CREDIT CARD PROCESSING AND MERCHANT SERVICES

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1 CREDIT CARD PROCESSING AND MERCHANT SERVICES provides credit card processing and merchant services for a wide range of business types - including retail, e-commerce, professional services, restaurants, non-profit organizations and many more. will provide your business with everything it needs to start accepting credit cards today - including a merchant account and the proper processing equipment or software designed to improve efficiency and increase your bottom-line profitability. Why Use for Credit Card Processing? The most competitive rates on your credit card processing fees 12 Hour Funding on Visa, Mastercard, Discover and American Express No Start up Fees - No Application Fees, No Conversion Fees and No Hidden Fees All of our products and programs are certified PCI DSS compliant to protect against fraud and data theft. Seamless Integration with Quickbooks Software 24/7 Customer Support is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA. American Express may require separate approval.

2 OUR RATES ARE UNBEATABLE AND THERE ARE NO HIDDEN CHARGES We can often save businesses 10% to 40% on their overall bill for processing credit cards If you already accept credit cards, WE GUARANTEE to save you a significant $$ sum over any other credit card processor or WE WILL GIVE YOU $500. It s that simple!!! Accept payments by Credit Cards, Check Cards, Debit Cards, Fuel Cards and EBT Custom Check Programs - Check Conversion and Check Guarantee Gift Card Programs - Prepaid Gift Cards, Loyalty and Rewards cards Merchant Cash Advance Services loans against your future credit card sales Point-of-Sale POS - Terminals and Software Solutions Become PCI DSS compliant to protect against fraud and data theft is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA. American Express may require separate approval.

3 ACCEPT PAYMENT BY CREDIT CARDS will help you setup a merchant account allowing you to accept payment by credit cards, debit cards, check cards, fuel cards and EBT cards. Application and setup is simple, fast and easy. Transactions are authorized in seconds and the funds are deposited into your bank account in as little as 12 hours. Additional features such as online account reporting are available so you don t have to wait until the end of the month for your merchant statement. CHECK CONVERSION AND CHECK GUARANTEE Say Yes! to checks. has developed a program that makes accepting checks as easy as accepting credit cards. The funds will be deposited into your bank account within 48 hours and you will no longer have to make those long trips to the bank to deposit the checks. We can customize a check conversion program specifically for your business needs with features such as a guarantee against bad checks and stop payments, and the ability to accept checks by phone, by fax, online or in person. We even have a program for businesses that receive checks by mail and desire the ability to scan and deposit the checks with a check reader in the convenience of their office and not have to make any trips to the bank. GIFT AND LOYALTY CARD PROGRAMS Gift and Loyalty cards are now economical enough for all merchants to offer their customers. will customize a Gift and Loyalty card program for your business, offering you a great opportunity to increase sales, increase customer loyalty and enhance your business brand. Gift cards can be loaded with any dollar amount and work like credit cards. They offer greater customer retention, repeat business, increased cash flow, additional revenue streams from unredeemed value left on cards and are great to use for refunds on returned items. Gift cards are also more secure and easier to manage than paper gift certificates. We have predesigned templates available that allow you to just add your custom logo and custom wording. The setup process is very simple, the gift card packages are delivered to your business in a matter of days and transaction processing is easier that ever. You can start with an introductory package of as few as 30 gift cards and you are under no obligation to order more. MERCHANT CASH ADVANCE SERVICES Do you need money for inventory, cash flow, expansion or advertising? Convert your future credit card receivables into cash you can use today! has a merchant cash advance program that offers working capital to businesses just like yours. Get the cash you need with a simple application and fast funding, with no collateral or personal guarantee required and no restriction on how you use your money. Once approved, the money is wired to your bank account within 48 hours. is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA. American Express may require separate approval.

4 CREDIT CARD PROCESSING RATES & FEES has developed payment processing programs for Retail Merchants, Phon Order Merchants, and internet E-Commerce Merchants as listed below. These rates apply to Mastercard, Visa and Discover Card transactions only. The rates for American Express transactions range from 2.30% to 3.50% depending on the type of Merchant. In addition to our listed programs, we are able to customize a program to fit the specific needs of any Merchant. Our bottom line goal is to offer great rates, give outstanding customer service and provide 12-Hour funding with no setup, application or reprogramming fees for a merchant account. $500 WE WILL BEAT YOUR RATES GUARANTEE Retail / Swiped Card Rates (Credit Card is Present) Qualified Rate as low as 1.49% Internet E-Commerce Rates (Online Transactions) Qualified Rate as low as 1.89% Phon Order / Keyed-In Rates (Credit Card is not Present) Qualified Rate as low as 1.99% WIRELESS MERCHANT PROGRAM Setup Fee $25.00 Monthly Fee $15.00 Transaction Fee $ 0.10 Payment Terminals and Point-of Sale Equipment We have a large selection of Credit Card Terminals and Software Solutions and we are able to provide Customized ECR and POS Systems for Restaurants, Pharmacies, Retailers, Wholesalers, Supermarkets and all other Merchant types. Terminal - T7 Plus $ Terminal - VX 510 $ Terminal - VX 510-Gift Card $ Terminal - FD50 $ Dual Mode Terminal - i5100 $ Pin-Debit Pad - PP1000SE $ Pin-Debit Pad - P1300 $ Check Reader $ Check Scanner - CR1000i $ Wireless Terminal i7910 $ Wireless Terminal N8020 $ Internet Payment Gateway Online Virtual Terminal / Shopping Cart Setup Fee $25.00 Monthly Fee $15.00 Transaction Fee $ 0.10 is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA. American Express may require separate approval.

5 MERCHANT PRE-APPLICATION Place X in appropriate box Corp LLC Sole Proprietorship Partnership Non Profit Legal Name of Business DBA Name (if applies) Business Address: Mailing Address: Business Phone: Fax: Contact Name: Cell Phone: Address: Website Address: Type of Business (Be Descriptive) Age of Business: Federal Tax ID# Estimated Credit Card Sales Volume per Month: $ Estimated Average per Credit Card Sale (Amount): $ Principle #1 Ownership% Owner Name: Owner Home Address: Owner Date of Birth: Owner Home Phone: Social Security Driver License #: State Principle #1 Ownership% Owner Name: Owner Home Address: Owner Date of Birth: Owner Home Phone: Social Security Driver License #: State is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA. American Express may require separate approval.