Personal Banking. Pricing guide 2015

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Clinton Parks
8 years ago
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1 A me Personal Banking Pricing guide 2015

2 Published 1 st April 2015

3 Executive Banking Exclusively for you. Gold benefits - Dedicated knowledgeable Executive Bankers and Tellers - Conveniently located Executive Banking halls open until 6:00pm to suit your busy lifestyle - Gold Current Account with a free welcome cheque book - SMS alerts to keep you updated on your account activity - Embossed Gold Visa Debit card which you can use at any major shopping centres, hotels, restaurants and anywhere you see the VISA sign - ATM transactions - Inter Account Transactions - internet banking - monthly statements Transaction fees EXECUTIVE BANKING Gold Account Local Foreign UGX USD EUR GBP Monthly management fees 40, Transactional fees/service fees Inter Account Transfers (IATs) ATM cash withdrawals (Stanbic Bank ATMs) Cash withdrawals below UGX 5,000,000 6,500 of value withdrawn Cash withdrawals above UGX 5,000,000 Monthly statements (minimum 6,500 and maximum 35,000) Previous month free on request Previous month free Previous month free Previous month free Salary processing 3,

4 WorkPlace Banking: Salary Account: Benefits 24 hour access to your funds with: - Instant Silver Visa Debit card which you can use at any major shopping centres, hotels, restaurants or anywhere you see the VISA sign - Management fees refunded if account balance is mantained at least UGX 20,000 throughout the month - ATM transactions - internet banking (subscription and transactions) - Inter Account Transactions Transaction fees Salary Account Local (UGX) Opening balance First salary or minimum 20,000 Monthly management fees 3,000 Transactional fees/service fees Inter Account Transfers (IATs) ATM cash withdrawals (Stanbic Bank ATMs) and balance inquiry Cash withdrawals below UGX 5,000,000 6,500 Cash withdrawals above UGX 5,000,000 (minimum 6,500 and maximum 35,000) for previous month Monthly statement Salary processing 3,000

5 Personal Account: Benefits - Instant Blue Visa Debit card which you can use at any major shopping centres, hotels, restaurants and anywhere you see the VISA sign - Inter Account Transactions Transaction fees - internet banking - 24 hour access to your funds through the widest ATM network in Uganda - Access to banking services all over the country TransactPlus/Savings Account (no cheque book) Current Account (with cheque book) Local (UGX) Opening balance 50,000 50,000 Monthly management fees 10,000 20,000 Transactional fees/service fees Inter Account Transfers (IATs) Cash withdrawals below UGX 5,000,000 6,500 6,500 Cash withdrawals above UGX 5,000,000 (minimum 6,500 and maximum 35,000) (minimum 6,500 and maximum 35,000) ATM cash withdrawals Monthly statements Previous month free Previous free PERSONAL FOREIGN ACCOUNT Current Account TransactPlus/ Savings Account USD EUR GBP USD EUR GBP Opening balance Monthly management fees Inter Account Transfers (IATs)

6 Savings and Investment Accounts Let your money work for you. PureSave Account Benefits - Instant access to funds via the ATM - Attractive interest rates - Available in all major currencies Transaction fees PureSave Account Local Foreign UGX USD EUR GBP Minimum account balance 200, Minimum balance fee 10, Monthly management fees 1, Transactional fees/service fees N/A N/A N/A N/A Inter Account Transfers (IATs) Cash withdrawals below UGX 5,000,000 Cash withdrawals above UGX 5,000,000 6,500 (minimum 6,500 and maximum 3,500) of value withdrawn of value withdrawn of value withdrawn ATM cash withdrawals (Stanbic Bank ATMs) N/A N/A Monthly statements N/A N/A N/A N/A Salary processing N/A N/A N/A N/A

7 Accounts that make money for you Fixed Deposit Account Features and benefits - Attractive interest rates - Guaranteed interest paid at maturity - Can be used as collateral - Available in four currencies (UGX, USD, EUR and GBP) ContractSave Account Features and benefits - Initial deposit of UGX 55,000, USD 50 or GBP 50 - Earn bonus interest at the end of the investment period - Enjoy flexibility and make additional deposits - No transaction or management fees - Hold more than one ContractSave Account - Competitive interest rates on your deposits - Enjoy flexible investment periods of 3, 6, 9, 12, 24 or 36 months Bonus Savings Account Features and benefits - Initial deposit of UGX 1,000,000, USD 1,000 or GBP Guaranteed bonus interest - No transaction or management fees - Hold more than one Bonus Savings Account - Attractive interest rates - Enjoy flexible investment periods of 1, 2, 3 or 5 years Call Account Features and benefits - No restriction on number of deposits and withdrawals - No period of notice of withdrawal is required - No service/management fees charged - Attractive interest rates

8 General services TRANSACTION FEES Local Foreign UGX USD EUR GBP Cash deposit Coin deposit up to UGX 20,000 N/A Coin deposit above UGX 20,000 N/A Foreign deposits (USD, EUR, GBP) less than 1,000 Foreign deposits (USD, EUR, GBP) above 1,000 Foreign withdrawals N/A Payments Real Time Gross Settlement (RTGS) - outward 20,000 Equivalent of UGX 20,000 Real Time Gross Settlement (RTGS) - inward Telegraphic Transfers (TT) - outward 50, Telegraphic Transfers (TT) - inward (minimum USD 10 and maximum USD 50) (minimum USD 10 and maximum USD 50) Electronic Funds Transfer (EFT) - inward 3, Electronic Funds Transfer (EFT) - outward 3,000 per entry Direct debit 2, Salary processing 3, Inter Account Transfer (IAT) Standing Orders Standing Order set up 10, Standing Order to Stanbic Bank account 5, Standing Order to other banks 20, Standing Order/debit account in own name (client Stanbic Bank)

9 General services TRANSACTION FEES Local Foreign UGX USD EUR GBP Standing Order (unpaid) 65, Standing Order amendments/ termination 10, Cheques Cheque book (cost per leaf) 1, Counter cheque leaf 30, Fee per cheque written (service fee) 2, Authorised debits/withdrawals against uncleared balances 1% (minimum 30,000) 1% (minimum 14) 1% (minimum 12) 1% (minimum 11) Stop payments 40, Agent bank cheque 6, Bank Drafts Bank cheques issued 25, Bank cheques repurchase/cancellation 20, Unpaid cheques Unpaid direct debits 130, Returned cheque - insufficient funds 185, Unpaid cheque - technical reasons 25, Postdated cheque deposited/written 35, Statements Previous month statement Interim/provisional statement 12,000 per month (unlimited pages) Duplicate statement (per month requested) 12,000 per month (unlimited pages) statement

10 General services TRANSACTION FEES Local Foreign UGX USD EUR GBP School fees Over the counter 2, Inter Account Transfers for school fees (Stanbic Bank) School fees draft issued 25, Direct debit 2, Other fees URA 2, Utility payments (over the counter) 2, Search (lost/missing slips per slip/ cheque) 30, Letter of reference 20, Loan monitoring fees Salary Loan/facility renewal fees (arrangement fees) Arrangement fees (Mortgages) Arrangement fees (Building Loan) 2% (minimum 120,000) 1.5% (minimum 120,000) 2% (minimum 120,000) Minimum 2% (equivalent of 120,000) Minimum 1.5% (equivalent of 120,000) Minimum 2% (equivalent of 120,000) Account closure 20, Verification fee in respect to Letters of Administration 50,000 N/A Garnishee Orders - attendance by the Bank in court where customer is a judgment debtor UGX 100,000 Credit Cards Credit card (Gold) annual fees 169,500 N/A Credit card (Silver) annual fees 169,500 N/A Credit card replacement 22,600 N/A Failed Direct Debit 30, Late fees (5 days after the bounced Direct Debit) 30,

11 General services TRANSACTION FEES Local Foreign UGX USD EUR GBP Debit Cards Debit card issuing (1st issuance) 5, Debit card issuing (expired) 16,900 Debitcard replacement (lost/ damaged/expired) Gold 25, ATM bill payments ATM mini statement ATM balance enquiry ATM withdrawal ATM withdrawal at other banks Equivalent of USD 7 At other banks ATMs (international) Equivalent of USD 6 At Standard Bank Group ATMs Equivalent of USD 6 Bi-Annual Visa fees classic/electron 32, Bi-Annual Visa fees Gold Internet Banking Monthly fees 37, Sign on fees Transactional fees Mobile Banking Balance enquiry Airtime recharge School fees payment 1, Mini statement Inter Account Transfer SMS alert EFT charge 1, Utility payments E-tax payments 1, Letters of Admnisration 50,000 Disclaimer Our products and services, and the terms under which they are offered may change. We will inform you within reasonable time of these changes. It is in your interest to read your contract carefully. For more information or enquiries contact your nearest Stanbic Bank branch.

12 A member of Standard Bank Group

2013 Service and Price Guide

Service and Price Guide Effective October, 2013. 2013 Service and Price Guide All fees and charges are subject to 10% excise duty Standard Chartered Bank Kenya Limited is regulated by the Central Bank