Your bank in the palm of your hand

Transcription

1 Your bank in the palm of your hand Cellphone Banking and incontact FNB Item no Mar09

2 Is Cellphone Banking for me? Imagine a service that gives you the freedom to bank whenever and wherever you like. Imagine being able to make payments, check your account balance and buy prepaid airtime while on the move. Imagine keeping track of all transactions on your account. Imagine initiating a business transaction via your cellphone! Stop imagining because, with Individual or Business Cellphone Banking and incontact from FNB, your bank is now in the palm of your hand. Cellphone Banking for Individuals from FNB puts you in control. Anytime, anywhere there really isn t a quicker and easier way to manage your money. With incontact, you can keep track of transactions that take place on your FNB transactional account. When K40 000,01 or more moves in or out of your account,an SMS and/or alert is sent to your cellphone number and/ or address registered under the incontact profile to which your account is linked. Business Cellphone Banking enables FNB Business customers who make use of a valid transactional account to perform a full suite of banking transactions via their cellphone. A main feature of this service is the added benefit of dual authorisation. This means that one member of the business can initiate a business transaction which can be authorised by another member.

3 With Cellphone Banking for Individuals from FNB you can: Buy prepaid airtime for yourself or someone else on the Zain network Check your balances for all transactional accounts Get a mini statement Make third party payments to linked beneficiaries Transfer money between your own FNB accounts (e.g. from your Cheque account to your Savings account) Now s the time to join the cellphone banking revolution.

4 Interested? Here s how you begin step 1 Where can I register? To have access to Cellphone Banking you first need to register using one of the following channels: Visit any FNB Branch Logon to FNB Online Banking at It is QUICK and EASY to register step 2 Complete the registration process by selecting your MOPIN To complete the registration process, you will be asked to select a 5-digit PIN (called a MOPIN). This can be done by dialing *130*321# or *103*321#

5 Welcome to FNB Cellphone Banking. Please choose your 5-digit Cellphone Banking PIN (called a MOPIN) At the FNB Branch the consultant will talk you through the registration process and ask you to select a MOPIN on your cellphone. If you don t have your cellphone with you, you will get an SMS message reminding you to select your MOPIN within four days (96 hours). The SMS message will tell you how to do this. Once you have dialed *130*321#, you will be asked to choose a fivedigit MOPIN, and then confirm it. step 3 Your welcome message You will receive an SMS from FNB welcoming you to the world of Cellphone Banking. You are now ready to start buying prepaid products; do your banking; manage your accounts and much, much more. Remember to keep your MOPIN a secret and try to use a number that is not easy for anyone else to guess. Welcome SMS Message FNB :-) Welcome to Cellphone Banking. Dial *130*321# to begin your banking. *Standard rates apply. For queries, call OK Options

6 START BANKING: Menu-based banking. Anyone with any cellphone can use menu-based banking. It s easy DIAL *130*321#. You will be asked to key in your MOPIN. Prepaid Airtime Purchase Using Menu-based banking: *130*321# FNB :-) Welcome to FNB Cellphone Banking. Please select reply/answer on your cellphone and key in your 5-digit MOPIN. FNB 1. Prepaid 2. Banking 9. Options Reply Enter Dial string MOPIN Entry Screen Select Prepaid menu option and press Send/ Reply 1 Prepaid 1. Recharge 2. History 3. Lower Limit Recharge 1. Mobile Airtime From 1. CHEQ CHEQ SMRT 2 Select Recharge menu option and press Send/Reply 3 Select Mobile Airtime menu option and press Send/Reply 4 Select From account to initiate purchase For Who? 1. Me 2. Enter Num Prepaid 1. Zain K5, Zain K10, Zain K20, Zain K50, Zain K100, Zain K450, Other Amount Buy K5,000 Zain airtime for from CHEQ124578? 1. Confirm 8. Cancel Select the Me option to buy airtime for yourself Select a recharge voucher amount Select confirm to conclude your prepaid purchase

7 With Cellphone Banking for Business from FNB you can: Buy prepaid airtime for yourself or someone else on the Zain network with Dual-Authorisation Check your balances for all transactional accounts Get a mini statement Make third party payments to linked beneficiaries with Dual-Authorisation Transfer money between your own FNB accounts (e.g. from your Cheque account to your Savings account) with Dual-Authorisation Now s the time to join the cellphone banking revolution. Interested? Here s how you begin step 1 Where can I register? To have access to Cellphone Banking you first need to register using one of the following channels: Visit any FNB Branch It is QUICK and EASY to register step 2 Complete the registration process by selecting your MOPIN. To complete the registration process, you will be asked to select a 5-digit PIN (called a MOPIN). This can be done by dialing *130*321#. Remember to keep your MOPIN a secret and try to use a number that is not easy for anyone else to guess.

8 Welcome to Business Cellphone Banking. Please select a 5-digit MOPIN, where your MOPIN is your 5-digit Business Cellphone Banking PIN. At the FNB Branch the consultant will talk you through the registration process and ask you to select a MOPIN on your cellphone. If you don t have your cellphone with you, you will get an SMS message reminding you to select your MOPIN within four days (96 hours). The SMS message will tell you how to do this. Once you have dialed *130*321#, you will be asked to select a fivedigit MOPIN, and then confirm it. step 3 Your welcome message You will receive an SMS from FNB welcoming you to the world of Cellphone Banking. You are now ready to start buying prepaid products; do your banking; manage your accounts and much, much more. Welcome SMS Message FNB :-) Welcome to Business Cellphone Banking. Dial *130*321# to begin your banking. *Standard rates apply. For queries, call OK Options

9 Want to know more about Cellphone Banking? Is Cellphone Banking safe? Cellphone Banking from FNB provides you with several security features which ensures your peace of mind: You are automatically registered for incontact - a messaging service that notifies you via SMS and/or alert when K40 000,01 moves in or out of your account. Only the cellphone number registered for Cellphone Banking from FNB can access the Cellphone Banking service. If your cellphone is lost or stolen, simply call the Cellphone Banking Helpline on to put a hold on your Cellphone Banking service. Daily limits apply and can be maintained by you. How do I buy airtime if I have run out of airtime? By simply dialing *103*321# on your cellphone and following the simple instructions. This can only be used for Cellphone Banking for individuals. How much prepaid airtime can I purchase? You are able to top-up your airtime for any amount, provided that the airtime top-up is within the minimum and maximum prepaid airtime values sold by the service provider without exceeding your prepaid daily limit, i.e. Zain between K200 and K450,000. Are there any special requirements I need before I start using Cellphone Banking from FNB? No, anyone with any cellphone can start banking simply by dialling *130*321# and following the prompts. There are no special SIM card requirements, no complicated downloads and no changes to your phone settings required. FNB

10 Can I register more than one cellphone on my account or more than one account? No. For your security you can only register one cellphone number to one of your FNB Accounts - your primary account. Set daily transaction limits: K450,000 daily limit for prepaid airtime purchases K45,000,000 daily limit for inter-account transfers between your own FNB accounts K4,500,000 daily limit for third party payments to anyone or any account incontact With incontact, you can keep track of transactions that take place on your FNB transactional account. When K40 000,01 or more moves in or out of your account,an SMS and/or alert is sent to your cellphone number and/or address registered under the incontact profile to which your account is linked. * Terms and Conditions and standard network operator rates apply.

11 Push out along the dotted line, fold and keep as a reference guide Buy airtime with Cellphone Banking from FNB Menu Based Banking Dial *130*321# Follow these simple steps *130*321# FNB :-) Welcome to FNB Cellphone Banking. Please select reply/answer on your cellphone and key in your 5-digit MOPIN. Options 1 2 If you are a registered Cellphone Banking customer, dial *130*321# You will then receive a welcome notice from FNB Cellphone Banking and a request to select reply/ answer on your cellphone and key in your 5-digit MOPIN. Select Send/ FNB 1. Prepaid 2. Banking 9. Options Prepaid 1. Recharge 2. History 3. Lower Limit Connect Back 3 4 Now you can start banking on your cellphone by using the menu on your cellphone screen i.e. Prepaid Select Recharge menu option and press send/reply Recharge 1. Mobile Airtime Connect Back 5 Select Mobile Airtime menu option and press send/reply

12 Buy airtime with Cellphone Banking from FNB (cont.) From 1. CHEQ CHEQ SMRT Options For Who? 1. Me 2. Enter Num Prepaid 1. Zain K5, Zain K10, Zain K20, Zain K50, Zain K100, Zain K450, Other Amount 8. Back Buy K5, Zain airtime for from CHEQ124578? 1. Confirm 2. Cancel Select from account to initiate purchase Select the Me option to buy airtime for yourself Select a recharge voucher amount Select confirm to conclude your prepaid purchase Your bank in the palm of your hand FNB :-) Bank from wherever you are! Reply Options