Earn more, pay less the way it is

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1 Earn more, pay less the way it is 2012,2013 SecuTrans Inc. is a trustworthy name.

2 About Us SecuTrans Inc. is a leading and registered Credit/Debit Merchant Service Provider in Canada. We are one of the most trustworthy merchant service providers in the market. Over years, we have built solid relationships with thousands of customers from coast to coast. We are: No.1 in reliability No.1 No.1 airline ticket processor TOP 2 hospitality processor TOP 3 in merchant number TOP 4 in processing volume In North America region. Elavon is the 3 rd largest processor in North America, and ranked as the most reliable and one of the fastest network by Master Card Association. It is also the biggest air line ticket processor. Each year, Elavon processes over 1.5 billion transactions from over 1.1 million customers around the world, mostly in North America, also in Europe and Puerto Rico. We can help your business become more profitable and more satisfied by your valuable customers. SecuTrans Inc. is a registered member service provider of U.S. Bank, National Association, acting through its Canada branch.

3 Cost Saving* We can reduce your merchant service cost not only by decreasing most of the fees, discount rates, etc, but also by offering you our value added services... Statement Analysis Our specialists can perform the detailed statement analysis for your merchant service to figure out all the - hidden monthly charges - unreasonable billing costs - unstated transaction fees - unstated discount rates - non-necessary annual fees Services/products consultant Our specialists can also suggest you the most suitable services and products to your business - online payment services - Virtual Merchant TM - smart phone processing - large volume sales services - seasonal business - wired/wireless terminals - long/short range terminals Save up to thousands of dollars per year, penny by penny. STI Credit Card Discount rates(%) STI 6 A B C Debit trans fee (cents/trx) *For illustration only, other fees are also applicable, please contact us for more information. STI s discount rates include the assessment, brand and/or infrastructure rates. STI s minimum charge includes debit, Visa, and/or Master Card transaction/discount fees. STI 19 x y Terminal cost ($/month) Fees*: Visa/Master Card: 1.39% + Debit Card: 6 cents per transaction Admin fee: $9.95 per month z

4 Please contact us for more information. Products Regular Terminals (Dialup/IP) Dial-up /IP dual communication Interac, Visa, MasterCard, Amex,Discover,Uionpay Support multi-merchant accounts Support shared Virtual Merchant TM accounts EMV Chip card ready Pin Pad included Auto batch Invoice management Clerk management Detailed reports Wireless Terminals (GPRS/Blue Tooth) Smart Phone Payment GPRS/Bluetooth connection Interac, Visa, MasterCard, Amex,JCB, Discover EMV card ready Pay anywhere Pay anywhere with your smart phones Interac, Visa, MasterCard, Amex,JCB, Discover PCI PED approved Swipe or keyed in

5 Services Virtual Merchant TM Computer based processing Multi-entry transactions Installment transactions Recurring transactions Multi-user, Multi-location AVS(Address Verification Service) Online Gateway/ Shopping Cart E-commerce payment system SSL supported interface Support shopping carts ARU Telephone based processing Non-terminal or computer needed MO & TO Mail and telephone orders On the terminal, ARU or Virtual Merchant TM Reports Brief or detailed report Online reporting system Detailed statement Management Clerk management Invoice management Chain store payment management and reports Other Services 3 different tips function Unadjusted tips management Surcharge Cash back On-terminal detailed reports Auto batch (on terminal or server ) Please contact us for more information.

6 *Please contact us for more information. The Highlights Safety and Reliability - No.1 reliable network ranked by Master Card Association - Top 3 reliable network for Master Card - PCI compliance Fast Deposit - as quick as in 7-10 hours Non-Terminal Products - Easily setup - No hardware cost - Access from anywhere - E-commerce solutions High Approval Rates - 92% merchant application approval rates Multiple bank accounts - Support different bank accounts for deposit, billing, charge back, etc Customer Service - One stop customer services - Round-the-Clock support (24*7) - Multilanguage support - Automatic call back Express boarding - 90% applications approved within 3 business days We Know Your Business - In high risk industry? It maybe isn t to us -travel agency -e-commerce - electricity stores - restaurant and fast food - gas station - taxi / car rental - health service (spa, etc...) -wholesale - manufacture

7 How to Apply What do you need to apply? Did you know? Do not try more times if the terminal declaims the debit card as it will cost you every time Always store all the receipts and get as much information as you can from the customer for the large amount transactions to win the possible charge backs You do not need to settle (or close batch ) every day, you can try to do it twice a week to reduce transactions in your bank account Thinking about the Total-Own-Cost, you might consider leasing or purchasing the terminal instead of renting it Do not store the card numbers or exp dates Key-in transaction costs more than swiped one and is less safe, try to avoid keying in 1) Sign the application with the business and the owner s information 2) Void check(s) for billing and deposit accounts 3) Copy of your business license or other prove of existence: like the lease paper, or phone bill, or utility bill, etc How soon can you get it? You can receive the terminal or service as soon as in 3-5 business days. In some cases, we may need more support information before we can approve your application, so that will take a little longer. 90% of our applications are approved in 3 business days. Online EasyApp TM : Call us : 1 (855)

8 SecuTrans Bankcard Service 7725 Birchmount Rd, Unit 9 Markham, ON L3R 9X3 Switch For More Savings! Dial-up / IP Bluetooth / GPRS Smart phone Interac, Visa, MasterCard,Amex,Uionpay E-commerce / Online shopping cart Fast and secured payment solution Real time / detailed reports 7 10 hours fast deposit Hot Line: 1(855) ,2013 SecuTrans Inc. Printed in Canada SecuTrans Inc.