ldâm;a wdrlaidj ldâm;a wdrlaidj
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1 ldâm;a wdrlaidj w;sf¾l wdrlaidj fl%äü ldâm;a i yd HSBC,ndfok w;sf¾l wdrlaidj uõska fl%äü ldâm; Y%S,xldfõ jvd;au iqrlais; fl%äü ldâm; njg m;alrhs' ldâm;a wdrlaidj Tnf.a HSBC fl%äü ldâm;a iy fvìü ldâm;a i yd ldâm;a wdrlaidj jxpdj,g tfrysj Tn iy Tnf.a ldâm;a wdrlaid lsíu i yd HSBC ys wm úiska ieu W;aidyhlau orkq,efí' ta wkqj" my; mßè Tn wdrlaid flf¾( jxpd wkdjrkh lr.eksfï kùk;u l%ufõoh Tn jxjdj,g yiqùïj,ska wdrlaid lsíug iyh jyfhka" wmf.a kùk;u ;dlaikh uõska Tfí.sKqug wod< widudkh l%shdldrlï ms<sn j wm úuis,su;aj isáuq' f.da,sh iyh furg fyda úfoayhl Tfí ldâm; ke;sù fyda th whq;= f,i Ndú; lsífï yelshdjla mj;sk wjia:djl " f,dj mqrd" meh 24 u l%shd;aul iyh iemhsu wm úiska isÿ lrkq,nhs' Y%S,xldfõ wxl fyda úfoayhl wxl Tiafia Tn jydu wm weu;+ úg" wmf.a ld¾h ukav,h úiska Tfí ldâm; ^ldâm;a& wj,x.= lr" ta fjkqjg m%;sfhdack ldâm;la ^ldâm;a& jydu ksl=;a lrkq we;' Ñma ;dlaikh Ñma ldâm;a hkq uhsfl%da Ñmhla we;= lrk,o fl%äü ldâm;a h' fuu ldâm;aj, ixfla;d;aul iy ryih f;dr;=re.nvd l< yels w;r" tneúka" pqïnl ;Sre iys; ldâm;aj,g jvd jeä wdrlaidjla bka,ndfoa' 1
2 Ñma ldâm;a iy pqïnl ;Srej iys; ldâm;a hk foj¾.hu ish fj< uy;=ka úiska ms<s.kq,nhs' Ñma ldâm;la l%shd;aul lsíu o pqïnl ;Srej iys; ldâm;l l%shd;aul lsíu yd fnfyúka iudk h' Ñma ldâm; ms<s.kq,nk fj< uy;=ka" ldâm; hka;%fha me;af;ka oud msg;g wèkq fjkqjg" ldâm; hka;%h ;=<g oud" msg;g.kq,efí' úl=kqï ßisÜm; uqøkh jk ;=re whleñ úiska ldâm; hka;%h ;=< ;sfnkakg yßkq we;' Ñma ;dlaikh fuf;la,ndf.k fkdue;s fj< uy;=ka úiska ldâm; hka;%fha me;af;ka oud msg;g we u isÿ lrkq we;' fuu wjia:djka foflys u".kqfokqj iïmq¾k lsíu msksi úl=kqï ßisÜmf;ys Tfí w;aik ;eîug fj< uy;=ka Tfnka b,a,d isákq we;' u;l ;nd.; hq;= lrekq Tfí merks ldâm; l,a bl=;aùug i;shlg fmr" Tfí w ;a ldâm; Tn fj; fkd,enqfka kï" wm fj; ta nj oekqï fokak' Tfí merks ldâm; fldgia y;rlg fyda Bg jeä.kklg ^Ñmh" pqïnl ;Srej iy ldâm;a wxlh o lems hk whqßka& lmd fjkalr" bj; oeóug ieu úgu u;l ;nd.kak' widudkh wdldrfha úyd, ñ,.eksula fyda úfoay ixpdrhla ie,iqï lr we;akï" ta ms<sn j wm fj; mq¾j oekqï ula isÿlrkak' Tfí.sKqï m%ldykfha oelafjk we;=<;a lsíï fyd ka mílaid lrkak' wkfmalais; fyda idjoh.kqfokqjla Tng tys olakg fõ kï" jydu wm wu;kak' lsisÿ wjia:djl Tfí ldâm; fkdie,ls,su;a f,i fkd;nkak' ldâm; hkq uqo,a hehs i,ld /l.kak' ldâm;ska.kqfokq isÿ lrk úg" Tfí ldâm; Tfí weia udkfhka bj;g fkdhk f,i ;nd.eksug yels ieu úfglu W;aidy lrkak' fjk;a lsisfjl=g Tfí fl%äü ldâm;g fyda fvìü ldâm;g m%fõyùug lsisÿ wjia:djl bv fkdfokak' Tnf.a mjqf,a idudðlhl= ^l,;%hd" orejl=" foudmshka& úiska Tnf.a leue;a; we;sj fyda ke;sj Tfí ldâm;,nd.;fyd;a" 2
3 tu ldâmf;ka isÿlrk keu.kqfokqjla i yd ldâm;a ysñhd jk Tn j.lsj hq;= fõ' Tfí PIN wxlh wdrlaid lr.eksu Tfí PIN wxlh Tn mukla oek isáh hq;= mqoa.,sl wxlhla fia i,lkak' Tfí.sKqu yd ne s fjk;a w;sf¾l ldâm;a ysñhka fõ kï" Tjqkag o" Tjqkaf.a u PIN wxl ;sfnkq we;' my; bõs wkq.ukh lsífuka Tfí PIN wxlh wdrlaid lr.kak' Tfí wxlh u;lfha ;nd.kak' tu wxlh" jvd myiqfjka u;lfha /f k wxlhlg fjkia lsíug Tn leu;s kï" Y%S,xldfõ msysá keu HSBC ATM hka;%hla fj; f.dia th isÿl< yels fõ' fï i yd keu HSBC ATM hka;%hla fj; f.dia Tfí ldâm; hka;%hg we;= lr" fjk;a fiajd (Other Services) > fjk;a fiajd (Other Services) / PIN wxlh fjkia lrkak (Change PIN) f;darkak' bka miq wod< Wmfoia wkq.ukh lrkak' Tn úiska PIN wxlhla f;dard.kakd úg" m%lg fyda myiqfjka wkqudk l< yels wxl f;dard fkd.kak' fyda jeks wkql%ñl wxl f;dard.eksfuka o j<lskak' ATM hka;%hla Ndú; lrk úg" wka whg ;udf.a PIN wxlh Èiaùu je<elaùu i yd PIN wxl mqjrej iómfhkau isg.kak' Tfí PIN wxlh $ wdrlaik f;dr;=re",shd ;eîu fyda fjk;a wfhl=g mejisu fyda fkdlrkak' Tfí PIN wxlh Ndú; lsíug fyda Tn fjkqfjka PIN wxlh we;=<;a lsíug fyda fjk;a lsisfjl=g bv fkdfokak' Tfí ldâm; iy PIN wxlfha f;dr;=re lsis úfgl tlu ;ek fkd;nkak' Tfí wxlh ke;sù $ wu;l ù we;akï" wmf.a laiksl weu;=ï wxlh Tiafia wm wu;d" PIN wxlhla b,a,d isàug Tng yelsh' 3
4 ÿrl:kh Tiafia wekjqï lsífï " ;eme,a uõska wekjqï lsífï fyda wka;¾cd,h yryd Tfí ldâm; Ndú; lsífï fyda Tfí PIN wxlh lsisÿ úfgl fy<sorõ fkdlrkak' Tfí ATM PIN wxlh ks;r" ks;r fjkia lrkak' wdrlaidldí f,i ATM hka;% Ndú;h i yd bõs Y%S,xldfõ iy úfoayhka ys" MasterCard, Visa, Maestro fyda Cirrus,dxPkh ^Tfí ldâm;a j¾.hg wkqj& m%o¾ykh flfrk keu ATM hka;%hla fj;ska uqo,a wdmiq.eksu i yd Tfí PIN wxlh Ndú; l< yelsh' Tfí.kqfokqj iïmq¾k lsífuka miqj" hka;%h fj;ska bj;aj hdug fmr" Tfí uqo,a iy ldâm; jydu wdmiq,nd.kak' Tn wfmalaid lrk wjia:dfõ ATM hka;%h fj;ska Tfí ldâm; wdmiq Tn fj; fkd,efí kï" kej;;a PIN wxlh we;=<;a lsífuka j<lskak' jydu Tfí ldâm; ms<sn j nexl=jg oekqï fokak' zï;=re fjiskaz meñfkk wd.ka;=lhkaf.ka iyh,nd fkd.kak' tfiau" Tfí wjodkh ì,kakg lsisfjl=g bv fkdfokak' ATM hka;%hla Ndú; lrk úg fidaèisfhka isákak' ATM hka;%hg lsishï fjkila isÿ lr we;s njg fyda ydks lr we;s njg fyda ielhla Tng we;s fõ kï" ta nj nexl=jg oekqï " fjk;a ATM hka;%hla Ndú; lrkak' hka;%fhka Tng,efnk ßisÜm; bj; oeóug fmr" l=vd len,sj,g brd oeóug ieu úfglu u;l ;nd.kak' b;d l=vd len,sj,g brd oeóu jvd iqÿiq h' Tn iuõ iïnkaoùfï f;dr;=re hdj;ald,sk lsíu jxpdj,g tfrysj Tn wdrlaid lsíug.; yels ieu W;aidyhlau wm úiska orkq we;s w;r" Tfí ldâm; iïnkaofhka lsishï iel lghq;= l%shdjla wm úiska y kd.;a wjia:djl jydu Tn iuõ iïnkaoùug wmg wjyh fõ' jvd;au 4
5 läkï yd iqÿiqu iïnkaoùfï ud¾.h Tfí cx.u ÿrl:k wxlh yryd Tn weu;suhs' tu ksid" mqoa.,sl wka;¾cd, nexl= fiajh fyda wm weu;su uõska Tnf.a jvd;a ue; ld,sk f;dr;=re wm fj; okajd isákak' wka;¾cd, nexl=lrkh Ndú;fha Tfí ldâm; wdrlaid lsíu wka;¾cd,h yryd Tn isÿlrk f.ùï jvd;a iqrlais; lr.eksu i yd" Visa fyda MasterCard úiska ;yjqre lrk,o iqrlais; fla; (Verified by Visa or MasterCard Secure Code) i yd,shdmèxñ jkak' Verified by Visa ms<sn jeä úia;r i yd fu;ek ^ & la,sla lrkak' Tfí ldâmf;ys msgqmi w;aik fhdod we;s ;Srej u; uqøs; wxlfha wjidk b,lalï 3 ;yjqre lrk f,ig ks;r Tfnka b,a,d isákq we;' tu b,lalï" Tfí ldâm;g mukla iqúfyais jk neúka th w;sf¾l wdrlaik úfyaidx.hls' mqoa.,sl wka;¾cd, nexl= fiajh fyda idmamq ijdß i yd jk fjí wvú fj; msúisfï fjí wvú,smskh h;=re,shkh lsífuka mukla msúfikak' úohq;a ;eme,a,smshl we;s iïnkaê;hlska (link) fjí wvúj,g msúisfuka je<ls isàug ieuúgu u;l ;nd.kak' wka;¾cd, wdrlaikh iïnkao jeäÿr f;dr;=re i yd wmf.a Online Security ^ fldgig msúfikak' wkjyh yd iel iys; úohq;a,smskhka yryd mqoa.,sl fyda uq,h f;dr;=re b,a,d isák wjia:dj, tajdg m%;spdr oelaùfuka j<lskak' HSBC fj;ska f,ig oelafjk" iel iys; úohq;a ;eme,a,smshla Tn fj;,enqkfyd;a" lrekdlr tu úohq;a ;eme,a,smsh nexl=j fj; fhduq lrkak' uq,h f;dr;=re,nd.eksfï wruqkska isÿlrk jxpksl l%shd ms<sn jeä úia;r i yd wmf.a Online Security ^ fldgig msúfikak' 5
6 Tn úfoay.; j isák úg Tfí ldâm; wdrlaid lr.eksu Tn rfgka neyerj hdug fmr" f.ùï isÿ lsífï l%ufõohka tllg jeä ixlhdjla Tn i;=j ;sîu iqÿiq h' Wod(- fl%äü ldâm;" uqo,a iy ixpdrl fplam;a wdèh' Tn wdrlaid lr.eksu iy jxjd je<elaùu i yd Tfí ldâm;ska isÿjk widudkh.kqfokq wm úiska wëlaikh lrkq,nhs' tneúka" Tn rfgka neyerj hkafka kï" wm fj; oekqï fokak' túg" Tn úiska isÿ lrkq,nk.kqfokq ;yjqre lsíï i yd wm fj; fhduqlsífï iy Tfí.kqfokq m%;slafiamùfï wjia:djka wju lr.; yels fõ' flfia fj;;a" tu ;;a;ajhka iy;sl jyfhkau ;yjqre l< fkdyel' Tn rfgka neyerj hdug fmr" HSBC iuõ iïnkao úh yels f;dr;=re igyka lrf.k Tn <Õ ;nd.kak' Tn úfoay.; j isák wjia:dfõ hï fya;=jla u; wm yd iïnkaoùug Tng wjyh jqjfyd;a" tu f;dr;=re Tng m%fhdackj;a jkq we;' Tfí.sKqï m%ldykfha oelafjk we;=<;a lsíï fyd ka mílaid lrkak' wkfmalais; fyda idjoh.kqfokqjla Tng tys olakg fõ kï" Tfí ldâm;a j¾.hg wod< laiksl weu;=ï wxlh Tiafia" jydu wm wu;kak' Tn úfoay.; j isák úg " Y%S,xldfõ isáh fukau úfoay.; j isák úg o Tfí ldâm; wdrlaid lr.kak' lsisÿ wjia:djl Tfí ldâm; fkdie,ls,su;a f,i fkd;nkak' ldâm; hkq uqo,a hehs i,ld /l.kak' Tn úfoay.; j isák úg Tfí ldâm;a ke;s jqjfyd;a fyda fidrlï lrkq,enqjfyd;a" meh 24 mqrd jk CIKsl weu;=ï wxl Tiafia wm wu;kak' 6
7 ATM hka;%hla Ndú; lrk úg fidaèisfhka isákak' ieu úgu Tfí PIN wxlh wdrlaid lr.kak' Tn wdrlaid lr.eksu iy jxjd je<elaùu i yd Tfí ldâm;ska isÿjk úfoay.kqfokq wm úiska wëlaikh lrkq,nhs' úfoayhka ys isÿ lsíug ;e;a l<.kqfokq iïnkaofhka wm úiska wdrlail mílaidjka isÿ lsífï yelshdj we;' tuõska Tng lsishï wmyiq;djla isÿ fõ kï" ta ms<sn j wmf.a n,j;a lk.dgqj m< lr isáuq' Tfí.sKqï m%ldykfha oelafjk we;=<;a lsíï fyd ka mílaid lrkak' wkfmalais; fyda idjoh.kqfokqjla Tng tys olakg fõ kï" Tfí ldâm;a j¾.hg wod< laiksl weu;=ï wxlh Tiafia" jydu wm wu;kak jeäÿr úia;r i yd jeäÿr úia;r i yd lrekdlr wxl Tiafia wmf.a mdßfnda.sl fiajd uohia:dkh wu;kak' ke;fyd;a <Õu msysá HSBC nexl= YdLdj fj; hkak' úohq;a ;eme,a yryd o wm iuõ iïnkaoùug Tng yelsh' fuu mßj¾;kh lshjd ne,sfï ld¾h i yd mukla wod< fõ' isxy, yd oñ< NdId mdg w;r hï wkkql+,;djla fõ kï" túg bx.%sis NdId mdgh n,meje;aúh hq;= h' 7
fojeks fldgi Y%S,xld uy nexl=fõ.skqï yd lghq;=
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