PRICING GUIDE PureSave, PlusPlan and MarketLink accounts

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Suzan Wilkins
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1 PRICING GUIDE 2016 PureSave, PlusPlan and MarketLink accounts

2 Fees for 2016 To get maximum value for money when using your account, it is important that you understand how fees are charged. By choosing the right type of account and using it for its intended purpose, you can keep your fees to a minimum. In this brochure are the revised fees applicable to PlusPlan, PureSave and MarketLink accounts from 1 January Value-added offers To help you reach your savings goals the following benefits are provided on the various products: if you keep a balance of at least R10 000,00 in your PlusPlan account you do not pay the monthly management fee; PureSave, PlusPlan and MarketLink Type of transaction Base fee PlusPlan PureSave MarketLink Fee based on transaction value Base fee Fee based on transaction value Base fee Fee based on transaction value Deposits at branch or AutoBank Cash deposit (up to R5 000,00 per deposit) *2 *3 *2 Cash deposit (above R5 000,00 or after the free deposits) At ATM R4, % R4, % R4, % At branch R11, % R11, % R11, % Cheque deposit At ATM R25,00 R25,00 R25,00 At branch R30,00 R30,00 R30,00 Withdrawals Cash withdrawal - At Standard Bank ATM R5, % R5, % R5, % - Other banks ATM R6,70 + R5, % R6,70 + R5, % R6,70 + R5, % At branch R39, % R39, % R39, % Debit Card Transactions Debit card purchase R5,25 Not applicable R5,25 Debit card purchase with cashback R10,50 Not applicable R10,50 Cash back only R5,25 Not applicable R5,25 International ATM withdrawal R39, % Not applicable R39,00 1,45% International debit card purchase R0,00 currency conversion of 2,75% applies if you keep a balance of R10 000,00 in your PlusPlan account you qualify for five free debit transactions a month. Consolidator PlusPlan account holders qualify for 10 free debit transactions a month. These include cash withdrawals, inter-account transfers, electronic account payments and debit orders; electronic inter-account transfers from Standard Bank transaction accounts into PureSave and MarketLink accounts are free of charge; and you are allowed one free electronic transfer from your PureSave and MarketLink accounts into your linked Standard Bank transactional account every month. Not applicable R0,00 Currency conversion of 2.75% applies *Only free ATM deposits, no concession for branch deposits. 2 3

In this brochure are the revised fees applicable to PlusPlan, PureSave and MarketLink accounts from 1 January 2016.

3 PureSave, PlusPlan and MarketLink PlusPlan PureSave MarketLink Payments Debit order in favour of another of your Standard Bank accounts R4,90 Not applicable R4,90 External debit order R16,00 Not applicable R16,00 Stop order to Revolving Credit Plan/ Way-to-Pay/Student Loans R4,90 Not applicable R4,90 Any other stop order R7,35 Not applicable R7,35 Account payments using AutoPlus, Internet, Cellphone or Telephone Banking R6,80 Not applicable R6,80 Account payments over-the-counter at a branch R45,00 Not applicable R45,00 Prepaid recharges using Standard Bank: Cellphone Banking, Mobile App, Internet Banking and ATM Other banks ATM R1,10 R6,70 + R1,10 Not applicable R1,10 R6,70 + R1,10 PIN re-set ATM Free Free Free PIN re-set branch R4,00 R4,00 R4,00 Point of sale decline (due to insufficient funds) R7,50 Free R7,50 Inter-account transfers Using AutoPlus machines, Internet, Cellphone or Telephone Banking R4,90 R4,90 (First one free each month) R4,90 (First one free each month) Over-the-counter at a branch R45,00 R45,00 R45,00 Monthly fees Only if minimum balance is less than R10 000,00 R18,90 Not applicable Not applicable Internet Banking subscription fee Free Free Free 4 5

Cellphone or Telephone Banking R6,80 Not applicable R6,80 Account payments over-the-counter at a branch R45,00 Not applicable R45,00 Prepaid recharges using Standard Bank: Cellphone Banking, Mobile

4 PureSave, PlusPlan and MarketLink PlusPlan PureSave MarketLink Information fees AutoBank mini-statements R1,15 R1,15 R1,15 AutoBank balance enquiries (screen display) Free Free Free AutoBank balance enquiries (slip print) R1,15 R1,15 R1,15 Balance enquiry (branch) R6,80 R6,80 R6,80 Balance enquiries at another bank s ATM R5,25 R5,25 R5,25 Provisional statements AutoPlus 30-day statement R5,25 R5,25 R5,25 Provisional statements Branch 7-30-day statement R31,50 R31,50 R31,50 Internet Banking statements Free Free Free Transaction history Branch AutoPlus Branch AutoPlus Branch AutoPlus 60 days R35,00 R8,50 R35,00 R8,50 R35,00 R8,50 90 days R52,50 R11,55 R52,50 R11,55 R52,50 R11, days R52,50 R14,10 R52,50 R14,10 R52,50 R14,10 Other fees AutoBank cash withdrawal declined (other bank ATM) R4,90 R4,90 R4,90 AutoBank cash withdrawal declined (Standard Bank ATM) R2,60 R2,60 R2,60 Setting up or changing a stop order R16,80 Not applicable R16,80 Stop payment on debit orders R47,50 Not applicable R47,50 Bank cheque R100,00 R100,00 R100,00 Each Debit card replacement R130,00 R130,00 R130,00 Post-dated cheque deposit fee R105,00 R105,00 R105,00 Special clearance R105,00 R105,00 R105,00 Dishonour fee or unpaid item R55,00 Not applicable R55,00 6 7

R5,25 R5,25 Provisional statements Branch 7-30-day statement R31,50 R31,50 R31,50 Internet Banking statements Free Free Free Transaction history Branch AutoPlus Branch AutoPlus Branch AutoPlus 60

5 Other fees continued... Will drafting fee (complex Standard Trust nominated executor) R600,00 Will drafting fee (complex Standard Trust not nominated executor) R1 800,00 Will drafting fee (pre-printed will) Free Will drafting fee (online) Free Will review (Standard Trust nominated executor this fee may be waived by the intermediary if original will is kept in safe custody) R300,00 Will drafting/will review for over 55 year olds (Standard Trust nominated executor) Free Estate Planning consultation where there is no preparation for a Will (this fee may be waived by the intermediary) R1 500,00 Will safe custody annual fee R150,00 Remember stop orders from your Standard Bank transaction account into your savings and investment accounts are free. Managing your bank fees Keep fees to a minimum on your account by following a few simple guidelines: use self-service channels like our ATM network, Cellphone Banking and Internet Banking. These services are much cheaper than going to a branch; instead of drawing cash, use features like electronic account payment and inter-account transfers through our ATM network, Cellphone Banking and Internet Banking; take advantage of the free transactions offered on your account; make sure that your accounts have sufficient funds to cover your payments; and to avoid paying the cash deposit fee, try to have money paid electronically into your account. For more information on the fees or your account call us on , visit or any branch. How to calculate your transaction fees Some transactions are charged a base fee plus a percentage of the transaction value while others are charged a base fee only. For example, an ATM cash withdrawal of R500,00 will attract a base fee of R5,20, plus R7,00 (1.40% of the transaction value of R500,00), giving a total fee of R12,00. *Terms and conditions apply. This brochure is not a full list of our prices. For more information, please contact your branch. Prices include VAT and are subject to change. 8 9

drafting fee (online) Free Will review (Standard Trust nominated executor this fee may be waived by the intermediary if original will is kept in safe custody) R300,00 Will drafting/will review for

6 UCount Rewards Join our rewards programme for just R20 a month and collect rewards points every time you shop with your Standard Bank Credit, Cheque or Debit Card. Get up to 20%* back on groceries at 9 major grocery retailers*, up to R2* back in rewards points per litre of fuel at participating Caltex forecourts, up to 5%* back at Participating Rewards Retailers* and up to 1.25%* back on all your other purchases. Visit for more info. * See web for details and T&Cs. Move forward with our innovative payment and banking products! SnapScan SnapScan is an innovative app that lets you pay for things with your smartphone. It s a simple, safe and convenient way to pay. Download* the SnapScan app from your app store or go to link your bank card and enjoy unbelievably simple payments. SnapScan can be used with any MasterCard and Visa credit or cheque cards, as well as selected debit cards, issued by any bank in South Africa. Tap to Pay Buying small items on the run has just become faster with your MasterCard contactless card from Standard Bank. Waste no time when you pay for purchases up to R200. All you need to do is tap your card and go. Apply online at for yours and use it wherever you see the contactless symbol. MasterPass Shopping on your computer, tablet or smartphone is easier and more secure with MasterPass. Download* the app and shop, click and checkout faster online! MasterPass can be used with any MasterCard and Visa credit or cheque card, as well as selected debit cards, issued by any bank in South Africa. Visit for more info. 10

Retailers* and up to 1.25%* back on all your other purchases. Visit www.standardbank.co.za/ucount for more info. * See web for details and T&Cs.

7 InstantMoney Send money via your cellphone to anyone in South Africa quickly and safely. Creating an InstantMoney voucher is as easy as buying airtime and funds can be sent by anyone, to anyone even if they don t have a bank account. Find out more at App for Smartphones or Tablets You decide where and when you need to do your banking. Simply open the secure banking app on your smartphone or tablet, make payments, do transfers, buy prepaid airtime and much more. Download* our revolutionary banking app from your app store or at *Network providers standard data charges will apply. Terms and conditions apply. Disclaimer Our products and services, and the terms under which they are offered, may change. We will let you know within a reasonable time of these changes. It is in your interest to read your contract carefully. If you have any questions or need more information please contact your branch.standard Bank subscribes to the Code of Banking Practice. Please ask your branch for details. Standard Bank supports the Ombudsman for Banking Services Sharecall number Authorised financial services and registered credit provider (NCRCP15) The Standard Bank of South Africa Limited (Reg. No. 1962/000738/06). SBSA /14 PG0015 Moving Forward is a trademark of The Standard Bank of South Africa Limited

nt. Find out more at www.standardbank.co.za/instantmoney App for Smartphones or Tablets You decide where and when you need to do your banking.

PRICING GUIDE 2015. PureSave, PlusPlan and MarketLink accounts. Moving Forward TM. Still bringing you real banking value

PRICING GUIDE 2015. PureSave, PlusPlan and MarketLink accounts. Moving Forward TM. Still bringing you real banking value PRICING GUIDE 2015 PureSave, PlusPlan and MarketLink accounts Still bringing you real banking value Moving Forward TM Fees for 2015 To get maximum value for money when using your account, it is important