Edenred solutions. AGE-Platform Europe Annual Thematic Conference Toward an age-friendly EU by
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1 Edenred solutions AGE-Platform Europe Annual Thematic Conference Toward an age-friendly EU by
2 Edenred activity Edenred designs, develops and manages services vouchers According to the needs of public authorities On the basis of a national or local legal framework Carrying a right to receive some predeterminded goods or services in a network of affiliated providers In fields such as nutrition, care, transport, culture and sport Benefiting from a tax relief Beneficiaries of these solutions can be : - Citizens with specific needs (elderly people, disabled people, low income citizens, etc.) - Individuals in the course of employement
3 How does it work? Refund claim Solution, conception & management Active presence in 40 countries Refund Financing REGISTERED SERVICES PROVIDERS PUBLIC AUTHORITIES EMPLOYERS Companies or Public Institutions Service use EMPLOYEES 32 millions daily users Service distribution 3
4 Services vouchers drive benefits for all stakeholders Companies: Employees & Citizens: Better productivity Organizations gain in productivity and well-being Benefiting from tax and social welfare exemptions Budget control and no administration Easy to manage and to distribute A dedicated tool (guarantee of the destination of the allocated funds) Enhancing quality of life Greater purchasing power for specific needs Simple and rapid use Access to a qualified and professional network Freedom of choice in the affiliated network Service providers: Sharing benefits Regular income Development of client loyalty Simple registration process Formalizing sector and economy State: Macroeconomic impacts Job creation (Increasing demand => Increasing supply) Turn informal economy into a formal activity providing tax revenue for the State Increased revenue through tax (The loss incurred by the tax exemptions given to the allowances is offset by the increased tax revenue generated by the additional activity, the job creation and the identification of new tax payers) 4
5 Focus on the Ticket CESU (France) Purpose of the programme: The Chèque Emploi Service Universel (CESU) was created by the French government in 2005 to: fight against informal employment promote job creation (goal of jobs in 3 years) and to encourage the development of home services improve quality in this sector This voucher is distributed for two very different uses: HR CESU: direct assistance for employees Social CESU : a means of distributing social benefits The CESU enables the beneficiary to have access to : -Family services: childcare IT assistance, administrative assistance : 6% of paid hours, employees (without childminders) -Home services: housework, gardening, preparing meals and doing the shopping : 34% of paid hours, employees -- Services for elderly, dependents and disabled people (except medical care): assistance, nursing, transport assistance : 60% of paid hours, employees tax exempted for both employer and employee : Key figures: In 2011, 3.4 million households were using personal and household services, ie 13% of French households jobs created since
6 Focus on training vouchers (Belgium) The Opleidingscheque voor werknemers was created by the Flemish Region in 2003 Purpose of the programme: To boost the adaptability of workers to the market giving them the possibility to develop their skills Legal framework: The Flemish region finances 50% of the vouchers : that is to say 50% of the fees to participate to a training The beneficiary has to : - be employed in Brussels or in the Flemish region - live in the EU Unemployed people, students, and self-employed workers are not eligible and can t benefit from the training vouchers. Vouchers give access to: -trainings within a network of registred training centers controlled by the Flemish region - in a vary wide range of specialities, for instance : florist, beautician, IT, danse, music, languages, administration and marketing, etc. Beneficiaries can use these vouchers for a maximum amount of 250 euros per year (each voucher is valid for a 16 months period). 6
7 Focus on the childcare voucher (UK) Objective of the government (1989): To encourage parents to work To involve the employers in the worklife balance of their employees Legal context: Childcare vouchers are Tax and national Insurance exempted Use of childcare vouchers : The employee s child must be under 16 years Childcare vouchers providers are required to be registered Childcare vouchers give access to : -Home based care such as childminders, nannies and au pairs -Pre-school care such as nursery schools, play schools and crèches -Care for older children such as out of school clubs (breakfast clubs, afterschool clubs) and holiday clubs Key figures : -700,000 families has used childcare vouchers since Approximately 450,000 individuals from companies were using childcare vouchers to afford childcare in The childcare workforce increased 21 % to 275,000 between 1997 and
8 Any questions? Thank you If you wish to make any comment after the workshop, you can me any time : Delphine Chilese-Lemarinier European Affairs Delegate Delphine.chilese@edenred.com
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