Catlin UK. Specialist Insurance

Transcription

1 Catlin UK Specialist Insurance

2 Catlin is one of the world s leading specialist insurers and reinsurers, with more than 50 offices in 25 countries. Big on service No.1 Our claims handling service is consistently rated the best in the market.* A rated Our financial strength and stability is rated A by A.M. Best and Standard & Poor s. Our UK business benefits from our global scale and financial strength. Catlin UK (Catlin Insurance Company (UK) Ltd) offers a range of insurance products written for UK commercial clients, combining broad, bespoke coverage with Catlin s first class client service. We operate several online trading facilities which empower brokers to quote and bind insurance policies for UK-based small and medium enterprise (SME) accounts quickly and effortlessly and with full support from our expert underwriters. *Gracechurch Claims Performance Monitor

3 We insure UK businesses large and small against a broad range of risks from Professional Indemnity and Product Liability to Kidnap & Ransom. When something goes wrong with a product or production process, it doesn t only hit the bottom line, it can also cause significant disruption. Our commercial insurance policies are designed to help businesses, from manufacturing to lifescience, minimise the financial impact and recover quickly. Specialist Casualty We offer Casualty Insurance with a product liability focus for manufacturing and engineering companies. Our key sectors are automotive, aviation, rail and marine. The product areas we focus on include: safety-critical products including fall arrest systems, structural or integrity exposures military products chemical production including bulk storage heavy machinery products high hazard contracting including demolition and civil engineering (excess only). Policies can include primary or excess cover, with no efficacy exclusions. Lifescience We insure manufacturers, distributors and research and development companies, from micro enterprises to large companies up to 500 million turnover. Cover options include: Medical devices active and non-active implants such as stents, pacemakers and neuro-stimulators diagnostic, monitoring, electro-medical and imaging equipment surgical equipment orthopaedic equipment e.g. knee prostheses ophthalmic equipment. Medicinal products specials, unlicensed and investigational medicines herbal and homeopathic medicines scheduled and controlled medicines biological and biotechnology medicines radiopharmaceuticals. The service sector contract management including clinical trials data and IT within the biotech sector dietary supplements cosmetic products exports to the US. All of the commercial insurance policies in this brochure can be underwritten individually or packaged as part of a commercial combined policy including property, business interruption and employers liability.

4 Marine Our Marine Insurance covers businesses should anything happen to their products in transit. We cover most cargoes, whether at sea, by air or on land, as well as freight and logistics operations. Marine Cargo We offer cargo cover for businesses that import, export or distribute goods to most destinations worldwide. We will insure most commodities transported by road, sea, air or rail, with annual policy or individual shipment cover options. Immediate quotations are available online at Catlincargo.com and through the Acturis, SSP and Open GI broking platforms. Contingency Our Contingency Insurance is designed to protect event organisers from the financial fallout of cancellation or disruption. Cover options include: event cancellation, abandonment, postponement, interruption or relocation non-appearance of an individual or a group prize indemnity contractual bonus insurance weather day insurance death and disgrace indemnity transmission failure insurance. Freight Liability Insurance We offer Freight Liability cover for UK logistic contractors including haulage contractors, warehouse keepers and freight forwarders. All policies include cover for: legal liability for customer s goods in the care, custody or control of the logistics operator common law cover up to 1 million lien financial loss driver repatriation following an accident overseas financial compensation following unforeseen delays due to events such as strikes and blockades.

5 Crisis Management Faulty products can have a serious impact on clients reputation and business. Our Crisis Management Insurance can help minimise the impact of damaging events, such as product contamination or failure. Automotive Product Recall We offer balance sheet protection for auto component manufacturers in case they are affected by a product recall. Product features include: cover available to all manufacturers globally options include cover for both safety critical and non-safety critical quality issues. 12 month retroactive date as standard. Restaurant Contamination We insure restaurant groups and franchise operations against a range of food contamination risks, including food-borne illnesses, accidental contamination, malicious tampering or extortion, and business interruption. Benefits of cover include: payment for expenses such as brand rehabilitation 24-hour crisis management access to food safety, extortion and public relations consultants. Consumer Product Recall We also insure manufacturers and retailers of consumer products, such as toys, electrical goods and household appliances. Risks include: the accidental omission or introduction of a component or substance in the manufacturing process error in design, manufacture, packaging, blending or labelling. Product Contamination We insure manufacturers and retailers of food and drink products, domestic pet food and cosmetics against the risk of product contamination. Benefits include: payment of product recall and replacement costs expert crisis management assistance and advice cover for accidental contamination cover for malicious product tampering and product extortion additional options including cover for customer third party liability, adverse publicity and governmental recall. All crisis management products are underwritten on a stand-alone basis and cover risks not included in material damage and liability policies.

6 Specie Increases in the value and variety of art mean there is a greater need for Fine Art and Personal Jewellery Insurance which provides enhanced coverage and services over and above household insurance policies. Benefits include: Asset Protection The risk of terrorism or kidnap can be a real worry for some companies, especially those with operations overseas. Our policies are designed to help them manage those risks and keep their people safe. Terrorism Our policies are broadly framed to cover clients against terrorist incidents, as well as attacks by single interest groups such as animal rights activists. It s also flexible, so businesses can choose which assets and properties to insure, and tailor policy terms, periods of cover and limits to suit their needs and budget. Additional options available include cover for denial of access to business premises. Kidnap & Ransom Our Kidnap & Ransom Insurance is designed to protect businesses against the impact of a kidnap, including access to expert security consultants to help negotiate and manage the situation. Benefits include: payment of ransom costs payment for ransom lost in transit payment of expenses associated with a wrongful detention personal accident lump sum in case of injury or death payment of expert response consultants costs on an unlimited basis. worldwide - all risks depreciation compensation specialist knowledge on transportation and storage restoration advice reduction in value to set from loss or damage to an individual item. Fine Art We are among the leading insurers of Commercial Fine Art for art dealers, private collections, museums, auction houses, galleries and dealers. Benefits of cover include: agreed value indemnity all-risks cover while on display, in storage or during transport exhibition cover arranged on a nail to nail basis. Jewellers We are a major insurer of jewellery business, offering flexible solutions for commercial, retail, wholesale, manufacturing jewellers and pawn brokers. Product features include: loss caused by theft and personal injury during robbery diamond processing risks transport risks (including exhibition and consignment risks).

7 Angel Underwriting Angel Underwriting is part of the Catlin Group of companies and several of our policies for UK businesses are available through their online platform. Benefits include: the award-winning quick online quote system a fast and efficient online underwriting and documentation system Direct Debit premium payment a free legal helpline access to expert in-house underwriters if needed. Online Terrorism Angel s Online Terrorism Insurance offers quick quotes, policy terms and documents at the click of a mouse. Clients can choose which properties to insure up to 32.5 million per location, with exposure mapping to help them assess their risks. Other benefits include: choice of policy limits client reports available online select your own commission Direct Debit premium payment. Risks covered include: property damage public liability threat cover personal accident business interruption, loss of rent and increased cost of working (ICOW). Additional benefits available to small professional companies include: minimum policy premium of 50 automatic acquisition 72-hour single loss period experienced underwriters available if needed. Professional Liability Claims for loss or injury can be a big strain on any business. We can help your clients manage these risks with policies specifically designed for UK-based companies, all available online through Angel Underwriting s online platform. Professional Indemnity We offer Professional Indemnity cover across a range of disciplines including information technology, accountancy and construction, with broad terms and options such as claim limits available. Cover includes work in most countries outside the UK. Directors & Officers Liability Our policies cover directors and officers in all kinds of organisations, from start-up businesses and limited liability partnerships to residents associations, charities and social enterprises. We include professional liability exposure in the US, with extensions available for corporate liability and employment practices. Professional Package We also offer multi-line coverage for small white collar clients, including public and products liability, employers liability, office contents, portable equipment and business interruption. Please note: Angel terrorism cover may not be available in all circumstances. Go to angelunderwriting.com for more information.

8 To find out more, please get in touch with your UK regional Catlin or Angel representative: North Matt Blake Tel: Midlands Janine Bowler Tel: South Alastair Sambrook Tel: Angel Underwriting Gary Green Tel: Alternatively please visit Catlin.com or angelunderwriting.com Printed on recycled material. G024/20/UK/0814