Nordic Ecolabelling of Copy and printing paper - supplementary module

Size: px
Start display at page:

Download "Nordic Ecolabelling of Copy and printing paper - supplementary module"

Transcription

1 rdic Ecoabeing of Copy and printing paper - suppementary modue Version June June 2019

2 Content What is rdic Ecoabeed copy and printing paper? 3 Why choose the rdic Ecoabe? 3 What can carry the rdic Ecoabe? 4 How to appy 4 What are the requirements of the rdic Ecoabe? 6 1 Environmenta requirements 6 2 Quaity and reguatory requirements 7 Marketing 9 Design of the rdic Ecoabe 9 Vaidity of the criteria document 9 Appendix 1 Information about the paper Appendix 2 Marketing of ecoabeed copy and printing paper - remowed appendix 044 Copy and printing paper, version 4.2, 5 vember 2015 This document is a transation of an origina in Swedish. In case of dispute, the origina document shoud be taken as authoritative. Addresses In 1989, the rdic Counci of Ministers decided to introduce a vountary officia ecoabe, the Swan. These organisations/companies operate the rdic ecoabeing system on behaf of their own country s government. For more information, see the websites. Denmark Ecoabeing Denmark Danish Standards Foundation Portand Towers Göteborg Pads 1 DK-2150 rdhavn Phone Fax E-mai: info@ecoabe.dk Sweden Ecoabeing Sweden Box SE Stockhom Phone E-mai: svanen@ecoabe.se rway Ecoabeing rway Henrik Ibsens gate 20 NO-0255 Oso Phone E-mai: info@ecoabe.no Finand Ecoabeing Finand Box 489 FIN Hesinki Phone E-mai: joutsen@ecoabe.fi Iceand Ecoabeing Iceand Umhverfisstofnun Suðurandsbraut 24 IS-108 Reykjavik Phone Fax E-mai: svanurinn@ust.is This document may ony be copied in its entirety and without any kind of ateration. It may be quoted from provided that rdic Ecoabeing is stated as the source.

3 What is rdic Ecoabeed copy and printing paper? The rdic Ecoabe is an officia eco-abe with absoute requirements. rdic Ecoabeed papers have ess impact on the environment than most other papers in their product groups and the rdic Ecoabe signifies that the product fufis strict environmenta requirements. This means that the paper has minimum environmenta impact with regard to production, use and waste. This is achieved by using certified raw materias, by imiting the use of environmentay harmfu chemicas, by producing ow emissions to air and water and by reducing energy consumption. rdic Ecoabeing s environmenta requirements provide individua manufacturers guidance on how they can contribute to the deveopment of an ecoogicay sustainabe society. The rdic Ecoabe on a paper product confirms that resources have been used efficienty and that environmentay suitabe production methods have been empoyed. The raw materias used in the product have been evauated by rdic Ecoabeing and ony raw materias of the highest quaity in environmenta terms may be used in rdic Ecoabeed products. Why choose the rdic Ecoabe? The rdic Ecoabe is a performance standard with absoute requirements. The rdic Ecoabe is a cost-effective and simpe means of communicating environmenta work and commitment. The rdic Ecoabe enjoys high credibiity and famiiarity in the rdic countries. Recognition of the rdic Ecoabe in 2010 was 98% in Sweden, 95% in rway, 88% in Finand, 93% in Denmark and 73% in Iceand. Environmenta issues are compex. It can take a ong time and extensive resources to gain an understanding of a specific area. rdic Ecoabeing faciitates this work. The rdic Ecoabe aso sets requirements on quaity and recycabiity. This means that a rdic Ecoabe icence can aso be seen as a mark of quaity. A rdic Ecoabe aows manufacturers to communicate to purchasers in the pubic and private sector that the manufacturer is environmentay conscious. rdic Ecoabeing of Copy and printing paper (9)

4 What can carry the rdic Ecoabe? The product group of copy and printing paper incudes the foowing types of paper: Wood-based and wood-free unconverted copying and printing paper that is made from chemica and/or mechanica pup and/or recyced fibre for writing, printing and copying. The foowing boards made from chemica and/or mechanica pup and/or recyced fibre can aso be rdic Ecoabeed. Cardboard: Soid beach board (SBB), soid beached suphate (SBS) and soid unbeached board (SUB). Foding boxboard (FBB) White ined chipboard (WLC) Ony paper with a distinct trade name can be ecoabeed. Paper with a trade name that may appear on both ecoabeed and non-ecoabeed paper is not eigibe for rdic Ecoabeing. These criteria do not appy to tissue paper, greaseproof paper, coffee fiters, cardboard (other than the aforementioned), kraft paper or sack paper. This criteria document may aso be used to document that the paper fufis the environmenta requirements for paper that is used for rdic Ecoabeed printed matter. How to appy rdic Ecoabeing requirements for paper products are subdivided into a basic modue, a chemica modue and suppementary modues for various product areas. The basic modue sets out requirements for paper and pup manufacturing, whie the chemica modue contains requirements in respect of chemicas. The various suppementary modues contain requirements specific to the product group in question. If the requirement eves differ between modues, the eve specified in the suppementary modue aways appies. This suppementary modue appies to copy and printing paper. te that the imit vaues on energy consumption in this suppementary modue are more stringent than those stipuated in the basic modue. Each requirement is marked with the etter R (requirement) and a number. A the requirements in this document and the reevant requirements in the basic modue (ver. 2) and chemica modue (ver. 2) must be met before a icence may be granted. Appications are to be submitted with the aid of the eectronic appication aid on My Swan Account. If the manufacturer operates other reporting systems, such as EMAS, ISO or reports to reguatory authorities, these can be approved if they are sufficienty specific to the product and if the basis for cacuation is as specified in the criteria. rdic Ecoabeing of Copy and printing paper (9)

5 Icons in the text The text describes how the appicant sha demonstrate fufiment of each requirement. There are aso icons in the text to make this cearer. These icons are: ( Encose Appication Appications sha be sent to rdic Ecoabeing in the country in which the product is to be sod, see the address ist on page 2. Appications consist in an appication form and a competed eectronic appication aid with upoaded documentation of compiance (as specified in the requirements). My Swan Account can be accessed via the internet addresses shown on page 2 of this document or via Further information and assistance may be avaiabe. Visit the website of the reevant nationa ecoabeing body for more information. On-site inspection During the appication process, rdic Ecoabeing performs on-site inspections to ensure adherence to the requirements. For the purposes of this inspection, data used for cacuations, origina copies of submitted certificates, test records, purchase statistics, and simiar documents that support the appication must be avaiabe for examination. Costs An appication fee is charged to companies appying for a icence. There is an additiona annua fee based on the revenues produced by the paper carrying the rdic Ecoabe. Enquiries Pease contact rdic Ecoabeing if you have any queries or require further information. See page 2 for addresses. rdic Ecoabeing of Copy and printing paper (9)

6 What are the requirements of the rdic Ecoabe? These requirements ony appy to the parts of production reevant to the rdic Ecoabe. The requirements refer to the basic modue and chemica modue for paper products, which may be downoaded from the nationa rdic Ecoabe website. The award of a rdic Ecoabe icence requires: That a obigatory requirements must be fufied. rdic Ecoabeing must inspect the production site. 1 Environmenta requirements R1 Information about the paper Specify the name of the paper manufacturer. Specify the trademark/trade name of the product, grade and weight (g/m 2 ). Is the paper sod in sheets or on ros? The information can be provided using Appendix 1 in this document. ( Overview of the above points. Appendix 1 can be used for documentation purposes. Representative product sampes are to be suppied upon request from rdic Ecoabeing. Are the requirements met? R2 Basic and chemica modues (ver. 2) Specify whether the paper/pup quaity has aready been approved by rdic Ecoabeing in accordance with the basic modue and the chemica modue. If yes, state when and by which secretariat. If no, a the requirements in the basic modue and the chemica modue must be fufied. The documentation required from the pup and paper mi are to be submitted with the aid of the eectronic appication aid on My Swan Account. ( Overview of the above points. R3 Energy requirements copy and printing paper Maximum tota eectricity and fue scores for rdic Ecoabeed copy and printing paper. P eectricity(tota) < 1.15 P fue(tota) < 1.15 The energy score is cacuated with the aid of a technica description of the production processes, where the energy consumption is compared to reference vaues for production. A more detaied description of documentation requirements and cacuation methods is provided in version 2 of the basic modue, in which P eectricity and P fue are aso defined. P eectricity(tota) and P fue(tota) incude the energy scores from production of both paper and the constituent pups. ( Cacuations in accordance with Appendix 2 of the basic modue (version 2) showing compiance with the imit vaues. rdic Ecoabeing aso provides a spreadsheet that is to be used for these cacuations. rdic Ecoabeing of Copy and printing paper (9)

7 R4 Energy requirements for specia paper and niche products Maximum tota energy score for the production of specia paper and niche products: P eectricity(tota) < 1.25 P fue(tota) < 1.25 Definition of specia paper and niche products: The production of specia paper/niche products must fufi the foowing conditions: 1. Production capacity must not exceed 10 tonnes/day, based on annua figures. 2. Production quantities must not exceed 10 tonnes/day, based on annua figures. 3. Production requires the paper machine s pump system to be emptied so often that the resetting time (time required to change paper quaity) is at east 7% of the net production time. If this exemption rue is used for a paper mi or integrated mi, the emission figures for other paper or pup production must not incude emissions that stem from one or more paper making ines incuded in this specia paper production. This exemption may ony be used for paper making ines that fufi items 1, 2 or 3. This exemption rue may not be used as part of the cacuation of the mean vaue for various paper making ines. P eectricity(tota) and P fue(tota) incude the energy scores from paper production and the pups that are used. A more detaied description of how the energy scores are cacuated is provided in the basic modue (version 2). ( Cacuations, performed according to Appendix 2 of the basic modue (version 2), demonstrating compiance with points score imits. 2 Quaity and reguatory requirements R5 Marketing The requirement is removed as decided by the Board of Directors 17 vember Are the requirements met? R6 Take-back system Pertinent nationa producer responsibiity reguations, egisation and/or agreements within the sector regarding the recycing systems for products and packaging sha be met in the rdic countries in which the rdic Ecoabeed product is marketed. ( Decaration from the appicant regarding adherence to existing recycing/ take-back agreements. rdic Ecoabeing of Copy and printing paper (9)

8 R7 Laws and reguations The icensee must guarantee adherence to safety reguations, working environment egisation, environmenta egisation and conditions/concessions specific to the operations at a sites where the rdic Ecoabeed paper is manufactured. documentation is required, but rdic Ecoabeing may revoke the icence if the requirement is not fufied. R8 Quaity and environmenta assurance The appicant is responsibe for ensuring that the quaity of the rdic Ecoabeed product is maintained throughout the period of vaidity of the icence. If the paper manufacturer appies for or hods a rdic Ecoabe icence, this requirement on environmenta and quaity assurance sha be documented using the basic modue (version 2), requirements R5-R6. If the appicant or icensee is not the paper manufacturer, the foowing sha be fufied: A requirements in the ecoabeing criteria that are reevant for the icence appicant are being met and that they are verifiabe during the vaidity period of the icence. The rdic Ecoabeed product can be traced throughout the entire production process from raw materia to finished product. Unforeseen non-conformities or panned changes in production, which may affect the product s abiity to fufi the ecoabeing requirements, are reported to rdic Ecoabeing without deay. The icence appicant sha have a written permission from rdic Ecoabeing before carrying out any changes that may be of reevance for the fufiment of the ecoabeing requirements. Exampes of such changes are a change of recipe (pup mixture), exchanging raw materias and new production methods. A person in the organization is assigned the responsibiity and authority to guarantee that the requirements of the ecoabeing criteria are fufied. A contact person, responsibe for reporting to rdic Ecoabeing, is appointed. ( The requirements on environmenta and quaity assurance are documented using Appendix 5 of the basic modue (version 2). rdic Ecoabeing of Copy and printing paper (9)

9 Marketing The rdic Ecoabe is a very we-known and we-reputed trademark in the rdic region. A rdic Ecoabeed computer may be marketed using the Swan ecoabe so ong as the associated icence is vaid. The abe must be positioned so that there is no doubt as to what the abe refers and so that it is cear that the computer is ecoabeed. More information on marketing can be found in Reguations for the rdic Ecoabeing of products of 22 June 2011 or ater version. Design of the rdic Ecoabe The design of the Ecoabe and the aocated ID number (shown as ) sha have the foowing design: The subtext Copy paper, Printing paper or Cardboard, as reevant, may aso be used. The ecoabe sha be found both on the ream cover and on the box. Vaidity of the criteria document rdic Ecoabeing adopted version 4 of the criteria for copy and printing paper on 22 June The criteria are vaid unti 30 June On 15 May 2013, the Secretariat Manager Meeting decided to proong the vaidity of the criteria with two years. The new version is caed 4.1 and it is vaid unti 30 June On 5 vember 2015 the rdic Ecoabeing board decided to proong the vaidity of the criteria document with three years. Some minor editoria changes were aso introduced. On 17 vember 2014 the Board of Directors decided to remove requirement R5 Marketing. The new version is caed 4.2 and it is vaid unti 30 June During the period of vaidity, the rdic Ecoabeing Board may correct, carify and/or extend the criteria by pubishing a new version of the document. This wi not normay affect icences aready granted. The rdic Ecoabeing Board sha announce new criteria at east 12 months in advance of the end of the period of vaidity. rdic Ecoabeing of Copy and printing paper (9)

10 Appendix 1 Information about the paper GENERAL INFORMATION Name of icensee/appicant: Address: Name of paper manufacturer: INFORMATION ON THE PAPER Trade name: Grade: At east one of the foowing types must be checked: Office paper for: Copy paper Laser Four-coour copying and ink-jet Cooured paper Labes Other: Graphic paper for: Digita printing Offset Cardboard News print Other: Weight (g/m 2 ) Is the paper sod in sheets or on ros? Sheet size (smaest, greatest): Coating: The paper is Coated Uncoated Archive grade (vountary information): Does the paper fufi ISO 9706 (Information and documentation - Paper for documents Requirements for permanence)? Other aspects (e.g. runnabiity or printabiity) rdic Ecoabeing of Copy and printing paper - 4

11 Appendix 2 Marketing of ecoabeed copy and printing paper The appendix is removed as decided by the Board of Directors 17 vember rdic Ecoabeing of Copy and printing paper - 4

Nordic Ecolabelling of Copy and printing paper - supplementary module

Nordic Ecolabelling of Copy and printing paper - supplementary module rdic Ecoabeing of Copy and printing paper - suppementary modue Version 4.1 22 June 2011 30 June 2016 rdic Ecoabeing Content What is rdic Ecoabeed copy and printing paper? 3 Why choose the rdic Ecoabe?

More information

Nordic Ecolabelling of Paper Products - Basic Module

Nordic Ecolabelling of Paper Products - Basic Module Nordic Ecoabeing of Paper Products - Basic Modue Version 2.1 22 June 2011 30 June 2016 Nordic Ecoabeing Content The Nordic Ecoabe moduar system for paper products 3 What is Nordic Ecoabeed paper? 4 Why

More information

Specification of fibre raw material. For the documentation of fibre raw material:

Specification of fibre raw material. For the documentation of fibre raw material: Appendix 1A Specification of fibre raw materia Suppier: Product: Manufacturer/suppier: For the documentation of fibre raw materia: Type of wood/pant and geographica origin (country/state and region/ province).

More information

Nordic Ecolabelling of Cosmetic products

Nordic Ecolabelling of Cosmetic products rdic Ecoabeing of Cosmetic products Version 2.10 12 October 2010 30 June 2017 rdic Ecoabeing Content What is a rdic Ecoabeed cosmetic product? 3 Why choose the rdic Ecoabe? 3 Which cosmetic products may

More information

Remanufactured OEM Toner Cartridges

Remanufactured OEM Toner Cartridges Nordic Ecoabeing of Remanufactured OEM Toner Cartridges Version 5.1 15 June 2012 30 June 2016 Nordic Ecoabeing Content What is a Nordic Ecoabeed toner cartridge? 3 Why choose the Nordic Ecoabe? 4 What

More information

Nordic Ecolabelling of Dishwasher detergents for professional use

Nordic Ecolabelling of Dishwasher detergents for professional use rdic Ecoabeing of Dishwasher detergents for professiona use Version 2.6 21 June 2010 31 March 2018 rdic Ecoabeing Content What is a rdic Ecoabeed dishwasher detergent? 3 Why choose the rdic Ecoabe? 3 What

More information

Nordic Ecolabelling of Cleaning products

Nordic Ecolabelling of Cleaning products rdic Ecoabeing of Ceaning products Version 5.2 13 March 2013 31 March 2017 rdic Ecoabeing Content What is a rdic Ecoabeed ceaning product? 3 Why choose the rdic Ecoabe? 3 What products are eigibe for a

More information

Nordic Ecolabelling of Floor care products

Nordic Ecolabelling of Floor care products rdic Ecoabeing of Foor care products Version 4.3 15 June 2012 30 June 2017 rdic Ecoabeing Content What is a rdic Ecoabeed foor care product? 3 Why choose the rdic Ecoabe? 3 What can carry the rdic Ecoabe?

More information

Nordic Ecolabelling of Laundry detergents and stain removers

Nordic Ecolabelling of Laundry detergents and stain removers rdic Ecoabeing of Laundry detergents and stain removers Version 7.7 15 December 2011 31 December 2017 rdic Ecoabeing Content What is a rdic Ecoabeed aundry detergent or stain remover? 3 Why choose the

More information

Australian Bureau of Statistics Management of Business Providers

Australian Bureau of Statistics Management of Business Providers Purpose Austraian Bureau of Statistics Management of Business Providers 1 The principa objective of the Austraian Bureau of Statistics (ABS) in respect of business providers is to impose the owest oad

More information

Certified Once Accepted Everywhere Why use an accredited certification body?

Certified Once Accepted Everywhere Why use an accredited certification body? Certified Once Accepted Everywhere Why use an accredited certification body? Third party management systems certification is a frequenty specified requirement to operate in the goba market pace. It can

More information

DOING BUSINESS WITH THE REGION OF PEEL A GUIDE FOR NEW AND CURRENT VENDORS

DOING BUSINESS WITH THE REGION OF PEEL A GUIDE FOR NEW AND CURRENT VENDORS DOING BUSINESS WITH THE REGION OF PEEL A GUIDE FOR NEW AND CURRENT VENDORS TABLE OF CONTENTS INTRODUCTION... 1 GOVERNANCE... 1 COMMONLY PURCHASED GOODS AND SERVICES... 1 HOW TO REGISTER YOUR COMPANY...

More information

NatWest Global Employee Banking Eastwood House Glebe Road Chelmsford Essex England CM1 1RS Depot Code 028

NatWest Global Employee Banking Eastwood House Glebe Road Chelmsford Essex England CM1 1RS Depot Code 028 To appy for this account, the printed appication must be competed and returned together with any necessary supporting documentation to the foowing address: NatWest Goba Empoyee Banking Eastwood House Gebe

More information

SABRe B2.1: Design & Development. Supplier Briefing Pack.

SABRe B2.1: Design & Development. Supplier Briefing Pack. SABRe B2.1: Design & Deveopment. Suppier Briefing Pack. 2013 Ros-Royce pc The information in this document is the property of Ros-Royce pc and may not be copied or communicated to a third party, or used

More information

A Description of the California Partnership for Long-Term Care Prepared by the California Department of Health Care Services

A Description of the California Partnership for Long-Term Care Prepared by the California Department of Health Care Services 2012 Before You Buy A Description of the Caifornia Partnership for Long-Term Care Prepared by the Caifornia Department of Heath Care Services Page 1 of 13 Ony ong-term care insurance poicies bearing any

More information

Budgeting Loans from the Social Fund

Budgeting Loans from the Social Fund Budgeting Loans from the Socia Fund tes sheet Pease read these notes carefuy. They expain the circumstances when a budgeting oan can be paid. Budgeting Loans You may be abe to get a Budgeting Loan if:

More information

Income Protection Solutions. Policy Wording

Income Protection Solutions. Policy Wording Income Protection Soutions Poicy Wording Wecome to Aviva This booket tes you a you need to know about your poicy, incuding: what to do if you need to caim what s covered, and expanations of some of the

More information

Early access to FAS payments for members in poor health

Early access to FAS payments for members in poor health Financia Assistance Scheme Eary access to FAS payments for members in poor heath Pension Protection Fund Protecting Peope s Futures The Financia Assistance Scheme is administered by the Pension Protection

More information

Nordic Ecolabelling of Alternative Dry Cleaning

Nordic Ecolabelling of Alternative Dry Cleaning rdic Ecolabelling of Alternative Dry Cleaning Version 1.6 23 March 2006 31 March 2018 rdic Ecolabelling Content What is rdic Ecolabelled alternative dry cleaning? 3 Why choose the rdic Ecolabel? 3 What

More information

INDUSTRIAL AND COMMERCIAL

INDUSTRIAL AND COMMERCIAL Finance TM NEW YORK CITY DEPARTMENT OF FINANCE TAX & PARKING PROGRAM OPERATIONS DIVISION INDUSTRIAL AND COMMERCIAL ABATEMENT PROGRAM PRELIMINARY APPLICATION AND INSTRUCTIONS Mai to: NYC Department of Finance,

More information

professional indemnity insurance proposal form

professional indemnity insurance proposal form professiona indemnity insurance proposa form Important Facts Reating To This Proposa Form You shoud read the foowing advice before proceeding to compete this proposa form. Duty of Discosure Before you

More information

Internal Control. Guidance for Directors on the Combined Code

Internal Control. Guidance for Directors on the Combined Code Interna Contro Guidance for Directors on the Combined Code ISBN 1 84152 010 1 Pubished by The Institute of Chartered Accountants in Engand & Waes Chartered Accountants Ha PO Box 433 Moorgate Pace London

More information

Vacancy Rebate Supporting Documentation Checklist

Vacancy Rebate Supporting Documentation Checklist Vacancy Rebate Supporting Documentation Checkist The foowing documents are required and must accompany the vacancy rebate appication at the time of submission. If the vacancy is a continuation from the

More information

Advertising opportunities with the Irish National Teachers Organisation (INTO)

Advertising opportunities with the Irish National Teachers Organisation (INTO) Advertising opportunities with the Irish Nationa Teachers Organisation (INTO) 1. InTouch Magazine 2. Website 3. E Newsetter 4. INTO Members Diary: Advertising and sponsorship opportunities 5. Tips for

More information

FLAC Legal Divorce v2 band_layout 1 26/06/2014 20:01 Page 1 July 2014 divorce

FLAC Legal Divorce v2 band_layout 1 26/06/2014 20:01 Page 1 July 2014 divorce Juy 2014 divorce Divorce has been avaiabe in the Repubic of Ireand since 1997. Once a divorce is obtained, the parties (the ex-spouses) are free to remarry or enter into a civi partnership. Famiy Law (Divorce)

More information

CARBON FOOTPRINT REPORT

CARBON FOOTPRINT REPORT CARBON FOOTPRINT REPORT 07.03.2012 ATEA ASA REPORT: CARBON FOOTPRINT ANALYSIS 2011 PROVIDED BY: CO2FOCUS Content Introduction... 2 Method... 2 Resuts... 4 Atea Group... 4 Atea Norway... 5 Atea Denmark...

More information

World Accreditation Day

World Accreditation Day Word Accreditation Day 9 June 2016 www.pubicsectorassurance.org Accreditation: A goba too to support Pubic Poicy Accreditation: A goba too to support Pubic Poicy Standards, accreditation and conformity

More information

CODE OF PRACTICE for the PHARMACEUTICAL INDUSTRY 2015

CODE OF PRACTICE for the PHARMACEUTICAL INDUSTRY 2015 CODE OF PRACTICE for the PHARMACEUTICAL INDUSTRY 2015 CODE OF PRACTICE for the PHARMACEUTICAL INDUSTRY 2015 together with the PRESCRIPTION MEDICINES CODE OF PRACTICE AUTHORITY Constitution and Procedure

More information

Pay-on-delivery investing

Pay-on-delivery investing Pay-on-deivery investing EVOLVE INVESTment range 1 EVOLVE INVESTMENT RANGE EVOLVE INVESTMENT RANGE 2 Picture a word where you ony pay a company once they have deivered Imagine striking oi first, before

More information

CODE OF PRACTICE for the PHARMACEUTICAL INDUSTRY

CODE OF PRACTICE for the PHARMACEUTICAL INDUSTRY CODE OF PRACTICE for the PHARMACEUTICAL INDUSTRY 2014 CODE OF PRACTICE for the PHARMACEUTICAL INDUSTRY 2014 together with the PRESCRIPTION MEDICINES CODE OF PRACTICE AUTHORITY Constitution and Procedure

More information

Accreditation: Supporting the Delivery of Health and Social Care

Accreditation: Supporting the Delivery of Health and Social Care Accreditation: Supporting the Deivery of Heath and Socia Care PHARMACY E F P T O L P E D P E C M F D T G L E F R Accreditation: Supporting the Deivery of Heath and Socia Care June 9, 2015 marks Word Accreditation

More information

Candidate Application and Handbook

Candidate Application and Handbook Candidate Appication and Handbook For the CMA (AAMA) Certification/Recertification Examination The CMA (AAMA): Heath Care s Most Versatie Professiona A pubication of the Certifying Board of the American

More information

Example of Credit Card Agreement for Bank of America Visa Signature and World MasterCard accounts

Example of Credit Card Agreement for Bank of America Visa Signature and World MasterCard accounts Exampe of Credit Card Agreement for Bank of America Visa Signature and Word MasterCard accounts PRICING INFORMATION Actua pricing wi vary from one cardhoder to another Annua Percentage Rates for Purchases

More information

READING A CREDIT REPORT

READING A CREDIT REPORT Name Date CHAPTER 6 STUDENT ACTIVITY SHEET READING A CREDIT REPORT Review the sampe credit report. Then search for a sampe credit report onine, print it off, and answer the questions beow. This activity

More information

l l ll l l Exploding the Myths about DETC Accreditation A Primer for Students

l l ll l l Exploding the Myths about DETC Accreditation A Primer for Students Expoding the Myths about DETC Accreditation A Primer for Students Distance Education and Training Counci Expoding the Myths about DETC Accreditation: A Primer for Students Prospective distance education

More information

Oracle Hyperion Tax Provision. User's Guide Release 11.1.2.2

Oracle Hyperion Tax Provision. User's Guide Release 11.1.2.2 Orace Hyperion Tax Provision User's Guide Reease 11.1.2.2 Tax Provision User's Guide, 11.1.2.2 Copyright 2013, Orace and/or its affiiates. A rights reserved. Authors: EPM Information Deveopment Team Orace

More information

Setting up the Forensic Laboratory

Setting up the Forensic Laboratory Chapter 3 Setting up the Forensic Laboratory Tabe of Contents 3.1 Setting Up the Forensic Laboratory 25 3.1.1 Forensic Laboratory Terms of Reference 26 3.1.2 The Status of the Forensic Laboratory 26 3.1.3

More information

July 2014. separation

July 2014. separation Juy 2014 separation When a marriage breaks down, the coupe can arrange for a forma separation. The coupe may eventuay decide to divorce (see separate information eafet on Divorce). There are two different

More information

Key Features of Life Insurance

Key Features of Life Insurance Key Features of Life Insurance Life Insurance Key Features The Financia Conduct Authority is a financia services reguator. It requires us, Aviva, to give you this important information to hep you to decide

More information

ICAP CREDIT RISK SERVICES. Your Business Partner

ICAP CREDIT RISK SERVICES. Your Business Partner ICAP CREDIT RISK SERVICES Your Business Partner ABOUT ICAP GROUP ICAP Group with 56 miion revenues for 2008 and 1,000 empoyees- is the argest Business Services Group in Greece. In addition to its Greek

More information

WEBSITE ACCOUNT USER GUIDE SECURITY, PASSWORD & CONTACTS

WEBSITE ACCOUNT USER GUIDE SECURITY, PASSWORD & CONTACTS WEBSITE ACCOUNT USER GUIDE SECURITY, PASSWORD & CONTACTS Password Reset Process Navigate to the og in screen Seect the Forgot Password ink You wi be asked to enter the emai address you registered with

More information

Overview of Health and Safety in China

Overview of Health and Safety in China Overview of Heath and Safety in China Hongyuan Wei 1, Leping Dang 1, and Mark Hoye 2 1 Schoo of Chemica Engineering, Tianjin University, Tianjin 300072, P R China, E-mai: david.wei@tju.edu.cn 2 AstraZeneca

More information

Decoration. Pilkington Texture Glass Range

Decoration. Pilkington Texture Glass Range Decoration Pikington Texture Gass Range Choose from a wide range of genuine Pikington designs Contora Privacy Leve 4 Oak Privacy Leve 4 Charcoa Sticks Privacy Leve 4 Digita Privacy Leve 3 Foriee Privacy

More information

LADDER SAFETY Table of Contents

LADDER SAFETY Table of Contents Tabe of Contents SECTION 1. TRAINING PROGRAM INTRODUCTION..................3 Training Objectives...........................................3 Rationae for Training.........................................3

More information

Welcome to Colonial Voluntary Benefits. Thank you for your interest in our Universal Life with the Accelerated Death Benefit for Long Term Care Rider.

Welcome to Colonial Voluntary Benefits. Thank you for your interest in our Universal Life with the Accelerated Death Benefit for Long Term Care Rider. Heo, Wecome to Coonia Vountary Benefits. Thank you for your interest in our Universa Life with the Acceerated Death Benefit for Long Term Care Rider. For detai pease ca 877-685-2656. Pease eave your name,

More information

Poicy Aims And Their Contract Terms

Poicy Aims And Their Contract Terms Group Income Protection Technica Guide Aviva By choosing Aviva, part of the UK s argest insurance group, you benefit from our financia strength. Together with miions of customers wordwide you can fee certain

More information

Learning from evaluations Processes and instruments used by GIZ as a learning organisation and their contribution to interorganisational learning

Learning from evaluations Processes and instruments used by GIZ as a learning organisation and their contribution to interorganisational learning Monitoring and Evauation Unit Learning from evauations Processes and instruments used by GIZ as a earning organisation and their contribution to interorganisationa earning Contents 1.3Learning from evauations

More information

AA Fixed Rate ISA Savings

AA Fixed Rate ISA Savings AA Fixed Rate ISA Savings For the road ahead The Financia Services Authority is the independent financia services reguator. It requires us to give you this important information to hep you to decide whether

More information

Via Federal Express WARNING LETTER Center for Devices and Radiological Health 2098 Gaither Road Rockville. MD 20850

Via Federal Express WARNING LETTER Center for Devices and Radiological Health 2098 Gaither Road Rockville. MD 20850 DEPARTMENI OF HEALTH & HUMAN SERVICES Pubic Heath Service Stephen Smith IV, M.D., Chair Kaweah Deta Heath Care District Institutiona Review Committee 400 West Minera King 119 Visaia, Caifornia 9329 1 Dear

More information

Income Protection Solutions. Policy Wording

Income Protection Solutions. Policy Wording Income Protection Soutions Poicy Wording Wecome to Aviva This booket tes you a you need to know about your poicy, incuding: what to do if you need to caim what s covered, and expanations of some of the

More information

Income Protection Options

Income Protection Options Income Protection Options Poicy Conditions Introduction These poicy conditions are written confirmation of your contract with Aviva Life & Pensions UK Limited. It is important that you read them carefuy

More information

PREFACE. 2 INTRODUCTION. 4 EXAMINATION CONTENT. 10 STEP 1: APPLY TO TAKE THE EXAMINATION. 16 STEP 2: RECEIVE YOUR NOTICE TO SCHEDULE.

PREFACE. 2 INTRODUCTION. 4 EXAMINATION CONTENT. 10 STEP 1: APPLY TO TAKE THE EXAMINATION. 16 STEP 2: RECEIVE YOUR NOTICE TO SCHEDULE. Apri 2016 1 PREFACE This buetin is intended for individuas who pan to take the Uniform Certified Pubic Accountant (CPA) Examination. The examination is fuy computerized and offered via a network of test

More information

Candidate Application and Handbook

Candidate Application and Handbook Candidate Appication and Handbook For the CMA (AAMA) Certification/Recertification Examination A Pubication of the Certifying Board of the American Association of Medica Assistants Candidate Appication

More information

ADVANCED ACCOUNTING SOFTWARE FOR GROWING BUSINESSES

ADVANCED ACCOUNTING SOFTWARE FOR GROWING BUSINESSES ADVANCED ACCOUNTING SOFTWARE FOR GROWING BUSINESSES Product Features 1. System 2. Saes Ledger Unimited companies with password protection User security Muti-user system: 1 user comes as standard, up to

More information

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES The Eectronic Fund Transfers we are capabe of handing for consumers are indicated beow, some of which may not appy your account Some of these

More information

FINANCIAL ACCOUNTING

FINANCIAL ACCOUNTING FINANCIAL ACCOUNTING Part 1 A conceptua framework: setting the scene 1 Who needs accounting? 2 A systematic approach to financia reporting: the accounting equation 3 Financia statements from the accounting

More information

CERTIFICATE COURSE ON CLIMATE CHANGE AND SUSTAINABILITY. Course Offered By: Indian Environmental Society

CERTIFICATE COURSE ON CLIMATE CHANGE AND SUSTAINABILITY. Course Offered By: Indian Environmental Society CERTIFICATE COURSE ON CLIMATE CHANGE AND SUSTAINABILITY Course Offered By: Indian Environmenta Society INTRODUCTION The Indian Environmenta Society (IES) a dynamic and fexibe organization with a goba vision

More information

APIS Software Training /Consulting

APIS Software Training /Consulting APIS Software Training /Consuting IQ-Software Services APIS Informationstechnoogien GmbH The information contained in this document is subject to change without prior notice. It does not represent any

More information

Health Savings Account 2014-2015 reference guide

Health Savings Account 2014-2015 reference guide Heath Savings Account 2014-2015 reference guide www.seectaccount.com Information at your fingertips This ist of chapters and page numbers wi hep you find the information you need quicky. A detaied ist

More information

Teamwork. Abstract. 2.1 Overview

Teamwork. Abstract. 2.1 Overview 2 Teamwork Abstract This chapter presents one of the basic eements of software projects teamwork. It addresses how to buid teams in a way that promotes team members accountabiity and responsibiity, and

More information

Message. The Trade and Industry Bureau is committed to providing maximum support for Hong Kong s manufacturing and services industries.

Message. The Trade and Industry Bureau is committed to providing maximum support for Hong Kong s manufacturing and services industries. Message The Trade and Industry Bureau is committed to providing maximum support for Hong Kong s manufacturing and services industries. With the weight of our economy shifting towards knowedge-based and

More information

Example of Credit Card Agreement for FIA Card Services Platinum Plus and Preferred MasterCard and Visa accounts

Example of Credit Card Agreement for FIA Card Services Platinum Plus and Preferred MasterCard and Visa accounts Exampe of Credit Card Agreement for FIA Card Services Patinum Pus and Preferred MasterCard and Visa accounts This information is accurate as of June 30, 2014. This credit card program is issued and administered

More information

Health Savings Account 2013 2014 reference guide

Health Savings Account 2013 2014 reference guide Heath Savings Account 2013 2014 reference guide Information at your fingertips This ist of chapters and page numbers wi hep you find the information you need quicky. A detaied ist of sections and topics

More information

Annual Notice of Changes for 2016

Annual Notice of Changes for 2016 Easy Choice Best Pan (HMO) offered by Easy Choice Heath Pan, Inc. Annua Notice of Changes for 2016 You are currenty enroed as a member of Easy Choice Best Pan (HMO). Next year, there wi be some changes

More information

Avaya Remote Feature Activation (RFA) User Guide

Avaya Remote Feature Activation (RFA) User Guide Avaya Remote Feature Activation (RFA) User Guide 03-300149 Issue 5.0 September 2007 2007 Avaya Inc. A Rights Reserved. Notice Whie reasonabe efforts were made to ensure that the information in this document

More information

Pilkington K Glass Range. Pilkington K Glass Pilkington K Glass OW Pilkington K Glass OW on Surface 4 Pilkington K Glass S

Pilkington K Glass Range. Pilkington K Glass Pilkington K Glass OW Pilkington K Glass OW on Surface 4 Pilkington K Glass S Pikington K Gass Range Pikington K Gass Pikington K Gass OW Pikington K Gass OW on Surface 4 Pikington K Gass S Upstairs windows using energy-efficient gazing. Downstairs windows using origina singe gazing.

More information

Energy Performance Certificate

Energy Performance Certificate Energy Performance Certificate Sampe EPC TheDomesticEnergyAssessorcom Dweing type: Date of assessment: Date of certificate: Reference number: Tota foor area: Mid-terrace house 09 June 2007 31 August 2007

More information

Extracting the power of One Philips

Extracting the power of One Philips Our suppiers The Company s mission for suppy management is to create vaue by extracting the power of One Phiips and transforming the transactiona purchasing function into strategic suppy management. 2007

More information

How To Deiver Resuts

How To Deiver Resuts Message We sha make every effort to strengthen the community buiding programme which serves to foster among the peope of Hong Kong a sense of beonging and mutua care. We wi continue to impement the District

More information

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES. l l

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES. l l ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES The Eectronic Fund Transfers we are capabe of handing for consumers are indicated beow some of which may not appy your account Some of these may

More information

Gas turbine air intake media

Gas turbine air intake media Gas turbine air intake media Gas turbine air intake fiter media soutions High energy cost and demand wordwide have increased the focus on energy efficiency in many industries and market sectors. Specificay,

More information

2016 Advertising Rate Information

2016 Advertising Rate Information Internationa District Energy Association 2016 Advertising Rate Information District Energy Magazine I District Energy Onsite I www.districtenergy.org Your Business Bueprint for Success! www.districtenergy.org

More information

Chapter 3: e-business Integration Patterns

Chapter 3: e-business Integration Patterns Chapter 3: e-business Integration Patterns Page 1 of 9 Chapter 3: e-business Integration Patterns "Consistency is the ast refuge of the unimaginative." Oscar Wide In This Chapter What Are Integration Patterns?

More information

Workspace Group Plc. (incorporated and registered in England and Wales under number 2041612)

Workspace Group Plc. (incorporated and registered in England and Wales under number 2041612) PROSPECTUS Workspace Group Pc (incorporated and registered in Engand and Waes under number 2041612) 6.00 per cent Stering Bonds due 2019 Issue price: 100 per cent 6.00 per cent Stering Bonds due 2019 (the

More information

Key Features and Terms & Conditions of the Stocks & Shares Junior ISA

Key Features and Terms & Conditions of the Stocks & Shares Junior ISA June 2013 Key Features and Terms & Conditions of the This document shoud be read in conjunction with an up-to-date Key Investor Information Document (KIID) for the fund in which you want to invest. You

More information

PREFACE. Comptroller General of the United States. Page i

PREFACE. Comptroller General of the United States. Page i - I PREFACE T he (+nera Accounting Office (GAO) has ong beieved that the federa government urgenty needs to improve the financia information on which it bases many important decisions. To run our compex

More information

MOTOR FLEET. www.armadaunderwriting.com.au

MOTOR FLEET. www.armadaunderwriting.com.au I N S U R A N C E B A S I C MOTOR FLEET I N S U R A N C E B A S I C MOTOR FLEET This document is a combined product discosure statement and poicy wording. (30 June, 2012) PART A PRODUCT DISCLOSURE STATEMENT

More information

Integrated Accounting Systems SAGE (ROI)

Integrated Accounting Systems SAGE (ROI) Integrated Accounting Systems SAGE (ROI) Professiona, Practica, Proven www.accountingtechniciansireand.ie 100847 IAS Sage ROI Manua 2015.indb 1 17/08/2015 11:53 100847 IAS Sage ROI Manua 2015.indb 2 17/08/2015

More information

Order-to-Cash Processes

Order-to-Cash Processes TMI170 ING info pat 2:Info pat.qxt 01/12/2008 09:25 Page 1 Section Two: Order-to-Cash Processes Gregory Cronie, Head Saes, Payments and Cash Management, ING O rder-to-cash and purchase-topay processes

More information

Older people s assets: using housing equity to pay for health and aged care

Older people s assets: using housing equity to pay for health and aged care Key words: aged care; retirement savings; reverse mortgage; financia innovation; financia panning Oder peope s assets: using housing equity to pay for heath and aged care The research agenda on the ageing

More information

CI/SfB Ro8. (Aq) September 2012. The new advanced toughened glass. Pilkington Pyroclear Fire-resistant Glass

CI/SfB Ro8. (Aq) September 2012. The new advanced toughened glass. Pilkington Pyroclear Fire-resistant Glass CI/SfB Ro8 (Aq) September 2012 The new advanced toughened gass Pikington Pyrocear Fire-resistant Gass Pikington Pyrocear, fire-resistant screens in the façade: a typica containment appication for integrity

More information

Preschool Services Under IDEA

Preschool Services Under IDEA Preschoo Services Under IDEA W e don t usuay think of Specific Learning Disabiities in connection with chidren beow schoo age. When we think about chidren age birth to six, we think first of their earning

More information

Example of Credit Card Agreement for Bank of America Platinum Plus and Preferred MasterCard and Visa accounts

Example of Credit Card Agreement for Bank of America Platinum Plus and Preferred MasterCard and Visa accounts Exampe of Credit Card Agreement for Bank of America Patinum Pus and Preferred MasterCard and Visa accounts This information is accurate as of June 30, 2014. This credit card program is issued and administered

More information

Teach yourself Android application development - Part I: Creating Android products

Teach yourself Android application development - Part I: Creating Android products Teach yoursef Android appication deveopment - Part I: Creating Android products Page 1 of 7 Part of the EE Times Network A Artices Products Course TechPaper Webinars Login Register Wecome, Guest HOME DESIGN

More information

Auto-Enrolment Services

Auto-Enrolment Services www.mitchecharesworth.co.uk Auto-Enroment Services Part 1: A Unified Soution for Empoyers A combined Payro and Pensions approach to meet your Auto-Enroment obigations autoenroment@mitchecharesworth.co.uk

More information

Program Management Seminar

Program Management Seminar Program Management Seminar Program Management Seminar The word s best management schoos are noted for their superior program execution, high eves of customer satisfaction, and continuous program improvements.

More information

... HSA ... Health Savings Account. Custodial. (includes self-direction)

... HSA ... Health Savings Account. Custodial. (includes self-direction) HSA Heath Savings Account Custodia (incudes sef-direction) ADDITIONAL INFORMATION Purpose This Organizer contains documents necessary to estabish a Heath Savings Account (HSA) It meets the requirements

More information

CONTRIBUTION OF INTERNAL AUDITING IN THE VALUE OF A NURSING UNIT WITHIN THREE YEARS

CONTRIBUTION OF INTERNAL AUDITING IN THE VALUE OF A NURSING UNIT WITHIN THREE YEARS Dehi Business Review X Vo. 4, No. 2, Juy - December 2003 CONTRIBUTION OF INTERNAL AUDITING IN THE VALUE OF A NURSING UNIT WITHIN THREE YEARS John N.. Var arvatsouakis atsouakis DURING the present time,

More information

Bereavement benefits. Help for widows, widowers and surviving civil partners

Bereavement benefits. Help for widows, widowers and surviving civil partners Bereavement benefits Hep for widows, widowers and surviving civi partners Bereavement Payment Widowed Parent s Aowance Bereavement Aowance This pack contains more information about bereavement benefits

More information

Your Car Insurance Policy Booklet

Your Car Insurance Policy Booklet Your Car Insurance Poicy Booket Contents What to do in the event of a caim? 3 Important notice 3 Materia Facts - Duty of Discosure 3 Caring for our customers 4 Keeping your poicy up to date 5 Our Terms

More information

The Use of Cooling-Factor Curves for Coordinating Fuses and Reclosers

The Use of Cooling-Factor Curves for Coordinating Fuses and Reclosers he Use of ooing-factor urves for oordinating Fuses and Recosers arey J. ook Senior Member, IEEE S& Eectric ompany hicago, Iinois bstract his paper describes how to precisey coordinate distribution feeder

More information

Corporate Governance. f o r M a i n M a r k e t a n d a i M C o M p a n i e s

Corporate Governance. f o r M a i n M a r k e t a n d a i M C o M p a n i e s Corporate Governance f o r M a i n M a r k e t a n d a i M C o M p a n i e s The London Stock Exchange woud ike to thank the foowing organisations for their contributions to this guide: Corporate Governance

More information

Your Car Insurance Policy Booklet

Your Car Insurance Policy Booklet Your Car Insurance Poicy Booket 2013 CAR INSURANCE Our Poicy gives you 5 Star Protection Hastings Direct and Premier Car insurance poicies have been awarded a 5 Star Rating from Defaqto, the independent

More information

How to deal with personal financial problems

How to deal with personal financial problems How to dea with persona financia probems D I S P U T E R E S O L U T I O N Introduction Heping you face the future with confidence In 2014, the eve of consumer debt in the UK grew to reach a seven-year

More information

Business Banking. A guide for franchises

Business Banking. A guide for franchises Business Banking A guide for franchises Hep with your franchise business, right on your doorstep A true understanding of the needs of your business: that s what makes RBS the right choice for financia

More information

APPENDIX 10.1: SUBSTANTIVE AUDIT PROGRAMME FOR PRODUCTION WAGES: TROSTON PLC

APPENDIX 10.1: SUBSTANTIVE AUDIT PROGRAMME FOR PRODUCTION WAGES: TROSTON PLC Appendix 10.1: substantive audit programme for production wages: Troston pc 389 APPENDIX 10.1: SUBSTANTIVE AUDIT PROGRAMME FOR PRODUCTION WAGES: TROSTON PLC The detaied audit programme production wages

More information

How to Cut Health Care Costs

How to Cut Health Care Costs How to Cut Heath Care Costs INSIDE: TEN TIPS FOR MEDICARE BENEFICIARIES What is one of the biggest financia surprises in retirement? Heath care costs. It s a growing concern among many Medicare beneficiaries,

More information

ELECTRONIC FUND TRANSFERS. l l l. l l. l l l. l l l

ELECTRONIC FUND TRANSFERS. l l l. l l. l l l. l l l Program Organization = Number "1060" = Type "123342" = "ETM2LAZCD" For = "502859" "TCCUS" "" Name "WK Number = Name "First "1001" = "1" Eectronic = "1001" = Financia "Jane Funds Doe" Northwest Xfer PG1

More information

Let s get usable! Usability studies for indexes. Susan C. Olason. Study plan

Let s get usable! Usability studies for indexes. Susan C. Olason. Study plan Let s get usabe! Usabiity studies for indexes Susan C. Oason The artice discusses a series of usabiity studies on indexes from a systems engineering and human factors perspective. The purpose of these

More information

A Guide to Understanding the Implications of the Ionising Radiation (Medical Exposure) Regulations in Radiotherapy

A Guide to Understanding the Implications of the Ionising Radiation (Medical Exposure) Regulations in Radiotherapy IPEM A Guide to Understanding the Impications of the Ionising Radiation (Medica Exposure) Reguations in Radiotherapy The Society and Coege of Radiographers The Roya Coege of Radioogists Institute of Physics

More information