QNB Tariff of Charges

Transcription

1 QNB Tariff of Charges FIRST

2 QNB First Membership QNB First Membership QNB First Credit Card * subject to the Bank s Terms and Conditions Life Rewards World MasterCard Life Rewards Visa Infinite Credit Card Qatar Airways World Credit Card QNB First Cheque Book Accounts Local Currency Current account (Qatari Riyal only) Subject to prevailing terms and conditions on balance criteria Savings account Minimum monthly average balance QR 3,000 Savings Plus account Minimum monthly average balance QR 5,000 Minor Affairs account Minimum monthly average of QR 3,000 Special Needs account Minimum monthly average of QR 3,000 Social Affairs account Minimum monthly average of QR 3,000 Local and Other Currencies " QR, USD, GBP & EURO" Call account: Minimum monthly average balance QR 10,000* Falling below the required minimum average balance for all above accounts Fixed Deposit account: Minimum opening balance QR 20,000 Breaking of fixed deposit prior to maturity * Or equivalent in other currencies Less than 1 month : 0% payable interest to the member + QR 75 charge Over 1 month :Interest will be paid at the applicable rate of the revised deposit term + QR 75 charge Cheque Book Issuance Issuance of QNB First cheque book Issuance of cheque book on same day Cheque book uncollected after one month QR 25 Slip Withdrawal at Counter (Counter Cheque) Slip Withdrawal at Counter (for Savings Plus account)

3 Statement Copy (Accounts & Credit Cards) Statement sent regularly to customers Statement copy at the branch Certified statement other than regular Account statement for 1-5 years Account statement for more than 5 years Deposits / Withdrawals Deposit Slip Deposit in all foreign currencies Withdrawals in all foreign currencies QR 10/- per monthly statement QR 10/- per monthly statement QR 20/- per monthly statement Account Closure* - Current & Savings Account older than one year Account less than one year old QR 50/- Dormant Account Dormant account Utility Payments Direct debit set up fees through account or QNB First credit card Modify service to direct debit Utility payment via QNB branch teller Rejection due to insufficient funds Debit Cards QNB First debit card annual fee QNB First debit card replacement QNB First debit card replacement with name Re-issuance of PIN QNB First debit card not collected after one month of issuance ATM Cash Withdrawals: QNB Qatar network & NAPS GCC Countries International network QR 10/- per balance less than QR 500/- or equivalent in other currencies QR 20/- per transaction QR 6/- per transaction QR 15/- per transaction

4 Credit Card Type QNB First ( Credit Card*) annual fees Life Rewards World MasterCard Life Rewards Visa Infinite Credit Card Qatar Airways World Credit Card Supplementary QNB First credit card annual fee Card Replacement fee Late Payment Fee 0.25% per month Over Credit Limit Fee Retail Interest Rate 1% per month Cash Advance Interest Rate 1% per month Cash Advance Fee 4% or QR. 10 Currency Conversion Fee whichever is higher "GCC+USD=1% Euro+pound=2.5% other Currencies = 3%" Personal Accident Insurance Travel Inconvenience Insurance Purchase Protection QNB Mobile SMS QNB E - statement QNB Mobile Enquiry Loans Management Fee Early Settlement Fee Top-Up Fee Loan re-scheduling fee Postponement of Installment Fee Cheques Collection of QR Cheques Regular clearing - end of day Post dated cheques QR 10 per cheque Copy of paid cheque (less than one year) QR 10 per cheque Copy of paid cheque (over one year) QR 20 per cheque Issuance of a demand draft QR 25 Returned Cheques Due to insufficient funds : For the first time QR 100 For the second time QR 200 For the third time and more QR 300 Other legally acceptable reasons

5 Collection of Foreign Currency Cheques into Account QR 30 per cheque + If proceeds are paid in QR correspondent's If proceeds are paid to customer's foreign currency account Returned cheques 0.125% of cheque value (min. QR 30 / Max. QR 250)+ correspondent's QR 300 per cheque + + correspondent's Stop Payment on Lost Cheques Per cheque QR 25 Per cheque book QR 45 Per demand draft QR 45 Travellers Cheques (American Express) 0.25 % exchange commission + Purchase in QR and foreign currency QR 5 / cheque (min. QR 25) Sales commission Standing Orders Setting up and amending automated Standing Orders Transfers to other banks in Qatar in QR Balance / sweep orders Standing Orders between QNB accounts Safe Deposit Lockers* Annual rental fees for QNB First Members * Rental cost is subject to selected locker size ebanking Services QR 0 + Remittance (excluding charities) QR 25 per month From QR 100 to QR 250 Internet Banking & Phone Banking Registration Enquiries on account balance and transactions Enquiries on credit card accounts Ordering cheque book Ordering account statement (full or mini) Funds transfer between QNB accounts Funds transfer to another bank account QR 15 per each (in foreign currency) transfer * Funds transfer to another bank account QR 6 per each (in local currency) transfer * Utility bills and credit card payments Add / modify service to direct debit General information Interest rate information

6 SMS / QNB Alerts Push and Pull * Excluding telecom provider charge for pull services Miscellaneous Hold mail facility Audit confirmation letter Interest certificate Verification signature Balance certificate / no liability letters / other letters issued at the request of the customer Money Transfers QR 50 per month QR 25 per item Inward Remittances If credited to beneficiary's QNB First account Payment in foreign currency notes 1% (min. QR 20 or equivalent) + remittance Outward Remittances Outward remittances or payments credited to other banks in foreign notes Demand drafts / pay orders QR 15 Cancellation of demand draft QR 45 "QR 25 or equivalent + 1% exchange commission (max. USD250) + SWIFT." International Transfers USA, Europe, Far East, Asia GCC & Middle East QR 15 per transfer QR 15 per transfer Local Transfers Transfer to other banks in Qatar in QR (Free if transferred to charities) Annual rental fees for QNB First Members * Rental cost is subject to selected locker size QR 10 From QR 100 to QR 250 Tel