Plan for Achieving Self Support
|
|
- Maximilian Kelley
- 8 years ago
- Views:
Transcription
1 Plan for Achieving Self Support Program on Employment and Disability A distance education series promoting utilization of work incentives sponsored by the Research Foundation for Mental Hygiene under a grant from the U.S. Department of Labor with the support of the NYS Developmental Disabilities Planning Council and Office of Vocational and Educational Services for Individuals with Disabilities
2 The thoughts and opinions expressed in this and future programs are those of the trainers and do not necessarily reflect the viewpoints or official policy positions of the Social Security Administration, Department of Labor and/or any other state or federal agency. The information, materials and technical assistance are intended solely as informal guidance and are neither a determination of legal rights or responsibilities, nor binding on any agency with implementation and/or administrative responsibilities for programs discussed. 2
3 3 Presenters Thomas Golden, Program on Employment and Disability, Cornell University Carol A. Wingate, PASS Specialist, Social Security Administration James Sheldon, Neighborhood Legal Services, Inc. of Buffalo, NY
4 4 Questions By to Toll free to
5 5 Plan for Achieving Self Support What is a Plan for Achieving Self-Support? PASS is an SSI work incentive under which persons with disabilities can set aside additional income and/or resources to be used to achieve specific work goals. What is the purpose of a PASS? The purpose of the PASS work incentive is to increase a persons ability to work and earn a living, and as a result, reduce their reliance on government benefit support in the long term. A PASS is meant to assist a person in obtaining the items or services needed in order to compete in the job market. PASS is just the means to acquire the services and items needed for starting work, not the means to make income or resources available for ongoing costs.
6 Locations of PASS Cadres 6 AK ME Social Security Administration VT NH Seattle, WA WA OR ID MT WY ND SD St. Paul, MN MN WI MI Cincinnati, OH Cheektowaga, NY NY NJ New York, NY Boston, MA MA CT RI Chico, CA Carmichael, CA San Francisco, CA CA NV UT CO Denver, CO NE KS Kansas City, KS IA MO Chicago, IL IL IN Lakewood, OH OH PA WV VA Towson, MD MD DE DC Anaheim, CA San Diego, CA AZ NM OK AR TN KY NC Raleigh, NC TX LA MS ALGA SC Birmingham, AL HI Ft. Worth, TX FL Miami, FL (south FL)
7 7 Who can have a PASS? Any person who is blind or disabled who gets Supplemental Security Income (SSI), or can qualify for SSI, can have a PASS. The individual must: have income other than SSI or a resource to set aside, and; have a feasible work goal, and; have a specific savings/spending plan, and; must provide for a clearly identifiable accounting for the funds which are set aside.
8 How does it work? 8 The income and/or resources set aside in a PASS are not counted in determining eligibility for SSI or in calculating the amount of the SSI benefit that individuals will receive. EXAMPLE: Geri is attending nursing school. All school expenses are being paid by TAP, PELL, and VR. However, she will need a car when she begins to work because no public transportation is available. Geri receives $ SSDI and $ SSI per month. She wants to put the countable SSDI in a PASS account to buy a car. Without a PASS $ SSDI $ SSI Rate* disregard countable SSDI $ countable SSDI $ SSI payable SSDI $ Total income without a PASS *For an individual residing alone in New York State With a PASS $ to PASS Account $ SSI disregarded SSDI $ Total income with an approved PASS
9 9 How does it work? Geri receives $ per month SSDI. She is not eligible for SSI because her SSDI benefit is too high. Geri completes a PASS to set aside $ per month to purchase a car when she is ready to begin working. With a PASS Without a PASS $ SSDI disregard $ countable SSDI Since the 2004 SSI rate for an individual residing alone in New York State is $651.00, Geri is not eligible for SSI without a PASS. Her total income would be her $ monthly SSDI benefit. $ SSDI $ PASS savings disregard SSDI $ SSI PASS savings $ Total income $ SSI countable income with an approved PASS $ SSI rate SSI countable income $ SSI payment Geri would have $ from her SSDI benefit and the $ SSI payment for living expenses.
10 10 Questions By to Toll free to
11 11 Geri and Useable Income Geri receives $1, per month SSDI. She is not eligible for SSI because her SSDI benefit is too high. Without a PASS $ 1,020 SSDI 20 disregard $ 1,000 countable SSDI Since the 2004 SSI rate for an individual residing alone in New York State is $651.00, Geri is not eligible for SSI without a PASS. Her total income would be her $1, monthly SSDI benefit, which is available for living expenses.. With a PASS $1020 SSDI $ 500 PASS savings - 20disregard 520 SSDI $ SSI PASS savings $ Total income $ 500 SSI countable income with an approved $ 651 SSI rate SSI countable income $ 151 SSI payment PASS Geri would have $520 from her SSDI benefit and the $151 SSI payment, a total of $671 for living expenses.
12 12 How does it work? Resources can be anything that is owned, including bank accounts, real estate, or personal property. A resource that would exceed the allowed SSI limit ($ for an individual) can be set aside in a PASS. A resource exclusion is frequently applied to a PASS Account. In January 2004, Geri inherits $ Without a PASS, her SSI payments would be suspended effective February 2004, until she verifies that her resources are again below the $ resource limit. Without a PASS, as soon as Geri accumulated over $ in her bank account, her SSI payments would be suspended due to excess resources. If Geri adds $ of the inherited funds to her PASS account, the excess resource suspension would not apply. With an approved PASS, the account she uses to save money for PASS approved expenses does not count towards her SSI resource limit.
13 Plan Requirements 13 For a PASS to be approved several requirements must be met: The plan must be in writing; and, The plan must contain a feasible occupational (work) goal; and, The plan must be viable; and, The plan must contain a savings/spending plan.
14 14 A PASS must be submitted in writing A PASS must be submitted in writing, preferably on form SSA-545-BK, signed by the individual and, if applicable, the representative payee. You can obtain a copy of the form from your local SSA office. You can obtain a copy in PDF format from SSA s website at: You can complete a PASS application online with tutorial assistance at Cornell s website: You can call your servicing PASS Cadre. (see Slide #2) You can get help completing a PASS application from a BPAO (Benefits Planning Assistance & Outreach) agency.
15 15 Occupational Goal A PASS must show one specific work goal CHEF ELEMENTARY SCHOOL TEACHER REGISTERED NURSE
16 16 Occupational Goal Feasible means that the person must have a reasonable chance of being able to perform the work, considering: Nature of the disability Limitations Strengths and abilities.
17 17 Occupational Goal VR Evaluation Cover costs of obtaining evaluation. PASS set up to last for time VR needs to perform evaluation. After evaluation, the PASS is amended to specify the chosen work goal, milestones (steps needed to achieve the goal), and expenses related to the chosen goal.
18 18 Occupational Goal General Rules Expected to generate at least enough earnings to: Substantially reduce the SSI payment for those eligible for SSI without a PASS. Eliminate the SSDI cash benefits for those not eligible for SSI without a PASS. (Earnings must be expected to be above the SGA limit- currently $810 per month.) An earnings level should be sought that would be sufficient to replace the benefits of the individual--- and any auxiliaries, residing with the individual, whose benefits eventually could be affected by the individual s work.
19 19 Questions By to Toll free to
20 20 The Case of Thomas Thomas receives $1,000 a month in SSDI benefits based on his work record. His wife and children, who live with him, receive an additional $500 a month in auxiliary benefits combined, for a family total of $1,500. Without a PASS, Thomas and his family have $1,500 per month in combined Social Security income ($1,000 for Thomas, $500 for his wife and children). Thomas must have a goal that he will earn more than $810 per month when his PASS ends. His goal is to make $1,500 per month. When he reaches his goal, Thomas and his family will lose their Social Security checks because he is performing substantial gainful activity.
21 21 The Plan must be viable The PASS must be realistic taking into account: the individual s education and training needs; any assistive technology required; the milestones (and corresponding time frame to complete each step) necessary to reach the work goal; whether the person will have sufficient means to cover PASS expenses, living expenses, and other necessary expenses.
22 Significant, visible steps or events necessary to achieve the occupational goal 22
23 23 Milestones (steps) BEGIN DATE- earliest date the individual began to pursue the goal. Show all of the steps needed to achieve the chosen work goal. Show the expected beginning date and completion date for each step. END DATE-the date the individual expects to be working in the chosen occupational goal.
24 Milestone (Step) Begin Complete Complete VESID vocational evaluation- 12/03 03/04 24 Apply for admission to nursing school - 03/04 03/04 Complete PASS application and apply for financial aid- 03/04 03/04 Receive acceptance, register for classes, purchase uniforms and shoes for hospital training rounds 05/04 06/04 Attend nursing school - 09/04 05/08 Complete resume, purchase car and more uniforms, and begin applying for nursing jobs- 05/08 contg Receive nursing school diploma 06/08 06/08 Take State exam for certification - 07/08 07/08 Receive certification - 09/08 09/08 Begin working as registered nurse 09/08 09/08
25 25 Expenses A PASS can be used to pay for a variety of expenses that are necessary to assist the disabled individual to reach the work goal: Computers & Assistive Devices Transportation & Modifications Education & Vocational Training Tools or other Items needed to start a business
26 26 Deferred Expenses Although a PASS may be approved, a decision on certain items or services may be deferred until a later date. This can happen if a person needs to successfully complete one or more milestones before an item can be approved. Example: Purchase of a vehicle would be deferred if the person needs to obtain a driver evaluation or does not currently have a license. Items and/or services are purchased when needed as outlined in the milestones.
27 27 Money is also important!!! Be very specific about what items and/services you want your PASS to include. Show the specific reason the item/service is neededeg. I need my own computer because I have difficulty concentrating and working around a lot of people and noise. If would be very difficult for me to do my school papers and research papers in the school computer lab. Show accurate estimates for the cost of each item/service. Show how you arrived at the estimated cost. Include the documentation with your PASS.
28 28 Funding the PASS Show how the individual plans to save for the items/services included in the PASS. Show the type of income and the monthly amount you plan to set aside. Example: I plan to set aside $ of my Social Security Disability Insurance (SSDI) benefit each month. Show the resource you plan to set aside. Example: bank account, savings bonds, stocks, property. (Send proof with the PASS application.
29 29 Questions and Answers By to Toll free to
30 30 Wrap Up Complete your program evaluation Access toll free technical assistance 24/7 at Use your Resource Directory Subscribe to the FREE Benefits Planner by calling the number above Subscribe to the FREE statewide listserv by ing your request to Order transcript at
31 31 Next Program How Work Affects State Welfare Benefits and Food Stamps May 14, :00 3:30 PM
U.S. Department of Housing and Urban Development: Weekly Progress Report on Recovery Act Spending
U.S. Department of Housing and Urban Development: Weekly Progress Report on Recovery Act Spending by State and Program Report as of 3/7/2011 5:40:51 PM HUD's Weekly Recovery Act Progress Report: AK Grants
More informationHow To Rate Plan On A Credit Card With A Credit Union
Rate History Contact: 1 (800) 331-1538 Form * ** Date Date Name 1 NH94 I D 9/14/1998 N/A N/A N/A 35.00% 20.00% 1/25/2006 3/27/2006 8/20/2006 2 LTC94P I F 9/14/1998 N/A N/A N/A 35.00% 20.00% 1/25/2006 3/27/2006
More informationState Corporate Income Tax-Calculation
State Corporate Income Tax-Calculation 1 Because it takes all elements (a*b*c) to calculate the personal or corporate income tax, no one element of the corporate income tax can be analyzed separately from
More informationRegional Electricity Forecasting
Regional Electricity Forecasting presented to Michigan Forum on Economic Regulatory Policy January 29, 2010 presented by Doug Gotham State Utility Forecasting Group State Utility Forecasting Group Began
More informationFederation of State Boards of Physical Therapy Jurisdiction Licensure Reference Guide Topic: Continuing Competence
This document reports CEU requirements for renewal. It describes: Number of required for renewal Who approves continuing education Required courses for renewal Which jurisdictions require active practice
More informationNew York Public School Spending In Perspec7ve
New York Public School Spending In Perspec7ve School District Fiscal Stress Conference Nelson A. Rockefeller Ins0tute of Government New York State Associa0on of School Business Officials October 4, 2013
More informationStandardized Pharmacy Technician Education and Training
Standardized Pharmacy Technician Education and Training Kevin N. Nicholson, RPh, JD Vice President, Pharmacy Regulatory Affairs National Association of Chain Drug Stores May 19, 2009 Overview of how technicians
More informationFederation of State Boards of Physical Therapy Jurisdiction Licensure Reference Guide Topic: Continuing Competence
This document reports CEU (continuing education units) and CCU (continuing competence units) requirements for renewal. It describes: Number of CEUs/CCUs required for renewal Who approves continuing education
More informationTITLE POLICY ENDORSEMENTS BY STATE
TITLE POLICY ENDORSEMENTS BY STATE State Endorsement ID Endorsement Description AK ARM ALTA 6 Adjustable (Variable) Rate AK BALLOON FNMA Balloon Endorsement AK CONDO ALTA 4 Condominium AK COPY FEE Copies
More informationNHIS State Health insurance data
State Estimates of Health Insurance Coverage Data from the National Health Interview Survey Eve Powell-Griner SHADAC State Survey Workshop Washington, DC, January 13, 2009 U.S. DEPARTMENT OF HEALTH AND
More informationCINCINNATI HILLS CHRISTIAN ACADEMY COLLEGE QUESTIONNAIRE FOR STUDENTS
CINCINNATI HILLS CHRISTIAN ACADEMY COLLEGE QUESTIONNAIRE FOR STUDENTS Complete & bring with you to your Junior College Planning Meeting. NAME: ADDRESS: EMAIL: BIRTHDATE: PHONE #: DATE: PLEASE READ BEFORE
More informationState Survey Results MULTI-LEVEL LICENSURE TITLE PROTECTION
MULTI-LEVEL LICENSURE TITLE PROTECTION Prior AK MN TN MO AL MO KY VA AZ MS MO DC NYC NE HI ME OR IA RI PA IL TX VA KS WA LA WI MA WV Prior AK ME OR TN AL MI PA HI CO MS FL DC NC MN IA NE UT IL NV WA IN
More informationThe Lincoln National Life Insurance Company Variable Life Portfolio
The Lincoln National Life Insurance Company Variable Life Portfolio State Availability as of 12/14/2015 PRODUCTS AL AK AZ AR CA CO CT DE DC FL GA GU HI ID IL IN IA KS KY LA ME MP MD MA MI MN MS MO MT NE
More informationFederation of State Boards of Physical Therapy Jurisdiction Licensure Reference Guide Topic: License Renewal Who approves courses?
Federation of State s of Physical The table below provides information on approval of continuing education/competence courses and for each jurisdiction. Summary Number of jurisdictions requiring approval
More informationNAAUSA Security Survey
NAAUSA Security Survey 1. How would you rate the importance of each of the following AUSA security improvements. Very important Somewhat important Not too important Not at all important Secure parking
More informationReturn-to-Work Outcomes Among Social Security Disability Insurance (DI) Beneficiaries
Return-to-Work Outcomes Among Social Security Disability Insurance (DI) Beneficiaries Yonatan Ben-Shalom Arif Mamun Presented at the CSDP Forum Washington, DC September 17, 2014 Acknowledgments The research
More informationehealth Price Index Trends and Costs in the Short-Term Health Insurance Market, 2013 and 2014
ehealth Price Index Trends and Costs in the Short-Term Health Insurance Market, 2013 and 2014 June 2015 1 INTRODUCTION In this report, ehealth provides an analysis of consumer shopping trends and premium
More informationFederation of State Boards of Physical Therapy Jurisdiction Licensure Reference Guide Topic: PTA Supervision Requirements
These tables provide information on what type of supervision is required for PTAs in various practice settings. Definitions Onsite Supervision General Supervision Indirect Supervision The supervisor is
More informationPayroll Tax Chart Results
Payroll Tax Chart Results Terminated Employee -- Involuntary Terminated Employee -- Vacation Pay Terminated Employee -- Voluntary Taxing Authority Federal Payment Date for Involuntary Termination No provision
More informationAFFILIATION. Why is Affiliation an Important Issue?
Why is Affiliation an Important Issue? AFFILIATION SBA determines whether an entity qualifies as a small business concern by counting its receipts, employees, or other measure including those of all its
More informationHealth Workforce Data Collection: Findings from a Survey of States
Health Workforce Data Collection: Findings from a Survey of States Jean Moore, DrPH David Armstrong, PhD Health Workforce Technical Assistance Center School of Public Health University at Albany, SUNY
More informationAn Introduction to... Equity Settlement
An Introduction to... Equity Settlement The New York CEMA & Co-op Process June 2009 About Us... Established in 1986 Over 100 Associates Approved Vendor for Bank of America Preferred Vendor for Many National
More informationFlorida Workers Comp Market
Florida Workers Comp Market 10/5/10 Lori Lovgren 561-893-3337 Lori_Lovgren@ncci.com Florida Workers Compensation Rates 10-1-03 1-1-11 to 1-1-11* Manufacturing + 9.9% 57.8% Contracting + 7.3% 64.4 % Office
More informationHow To Know The Nursing Workforce
FAST FACTS The Nursing Workforce 2014: Growth, Salaries, Education, Demographics & Trends RN Job Growth Rate (new and replacement) By State/Region, 2012-2022) 14 states project an annual growth rate of
More informationMortgage Broker / Mortgage Originator Bond Requirements Nationwide
Surety One Email: Underwriting@SuretyOne.org Facsimile: 919-834-7039 Mail: P.O. Box 37284, Raleigh, NC 27627 Mortgage Broker / Mortgage Originator Bond Requirements Nationwide AK Mortgage Broker License
More informationU.S. Department of Education NCES 2011-460 NAEP. Tools on the Web
U.S. Department of Education NCES 2011-460 NAEP Tools on the Web Whether you re an educator, a member of the media, a parent, a student, a policymaker, or a researcher, there are many resources available
More informationVocational Rehabilitation
Vocational Rehabilitation Senate Education Appropriations Committee October 7, 2015 Emily Sikes, Chief Legislative Analyst, OPPAGA oppaga THE FLORIDA LEGISLATURE S OFFICE OF PROGRAM POLICY ANALYSIS & GOVERNMENT
More informationDashboard. Campaign for Action. Welcome to the Future of Nursing:
Welcome to the Future of Nursing: Campaign for Action Dashboard About this Dashboard: These are graphic representations of measurable goals that the Campaign has selected to evaluate our efforts in support
More informationTable 12: Availability Of Workers Compensation Insurance Through Homeowner s Insurance By Jurisdiction
AL No 2 Yes No See footnote 2. AK No Yes No N/A AZ Yes Yes Yes No specific coverage or rate information available. AR No Yes No N/A CA Yes No No Section 11590 of the CA State Insurance Code mandates the
More informationUnderstanding Payroll Recordkeeping Requirements
Understanding Payroll Recordkeeping Requirements 1 Presented by Sally Thomson, CPP Directory of Payroll Training American Payroll Association sthomson@americanpayroll.org 2 Agenda Recordkeeping Requirements
More informationAmerican Equity Investment Life Insurance Company Bonus Gold (Index 1-07) PFG Marketing Group, Inc.
A Fixed Indexed Annuity with a 16-year surrender period. This product is not available in AK AL CT DE MN NJ NV NY OH OK OR PR TX UT VI WA Ratings A.M. Best : A- Standard & Poor's: BBB+ 1 Year S&P 500 Annual
More informationPEER Analysis of OSHA Recordkeeping Inspections Done Pursuant to its National Emphasis Program (NEP)(10/09-8/10) SUMMARY OF DATA
PEER Analysis of OSHA Recordkeeping Inspections Done Pursuant to its National Emphasis Program (NEP)(10/09-8/10) SUMMARY OF DATA 1 The Senate appropriated $1,000,000 to OSHA in January 2009 for use in
More informationRecipient Demographics
ZINN EDUCATION PROJECT Recipient Demographics The following graphs profile the demographic of the people who ordered the Zinn Education Project packets and how they heard about the project. The packet
More informationThe Praxis Series Passing Scores by Test and State
The Praxis Series Passing Scores by Test and State This list shows the minimum/passing scores of user states/agencies for The Praxis Series tests. To determine if you passed a test in a particular state,
More informationMoving TIM from Good to Great?
FHWA Update: Traffic Incident Management Program Moving TIM from Good to Great? Iowa Traffic Safety Forum November 19, 2014 Mr. Jeff King (Retired Capt. AzDPS) Traffic Incident Management Public Safety
More informationFinal Expense Life Insurance
Dignified Choice - Classic Series Final Expense Life Insurance Columbian Mutual Life Insurance Company Home Office: Binghamton, NY Administrative Service Office: Norcross, GA Columbian Life Insurance Company
More informationLife Settlements Source List
BROKERS Ashar Group LLC - Life Settlement Specialists 407-772-1818 www.ashargroup.com Except AK NH VT Except AK NH VT Varies based on current market opportunities and groups that pass Ashar s due diligence
More informationBroadband Technology Opportunities Program: Sustainable Broadband Adoption and Public Computer Centers
Broadband Technology Opportunities Program: Sustainable Broadband Adoption and Public Computer Centers National Telecommunications and Information Agency (NTIA) U. S. Department of Commerce Funded by the
More informationFunding Your Technology and Archive Conversion Needs
Funding Your Technology and Archive Conversion Needs Presented at the NACRC Legislative Conference March 5, 2011 Facilitators: Larry Burtness & Carol Foglesong Technology funding The question was asked
More informationABOUT LPL FINANCIAL. serving. financial advisors. and their clients
ABOUT LPL FINANCIAL serving financial advisors and their clients the need for objective advice has never been greater Amid an ever-changing investment landscape, investors need an expert and experienced
More informationEnrollment Snapshot of Radiography, Radiation Therapy and Nuclear Medicine Technology Programs 2013
Enrollment Snapshot of Radiography, Radiation Therapy and Nuclear Medicine Technology Programs 2013 A Nationwide Survey of Program Directors Conducted by the American Society of Radiologic Technologists
More informationStates Served. CDFI Fund 601 Thirteenth Street, NW, Suite 200, South, Washington, DC 20005 (202) 622-8662 25
s Served CDFI Fund 601 Thirteenth Street, NW, Suite 200, South, Washington, DC 20005 (202) 622-8662 25 New Markets Tax Credit Program Sixth Round (2008) s Served NOTES: (1) Allocatees that are italicized
More informationEnrollment Snapshot of Radiography, Radiation Therapy and Nuclear Medicine Technology Programs 2012
Enrollment Snapshot of, and Nuclear Medicine Programs 2012 A Nationwide Survey of Program Directors Conducted by the American Society of Radiologic Technologists January 2013 2012 ASRT. All rights reserved.
More informationPART I - IDENTIFICATION AND PERSONAL INFORMATION 1D. VA FILE NUMBER. CHAPTER 1606 (Montgomery GI Bill - Selected Reserve
OMB Approved No 2900-0074 Respondent Burden: 20 minutes REQUEST FOR CHANGE OF PROGRAM OR PLACE OF TRAINING (Under Chapters 30 and 32, Title 38, USC; Chapters 1606 and 1607, Title 10, USC and Section 903
More informationOral Health Workforce for Low Income Children
Oral Health Workforce for Low Income Children National Health Policy Forum April 20, 2007 Shelly Gehshan, Senior Program Director National Academy for State Health Policy National Academy for State Health
More informationBuilding a Market for Small Wind: The Break-Even Turnkey Cost of Residential Wind Systems in the United States
Building a Market for Small Wind: The Break-Even Turnkey Cost of Residential Wind Systems in the United States Ryan H. Wiser Lawrence Berkeley National Laboratory rhwiser@lbl.gov; 510-486-5474 Global WINDPOWER
More informationDental Therapist Initiatives, Access, and Changing State Practice Acts The ADHA Perspective: An Update
Dental Therapist Initiatives, Access, and Changing State Practice Acts The ADHA Perspective: An Update Pam Quinones, RDH, BS President, ADHA April 29, 2012 I. The Dental Hygiene Workforce as a Partner
More informationEnrollment Snapshot of Radiography, Radiation Therapy and Nuclear Medicine Technology Programs 2014
Enrollment Snapshot of, Radiation Therapy and Nuclear Medicine Technology Programs 2014 January 2015 2015 ASRT. All rights reserved. Reproduction in any form is forbidden without written permission from
More informationState Annual Report Due Dates for Business Entities page 1 of 10
State Annual Report Due Dates for Business Entities page 1 of 10 If you form a formal business entity with the state, you may be required to file periodic reports on the status of your entity to preserve
More informationSurety Bond Requirements for Mortgage Brokers and Mortgage Bankers As of July 15, 2011
Surety Bond Requirements for Mortgage Brokers and Mortgage Bankers As of July 15, 2011 State Mortgage Broker Bond Cancellation Mortgage Banker Bond Cancellation Notes & Citations AK $75,000 minimum for
More informationAdmitting Foreign Trained Lawyers. National Conference of Bar Examiners Chicago, May 2, 2015
Admitting Foreign Trained Lawyers National Conference of Bar Examiners Chicago, May 2, 2015 Professor Laurel S. Terry Penn State s Dickinson Law Carlisle, Pennsylvania LTerry@psu.edu Overview of Remarks
More informationCDFI FUND NEW MARKETS TAX CREDIT PROGRAM:
CDFI FUND US Department of the Treasury NEW MARKETS TAX CREDIT PROGRAM: SECOND ROUND (2003-2004) Allocatees Serving Allocatee Name (Award Amount) AK 1 Alaska Growth Capital BIDCO, Inc. ($35 million) Total:
More informationIn Utilization and Trend In Quality
AHA Taskforce on Variation in Health Care Spending O Hare Hilton, Chicago February 10, 2010 Allan M. Korn, M.D., FACP Senior Vice President, Clinical Affairs and Chief Medical Officer Variation In Utilization
More informationAN INSIDE LOOK AT SOCIAL RECRUITING IN THE USA
AN INSIDE LOOK AT SOCIAL RECRUITING IN THE USA THE BULLHORN REACH RANKINGS REPORT TM WWW.BULLHORNREACH.COM @BULLHORNREACH JUNE 2012 COPYRIGHT 2012 BULLHORN, INC. ALL RIGHTS RESERVED. EXECUTIVE SUMMARY
More informationThe Future of Nursing Report
The Future of Nursing Report Illinois Healthcare Action Coalition Strategic Planning Meeting June 16, 2011 Susan B. Hassmiller, PhD, RN, FAAN Campaign for Action Campaign Vision All Americans have access
More informationState of the Residential Property Management Market Survey Report, Fall 2012
State of the Residential Property Management Market Survey Report, Fall 2012 Recently we asked you to give us your opinion regarding the state of the residential property management market. Now that we
More informationFollow a winning strategy with Strategic Comp
Follow a winning strategy with The market is hardening, service is deteriorating, and pricing and losses are on the rise. It s time to make your move. make the right move At, we believe that workers compensation
More informationANTHONY P. CARNEVALE NICOLE SMITH JEFF STROHL
State-Level Analysis HELP WANTED PROJECTIONS of JOBS and EDUCATION REQUIREMENTS Through 2018 JUNE 2010 ANTHONY P. CARNEVALE NICOLE SMITH JEFF STROHL Contents 1 Introduction 3 U.S. Maps: Educational concentrations
More informationAthene Annuity (DE) Rates
January 29, 2015 Athene Annuity (DE) s Athene Benefit 10 SM, Athene Choice, Athene Max and Athene 7 MYG SM rates will remain unchanged for the Athene Annuity (DE) product series. Guaranteed payout rates
More informationDepartment of Business and Information Technology
Department of Business and Information Technology College of Applied Science and Technology The University of Akron Summer 01 Graduation Survey Report 1. How would you rate your OVERALL EXPERIENCE at The
More informationSTATES VEHICLE ASSET POLICIES IN THE FOOD STAMP PROGRAM
820 First Street NE, Suite 510 Washington, DC 20002 Tel: 202-408-1080 Fax: 202-408-1056 center@cbpp.org www.cbpp.org Revised July 1, 2008 STATES VEHICLE ASSET POLICIES IN THE FOOD STAMP PROGRAM States
More informationAnnual Survey of Public Pensions: State- and Locally- Administered Defined Benefit Data Summary Brief: 2015
Annual Survey of Public Pensions: State- and Locally- Administered Defined Benefit Data Summary Brief: Economy-Wide Statistics Division Briefs: Public Sector Graphical Summary By Phillip Vidal Released
More informationPart C Technical Assistance: State Approaches
Brief Policy Analysis May 2007 Part C Technical Assistance: State Approaches An analysis of a critical issue in special education inforum Policymakers and early childhood experts have long recognized the
More informationEstimating college enrollment rates for Virginia public high school graduates
ISSUES& ANSWERS REL 2011 No. 104 Estimating college enrollment rates for Virginia public high school graduates ISSUES& ANSWERS REL 2011 No. 104 Estimating college enrollment rates for Virginia public high
More informationWhen To Refinance. Your Mortgage
When To Refinance Your Mortgage US Mortgage Corporation (NMLS ID#3901). Corporate Office is located at 201 Old Country Road, Suite 140, Melville, NY 11747; 631-580-2600 or (800) 562-6715 (LOANS15). Licensed
More informationTable 11: Residual Workers Compensation Insurance Market By Jurisdiction
Table 11: Residual Workers Market By AL Yes/NCCI 3 Two declination AK Yes/NCCI Two declination AZ Yes/NCCI Three declination, including one from the State Fund Agent/ ()/ Access? 4 Recommend NWCRP Recommend
More information2014 Year in Review State Policies Impacting CTE. Catherine Imperatore, ACTE Andrea Zimmermann, NASDCTEc February 5, 2015
2014 Year in Review State Policies Impacting CTE Catherine Imperatore, ACTE Andrea Zimmermann, NASDCTEc February 5, 2015 Background and Context Federal policies Perkins WIOA HEA Senate and Congressional
More informationNurse Practitioners and Physician Assistants in the United States: Current Patterns of Distribution and Recent Trends. Preliminary Tables and Figures
Nurse Practitioners and Physician Assistants in the United States: Current Patterns of Distribution and Recent Trends Preliminary Tables and Figures Kevin M. Stange, PhD Assistant Professor Gerald R. Ford
More informationHow learning benefits Georgians over a lifetime
How learning benefits Georgians over a lifetime Education empowers Employability 2 Income 7 Home ownership 13 The next generation 17 Older citizens 21 Quality of life 26 Social well being 31 It s a simple
More informationEnding Veteran and Veteran Family Homelessness: The Homeless Veteran Supported Employment Program (HVSEP)
Ending Veteran and Veteran Family Homelessness: The Homeless Veteran Supported Employment Program (HVSEP) Carma A. Heitzmann, Ph.D. National Program Manager HVSEP VHA Homeless Program Office carma.heitzmann@va.gov
More informationEFFECTS OF LEGALIZING MARIJUANA 1
EFFECTS OF LEGALIZING MARIJUANA 1 Effects of Legalizing Medical On Illegal Use Professor Elizabeth Jacobs, PhD Psychology 230 November 29, 2010 EFFECTS OF LEGALIZING MARIJUANA 2 Introduction With the increasing
More informationTrends in Medigap Coverage and Enrollment, 2011
Trends in Medigap Coverage and Enrollment, 2011 May 2012 SUMMARY This report presents trends in enrollment in Medicare Supplement (Medigap) insurance coverage, using data on the number of policies in force
More informationWhat does Georgia gain. by investing in its
What does Georgia gain by investing in its colleges and universities 2 A tremendous return: More economic prosperity. Less government spending. A stronger competitive advantage. A higher quality of life.
More informationFixed Indexed Annuity Rates
Company / Minimum Issue Ages Product Premiums Surrender Charges Last 15 Years Life of the Southwest SecurePlus Accumulator 5 Life of the Southwest SecurePlus Platinum (after 3/21/06) Fixed Indexed Annuity
More information3. How Do States Use These Assessments?
3. How Do States Use These Assessments? This is the third in a series of four related papers from the Center on Education Policy (CEP) describing career readiness assessments across states and districts.
More informationPreapproval Inspections for Manufacturing. Christy Foreman Deputy Director Division of Enforcement B Office of Compliance/CDRH
Preapproval Inspections for Manufacturing Christy Foreman Deputy Director Division of Enforcement B Office of Compliance/CDRH Major Steps Review of the Quality System information Inspection requests generated
More informationSocial Security, SSI, and Medicaid Basics
Social Security, SSI, and Medicaid Basics T.J. Sutcliffe, The Arc Julie Ward, The Arc Basics Basics Income Maintenance Health Insurance Means Tested Supplemental Security Income (SSI) Title XVI Medicaid
More informationSTC Insured Deposit Program (STID) Updated 06/16/2016
STC Insured Deposit Program (STID) Welcome to the AIG Federal Savings Bank ( AIG FSB ), d/b/a SunAmerica Trust Company ( STC ) STC Insured Deposit Program. Under this program, available cash balances (from
More informationAmGUARD Insurance Company EastGUARD Insurance Company NorGUARD Insurance Company WestGUARD Insurance Company GUARD
About Us For over 30 years, we have protected the interests of the small- to mid-sized businesses that insure with us. At Berkshire Hathaway Insurance Companies, we dedicate our efforts in the areas that
More information1. Full Name of Assured: 2. Address (MUST be a Physical Address): (City) (State) (Zip) Phone Number: ( ) Fax Number: ( ) Email Address:
ARBITRATORS, HEARING OFFICERS AND MEDIATORS PROFESSIONAL LIABILITY INSURANCE issued to the NATIONAL ASSOCIATION OF SALARIED PROFESSIONALS PURCHASING GROUP, INC. and specified members of the AMERICAN BAR
More informationWho provides this training? Are there any requirements? The parents/guardians and the doctor go through the medication curriculum with the student.
AL AK AZ AR Student, if they have a chronic condition school nurse or school administrators The student, if their parent/guardian authorizes them to. Trained school personnel can also administer Students
More informationOFFICE OF INSPECTOR GENERAL SPECIAL FRAUD ALERT FRAUD AND ABUSE IN NURSING HOME ARRANGEMENTS WITH HOSPICES
OFFICE OF INSPECTOR GENERAL SPECIAL FRAUD ALERT FRAUD AND ABUSE IN NURSING HOME ARRANGEMENTS WITH HOSPICES March 1998 The Office of Inspector General was established at the Department of Health and Human
More informationVariable Universal Life Permanent Life Insurance. Flexible premiums and potential cash value
Variable Universal Life Permanent Life Insurance Flexible premiums and potential cash value Why consider a Variable Universal Life Policy? Permanent life insurance protection, plus potential cash value
More informationANALYSIS OF US AND STATE-BY-STATE CARBON DIOXIDE EMISSIONS AND POTENTIAL SAVINGS IN FUTURE GLOBAL TEMPERATURE AND GLOBAL SEA LEVEL RISE
ANALYSIS OF US AND STATE-BY-STATE CARBON DIOXIDE EMISSIONS AND POTENTIAL SAVINGS IN FUTURE GLOBAL TEMPERATURE AND GLOBAL SEA LEVEL RISE by Paul Knappenberger SPPI ORIGINAL PAPER Updated April 2013 ANALYSIS
More informationGE Inventory Finance. Unlock your cash potential.
GE Inventory Finance Unlock your cash potential. Benefits of Floor Planning Increased sales Interest-free extended terms Ecommerce / Customer Online Management Systems (COMS) (Purchase Approvals / Inventory
More informationDartmouth / SilverScript Retiree Prescription Drug Plan
Dartmouth / SilverScript Retiree Prescription Drug Plan Agenda What s Happening /Why the Change? What is Medicare Part-D? Who is SilverScript? How is this affecting my Dartmouth coverage? What do I need
More informationFunding for Accreditation of Medicolegal Death Investigation Offices and Certification of Medicolegal Death Investigation Personnel
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 Funding for Accreditation of Medicolegal Death Investigation Offices and
More informationThe following rates are the maximum rates that should be illustrated. Be sure to update the IRIS illustration system
INTEREST RATES - June 16, 2016 to July 15, 2016 Notices 1. Before soliciting or taking any annuity applications, it is required that you have completed Lafayette Life's Annuity Training and any Continuing
More informationLexisNexis Law Firm Billable Hours Survey Report
LexisNexis Law Firm Billable Hours Survey Report Executive Summary Despite the critical impact on a firm s bottom line, it remains challenging for some attorneys and legal staff to efficiently capture
More informationA descriptive analysis of state-supported formative assessment initiatives in New York and Vermont
ISSUES& ANSWERS REL 2012 No. 112 At Education Development Center, Inc. A descriptive analysis of state-supported formative assessment initiatives in New York and Vermont ISSUES& ANSWERS REL 2012 No. 112
More informationIRA DISTRIBUTION REQUEST
IRA DISTRIBUTION REQUEST MAILING ADDRESS FOR OVERNIGHT NIGHT MAIL ONLY: Albuquerque, New Mexico 87190 Albuquerque, New Mexico 87112 P: 888-205-6036 F: 505-288-3905 Operations@Horizontrust.com 1. ACCOUNT
More informationThe Economic Impact of Commercial Airports in 2010
The Economic Impact of Commercial Airports in 2010 January 2012 Prepared for: Airports Council International North America Prepared by: CDM Smith 8805 Governor s Hill Drive Cincinnati, Ohio 45249 Table
More informationHiring and Compensation
Hiring and Compensation What Litigation Support and Other Legal Professionals Need to Know ACEDS Webinar August 6, 2014 Sponsored by: 2014 Robert Half Legal. An Equal Opportunity Employer M/F/D/V. ACEDS
More informationSTATE INCOME TAX WITHHOLDING INFORMATION DOCUMENT
STATE INCOME TAX WITHHOLDING INFORMATION DOCUMENT Zurich American Life Insurance Company (ZALICO) Administrative Offices: PO BOX 19097 Greenville, SC 29602-9097 800/449-0523 This document is intended to
More informationCHANGE OF BENEFICIARY
CHANGE OF BENEFICIARY Instructions and Examples of Beneficiary Designations Change Of Beneficiary Request Form Provisions Relating To Beneficiary Designation, and Notice Regarding Testamentary Trust Page
More informationPRODUCTS CURRENTLY AVAILABLE FOR SALE. Marquis SP
INTEREST RATES - August 16, 2016 to September 15, 2016 Notices 1. Before soliciting or taking any annuity applications, it is required that you have completed Lafayette Life's Annuity Training and any
More informationThe Praxis Series Passing Scores by Test and State
The Praxis Series Passing Scores by Test and State This document shows the minimum/passing scores of user states/agencies for each of The Praxis Series tests. To determine if you passed a test in a particular
More informationIRA Distribution Form
Use this form to request distributions from your IRA account and to close an IRA. Instructions 1. Complete the form and include any necessary supporting documents. 2. Sign and send us the completed form.
More informationShould Interlocks Be Required for All DUI Offenders?
Should Interlocks Be Required for All DUI Offenders? Lifesavers Annual Conference Lake Buena Vista, FL June 15, 2012 Anne T. McCartt Insurance Institute for Highway Safety (IIHS) Nonprofit, independent
More informationFlorida 1/1/2015 Workers Compensation Rate Filing
Florida 1/1/2015 Workers Compensation Rate Filing Kirt Dooley, FCAS, MAAA October 14, 2014 1 $ Billions 3.5 3.0 2.5 2.0 1.5 1.0 0.5 0.873 0.106 Florida s Workers Compensation Premium Volume 2.681 2.368
More information