118 990 7301: Payment Gateway Accunt Setup Frm (Page 2) Authrisatin fr Single Direct Payment (Page 3) Appendix A: Merchant Accunt Cnfiguratin Frm Questins? If yu have any questins abut setting up a payment gateway accunt, r need help determining wh prvides yur merchant accunt: Cntact Sam McGurk at 01189907541 r smcgurk@authrize.net. Or visit the Hw it Wrks diagram at http://www.authrize.net/resurces/hwitwrksdiagram. 2012 CyberSurce Attn: Sam McGurk P AGE 1 OF 7
ATTENTION: Sam McGurk PAYMENT GATEWAY ACCOUNT SETUP FORM Phne Number: 801-492-6507, Fax Number: +44 (0) 118 990 7301, E-mail Address: smcgurk@authrize.net Instructins: Please fax the cmpleted setup frm t +44 (0) 118 990 7301. STEP 1: BUSINESS INFORMATION Cmpany Name: Street Name and Number: Twn: Cunty: Pst Cde: Cmpany Telephne: Cmpany Fax: E-Mail Address (The address that setup infrmatin will be sent t): Business Type (select ne): Limited Sle Trader Limited Liability Partnership Partnership Market Type (select ne): Card Nt Present (CNP)/E-cmmerce Mail Order/Telephne Order (MOTO) Age f Business: SIC r MCC Cde (if knwn): Cmpany Reg Number: r VAT Number: Business URL (If yu have ne): Descriptin f Prducts/Services Sld (please be specific): E-cmmerce Platfrm r Shpping Cart Slutin: Owner/Principal Cntact Name: Psitin in Cmpany: STEP 2: PAYMENT AND ACCOUNT INFORMATION CyberSurce Payment Gateway Accunt Fees (All prices exclude VAT): Nn-Refundable Setup Fee*: 00.00 Mnthly Gateway Fee**: 17.95 Per-Transactin Fee**: 0.10 Free Transactins Per Mnth**:350 *Nn-Refundable Setup Fee: Cmpany agrees t pay CyberSurce a ne-time nn-refundable fee in the amunt written abve fr the setup f Cmpany s payment gateway accunt and access t the Transactin Services pursuant t the attached Authrisatin fr Single Direct Payment (Credit Card Charge) frm. IMPORTANT: Yu must als cmplete the AUTHORISATION FOR SINGLE DIRECT PAYMENT (Credit/Debit Card Charge) frm n Page 3. **Mnthly Gateway, Per-Transactin Fee and Free Transactins Per Mnth. CyberSurce shall charge Cmpany a Mnthly Gateway Fee, Per-Transactin Fee and Threshld in the amunts prvided abve. Billing shall cmmence upn the creatin f the accunt. Such fees will be billed autmatically n a mnthly basis t the credit card accunt prvided n Page 3. Authrisatin. By signing belw, the individual signing this applicatin ( Applicant ) certifies, acknwledges and agrees that: (i) Applicant is an authrised principal, partner, fficer, r ther authrised representative f Cmpany that is authrised t bind Cmpany t cntractual bligatins; (ii) CyberSurce may share infrmatin cntained in these setup frms with its affiliates and service partners including fr the purpse f establishing a Merchant Accunt, if applicable; (iii) billing fr the CyberSurce Payment Gateway Accunt in the amunts set frth abve shall cmmence upn Applicant s executin belw; and (iv) Cmpany agrees t be bund by the terms and cnditins f the CyberSurce Payment Gateway Merchant Service Agreement incrprated herein by reference and lcated at the fllwing Web address: http://www.authrize.net/files/cybersurce_service_agreement_uk.pdf. Cmpany Name: Signature: Print Name: Print Title Date: 2012 CyberSurce Attn: Sam McGurk P AGE 2 OF 7
AUTHORISATION FOR SINGLE DIRECT PAYMENT (CREDIT CARD CHARGE) The Cmpany listed belw hereby authrises CyberSurce t initiate a credit card charge t Cmpany s accunt listed belw and t charge the same t such accunt fr the amunt listed belw. PAYMENT AND ACCOUNT INFORMATION Card Number: Issue Number (if applicable): Expires End: Valid Frm (if applicable): CVV Cde*: Card Hlder Name (as printed n the card): Amunt: The amunt f the Nn-Refundable Setup Fee set frth n the Payment Gateway Accunt Setup Frm. Effective Date: The date that CyberSurce receives Cmpany s cmpleted Accunt Setup Frm and Authrisatin fr Single Direct Payment (ACH Debit). *A Card Verificatin Value (CVV) Cde is a three- r fur-digit number that appears n the back f a credit card (n the frnt fr American Express). This cde is used t validate custmer infrmatin n file with the credit card assciatin. Nte: See the example belw if yu need help finding yur CVV. This authrisatin is t remain in full frce and effect fr this transactin nly, r until such time that my indebtedness t CyberSurce fr the amunt listed abve is fully satisfied. Print CmpanyName: Print Cmpany Emplyee Name: Signature: Date: Figure 1.Where t find yur card s CVV cde 2012 CyberSurce Attn: Sam McGurk P AGE 3 OF 7
ADVANCED FRAUD DETECTION SUITE APPLICATION Our Advanced Fraud Detectin Suite (AFDS) is a set f custmizable, rules-based filters and tls that identify, manage, and prevent suspicius and ptentially cstly fraudulent transactins. Yu can custmize the AFDS filters and tls t match yur business needs and cntrl hw suspicius transactins are handled, including the ability t apprve, decline r hld transactins fr manual review. Credit card fraud expses yu t ptentially significant and nging csts. Here's hw Advanced Fraud Detectin Suite can help. Reduce Csts - Minimize and prevent authrisatin and chargeback fees as well as pssible inventry lss resulting frm fraudulent transactins. Prtect Prfits - Maximize legitimate transactins, rather than refusing business due t a fear f ptential fraud. Maximize Flexibility - Custmize filter settings accrding t yur unique business needs. Imprve Intelligence - Restrict transactin activity frm specific Internet Prtcl (IP) addresses using pwerful IP tls. Easy t use - A setup wizard guides yu thrugh the cnfiguratin prcess. AFDS includes multiple filters and tls that wrk tgether t evaluate transactins fr indicatrs f fraud. Their cmbined lgic prvides a pwerful and highly effective defense against fraudulent transactins. Advanced Fraud Detectin Suite Filters: Amunt Filter - Set lwer and upper transactin amunt threshlds t restrict high-risk transactins ften used t test the validity f credit card numbers. Hurly Velcity Filter - Limit the ttal number f transactins received per hur, preventing high-vlume attacks cmmn with fraudulent transactins. Shipping-Billing Mismatch Filter - Identify high-risk transactins with different shipping and billing addresses, ptentially indicating purchases made using a stlen credit card. Transactin IP Velcity Filter - Islate suspicius activity frm a single surce by identifying excessive transactins received frm the same IP address. Suspicius Transactin Filter - Reviews highly suspicius transactins using prprietary criteria identified by CyberSurce s dedicated Fraud Management Team. Authrised AIM IP Addresses - Allws merchant submitting Advanced Integratin Methd (AIM) transactins t designate specific server IP addresses that are authrised t submit transactins. IP Address Blcking - Blck transactins frm IP addresses knwn t be used fr fraudulent activity. Enhanced AVS Handling Filter - Custmize hw t handle transactins that return AVS mismatch cdes, including the ability t decline r hld transactins fr manual review. Enhanced CCV Handling Filter - Like the AVS Filter, custmize hw t handle transactins that return CCV respnse cdes, including the ability t decline r hld transactins fr manual review. Shipping Address Verificatin Filter - Verify that the shipping address received with an rder is a valid pstal address. IP-Shipping Address Mismatch Filter - Cmpare the shipping address prvided with an rder t the IP address f where the rder riginated. This helps t determine whether r nt the rder is shipping t the cuntry frm which it riginated. Reginal IP Address Filter - Flag rders cming frm specific regins r cuntries. Yu can chse t custmize the filter actins based n an entire gegraphic area, r select cuntry by cuntry hw t prcess transactins flagged by the filter. Terms and Cnditins; Fees. AFDS is a value-adding service designed fr yur CyberSurce Payment Gateway accunt. Additinal fees, terms and cnditins apply. Advanced Fraud Detectin Suite (AFDS) Pricing One-Time Setup Fee: 0.00 Mnthly Service Fee: 9.95 By signing belw, I reaffirm my acceptance f the terms and cnditins applicable t AFDS set frth in Appendix C, Value- Adding Services, f the CyberSurce Payment Gateway Agreement. MERCHANT: Signature: Print Name: Business Name: 2012 CyberSurce Attn: Sam McGurk P AGE 4 OF 7
AUTOMATED RECURRING BILLING APPLICATION Our Autmated Recurring Billing (ARB) is an ideal slutin if yu prvide subscriptin-based prducts r services, r wuld like t prvide yur custmers with an installment-based payment ptin fr high ticket purchases. ARB allws yu t create a "subscriptin" r recurring transactin n the payment gateway. Simply prvide the custmer's payment infrmatin, a payment schedule and the subscriptin duratin, and ARB des the rest fr yu generating subsequent transactins autmatically. Highlights f the ARB service include: Flexible billing intervals, frm weekly t annually and anything in between. Create upfrnt trial perids and pricing. Multiple methds fr creating ARB subscriptins manually in the Merchant Interface. Enter subscriptin infrmatin int a frm (similar t Virtual Terminal). Create a subscriptin based n a previus transactin. Uplad a file f subscriptin recrds. Ability fr Advance Integratin Methd (AIM) merchants t create and manage subscriptins autmatically using the ARB applicatin prgramming interface (API). Expedites the creatin and management f large vlume subscriptins. Prvides yur custmers with subscriptin r installment-based payment ptins n yur Web site payment frm. Easily integrates with prprietary slutins, eliminating the need t update r cancel subscriptins manually. In additin, with ARB, yur custmers' payment infrmatin is safely stred in ur highly secure data center, which cmplies with the Payment Card Industry (PCI) Data Security Standard. Terms and Cnditins; Fees. ARB is a value-adding service designed fr yur CyberSurce Payment Gateway accunt. Additinal fees, terms and cnditins apply. Autmated Recurring Billing (ARB) Pricing One-Time Setup Fee: 0.00 Mnthly Service Fee: 10.00 By signing belw, I reaffirm my acceptance f the terms and cnditins applicable t ARB set frth in Appendix C, Value- Adding Services, f the CyberSurce Payment Gateway Agreement. MERCHANT: Signature: Print Name: Business Name: 2012 CyberSurce Attn: Sam McGurk P AGE 5 OF 7
CUSTOMER INFORMATION MANAGER APPLICATION The CyberSurce Custmer Infrmatin Manager (CIM) allws yu t stre custmers' sensitive payment infrmatin n ur secure servers, simplifying yur cmpliance with the Payment Card Industry Data Security Standard (PCI DSS) as well as the payments prcess fr returning custmers and recurring transactins. Why shuld yu enable CIM fr yur business? Simplify PCI DSS Cmpliance Yu are cncerned with PCI DSS cmpliance and prtecting yur custmers' cnfidential infrmatin. Prcess Recurring Transactins r Usage Charges Yu bill yur custmers different amunts r n different days each mnth, r nly when the service is used. (e.g. utility cmpanies r pay-as-yu-g cell phnes) Stre Custmer Data Yu want t prvide returning custmers with the cnvenience f nt having t re-enter their persnal data every time they visit yur Web site. Prvide Payment Flexibility Yur custmers can stre multiple payment methds fr repeat purchases. Save Multiple Shipping Lcatins Yur custmers can als save multiple shipping lcatins. Hw CIM Wrks CIM supprts custmer prfiles that include billing, payment and shipping infrmatin. Each prfile is stred n ur secure servers and assigned an ID that is used in place f all custmer infrmatin. Each custmer prfile can include up t 10 payment prfiles and up t 100 shipping prfiles. Yu can manage custmer prfiles and issue transactins manually frm within the Merchant Interface, r integrate yur Web site r ther applicatin using an Applicatin Prgramming Interface (API). Additinally, in the Merchant Interface yu can view and search fr custmer prfiles as well as review a prfile's transactin histry. Terms and Cnditins; Fees. CIM is a value-adding service designed fr yur CyberSurce Payment Gateway accunt. Additinal fees, terms and cnditins apply. Custmer Infrmatin Manager (CIM) Pricing One-Time Setup Fee: 0.00 Mnthly Service Fee: 20.00 By signing belw, I reaffirm my acceptance f the terms and cnditins applicable t CIM set frth in Appendix C, Value- Adding Services, f the CyberSurce Payment Gateway Agreement. MERCHANT: Signature: Print Name: Business Name: 2012 CyberSurce Attn: Sam McGurk P AGE 6 OF 7
APPENDIX A: MERCHANT ACCOUNT CONFIGURATION FORM IMPORTANT: Appendix A must be cmpleted by merchants with active Merchant Accunts. Cmpany Name: STEP 1: Credit Card Types that yur Merchant Accunt is Currently Cnfigured t Accept Accepted Cards (select all that apply): Visa MasterCard STEP 2: Merchant Accunt Prcessr Cnfiguratin Infrmatin Instructins: Please prvide the requested infrmatin fr the prcessr that is assciated with yur merchant accunt. WrldPay - Streamline Merchant Number (r Outlet ID) (8 digits): Cmpany Number (r Merchant ID) (6 digits): 2012 CyberSurce Attn: Sam McGurk P AGE 7 OF 7