Young Professionals Private Banking

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1 Young Professionals Private Banking

2 Be In touch through managing your own banking needs. Internet Banking/ Standard Bank Website Call the Private Banking Line Standard Bank App Cellphone Banking (*120*2345#) ATMs (AutoBank, AutoCash, AutoPlus, ANA Machine) Private Banker Cheque/ Credit Card Visit a Branch SBG Securities (www. securities.co.za) Electronic Accounts Payments (AutoPlus) Amend EAP limit 1 Inter-account transfers (AutoPlus) Cash Deposits (ANA Machine) Apply for a Vehicle Finance 2 Apply for a Home Loan 2 Get Pre-Approval for a Home Loan Amount Add Beneficiaries on your profile Internet Banking profile View and pay traffic fines Buy Prepaid Electricity, Data Bundles and Airtime Create Instant Money Voucher SendMoney Online Purchases/EFT Open Savings and Investments Accounts Apply for and amend overdraft limits Get Electronic Statements Register for Online Share Trading and start trading Arrange a debit or stop order Reverse a debit or stop order Attend Seminars and Webinars on Online Share Trading Get Printed Statements (AutoPlus) Get Printed and Stamped Statements By sending a secure message from your Internet Banking profile. 1 Normal rates will apply. Clients are encouraged to use their Young Professionals Private Banker or the Young Professionals Line to get better deals on Home Loan and Vehicle Finance. 2 Transaction Banking Channel

3 Get the recognition. Get the account you deserve. As you reach the end of your studies, it is time to start building a rewarding career in your field of choice. We recognise that it has taken a lot of hard work and dedication to reach this point, and would like to join you as your financial partner with a Young Professionals Private Banking Account an exclusive Standard Bank offering to Young Professionals for select university graduates. When you open a Young Professionals Private Banking Account, you enjoy an exclusive suite of financial offerings and the promise of service that is efficient, professional and personal. Our holistic offering seamlessly integrates quality banking, lending and wealth advisory services with your professional lifestyle.

4 What does Young Professionals Private Banking offer you? î A dedicated Young Professionals Private Banker and banking line that provides tailored financial planning and individualised wealth creation î A financial plan that is based on your changing career, personal, family and lifestyle needs, with regular reviews as these evolve î A Platinum MasterCard Credit card* and Platinum VISA Cheque card that gives you quick and easy access to your money, locally and internationally î Comprehensive transactional banking services as well as instant SMS notifications on your account activity î Preferential interest rates on your savings, investment and personal credit facilities and loans î Specialised assistance with home loans and vehicle finance î Offshore products and services through a specialised Standard Bank offshore consultant î Access to both domestic and international airport lounges through your Diners Club card*. *Subject to credit approval.

5 Our Young Professionals Private Banking Account includes: î Day-to-day transactional banking, with unlimited electronic transactions such as: - Debit orders - Stop orders - Inter-account transfers - Cheque card purchases - Debit card purchases î Unlimited electronic balance enquiries, mini-statements and provisional statements î Unlimited electronic airtime top-ups on Internet and Cellphone banking, as well as at our ATMs î Eight Free AutoBank cash withdrawals î Two Free AutoBank cash deposits î Two Free bank issued cheques î Two Free cheque deposits î Two SendMoney transactions î MyUpdates SMS notifications î Stop payments î Annual VISA Platinum cheque card fees î Annual Platinum MasterCard credit card fees (excluding loyalty programmes) î Annual Diners Club charge card fees (excluding loyalty programmes) î Lost Card Protection î TravelWallet card activation, loading and reloading

6 Apply now You can apply for your Young Professionals Private Banking Account at any Standard Bank branch or online at As a financial services provider, we are governed by a range of banking regulations and codes of practice. To help us comply with these regulations and codes, please bring the following with you when you apply for a Young Professionals Private Banking Account: î A valid identity document î Proof of income î Proof of street or residential address î Three months bank statements if you bank with another financial institution î Graduation certificate or proof that you have completed your degree For more information, call us on to speak to one of our consultants.

7 How much does it cost? As a Young Professionals Private Banking client, you will have access to an inclusive bundle of products at a discounted monthly management fee of R132. Who qualifies? If you have left university with a classic professional degree# within the last five years, and are employed/training to become a Chartered accountant, Actuary, Medical doctor or Medical specialist, Engineer, Attorney or Advocate you could qualify for Young Professionals Private Banking. #Updated list of degrees available on

8 General enquiries Young Professionals Private Banking line: International Young Professional Private Banking: Lost or stolen cards: toll free international Internet site: General product terms and conditions apply. Authorised financial services and registered credit provider (NCRCP15) The Standard Bank of South Africa Limited (Reg. No. 1962/000738/06). SBSA /15

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