American Express. Merchant Services. Grow your business With POS terminals from American Express

Size: px
Start display at page:

Download "American Express. Merchant Services. Grow your business With POS terminals from American Express"

Transcription

1 American Express Merchant Services Grow your business With POS terminals from American Express

2 POS Terminals Electronic Devices for fast, efficient and reliable card transaction processing to suit all your business and customer needs. Point Of Sale (POS) Terminals from American Express are simple to use, cost efficient and a secure way of accepting card payments from your customers. POS terminals allow for the processing of all major credit, debit and charge card transactions, including American Express, Visa, MasterCard, Diners and JCB, and are specifically designed for Card Present transactions.

3 Ergonomically designed keyboard for easy PIN entry Optimal and secure card reading Easy loading and fast printer

4 Terminal Functionality All models accept both credit and EFTPOS transactions. All models allow for the processing of all major credit and charge card transactions, including American Express, Visa, MasterCard, Diners and JCB. (Pin on credit) functionality. EMV chip card capability to process Smart cards. Increased data security through 3DES encryption. Pre-authorisation and Tipping functionality. Fraud control functions, including card number truncation on receipts. A simple automated batching procedure for submitting financial transactions to American Express and other card issuers. Detailed reporting and statement information including a summary of the day s transactions to enable reconciliation of payments with invoices.

5 Merchant Benefits Bank Independent POS terminal independent of bank, allowing you to change acquiring bank without having to change your terminal provider. Bank Compatible Compatibility with all major banks so that you can continue with your existing bank relationship. Efficient & Convenient Fast and secure authorisations enabling you to serve more customers easily and efficiently by offering them more flexible payment options. Security Provides an alternative to handling cash and helps reduce card fraud, with EMV chip card acceptance, 3DES encryption and PIN on credit functionality. Reliability Leading edge technology, high quality and reliable terminals at a competitive price. Value for money Staff training with set-up and installation, low monthly rental fees and competitive stationery and annual fees. Compact Stylish, small design to free up your counter space. Real time processing Real time processing of both payments and refunds. Transactions are sent directly to the respective card acquirer, and processed for payment as soon as you close off the batch. Support Access to our Customer Service Centre 24 hours a day, seven days a week, providing you with dedicated help desk support whenever you need it. All part of the ease of doing business with American Express.

6 Please contact your local American Express merchant representative for more information American Express Australia Limited (ABN ) Registered Trademark of American Express Company. americanexpress.com.au AE /09 AMXESXXXX

Contactless Card Reader Merchant Operating Guide. PC-EFTPOS i5100 Terminal

Contactless Card Reader Merchant Operating Guide. PC-EFTPOS i5100 Terminal Contactless Card Reader Merchant Operating Guide PC-EFTPOS i5100 Terminal Phone Numbers The following Help Desk s and authorisation centre s are available to you 24 hours a day, 7 days a week. Bank of

More information

Contactless Card Reader Merchant Operating Guide

Contactless Card Reader Merchant Operating Guide Contactless Card Reader Merchant Operating Guide Hypercom Terminals Phone Numbers. The following Help Desk s and Authorisation Centre s are available to you 24 hours a day, 7 days a week. BankSA Electronic

More information

Your guide to merchant fees

Your guide to merchant fees Merchant Solutions Your guide to merchant fees ADB3166 270607 We re here to help If you have any questions about this guide, please call Merchant Enquiries on 1800 230 177, Monday to Friday, 8 am to 8

More information

ANZ MERCHANT SERVICES AT A GLANCE SIMPLE AND RELIABLE PAYMENT SOLUTIONS

ANZ MERCHANT SERVICES AT A GLANCE SIMPLE AND RELIABLE PAYMENT SOLUTIONS ANZ MERCHANT SERVICES AT A GLANCE SIMPLE AND RELIABLE PAYMENT SOLUTIONS ANZ MERCHANT SERVICES AT A GLANCE IN STORE ON THE GO ONLINE KEY FEATURES Turbo 2 Turbo Plus Mobile 2 Mobile Plus Easy integration

More information

Payment solutions. Convenient ways to make and receive payments. Compare the benefits and features of each payment solution

Payment solutions. Convenient ways to make and receive payments. Compare the benefits and features of each payment solution Banking products issued by Suncorp Metway Limited ABN 66 010 831 722. To find out more, contact on 13 11 75. Terms and conditions, fees and charges apply. Some products are available to approved applicants

More information

Frequently asked questions - Visa paywave

Frequently asked questions - Visa paywave Frequently asked questions - Visa paywave What is Visa paywave? Visa paywave is a new contactless method of payment - the latest evolution in Visa payments. It is a simple, secure and quick payment method

More information

NAB EFTPOS User Guide. for Countertop & Mobile Terminals

NAB EFTPOS User Guide. for Countertop & Mobile Terminals NAB EFTPOS User Guide for Countertop & Mobile Terminals About your NAB EFTPOS Terminal NAB EFTPOS Mobile NAB EFTPOS Countertoptop Table of Contents Getting to know your NAB EFTPOS VeriFone terminal...5

More information

EFTPOS Merchant Facilities Quick Reference Guide (VX520/VX680)

EFTPOS Merchant Facilities Quick Reference Guide (VX520/VX680) EFTPOS Merchant Facilities Quick Reference Guide (VX520/VX680) How to Use this Guide This handy Quick Reference Guide has been designed to give you step-by-step, easy-to-follow instructions on how to correctly

More information

Verifone User Guide. VX 820 VX 680.

Verifone User Guide. VX 820 VX 680. Verifone User Guide. VX 820 VX 680. Table of contents. Terminal layout 3 Purchase transactions 4 Purchase transactions Restaurants only. 5 Pre-authorisation 7 Processing a void transaction 8 Processing

More information

QUICK REFERENCE CHIP CARD TRANSACTION

QUICK REFERENCE CHIP CARD TRANSACTION QUICK REFERENCE CHIP CARD TRANSACTION Hypercom/Verifone T-42 POS Point of Sale Terminal Ver. 0413.1 PROCESS A WITH CHIP CARD The terminal screen will display The terminal is ready to process a different

More information

EFTPOS Professional Hypercom Mobile User Guide.

EFTPOS Professional Hypercom Mobile User Guide. EFTPOS Professional Hypercom Mobile User Guide. Phone Numbers Westpac Merchant Business Solutions Help Desk Service, Sales and Support Terminal Difficulties Stationery Orders Manual Credit Card Authorisations

More information

EFTPOS Merchant Facilities Quick Reference Guide

EFTPOS Merchant Facilities Quick Reference Guide EFTPOS Merchant Facilities Quick Reference Guide How to Use this Guide This handy Quick Reference Guide has been designed to give you step-by-step, easy-to-follow instructions on how to correctly use your

More information

Westpac Business Banking. Accepting EFTPOS and credit card payments

Westpac Business Banking. Accepting EFTPOS and credit card payments Westpac Business Banking Accepting EFTPOS and credit card payments Our team of EFTPOS Solution Specialists are here for you. Whether you re setting up or making changes to how you handle customer payments,

More information

2 Scroll button 8 Power button

2 Scroll button 8 Power button PAX User Guide. 1 Table of contents. Keypad layout 3 Debit card purchase 4 Credit and charge card purchase 5 Processing a purchase when tipping is enabled 6 Processing a purchase with cash out when tipping

More information

EFT solution NOMAD. NOMAD (BankservAfrica) INFORMATION

EFT solution NOMAD. NOMAD (BankservAfrica) INFORMATION NOMAD EFT solution NOMAD (BankservAfrica) INFORMATION Nomad is an electronic payment system for credit cards, smart cards, debit cards and private label cards - enabling a merchant s point of sale (POS)

More information

Integrated EFTPOS User Guide

Integrated EFTPOS User Guide business Integrated EFTPOS User Guide www.bendigobank.com.au Table of contents Keypad layout....3 Debit card purchase...4 Credit and charge card purchase...5 Processing a tip (restaurants only)...6 Pre-authorisation

More information

PC-EFTPOS i3070 Merchant Operating Guide

PC-EFTPOS i3070 Merchant Operating Guide PC-EFTPOS i3070 Merchant Operating Guide Phone Numbers THE FOLLOWING HELP DESKS AND AUTHORISATION CENTRES ARE AVAILABLE TO YOU 24 HOURS A DAY, 7 DAYS A WEEK. Bank of Melbourne Electronic Banking Service

More information

Payment Power for Merchants

Payment Power for Merchants Create the right customer payment solution for your business today. For more information, call 1-800-363-1163, visit any TD Canada Trust branch or visit us online at www.tdmerchantservices.com Payment

More information

EFTPOS 1i Terminal User Guide. Learn how to use your new terminal with this easy-to-follow guide.

EFTPOS 1i Terminal User Guide. Learn how to use your new terminal with this easy-to-follow guide. EFTPOS 1i Terminal User Guide Learn how to use your new terminal with this easy-to-follow guide. Get in touch Merchant Help Desk Service, Sales and Support Terminal Difficulties Stationery Orders 1300

More information

Ambit Card Management Card Management Solution Suite

Ambit Card Management Card Management Solution Suite Ambit Card Management Card Management Solution Suite Darrell Parker, 43 head of alternative channels Sandra De Souza, 26 banking customer Ahmed Hassan, 46 head of cards Contents 1 Business Overview 4 Ambit

More information

E-commerce Guide Payment Processing. Designing Your Online Store. By Neto E-commerce Solutions Pty Ltd. Page 1

E-commerce Guide Payment Processing. Designing Your Online Store. By Neto E-commerce Solutions Pty Ltd. Page 1 E-commerce Guide Payment Processing By Neto E-commerce Solutions Pty Ltd Designing Your Online Store Copyright Neto E-commerce Solutions 2012 www.neto.com.au Page 1 Processing Payments If you are running

More information

Quick Merchant Operator Guide IPP350

Quick Merchant Operator Guide IPP350 Quick Merchant Operator Guide IPP350 IPP350 Terminal Features USB PORT Location INTEGRATED CONTACTLESS reader MAGNETIC STRIP reader Yellow OPTION buttons ALPHANUMERIC keys MENU button Red CANCEL button

More information

Merchant Account Service

Merchant Account Service QuickBooks Online Edition Feature Guide Merchant Account Service C o n t e n t s Introduction............................. 2 What is a merchant account?.................. 2 What types of credit cards can

More information

ACQUIRER OR ACQUIRING BANK A financial institution (often a bank) where a merchant has an account to process transactions and card payments

ACQUIRER OR ACQUIRING BANK A financial institution (often a bank) where a merchant has an account to process transactions and card payments A TO Z JARGON BUSTER A ACQUIRER OR ACQUIRING BANK A financial institution (often a bank) where a merchant has an account to process transactions and card payments ATM Automated Teller Machine. Unattended,

More information

EFTPOS 1. User guide

EFTPOS 1. User guide EFTPOS 1 User guide Contact Details Westpac Merchant Helpdesk Service, Sales and Support Terminal Difficulties Stationary Orders Cardholder Behaving Suspiciously Note: If one of our operators asks you

More information

RBC Merchant Services. Affordable, simple and secure

RBC Merchant Services. Affordable, simple and secure RBC Merchant Services Affordable, simple and secure Contents Reasons to accept credit and debit cards 1 What does RBC Merchant Services offer? 2 Benefits 2 Solutions 3 The machine/hardware 4 Software functionality

More information

The following information was prepared to assist you in understanding potential Electronic Value Transfer terminology.

The following information was prepared to assist you in understanding potential Electronic Value Transfer terminology. ELECTRONIC VALUE TRANSFER CONTRACT (EVT) GLOSSARY OF TERMS The following information was prepared to assist you in understanding potential terminology. Term Description ACH Automated Clearing House is

More information

Ingenico iwl250. Product Release Kit PAGE 1. Ingenico iwl250-user

Ingenico iwl250. Product Release Kit PAGE 1. Ingenico iwl250-user Ingenico iwl250 Product Release Kit PAGE 1 Table of Contents Product Overview... 3 Getting Started... 4 Quick Reference... 6 Credit Transactions... 7 Debit Transactions... 8 Receipts & Reports... 9 Apriva

More information

Swipe This Way. One-step credit and debit card payment processing inside your Intuit QuickBooks Point of Sale software. 1.

Swipe This Way. One-step credit and debit card payment processing inside your Intuit QuickBooks Point of Sale software. 1. Swipe This Way. intuit quick books point of sale merchant service MAKES IT EASY TO ACCEPT CREDIT AND DEBIT CARDS. One-step credit and debit card payment processing inside your Intuit QuickBooks software.

More information

Be*PINWISE Cardholder FAQs

Be*PINWISE Cardholder FAQs Be*PINWISE Cardholder FAQs 1. Who is behind the BuySafe initiative? The Industry Security Initiative (ISI)/BuySafe initiative comprises representatives of ten Australian financial institutions including

More information

Accept Credit Cards at Your Business

Accept Credit Cards at Your Business Accept Credit Cards at Your Business Plus Receive Equipment! Credit Card Processing Solutions for Your Business Accept Visa, MasterCard, Discover, American Express, Diners Club, JCB, ATM, debit cards,

More information

Presented by: Sam Campisi, Business Relationship Manager, OECM Bruce Averill, Account Executive Sales, Chase Paymentech Kevin Brock, National Sales

Presented by: Sam Campisi, Business Relationship Manager, OECM Bruce Averill, Account Executive Sales, Chase Paymentech Kevin Brock, National Sales Presented by: Sam Campisi, Business Relationship Manager, OECM Bruce Averill, Account Executive Sales, Chase Paymentech Kevin Brock, National Sales Director Sales, Chase Paymentech Today you will learn

More information

Tyro EFTPOS. Managing your Merchant Portal. To logon to Tyro s Merchant Portal, go to https://merchant.tyro.com.

Tyro EFTPOS. Managing your Merchant Portal. To logon to Tyro s Merchant Portal, go to https://merchant.tyro.com. Tyro EFTPOS Managing your Merchant Portal To logon to Tyro s Merchant Portal, go to https://merchant.tyro.com. Tyro has e-mailed the password and logon details to the administration e-mail address that

More information

Converge. Chip and PIN (EMV) Transaction Processing Addendum. Revision Date: February 2016

Converge. Chip and PIN (EMV) Transaction Processing Addendum. Revision Date: February 2016 Converge Chip and PIN (EMV) Transaction Processing Addendum Revision Date: February 2016 Two Concourse Parkway, Suite 800, Atlanta, GA 30328 Elavon Incorporated 2016. All Rights Reserved Copyright Copyright

More information

5 STEPS TO LOWER YOUR PAYMENT PROCESSING FEES

5 STEPS TO LOWER YOUR PAYMENT PROCESSING FEES 5 STEPS TO LOWER YOUR PAYMENT PROCESSING FEES STEP 1: Understand the Basics of a Merchant Account Your best defense against high rates is information. This guide is intended to provide merchants with a

More information

Card Payment Solutions for Taxis

Card Payment Solutions for Taxis Card Payment Solutions for Taxis Card Payment Solutions for Taxis The National Transport Authority are working to promote awareness of the trends and technologies for Card Payment Solutions that are available

More information

Your Merchant Home Page... 2. Your Daily Terminal Reports... 4. View individual Card Transactions... 5

Your Merchant Home Page... 2. Your Daily Terminal Reports... 4. View individual Card Transactions... 5 Tyro EFTPOS Merchant Portal Guide Managing your Merchant Portal To logon to Tyro s Merchant Portal, go to https://merchant.tyro.com. Tyro has e-mailed the password and logon details to the administration

More information

Technical Team. FLY ON. Casio $79 Annual Warranty

Technical Team. FLY ON. Casio $79 Annual Warranty The Free Terminal Program provides you with the following terminals completely of charge. The manufacturer provides guaranteed priority terminal replacement on broken or defective terminal. Not only are

More information

A complete guide to your EFTPOS Terminal.

A complete guide to your EFTPOS Terminal. A complete guide to your EFTPOS Terminal. EFTPOS Terminal User Guide. Phone Numbers Westpac Merchant Business Solutions Help Desk Service, Sales and Support Terminal Difficulties Stationery Orders Manual

More information

FUTURE PROOF TERMINAL QUICK REFERENCE GUIDE. Review this Quick Reference Guide to. learn how to run a sale, settle your batch

FUTURE PROOF TERMINAL QUICK REFERENCE GUIDE. Review this Quick Reference Guide to. learn how to run a sale, settle your batch QUICK REFERENCE GUIDE FUTURE PROOF TERMINAL Review this Quick Reference Guide to learn how to run a sale, settle your batch and troubleshoot terminal responses. INDUSTRY Retail and Restaurant APPLICATION

More information

Euronet Software Solutions ATM Management System Maintain and Expand Your Automated Service Offerings with a Secure, Flexible and Powerful Solution

Euronet Software Solutions ATM Management System Maintain and Expand Your Automated Service Offerings with a Secure, Flexible and Powerful Solution Secure Financial Transactions Any Time, Any Place Euronet Software Solutions ATM Management System Maintain and Expand Your Automated Service Offerings with a Secure, Flexible and Powerful Solution Serving

More information

Small Business Banking. It s your business

Small Business Banking. It s your business Small Business Banking It s your business No matter what stage your business is at, the right partnerships can make all the difference. Whether you ve got a great business idea, wanting to expand or just

More information

PC-EFTPOS Reference Guide

PC-EFTPOS Reference Guide PC-EFTPOS Reference Guide Vx810 Version 2.05 Sept 2013 Page 1 20-Sep-13 Table of Contents PC-EFTPOS Contact Details... 2 Introduction... 2 Using PC-EFTPOS with a POS... 3 BWA Merchant Services Specific

More information

TACCBO 2015 E Commerce

TACCBO 2015 E Commerce TACCBO 2015 E Commerce DOE Proposed Rules on Cash Management DOE has introduced prospective rules that will affect cash management distribution of credit balances. Rules will impact student choice of how

More information

How To Control Credit Card And Debit Card Payments In Wisconsin

How To Control Credit Card And Debit Card Payments In Wisconsin BACKGROUND State of Wisconsin agencies accepted more than 6 million credit/debit card payments annually through the following payment channels: Point of Sale (State agency location) Point of Sale (Retail-agent

More information

Appendix. Data Tables

Appendix. Data Tables Appendix Data Tables Index of Tables Part 1: In-Store Payment Preferences...167 1.1 What payment products do you have?...167 1.2 How often do you use the following payment methods for purchases in stores?...167

More information

Solutions for Cashless Payments. ConCardis Overview. Debit and Credit Card Acceptance. Services and Innovations

Solutions for Cashless Payments. ConCardis Overview. Debit and Credit Card Acceptance. Services and Innovations Solutions for Cashless Payments ConCardis Overview Debit and Credit Card Acceptance Services and Innovations Contents Seite Everything from a single source: comprehensive solutions for card processing

More information

Quick IWL255 Merchant Operator Guide

Quick IWL255 Merchant Operator Guide Quick IWL255 Merchant Operator Guide Easy loading printer IWL255 Terminal Features Integrated contactless reader USB connector Magnetic card reader Navigation keys Smart card reader Key Functions Power

More information

Bill Payment Policy 2014

Bill Payment Policy 2014 Bill Payment Policy 2014 Table of Contents 1. Purpose of the Policy... 3 2. Application and objectives of the Policy... 3 3. Roles and responsibilities of Directorates... 4 4. Government Policy Principles...

More information

PC-EFTPOS i5100 Merchant Operating Guide

PC-EFTPOS i5100 Merchant Operating Guide PC-EFTPOS i5100 Merchant Operating Guide PHONE NUMBERS. THE FOLLOWING HELP DESK S AND AUTHORISATION CENTRE S ARE AVAILABLE TO YOU 24 HOURS A DAY, 7 DAYS A WEEK. ST.GEORGE ELECTRONIC BANKING SERVICE CENTRE

More information

WIRELESS - GPRS iwl250 POS SOLUTION

WIRELESS - GPRS iwl250 POS SOLUTION WIRELESS - GPRS iwl250 POS SOLUTION In this report, MONEXgroup presents the iwl250 Wireless POS Solution designed for mobility and accessibility of service. For businesses on-the-move, the iwl250 delivers

More information

INTRODUCTION. What is a Merchant Account? Myth Buster!

INTRODUCTION. What is a Merchant Account? Myth Buster! INTRODUCTION This guide is intended to provide merchants with a better understanding of payment processing terminology, fees and best practices as they relate to accepting credit and debit card payments.

More information

EMV PAYMENT TERMINAL SYSTEM FUNCTIONAL DESCRIPTION 21 October 2011 / V 4.2

EMV PAYMENT TERMINAL SYSTEM FUNCTIONAL DESCRIPTION 21 October 2011 / V 4.2 1(19) table of contents 1. Introduction... 2 2. Definitions... 3 3. Payment terminal system... 6 4. Agreements and accepted cards... 6 5. Identifying cards and verifying their authenticity... 7 6. Purchases

More information

ANZ egate Merchant Administration. Quick Reference Guide

ANZ egate Merchant Administration. Quick Reference Guide ANZ egate Merchant Administration Quick Reference Guide Purpose The purpose of this Quick Reference Guide is to provide the user with a quick reference to using the ANZ egate Merchant Administration. We

More information

TRANSAX Merchant Services Accept more! Better service, lower rates.

TRANSAX Merchant Services Accept more! Better service, lower rates. TRANSAX Merchant Services Accept more! Better service, lower rates. PAY LESS FOR YOUR CARD MACHINE. GET A GREAT DEAL MORE. Accepting card payments is a quick, efficient and secure way of processing customer

More information

Integrated Payment Solutions

Integrated Payment Solutions Payment Services Integrated Payment Solutions for hospitality, parking and web Tailor-made payment solutions for your business. 2 SIX Payment Services The right choice SIX Payment Services provides financial

More information

Mobile Payment: The next step of secure payment VDI / VDE-Colloquium. Hans-Jörg Frey Senior Product Manager May 16th, 2013

Mobile Payment: The next step of secure payment VDI / VDE-Colloquium. Hans-Jörg Frey Senior Product Manager May 16th, 2013 Mobile Payment: The next step of secure payment VDI / VDE-Colloquium May 16th, 2013 G&D has been growing through continuous innovation Server software and services Token and embedded security Cards for

More information

Failure to follow the following procedures may subject the state to significant losses, including:

Failure to follow the following procedures may subject the state to significant losses, including: SUBJECT: Policy and Procedures PAGE: 1 of 5 INTRODUCTION During fiscal year 2014, State of Wisconsin agencies accepted approximately 6 million credit/debit card payments through the following payment channels:

More information

Card Sales & Refunds Quick Guide VeriFone Vx520

Card Sales & Refunds Quick Guide VeriFone Vx520 Card s & Refunds Quick Guide VeriFone Vx520 1. Chip & PIN s 2. Contactless (Where active) 3. Card Not Present (CNP) s 4. Refund Process 5. Receipts For full details, also refer to your main Vx520 User

More information

EFTPOS Merchant Facilities Quick Reference Guide (T4220/M4230)

EFTPOS Merchant Facilities Quick Reference Guide (T4220/M4230) EFTPOS Merchant Facilities Quick Reference Guide (T4220/M4230) How to Use this Guide This handy Quick Reference Guide has been designed to give you step-by-step, easy-to-follow instructions on how to correctly

More information

Suncorp Bank EFTPOS. Terms and Conditions for a Suncorp Merchant Facility

Suncorp Bank EFTPOS. Terms and Conditions for a Suncorp Merchant Facility Suncorp Bank EFTPOS Terms and Conditions for a Suncorp Merchant Facility Contents 1 Introduction...3 9 Recurring Transactions...12 1.1 Welcome...3 10 Hotel/Motel Merchants - Transaction Processing Requirements...12

More information

Guideline on Debit or Credit Cards Usage

Guideline on Debit or Credit Cards Usage CMSGu2012-04 Mauritian Computer Emergency Response Team CERT-MU SECURITY GUIDELINE 2011-02 Enhancing Cyber Security in Mauritius Guideline on Debit or Credit Cards Usage National Computer Board Mauritius

More information

Your gateway to card acceptance.

Your gateway to card acceptance. MERCHANT SERVICES Authorize.Net Solutions Your gateway to card acceptance. Processing transactions reliably and securely is essential to your business. That s why BBVA Compass and Authorize.Net, a leading

More information

Innovative provider of turnkey payment and mobile solutions for business & enterprise Provide Business Customers with a superior Customer Experience

Innovative provider of turnkey payment and mobile solutions for business & enterprise Provide Business Customers with a superior Customer Experience Solution Overview January, 2012 Value Proposition Replacing manual processes with streamlined electronic work flow driven processes. Provide Enterprise Mobile Business Suite EMBS for small, medium & enterprise

More information

Consumer FAQs. 1. Who is behind the BuySafe initiative? 2. Why should I use a PIN? 3. Do all transactions need a PIN?

Consumer FAQs. 1. Who is behind the BuySafe initiative? 2. Why should I use a PIN? 3. Do all transactions need a PIN? Consumer FAQs 1. Who is behind the BuySafe initiative? The Industry Security Initiative (ISI)/BuySafe initiative comprises representatives of ten Australian financial institutions including all of the

More information

User Guide ICP BIA desk/complete

User Guide ICP BIA desk/complete User Guide ICP BIA desk/complete 22339 Hamburg Version 2.01 www.icp-companies.com Introduction The BIA desk/complete terminal is designed for the electronic processing of transactions that are initiated

More information

Electronic Payment Systems. Dr Sherif Kamel

Electronic Payment Systems. Dr Sherif Kamel Electronic Payment Systems Dr Sherif Kamel Payment Evolution Important Factors Interoperability and portability Security Ease of use Transaction fees Regulations and procedures Acceptability and trust

More information

CREDIT CARD PROCESSING GLOSSARY OF TERMS

CREDIT CARD PROCESSING GLOSSARY OF TERMS CREDIT CARD PROCESSING GLOSSARY OF TERMS 3DES A highly secure encryption system that encrypts data 3 times, using 3 64-bit keys, for an overall encryption key length of 192 bits. Also called triple DES.

More information

MERCHANT FACILITY. Operating Guide. VX520 Countertop

MERCHANT FACILITY. Operating Guide. VX520 Countertop MERCHANT FACILITY Operating Guide VX520 Countertop January 2015 Your Merchant Support VX520 Contact Guide The Merchant Helpdesk is available 24 hours, 7 days a week, Australian Eastern Standard Time (AEST).

More information

Euronet s EMV Chip Solutions Superior Protection with Enhanced Security against Fraud

Euronet s EMV Chip Solutions Superior Protection with Enhanced Security against Fraud Serving millions of people worldwide with electronic payment convenience. Euronet s EMV Chip Solutions Superior Protection with Enhanced Security against Fraud Copyright 2011 Euronet Worldwide, Inc. All

More information

HSBC Visa Debit Card. Making the most of your card. HSBC Customer Service Centre. Go to hsbc.com.au/debit

HSBC Visa Debit Card. Making the most of your card. HSBC Customer Service Centre. Go to hsbc.com.au/debit HSBC Customer Service Centre Go to hsbc.com.au/debit Call 1300 308 008 from Australia +61 2 9005 8131 from Overseas 24 hours a day, 7 days a week ^Visa Zero Liability subject to investigation of unauthorised

More information

EMV FAQs. Contact us at: CS@VancoPayments.com. Visit us online: VancoPayments.com

EMV FAQs. Contact us at: CS@VancoPayments.com. Visit us online: VancoPayments.com EMV FAQs Contact us at: CS@VancoPayments.com Visit us online: VancoPayments.com What are the benefits of EMV cards to merchants and consumers? What is EMV? The acronym EMV stands for an organization formed

More information

now you can make a sale from just about anywhere.

now you can make a sale from just about anywhere. now you can make a sale from just about anywhere. table of contents how to make card transactions by phone how to authorize and make a deposit how to make a correction or give a refund how to just authorize

More information

hicaps terminal user guide

hicaps terminal user guide hicaps terminal user guide 1 This page has been left blank intentionally. contact phone numbers for HICAPS/EFTPOS HICAPS Help Desk 1300 650 852 your merchant details Merchant No. For Authorisations: Credit

More information

EMV Acquiring at the ATM: Early Planning for Credit Unions

EMV Acquiring at the ATM: Early Planning for Credit Unions EMV Acquiring at the ATM: Early Planning for Credit Unions EMV Adoption Recent data breaches and planned Network Liability shifts have increased the interest in EMV at the ATM and have affected the planned

More information

faster smarter ip eftpos

faster smarter ip eftpos faster smarter ip eftpos Tyro EFTPOS Set Up Guide April 2014 Faster Smarter IP EFTPOS Tyro s EFTPOS terminals are easy to set up and use with step-by-step prompts guiding you through the process. This

More information

Trams Back Office (TBO): Use Credit Card Merchant to Automate, Authorize & Reconcile

Trams Back Office (TBO): Use Credit Card Merchant to Automate, Authorize & Reconcile Trams Back Office (TBO): Use Credit Card Merchant to Automate, Authorize & Reconcile Sarani Gaines, Instructor Trams, Inc. Items Covered in this Session Requirements for automated credit card processing

More information

5 ways to increase front desk revenue

5 ways to increase front desk revenue 5 ways to increase front desk revenue As an independent practice physician, you care about two things when it comes to your practice: patient care and the financial health of your practices. Many physicians

More information

www.butterfieldgroup.com

www.butterfieldgroup.com Merchant Services Butterfield Merchant Services. If you are a retail or service business owner, it is vital to offer your customers the opportunity to pay by credit or debit card. Butterfield can help

More information

Payment System Forum and Exhibition 2014 Sasana Kijang, Kuala Lumpur

Payment System Forum and Exhibition 2014 Sasana Kijang, Kuala Lumpur Payment System Forum and Exhibition 2014 Sasana Kijang, Kuala Lumpur Enabling Payment Card Acceptance at Small and Medium Enterprises (SMEs) and Microenterprises Part 1: Payment Card Acceptance Infrastructure

More information

Euronet Software Solutions Recharge Solution

Euronet Software Solutions Recharge Solution Serving millions of people worldwide with electronic payment convenience. Recharge Solution Deliver the Ultimate Convenience of Top-Up to Your Customers Today Recharge Solution GLOBAL PROVIDER FOR ALL

More information

Credit Card Conditions of Use. Credit Guide.

Credit Card Conditions of Use. Credit Guide. Credit Card Conditions of Use. Credit Guide. Effective Date: 20 May 2016 This document does not contain all the terms of this agreement or all of the information we are required by law to give you before

More information

ACCESSING YOUR MONEY OVERSEAS.

ACCESSING YOUR MONEY OVERSEAS. ACCESSING YOUR MONEY OVERSEAS. ACCESSING YOUR MONEY, ANYTIME, ANYWHERE No matter where you re going, you ll need easy, secure access to your money. Travel Money Card A prepaid MasterCard that lets you

More information

Caribbean Electronic Payments

Caribbean Electronic Payments Caribbean Electronic Payments Company Profile Caribbean Electronic Payments Ltd. 1-13 Contents Introduction... 3 Mission & Core Values... 5 CEPAYMENTS Mission... 5 Our Core Values... 5 Innovation... 5

More information

Getting Started. Quick Reference Guide for Payment Processing

Getting Started. Quick Reference Guide for Payment Processing Getting Started Quick Reference Guide for Payment Processing In today s competitive landscape, you have many choices when it comes to selecting your payments provider, and we appreciate your business.

More information

American Express Contactless Payments

American Express Contactless Payments PRODUCT CAPABILITY GUIDE American Express Contactless Payments American Express Contactless Payments Help Enable Increased Convenience For Card Members At The Point Of Sale American Express contactless

More information

What is Interchange. How Complex is Interchange?

What is Interchange. How Complex is Interchange? What is Interchange The foundation of the entire Bankcard Processing industry s cost structure. Interchange is the wholesale price, charged by Card Issuing Bank, for Authorization and Settlement of a credit

More information

How To Use An Hicaps Terminal

How To Use An Hicaps Terminal hicaps terminal user guide contact phone numbers for HICAPS/EFTPOS HICAPS Help Desk 1300 650 852 your merchant details Merchant No. Manual Merchant No. For Authorisations: Credit Card (Credit) Account

More information

Business Value Bundle

Business Value Bundle Business Value Bundle (No longer available for sale) Terms and Conditions Effective as at 14 July 2014 i Table of Contents 1. Acceptance of Terms and Conditions... 2 2. Bundle... 2 3. Benefits... 3 4.

More information

EMV and Small Merchants:

EMV and Small Merchants: September 2014 EMV and Small Merchants: What you need to know Mike English Executive Director, Product Development Heartland Payment Systems 2014 Heartland Payment Systems, Inc. All trademarks, service

More information

Finance & Ecommerce Systems

Finance & Ecommerce Systems Finance & Ecommerce Systems Prepared by: Colette Elson Issued: November 2013 November 2013 Page 1 Contents Page 1 Introduction 2 Responsibility 3 The PCI Data Security Standard 4 PCI DSS Requirements 5

More information

PAYMENT EXPRESS EFTPOS GETTING STARTED GUIDE. Version 0.1

PAYMENT EXPRESS EFTPOS GETTING STARTED GUIDE. Version 0.1 PAYMENT EXPRESS EFTPOS GETTING STARTED GUIDE Version 0.1 CONTENTS Direct Payment Solutions... 1 What s Required... 2 Components... 2 Verifone SC5000... 2 Ingenico i3070... 3 Ingenico ipp320/ipp350... 3

More information

EMV in Hotels Observations and Considerations

EMV in Hotels Observations and Considerations EMV in Hotels Observations and Considerations Just in: EMV in the Mail Customer Education: Credit Card companies have already started customer training for the new smart cards. 1 Questions to be Answered

More information

Earn more, pay less the way it is

Earn more, pay less the way it is Earn more, pay less the way it is 2012,2013 SecuTrans Inc. is a trustworthy name. About Us SecuTrans Inc. is a leading and registered Credit/Debit Merchant Service Provider in Canada. We are one of the

More information

User Guide: Apple devices

User Guide: Apple devices 1 User Guide: Apple devices Your details You may need these details from time to time. So it can be handy to have them here. But if you do record them, make sure you keep this guide somewhere safe. Your

More information

A Guide to EMV. Version 1.0 May 2011. Copyright 2011 EMVCo, LLC. All rights reserved.

A Guide to EMV. Version 1.0 May 2011. Copyright 2011 EMVCo, LLC. All rights reserved. A Guide to EMV Version 1.0 May 2011 Objective Provide an overview of the EMV specifications and processes What is EMV? Why EMV? Position EMV in the context of the wider payments industry Define the role

More information

EMV Chip and PIN. Improving the Security of Federal Financial Transactions. Ian W. Macoy, AAP August 17, 2015

EMV Chip and PIN. Improving the Security of Federal Financial Transactions. Ian W. Macoy, AAP August 17, 2015 EMV Chip and PIN Improving the Security of Federal Financial Transactions Ian W. Macoy, AAP August 17, 2015 Agenda 1. Executive Order 13681 2. What Is EMV? 3. Federal Agency Payment Card Acceptance Environment

More information

Card and Account Security. Important information about your card and account.

Card and Account Security. Important information about your card and account. Card and Account Security. Important information about your card and account. 2 Card and Account Security 1. Peace of mind As a Bendigo Bank customer you can bank with confidence knowing that, if you take

More information

EMP's vision is to be the leading electronic payments processing company in the emerging markets of Africa and the Middle East.

EMP's vision is to be the leading electronic payments processing company in the emerging markets of Africa and the Middle East. EMP's vision is to be the leading electronic payments processing company in the emerging markets of Africa and the Middle East. EMP's mission is to be at the forefront of the region's electronic payments

More information

M/Chip Functional Architecture for Debit and Credit

M/Chip Functional Architecture for Debit and Credit M/Chip Functional Architecture for Debit and Credit Christian Delporte, Vice President, Chip Centre of Excellence, New Products Engineering Suggested routing: Authorization, Chargeback, Chip Technology,

More information