The Lincoln National Life Insurance Company Variable Life Portfolio

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1 The Lincoln National Life Insurance Company Variable Life Portfolio State Availability as of 12/14/2015 PRODUCTS AL AK AZ AR CA CO CT DE DC FL GA GU HI ID IL IN IA KS KY LA ME MP MD MA MI MN MS MO MT NE NV NH NJ NM NY* NC ND OH OK OR PA PR RI SC SD TN TX UT VT VI VA WA WV WI WY Lincoln VUL ONE (2014) - including the Optimal X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X O X X X X X X^ X X X X X X X X X X X X X X No Lapse Enhancement Rider (ONER) * Lincoln SVUL ONE including the Optimal No Lapse Enhancement Rider (ONER) X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X O X X X X X X^ X X X X X X X X X X X X X X Lincoln AssetEdge VUL 2015 X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X^ X X X X X X X X X X X X X Lincoln AssetEdge VUL 2009 X X Lincoln AssetEdge Exec VUL 2015 X X X X X X X X X O X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X^ X X X X X X X X X X X X X Lincoln AssetEdge Exec VUL 2009 O X X Lincoln PreservationEdge SVUL X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X RIDERS AL AK AZ AR CA CO CT DE DC FL GA GU HI ID IL IN IA KS KY LA ME MP MD MA MI MN MS MO MT NE NV NH NJ NM NY* NC ND OH OK OR PA PR RI SC SD TN TX UT VT VI VA WA WV WI WY Premium Reserve Rider (PRR) * X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X Overloan Protection Rider * X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X Waiver of Monthly Deduction Benefit Rider X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X Change of Insured Rider X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X Enhanced Surrender Value Rider X X X X X X X X X O X X X X X X X X X X X X X X X X X X X X X X X X O X X X X X X X X X X X X X X X X X X X X Exec Enhanced Surrender Value Rider X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X Accelerated Benefits Rider for Chronic Illness (Lincoln LifeEnhance Accelerated Benefits Rider) for use w Lincoln AssetEdge VUL 2015 and Lincoln AsseEdge Exec VUL 2015 Accelerated Benefits Rider for Chronic Illness (Lincoln LifeEnhance Accelerated Benefits Rider) for use w Lincoln VUL ONE (2014) X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X& X X X X X X X O X X X X X X X X X X X X X X X X X X X X Accelerated Benefit Rider (with Catastrophic Health Benefits) X X X X X X O X X X X X X X X+ X X X X X X O O X+ X X X X X X X X O X O X X X X O O X X X X+ X X+ X X X X X X X X Accelerated Benefit Rider (without Catastrophic Health Benefits) X X X X X X X X X X X X X X X+ X X X X X X O X+ X+ X X X X X X X X O X O X X X X X X X X X X+ X X+ X X X X X X X X Survivorship Supplemental Term Insurance Rider (EPR) X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X Supplemental Term Insurance Rider X X X X X X X X X X X X X X X X X X X X X X O X X X X X X X X X X X O X X X X X X X X X X X X X X X X X X X X PRODUCTS X = Available O = Will Not Be Made Available X+ = Without Nursing Home Benefit X& = Without Terminal Illness * = Automatically Issued Where Approved ^ = Benefit Selection Option Not Available = Withdrawn SEE ADDITIONAL PAGES FOR PRODUCT WITHDRAWAL DATES. REMINDER TO PRODUCERS: APPLICATIONS WILL NOT BE ACCEPTED UNTIL AVAILABILITY IS COMMUNICATED. PLEASE DO NOT SOLICIT APPLICATIONS UNTIL SUCH TIME. SEE FOLLOWING PAGES FOR AVAILABILITY DATES. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. The Lincoln National Life Insurance Company is not authorized nor does it solicit business in the state of New York. In some states, contract terms are set out and coverage may be provided in the form of certificates issued under a group policy issued by The Lincoln National Life Insurance Company to a group life insurance trust. Contractual obligations are backed by the claims-paying ability of The Lincoln National Life Insurance Company. * Policies sold in New York are issued by Lincoln Life & Annuity Company of New York, Syracuse, NY. The contractual obligations are backed by the claims-paying ability of Lincoln Life & Annuity Company of New York. For agent or broker use only. Not for use with the public. Page 1 of 6

2 POLICIES RIDERS FOR SINGLE LIFE POLICIES RIDERS FOR SURVIVORSHIP LIFE POLICIES INDIVIDUAL VARIABLE LIFE INSURANCE POLICIES LR available with LN696 Lincoln VUL ONE (2014) only LR543 - Premium Reserve Rider - available with LN697 LN683 - Lincoln AssetEdge VUL 2015 LR540 - Overloan Protection Rider - available with LN696, LN698 & LN683 LR available with Lincoln SVUL one 2013 only LN683 - Lincoln AssetEdge Exec VUL 2015 LR436 - Waiver of Monthly Deduction Rider - available with LN696, LN698 & LN683 LR540 - Overloan Protection Rider - available with LN697 and LN699 LN696 - Lincoln VUL ONE (2014) LR496 - Change of Insured Benefit Rider - available with LN696, LN698 & LN683 LR541 - Enhanced Surrender Value Rider - available with LN697 (N/A in NY) LN697 - Lincoln SVUL ONE 2013 LR541 - Enhanced Surrender Value Rider - available with LN696, LN698 & LN683 LR610 - Supplemental Term Insurance Rider - available with LN699 LN698 - Lincoln AssetEdge VUL 2009 LR547 - Exec Enhanced Surrender Value Rider - available with LN698 (Lincoln AssetEdge Exec 2009) and LN683 (Lincoln AssetEdge Exec 2015) LR628 - Survivorship Supplemental Term Insurance Rider (EPR) - available with LN697 LN698 - Lincoln AssetEdge Exec VUL 2009 LR630 - Accelerated Benefits Rider for Chronic Illness (Lincoln LifeEnhance Accelerated Benefits Rider) - LN699 - Lincoln PreservationEdge SVUL available with Lincoln VUL ONE (2014) LR631 / ICC15LR631 - Accelerated Benefits Rider for Chronic Illness (Lincoln LifeEnhance Accelerated Benefits Rider) - available with Lincoln AssetEdge VUL 2015 and Lincoln AssetEdge Exec VUL 2015 ABR Accelerated Benefit Rider (with Catastrophic Health Benefits) - available with LN696 & LN683 ABR Accelerated Benefit Rider (without Catastrophic Health Benefits) - available with LN696 & LN683 LR543 - Premium Reserve Rider - available with LN696 Note: Form numbers may vary by state For agent or broker use only. Not for use with the public. Page 2 of 6

3 PUBLISHED AVAILABILITY DATE PUBLISHED WITHDRAWAL DATE PUBLISHED AVAILABILITY DATE PUBLISHED WITHDRAWAL DATE Lincoln AssetEdge VUL 2015 Lincoln AssetEdge VUL 2009 Lincoln AssetEdge VUL 2015 Lincoln AssetEdge VUL 2009 AL 6/15/2015 8/14/2015 MO 6/15/2015 8/14/2015 AK 6/15/2015 8/14/2015 MT 6/29/2015 8/28/2015 AZ 6/15/2015 8/14/2015 NE 6/15/2015 8/14/2015 AR 6/15/2015 8/14/2015 NV 6/15/2015 8/14/2015 CA 9/21/ /20/2015 NH 6/15/2015 8/14/2015 CO 6/15/2015 8/14/2015 NJ 8/31/ /30/2015 CT 6/15/2015 8/14/2015 NM 9/21/ /20/2015 DE 6/15/2015 8/14/2015 NC 6/15/2015 8/14/2015 DC 6/15/2015 8/14/2015 ND 6/15/2015 8/14/2015 FL 6/15/2015 8/14/2015 NY 6/29/2015 8/28/2015 GA 6/15/2015 8/14/2015 OH 6/15/2015 8/14/2015 GU 6/15/2015 8/14/2015 OK 6/15/2015 8/14/2015 HI 6/15/2015 8/14/2015 OR 6/15/2015 8/14/2015 ID 6/15/2015 8/14/2015 PA 9/21/ /20/2015 IL 6/15/2015 8/14/2015 PR IN 6/15/2015 8/14/2015 RI 6/15/2015 8/14/2015 IA 6/15/2015 8/14/2015 SC 6/15/2015 8/14/2015 KS 6/15/2015 8/14/2015 SD 6/15/2015 8/14/2015 KY 6/15/2015 8/14/2015 TN 6/15/2015 8/14/2015 LA 8/31/ /30/2015 TX 8/10/ /9/2015 ME 6/15/2015 8/14/2015 UT 6/15/2015 8/14/2015 MP 6/15/2015 8/14/2015 VT 11/23/2015 1/22/2016 MD 8/31/ /30/2015 VA 7/20/2015 9/18/2015 MA VI 8/31/ /30/2015 MI 6/15/2015 8/14/2015 WA 6/15/2015 8/14/2015 MN 6/15/2015 8/14/2015 WV 6/15/2015 8/14/2015 MS 6/15/2015 8/14/2015 WI 6/15/2015 8/14/2015 WY 6/15/2015 8/14/2015 Lincoln AssetEdge VUL 2015 replaces Lincoln AssetEdge VUL 2009 For agent or broker use only. Not for use with the public. Page 3 of 6

4 PUBLISHED AVAILABILITY DATE PUBLISHED WITHDRAWAL DATE PUBLISHED AVAILABILITY DATE PUBLISHED WITHDRAWAL DATE Lincoln AssetEdge Exec VUL 2015 Lincoln AssetEdge Exec VUL 2009 Lincoln AssetEdge Exec VUL 2015 Lincoln AssetEdge Exec VUL 2009 AL 6/15/2015 8/14/2015 MO 6/15/2015 8/14/2015 AK 6/15/2015 8/14/2015 MT 6/29/2015 8/28/2015 AZ 6/15/2015 8/14/2015 NE 6/15/2015 8/14/2015 AR 6/15/2015 8/14/2015 NV 6/15/2015 8/14/2015 CA 9/21/ /20/2015 NH 6/15/2015 8/14/2015 CO 6/15/2015 8/14/2015 NJ 8/31/ /30/2015 CT 6/15/2015 8/14/2015 NM 9/21/ /20/2015 DE 6/15/2015 8/14/2015 NC 6/15/2015 8/14/2015 DC 6/15/2015 8/14/2015 ND 6/15/2015 8/14/2015 FL Not Available Not Available NY 6/29/2015 8/28/2015 GA 6/15/2015 8/14/2015 OH 6/15/2015 8/14/2015 GU 6/15/2015 8/14/2015 OK 6/15/2015 8/14/2015 HI 6/15/2015 8/14/2015 OR 6/15/2015 8/14/2015 ID 6/15/2015 8/14/2015 PA 9/21/ /20/2015 IL 6/15/2015 8/14/2015 PR IN 6/15/2015 8/14/2015 RI 6/15/2015 8/14/2015 IA 6/15/2015 8/14/2015 SC 6/15/2015 8/14/2015 KS 6/15/2015 8/14/2015 SD 6/15/2015 8/14/2015 KY 6/15/2015 8/14/2015 TN 6/15/2015 8/14/2015 LA 8/31/ /30/2015 TX 8/10/ /9/2015 ME 6/15/2015 8/14/2015 UT 6/15/2015 8/14/2015 MP 6/15/2015 8/14/2015 VT 11/23/2015 1/22/2016 MD 8/31/ /30/2015 VA 7/20/2015 9/18/2015 MA VI 8/31/ /30/2015 MI 6/15/2015 8/14/2015 WA 6/15/2015 8/14/2015 MN 6/15/2015 8/14/2015 WV 6/15/2015 8/14/2015 MS 6/15/2015 8/14/2015 WI 6/15/2015 8/14/2015 WY 6/15/2015 8/14/2015 Lincoln AssetEdge Exec VUL 2015 replaces Lincoln AssetEdge Exec VUL 2009 For agent or broker use only. Not for use with the public. Page 4 of 6

5 PUBLISHED AVAILABILITY DATE PUBLISHED WITHDRAWAL DATE PUBLISHED AVAILABILITY DATE PUBLISHED WITHDRAWAL DATE Lincoln VUL ONE (2014) - including the Lincoln VUL ONE (2012) - including the Lincoln VUL ONE (2014) - including the Lincoln VUL ONE (2012) - including the AL 2/10/2014 4/11/2014 MO 2/24/2014 4/11/2014 AK 2/10/2014 4/11/2014 MT 2/10/2014 4/11/2014 AZ 2/10/2014 4/11/2014 NE 2/10/2014 4/11/2014 AR 2/10/2014 4/11/2014 NV 2/10/2014 4/11/2014 CA 9/8/ /10/2014 NH 3/10/2014 4/11/2014 CO 2/10/2014 4/11/2014 NJ 2/10/2014 4/11/2014 CT 2/24/2014 4/11/2014 NM 2/24/2014 4/11/2014 DE 2/10/2014 4/11/2014 NC 2/10/2014 4/11/2014 DC 2/10/2014 4/11/2014 ND 2/10/2014 4/11/2014 FL 2/10/2014 4/11/2014 NY N/A N/A GA 2/10/2014 4/11/2014 OH 2/10/2014 4/11/2014 GU 9/8/ /10/2014 OK 2/10/2014 4/11/2014 HI 2/10/2014 4/11/2014 OR 2/24/2014 4/11/2014 ID 2/10/2014 4/11/2014 PA 8/11/2014 9/10/2014 IL 2/10/2014 4/11/2014 PR 2/24/2014 4/11/2014 IN 2/10/2014 4/11/2014 RI 2/10/2014 4/11/2014 IA 2/10/2014 4/11/2014 SC 2/10/2014 4/11/2014 KS 2/10/2014 4/11/2014 SD 2/10/2014 4/11/2014 KY 2/10/2014 4/11/2014 TN 2/10/2014 4/11/2014 LA 2/10/2014 4/11/2014 TX 2/10/2014 4/11/2014 ME 2/10/2014 4/11/2014 UT 2/10/2014 4/11/2014 MP 3/31/2014 4/30/2014 VT 2/10/2014 4/11/2014 MD 2/10/2014 4/11/2014 VA 2/10/2014 4/11/2014 MA 2/10/2014 4/11/2014 VI 12/15/2014 1/14/2015 MI 2/10/2014 4/11/2014 WA 2/10/2014 4/11/2014 MN 2/10/2014 4/11/2014 WV 2/10/2014 4/11/2014 MS 2/10/2014 4/11/2014 WI 2/10/2014 4/11/2014 WY 2/10/2014 4/11/2014 Lincoln VUL ONE (2014) - including the replaces Lincoln VUL ONE (2012) - including the For agent or broker use only. Not for use with the public. Page 5 of 6

6 PUBLISHED AVAILABILITY DATE PUBLISHED WITHDRAWAL DATE PUBLISHED AVAILABILITY DATE PUBLISHED WITHDRAWAL DATE Lincoln SVUL ONE (2013) - including the Lincoln SVUL ONE (2007) - including the Lincoln SVUL ONE (2013) - including the Lincoln SVUL ONE (2007) - including the AL 8/12/ /11/2013 MO 8/12/ /11/2013 AK 8/26/ /25/2013 MT 9/9/ /8/2013 AZ 8/12/ /11/2013 NE 8/12/ /11/2013 AR 8/12/ /11/2013 NV 9/9/ /8/2013 CA 12/9/2013 2/17/2014 NH 8/26/ /25/2013 CO 8/12/ /11/2013 NJ 9/9/ /8/2013 CT 8/12/ /11/2013 NM 8/12/ /11/2013 DE 9/23/ /22/2013 NC 8/12/ /11/2013 DC 8/12/ /11/2013 ND 8/12/ /11/2013 FL 8/12/ /11/2013 NY N/A N/A GA 8/12/ /11/2013 OH 11/11/2013 1/10/2014 GU 3/10/2014 5/9/2014 OK 8/12/ /11/2013 HI 8/12/ /11/2013 OR 8/26/ /25/2013 ID 8/12/ /11/2013 PA 1/21/2014 3/21/2014 IL 8/26/ /25/2013 PR 9/9/ /8/2013 IN 8/12/ /11/2013 RI 8/12/ /11/2013 IA 8/12/ /11/2013 SC 8/12/ /11/2013 KS 8/12/ /11/2013 SD 8/12/ /11/2013 KY 8/12/ /11/2013 TN 8/12/ /11/2013 LA 8/12/ /11/2013 TX 9/23/ /22/2013 ME 8/12/ /11/2013 UT 8/12/ /11/2013 MP 11/11/2013 1/10/2014 VT 8/12/ /11/2013 MD 10/21/ /20/2013 VA 9/9/ /8/2013 MA 11/25/2013 1/24/2014 VI 9/23/ /22/2013 MI 8/12/ /11/2013 WA 8/12/ /11/2013 MN 9/23/ /22/2013 WV 8/12/ /11/2013 MS 8/12/ /11/2013 WI 8/12/ /11/2013 WY 8/26/ /25/2013 Lincoln SVUL ONE (2013) - including the No Lapse Enhancement Rider replaces Lincoln SVUL ONE (2007) - including the For agent or broker us only. Not for use with the public. Page 6 of 6

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