Innovative provider of turnkey payment and mobile solutions for business & enterprise Provide Business Customers with a superior Customer Experience

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1 Solution Overview January, 2012

2 Value Proposition Replacing manual processes with streamlined electronic work flow driven processes. Provide Enterprise Mobile Business Suite EMBS for small, medium & enterprise businesses Reducing time, costs, repetitive actions in duplicate entry Proven business model demonstrated through similar offerings Positioned for explosive growth

3 Innovative provider of turnkey payment and mobile solutions for business & enterprise Provide Business Customers with a superior Customer Experience for end user Optimizing payments to increase business, opportunities to create improved efficiency & additional profits Providing growth & new payment streams to Financial Organizations, Cellular Carriers, ISO s, Businesses & Enterprise

4 Competitive Advantage Integrated approach using Android tablets or smartphone. Provides small, medium & enterprise business with EMBS to deliver a superior customer experience: Out of the Box Solution for Small & Medium Business Custom Business Solution for Enterprise Single entry from: Call Centre - customer entry invoice - tax payment customer portal reconciliation of funds received. Customer management, payment history with future CRM benefits Invoicing with multi currency and product / service items Integrated tax tables with reconciliation for tax payments Cash Management of receivables with daily cash out of electronic payments, check, cash and customer credits Business Enterprise customers provided with portal completed invoices, receipts and quotes customer approves a quote to be invoiced by business Call Centre for Customer Care and Enhanced Offerings EMBS Certification PA-DSS (Payment Application Data Security Standard) Q PCI-DSS (Payment Card Industry Data Security Standard)

5 PIN Payment Solution PPS Framework PPS Enterprise Mobile Business Suite EMBS supported through an extensive secure framework. PPS is currently working to connect EMBS platform to support acquiring for credit and debit in Canada, US and with future connections in Europe and other global markets. Payment Gateways Acquiring and Merchant Business Gateway Enterprise Customer s Acquiring Gateway to Visa MasterCard Interac PPS Accounting and Management Solution Framework ERP Transaction Gateway Web Services Business Layer Web Services Business Layer PPS Issuing Gateway Account Management and Authorization Customer Portal, ERP and Internal Business Applications Portal Administration & Reporting User Role Management Merchant/Agent Profiles and Setup Settlement, Fee s & Reporting Terminal and PED Management EMBS Version Control & Automated updates PIN Pad (PIN Entry) Enterprise Mobile Business Suite EMBS PPS Portals EMV / CHIP MagneticStripe Contactless Custom Interfaces or USB Web Services Business Layer Payment Application Electronic Invoicing & ERP Interface s Custom Interfaces PPS Administration ISO Management Merchant Management Call Centre Customer Reporting

6 Call Centre PPS Call Centre Module Integrated to EMBS Tablet. Managed by PPS or Business or Enterprise. Enhanced customer support with notification management. Managed by PPS, Business or Enterprise Create/Edit Customer Schedule Service Call Time, Date Dispatch Call to Specific EMBS User with Tablet Sends Electronic Notifications to Customer. , SMS or IVR-VXML Quotes for Customer Approval Invoices and Receipts Statements with Balance Owing Notification s and Customer Care Secure Payment of Invoices Call Centre Portal or Secure Web Service End Customer Portal EMBS Tablet Tasks Managed by Date and Time Create Initial Quote for Customer Update Work to be Completed Schedule Optional Follow-up Call Customer to Agree on Work Completed and Sign Work Order Process Initial Payment as a Deposit or as a Payment in Full Setup Reoccurring Payment for Monthly Payments

7 Enhanced Business Solutions Customers Customer details with add & edit of customer details, history of all financial transactions with ability to support customer location using Google Maps. Create Invoices Invoice creation is simple & quick with custom product & service items. Support for multiple tax types & currency. Invoice ed direct to customer are a few of the features. Process Payments Payment processing supporting POS Merchant Services with a secure terminal connecting to smart device. Cash Management Getting paid is fully managed. Track payments from credit cards, checks, cash and fully managed accounts receivables.

8 Existing Market Solutions PPS offering a diverse platform that has been modeled from similar highly successful market offerings. Squareup.com offers a swipe card reader for smart devices to process a credit card payment. Sold through Verizon, Best Buy, Wal-Mart & other Big Box. Growing Daily with over 1 million users processing over 2 billion annually at a merchant discount rate of 2.75% of November Freshbooks.com web based invoicing and expense management supporting multi currency and ecommerce payments. Based in Toronto with over 3.5 million users at November Over a million users added in the last 9 months. Average monthly fee from $20 - $40. Xero.com web based accounting solution based in New Zealand with over 55,000 users October Monthly fee from $20 $40 per month. Wave Accounting Solution wed based accounting solution based in Toronto that provides a comprehensive solution and invoicing for no charge to businesses.

9 ABOUT PIN PAYMENT SOLUTIONS PIN Payment Solutions Inc. based in Toronto Canada, developer and provider of payment systems solutions enabling customers through 20 plus contracted professionals with extensive experience in business and product development, security, payments, application development and mobile applications. Background in providing innovative solutions through its founder Ian McNeill that have had successful pilots with: Partnership with RBC as a 25% equity holder with a 4 million dollar investment with Pay Linx corporation that was a TSX venture company. The partnership with RBC proved to be a invaluable learning experience touching 70 top payment professionals within RBC. Government of Alberta for issuance and authorization of payment cards for check replacement for Social Assistance and Health Spending Accounts pilot concept with Great West Life Canada s largest Insurance Company. Formed innovative partnership with Axcess Canada to conn payment processing and Financial Product Management solutions together.

10 Contact Us Today For further information on our products and services please contact us today at: Axcess Canada Extension 401

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