BARRY F. LORENZETTI MISSION STATEMENT A MESSAGE FROM THE PRESIDENT

Size: px
Start display at page:

Download "BARRY F. LORENZETTI MISSION STATEMENT A MESSAGE FROM THE PRESIDENT"

Transcription

1 15

2 MISSION STATEMENT To be the most professional, client-oriented and innovative insurance brokerage and consulting firm in Canada, through a disciplined and dedicated team approach. A MESSAGE FROM THE PRESIDENT There is no secret to BFL CANADA s success it s simply hard work and professional dedication the same hard work and professional dedication that you invest in your own organization. And when we contribute to your success, you contribute to ours in return. Plain and simple. We are passionate about finding the right solution for you, overcoming challenges along the way and, in the end, delivering results. If you are in search of a rewarding relationship with an insurance brokerage and consulting firm, you can count on us to make the difference. BARRY F. LORENZETTI 1

3 ABOUT BFL CANADA BFL CANADA IS THE LARGEST EMPLOYEE-OWNED AND OPERATED COMMERCIAL INSURANCE BROKERAGE AND CONSULTING SERVICES FIRM IN CANADA. WITH OFFICES ACROSS THE COUNTRY AND AN OUTSTANDING TEAM OF PROFESSIONALS, WE ARE ABLE TO PROVIDE YOU WITH FIRST-RATE EXPERTISE AND SERVICE; THIS IS WHY OUR CLIENTS LOYALTY IS AMONGST THE HIGHEST IN THE INDUSTRY. 2

4 What is it that differentiates BFL CANADA? In our opinion, it comes down to four essentials: Service Team-work Creativity Dedication Each and every day of our mandate, we attend to your requirements based on your timetable Each and every one of our professionals supports your service team members to ensure your objectives are met We invest every thought and take every measure to deliver the best that can be Your level of satisfaction is the measure of our success Our clients can attest to the fact that we go the extra mile for them, again and again. Another advantage to you is the fact that we are totally independent our only obligation is to respond to your needs, to put your interests first. With our access to insurance markets worldwide, you can rest assured you will be offered the best options available. And through our alliances with international partners via Lockton Global LLP, we follow your growth and activities around the world and provide service where and when you need it. BFL CANADA operates two divisions: Insurance brokerage, surety bonding and related services Employee benefits and consulting services 3

5 INSURANCE BROKERAGE, SURETY AND RELATED SERVICES COMMERCIAL INSURANCE BFL CANADA caters to a wide range of local, national and international clients of all sizes and from all industry segments, including: Architects and Engineers Aviation Construction Energy Equine Film, Media and Entertainment Financial Institutions Food and Beverage Forestry Health and Pharmaceutical Hospitality Manufacturing Marine and International Logistics Mining Municipalities Professional Services Real Estate and Property Management Residential and Commercial Retail and Wholesale Distribution Sports and Leisure Technology and Communications Transportation Our professionals are dedicated to delivering the right solution, however simple or special your coverage needs may be. We tailor solutions to address each client s specific requirements: general liability, builder s risk, crime, boiler and machinery, business interruption, environmental, professional liability, political risk, directors and officers liability, trademark infringement, trade credit, cyber risks, etc. Risks vary from one organization to another, but our professional approach does not. 4

6 BFL CANADA understands that your organization is unique, due to a variety of factors: Corporate culture Financial situation Geography Industry segment Production process Projects Risk management philosophy Sensitivity to economic indicators Size Strategic objectives As each client s needs are different, we work with you to determine your priorities. With access to all insurance markets worldwide, BFL CANADA can recommend the best choice for each line of insurance and take advantage of the competition among insurance companies in terms of premium and coverage. The fact that we maintain solid relationships with all of the major insurers and keep abreast of trends and developments in the insurance industry makes a world of difference for you. 5

7 ASSOCIATION AND GROUP PROGRAMS A definite advantage of belonging to a group or association is the possibility of buying into a stable risk transfer program with a broad, tailored and economical insurance component. Numerous Canadian associations and groups have chosen BFL CANADA as their partner to design, implement and develop such programs. A wide range of benefits can be derived from group or association programs, such as: Leveraged purchasing power resulting in savings Broader coverage for the group or association members Enhanced relationship with insurers Access to effective risk control measures, which benefit all program participants in the long run Increased stability of premium levels We work closely with your association or group to understand your specific needs and then design innovative programs to meet your objectives. BFL provides tailored services for groups including: On-line applications for members Web site design for insurance programs Whatever the industry your group or association represents municipalities, security services, sports, education, leisure, hospitality, professionals, social services the power of the group can be harnessed to your advantage. 6

8 RISK MANAGEMENT A sound risk management program is derived from an organization s philosophy towards risk and retention. It is our belief that risk control and risk financing combined can lead to a sound program, designed to protect the most valuable assets of an organization, while reducing its cost of risk and supporting its business plan. We offer proactive insight, vision and advice aimed at helping you achieve your objectives. In addition BFL s Enterprise Risk Management specialists offer a separate service to clients seeking a facilitative process to identify, evaluate and manage the strategic, operational, financial and hazard risks of their organization. BFL CANADA s services include: REVIEW OF CONTRACTS AND LEASES FOR INDEMNIFICATION AND INSURANCE PURPOSES DESIGN OF RISK MANAGEMENT MANUALS OPTIMAL RETENTION/DEDUCTIBLE ANALYSIS BENCHMARKING OF LIMITS, DEDUCTIBLES, RETENTIONS RISK PROFILE MERGERS AND ACQUISITIONS RISK AND INSURANCE ADVICE CORPORATE GOVERNANCE 7

9 RISK CONTROL SERVICES BFL CANADA provides high-quality risk control services intended to help you manage the many risks your organization faces every day, in a productive manner. Our goal is to work with you to identify and design customized cost-effective solutions to reduce or eliminate the impact of risk on your organization. Even though some of our clients have risk control expertise on staff, they may require additional support from BFL CANADA or may need BFL CANADA to act as a risk control advisor to their operations. We work with you to implement a risk control strategy in support of your insurance/risk management and business objectives and priorities. SURETY BONDS BFL CANADA provides advice and guidance with respect to surety bonds and bonding facilities, including financial assessments and input. We also offer solutions for a wide range of surety problems, provide bond rate benchmarking and bond claims assistance. Our surety bonding services are integrated with our insurance and risk management operations to provide a seamless single point of contact for project owners, transportation companies, exporting manufacturers, developers, contractors and others. Risk control services can and, in most cases, do increase the value of insurance/risk financing programs. Whether you are building a new plant, office tower, rail system, school or hospital, need to train personnel on health and safety issues, new regulations or fleet safety, or wish to reduce the frequency or severity of losses incurred by your organization, our professionals can help. 8

10 CLAIMS MANAGEMENT SERVICES All of our clients have one thing in common when they purchase insurance: THEY ARE, IN FACT, PURCHASING CLAIMS MANAGEMENT SERVICES IN THE EVENT SUCH SERVICES ARE REQUIRED AT A LATER POINT IN TIME. At BFL CANADA, we recognize this and are committed to supporting you with services tailored to best address your situation. In addition to traditional reporting and negotiation services, BFL CANADA offers claims settlement services to clients with large retention programs or special requirements. Our standard services include: 24-HOUR EMERGENCY SERVICE CLAIMS SETTLEMENT LOSS BORDEREAU IN CLIENT S PREFERRED FORMAT RETENTION MANAGEMENT CLAIMS REVIEW MEETINGS ELECTRONIC CLAIMS REPORTING 9

11 BENEFITS CONSULTING SERVICES OUR SERVICES Personalized Benefits Consulting Clients use their employee benefits program as a key human resource tool in order to achieve their broader business objectives. This concept has resulted in a process developed by BFL CANADA to provide personalized consulting services such as: Setting of annual benefits objectives Financial analysis of the various benefits plans Review of legislative issues and their impact on benefits plans Introduction to new and progressive benefits concepts BFL CANADA goes beyond benefits consulting. We communicate with our clients and educate their employees regarding their benefits program. We offer the support and expertise they need to make their program a success both for beneficiaries and sponsor. 10

12 BY CHOOSING BFL CANADA AS YOUR PARTNER, YOU OBTAIN ACCESS TO THE BROAD SPECTRUM OF BENEFITS CONSULTING SERVICES, INCLUDING: Group Insurance Plans Life insurance Disability insurance Supplemental health care Dental care Travel accident Alternate funding arrangements Claims audits Due diligence and plan audits Communication Group Retirement Savings Plans Defined contribution pension plans Defined benefit pension plans Deferred profit sharing plans Group registered retirement savings plans Group tax free savings plans Retirement counselling Executive Compensation Individual pension plans Supplemental executive retirement plans Retirement compensation agreements Wealth management Estate planning Individual Insurance Life insurance Critical illness insurance Long term care Disability insurance Post-retirement health and dental insurance Emergency travel insurance 11

13 THE TEAM Our team is comprised of professionals with vast experience and expertise. Their know-how, creativity, entrepreneurial spirit and dedication are at the core of our success. Most of our professionals joined our firm after having progressed out of large brokerages, benefits consulting firms, insurance companies, claims adjustment firms and reinsurers. Consequently, BFL CANADA can rely on a wide range of expertise for all industry segments, for all types of risk management, insurance and benefits programs. Our clients loyalty is proof of our expertise and hard work, and the outstanding level of service we provide. Our professionals truly listen to you. THE TEAM IS WHY BFL MAKES A DIFFERENCE! 12

14

RISK CONTROL SERVICES. Global Specialty Lines

RISK CONTROL SERVICES. Global Specialty Lines RISK CONTROL SERVICES Global Specialty Lines RSA Risk Control a continuum of service Risk is everywhere. That is an undisputable fact. But how you manage or control risk is the key to protecting your people,

More information

GLOBAL SPECIALTY LINES GLOBAL EXPERTISE, DELIVERED LOCALLY.

GLOBAL SPECIALTY LINES GLOBAL EXPERTISE, DELIVERED LOCALLY. GLOBAL SPECIALTY LINES GLOBAL EXPERTISE, DELIVERED LOCALLY. 02 Global expertise, delivered locally. introducing rsa RSA is one of the world s leading multinational quoted insurance groups. The services

More information

Captive & Insurance Management

Captive & Insurance Management Aon Risk Solutions Global Risk Consulting Captive & Insurance Management Location of captive parent company 500+ captives 250-500 captives 51-249 captives 10-50 captives

More information

For the past 50 years, we have assured you the best coverage.

For the past 50 years, we have assured you the best coverage. For the past 50 years, we have assured you the best coverage. TABLE OF CONTENTS OUR PHILOSOPHY OUR MISSION OUR PROFESSION OUR EXPERTISE 02 03 04 05 CONSTRUCTION TRANSPORTATION SERVICE INDUSTRY COMMERCIAL

More information

Left to right: William J. Quinn, Vice President Ralph J. Vanner Jr., President Ralph J. Vanner Sr., Chairman Thomas J. Vanner, Vice President

Left to right: William J. Quinn, Vice President Ralph J. Vanner Jr., President Ralph J. Vanner Sr., Chairman Thomas J. Vanner, Vice President Left to right: William J. Quinn, Vice President Ralph J. Vanner Jr., President Ralph J. Vanner Sr., Chairman Thomas J. Vanner, Vice President An Independent, privately owned, full-service insurance agency,

More information

Aon Risk Solutions. Trucking Practice. Specialized Services for the Nation s Road Transportation Industry. Risk. Reinsurance. Human Resources.

Aon Risk Solutions. Trucking Practice. Specialized Services for the Nation s Road Transportation Industry. Risk. Reinsurance. Human Resources. Aon Risk Solutions Trucking Practice Specialized Services for the Nation s Road Transportation Industry Risk. Reinsurance. Human Resources. 1 Solutions Designed to Address the Challenges in the Road Transportation

More information

CASUALTY CASUALTY INSURANCE SOLUTIONS

CASUALTY CASUALTY INSURANCE SOLUTIONS CASUALTY CASUALTY INSURANCE SOLUTIONS CONTENTS Casualty Insurance Solutions 03 Products and coverage extensions 04 Preferred industry segments 04 Casualty Capacity by NAIC code 05 About ACE 05 ACE Global

More information

WATER COLLECTION TREATMENT SUPPLY DISTRIBUTION

WATER COLLECTION TREATMENT SUPPLY DISTRIBUTION WATER COLLECTION TREATMENT SUPPLY DISTRIBUTION A CONSTANT NEED A GROWING RISK A GUIDING HAND: THE WILLIS WATER UTILITY EXPERTS Water is life. It s also big business. Ensuring a safe and steady water supply

More information

THE LATEST TECHNOLOGY AN EMERGING RISK PROFILE THE WILLIS RENEWABLE ENERGY AND SOLAR CONSTRUCTION TEAMS

THE LATEST TECHNOLOGY AN EMERGING RISK PROFILE THE WILLIS RENEWABLE ENERGY AND SOLAR CONSTRUCTION TEAMS SOLAR POWER THE LATEST TECHNOLOGY AN EMERGING RISK PROFILE RISK MANAGEMENT EXCELLENCE THE WILLIS RENEWABLE ENERGY AND SOLAR CONSTRUCTION TEAMS Willis 2 THE SUN IS RISING ON THE SOLAR POWER ALTERNATIVE

More information

About Lewis Insurance Services

About Lewis Insurance Services Corporate Profile About Lewis Insurance Services Established in 1996, Lewis Insurance Services stands out in the market as the team who go the extra mile. We help businesses better understand the risks

More information

Enjoy the peace of mind that comes from being WEHBE insured

Enjoy the peace of mind that comes from being WEHBE insured COMPANY PROFILE Insured. Secured. Over the years WEHBE Insurance Services has grown and evolved, and is today considered one of the most renowned names in the UAE insurance intermediary industry. As an

More information

Employee Benefits: Portfolio Diversification Opportunities. Enhance productivity and lower overall cost.

Employee Benefits: Portfolio Diversification Opportunities. Enhance productivity and lower overall cost. Employee Benefits: Portfolio Diversification Opportunities Enhance productivity and lower overall cost. A SEAMLESS ORGANIZATION IN A WORLD WITHOUT BOUNDARIES HR Directors now need to think global. The

More information

The Capacity Group of Companies

The Capacity Group of Companies The Capacity Group of Companies Capacity Coverage of New Jersey, Inc. Atlantic Risk Specialists, Inc. Capacity Marine Corporation ProTrans, Inc. Atlantic Coast Surety, LLC Capacity Benefits & Financial

More information

Generali, Your Loyal Insurance Partner Since 1831

Generali, Your Loyal Insurance Partner Since 1831 Generali, Your Loyal Insurance Partner Since 1831 Generali Global Corporate & Commercial U.S.A generali.com 1 Assicurazioni Generali - Generali Global Corporate & Commercial U.S.A Generali. One of the

More information

Windsor. Management Insurance Brokers. Enjoy the difference

Windsor. Management Insurance Brokers. Enjoy the difference Windsor Management Insurance Brokers Enjoy the difference Our Company Windsor Management Insurance Brokers provides specialist insurance broking services for THE retail, SME, commercial and corporate sectors,

More information

Relationships. Understanding. Certainty. Your Best Insurance Policy

Relationships. Understanding. Certainty. Your Best Insurance Policy Relationships. Understanding. Certainty. Your Be Safeguarding our clients businesses as if they re our own. Your Be We believe that strong relationships allow for a deeper understanding of our Clients

More information

our business is growing yours

our business is growing yours our business is growing yours ABOUT CBIZ n One of the nation s leading: Accounting Providers Employee Benefits Specialists Property & Casualty Agencies Valuation firms Medical Management Practice firms

More information

Custom Business Solutions. Unparalleled Results. Business Insurance and Employee Benefits

Custom Business Solutions. Unparalleled Results. Business Insurance and Employee Benefits Custom Business Solutions. Unparalleled Results. Business Insurance and Employee Benefits A Business Partner You Can Trust Niagara National Insurance is an independent agency that specializes in risk management,

More information

A personal approach to financial planning. Welcome to Towry. www.towry.com

A personal approach to financial planning. Welcome to Towry. www.towry.com A personal approach to financial planning Welcome to Towry www.towry.com I have been advised by Towry for approximately six years and have been delighted by the highly personalised service they provide.

More information

UNDERSTANDING BUSINESS UNDERSTANDING INSURANCE FINANCIAL SERVICES BUSINESS INSURANCE LIFE SCIENCES PROFESSIONAL SERVICES TECHNOLOGY

UNDERSTANDING BUSINESS UNDERSTANDING INSURANCE FINANCIAL SERVICES BUSINESS INSURANCE LIFE SCIENCES PROFESSIONAL SERVICES TECHNOLOGY TECHNOLOGY PROFESSIONAL SERVICES LIFE SCIENCES BUSINESS INSURANCE FINANCIAL SERVICES UNDERSTANDING BUSINESS UNDERSTANDING INSURANCE Keaney Insurance Brokers specialise in commercial insurances and risk

More information

NEW Insurance Classes 2012 Schedule

NEW Insurance Classes 2012 Schedule NEW Insurance Classes 2012 Schedule CPCU 560 Financial Services Institutions Fee $250 January 25-May 23 rd, Wednesdays Manage risks more effectively by learning the unique risks faced by financial institutions

More information

Boiler & Machinery. Allianz Global Corporate & Specialty North America. Depend on our broad scope and focus.

Boiler & Machinery. Allianz Global Corporate & Specialty North America. Depend on our broad scope and focus. Boiler & Machinery Depend on our broad scope and focus. Allianz Global Corporate & Specialty North America offers a wide range of innovative Boiler & Machinery risk solutions for many types of businesses

More information

CBRE GROUP INC. Headquartered in Los Angeles, CBRE Group, Inc. is the world s largest commercial real estate services firm. We are a Fortune 500 and

CBRE GROUP INC. Headquartered in Los Angeles, CBRE Group, Inc. is the world s largest commercial real estate services firm. We are a Fortune 500 and Singapore SERVICES 2012 CBRE, Inc. Information herein is based on third party sources we believe reliable and we do not assure its accuracy or completeness. Offerings are subject to price changes, rental,

More information

JLT Mining. The Canadian economy is, in part, driven by a robust and sophisticated Mining Industry.

JLT Mining. The Canadian economy is, in part, driven by a robust and sophisticated Mining Industry. Mining Jardine Lloyd Thompson (JLT) is an international group of Risk Specialists and Employee Benefits Consultants and one of the largest companies of its type in the world. We offer a distinctive choice

More information

L.F. HARRIS & ASSOCIATES, CPA, PA FIRM PROFILE

L.F. HARRIS & ASSOCIATES, CPA, PA FIRM PROFILE L.F. HARRIS & ASSOCIATES, CPA, PA FIRM PROFILE L. F. Harris and Associates, CPA, P.A., a Florida Corporation licensed as a public accounting firm in the State of Florida has been providing continuous public

More information

Relationships. Understanding. Certainty. Your Best Insurance Policy

Relationships. Understanding. Certainty. Your Best Insurance Policy Relationships. Understanding. Certainty. Your Best Safeguarding our clients businesses as if they re our own. We believe that strong relationships allow for a deeper understanding of our Clients businesses

More information

Global Logistics Practice. World-Class Global Logistics Risk Management. Aon Risk Solutions Aon Broking

Global Logistics Practice. World-Class Global Logistics Risk Management. Aon Risk Solutions Aon Broking Global Logistics Practice World-Class Global Logistics Risk Management Risk. Reinsurance. Human Resources. Empower Results 1 What is Logistics? Logistics refers to the part of the supply chain that plans,

More information

Understanding Captives and Alternative Risk Transfer

Understanding Captives and Alternative Risk Transfer Understanding Captives and Alternative Risk Transfer Putting your insurance premiums to work for you Managing risk as you manage your bottom line What do Verizon, Coca-Cola, BP and most Fortune 500 sized

More information

Page 1. Private Client Services

Page 1. Private Client Services Page 1 Private Client Services Frank Crystal & Company Private Client Services Presented to: Wealth Protection Workshop San Francisco, CA October 9, 2009 Presented by: Mary Gust Managing Director Frank

More information

protect your business with insurance you can trust.

protect your business with insurance you can trust. protect your business with insurance you can trust. Transact Credit Invest Insure Forex Merchant Services Cash Value Adds Rewards First National Bank - a division of FirstRand Bank Limited. An Authorised

More information

Compensation Resources

Compensation Resources Compensation Resources Compensation is a Philosophy, a Strategy, and a Solution To stay highly competitive you need compensation solutions that help you attract, retain, and reward the caliber of employees

More information

GUIDE TO FINDING THE RIGHT INSURANCE PARTNERS

GUIDE TO FINDING THE RIGHT INSURANCE PARTNERS GUIDE TO FINDING THE RIGHT INSURANCE PARTNERS Protecting your future since 1863 MANAGING RISK FOR FINANCIALLY SUCCESSFUL FAMILIES MANAGING RISK FOR FINANCIALLY SUCCESSFUL FAMILIES When it comes to protecting

More information

COMPENSATION GUIDE FOR US CLIENTS

COMPENSATION GUIDE FOR US CLIENTS COMPENSATION GUIDE FOR US CLIENTS ABOUT MARSH Marsh is a global leader in insurance broking and risk management. Marsh helps clients succeed by defining, designing, and delivering innovative industry-specific

More information

CORPORATE & INSURANCE GROUP

CORPORATE & INSURANCE GROUP CORPORATE & REGULATORY INSURANCE GROUP OUR PRACTICE Cassels Brock has one of the largest and most respected corporate and regulatory insurance law practices in Canada. With over 40 years of experience

More information

ALL To g e Th e R. DIFFe Re NT.

ALL To g e Th e R. DIFFe Re NT. ALL To g e Th e R. DIFFe Re NT. At Acorn Financial Services, our dedicated, knowledgeable, and experienced team of financial professionals strives to meet the needs of our business, individual, and family

More information

YOUR CREDIT UNION PARTNER

YOUR CREDIT UNION PARTNER YOUR CREDIT UNION PARTNER Our focus on you is in everything we do Providing value, solving business challenges and delivering products and services to meet your needs: it s what we do. At CUMIS, we are

More information

We work for your future

We work for your future We work for your future Atlas Consulting s vision is to be the leading provider of consulting expertise in the Accounting, Taxation,Administration and Financial marketplace, delivering premium value to

More information

SunAdvantage. See the advantage of. Group benefits built for small businesses

SunAdvantage. See the advantage of. Group benefits built for small businesses See the advantage of SunAdvantage Group benefits built for small businesses At Sun Life Financial, we know that small businesses play a vital role in Canada s economy, and we re always looking for ways

More information

Our specialist insurance services for Professionals risks

Our specialist insurance services for Professionals risks Our specialist insurance services for Professionals risks Price Forbes & Partners is an independent Lloyd s broker based in the heart of London s insurance sector. We trade with all of the major international

More information

Corporate Real Estate Service Delivery Model at Prudential Financial

Corporate Real Estate Service Delivery Model at Prudential Financial Corporate Real Estate Service Delivery Model at Prudential Financial CoreNet Global Chicago Discovery Forum May 1, 2011 Kathy Winkler - Vice President, CRE Agenda Overview Prudential Financial Company

More information

Capstone Financial Group Client focused, integrity driven advice

Capstone Financial Group Client focused, integrity driven advice Capstone Financial Group Client focused, integrity driven advice Welcome to the Capstone Financial Group. We are an Independent Financial Planning and Wealth Management Company, specialising in providing

More information

We welcome the opportunity to work with you. Thank you. Richard A. Beskin, President

We welcome the opportunity to work with you. Thank you. Richard A. Beskin, President For more than a quarter of a century, Beskin and Associates, Inc. has been dedicated to providing our clients with value-based insurance products and risk management programs underwritten by superior companies.

More information

Personal Service. Professional Analysis. Sophisticated Advice.

Personal Service. Professional Analysis. Sophisticated Advice. Risk Management/Insurance Private Client Services Group Benefits Retirement Planning Services SKCG Group SKCG Group is one of the largest privately-held Risk Management/Insurance advisory firms in the

More information

Your Protection Is Our Profession

Your Protection Is Our Profession Your Protection Is Our Profession The Arizona Group was formed in 1993 and is an Independent Insurance Agency with two locations in the Phoenix metro area. Headquartered in Gilbert, we have a satellite

More information

GENERATING VALUE POWERING REVENUE A PARTNER IN SUCCESS: THE WILLIS UTILITIES PRACTICE

GENERATING VALUE POWERING REVENUE A PARTNER IN SUCCESS: THE WILLIS UTILITIES PRACTICE POWER GENERATION GENERATING VALUE POWERING REVENUE A PARTNER IN SUCCESS: THE WILLIS UTILITIES PRACTICE Willis 2 When your generation assets generate your revenue, you need to be sure those assets are properly

More information

about us About Us In addition, MECON Winsure: Brisbane: Sydney: Melbourne:

about us About Us In addition, MECON Winsure: Brisbane: Sydney: Melbourne: about us About Us At MECON Winsure, we share our experience with insurance brokers in order to deliver tailored solutions for a wide range of businesses and requirements. Our team is committed to meeting

More information

Owner managed businesses: Bringing your corporate and personal goals to life

Owner managed businesses: Bringing your corporate and personal goals to life Owner managed businesses: Bringing your corporate and personal goals to life Owner managed businesses PRECISE. PROVEN. PERFORMANCE. Bringing your corporate and personal goals to life Dynamic. Ambitious.

More information

The Hartford Financial Services Group, Inc. Business Profile December 31, 2005

The Hartford Financial Services Group, Inc. Business Profile December 31, 2005 The Hartford Financial Services Group, Inc. Business Profile December 31, 2005 Safe Harbor Statement Certain statements made in this presentation should be considered forwardlooking statements as defined

More information

Aon s Investment Management Practice

Aon s Investment Management Practice Aon Risk Solutions Specialty Financial Services Group Introducing Aon s Investment Management Practice 1. Industry focused broker Aon Financial Services Group UK facts & figures Industry focused group.

More information

Liberty Africa Insurance

Liberty Africa Insurance Highlights Opened a life insurance business in Zambia Liberty Online was implemented in three countries and enhanced business integration in East A new short-term administration system was implemented

More information

OHIO ASSOCIATION OF COMMUNITY COLLEGES

OHIO ASSOCIATION OF COMMUNITY COLLEGES OHIO ASSOCIATION OF COMMUNITY COLLEGES RISK MANAGEMENT AND INSURANCE PROGRAM Launched November 1, 2011 OACC is right for you if: You want to lower your total cost of risk; You want broader coverages, loss

More information

Protecting Your Credit Union

Protecting Your Credit Union Protecting Your Credit Union A More Strategic Approach Fall 2011 As a credit union, you are strategic in everything you do. Shouldn t your approach to risk/insurance be the same? Why do you buy directors

More information

Insurance Brokers LLC

Insurance Brokers LLC Insurance Brokers LLC P.O. Box 790, Abu Dhabi, UAE Tel: +971 2 6777571 Fax: +971 2 6777574 Insurance Brokers LLC Envisioning a world of possibilities. Insurance Brokers LLC Companies often end up paying

More information

Client Engagement and Compensation Guide

Client Engagement and Compensation Guide Aon Risk Solutions Client Engagement and Compensation Guide Risk. Reinsurance. Human Resources. Introduction The aim of this document is to provide a high-level summary of the work that Aon Risk Solutions

More information

AN INTRODUCTION TO PACIFIC LIFE THE VALUES THAT DEFINE US

AN INTRODUCTION TO PACIFIC LIFE THE VALUES THAT DEFINE US AN INTRODUCTION TO PACIFIC LIFE THE VALUES THAT DEFINE US PEOPLE ACCOUNTABILITY CUSTOMER FOCUS INTEGRITY FINANCIAL STRENGTH INNOVATION COMMUNITY 2013 FINANCIAL SUMMARY Pacific Mutual Holding Company DOLLARS

More information

Risk Control Services RISK MANAGEMENT SERVICES

Risk Control Services RISK MANAGEMENT SERVICES Risk Control Services RISK MANAGEMENT SERVICES About JLT Canada Jardine Lloyd Thompson Canada Inc. (JLT Canada) is part of the Jardine Lloyd Thompson Group plc (JLT) one of the world s largest providers

More information

Professional Indemnity Division. An Introduction

Professional Indemnity Division. An Introduction 01 Professional Indemnity Division An Introduction 02 Professional Indemnity Division The Howden way We believe in building relationships based on trust and respect. We work with businesses that take their

More information

October 2012. Your world, Insured.

October 2012. Your world, Insured. October 2012 Your world, Insured. Leading The Way We have established ourselves as a world leader in insurance by helping our partners and customers realize their plans for the future. With a long history,

More information

CITY OF MONTEREY RISK MANAGEMENT POLICY STATEMENT

CITY OF MONTEREY RISK MANAGEMENT POLICY STATEMENT THE RISK MANAGEMENT FUNCTION CITY OF MONTEREY RISK MANAGEMENT POLICY STATEMENT Risk management is an administrative process that applies modern professional methods of loss identification, loss control,

More information

An Introduction to. Compensation Consulting Services. Member of

An Introduction to. Compensation Consulting Services. Member of An Introduction to Compensation Consulting Services Selectpath Benefits & Financial Inc. 101-219 Oxford Street West London, ON N6H 1S5 Website: www.selectpath.ca Telephone: (519) 675-1177 Facsimile: (519)

More information

Milliman Long-Term Care Services. Industry-Leading Actuarial Services for Long-Term Care Insurance Products

Milliman Long-Term Care Services. Industry-Leading Actuarial Services for Long-Term Care Insurance Products Industry-Leading Actuarial Services for Long-Term Care Insurance Products A Long-Term Commitment to Long-Term Care Whether you re entering the long-term care (LTC) insurance market for the first time or

More information

Managing multinational insurance programs

Managing multinational insurance programs Managing multinational insurance programs In a globalized economy linked by overnight delivery, advanced telecommunications and the Internet, even small companies increasingly do business with foreign

More information

You invest in your executives. Protect that investment

You invest in your executives. Protect that investment You invest in your executives. Protect that investment GALLAGHER MANAGEMENT LIABILITY PRACTICE Executive management has unique liabilities. It takes a unique risk management company to cover them. Our

More information

Actuarial services that enhance performance. Insurance PRECISE. PROVEN. PERFORMANCE.

Actuarial services that enhance performance. Insurance PRECISE. PROVEN. PERFORMANCE. Actuarial services that enhance performance Insurance PRECISE. PROVEN. PERFORMANCE. Today s challenges, tomorrow s opportunities In today s ever changing insurance market, companies face more stringent

More information

Infinity Sponsored Errors and Omission Insurance Program Frequently Asked Questions

Infinity Sponsored Errors and Omission Insurance Program Frequently Asked Questions Infinity Sponsored Errors and Omission Insurance Program Frequently Asked Questions 1. What Professional Services does the E&O policy cover? Coverage under the policy applies to Claims arising out of the

More information

YOUR DREAMS. YOUR LIFE. SIMPLIFIED. YOUR DFSIN ADVISOR: BECAUSE EVERYTHING IS POSSIBLE.

YOUR DREAMS. YOUR LIFE. SIMPLIFIED. YOUR DFSIN ADVISOR: BECAUSE EVERYTHING IS POSSIBLE. YOUR DREAMS. YOUR LIFE. SIMPLIFIED. YOUR DFSIN ADVISOR: BECAUSE EVERYTHING IS POSSIBLE. Before silencing your phone for your meeting, you put it on the desk to show the person you ve come to see some photos

More information

Appendix B. Risk Financing Considerations and Alternatives

Appendix B. Risk Financing Considerations and Alternatives Appendix B Risk Financing Considerations and Alternatives Appendix B Risk Financing Considerations and Alternatives A crucial part of managing a public entity s risks is deciding how to finance those

More information

Coordinating Corporate Dollars

Coordinating Corporate Dollars Coordinating Corporate Dollars A review of various ways you can use your corporate dollars to attract, retain and reward key personnel, to help meet your goals of business continuity and tax efficiency.

More information

FIDUCIARY ADVISORY SERVICES

FIDUCIARY ADVISORY SERVICES FIDUCIARY ADVISORY SERVICES Comprehensive investment oversight for charities and non-profit organizations Boards of Directors have the opportunity to make a difference in how charities fulfill their missions.

More information

ALMEIDA ADVOGADOS BUSINESS LAW B USINESS LAW. Expertise, Commitment, Attention to Detail and Understanding BRASIL SAO PAULO RIO DE JANEIRO BRASILIA

ALMEIDA ADVOGADOS BUSINESS LAW B USINESS LAW. Expertise, Commitment, Attention to Detail and Understanding BRASIL SAO PAULO RIO DE JANEIRO BRASILIA SAO PAULO RIO DE JANEIRO IA BELO HORIZONTE Expertise, Commitment, Attention to Detail and Understanding BUSINESS LAW EXPERTISE Year after year, Almeida Advogados expands across sectors and specialties,

More information

REQUEST FOR PROPOSALS For HEALTH INSURANCE BROKER SERVICES. FOR THE County of Baldwin, Alabama

REQUEST FOR PROPOSALS For HEALTH INSURANCE BROKER SERVICES. FOR THE County of Baldwin, Alabama REQUEST FOR PROPOSALS For HEALTH INSURANCE BROKER SERVICES FOR THE County of Baldwin, Alabama TO SELECT AN AGENT OF RECORD AND BROKER FOR HEALTH INSURANCE AND RELATED ANCILLARY PRODUCTS INVITATION Baldwin

More information

Protect your business and enhance your financial security. Business Insurance Strategies

Protect your business and enhance your financial security. Business Insurance Strategies Protect your business and enhance your financial security Business Insurance Strategies Ensure your financial security There are often distinct advantages to being a significant shareholder in a private

More information

Senior Living. Risk Partners. Manage Risk in everything you do through the Power of Gallagher.

Senior Living. Risk Partners. Manage Risk in everything you do through the Power of Gallagher. Senior Living Manage Risk in everything you do through the Power of Gallagher. Senior Living A leader in the industry. Senior Living is a leading specialty insurance brokerage and risk management division

More information

Health Care Practice. An Integrated Approach to Meet the Financial and Risk-Related Needs of Health Care Organizations. Aon Risk Solutions

Health Care Practice. An Integrated Approach to Meet the Financial and Risk-Related Needs of Health Care Organizations. Aon Risk Solutions Aon Risk Solutions Health Care Practice An Integrated Approach to Meet the Financial and Risk-Related Needs of Health Care Organizations Risk. Reinsurance. Human Resources. Empower Results 1. Solutions

More information

Employment Services for Switzerland. www.accurity.ch

Employment Services for Switzerland. www.accurity.ch Employment Services for Switzerland www.accurity.ch p. 2 p. 6 p. 10 p. 14 Profile Who are we? What do we do? Accurity is a leading service provider in the Swiss employment industry to contractors, recruitment

More information

Financial Services Guide

Financial Services Guide Financial Services Guide / 1 Commonwealth Private Financial Services Guide Date of issue: 22 June 2015 Issue 10 Commonwealth Private Limited ABN 30 125 238 039 AFSL 314018 Registered office: Ground Floor,

More information

Investment Services. Wealth and Investment Management

Investment Services. Wealth and Investment Management Investment Services Wealth and Investment Management Contents Important information 3 A better vantage point for a clearer picture 5 Investment Philosophy 7 Investment Services 9 Advisory Services 10 Discretionary

More information

October 26, 2010 REQUEST FOR PROPOSAL (RFP) INSURANCE BROKERAGE AND RISK ADVISORY SERVICES TERMS & CONDITIONS

October 26, 2010 REQUEST FOR PROPOSAL (RFP) INSURANCE BROKERAGE AND RISK ADVISORY SERVICES TERMS & CONDITIONS October 26, 2010 REQUEST FOR PROPOSAL (RFP) INSURANCE BROKERAGE AND RISK ADVISORY SERVICES TERMS & CONDITIONS The Toronto Port Authority ( TPA ), established in June 1999 under the Canada Marine Act, operates

More information

Consultants & Executives Our National Services

Consultants & Executives Our National Services Consultants & Executives Our National Services CROSSGROVE & COMPANY financial services ltd. Since 1993 I have worked with many of your peers. I look forward to earning an opportunity to work with you Alec

More information

when you need professional guidance

when you need professional guidance insurance financial retirement estate when you need professional guidance Har-El Financial GROUP Integrated Individual & Business Planning Services integrated individual and business planning services

More information

Online risk solution s is an underwriting agency which focuses on trading with broker partners only.

Online risk solution s is an underwriting agency which focuses on trading with broker partners only. HOME PAGE Online risk solution s is an underwriting agency which focuses on trading with broker partners only. We have a proactive and flexible approach to business with the aim of developing long-term

More information

Professional Indemnity Insurance for Solicitors. FINEX Law Division

Professional Indemnity Insurance for Solicitors. FINEX Law Division Professional Indemnity Insurance for Solicitors FINEX Law Division The Willis Approach Experience We believe in providing clear, timely and practical advice and services to our clients. We are sensitive

More information

INSURANCE DICTIONARY

INSURANCE DICTIONARY INSURANCE DICTIONARY Actuary An actuary is a professional who uses statistical data to assess risk and calculate dividends, financial reserves, and insurance premiums for a business or insurer. Agent An

More information

Making your financial success personal

Making your financial success personal Comprehensive, customized financial solutions for individuals and businesses Making your financial success personal Registered Representative of, and Securities and Investment Advisory services offered

More information

Commercial Insurance Solutions. R K Harrison Insurance Services

Commercial Insurance Solutions. R K Harrison Insurance Services Commercial Insurance Solutions R K Harrison Insurance Services Welcome to R K Harrison R K Harrison is one of the leading independent commercial insurance providers in the UK. We combine the traditional

More information

Message from the. We are genuinely excited about the future prospects of our group, and we welcome the opportunity to partner with your business.

Message from the. We are genuinely excited about the future prospects of our group, and we welcome the opportunity to partner with your business. Message from the Managing Director From humble beginnings in Bunbury in 1980, Nexus Risk Services is now one of Western Australia s largest insurance brokers, with a major presence in our capital city,

More information

About DeWitt Stern. Insurance and Risk Management Services for Law Firms

About DeWitt Stern. Insurance and Risk Management Services for Law Firms About DeWitt Stern From its inception in 1899, DeWitt Stern has demonstrated a commitment to excellence. Today our expertise, sense of urgency and superior technology combine to provide unique value. Delivering

More information

GLOBAL CORPORATE SERVICES. Working with you to maximise the efficiency of your property portfolio and the value of your expenditure

GLOBAL CORPORATE SERVICES. Working with you to maximise the efficiency of your property portfolio and the value of your expenditure GLOBAL CORPORATE SERVICES Working with you to maximise the efficiency of your property portfolio and the value of your expenditure A GLOBAL ALLIANCE GLOBAL CONTACTS With over 100 years of experience, Knight

More information

THE INTERGOVERNMENTAL RISK MANAGMENT AGENCY EXECUTIVE DIRECTOR

THE INTERGOVERNMENTAL RISK MANAGMENT AGENCY EXECUTIVE DIRECTOR THE INTERGOVERNMENTAL RISK MANAGMENT AGENCY EXECUTIVE DIRECTOR Voorhees Associates, LLC is pleased to announce the recruitment and selection process for the Intergovernmental Risk Management Agency s (IRMA)

More information

Insuring your business. Ensuring your future. Private Insurance Companies

Insuring your business. Ensuring your future. Private Insurance Companies Insuring your business. Ensuring your future. Private Insurance Companies Private Insurance Company Basics A Captive Insurance Company provides insurance for its owner. Types of Captive Insurance companies:

More information

LAW COMPLIANCE BENEFITS SOLUTIONS PAYROLL P PAYROLL TAX ADMINISTRATION COACHING/TRAINING RISK MANAGEMENT EMPLOYEE HANDBOOKS HR AUDITS

LAW COMPLIANCE BENEFITS SOLUTIONS PAYROLL P PAYROLL TAX ADMINISTRATION COACHING/TRAINING RISK MANAGEMENT EMPLOYEE HANDBOOKS HR AUDITS LAW COMPLIANCE PAYROLL P PAYROLL TAX ADMINISTRATION COACHING/TRAINING EMPLOYEE HANDBOOKS HR AUDITS PERFORMANCE MANAGEMENT EMPLOYEE RELATIONS BENEFITS ADMINISTRATION EMPLOYEE RELATIONS PERFORMANCE MANAGEMENT

More information

Lawyers Professional Liability Insurance and Risk Management Services

Lawyers Professional Liability Insurance and Risk Management Services Lawyers Professional Liability Insurance and Risk Management Services International Insurance Brokers Ltd Established in London in 1996, are international insurance brokers specializing in Lawyers Professional

More information

MAQUILADORAS: Understanding the Insurance Requirements (GRM006)

MAQUILADORAS: Understanding the Insurance Requirements (GRM006) MAQUILADORAS: Understanding the Insurance Requirements (GRM006) Speakers: Edgar Garcia, International Area Manager, Willis Towers Watson Ciudad Juárez, Mexico Jose Heftye, Senior Director, Treasury, Flextronics

More information

Human Resources Department 203.6 FTE s

Human Resources Department 203.6 FTE s 27 Human Resources Human Resources Department 203.6 FTE s General Manager Human Resources 4 FTE's Director Labour Relations 2 FTE's Director Organizational Effectiveness 2 FTE's Director Compensation,

More information

GREAT-WEST LIFECO $2,052 MILLION $758 BILLION 15.0% 100% 100% 100% 100% 100% [2] 100%

GREAT-WEST LIFECO $2,052 MILLION $758 BILLION 15.0% 100% 100% 100% 100% 100% [2] 100% GREAT-WEST LIFECO Great-West Lifeco Inc. is an international financial services holding company with interests in life insurance, health insurance, retirement and investment services, asset management

More information

Guide to Employee Benefits

Guide to Employee Benefits Guide to Employee Benefits Doing Business Globally We do business where you do business How can you manage all the developments affecting employee benefits in multiple countries around the world? The

More information

Navnit Insurance Broking Pvt. Ltd.

Navnit Insurance Broking Pvt. Ltd. Financial Insurance Business Interruption (Loss on Profit) Advance Loss on Profit Fidelity Guarantee Trade / Credit Insurance Marine Insurance Marine Open Policy Marine Specific Policy MTO (Multi Modal

More information

PROFESSIONAL EMPLOYERS FOR SMALL COMPANIES December 1998

PROFESSIONAL EMPLOYERS FOR SMALL COMPANIES December 1998 1 PROFESSIONAL EMPLOYERS FOR SMALL COMPANIES December 1998 Small and mid-sized companies can rid themselves of time-consuming administrative functions and save costs on benefits packages by outsourcing

More information

COMPENSATION AND EMPLOYEE BENEFITS

COMPENSATION AND EMPLOYEE BENEFITS COMPENSATION AND EMPLOYEE BENEFITS Q&Apm has a comprehensive range of global services that provides a one stop shop solution for companies personnel, management, legal and employee benefit needs. We have

More information

A Personal Approach to Business Insurance. The Bateman Group Advice and Service Guide

A Personal Approach to Business Insurance. The Bateman Group Advice and Service Guide A Personal Approach to Business Insurance The Bateman Group Advice and Service Guide Introducing The Bateman Group Since its creation in 1967, The Bateman Group have been providing clients with independent

More information