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1 FREE PASSES FOR MERCHANTS AND EXCLUSIVE RATES FOR BANKS AND MNOs MAY 2015, HYATT REGENCY, JOHANNESBURG, SOUTH AFRICA DISCOUNTS AVAILABLE ENQUIRE ON AN EXCITING THREE-DAY PROGRAMME FEATURING: Kim Dancey, Strategic Legal Advisor, FNB ewallet Solutions Hillary Miller-Wise, CEO, Africa Region, Grameen Foundation Kevin Marisia Amateshe, Product Manager Orange Money, Orange Kenya Dr Tumubweinee Twinemanzi, Head Competition and Consumer Affairs, Uganda Communications Commission Kimathi Githachuri, Head of the Helix Institute of Digital Finance, MicroSave Charles Inwani, Regional Cash and Voucher Programme Officer, UN World Food Programme Kilyelyani Kanjo, Country Lead, Malawi, USAID SCALING AND SUSTAINING AFRICA'S CASHLESS FUTURE Gold Sponsors: Exhibitors: Silver Sponsor: Bronze Sponsor: Workshop Sponsor: Organised by

2 19-21 MAY 2015, HYATT REGENCY, JOHANNESBURG, SOUTH #MMAfrica WHY SHOULD YOU ATTEND? 7 HOURS OF DEDICATED NETWORKING OPPORTUNITIES build and maintain crucial business relationships throughout the event! Welcome Note Uniting the banks, merchants, MNOs, Government bodies and microfinance institutes in creating an innovative payment landscape for the African Continents entire population. On the May at the Hyatt Regency Hotel, Johannesburg, payments executives will attend Mobile Money & Digital Payments Africa to shape the future of payments across the African Continent. Where will you be? Expert session leaders from across Africa s payments industry will ask provocative questions; market pioneers will provide their perspectives in a series of industry panels and cutting-edge presentations. The audience will then have the chance to take the floor and debate Africa s most pressing payments issues, including: Is there a place for NFC in Africa? Is interoperability between competitors the best way to achieve scale and sustainability? Will cryptocurrency make waves or drown? Can new regulations standardise best practice in cross-border remittances? Financial inclusion: Are we really meeting development goals? What will the African payments landscape look like in 2015? Make sure that you and your organisation are part of the discussions that will disrupt the African payments landscape. We look forward to welcoming you to Mobile Money & Digital Payments Africa BANKS & MNOs Understand the different perspectives of stakeholders from over 20 countries which models work for whom Learn about the up-scaling and improvement of services to meet evolving demand from UN World Food Programme, Barclays and Diamond Trust Bank Discover the technologies that are driving the market forward in the exhibition hall showcasing 30+ leading providers NGOs & MFIs Discuss strategies for financial inclusion with central and commercial banks from across Africa Assess the programmes you offer and how they can align with international NGOs Grameen Foundation and Care USA Examine how organisations such as Safaricom and Orange Kenya are working to develop access to services RETAILERS Meet the solution providers who can help your business play a part in developing the financial services landscape across Africa Learn about the latest bank and MNO policies and strategies that will support growth for retailers Understand how to overcome challenges in programme delivery and offer the best service possible to drive consumer adoption SOLUTION PROVIDERS Meet executive-level individuals from over 100 buyer organisations Explore advances in policy and consumer behaviour; ensure that your products and services meet market requirements Identify developments across 20 markets and gain the knowledge you need to stay ahead of your competitors WHO WILL YOU MEET? Best wishes Zehra Chudry Head of Content Mobile Money & Digital Payments World Series T: +44 (0) E: [email protected] on Twitter for the latest event updates 30% 70% CEOs and those responsible for mobile financial services, payments products and innovation, digital channels, compliance and programmes will be in attendance from the following sectors: ATTENDEES BY SECTOR Solution Specialists...30% Buyers including BANKS, MNOs, Government and Retailers...70%

3 CONFERENCE DAY ONE WEDNESDAY, 20 MAY 2015 Relevant and very informative for someone in my field of work. It shows the opportunities and gaps in the mobile money space in my country Mrs. Linda Khumalo, National Payments Systems Research and Analyst Officer, Central Bank of Swaziland Registration opens Oberthur Technologies VIP Breakfast Briefing (by invitation only) DRIVING DIGITAL INCLUSION Chairperson s opening remarks Angelah Madara, Director Digital Financial Services, Knight Stirling Consulting Keynote Presentation: Interoperability: The 'golden ticket' to Africa's cashless economy Senior Representative, Fiserv Panel Discussion: Driving growth through interoperability The panellists discuss the business case for competitors to collaborate to drive the ecosystem forwards. Is working in silos a reductive model of financial services delivery, or does it ensure healthy competition in a free market? The panellists discuss their views and incorporate relevant case studies from across the region and across the globe Ronald Wakabi, Product Manager, Diamond Trust Bank, Uganda Kevin Marisia Amateshe, Product Manager Orange Money, Orange Kenya Kimathi Githachuri, Head of the Helix Institute of Digital Finance, MicroSave Case Study: The product innovation journey Keynote speaker to be announced Coffee and networking Spotlight on Kenya: The impact of mobile money on the national economy, and the regulatory environment which continues to enable its sustainable development Senior Representative, Safaricom Digital Africa: What does mobile money represent in the Digital world. Vince Kadar, President, Telepin Software Panel Discussion: What will the financial services landscape in Africa look like in 2025? From the developed to the developing world, payments are increasingly made by electronic transfer. How will customers pay for their goods and services in ten years' time? How will governments disperse benefits and wages? How will the rural poor move, manage and spend their money? Join the panellist to uncover the future of African finance! Moderator: Nnamdi Oranye, Mobile Money Expert, African Leadership Network Julie Lee, Senior Technical Advisor, Financial Education, Microfinance Opportunities Hillary Miller-Wise, CEO, Africa Region, Grameen Foundation 12:40 Lunch and networking REGULATION & ECOSYSTEM DEVELOPMENT Chairperson s opening remarks Angelah Madara, Director Digital Financial Services, Knight Stirling Consulting Spotlight on Uganda: Innovation vs. Regulation Dr Tumubweinee Twinemanzi, Head Competition and Consumer Affairs, Uganda Communications Commission Spotlight on Malawi: Supporting the realities of a Bank and MNO led mobile money model Kilyelyani Kanjo, Country Lead, Malawi, USAID Panel Discussion: Government panel - regulatory environments Hear the regulators top concerns, uncertainties and goals from across the region. How can progressive regulation increase inclusion? And what are the drawbacks to stringent controls across the financial services landscape? Moderator: Kim Dancey, Strategic Legal Advisor, FNB ewallet Solutions Dr Tumubweinee Twinemanzi, Head Competition and Consumer Affairs, Uganda Communications Commission Kilyelyani Kanjo, Country Lead, Malawi, USAID Coffee and networking LEVERAGING THE SOCIAL CONSUMER: SOCIAL PAYMENTS & BANKING Panel Discussion: The Emerging Business Case for Linking Savings Groups with Digital Financial Services Today, 2.5 billion people lack access to formal financial services. This represents a pool of customers with the potential to save US$145bn a year. In Sub-Saharan Africa, a fifth of adults use informal savings groups to save. Linking informal savings groups digitally to formal banking is emerging as a viable business model to increase financial inclusion in rural and remote areas where banking and microfinance infrastructure traditionally are not available. Join this session to hear from key stakeholders about their experience and the opportunities that lay ahead. Moderator: Senior representative, Barclays Lauren Hendricks, Executive Director, CARE USA Access Africa Initiative Hillary Miller-Wise, CEO Africa Region, Grameen Foundation Business models for success - creating the right price point for both businesses and consumers Rajiv Bhatia, Head of Mobile Commerce Sales (EMEA), Ericsson Panel Discussion: Mobile financial services & other social issues Disaster relief, agriculture, education and healthcare are sectors which arguably go hand-in-hand with Mobile Money. From the Haitian typhoon to the West African Ebola outbreak, and more, the mobile channel and its transference of funds is increasingly being used across multiple social sectors to create a safe, easy and efficient way of transferring funds, and communicating salient information to a mass populous. But we are still working in silos. Join the panellist as they discuss the intersection of mobile financial services in humanitarian crises Hillary Miller-Wise, CEO, Africa Region, Grameen Foundation Charles Inwani, Regional Cash and Voucher Programme Officer, UN World Food Programme Chairperson s closing remarks for Conference Day One Angelah Madara, Director Digital Financial Services, Knight Stirling Consulting Networking Drinks Reception

4 CONFERENCE DAY TWO THURSDAY, 21 MAY Registration opens BUILDING A CONTACTLESS INFRASTRUCTURE Chairperson s opening remarks Sadiq Malik, Principal Consultant, Broadband Gurus Network Will crypto currency make waves or drown in Africa? We are delighted to announce that 2015 will be the first time that Mobile Money & Digital Payments Africa will be accepting Cryptocurrency! Coffee and networking The Inaugural Payments Dragons Den Africa Convergence in Digital Payments: Transforming consumers lifestyle with multiple payments sources and various use cases in a cross-channel wallet Deepak Sachdeva, Solutions Sales Director - Middle East & Africa, Oberthur Technologies The Industry Debate: Is there a place for NFC in Africa? Opinion is divided on the role of NFC in Africa. Can contactless infrastructure strengthen existing ecosystems, and contribute to a fast, safe reliable growth in transaction volumes? Or is NFC a distant pipe-dream; unsuitable for the realities of African infrastructure. Is the argument even that binary? Joint the panellists as they discuss which ecosystems can sustain this infrastructure, and whether the advent of HCE will make an impact on uptake What will the financial services landscape in Africa look like in 2025? Enrique Beza, VP Sales Telecom, Wirecard Coffee and networking CUSTOMER ADOPTION & EXPERIENCE Customer segmentation and education: The two keys to a secure adoption strategy Senior Representative, Soulstice Consulting Focusing on design and delivery to create a maximum user experience Vanesha Palani, Head of Channel Management, Nedbank Digital, Nedbank Ltd Moving consumers up the financial ladder: Moving beyond P2P transfers and securing growth Reserved for Sponsor Lunch and networking NEXT GENERATION FINANCIAL SERVICES VCs & SMEs: The new wave of entrepreneurialism shaking up the African financial services sector Introducing Mobile Fundraising to Africa: using the existing payments ecosystem to enable a form of social payment on the rise Kyai Mullei, Co-Founder, MChanga *Winners of Startupbootcamp London 2014* THURSDAY, 21 MAY 2015 (PART OF THE MOBILE MONEY & DIGITAL PAYMENTS AFRICA CONFERENCE PROGRAMME) We are delighted to introduce the inaugural Payments Dragons Den platform to Mobile Money & Digital Payments Africa What is the next big thing set to change the payments industry? Join us for our exciting, energy packed Payments Dragons Den as three up-and-coming startups showcase their financial services products and programmes, set to revolutionise how people move, manage and spend their money. The Payments Dragons Den has been running for the last four years in London and more recently was also launched in Istanbul (Mobile Money & Digital Payments Global 2014) and Jakarta (Mobile Money & Digital Payments Asia 2015). We are delighted to be working in partnership with Startupbootcamp FinTech, world renowned for their global accelerator programme dedicated to supporting businesses develop and launch game-changing banking technology. To find out more or to apply as an innovator, visit In Partnership with: Close of Mobile Money & Digital Payments Africa 2015 Very well planned event, with a great speaker list discussing relevant topics Mr. Selorm Adadevoh, Head of MFS, Millicom Clarion Events. Programme correct at time of print - 13 March 2015.

5 19-21 MAY 2015, HYATT REGENCY, JOHANNESBURG, SOUTH AFRICA PRE-CONFERENCE WORKSHOP AND LEADER'S SUMMIT TUESDAY, 20 MAY 2015 Neopay Gaining Authorisation in Europe Practical Implementation Workshop BY INVITATION ONLY Led by HOSTED BY AFRICA You have designed a market-leading product Do you need to get an electronic money license to operate in Europe? Do you need to build your ongoing compliance programme to remain authorised by EU Regulators? You have already successfully secured funding for the launch Are you now looking to expand internationally into Europe? No? Then you should think again - Europe is a popular market for payments and e-money institutions, and tends to be a common next step for businesses that are looking to expand internationally! Then you need to join the Neopay Gaining Authorisation in Europe Workshop! Book this workshop as part of your delegate package. Visit to view the agenda. The Digital Money Leaders Summit is an intimate gathering of specially selected senior executives from across the financial services and inclusion ecosystem, opening a dialogue between senior stakeholders from across the payments industry. The summit has been designed to facilitate a collaborative approach to rolling out digital services to encourage and promote financial inclusion globally. The programme will give an insight into the minds of the regulators and donor agencies who are integral to fostering the success of financial inclusion initiatives. Discussions will be based on the core foundations for digital money including ecosystem building, collaboration and consumer education. To be considered for a place at the Digital Money Leaders Summit please visit The conference is a hub for mobile money successful operation and partner identification, it s a must attend! Mr. Weluzani Ziwa, Mobile Money Consultant, Zamtel Zambia Mobile Money & Digital Payments Americas delegates will be able to attend sessions within the co-located AFRICA 2015 CONFERENCE & EXPO May 2015 More information at

6 19-21 MAY 2015 HYATT REGENCY, JOHANNESBURG, SOUTH AFRICA WAYS TO REGISTER Online: Phone: +44 (0) Early booking rate (before 10th April 2015) Solution Providers Standard rate (after 10th April 2015) Two-day Conference Pass 1,249 1,499 Two-day Conference Pass with Workshop 1,448 1,748 Banks, MNOs, Government, NGOs, MFIs, Start-ups* Two-day Conference Pass Two-day Conference Pass with Workshop Two-day Conference Pass with Workshop Two-day Conference Pass Retailers Complimentary *Start-up classified as a company in operation for less than two years. Payments Dragons Den participants will not be charged a fee to enter. Local rates and group discounts are available call +44 (0) or [email protected] for details. SPONSORS AND EXHIBITORS INCLUDE Gold Sponsors: Exhibitors: Silver Sponsor: Bronze Sponsor: Workshop Sponsor: SPONSORSHIP & EXHIBITION OPPORTUNITIES Mobile Money & Digital Payments Africa offers you the chance to showcase your solution to our qualified audience of senior decision-makers. Sponsoring and exhibiting will elevate your company and brand above all of your competitors Lead generation: With over 150 senior decision makers attending, it s the perfect opportunity to connect with potential clients and partners Brand exposure: With all the key mobile money stakeholders gathered in one place it makes perfect sense to have your brand at the forefront of people's minds throughout the event Networking: Meet, engage and share knowledge with the mobile money community; make a real impact in the industry 4 5 Stay in touch with your customers: It s likely that many of your customers will be attending the event. It s the ideal opportunity to keep in touch and assure them that you are active in the industry Position your company as a thought leader: By participating in the conference programme you will be recognised as a thought leader and given a unique chance to showcase your success stories Speak to Manoj Nardani today and secure your presence at Mobile Money & Digital Payments Africa. Call +44 (0) or [email protected] to discuss the options available.

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