Glovista Global Perspectives

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Issue 65 May/15 Monthly Newsletter for Global Investors Glovista Global Perspectives This issue : S&P Sector Performance P.2 Ccy and Cmdty Performance P.3 Important Interest Rates P.4 Carlos Asilis, Ph.D. Tel: (305) 333 0012 Carlos.asilis@glovista.net Darshan Bhatt, CFA, CMTTel: (212) 336 1542 Darshan.bhatt@glovista.net Alberto Pagan-Matos, CFATel: (212) 336 1540 ext 114 Alberto.Pagan@glovista.net Bond Markets Sell Off Sharply in May; Glovista Cuts Equities and Raises US Dollar Long Dated High Grade Bond Exposures; EM Asia Equities Allocation Raised Further Over the past several weeks, developed country government bond markets have sold off sharply (Figure G- 1). The sell-off has centered at the long end of the interest rate curve (Figure G-2). In our view, the recent bond market sell-off has been fueled primarily by the normalization of inflation expectations and term premium levels in Europe (Figure G-3) as opposed to market participants reassessment of the terminal policy rate levels in the USA or Europe (Figure G-4). The recent bond market sell-off carries important global macro and market implications. The rest of this monthly column addresses some of these implications. These range from the direction of the US Dollar to the heightened potential for negative price pressures impacting risk markets, including equities, commodities and credit. The potential for said pernicious price pressures on risk markets is increased by growing concerns over an extended period of anemic productivity growth in the developed world. Country wise Monthly Performance in USD terms (April 2015) Russia China Brazil Emg Mkts UK Japan USA India -6.6% 0.8% 3.5% 7.5% 6.5% 17.3% 16.7% 16.3% -15% -5% 5% 15% 25% Source: MSCI & Bloomberg

Figure G 1. Developed Country Bonds Sell Off Sharply in May 1.50 3.00 S&P500 Monthly Sector Performance April 2015 1.20 0.90 2.70 2.40 Sectors % Change FY1 PE Ratio 0.60 2.10 Energy Materials 6.56% 3.07% 32.91 18.37 0.30 1.80 Industrials Cons Disc 0.08% 0.09% 16.34 19.77 0.00 Jun 14 Jul 14 Aug 14 Sep 14 Oct 14 Nov 14 Dec 14 Jan 15 Feb 15 Mar 15 Apr 15 1.50 Cons Stap 0.97% 20.12 Germany Generic 10 Year Rate US Generic 10 Year Rate (RHS) Technology 2.28% 16. 81 Healthcare Financials Utilities Telecom 1.41% 0.08% 0.49% 4.68% 17.88 14.29 16.51 13.95 S&P500 0.85% 17.71 Figure G 2. Recent Bond Market Sell Off Led by Spike in Long Term Bond Yields (Table Below Outlines the Changes in Yields Across the German Curve Between Recent Low and Recent High) Generic German Rates Level on April 17 th Level on May 13 th 2 Year 0.27% 0.19% 2 Year Rate 0.08 Source: S&P 10 Year 0.08% 0.72% 10 Year Rate 0.65 30 Year 0.48% 1.40% 30 Year Rate 0.92 0 0.2 0.4 0.6 0.8 1 Selected Macro and Market Implications Likely to Result from the Ongoing Bond Market Sell Off Period In our view, the recent bond market sell-off carries potentially significant macro and market implications, including the following: Heightened potential for a risk-off period to ensue across asset markets as the sharp spike in bond market volatility that has accompanied the recent market sell-off carries the potential to fuel a contagion-like effect on other asset classes for which implied volatility levels signal investor complacency (Figure G-5). 2

Figure G 3. Rise of Inflation Expectations Accompany Sharp Rise in 10 year German Bund Yields during Recent Sell Off 1.50 2.5 April'15 April Change Gold 1184.37 0.1% Silver 16.1483 3.1% Oil 59.63 25.3% EUR 1.1224 4.6% JPY 119.38 0.6% GBP 1.5351 3.6% CHF 0.9324 4.1% CAD 1.2077 4.8% AUD 0.7905 3.9% BRL 3.0145 5.7% MXN 15.3505 0.6% the recent upturn in relative economic momentum between the USA and Europe after a multi month long period of relative strength for Europe versus the USA may reinforce the case for a resumption of the US Dollar bull trend. 1.20 0.90 0.60 0.30 0.00 Sep 14 Oct 14 Nov 14 Dec 14 Jan 15 Feb 15 Mar 15 Apr 15 Generic German 10 Year Rate Germany 5Y5Y Forward Breakeven (RHS) Figure G 4. Market Expectations of Terminal US Federal Funds Policy Rate Remain Unchanged Throughout Recent Bond Market Rout 3.50 3.20 2.90 2.60 2.30 2.3 2.1 1.9 1.7 1.5 1.80 1.60 1.40 1.20 1.00 2.00 Sep 14 Oct 14 Nov 14 Dec 14 Jan 15 Feb 15 Mar 15 Apr 15 0.80 Generic US 30 Year Rate Yield of Fed Funds Futures Dec 2016 (RHS) Potential for a near-term resumption of the US Dollar bull trend that began in July 2014 as a result of the sharp rise in market volatility which is historically positively correlated with the US Dollar index. Moreover, the recent upturn in relative economic momentum between the USA and Europe after a multi-month long period of relative strength for Europe versus the USA may reinforce the case for a resumption of the US Dollar bull trend (Figure G-6). In addition, over the past two months much of the US Dollar s overbought status (from the perspective of speculators sentiment and positioning) has been worked off, further reinforcing the likelihood of resumption of the US Dollar s bull cycle. 3

Figure G 5. Spike in Bond Market Volatility May Fuel Catch Up Rise in Equity Volatility, Unleashing a Risk Off Period Across Other Asset Markets 100 30 Rates April 30 th Level 1 Yr CD 0.62% 5 Yr CD 1.45% 30 Yr Jumbo 4.06% Mortgage 5/1 Jumbo Mortgage US Govt. 10 Year 10 Yr Swap Spread 3.6% 2.03% 9% 90 80 70 60 50 Jun 14 Jul 14 Aug 14 Sep 14 Oct 14 Nov 14 Dec 14 Jan 15 Feb 15 Mar 15 Apr 15 Merrill Lynch Option Volatility Estimate Move Index Vix Index (RHS) 26 22 18 14 10 Source: BOFA Merrill Lynch and Bloomberg Potential for the recent spike in longterm bond yields, if sustained, to fuel a further acceleration of downward revisions to estimates of long term global economic growth potential as overall net indebtedness levels remain elevated. Figure G 6. US Economic Momentum No Longer Weakening versus Europe s, Likely to Support a Durable Resumption of US Dollar Bull Trend 50 25 0 25 50 75 Jun 14 Jul 14 Aug 14 Sep 14 Oct 14 Nov 14 Dec 14 Jan 15 Feb 15 Mar 15 Apr 15 80 60 40 20 0 20 40 60 80 Citigroup Economic Surprise Index USA (LHS) Citigroup Economic Surprise Index Euro Zone (RHS) Source: Citigroup Global Markets Potential for the recent spike in long-term bond yields, if sustained, to fuel a further acceleration of downward revisions to estimates of long-term global economic growth potential as overall net indebtedness levels remain elevated. These pernicious dynamics flourish at this stage largely on the back of the multi-year long period of quantitative easing in the USA and the UK together with measures of a declining output gap in much of the developed world at a time when the productivity growth is weak and labor force participation anemic. 4

the Glovista investment team has implemented a number of portfolio rebalancing actions over the past several weeks, entailing the following: reduction in overall equity market exposure with the exception of Emerging Asia equities; sustained underweight allocation to commodities, including a cut in allocations to soft commodities, and; increased exposure to long dated US Dollar high grade corporate debt. Potential for overshooting in long-term bond yields following the recent bond market sell-off period as convexity selling by institutional investors and front-loading of debt issuance by corporations unfolds. These two technical factors appear to have been present in the marketplace these past several weeks as a large number of high grade debt issues have come to market, likely as a result of corporate treasurers and CFOs intent to complete their funding programs ahead of the rate hike by the US Federal Reserve and the consequent rise in volatility that most investors expect following the first interest rate hike in 9 years. In reviewing some of the likely macro and market implications listed above, it is clear that some of these carry the potential of serving as correcting, at least partially, the recent blow-up in long-term bond yields. For example, a strengthening US Dollar amounts to a tightening of US financial conditions. That the US economy is the world s largest and one of the key contributors of the current world economic expansion implies that a tightening of US financial conditions reinforces the disinflationary effects of weaker commodity prices. Against such backdrop, we expect a significant retracement in the recent rise of longterm bond yields given (a) that the European economy s output gap is notably larger than the US or the UK; (b) the ECB s commitment not only to continue but to intensify its quantitative easing program, and; (c) the payback effects in bond yield movements that are likely to result from the normalization of the temporary technical bond market dynamics noted in the above paragraph. Glovista Lowers Overall Equity Exposure, Sustains Minimal Commodity Market Allocations and Raises Exposure to Long dated US Dollar High Grade Corporate Debt As a result of the above mentioned considerations, suggesting a heightened potential for the entry into a risk-off period across all asset classes including equities, the Glovista investment team has implemented a number of portfolio rebalancing actions over the past several weeks, entailing the following: reduction in overall equity market exposure with the exception of Emerging Asia equities; sustained underweight allocation to commodities, including a cut in allocations to soft commodities, and; increased exposure to long-dated US Dollar high grade corporate debt. As for the above mentioned rebalancing in favor of increased exposure to long-duration US Dollar high grade corporate debt, such action reflects a number of considerations including: our more constructive stance towards the US Dollar; our assessment that the recent pullback in long-term yields has unlocked value in that space given our continued expectation for long-term US nominal GDP growth in the vicinity of 2.5 percent (the result of productivity, labor force and core PCE growth rates). Moreover, we believe the recent pullback in long-term yields has been exacerbated by US corporates decision to front-load their funding programs ahead of the Federal Reserve s first rate hike later this year (expected to be in September), as well as the well-known convexity selling of bond duration fueled by the large sized sell-off in bond prices witnessed since the beginning of April. Prior bond market cycles remind us that such technical dynamics are likely to fuel self-correcting adjustments as the Federal Reserve s first rate hike approaches. 5

Disclaimers: 1. This newsletter from Glovista is for information purposes only and this document should not be construed as an offer to sell or solicitation to buy, purchase or subscribe to any securities. 2. This document is for general information of Glovista clients. However, Glovista will not treat every recipient as client by virtue of their receiving this report. 3. This newsletter does not constitute a personal recommendation or take into account the particular investment objectives, financial situations, or needs of individual clients. The securities discussed in this document may not be suitable for all investors. 4. The price and value of investments referred to in this newsletter and the income arising from them are subject to market risks. Past performance is not a guide for future performance 5. Certain transactions including those involving futures, options, and other derivatives as well as non-investment grade securities give rise to substantial risk and are not suitable for all investors. Please ensure that you have read and understood the current risk disclosure documents before entering into any derivative transactions. 6. This newsletter has been prepared by Glovista based upon publicly available information and sources, believed to be reliable. Though utmost care has been taken to ensure its accuracy, however, no representation or warranty, express or implied, is made that it is accurate or complete. 7. The opinions expressed in this newsletter are subject to change without notice and Glovista is under no obligation to inform the clients when opinions or information in this report changes. 8. This newsletter or information contained herein does not constitute or purport to constitute investment advice and should not be reproduced, transmitted or published by the recipient. This document is for the use and consumption of the recipient only. This newsletter or any portion thereof may not be printed, sold or circulated or distributed without the written consent of Glovista. 9. Forward-looking statements in this newsletter are not predictions and may be subject to change without notice. Neither Glovista nor any of its directors, employees, agents or representatives shall be liable for any damages whether direct or indirect, incidental, special or consequential including lost revenue or lost profits that may arise from or in connection with the use of the information included in this newsletter. 1 Evertrust Plaza Suite 1102 Jersey City NJ 07302 Tel: 212 336 1540 Website: www.glovista.net 6