Lesotho Pricing guide



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Lesotho Pricing guide 1 December 2014 to 30 November 2015 Personal cheque account Business cheque account Smart account Lifestart student account Money market account Mafube account First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider (NCRCP20). 1

Personal Cheque Account Monthly Account Fee (includes Debit Card free, incontact, Cellphone Banking and Online Banking subscription fees) Smart Cheque(DDA13) Gold (DDA06) Platinum (DDA07) Cellphone Banking Internal Debit Order Cellphone Banking Cheque and Debit Card, Online, Telephone Value: M0.01 - M500.00 Value: M500.01 - M1000.00 Value: M1000.01 - M1500.00 Value: M1500.01-M2000.00 FNB Mini ATM (value:m0.01-m500.00) Non-FNB Mini ATM Cash Advance - Local Cash Advance - International ENC Upliftment & SpecialClearance M37.00 M113.00 M169.00 M31.40 M10.20 M23.70 M34.00 M3.30 M7.50+ 0.72% of value M2.10 M4.80 M9.60 M14.40 M19.20 M3.00 + 0.56% of Value M46.00 1.00% of value, Min M18.00 Max M500.00 1.35% of value, Minimum M26.50 M124.00

Personal Cheque Account Monthly Account Fee (includes Debit Card free, incontact, Cellphone Banking and Online Banking subscription fees) Gold (DDA06) Platinum (DDA07) Cellphone Banking Internal Debit Order Branch and Telephone Banking ( consultant assistant) Cheque and Debit Card, Online, Telephone Value: M0.01 - M500.00 Value: M500.01 - M1000.00 Value: M1000.01 - M1500.00 Value: M1500.01-M2000.00 FNB Mini ATM (value:m0.01-m500.00) Non-FNB Mini ATM Cash Advance - Local Cash Advance - International ENC Upliftment & SpecialClearance Option M149.00 M199.00 M40.00 M40.00 M3.30 M7.50+ 0.72% of value M2.10 M4.80 M9.60 M14.40 M19.20 M3.00 + 0.56% of Value M46.00 1.00% of value, Min M18.00 Max M500.00 1.35% of value, Minimum M26.50 M124.00

Business Cheque Account Monthly Account Fee (includes Debit Card free, incontact, Cellphone Banking and Online Banking subscription fees) Business Account (DDAAA) Corporate Account (DDAMA) M110.00 M140.00 M31.40 Cellphone Banking Internal Debit Order Cheque Cheque and Debit Card M10.20 M23.70 1.55% of value, Min M10.00 and Max M200.00 1.55% of value, Min M10.00 and Max M200.00 M3.30 M7.50 + 0.72% of value, Online, Telephone M2.10 Value: M0.01 - M500.00 M4.80 Value: M500.01 - M1000.00 M9.60 Value: M1000.01 - M1500.00 M14.40 Value: M1500.01 M2000.00 M19.20 FNB Mini ATM Value:500.00 M3.00

Non-FNB Mini ATM Cash Advance - Local. + 0.56% of Value Cash Advance - International M46.00 ENC Upliftment and Special Clearance 1.00%of value, Min M18.00 Max 500 1.44% of value, Minimum M124.00 Smart Account Smart has 10 free qualifying transactions if you keep a minimum credit balance of M6 000 in your account for the whole month. Smart Monthly Account Fee (includes Debit Card free, incontact, Cellphone Banking and Online Banking subscription fees) Smart (DDA83) M10.50 Cellphone Banking Internal Debit Order Cheque Scheduled Payment Related Fees Establishment Fee Amendment Fee M10.20 M23.70 M31.40 M36.20 M15.00 M10.60

Cheque and Debit Card Smart M3.30 M7.50 + 0.72% of value, Online, Telephone M2.10 Value: M0.01 - M500.00 M4.80 Value: M500.01 - M1000.00 M9.60 Value: M1000.01 - M1500.00 M14.40 Value: M1500.01 M2000.00 M19.20 FNB Mini ATM ( 500.00) M3.00 + 0.56% of Value Non-FNB Mini ATM Cash Advance - Local Cash Advance - International M46.00 incontact 1.00%of value, Min M18.00 Max 500 1.44% of value, Minimum Life Start Monthly Account Fee (includes Debit Card free, incontact, Cellphone Banking and Online Banking subscription fees) DDA14 M20.00 Transfers Branch and Telephone Banking (consultant assisted) M21.50

Internal Debit Order Branch and Telephone Banking (consultant assisted) Cheque Cheque and Debit Card, Online, Telephone Cash withdrawals FNB Mini ATM Non-FNB Mini ATM Cash Advance - Local Cash Advance - International incontact M31.40 M36.00 Five free every month thereafter M4.80 per 500 max 28.80 + 0.56% of Value 1.00%of value, Min M18.00 Max 500 1.35% of value, Minimum M21.50

Money Market account First two qualifying debits are free per month, and no monthly account fee Monthly Account Fee (includes Debit Card free, incontact, Cellphone Banking and Online Banking subscription fees) DDA26 DDAAK Cellphone Banking Cheque payments Bank cheque M32.00 M44.20 M36.00 M11.00 M11.00 M36.00 M36.75 M120.00 Cheque and Debit Card, Online, Telephone Statements Provisional statements Posted Statements M3.10 M7.00 + 0.68% of value M1.99 M7.30 M11.65 per page M13.40 1%of value, Min M18.00 Max 500 1.35% of value,minimum M26.50 ENC Upliftment and Special Clearance M124.00 incontact

Mafube Account M25.85 M21.40 FNB Mini ATM M3.00 M25.85 + 1.40% of Value Non-FNB Mini ATM Cash Advance - Local Cash Advance International M46.00 1.00%of value, Min M18.00 Max 500 4.80+1.35%of value Balance Enquiries, Online, Telephone Other Banks' ATM M2.25 M7.20 Statements Provisional Statement Mini Statement incontact Emailed Statement M11.65 per Page M3.00