Contents. 1. Types of Card. 2. Schedule of Charges. 3. Payment Cycle. 4. Transaction Limits. 5. Customer Support
|
|
|
- Cassandra Pearson
- 8 years ago
- Views:
Transcription
1 Card User s Guide
2 1 Contents 1. Types of Card 2. Schedule of Charges 3. Payment Cycle 4. Transaction Limits 5. Customer Support
3 2 TYPES OF CARD Banco BNI places at its customers disposal three types of card: Debit Cards Prepaid Cards Credit Cards
4 3 CARTÃO DE DÉBITO VISA ELECTRON BNI s Visa Electron is an electronic debit card associated with a sight deposit (or current) account. When a cardholder makes a cash withdrawal from an automatic teller machine (ATM) or a payment from a point-of-sale terminal (POS), this amount is debited to the sight deposit account. This is a national and international debit card which enables the customer to operate his/her account from anywhere around the world. Schedule of charges Annual fee: USD 45,00 (Equivalent in AKZ) Replacement Validity: USD 25,00 (Equivalent in AKZ) Lost: USD 25,00 (Equivalent in AKZ) 24 hour urgency: USD 50,00 (Equivalent in AKZ) Placement on black list: Charges per transaction: Consulting balance on our network: Consulting balance on other networks: AKZ 100 (Equivalent to USD 1,00) POS payment on BNI network: POS payment on Visa Domestic network: 3,00% POS payment on Visa International network: 3,50% ATM withdrawal on BNI network: ATM withdrawal on Visa Domestic network: USD 3,05 (Equivalent in AKZ) ATM withdrawal on Visa International network: 4,00% * Valores sujeitos à taxa de câmbio em vigor no BANCO BNI.
5 4 PREPAID VISA CARD The BNI Prepaid card is a rechargeable card under the Visa International network for credit card for operations debited to the card account. Its format is standardised, thus enabling its use at ATM s and APT s through the insertion of a personal secret code (PIN). Schedule of charges Anual fee: Replacement Validity: Lost: AKZ Equivalent USD Damaged: AKZ Equivalent USD Urgency: Loading (Top-up) commission: 2,50% Charges per transaction: Consulting balance on our network: Consulting balance on other networks: AKZ 100 (Equivalent to USD 1,00) Issue of statements (original): Issue of statements (duplicates): AKZ 500,00 (Equivalent to USD 5,00) Reimbursement of amounts to SD at bank s initiative: Reimbursement of amounts to SD at customer s initiative: POS payment on BNI network: POS payment on VISA Domestic network: 1,50% POS payment on VISA International network: 2,00% ATM withdrawal on BNI network: ATM withdrawal on VISA Domestic network: AKZ 350 (Equivalent to USD 3,50) ATM withdrawal on VISA International network: 3,50% * Valores sujeitos à taxa de câmbio em vigor no BANCO BNI.
6 5 CREDIT CARD The BNI Credit Card is issued under licence from Visa and /or Mastercard and is wholly managed by the Bank. It offers national and international payment functionalities, it is accepted at millions of establishments throughout the world and always works on a credit basis payments and withdrawals. It can be used at all APT s and ATM s which have the Visa and Mastercard logo in Angola and abroad. It allows the customer to withdraw cash (cash advance) and to pay for purchases and services, even when there are no funds in the current account. It therefore permits access to a credit line in any part of the world without having to ask the Bank and through the payment of the respective interest.
7 6 VISA GOLD CREDIT CARD The Visa Gold Credit Card is granted to a single cardholder, being personal and non-transferrable. It has a validity period of two (2) years, without the automatic issue of a new card, being renewable only upon request for a new one by the customer. Credit limits: 1 st scale: USD 5, nd scale: USD 10, rd scale: USD 15, Schedule of charges Annual fee: Issue: USD (Equivalent in AKZ) Replacement / renewal: Validity: Damaged / poor condition: USD (Equivalent in AKZ) Lost: USD (Equivalent in AKZ) Urgent replacement overseas: USD (Equivalent in AKZ) Urgent 24 hour production: USD (Equivalent in AKZ) Placement on the black list: USD 15,00 (equivalent in AKZ) Duplicate statements: USD 5.00 (Equivalent in AKZ) Copy of purchase receipt: USD (Equivalent in AKZ) Charges for late payment / default: - In 1 st month: USD (Equivalent in AKZ) - Following months: USD (Equivalent in AKZ) Charges for exceeding credit limit: USD (Equivalent in AKZ) Stamp duty: Rates in force Withdrawals (cash advance): BNI ATM networks: Visa International ATM network: 3,50% + USD 3.00 Visa Domestic ATM network: 3,50% + USD 3.00 At branch: 3,00% + USD 5,50 Payments: BNI APT network: Visa International domestic market APT network: 1,00% Visa International rest of world APT network: 4,00% Interest rates: Interest rate: 25,00% a.a. Arrear interest rate: 4,00% a.a. * Valores sujeitos à taxa de câmbio em vigor no BANCO BNI.
8 7 MASTERCARD STANDARD CARD Credit limits 1 st scale: USD 300 up to USD nd scale: USD 1000 up to USD rd scale: USD 2000 up to USD 5000 Schedule of charges Annual fee: 1 st cardholder: USD 50,00 (Equivalent in AKZ) Replacement Validity: Damaged / poor condition: Lost: Urgent replacement overseas: USD 100,00 (Equivalent in AKZ) Urgent 24 hour production: USD 50,00 Placement on the black list: USD 15,00 Monthly statement charges: Duplicate statements: USD 5,00 Copy of purchase receipt: USD 25,00 Charges for late payment/default: - In 1 st month: USD (Equivalent in AKZ) - Following months: USD (Equivalent in AKZ) Charges for exceeding credit limit : USD 8,00 Interest rate: 25,00% a.a. Withdrawals (Cash Advance): - BNI ATM networks: 2,50% - Visa International ATM network: 3,50% + USD 3,00 (Equivalent in AKZ) - At branch: 3,00% + USD 4,50 (Equivalent in AKZ) Payment: - BNI APT network: - Mastercard Domestic APT network: 1,70% USD - Mastercard International overseas APT network: 2,00% of transaction amount Consultations: - BNI network: - Other networks: 1 USD (Equivalent in AKZ) * Valores sujeitos à taxa de câmbio em vigor no BANCO BNI.
9 8 MASTERCARD GOLD CARD Credit limits 1 st scale: USD 2.000,00 2 nd scale: USD 5.000,00 3 rd scale: USD 7.500,00 4 th scale: USD ,00 5 th scale: more than USD ,0 Schedule of charges Annual fee 1st cardholder: Issue commission: USD 80,00 (Equivalent in AKZ) Replacement Validity: Damaged / poor condition: USD (Equivalent in AKZ) Lost: Urgent replacement overseas: USD (Equivalent in AKZ) Urgent 24 hour production: USD 50,00 (Equivalent in AKZ) Placement on the black list: Monthly statement charges: Duplicate statements: USD 5.00 Copy of purchase receipt: USD Charges for late payment / default: - In 1 st month: USD 25,00 - Following months: USD Charges for exceeding credit limit: USD Stamp duty: Rate in force Interest rate: 27% a.a. Withdrawals (Cash Advance): BNI ATM networks: 2,50% Mastercard ATM network Maestro: 3,50% + USD 3,00 At branch: 3,00% + USD 4,50 (Equivalent in AKZ) Payment: BNI Expresso 24 APT network: Mastercard APT network Domestic Maestro: 1,70% Mastercard APT network International Maestro: 2,70% of transaction amount Consultations: BNI Expresso network: Other networks: 1,00 USD (Equivalent in AKZ) * Valores sujeitos à taxa de câmbio em vigor no BANCO BNI.
10 9 MASTERCARD CORPORATE CARD The BNI Mastercard Corporate Card was created so that companies can offer their executives the best solution for managing their business travel and entertainment expenses. The buying process becomes simpler, quicker and rational with this card. It is possible to control what is purchased, where and by whom, thereby substituting working capital. It is possible to effect transactions in Angola and abroad with the BNI Corporate Card. Credit limit: Minimum limit: AKZ Equivalent to USD 2.500,00 per card account Maximum limit: AKZ Equivalent to USD ,00 per card account * Ceiling granted according to the company s risk profile. Schedule of charges: Annual fee: USD 70,00 Replacement Validity: Damaged/poor condition: Lost: Urgency: Placement on the black list: Copy of purchase receipt: USD 50,00 (Equivalent in AKZ) USD 25,00 (Equivalent in AKZ) Withdrawals (Cash Advance): BNI ATM networks: 2,50% Mastercard ATM network Maestro: 3,50% + USD 3,00 At branch: 3,00% + USD 4,50 (Equivalent in AKZ) Payments: APT at BNI network: APT at Mastercard Domestic network: 1,70% of transaction amount APT at Mastercard International network: 2,00% of transaction amount Charges for exceeding credit limit: USD 25,00 Stamp duty: 0,70% Consultations: BNI network: Other networks: Duplicate copies of statements: USD 1,00 (Equivalent in AKZ) USD 10,00 (Equivalent in AKZ) * Valores sujeitos à taxa de câmbio em vigor no BANCO BNI.
11 10 PAYMENT CYCLES Visa Cards Statement closing date 20th of each month Statement payment date 10th of following month Mastercard Cards Statement closing date 5th of each month Statement payment date 25th of following month
12 Visa Prepaid Mastercard Standard TYPE OF PAYMENT NETWORK DAILY LIMIT MONTLY LIMIT ANNUAL LIMIT TYPE OF PAYMENT NETWORK DAILY LIMIT MONTLY LIMIT ANNUAL LIMIT BNI ATM BNI ATM BNI POS VALUE BNI POS VALUE ATM OVERSEAS ,00 ATM OVERSEAS POS OVERSEAS VALUE , , ,00 POS OVERSEAS VALUE , ,00 OTHER NATIONAL BANKS ATM ,00 OTHER NATIONAL BANKS ATM ,00 OTHER NATIONAL BANKS POS VALUE OTHER NATIONAL BANKS POS VALUE Visa Gold Mastercard Gold TYPE OF PAYMENT NETWORK DAILY LIMIT MONTLY LIMIT ANNUAL LIMIT TYPE OF PAYMENT NETWORK DAILY LIMIT MONTLY LIMIT ANNUAL LIMIT BNI ATM BNI ATM BNI POS VALUE BNI POS VALUE ATM OVERSEAS ATM OVERSEAS POS OVERSEAS VALUE ,00 POS OVERSEAS VALUE ,00 OTHER NATIONAL BANKS ATM ,00 OTHER NATIONAL BANKS ATM ,00 OTHER NATIONAL BANKS POS VALUE OTHER NATIONAL BANKS POS VALUE Visa Electron Mastercard Corporate TYPE OF PAYMENT NETWORK BNI ATM BNI POS ATM OVERSEAS POS OVERSEAS OTHER NATIONAL BANKS ATM OTHER NATIONAL BANKS POS DAILY LIMIT VALUE ,00 VALUE , , ,00 VALUE MONTLY LIMIT ,00 ANNUAL LIMIT ,00 Os valores apresentados são expressos em AOA Os valores apresentados são expressos em AOA TYPE OF PAYMENT NETWORK BNI ATM BNI POS ATM OVERSEAS POS OVERSEAS OTHER NATIONAL BANKS ATM OTHER NATIONAL BANKS POS DAILY LIMIT VALUE VALUE ,00 VALUE MONTLY LIMIT ANNUAL LIMIT ,00
13 Passion for the future Customer support BANCO BNI has a call centre open 24hours/day in order to ensure support for the Bank s customers and non-customers. Contacts: Bnionline@bni.ao
Card & Intesa Sanpaolo Bank Albania Network Frequently Asked Questions
Card & Intesa Sanpaolo Bank Albania Network Frequently Asked Questions What is a card? A card is any VISA or MasterCard card issued by Intesa Sanpaolo Bank Albania. A card bearing the VISA logo can be
Tariff for debit and credit cards for Private Individuals and Agriculturists Page 1
FEE PER TRANSACTION GENERAL BUSINESS CONDITIONS FOR PRIVATE INDIVIDUALS, ENTREPRENEURS AND AGRICULTURISTS GENERAL PART TARIFF FOR AND CREDIT CARDS FOR PRIVATE INDIVIDUALS AND AGRICULTURISTS GOLD CREDIT
Welcome to the world of prepaid cards... Contents
Welcome to the world of prepaid cards... This leaflet has been prepared to help you find out more about prepaid payment cards and how you can use them best. Contents Welcome to the world of prepaid cards.................
Vishwa Yatra Foreign Travel Card (VYFTC)
Vishwa Yatra Foreign Travel Card (VYFTC) Eligibility Features The card can be issued to: any bonafide citizen of India who plans to travel abroad except Nepal and Bhutan. Corporates for their employees
ANZ Bank New Zealand Limited ANZ17881
ANZ Credit Card Conditions of Use Effective 9 December 2015 This document sets out your ANZ Credit Card s terms and conditions In this document we ve explained the terms and conditions applying to your
DEBIT/ATM CARD APPLICATION
DEBIT/ATM CARD APPLICATION APPLICANT: Last Name: First Name: M.I. Street Address: Apt. # / PO Box: City: State: Zip: Day Telephone #: Evening Telephone # Debit Card ATM Card SECOND APPLICANT: Last Name:
Prices and services for personal and saving accounts. We help you keep an overview.
Prices and services for personal and saving accounts We help you keep an overview. Effective from January 1 st 2016 Accounts Accounts Personal account Personal account student plus Personal account for
Prices and services for personal and savings accounts. We support you with fair terms and conditions.
Prices and services for personal and savings accounts We support you with fair terms and conditions. Effective from 1 January 2015 Account management Account management Personal account Personal account
DIAMOND NAIRA VISA DEBIT CARD. Your Bank
DIAMOND NAIRA VISA DEBIT CARD Your Bank Overview The Diamond Naira Visa Debit Card is an international payment card issued by Diamond Bank in partnership with the VISA Card Association. It is denominated
Credit Card Contract
Credit Card Contract Credit Card Booklet Cardholder enquiries & Lost and stolen cards Telephone : (679) 321 4300 Facsimile : (679) 330 3738 BSP/SecDocTemp006 Page 1 of 21 Template Issue No.3 reviewed 19032012
Frequently Asked. Questions. Cash Solution TM PIN Prepaid Debit Card
0 Frequently Asked Questions TM Cash Solution TM PIN Prepaid Debit Card Frequently Asked Questions About this booklet Moneytree has compiled the information in this booklet to help you understand and use
Visa Company Card CONDITIONS OF USE
Visa Company Card CONDITIONS OF USE This guide is current as at April 2015. This document is a legal contract between you and ANZ Bank New Zealand Limited in respect of the issue, and use of, Visa Company
Introduces... The Prepaid. Current Account. in association with. Simple, no surprises banking
Introduces... The Prepaid Current Account in association with Simple, no surprises banking Introducing the Prepaid Current Account If you are trying to manage your finances as best as possible, the last
ANZ EFTPOS card and ANZ Visa Debit card
ANZ EFTPOS card and ANZ Visa Debit card Conditions of Use Where to find things in this document What you need to know about these Conditions of Use...1 How to contact us...1 A glossary of the terms we
Expect to know where you stand with your Visa Debit Card
Expect to know where you stand with your Visa Debit Card VISA DEBIT CONDITIONS OF USE Acceptance of Conditions of Use 1.1 By using your Debit Card, you agree that these Conditions of Use are binding on:
Section XIV PREPAID CARDS AND ELECTRONIC FUNDS TRANSFER
Section XIV PREPAID CARDS AND ELECTRONIC FUNDS TRANSFER Funds Disbursement by State Government One of the primary functions of many government agencies is disbursement of funds to its customers or clients.
Tariff of Banking Charges
Tariff of Banking Charges Effective from 22 July 2013 Bank of China (UK) Limited From UK: 0845 602 7083 From overseas: +44 20 7929 3407 www.bankofchina.com/uk Bank of China (UK) Limited Registered in England
Travel Card. Cardholder Frequently Asked Questions. June 2014 T.FQ.S.20141.E
Travel Card Cardholder Frequently Asked Questions Travel Card (1) Where can I use my card? Your card may be used anywhere debit cards are accepted. The brand marks on your card indicate where the card
PRICING GUIDE 2015. Credit card. Moving Forward TM. Still bringing you real banking value
PRICING GUIDE 2015 Credit card Still bringing you real banking value Moving Forward TM Credit card fees Initiation fee R135,00 Monthly service fee AccessCredit R49,00 Accelerate Credit cards R49,00 Kaizer
PrActIcAL GuIDe BONIFIKA GOLD
Practical Guide BONIFIKA GOLD I. CHARACTERISTICS 3 A. THE CARD 3 CARD VALIDITY 3 CARD LIMITS 3 CAPACITY OF PURCHASE AND WITHDRAWAL 3 PIN CODE 3 FEES 4 B. PAYMENTS, WITHDRAWALS AND MINIMUM DUE 4 C. CARD
Prepaid Debit Card FAQs (FAQs with an asterisk appear in the prepaid cardholder collateral piece.)
Prepaid Debit Card FAQs (FAQs with an asterisk appear in the prepaid cardholder collateral piece.) Has Bellco partnered with a prepaid debit card vendor? Yes. Bellco has partnered with The Members Group
www.atlasbanka.com WELCOME TO ATLAS BANK Montenegro CASH DEPOSIT ACCOUNT FOR NON RESIDENT INDIVIDUAL CLIENT
WELCOME TO ATLAS BANK Montenegro We look forward to meet all your banking needs, giving you a delightful experience! CASH DEPOSIT ACCOUNT FOR NON RESIDENT INDIVIDUAL CLIENT A choice of investment alternatives
Fees we charge for consumer mortgage lending products
s we charge for consumer mortgage lending products Effective July 2015 Section 1: Understanding fees and charges When we may charge fees The Commonwealth Bank charges fees for administering your account
Credit Card FAQ. PUBLIC Updated on 15Dec2014 Page 1 of 8
1. What can I do with an HSBC credit card? With HSBC credit card, you can: Purchase goods and services with your HSBC credit card in Vietnam and when you are traveling overseas at 30 million retailers
Debit Card DEBIT CARD. Terms and conditions. Wherever you are and whenever you want, your
DEBIT CARD Terms and conditions Wherever you are and whenever you want, your Debit Card allows you to access your funds and to pay for your purchases as well as other transactions with the ease and convenience
FINANCIAL/BANKING LITERACY ASSISTANCE FOR LATINO AMERICANS
FINANCIAL/BANKING LITERACY ASSISTANCE FOR LATINO AMERICANS REASONS WHY YOU SHOULD OPEN A BANK ACCOUNT Safety Carrying cash on payday or keeping large amounts of money at home or in your wallet can make
RAMS Home Loan Fees & Charges
RAMS has provided this guide to help you determine the RAMS loan fees that may be payable before and after your loan settlement. Your specific RAMS fees and other fees and charges (such as government fees)
IV. Raiffeisen CLEVERcard, Bank-, and Credit Card List of Conditions
IV. Raiffeisen CLEVERcard, Bank-, and Credit Card List of Conditions Effective as of 15 th July 2015, until withdrawal Announced on 15 th May 2015 Modified on 27 th May 2015 and on 24 th June 2015 and
Payroll Cards. Payroll Cards: the Basics
Payroll Cards Payroll debit cards (usually referred to as payroll cards or paycards) are another form of direct deposit. Instead of depositing pay in a checking or savings account, this method uses a reloadable
Visa Canada Interchange Reimbursement Fees
Visa Canada The following tables set forth the interchange reimbursement fees applied on Visa financial transactions completed in Canada. 1 Visa uses interchange reimbursement fees as transfer fees between
How to Get an Internationally Accepted Credit Card in Nigeria with Ease
- FREE REPORT - How to Get an Internationally Accepted Credit Card in Nigeria with Ease by OYEDEPO JOHN www.oyedepojohn.com Thank you for downloading my free report. My name is Oyedepo John. I am a Trainer,
Visa Debit Card User Guide
Summit Bank Plaza: 10th Floor, Plot # 8/C-1, Mumtaz Hasan Road, Off I.I. Chundrigar Road, Karachi, Pakistan UAN: +92 21 111 124 725 Toll Free: 0800 24252 / 0800 24365 Overseas: +92 21 32463516 4585 3900
Words importing only the singular shall include the plural and vice versa.
GENERAL TERMS AND CONDITIONS FOR DEBIT CARD 1. PHRASING Words importing only the singular shall include the plural and vice versa. Where the Account is a Joint Account, reference to single customer shall
ANZ CashBack. programme guide
ANZ CashBack programme guide CashBack rewards you for purchases you make with your CashBack card. Using your card CashBack Rewards CashBack rewards you for purchases you make with your CashBack card.
NAB Credit Cards Terms and Conditions including General explanatory information Information statement effective 01.02.2015
NAB Credit Cards Terms and Conditions including General explanatory information Information statement effective 01.02.2015 Lost/stolen card reporting In Australia Call toll free, 24 hours per day 1800
Electronic Funds Transfer Your Rights and Responsibilities From Security First Bank 5505 Red Rock Lane Lincoln, NE 68516
Electronic Funds Transfer Your Rights and Responsibilities From Security First Bank 5505 Red Rock Lane Lincoln, NE 68516 Indicated below are types of Electronic Fund Transfers we are capable of handling,
GCB Debit Card Corporate Application Form
GCB Debit Card Corporate Application Form Supporting Documents Required Companies Company Regulations Certificate of Incorporation, Certificate to Commence Business Certified copy of a Resolution of Board
Using my PAYCHEK PLUS!
Using my PAYCHEK PLUS! Saving Money Pay day 300 Cost 7.50 2.5% of check 1.75* per visit * Or, get my entire paycheck cashed free by using my first free transaction per pay period to purchase a US Post
Business Current Account. Simpler, clearer pricing
Business Current Account Simpler, clearer pricing We re introducing simpler and clearer fees for your Business Current Account, from 23 rd February 2015, replacing our existing fees. Here are the main
PERSONAL BANKING Fee VAT inclusive Fee
PERSONAL BANKING PERSONAL BANKING Fee VAT inclusive Fee DEPOSIT ACCOUNTS REGULAR CHEQUING ACCOUNT Minimum monthly fee $10.00 $10.75 * Minimum balance to avoid monthly service fee N/A N/A Minimum balance
EXTRACT FROM THE SERVICE CHARGE LIST FOR PRIVATE CUSTOMERS
EXTRACT FROM THE SERVICE CHARGE LIST FOR PRIVATE CUSTOMERS Accounts, cards, payments and account information Valid from 14 Dec 2015 ACCOUNTS CURRENT ACCOUNT Monthly fee for Danske Account 2.00 Current
Rules and Regulations. MCB MasterCard Platinum Debit Card
Rules and Regulations MCB MasterCard Platinum Debit Card 3 MCB MasterCard Platinum Debit Card Rules & Regulations 1. Definition In this agreement: Account or Bank Account means the bank account to which
Retail Banking and Wealth Management Fees and Charges. with effect from 1 October 2013
Retail Banking and Wealth Management Fees and Charges with effect from 1 October 2013 About this guide At HSBC we want to make it easy for you to know what fees and charges apply to the HSBC financial
Pricing Guide. All prices include VAT and are effective as of the 1 st January 2015.
Pricing Guide The Mercantile Bank Pricing Guide provides an overview of our pricing for 2015. This will help you make the right choices to suit your banking needs. All prices include VAT and are effective
EMV Acquiring at the ATM: Early Planning for Credit Unions
EMV Acquiring at the ATM: Early Planning for Credit Unions EMV Adoption Recent data breaches and planned Network Liability shifts have increased the interest in EMV at the ATM and have affected the planned
ISSUE OF MAYBANK VISA DEBIT CARD SERVICE
ISSUE OF MAYBANK VISA DEBIT CARD SERVICE 1. Enclosed please find your MAYBANK CARD VISA DEBIT number 2. Your Internet Banking ACCESS NUMBER 3. Your registered phone number for OTP 4. If your card is lost
ICICI BANK PLATINUM CHIP CREDIT CARD
ICICI BANK PLATINUM CHIP CREDIT CARD MEMBERSHIP GUID GUIDE INDEX Please click on a section title to go to the respective page WELCOME ON BOARD...02 ENJOY A WORLD OF BENEFITS... 03» EARN REWARDS EVERYTIME
General conditions of business with payment cards of UniCredit Bank
Annex 1. General conditions of business with payment cards of UniCredit Bank 1. GENERAL PROVISIONS - The rights and obligations of payment card cardholders are regulated by the General conditions of business
HSBC PROMOTIONAL ADVANCE SAVINGS. TERMS & CHARGES DISCLOSURE 1 and EFT FACILITY CHARGES
HSBC PROMOTIONAL ADVANCE SAVINGS The following information was correct as of 05/11/2015 Have questions or need current rate information? Call us at 1-888-404-4050 It s important that you understand exactly
FAQ Credit Card (PIN & PAY)
FAQ Credit Card (PIN & PAY) Communication 1. When would communication go out to customers on the implementation? We are in the midst of preparing notification/letter to Cardhoder on the implementation
International Debit Card. Who Can have? Where can this Card be used? Key Benefits
International Debit Card Who Can have? All Savings Bank, Mahabank Royal Savings Bank, Current Account (Sole Proprietorship & Individuals), Diamond Current Account (Sole Proprietorship & Individuals) and
CHARGES AND FEES on issuance of payment cards by the International Bank of Azerbaijan
26-May-2016 USD 1.49 CHARGES AND FEES on issuance of payment cards by the International Bank of Azerbaijan Fees for issuance of payment cards ( Service charge 1 (main or supplementary card) VISA Internet
Altitude Business Credit Cards
Altitude Business Credit Cards Conditions of Use Effective 1 July 2014 Your Credit Card Contract includes this Conditions of Use brochure, the letter which advises your credit limit and the precontractual
INSTRUCTIONS FOR REGISTRATION AND USE OF MASTERCARD SECURECODE SERVICE FOR INTERNATIONAL ASSET BANK AD CARDHOLDERS
INSTRUCTIONS FOR REGISTRATION AND USE OF MASTERCARD SECURECODE SERVICE FOR INTERNATIONAL ASSET BANK AD CARDHOLDERS 1 TABLE OF CONTENTS: 1. What is MasterCard SecureCode? 3 2. How to register for MasterCard
Credit Card Conditions of Use. Credit Guide.
Credit Card Conditions of Use Credit Guide. Effective Date: September 2015 This document contains the terms and conditions that apply to St.George Bank Business Visa Debit Card cardholders and to all transactions
INDEX. Please click on a section title to go to the respective page WELCOME ON BOARD... 04
INDEX Please click on a section title to go to the respective page WELCOME ON BOARD... 04 KEY BENEFITS... 05» SAVINGS ON FUEL PURCHASES... 08» EARN FUEL WITH PAYBACK POINTS...08» EXPERIENCE ENTERTAINMENT...
PATTI CHIARI - "A COMPARISON OF CURRENT ACCOUNTS"
PATTI CHIARI - "A COMPARISON OF CURRENT ACCOUNTS" TABLE SHOWING SIMILARITIES AND DIFFERENCES BETWEEN THE "STANDARD CONDITIONS" IN PATTICHIARI AND THOSE ADOPTED BY THE BANK inserire il logo della banca
Your Louisiana Purchase Card
Your Louisiana Purchase Card 5044 7600 0000 0000 JOHN Q PUBLIC WELCOME TO LOUISIANA ELECTRONIC BENEFIT TRANSFER (EBT) AND THE LOUISIANA PURCHASE CARD THE SAFE, CONVENIENT AND EASY WAY FOR YOU TO USE YOUR
Money Mini Task: Choosing a Pre-paid Payment Card
Money Mini Task: Choosing a Pre-paid Payment Card Setting the scene Ash is seventeen years old. He wants to get a payment card so he can buy things in the local shops and so that he doesn t have to carry
Your guide to getting the most from your card
Your guide to getting the most from your card Ulster Bank debitcard Welcome to your Ulster Bank debitcard Your Ulster Bank Debitcard is accepted in 30 million retail outlets around the world, wherever
Charges for making payable to staff Charges for sending out payments made payable to customers
PATTI CHIARI - "A COMPARISON OF CURRENT ACCOUNTS" TABLE SHOWING SIMILARITIES AND DIFFERENCES BETWEEN THE "STANDARD CONDITIONS" IN PATTICHIARI AND THOSE ADOPTED BY THE BANK 1 Account details 2 CURRENT OPERATIONS
Credit Card Conditions of Use. Credit Guide.
Credit Card Conditions of Use. Credit Guide. Effective Date: 20 May 2016 This document does not contain all the terms of this agreement or all of the information we are required by law to give you before
ANZ Airpoints Visa WELCOME GUIDE
ANZ Airpoints Visa WELCOME GUIDE Introducing the ANZ Airpoints Visa and the ANZ Airpoints Visa Platinum, the credit cards that reward you with Air New Zealand Airpoints Dollars. The ANZ Airpoints Visa
Credit Cards CARD TRANSACTIONS AND YOU. Credit Cards. A consumer education programme by:
Credit Cards CARD TRANSACTIONS AND YOU Credit Cards A consumer education programme by: CONTENTS 1 Introduction 2 What is a credit card and how it works Applying for a credit card 3 Application process
The New BANKOMATIKO (MAESTRO) smart card is an
The New BANKOMATIKO (MAESTRO) smart card is an upgraded version of the current Bankomatiko card. The card has a new design and an EMV* certified chip containing a microprocessor providing you with additional
BENEFITS GUIDE. BMO Prepaid Travel. MasterCard. Your travel payment card
BENEFITS GUIDE BMO Prepaid Travel * MasterCard Your travel payment card WELCOME! GET READY TO USE YOUR CARD WITH COMPLETE PEACE OF MIND. You ve just received your new BMO Prepaid Travel MasterCard the
DEBIT 101. Everything You Need To Know About ATM & Debit
Everything You Need To Know About & Debit Debit Cards What Are They? Cards Some banks and financial institutions issue debit cards that can only be utilized in s. These cards are "bugged" with only the
BEST FORMS OF MONEY TRANSFER AND PAYMENT CONDITIONS
BEST FORMS OF MONEY TRANSFER AND PAYMENT CONDITIONS BEST FORM FOR MONEY TRANSFER FORMS OF MONEY TRANSFER INTRODUCTION: Sending or receiving money for either payment of salaries, settlement of business
lesson six banking services supplemental materials 04/09
lesson six banking services supplemental materials 04/09 banking terms account Money deposited with a financial institution for investment and/or safekeeping purposes. assets Items of monetary value (e.g.,
Yes, your card will expire at a given date, which is printed on the front of your card.
What is the Debenhams Prepaid Card? Debenhams Prepaid Card works in a similar way to a pay as you go mobile phone. You top up what you need, when you need it. You top the card up with money which can be
2016 Pricing Guide. Authorised Financial Services Provider Registered Credit Provider Reg No NCRCP7
2016 Pricing Guide Authorised Financial Services Provider Registered Credit Provider Reg No NCRCP7 How transaction fees work In short, you pay either a fixed fee or a sliding scale fee, sometimes called
General Tariff. Issue Date: December 2015
Current and Savings Accounts Cheques returned unpaid by us Refer to Drawer 25.00 per cheque Any other reason 5.00 per cheque Stopped Cheques (applicable whether stop instructions are for one cheque or
ATM/Debit Terms and conditions
ATM/Debit Terms and conditions www.bankofireland.com Bank of Ireland is regulated by the Central Bank of Ireland. 37-1108R (11/11) Terms and Conditions ATM Card and Visa Debit Card 1.0 Definitions of Terms
Prices and services for current accounts. We support you with fair conditions.
Prices and services for current accounts We support you with fair conditions. Effective from 1 January 2015 Account management Account management Current account in CHF Current account in foreign currencies
Questions & Answers clarifying key aspects of the SEPA Cards Framework
Doc. EPC075-08 (Version 10.0) 11 June 2008 Questions & Answers clarifying key aspects of the SEPA Cards Framework Circulation: Publicly available Restricted: No SEPA a Guide to the Single Euro Payments
ABN AMRO Credit Card. How to use your ABN AMRO Credit Card. www.abnamro.nl/creditcards. (local rate) 0900-80 16. ABN AMRO Creditcard Services
Information: ABN AMRO Creditcard Services 0900-80 16 (local rate) www.abnamro.nl/creditcards ABN AMRO Credit Card How to use your ABN AMRO Credit Card A convenient and reliable payment tool, wherever you
Getting to know your Account the basics
This Deposit Account Disclosure and Bank Fee Schedule and the Deposit Account Agreement for Personal and Business Accounts ( Agreement ) are part of the Deposit Account Agreement that governs your Account
Accounts. EGP 50 for every current account below EGP Minimum balance Commission
Minimum Opening Balance. Current account opening fees Saving account opening fees without having other opened accounts Account annual fees Statement of Account fees. Accounts EGP 10000 or its equivalent
Price list for everyday banking services
1 (5) Price list for everyday banking services Extract from the service charge list for private customers: Everyday banking packages, accounts, cards, payments and account information Valid as of 14 December
Visa Debit Card Conditions of Use.
Visa Debit Card Conditions of Use. Your Visa Debit Card gives you all the benefits of an EFTPOS card and more. That s because now you can shop everywhere you would with EFTPOS and anywhere VISA is accepted.
ANZ Credit Cards CONDITIONS OF USE
ANZ Credit Cards CONDITIONS OF USE EFFECTIVE 5 OCTOBER 2015 ANZ Credit Cards Conditions of Use These Conditions of Use (as amended from time to time) govern the use of your ANZ Visa card, ANZ Visa Gold
ipayu TM Prepaid MasterCard FREQUENTLY ASKED QUESTIONS
ipayu TM Prepaid MasterCard FREQUENTLY ASKED QUESTIONS What is the ipayu Prepaid The ipayu Prepaid MasterCard provides parents with a convenient, safe way to send money to their students. Students can
FAQs FOR CREDIT CARDS. al khaliji France FAQs for Credit Cards
FAQs FOR CREDIT CARDS FAQs for Credit Cards Card basics 03 Managing your credit limit 03 Using your card 04 Paying your bills 05 If there are problems 06 Fees & charges 06 Other benefits 06 02 1. Card
MANISTIQUE FEDERAL CREDIT UNION CREDIT CARD AGREEMENT AND DISCLOSURES
MANISTIQUE FEDERAL CREDIT UNION CREDIT CARD AGREEMENT AND DISCLOSURES Is this Agreement the words you and your mean each and all of those who agree to be bound by this Agreement; Card means a VISA credit
VISA INTERNATIONALATM-CUM-DEBIT CARD. Your Visa International ATM-Cum-Debit Card brings to you convenience for your daily transactions.
Debit Card - Features 1. Features and Benefits: VISA INTERNATIONALATM-CUM-DEBIT CARD Your Visa International ATM-Cum-Debit Card brings to you convenience for your daily transactions. The following are
Fees we charge for consumer mortgage lending products
s we charge for consumer mortgage lending products Effective February 2016 Section 1: Understanding fees and charges When we may charge fees The Commonwealth Bank charges fees for administering your account
Many of these tips are just common sense and others are tips to keep in mind when doing a transaction, at ATMs, restaurants and merchants.
Credit and Debit Card Security Tips Many of these tips are just common sense and others are tips to keep in mind when doing a transaction, at ATMs, restaurants and merchants. Be careful with your PIN Always
ATM Card. Select Checking. Basic Checking
MEMBER AGREEMENT Your acceptance and/or use of the VISA Debit Card or the ATM Card or allowing anyone to use the Card constitutes your agreement to all of the following terms and you will be responsible
DEBIT CARD AGREEMENT AND DISCLOSURE
DEBIT CARD AGREEMENT AND DISCLOSURE This Debit Card Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the debit card services offered to you by Front
True Rewards Card Conditions of Use
True Rewards Card Conditions of Use True Rewards ASB Bank Limited 55930 1300 0315 Hello and welcome! These are the conditions of your agreement with ASB Bank Limited, PO Box 35, Shortland Street, Auckland
SERVICE CHARGES FOR NRI ACCOUNTS
SERVICE CHARGES FOR NRI ACCOUNTS Please Note: These charges are subject to change, without prior notice. Service tax @ 14% will be levied over and above the charge specified. General charges Pass book
PAYROLL CARD FREQUENTLY ASKED QUESTIONS
The following document provides answers to frequently asked questions regarding the Umpqua Bank Payroll Card. Contact Customer Care at 800-650-7141 with questions. Card Basics Q. How does the Payroll Card
3D Secure Code: Shop Safely Online
1 2 3D Secure Code: Shop Safely Online Societe Generale Expressbank offers its clients a new functionality for cardholder authentication developed in cooperation with the international card organizations
Credit Card - How your ANZ Credit Card works
anz.com/vietnam Item No. SPB004 DATE 01.2013 ANZ Signature Priority Banking Visa Platinum Credit Card - How your ANZ Credit Card works How your ANZ Credit Card works 01/2013 1 2 1-2 ANZ credit cards fulfil
International Travel Tips. Get the most from your Visa card
International Travel Tips Get the most from your Visa card Using Your Visa Card to Make Purchases Abroad Your Visa card is accepted at millions of places worldwide, making it a safe and convenient way
ACCESSING YOUR MONEY OVERSEAS.
ACCESSING YOUR MONEY OVERSEAS. ACCESSING YOUR MONEY, ANYTIME, ANYWHERE No matter where you re going, you ll need easy, secure access to your money. Travel Money Card A prepaid MasterCard that lets you
A new Payments Services Directive and a Regulation on Interchange Fees for card-based transactions Examining key implications for end users
A new Payments Services Directive and a Regulation on Interchange Fees for card-based transactions Examining key implications for end users On 24 July 2013 the European Commission adopted a legislative
Access your bank account anywhere, anytime
Access your bank account anywhere, anytime The Butterfield Visa Debit Card offers the ultimate in convenience, whether you re shopping or need to access cash at home or abroad. Use it wherever Visa is
PRACTICAL MONEY GUIDES PREPAID CARD BASICS. What you should know about using prepaid cards
PRACTICAL MONEY GUIDES PREPAID CARD BASICS What you should know about using prepaid cards PREPAID CARDS AN ALTERNATIVE TO CASH A prepaid card is a card you load with money to make purchases anywhere a
NORTHPOINTE BANK. Northpointe Liquid High Yield Money Market Account
NORTHPOINTE BANK Northpointe Liquid High Yield Money Market Account ELECTRONIC FUND TRANSFERS The terms and conditions in this agreement are in addition to those that apply to any deposit or credit account