Compliments Card. Modern and innovative alternative to gift vouchers or cash prizes and bonuses

Transcription

1 Compliments Card Modern and innovative alternative to gift vouchers or cash prizes and bonuses

2 International and local presence World leader in prepaid services: Activ 40 countries, on 5 continents 38 milion users clients companies and public institutions 1,3 milion afilliated partners employees In Romania, national leader in prepaid vouchers services: client companies 1,5 milion users The largest affiliated network: units Market share leader with 39% 2

3 About us Edenred plays a pivotal role in a relationship that benefits everyone, encourages interaction and fosters strong, trusting ties. Request redemption Edenred Design & Management Sell the solution AFFILIATES Enjoy the assurance of higher revenue, improved customer retention and secure transactions. CUSTOMERS Companies and public sectors can choose from a range of simple, efficient, personalized solutions. Exchange the card or voucher for goods and services BENEFICIAIRIES Appreciate the simplicity and convenience of service cards and vouchers in making their lives easier and increasing their purchasing power. Distribute purposedirected purchasing power via a card or voucher 3

4 Solutions Making life easier for employees Optimizing expense management Edenred offers innovative solutions to companies that want to make their employees lives easier in a number of areas, including food, transportation, healthcare and training. Edenred offers simple solutions for companies that want to manage employee business expenses more efficiently, transparently and cost effectively. EMPLOYEE EXPENSE BENEFITS MANAGEMENT Motivating rewarding performance Edenred offers personalized solutions to companies looking for ways to incentivize employees and teams, improve sales force performance and nurture more loyal customers relationships INCENTIVE AND REWARDS MANAGEMENT OF PUBLIC SOCIAL PROGRAMS Supporting the management of public social programs Edenred offers secure solutions to enable public authorities and institutions to distribute public funds to constituents for a specified purpose, such as the purchase of food or education 4

5 International expertise - cards France UK South Africa Brasil sau Germany Poland Benelux 5

6 About Compliments Card Standard Simple, modern, innovative Compliments card is the first prepaid card exclusively addressing companies, developed by Edenred on MasterCard s platform, its operation is similar to that of a regular debit card. Compliments card is the modern alternative to gift vouchers or prizes and bonuses in cash or in kind Can be used for payments in a network of over 3,000 merchants covering all segments of interest, from grocery stores to gift shops, clothing, footwear, IT & C, cosmetics and beauty, travel agents etc. Can only be used for POS Payment or purchases in virtual stores on the internet It does not require a bank account, eliminating the costs and formalities for management of an account Compliments card is available in either preloaded once (can no longer be used when the amount preloaded is spent) and the rechargeable version, whenever is required Compliments standard cards can be personalized with name and surname of the user, company name, message, logo of clients choice 6

7 Destination of Compliments card Compliments card successfully completes the package of employee benefits of the companies, bringing added value to the process of incentive and rewarding. May be granted for major holidays of the year - Easter, Christmas, June 1 st and March 8 th, as a flexible and stylish gift that ensures memorability of the offered gift Compliments card is a step forward also when used for marketing purposes or protocol, being an attractive incentive, elegant and easy to spend Reward and motivate customers, suppliers or business partners Awards during contests (promotions for retailers, promotional campaigns with prices programs, incentives for sales force and distributors, customer loyalty programs or employees) 7

8 . Compliments system Reguest for refund Electronic money issuer Electronic money & cards delivery Merchants Refund Reinbursment by MasterCard network and accepting bank Payment Clients: Companies & Organizations Cards usage Users Cards distribution 8

9 Fiscal treatment When provided for the benefit of minor children of employees at Christmas, Easter, June 1 st, or to the benefit of female employees with the occasion of March 8, to a maximum amount of 150 lei, Compliments cards are not due to any income tax or social security contributions, health insurance contributions and unemployment insurance contributions either at employee level, nor at the employer, in accordance with Law 571/2003 regarding the Fiscal Code Granted for marketing contests as prizes worth up to 600 lei / prize / day are exempt from income tax Under Article 77 of the Tax Code Under the Tax Code, any expenditure incurred for sales promotion on new or existing markets qualify as marketing expenses and are 100% deductible for tax purposes. Depending on the receiver, this rewards may or may not be under the obligation to calculate and pay income tax of 16% For rewards to individuals in any other situation than marketing contests, there are bound from calculation and withholding tax of 16% For rewards to businesses, in any event, there is not the obligation to pay any tax 9

10 The advantages of Compliments card Safety and ease of use - Compliments card can be used as a normal debit card (it has a magnetic strip), and each transaction is approved by the customer by entering the PIN code Can be used for purchases in virtual partner shops on the Internet Provides access to special offers via partner stores through Beneficio Club Flexibility - Compliments card can be reloaded or loaded once, anonymous or personalized with name of the beneficiary, adapting perfectly to the needs of your company Logistical advantages - Compliments rechargeable cards can be loaded each time you want to surprise your employees or collaborators, escaping periodic distribution of gift vouchers or goods in kind. Thus you benefit from financial and time savings Fast delivery - Compliments cards will be delivered to the office or premises of your company Maximum security - Compliments cards are produced using the same security features as any debit card Extensive partner network and continously expanding - Compliments card is accepted at over 3,000 outlets across the country 10

11 Compliments Co-branded card Compliments Co-branded prepaid card is the first fully customizable, exclusively addressed to companies in Romania. Allowing complete customization in terms of branding, Compliments Co-branded offers the perfect solution for implementing differentiation and innovation for: promotions for retailers promotional campaigns with prizes Incentive programs for sales force and distributors customers or employees loyalty programs Compliments co-branded card is 100% customizable in terms of visuals and communication kit (cover letter, envelope and flyer), in accordance with: Client s branding Addressability The objectives of the campaign in which is included Compliments Co-branded has the flexibility of a cash prize, but its added value consists in the memorability of a gift well chosen and the effectiveness of a communication channel with the customer s own brand. For professionals in marketing and advertising we created an interactive online application, through which you can easily customize the cards you order for a optimum degree of brand awareness 11

12 Compliments Co-branded card Elegant solution for incentives and communication that helps to: Increase sales through incentives to the sales and distribution force Improve your service standards Create loyalty of customers and business partners Increase motivation and engagement by rewarding participants in studies, market research and focus groups Improve productivity and performance Direct promotion to cards beneficiaries through customized kit - card, cover letter, envelope and flyer 12

13 Compliments afiliated network Parteneri online: prin intermediul

14 Edenred Romania SRL Calea Şerban Vodă, nr.133 Sector 4, Bucureşti Tel: