Fulfilling your clients needs and growing your broking business. Your guide to how Thistle can help

Transcription

1 Fulfilling your clients needs and growing your broking business Your guide to how Thistle can help Creating complex imagery from a piece of paper, just like Thistle s approach to working with their brokers, takes time, care and expertise... whatever the size.

2 Underwriting We are here to help you grow your business. We know a broker s life is a busy one so we ll do our best not to waffle and to highlight only the important bits: We re a Managing General Underwriter offering flexible and tailored underwriting for an exclusive range of Products in the micro & SME marketplace. Operating from Wolverhampton and Belfast we only transact business through Insurance brokers based in the UK including Northern Ireland. We re experienced in what we do; our first piece of liability business was written back in Since then we ve developed more than 20 products that are expertly managed by 60+ staff. Although we re renowned for our liability expertise, we do more! Our exclusive Products include - Liability and Construction, - Property & Packages, - Motor Fleet, - Professional Risks. Our products are developed in-house in conjunction with Insurers/capacity providers and are managed through binding authority agreements. Risks are transacted from our in-house platform This Way where you can quote and accept policies yourselves for many products. Alternatively our Underwriters are happy to trade the traditional way, quoting from presentations submitted. Our vision To be the Broker s first choice in placing Micro, SME or Niche Business. We aim to use our underwriting expertise and creativity to grow our company, continually looking for reasons to write business rather than to refuse it. Deserved reputation Whatever anyone says Insurance remains a people, business and it s no wonder that brokers work with people they like. It goes without saying that these people also have to know their subject inside out and make trading easy, in fact a pleasure! Our brokers will agree that this has been our hallmark for more than 25 years now and although we ve grown up as a company, we still have that family feel to our business. Our desire to impress you with innovative products, expert underwriting and service excellence has never been so strong. Karen Percy Operations & Distribution Manager Thistle Underwriting

3 - The Broker s Partner of Choice. We want to help our brokers grow to your business by providing an industry-leading service that delivers to your needs. We put brokers and your clients at the centre of our business. Expertise Thistle Insurance Services Limited is one of the largest Managing General Agents in the UK and part of the JLT Group. Our experience, contacts, expertise and heritage ensures that our people are well placed to deliver quality solutions - underwriting or broking - to brokers seeking to expand their business. Our underwriting teams in Wolverhampton and Belfast have been trading for over 25 years, bringing a wealth of experience to complement their excellent service to brokers. They have built a reputation in being able to underwrite the quirky or unusual risk, but they also have a solid track record in underwriting normal risks. Brokers tell us that our teams consistently provide a friendly, efficient and professional underwriting service. This attention to detail combined with in-depth knowledge and experience makes Thistle Underwriting the ideal partner for brokers. Innovative Opportunity Thistle is determined to be the first-choice partner for underwriting and broking risks. We welcome the opportunity to demonstrate how our extensive market knowledge and service ethic can help brokers grow their business. For risks large or small in Liability, Property, Motor or Professional - Think Thistle. Paul Matthews Chief Executive Officer Thistle Insurance Services Limited Thistle s London Market broking teams have been placing business for many years. Their experience and contacts in Lloyd s and the London Markets provide an outstanding channel for brokers seeking to deliver innovative solutions for their clients. The London Market team have gained a deserved reputation for their ability to place risks where others fail to do so. Thistle Underwriting and London Markets strong and fruitful relationships with brokers are fundamental to our mutual future success. It s an exciting time to partner with Thistle - we have expanded our product range to provide our brokers with more options for your clients, and we have improved processes and increased resources so that we can offer coverage to fulfil many client needs in one place - and we will continue to put our brokers and your clients at the heart of everything we do.

4 London Market Risks Lloyd s & London Market access. Experience that offers solutions to your clients large & complex needs. Based in the heart of the City of London, within a stone s throw of Lloyd s, Thistle London Markets have the experience and expertise to place your large, complex and unusual risks. As part of the JLT Group, we have the strength and connections to provide you with risk solutions and the Lloyd s and London Market access that your clients need. The more we know, the more we re able to help Presentations are important, as they are the only information that our teams receive about your clients activities and requirements. Whether it s a new enquiry or a renewal, to save time, we may ask you to provide additional information such as expiring/renewal terms, risk improvements etc., so the more information you are able to provide, the better we are able to help you. Our commitment to you: We want to deliver the most suitable cover for your clients. That s why we are committed to turning around each new business enquiry as quickly as possible: Continued commitment to provide the best possible service We will provide initial guidance and terms, followed by a fully compliant quotation for our broking teams. We offer a fast and professional approach to placing risks within Lloyd s or the London Markets. Our relationship with our brokers is key to how we deliver our service; we want to work in partnership to help you deliver solutions for your clients needs. Thistle London Market Risks can help with the following classes of business see the product inserts for more information about each class and how to access our broking teams. Liability & Construction Motor Fleet Property Professional Risks Schemes and Facilities Bob Peterson Executive Director Thistle London Market Risks

5 Other Covers Online Trading Liability Property Professional Risks Motor Our Products Our Pride Thistle Underwriting and Thistle London Market Risks want to help you provide the right cover for your clients Our expertise, ability and appetite to deliver a range of covers, in Liability, Professional Risks, Motor and Property, make us believe Thistle should be your first call when you are looking to place your risks

6 Other Covers Online Trading Liability Property Professional Risks Motor Motor

7 Underwriting Other Covers Online Trading Liability Property Professional Risks Motor Mini-Fleet * For your mini-fleet needs we know you require a mighty solution to send your clients into overdrive! Our product is tailored to specialise in fleet risks and No Claims Bonus transfers from 2 15 vehicles. How to trade with us: By submitting quote requests to your dedicated team of Underwriters Commission rates: 10% commission Enhanced commissions can be negotiated according to agreed growth plans. Please contact you Regional Development Manager to discuss further Features & benefits: Open driving, over 21 with full licence Comprehensive and Third Party, Fire & Theft Cover Private cars & commercial vehicles Standard ADF&T policy excess from 250 Windscreen cover Replacement vehicle cover 24/7 claims assistance helplines Our specialisms: Where we believe our mini-fleet product can offer additional benefits: 2-15 vehicles No Claim Bonus transfers 2-10 vehicles fleet-rated risks Builders and allied trades We appreciate that fleet is a widely available offering across the industry but it s the way we do it that makes us special! We have friendly and helpful Underwriters who are at the end of the phone to discuss your submission We will work with you to help you secure the risk We have the flexibility to make a final decision on a risk Quick turnaround on quotes Fast electronic document issue Mini-Fleet motorfleet@thistleinsurance.co.uk * Our mini-fleet product is not yet available in Northern Ireland

8 London Market Risks Other Covers Online Trading Liability Property Professional Risks Motor Motor Fleet * Through our well-established London Market Fleet team, we can access the Motor Fleet Underwriters of Lloyd s and London Markets for you. We work with our markets and contacts to deliver terms that meet the needs of your client. What do we do? We Place Cover for:- Fleet-rated Motor Policies Large and Complex Fleet Cover Risk-managed 3-year arrangements Distressed Fleet business What are our areas of specialism? Target Trades/Risks Private Car Fleets Commercial Vehicle Fleets Haulage and Distribution Rural Fleet-rated self-drive hire Couriers Hazardous Goods Fleets (including over 30% hazardous goods) Refrigerated Vehicles Who do we use? Markets We access all traditional Lloyd s & London Fleet Markets and in addition have exclusive access to markets for larger premium risks All enquiries will be acknowledged within 24 hours, logged and passed to our broking teams. We will contact you to request further information if required and agree a broking strategy Scott Mills Scott.Mills@thistleinsurance.co.uk Alastair Templeton Alastair.Templeton@thistleinsurance.co.uk * Thistle Insurance Services Limited does not currently provide Motor Fleet Insurance in Northern Ireland

9 Other Covers Online Trading Liability Property Professional Risks Professional Risks

10 Underwriting Motor Fleet Professional Risks Other Covers Online Trading Liability Property Professional Indemnity We know everyone has an off day and that is why we have developed a range of professional indemnity products specifically tailored to meet your client s needs for those days when nothing goes right. With low minimum premiums and underwriters who listen we can help you provide the right policy for your client. How to trade with us: Via our unique online trading platform This Way By submitting quote requests to your dedicated team of Underwriters Commission rates: 20% Commission Enhanced commissions can be negotiated according to agreed growth plans. Please contact you Regional Development Manager to discuss further Features & benefits: Trade-specific policy wordings Full civil liability wordings (excluding contractors) Cover for Ombudsmen Awards Defence Costs of up to 100,000 covered for alleged breaches of the Data Protection Act Cover for your costs to protect your intellectual property up to 15,000 (some products) Costs up to 10,000 if you inadvertently transmit a computer virus to one of your clients (some products) Our specialisms: Contractors with design exposure - especially general builders, electrical contractors, heating and ventilation contractors, shopfitters and internal refurbishment specialists Consultants - Management consultants, training consultants, health and safety consultants, marketing consultants - anything along those lines! IT - small IT firms and consultants with cover included for breach of contract North Team north@thistleinsurance.co.uk South Team south@thistleinsurance.co.uk NI Team belfast@thistleinsurance.co.uk Low minimum premiums

11 London Market Risks Motor Fleet Professional Risks Professional Risks We have access to a number of products covering a wide range of professions that we can place with numerous insurers both in Lloyd s and the London Markets. Other Covers Online Trading Liability Property What do we do? We Place Cover for: Professional Indemnity Directors & Officers Medical Malpractice Crime Insurance Professional Indemnity-led Packages Pension Fund Trustees Charity Trustees Liability Cyber Liability Financial Institutions What are our areas of specialism? Target Trades/Risks: Design and Construction Rail Contractors Asbestos Contractors Project Managers Architects Overseas Exposures Who do we use? Markets We access all traditional Lloyd s & London Professional Risks Markets and have access to a number of exclusive markets All enquiries will be acknowledged within 24 hours, logged and passed to our broking teams. We will contact you to request further information if required and agree a broking strategy David Bond David.Bond@thistleinsurance.co.uk Louise Gibbs Louise.Gibbs@thistleinsurance.co.uk Unusual risks Claims-heavy risks Distressed risks

12 Underwriting Professional Risks Other Covers Online Trading Liability Property Directors & Officers Directors and Officers have unlimited personal liability, so we have designed a product to defend and protect their personal assets should the worst happen. We can cover businesses operating in most sectors with a simple quote process and low minimum premiums. How to trade with us: Via our unique online trading platform This Way By submitting quote requests to your dedicated team of Underwriters Use our self-rating card (see website) to indicate your own premiums Commission rates: 20% Commission Enhanced commissions can be negotiated according to agreed growth plans. Please contact you Regional Development Manager to discuss further Features & benefits: Option to include Employment Practices Liability and Corporate Entity Cover Cover for Non-Executive Directors Cover for outside directorships Retired Directors Extension Our specialisms: We would be delighted to provide a quick quote on most areas, but just so you know, we cannot yet cover: telecoms and IT, pharmaceutical firms and financial industries Turnovers up to 20m are our target though larger turnovers can be accommodated on referral North Team north@thistleinsurance.co.uk South Team south@thistleinsurance.co.uk NI Team belfast@thistleinsurance.co.uk Cover for defence costs resulting from pollution claims

13 Underwriting Professional Risks Other Covers Online Trading Liability Property Recruitment We all know recruitment consultants love to talk, so you ll never hear the end of it if their cover isn t up to scratch. Our specialist Recruitment product provides wide-ranging cover in one simple package. We have a dedicated recruitment insurance team who will offer you a fast quotation turnaround coupled with underwriting flexibility, enabling you to provide client satisfaction. How to trade with us: By submitting quote requests to your dedicated team of Underwriters Commission rates: 10% commission Enhanced commissions can be negotiated according to agreed growth plans. Please contact you Regional Development Manager to discuss further Features & benefits: Package policy - all the cover you need in one policy Vicarious Liability cover Driver s negligence extension Fidelity Bonding extension Legal expenses cover, including Agency Worker Regulations cover Our own specialist product backed by a leading insurer and only available through us Our specialisms: Where we believe our recruitment product offers more: Where temporary workers are placed Where non-standard contracts are agreed Why we re sure to impress: We have friendly and helpful Underwriters who are at the end of the phone to discuss your submission We will work with you to help you secure the risk We have the flexibility to make a final decision on a risk Quick turnaround on quotes Fast electronic document issue Recruitment Team (local call rate applies) recruitmentquote@thistleinsurance.co.uk

14 Other Covers Online Trading Liability Property Motor Fleet Property, Commercial Combined & Packages

15 Underwriting Other Covers Online Trading Liability Property Motor Fleet Commercial Combined Because we recognise that no two businesses are the same we proudly offer the flexibility of our Commercial Combined policy. This product offers a variety of Commercial Property and Liability options tailored to your clients needs. Our policies are designed for small and mid-market businesses where we have an extensive range of trades including manufacturing and fabrication, warehousing and wholesaling as well as the service industry. How to trade with us: By submitting quote requests to your dedicated team of Underwriters Commission rates: 15% commission Enhanced commissions can be negotiated according to agreed growth plans. Please contact you Regional Development Manager to discuss further Features & benefits: Competitive premiums (minimum premium 250 plus tax and fee) Policies tailored to your clients needs with direct access to dedicated specialist Underwriters Core Cover: Property Damage - All Risks All fixed glass & sanitaryware included Deterioration of Stock Dismantling and re-erection of machinery costs Increase and additional increased cost of working Cover for goods whilst in transit Book debts cover Employers liability - 10M including costs & expenses Public and products liability options up to 5M Corporate manslaughter defence costs - 500K Loss of Licence Our specialisms: Our specialism is our attitude where you will find we look for reasons to write risks rather than refuse them. Although Commercial Combined suits clients with more complex needs, there is nothing complicated about the minimum premium, which can be accessed from just 250! North Team north@thistleinsurance.co.uk South Team south@thistleinsurance.co.uk Also available: Day one uplift on material damage Business interruption up to 133% - declaration linked NI Team belfast@thistleinsurance.co.uk

16 London Market Risks Property Risks We have solutions for those Property-based risks that fall outside many underwriters appetites. From the unusual to the distressed, we access markets that will provide cover for your more complex risks. Property What do we do? We Place Cover for: Who do we use? Markets Other Covers Online Trading Liability Material Damage/Business Interruption Property Owners Commercial Combined Stand-alone Terrorism What are our areas of specialism? Target Trades/Risks: Unoccupied Properties Multi-tenure Property Owners Non-standard Construction Leisure and Entertainment Timber Merchants and Woodworking Risks Food Preparation and Processing Risks Pharmaceutical and Chemical Risks Warehousing and Industrial Risks Waste and Recycling Risks We access all traditional Lloyd s and London Property Markets with a number of specialist markets for package business and exclusive markets for larger property risks. In addition, we can wholesale into all of the large composite insurers All enquiries will be acknowledged within 24 hours, logged and passed to our broking teams. We will contact you to request further information if required and agree a broking strategy Robert Beere Robert.Beere@thistleinsurance.co.uk Kevin Tunstall Kevin.Tunstall@thistleinsurance.co.uk

17 Underwriting Computer Insurance Property Other Covers Online Trading Liability Some of us are completely lost without our gadgets - if this is the case for your clients, we ve got it covered! Our Computer product offers extensive cover for a wide definition of insured property to cater for the latest type of computer equipment and offers All Risks cover including Breakdown with a NIL Excess. How to trade with us: Via our unique online trading platform This Way By submitting quote requests to your dedicated team of Underwriters Commission rates: 20% commission if self-serviced, reducing to 15% if referred Enhanced commissions can be negotiated according to agreed growth plans. Please contact you Regional Development Manager to discuss further Features & benefits: Competitive premiums Nil Excess All Risks cover for computer and auxiliary equipment Worldwide cover for portable equipment and computer media Comprehensive range of equipment covered including servers, laptops, personal digital assistants, smartphones, removable vehicle satellite navigation systems, broadband modems, digital cameras and digital projectors Full theft cover without requirements for forcible and violent entry or exit Full breakdown or derangement cover on desktop personal computers and portable computer equipment Includes an extension to provide cover for computer equipment in transit with a limit of 100,000 within the EU and European Free Trade Association and 50,000 elsewhere in the world Our specialisms: Nothing more to add! Our computer product offers extensive cover as standard and gives your clients a great degree of flexibility to select the cover they need North Team north@thistleinsurance.co.uk South Team south@thistleinsurance.co.uk NI Team belfast@thistleinsurance.co.uk

18 Underwriting Package Insurance Property Our package product contains no surprises as it does what it is designed to do; giving your clients the cover they need in one place. We offer packages for Offices, Shops, Pubs and Restaurants, giving a wide range of essential covers with optional extensions available where required. Other Covers Online Trading Liability How to trade with us: By submitting quote requests to your dedicated team of Underwriters Via our unique online trading platform This Way Commission rates: 20% commission if self-serviced, reducing to 15% if referred Enhanced commissions can be negotiated according to agreed growth plans. Please contact you Regional Development Manager to discuss further Features & benefits: Accidental Damage as standard Competitive premiums (minimum premium from 250) Extensive list of acceptable trades Multiple properties can be added online Money, deterioration of stock, goods in transit, business interruption, public, products and employers liability included as standard Optional cover for specified items, book debts, personal accident, legal expenses, equipment breakdown and loss of licence (automatic for pubs and restaurants) available Our specialisms: We have an extensive list of well over 300 trades that is constantly under review. If you cannot find what you are looking for on This Way, you can simply refer the risk to our underwriters for their help North Team north@thistleinsurance.co.uk South Team south@thistleinsurance.co.uk NI Team belfast@thistleinsurance.co.uk

19 Underwriting Residents Association Residents Associations & Management Companies require cover for a multitude of reasons. Our product provides peace of mind for Private Resident Estate Associations including Directors and committee members who may be personally liable for their actions. Property How to trade with us: Via our unique online trading platform This Way By submitting quote requests to your dedicated team of Underwriters Features & benefit: Rated by number of dwellings Public Liability up to 5M Directors and Officers up to 500K Other Covers Online Trading Liability Commission rates: 20% for self-service use on This Way 15% where the underwriter is involved Enhanced commissions can be negotiated according to agreed growth plans. Please contact you Regional Development Manager to discuss further Core Cover: Public Liability Employers Liability Directors & Officers Legal Expenses Optional Covers: Material Damage Employee absence management and rehabilitation programme Optional Material damage covers estate Property up to 100K (certain restrictions apply - refer to Policy Wording for full details) Our specialisms: We have said it all, this is truly a bespoke policy for clients in need of this cover North Team north@thistleinsurance.co.uk South Team south@thistleinsurance.co.uk

20 Underwriting Property Owners Our Property Owners product is designed to give comprehensive cover for landlords who own single or multiple residential and/or commercial premises. Whether they have a house, warehouse, shop, office or industrial unit, we have the solution. Property How to trade with us: By submitting quote requests to your dedicated team of Underwriters Commission rates: Optional cover available for subsidence, employers liability, loss of rent, property owners liability, legal expenses, contents of common parts and contents cover if property is let fully furnished including furniture, furnishings, carpets and other household goods Other Covers Online Trading Liability 15% commission Enhanced commissions can be negotiated according to agreed growth plans. Please contact you Regional Development Manager to discuss further Features & benefits: Competitively priced with low minimum premiums Extensive list of acceptable occupations Multiple properties can be accommodated Core Cover includes: All-risks policy wording Day one basis - 15% Additional sprinkler costs Contract Works as standard Unauthorised use of gas and electricity or water up to 10,000 Our specialisms: Simply all those mentioned in our introduction, combined with All Risks and Glass Cover included as standard North Team north@thistleinsurance.co.uk South Team south@thistleinsurance.co.uk NI Team belfast@thistleinsurance.co.uk Trace & access up to 10,000 any one loss Capital additions and non-invalidation extensions

21 Liability & Other Covers Online Trading Liability Construction

22 London Market Risks Liability & Construction For High-Risk Construction trades and heavier liability exposures, we have access to products and underwriters that will enable you to secure business. Liability What do we do? We Place Cover for: Employers Liability Public/Products Liability Contractors All Risks Excess Public Liability Product Recall and Product Guarantee Tour Operators Liability What are our areas of specialism? Who do we use? Markets We access all traditional Lloyd s & London Liability Markets and have delegated binding authorities for Excess Public Liability and Combined Liability covers All enquiries will be acknowledged within 24 hours, logged and passed to our broking teams. We will contact you to request further information if required and agree a broking strategy Online Trading Other Covers Target Trades/Risks: Construction Civil Engineering Groundworkers and Piling Contractors Roofers, Scaffolders and work at Height Rail Risks and Trackside Exposures Waste Transfer, Skip Hire and Recycling Demolition Contractors Timber Merchants and Woodworking Risks Heavy Product Liability Risks Matthew Wadhams Matthew.Wadhams@thistleinsurance.co.uk David Doyle David.Doyle@thistleinsurance.co.uk North American Exposures Food Preparation and Processing Risks Pharmaceutical and Medical Risks

23 Underwriting Contractors All Risks If you ve got the contractors, we ve got the works! Our Contractors All Risks cover is specifically designed to cover the works in progress risk and plant for a wide range of contracting occupations. This can be arranged in conjunction with Liability terms or in isolation. How to trade with us: Our specialisms: Liability Online Trading Other Covers Via our unique online trading platform This Way By submitting quote requests to your dedicated team of Underwriters Commission rates: 20% commission if self-serviced, reducing to 15% if referred Enhanced commissions can be negotiated according to agreed growth plans. Please contact you Regional Development Manager to discuss further Features & benefits: Cover for risks up to 5M turnover Maximum contract value of 2M Option to add Owned & Hired-in Plant, Employees Tools & Site Huts Speculative build cover available as standard Show home contents cover available upon referral Our statistics show that we re great at: Drainage Contractors Glaziers Flooring Contractors Landscape Gardeners Painters and Decorators Building and Allied Trades North Team north@thistleinsurance.co.uk South Team south@thistleinsurance.co.uk NI Team belfast@thistleinsurance.co.uk

24 Underwriting Liability Liability can be a prickly subject so it s a good match for Thistle! Our policy provides Public/Products & Employers Liability Insurance for: Contractors, Manufacturers & Wholesalers, Professional businesses, Retailers and Property & Land Owners, all of which can be written with bespoke rating allied to flexible underwriting. How to trade with us: Our specialisms: Liability Online Trading Other Covers Via our unique online trading platform This Way By submitting quote requests to your dedicated team of Underwriters Commission rates: 20% commission if self-serviced reducing to 15% if referred Enhanced commissions can be negotiated according to agreed growth plans. Please contact you Regional Development Manager to discuss further Features & benefits: Extensive trade list with over 400 occupations; all can be written online with low minimum premiums Multiple trades available - also bespoke trades can be added, subject to referral Up to 5M turnover available on either per capita or wages basis You can select up to 6 trades and each is rated separately (we don t just charge the highest rate), therefore allowing competitive pricing of risks Bespoke trades and business descriptions can be added to match your clients exact occupations North Team north@thistleinsurance.co.uk South Team south@thistleinsurance.co.uk NI Team belfast@thistleinsurance.co.uk 50 free days EL cover for temporary employees if EL cover already in place Manual work in the EU up to 25% as standard Up to 5M PL limit - XS layers also available Optional tools cover

25 Underwriting Self-Build You wouldn t want your client s dreams to go up in smoke so protect them with our Self-Build Product, which is designed for individuals who are building their own private residence that they will occupy when it s completed. We recognise this isn t just about building a house, it s about making a home. Liability Online Trading Other Covers How to trade with us: Via our unique online trading platform This Way By submitting quote requests to your dedicated team of Underwriters Commission rates: 20% commission if self-serviced, reducing to 15% if referred Enhanced commissions can be negotiated according to agreed growth plans. Please contact you Regional Development Manager to discuss further Features & benefits: 18-month, non-renewable, policy period Public/Employers liability Contract Works & Plant and temporary buildings Optional cover for existing structures & employees tools Competitive minimum premiums 40K own plant Additional interest of any Bank, Finance Company or Building Society covered automatically within our wording Our specialisms: We are currently reviewing our Self-Build product with a view to offering additional cover options for Self-Builders We ve said it all. After all, Selfies are all the rage these days! North Team north@thistleinsurance.co.uk South Team south@thistleinsurance.co.uk NI Team belfast@thistleinsurance.co.uk Instant premium indications via our website (post code and contract price needed) Public Liability for 2M or 5M

26 Underwriting Excess Layer You can now go to excess on This Way! Excess Layer liability is now available on our online trading platform. Over 200 occupations from the Contracting, Engineering, Professional, Retail, Leisure, Manufacturing and Wholesale sectors are available to select from. How to trade with us: Our specialisms: Liability Online Trading Via our unique online trading platform - This Way By submitting quote requests to your dedicated team of Underwriters Commission rates: 20% commission if self-serviced, reducing to 15% if referred Enhanced commissions can be negotiated according to agreed growth plans. Please contact you Regional Development Manager to discuss further Features & benefits: All construction trades Engineers Bespoke trades and business descriptions can be added to match your clients exact occupations North Team north@thistleinsurance.co.uk South Team south@thistleinsurance.co.uk Statement of fact basis - no primary schedules required Wide range of limits starting at 1M NI Team belfast@thistleinsurance.co.uk Other Covers Short period options available Can match common renewal dates Ability to follow most primary policy wordings Quote and bind yourself for instant documentation

27 Online Trading Other Covers Online Trading

28 Underwriting This Way This Way is our e-trading platform where you can place risks directly. It s great for both the straightforward risks and also the more unusual where there may be a need for one of our experienced underwriters to answer a referral. Online Trading Other Covers As well as receiving instant quotations for your clients risks, This Way also allows you to bind and service risks online, offering the following features: Higher broker commission if you input quote details yourselves You can select up to 6 trades and each is rated separately (we don t just charge the highest rate), therefore allowing competitive pricing of risks A built-in referral process allowing an opportunity for brokers to provide more detail which, in turn, helps our Underwriters to find a solution A wide and growing product range with more than 24 products available Very wide occupation list for each product Fast referral turnarounds Instant documentation Direct access to our This Way support team who provide immediate resolution to technical problems The system allows you to handle MTAs and renewals We are always happy to help and also to visit, providing system training for your staff All in all, This Way is an ideal solution for your micro and SME risks, saving you time and money on low-margin business. To find out more, please visit This Way System Assistance twsupport@thistleinsurance.co.uk

29 Other Covers Other Covers

30 London Market Risks Facilities and Schemes Being part of the JLT Group gives us access to numerous insurers and re-insurers. Coupled with our expertise and experience, we are well placed to assist those brokers that operate their own schemes and facilities. What do we do? Our facilities team can review and replace any existing delegated authority binders We can assist in setting up new arrangements and facilitate meetings with the appropriate markets to deliver your clients needs We act as a conduit between you and the insurer, helping a long-term relationship to develop by giving you the tools to facilitate small-premium, high-volume business You control the underwriting and administrative functions and service your clients as you wish If you have a scheme or facility you would like to discuss, please contact: Rosemari Whiteman ACII Rosemari_Whiteman@jltgroup.com Ewen Brown Ewen.Brown@thistleinsurance.co.uk Other Covers

31 Can we do even more? A strong relationship works for everyone and we encourage you to talk to us about how we can work together. Contact your Regional Development Manager to arrange a discussion to see how we can make a difference to your securing more business uwenquiries@thistleinsurance.co.uk lmrenquiries@thistleinsurance.co.uk

32 Think Thistle for your underwriting and broking needs. Liability, Property, Motor & Professional Risks See inside for more details of how we can help A JLT Group Company Thistle Insurance Services Limited. Lloyd s Broker. Authorised and Regulated by the Financial Conduct Authority. A JLT Group Company. Registered Office: The St Botolph Building, 138 Houndsditch, London, EC3A 7AW. THIS BROCHURE IS AVAILABLE IN OTHER FORMATS UPON REQUEST