Internet and Social Media Solicitations: Wise Giving Tips

Size: px
Start display at page:

Download "Internet and Social Media Solicitations: Wise Giving Tips"

Transcription

1 Internet and Scial Media Slicitatins: Wise Giving Tips Charities use a wide variety f methds t slicit charitable dnatins. New and pwerful technlgies utilize nt just the internet and , but als scial media and mbile phnes. Tday, a vlunteer can create a fundraising page and start sliciting n behalf f a charity in minutes. S, t, can a fraudster. T help charities and fundraising platfrms understand their rights and bligatins in this rapidly evlving fundraising envirnment, and t help dnrs make wise giving decisins, the Office f the Attrney General ffers the fllwing tips. - Tips fr charities [page 2] - Tips fr dnrs [page 4] - Tips fr fundraising platfrms [page 6]

2 2 CHARITIES Charitable fundraising can be cnducted nline in numerus ways: a charity can cnduct a fundraising campaign thrugh its website, scial media pages, s, r it can use a third-party fundraising platfrm t crwdfund a specific prject r campaign; a charity s supprters can fundraise thrugh s, scial media, r by initiating a peer-t-peer fundraising campaign thrugh a fundraising platfrm; r dnrs can search fr charities pre-listed n fundraising platfrms and make a dnatin withut the invlvement f the charity. N matter hw charitable dllars are raised nline, charities shuld keep these tips in mind: PROTECT YOUR BRAND! Defend yur charity s reputatin, brand, and fundraising strategy. Yur charity has the right t cntrl the use f its name and brand. Yur charity may want t establish a plicy as t wh can fundraise n its behalf and the prcess t receive authrizatin. In Cnnecticut, an individual supprter must get written cnsent frm a charity befre he r she uses its name when fundraising. If yur charity gives cnsent, fllw up with the supprter t verify that yur charity received all dnatins. Research yur charity s nline fundraising presence. It may be mre extensive than yu knw: Third-party fundraising platfrm websites prvide charities an pprtunity t cnnect with dnrs and fundraise nline, and allw individual supprters t raise funds fr their favrite causes thrugh peer-t-peer fundraising. Sme fundraising platfrms acquire a database f all tax-exempt charities and allw supprters t initiate peer-t-peer fundraising, even withut the charities knwledge. Find ut wh is fundraising fr yur charity and what infrmatin and representatins they are making n yur behalf. If yur charity wants t receive funds frm a fundraising platfrm that has yur charity pre-listed in its database, cntact the fundraising platfrm and claim wnership f yur charity s presence n that website, s the site has the crrect cntact and bank accunt infrmatin. If yur charity des nt want t be assciated with a fundraising platfrm, cntact them t request that they remve yur charity frm the website. When deciding t use a fundraising platfrm website, a charity shuld research the fllwing issues: What fees will the website deduct frm each cntributin? Will a charity be prvided with its dnrs infrmatin? Hw will the website use a charity s dnrs infrmatin? Is a privacy plicy in place? When will cntributins be depsited int a charity s bank accunt/mailed t the charity? Slicitatin laws in sme states require funds t be depsited in the charity s bank accunt within a few business days. What happens t cntributins that dn t meet a certain threshld amunt? What steps are being taken by the website t prevent slicitatin fraud?

3 3 What kind f accunting will the website prvide t a charity? If questins arise, what prcedures are available fr the charity t challenge the accunting? Cntact the fundraising platfrm and Office f the Attrney General if yu suspect any slicitatin fraud. By fllwing these tips, yur charity can fundraise smartly and safely nline.

4 4 DONORS Online fundraising allws dnrs t give t numerus causes with the click f a buttn. T help make an infrmed decisin n hw t dnate nline, dnrs shuld be aware f the fllwing: Make sure yu are dnating t a legitimate charity: If yu receive an r text message asking fr a dnatin, cnfirm that the request is frm the charity, and nt an impster, by cntacting the charity r visiting its website. Yu can als check ut the fllwing resurces t learn mre abut specific charities: State f Cnnecticut Department f Cnsumer Prtectin, IRS Select Check, BBB Wise Giving Alliance, Charity Navigatr, GuideStar, and Fundatin Center. Be cautius f lk-alike websites. These fraudulent websites will ften ask fr persnal financial infrmatin r may dwnlad harmful malware int yur cmputer. Watch ut fr charities with names that sund similar t well-knwn rganizatins. Smetimes these sund-alike names are simply intended t cnfuse dnrs. Dn t assume that charity recmmendatins n Facebk, blgs, r ther scial media have already been vetted. Research the charity yurself. Peer-t-Peer Fundraising: Individual supprters, like yurself, can raise mney fr charities thrugh peer-t-peer fundraising campaigns. Supprters can set up fundraising pages n fundraising platfrm websites t raise mney frm friends and family members fr their favrite cause. If yu want t set up a peer-t-peer fundraising page, please cntact the charity befrehand t get permissin t use its name and t make sure the representatins yu make n yur page are crrect. If yu want t make a dnatin n a peer-t-peer fundraising page, first make sure that yur dnatin is ging directly t the charity and nt the individual supprter. Additinal tips: Find ut what percentage f yur dnatin will g t the charity and whether yu will be charged any fees fr making a dnatin thrugh the fundraising platfrm website. Find ut what the website will d (if anything) with yur persnal infrmatin; be wary f websites that d nt prvide a privacy plicy. Be cautius when cnsidering giving t newly frmed charities since they wn t have a track recrd that yu can take int cnsideratin. Be extra vigilant when dnating nline in the wake f natural disasters r natinal tragedies. Sme charities are frmed shrtly thereafter and may have the best f intentins; hwever, an existing charity is mre likely t have the sund management and experience t quickly respnd t these situatins, and it will have a track recrd which yu can review.

5 5 Als, be aware f sham charities that pp up t take advantage f peple s genersity during these times. Yu may want t give t a specific prgram r purpse within a charity; fr example, disaster relief. If a website has a dnate buttn, see whether yu can designate a specific purpse fr yur dnatin. If yu can t, cntact the charity t be sure yur dnatin will be spent fr the purpses yu intend. Sme charities sell merchandise nline and claim that 100% f the prceeds will benefit the charitable purpse. But 100% f the prceeds des nt necessarily mean 100% f the sales price. Cntact the charity t ask hw much f each purchase it will receive. If they cannt give yu an answer, cnsider dnating anther way. If yu are cnsidering making a gift t an individual r family, instead f an established charity, please keep the fllwing infrmatin in mind: Ask the fundraiser whether there is a trust r depsit accunt established fr the individual s r family s benefit. Cntact the banking institutin t verify the existence f the accunt, and check lcally t cnfirm that there really is such a need. D nt give cash. Cntribute by check that is payable t the fund, nt t an individual, and mail directly t the fund. Cntributins earmarked fr relief f a particular individual r family are nt tax deductible, even if they are made t a qualified charitable rganizatin. Ask whether the charitable cntributin is tax deductible, and verify with yur tax advisr r the IRS. The fact that a charity has a tax identificatin number des nt necessarily mean yur cntributin is tax deductible. Ask fr a receipt shwing the amunt f the cntributin and stating that it is tax deductible. If yu wish t establish a fund t assist victims f a tragedy, be especially careful t respect the wishes f the victim s family and friends. The law requires that yu have written permissin t use the names r phtgraphs f any persn r rganizatin in yur fundraising appeals, and yu may als have t register with yur state charity regulatr befre any slicitatins ccur. Be specific and transparent abut hw the funds will help victims r their families and hw quickly cllected funds will be distributed. Be clear in yur fundraising appeal frm the beginning if there are multiple purpses fr the fund, such as funding future cmmunity needs related t the tragedy. Many dnrs give with the expectatin that all funds will be distributed quickly and slely t victims and their families.

6 6 FUNDRAISING PLATFORMS Online fundraising, especially peer-t-peer fundraising, is a relatively new methd f charitable fundraising. As a third-party fundraising platfrm, yu are giving charities and their supprters new pprtunities t cnnect with dnrs. T ensure that yu are acting t the maximum benefit f the charities and dnrs using yur website, fundraising platfrms shuld fllw these tips: Cnduct basic due diligence t discurage ptentially fraudulent uses f yur platfrm. Verify n the IRS website that a charity is tax-exempt and that cntributins are tax deductible. Cnfirm the charity s registratin status in the states in which it must register. Cnfirm that a persn claiming t wrk fr a charity is actually assciated with that charity. Verify that any bank accunt infrmatin is assciated with a charity, nt an individual. Obtain each charity s written apprval befre cllecting funds fr it. At least 38 states require express/written permissin frm a charity befre its name is used in cnnectin with a slicitatin. Educate the charities and their supprters wh fundraise n yur website. Prminently disclse what type f vetting, if any, takes place befre a charity can participate n yur website. Explain hw ften dnatins will be frwarded t a charity. Clearly state if there is a minimum amunt f cntributins required befre dnatins will be frwarded and what happens if that amunt isn t met. Be transparent abut any transactin fees and the prtin f a dnatin that actually reaches the charity. Prmptly remve any charity that asks t be remved frm yur website. Prvide cntact infrmatin n yur website specifically fr charities t ask questins r t reprt fraud. Establish and display a privacy plicy fr dnrs infrmatin and make sure any persnal r financial infrmatin yu cllect abut dnrs r charities is secure. Develp and fllw plicies and prcedures that can help yu detect mre sphisticated attempts at fraud. Review and test yur plicies and prcedures regularly and fix flaws as they becme knwn. Fundraising platfrms shuld als be aware f pssible legal requirements: Charitable fundraising laws vary frm state t state. Yu may be classified as an unregulated vendr, r a mderately regulated cmmercial c-venturer r prfessinal fundraising cnsultant r fund-raising cunsel, r a mre actively regulated cmmercial fundraiser r prfessinal slicitr. Make sure yu understand yur legal status and any crrespnding reprting r cntractual respnsibilities in each state that yu perate. If yu fall under the legal definitin f a prfessinal fundraising cnsultant r fund-raising cunsel r cmmercial fundraiser r prfessinal slicitr, make sure yur cntracts with the charities are in writing and include all f the language r disclsures required by state law.

7 Be cperative with charity regulatrs and law enfrcement if they cntact yu with basic questins abut hw yur fundraising platfrm wrks r with infrmatin abut a ptentially fraudulent user f the platfrm. 7

Key Steps for Organizations in Responding to Privacy Breaches

Key Steps for Organizations in Responding to Privacy Breaches Key Steps fr Organizatins in Respnding t Privacy Breaches Purpse The purpse f this dcument is t prvide guidance t private sectr rganizatins, bth small and large, when a privacy breach ccurs. Organizatins

More information

THE CITY UNIVERSITY OF NEW YORK IDENTITY THEFT PREVENTION PROGRAM

THE CITY UNIVERSITY OF NEW YORK IDENTITY THEFT PREVENTION PROGRAM THE CITY UNIVERSITY OF NEW YORK IDENTITY THEFT PREVENTION PROGRAM 1. Prgram Adptin The City University f New Yrk (the "University") develped this Identity Theft Preventin Prgram (the "Prgram") pursuant

More information

First Global Data Corp.

First Global Data Corp. First Glbal Data Crp. Privacy Plicy As f February 23, 2015 Ding business with First Glbal Data Crp. ("First Glbal", First Glbal Mney, "we" r "us", which includes First Glbal Data Crp. s subsidiary, First

More information

Personal Data Security Breach Management Policy

Personal Data Security Breach Management Policy Persnal Data Security Breach Management Plicy 1.0 Purpse The Data Prtectin Acts 1988 and 2003 impse bligatins n data cntrllers in Western Care Assciatin t prcess persnal data entrusted t them in a manner

More information

The Jackson Laboratory Third-Party Fundraising Guidelines

The Jackson Laboratory Third-Party Fundraising Guidelines The Jacksn Labratry Third-Party Fundraising Guidelines DEFINITION A Third-Party Fundraiser ( Fundraiser ) is defined as an rganizatin, crpratin, grup r individual raising mney fr The Jacksn Labratry (the

More information

Privacy Policy. The Central Equity Group understands how highly people value the protection of their privacy.

Privacy Policy. The Central Equity Group understands how highly people value the protection of their privacy. Privacy Plicy The Central Equity Grup understands hw highly peple value the prtectin f their privacy. Fr that reasn, the Central Equity Grup takes particular care in dealing with any persnal and sensitive

More information

Data Protection Policy & Procedure

Data Protection Policy & Procedure Data Prtectin Plicy & Prcedure Page 1 Prcnnect Marketing Data Prtectin Plicy V1.2 Data prtectin plicy Cntext and verview Key details Plicy prepared by: Adam Haycck Apprved by bard / management n: 01/01/2015

More information

AMWA Chapter Subgroups on LinkedIn Guidance for Subgroup Managers and Chapter Leaders, updated 2-12-15

AMWA Chapter Subgroups on LinkedIn Guidance for Subgroup Managers and Chapter Leaders, updated 2-12-15 AMWA Chapter Subgrups n LinkedIn Guidance fr Subgrup Managers and Chapter Leaders, updated 2-12-15 1. Chapters may nt have an independent grup n LinkedIn, Facebk, r ther scial netwrking site. AMWA prvides

More information

WHAT YOU NEED TO KNOW ABOUT. Protecting your Privacy

WHAT YOU NEED TO KNOW ABOUT. Protecting your Privacy WHAT YOU NEED TO KNOW ABOUT Prtecting yur Privacy YOUR PRIVACY IS OUR PRIORITY Credit unins have a histry f respecting the privacy f ur members and custmers. Yur Bard f Directrs has adpted the Credit Unin

More information

HIPAA Notice of Privacy Practices. Central Ohio Surgical Associates, Inc.

HIPAA Notice of Privacy Practices. Central Ohio Surgical Associates, Inc. HIPAA Ntice f Privacy Practices Central Ohi Surgical Assciates, Inc. THIS NOTICE OF PRIVACY PRACTICES (THE NOTICE ) DESCRIBES HOW HEALTH INFORMATION ABOUT YOU MAY BE USED AND DISCLOSED AND HOW YOU CAN

More information

Annuities and Senior Citizens

Annuities and Senior Citizens Illinis Insurance Facts Illinis Department f Insurance January 2010 Annuities and Senir Citizens Nte: This infrmatin was develped t prvide cnsumers with general infrmatin and guidance abut insurance cverages

More information

We Couldn t Do this Without You.

We Couldn t Do this Without You. EWB Campaign Leader Wrkbk Thank yu fr becming a EWB Wrkplace Campaign Leader!! Yu are in a psitin t drive incredible change in yur wrkplace and beynd. This kit is designed t help yu run a successful campaign.

More information

NSW FAIR TRADING. Real Estate Fraud Prevention Guidelines

NSW FAIR TRADING. Real Estate Fraud Prevention Guidelines NSW FAIR TRADING Real Estate Fraud Preventin Guidelines Real Estate Fraud Preventin Guidelines Cntents 1. Intrductin..... 2 2. Backgrund.. 2 3. The Law.. 2 4. Cmmissiner s Guidance.... 3 5. Prescribed

More information

FundingEdge. Guide to Business Cash Advance & Bank Statement Loan Programs

FundingEdge. Guide to Business Cash Advance & Bank Statement Loan Programs Guide t Business Cash Advance & Bank Statement Lan Prgrams Cash Advances: $2,500 - $1,000,000 Business Bank Statement Lans: $5,000 - $500,000 Canada Cash Advances: $5,000 - $500,000 (must have 9 mnths

More information

Process for Responding to Privacy Breaches

Process for Responding to Privacy Breaches Prcess fr Respnding t Privacy Breaches 1. Purpse 1.1 This dcument sets ut the steps that ministries must fllw when respnding t a privacy breach. It must be read in cnjunctin with the Infrmatin Incident

More information

National Australia Bank Limited Group Disclosure & External Communications Policy

National Australia Bank Limited Group Disclosure & External Communications Policy Natinal Australia Bank Limited Grup Disclsure & External Cmmunicatins Plicy Grup Disclsure & External Cmmunicatins Plicy Page 2 f 7 Grup Disclsure & External Cmmunicatins Plicy ( the Plicy ) 1. Overview

More information

The Ohio Board of Regents Credit When It s Due process identifies students who

The Ohio Board of Regents Credit When It s Due process identifies students who Credit When It s Due/ Reverse Transfer FAQ fr students Ohi is participating in a natinal grant initiative, Credit When It s Due, designed t implement reverse-transfer, which is a prcess t award assciate

More information

New in this release. Sphere 9.4.3.2 (October 2013)

New in this release. Sphere 9.4.3.2 (October 2013) New in this release Sphere 9.4.3.2 (Octber 2013) The fllwing client-facing changes were implemented: An issue that prevented certain Friends Asking Friends spnsrship levels frm appearing as ptins n the

More information

STUDIO DESIGNER. Accounting 3 Participant

STUDIO DESIGNER. Accounting 3 Participant Accunting 3 Participant Thank yu fr enrlling in Accunting 3 fr Studi Designer and Studi Shwrm. Please feel free t ask questins as they arise. If we start running shrt n time, we may hld ff n sme f them

More information

- Upfront fee of $ + GST - Ongoing fee commencing immediately after plan implementation of $20.00 + GST per fortnight.

- Upfront fee of $ + GST - Ongoing fee commencing immediately after plan implementation of $20.00 + GST per fortnight. Cntract f engagement This cntract f engagement is between FSB 4 Financial Limited (the adviser) and (the client). Purpse This cntract establishes the relatinship between the adviser and the client relating

More information

Getting Followers to Follow After a Sale

Getting Followers to Follow After a Sale Getting Fllwers t Fllw After a Sale 12 December 2014 Overview Scial media is a phenmenn that is gaining mmentum in ppularity by the day. Scial media prviders (SMPs) prvide services that allw users t interact

More information

Kentwood Police Department 4742 Walma Ave SE Kentwood, Michigan 49512 (616) 698-6580 http://www.ci.kentwood.mi.us REPORTING IDENTITY THEFT

Kentwood Police Department 4742 Walma Ave SE Kentwood, Michigan 49512 (616) 698-6580 http://www.ci.kentwood.mi.us REPORTING IDENTITY THEFT Kentwd Plice Department 4742 Walma Ave SE Kentwd, Michigan 49512 (616) 698-6580 http://www.ci.kentwd.mi.us REPORTING IDENTITY THEFT If yu are the victim f identity theft and ne f the fllwing cnditins are

More information

Data Protection Act Data security breach management

Data Protection Act Data security breach management Data Prtectin Act Data security breach management The seventh data prtectin principle requires that rganisatins prcessing persnal data take apprpriate measures against unauthrised r unlawful prcessing

More information

PRIVACY POLICY. This Privacy Policy describes how and when Pole Star USA, Inc. ( Pole Star ) collects, uses and

PRIVACY POLICY. This Privacy Policy describes how and when Pole Star USA, Inc. ( Pole Star ) collects, uses and PRIVACY POLICY This Privacy Plicy describes hw and when Ple Star USA, Inc. ( Ple Star ) cllects, uses and shares yur infrmatin when yu use Ple Star s NAO Clud Platfrm, which includes the Ple Star website

More information

WHAT SHOULD I LOOK FOR WHEN I BUY HEALTH INSURANCE?

WHAT SHOULD I LOOK FOR WHEN I BUY HEALTH INSURANCE? WHAT SHOULD I LOOK FOR WHEN I BUY HEALTH INSURANCE? The Maine Bureau f Insurance 34 State Huse Statin Augusta, Maine 04333 207-624-8475 r 1-800-300-5000 (in Maine) http://www.maine.gv/pfr/insurance Paul

More information

COPIES-F.Y.I., INC. Policies and Procedures Data Security Policy

COPIES-F.Y.I., INC. Policies and Procedures Data Security Policy COPIES-F.Y.I., INC. Plicies and Prcedures Data Security Plicy Page 2 f 7 Preamble Mst f Cpies FYI, Incrprated financial, administrative, research, and clinical systems are accessible thrugh the campus

More information

Internet and E-Mail Policy User s Guide

Internet and E-Mail Policy User s Guide Internet and E-Mail Plicy User s Guide Versin 2.2 supprting partnership in mental health Internet and E-Mail Plicy User s Guide Ver. 2.2-1/5 Intrductin Health and Scial Care requires a great deal f cmmunicatin

More information

FINANCIAL OPTIONS. 2. For non-insured patients, payment is due on the day of service.

FINANCIAL OPTIONS. 2. For non-insured patients, payment is due on the day of service. FINANCIAL OPTIONS 1. Fr thse patients wh carry dental insurance, all c-payments are due n date f service. We will file yur claim as a service t yu, and will d ur very best t maximize yur benefits. We accept

More information

Social Media Security Awareness for Business or Home Computing Users

Social Media Security Awareness for Business or Home Computing Users Scial Media Security Awareness fr Business r Hme Cmputing Users The purpse f all scial media sites, whether fr business r persnal use, is cmmunicatin, sharing, and smetimes cllabratin. The benefits f the

More information

Immaculate Conception School, Prince George Bring Your Own Device Policy for Students

Immaculate Conception School, Prince George Bring Your Own Device Policy for Students Bring Yur Own Device Plicy fr Students Purpse This plicy utlines the acceptable use f electrnic devices t maintain a safe and secure educatin envirnment with the gal f preparing students fr the future,

More information

Important 2015 Date!!! Our home swim meet The Ukiah Dolphins Soroptimist Swim Meet is the weekend of July 24 th.

Important 2015 Date!!! Our home swim meet The Ukiah Dolphins Soroptimist Swim Meet is the weekend of July 24 th. Thank yu fr yur interest in jining the Ukiah Dlphins! Here is ur registratin packet. Please read and fllw these imprtant guidelines as yu cmplete yur packet: Fill ut and turn in every part f the packet

More information

efusion Table of Contents

efusion Table of Contents efusin Cst Centers, Partner Funding, VAT/GST and ERP Link Table f Cntents Cst Centers... 2 Admin Setup... 2 Cst Center Step in Create Prgram... 2 Allcatin Types... 3 Assciate Payments with Cst Centers...

More information

EVENT PLANNING GUIDE

EVENT PLANNING GUIDE EVENT PLANNING GUIDE Office f Student Activities 176 Murphy Campus Blvd Wac, GA 30182 770.537.5722 phne 770.537.7995 fax tmazhani@westgatech.edu Event Planning 101 at West Gergia Tech! ~Registered Student

More information

State Fleet Card Oversight Usage and Responsibilities

State Fleet Card Oversight Usage and Responsibilities State Fleet Card Oversight Usage and Respnsibilities Intrductin The Department f General Services (DGS), Office f Fleet and Asset Management (OFAM) administers a statewide ne-prvider payment system cntract

More information

How Checking Accounts Work

How Checking Accounts Work Hw Checking Accunts Wrk LESSON PREPARATION AND TEACHER INFORMATION Lessn Summary: This lessn is intended fr high schl students during a frty minute time perid. The lessn teaches students the purpse f a

More information

Australian Institute of Psychology. Human Research Ethics Committee. Terms of Reference

Australian Institute of Psychology. Human Research Ethics Committee. Terms of Reference Australian Institute f Psychlgy Human Research Ethics Cmmittee Terms f Reference What is research? Accrding t the Natinal Statement research... is widely understd t include at least investigatin undertaken

More information

MAYFAIR INSURANCE & MORTGAGE CONSULTANTS LTD 11 Lurke Street, Bedford MK40 3HZ Telephone: 01234 242900

MAYFAIR INSURANCE & MORTGAGE CONSULTANTS LTD 11 Lurke Street, Bedford MK40 3HZ Telephone: 01234 242900 MAYFAIR INSURANCE & MORTGAGE CONSULTANTS LTD 11 Lurke Street, Bedfrd MK40 3HZ Telephne: 01234 242900 Please read this dcument carefully as it sets ut the terms n which we agree t act fr ur clients and

More information

Operating as an S corporation may be wise for several reasons:

Operating as an S corporation may be wise for several reasons: S Crpratin Facts S crpratins are similar t LLCs in that they prvide wners with limited liability prtectin while ffering the tax structure f a partnership. Many entrepreneurs have tw gals when chsing a

More information

COLLEGE APPLICATION DAY

COLLEGE APPLICATION DAY INDIANA COLLEGE APPLICATION DAY Schl Manual 2015 Editin COLLEGE PLANNING CAREER SUCCESS Prduced in partnership by the Indiana Cmmissin fr Higher Educatin and the American Cllege Applicatin Campaign. Funding

More information

Employees - recruitment, records and monitoring

Employees - recruitment, records and monitoring Emplyees - recruitment, recrds and mnitring This guidance has been prduced t help rganisatins cmply with the Data Prtectin Act (DPA) when recruiting and emplying wrkers. It is relevant t public sectr emplyers,

More information

Financial Planning Agreement

Financial Planning Agreement Financial Planning Agreement This Financial Planning Agreement, the ( Agreement ), dated as f, 20, is by and between Vulcan Investments LLC, 2100 SuthBridge Pkwy, Suite 650 Birmingham, AL. 35209, an investment

More information

Bill Payment Agreement & Disclosures

Bill Payment Agreement & Disclosures Bill Payment Agreement & Disclsures Welcme t Online Banking Bill Payment Service. Use f the Bill Payment Service indicates acceptance f terms and cnditins set frth in the Online Banking Agreement & Disclsures

More information

CONTENTS UNDERSTANDING PPACA. Implications of PPACA Relative to Student Athletes. Institution Level Discussion/Decisions.

CONTENTS UNDERSTANDING PPACA. Implications of PPACA Relative to Student Athletes. Institution Level Discussion/Decisions. This dcument is intended t prvide NCAA member institutins with an infrmatinal guide regarding the ptential implicatins f the Patient Prtectin and Affrdable Care Act f 2010 (PPACA) when fully implemented

More information

Agency Fund (Non-Student Org X-Fund) Guidelines Last Revision: 12/7/2009

Agency Fund (Non-Student Org X-Fund) Guidelines Last Revision: 12/7/2009 Agency Fund (Nn-Student Org X-Fund) Guidelines Last Revisin: 12/7/2009 Definitin f Agency Fund: An Agency Fund cnsists f funds held by Eastern Michigan University as custdian r fiscal agent fr thers, such

More information

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM WB-DEC

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM WB-DEC UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washingtn, D.C. 20549 FORM WB-DEC DECLARATION OF ORIGINAL INFORMATION SUBMITTED PURSUANT TO SECTION 21F OF THE SECURITIES EXCHANGE ACT OF 1934 A. SUBMITTER

More information

Colorado Rapids Youth Soccer Club Social Media and Electronic Communication Policies

Colorado Rapids Youth Soccer Club Social Media and Electronic Communication Policies Clrad Rapids Yuth Sccer Club Scial Media and Electrnic Cmmunicatin Plicies OVERVIEW Online, scial media and ther electrnic cmmunicatin tls such as text messaging have becme a prevalent and effective means

More information

What Information Is Collected and How Is It Collected?

What Information Is Collected and How Is It Collected? RCI PRIVACY NOTICE RCI Pacific Pty Ltd is cncerned abut privacy issues and wants yu t be familiar with hw we cllect, use and disclse infrmatin. This Privacy Ntice describes ur practices in cnnectin with

More information

Talking to parents about child protection

Talking to parents about child protection Talking t parents abut child prtectin Adapted fr NI frm Prtecting Children Update, April 2009 Jenni Whitehead discusses the difficulties faced by designated teachers, r child prtectin crdinatrs, in talking

More information

LASTING POWER OF ATTORNEY EXPLANATORY LEAFLET

LASTING POWER OF ATTORNEY EXPLANATORY LEAFLET LASTING POWER OF ATTORNEY EXPLANATORY LEAFLET A Pwer f Attrney is a legal dcument where a persn gives anther persn r persns (the Attrney) authrity t make certain decisins n his r her behalf. A Lasting

More information

FORM ADV (Paper Version) UNIFORM APPLICATION FOR INVESTMENT ADVISER REGISTRATION AND REPORT FORM BY EXEMPT REPORTING ADVISERS

FORM ADV (Paper Version) UNIFORM APPLICATION FOR INVESTMENT ADVISER REGISTRATION AND REPORT FORM BY EXEMPT REPORTING ADVISERS APPENDIX A FORM ADV (Paper Versin) UNIFORM APPLICATION FOR INVESTMENT ADVISER REGISTRATION AND REPORT FORM BY EXEMPT REPORTING ADVISERS Frm ADV: General Instructins Read these instructins carefully befre

More information

All Harvard University schools, tubs, local units, Affiliate Institutions, Allied Institutions and University-wide Initiatives.

All Harvard University schools, tubs, local units, Affiliate Institutions, Allied Institutions and University-wide Initiatives. HARVARD UNIVERSITY FINANCIAL POLICY INDEPENDENT CONTRACTOR CLASSIFICATION Plicy Title: Independent Cntractr Respnsible Office: ERP and UFS Effective Date: Octber 4, 2000 Revisin Date: May 12, 2009 Plicy

More information

Sample Policy 2 Safe practice procedure - home visits

Sample Policy 2 Safe practice procedure - home visits Sample Plicy 2 Safe practice prcedure - hme visits Organisatins shuld have a plicy which clearly utlines the expected safe wrk practices and prcedures in relatin t hme visits. Hme visits are regarded as

More information

Plus500CY Ltd. Statement on Privacy and Cookie Policy

Plus500CY Ltd. Statement on Privacy and Cookie Policy Plus500CY Ltd. Statement n Privacy and Ckie Plicy Statement n Privacy and Ckie Plicy This website is perated by Plus500CY Ltd. ("we, us r ur"). It is ur plicy t respect the cnfidentiality f infrmatin and

More information

Grant Application Writing Tips and Tricks

Grant Application Writing Tips and Tricks Grant Applicatin Writing Tips and Tricks Grants are prvided by gvernment (lcal, state and natinal), charitable trusts, and by cmmunity rganisatins (eg Ltteries, Rtary, etc). Each grant has a specific purpse,

More information

THE EMPLOYMENT LAW DISPUTE SPECIALISTS DAMAGES BASED AGREEMENT. Your Employment Tribunal claim relating to your employment with...

THE EMPLOYMENT LAW DISPUTE SPECIALISTS DAMAGES BASED AGREEMENT. Your Employment Tribunal claim relating to your employment with... THE EMPLOYMENT LAW DISPUTE SPECIALISTS DAMAGES BASED AGREEMENT 1. What is cvered by this agreement Yur Emplyment Tribunal claim relating t yur emplyment with... 2. What is nt cvered by this agreement 2.1

More information

Accessible Service Policy

Accessible Service Policy Accessible Service Plicy Date Created Revisin Oct. 16, 2012 1 Gal This plicy is intended t meet the requirements f the Accessibility Standards fr Custmer Service, Ontari Regulatin 429/07 under the Accessibility

More information

Municipal Advisor Registration

Municipal Advisor Registration FACT SHEET Municipal Advisr Registratin SEC Open Meeting Sept. 18, 2013 The Securities and Exchange Cmmissin tday will cnsider whether t adpt a rule that wuld establish a permanent registratin regime fr

More information

Event Planning Questions To Answer Before You Begin i

Event Planning Questions To Answer Before You Begin i Event Planning Questins T Answer Befre Yu Begin i 1. D yu have clear gals fr staging a special event? Is the purpse t raise mney? Assuming ne f yur purpses is t raise funds, it is imprtant t determine

More information

Briefing 4 Inquests and the disclosure of information to the coroner

Briefing 4 Inquests and the disclosure of information to the coroner briefing February 2013 The Francis Reprt Briefing 4 Inquests and the disclsure f infrmatin t the crner Key chapters Key recmmendatins 2, 11, 14, 22 274, 45, 273, 282, 283, 17 There is a requirement nt

More information

The information contained in this site is for INFORMATIONAL purposes only and is protected by copyright. We are not providing legal advice.

The information contained in this site is for INFORMATIONAL purposes only and is protected by copyright. We are not providing legal advice. Privacy Plicy Terms f Service: The fllwing terms and cnditins gvern all use f the Rightwaywebhsting.cm website and all cntent, services and prducts available at r thrugh the website (taken tgether, the

More information

CHECKING ACCOUNTS AND ATM TRANSACTIONS

CHECKING ACCOUNTS AND ATM TRANSACTIONS 1 Grades 6-8 Lessn 1 CHECKING ACCOUNTS AND ATM TRANSACTIONS Tpic t Teach: This lessn is intended fr middle schl students in sixth thrugh eighth grades during a frty minute time perid. The lessn teaches

More information

o o 2) Program Rewards

o o 2) Program Rewards 1) T qualify fr the American Red Crss High Schl Leadership Prgram (referred t as Prgram), each student (referred t as Member) is asked t cmplete the fllwing requirements: a. Cmplete an nline prfile at

More information

PILI also has a variety of other resources to aid you in your pro bono efforts:

PILI also has a variety of other resources to aid you in your pro bono efforts: Dear Law Firm Pr Bn Leader: The Public Interest Law Initiative (PILI) is pleased t present yu with the Pr Bn Prspectus, develped by its pr bn cnsulting prgram, the Pr Bn Initiative. The infrmatin included

More information

CLEARANCE REVIEWS FOR STUDENT RESTRICTION ISSUES OTHER THAN ACADEMIC PROGRESS

CLEARANCE REVIEWS FOR STUDENT RESTRICTION ISSUES OTHER THAN ACADEMIC PROGRESS CLEARANCE REVIEWS FOR STUDENT RESTRICTION ISSUES OTHER THAN ACADEMIC PROGRESS Only the Ministry f Training, Clleges & Universities can cnsider clearance reviews fr mst ther student restrictin issues. These

More information

University of Texas at Dallas Policy for Accepting Credit Card and Electronic Payments

University of Texas at Dallas Policy for Accepting Credit Card and Electronic Payments University f Texas at Dallas Plicy fr Accepting Credit Card and Electrnic Payments Cntents: Purpse Applicability Plicy Statement Respnsibilities f a Merchant Department Prcess t Becme a Merchant Department

More information

KIK s GUIDE FOR LAW ENFORCEMENT

KIK s GUIDE FOR LAW ENFORCEMENT Thanks fr checking ut ur law enfrcement guide. Kik takes the safety f ur users very seriusly, and we hpe this guide will be a useful tl fr yu. It includes infrmatin abut ur app; the features and functins

More information

FAYETTEVILLE STATE UNIVERSITY

FAYETTEVILLE STATE UNIVERSITY FAYETTEVILLE STATE UNIVERSITY IDENTITY THEFT PREVENTION (RED FLAGS RULE) Authrity: Categry: Issued by the Fayetteville State University Bard f Trustees. University-Wide Applies t: Administratrs Faculty

More information

TITLE: Supplier Contracting Guidelines Process: FIN_PS_PSG_050 Replaces: Manual Sections 6.4, 7.1, 7.5, 7.6, 7.11 Effective Date: 10/1/2014 Contents

TITLE: Supplier Contracting Guidelines Process: FIN_PS_PSG_050 Replaces: Manual Sections 6.4, 7.1, 7.5, 7.6, 7.11 Effective Date: 10/1/2014 Contents TITLE: Supplier Cntracting Guidelines Prcess: FIN_PS_PSG_050 Replaces: Manual Sectins 6.4, 7.1, 7.5, 7.6, 7.11 Cntents 1 Abut university supplier cntracting... 2 2 When is a cntract required?... 2 3 Wh

More information

ES PROCEDURES FOR OVERPAYMENT RECOVERY

ES PROCEDURES FOR OVERPAYMENT RECOVERY ES PROCEDURES FOR OVERPAYMENT RECOVERY Effective: 7/1/2012 Respnsible Office: Emplyee Services (ES) Apprved: ES Directr Applicatin: All Emplyees f the University f Clrad Plicy The University f Clrad will

More information

Letter of Engagement. as instructed from time to time in respect of your/the company/trusts affairs

Letter of Engagement. as instructed from time to time in respect of your/the company/trusts affairs We enclse material which sets ut: Letter f Engagement Infrmatin fr clients which lawyers are required by the New Zealand Law Sciety t prvide; and Our standard terms f engagement. Services t be prvided

More information

Columbine Federal Credit Union ONLINE BANKING/ BILL PAYMENT AGREEMENT & DISCLOSURES AND PRIV ACY DISCLOSURE

Columbine Federal Credit Union ONLINE BANKING/ BILL PAYMENT AGREEMENT & DISCLOSURES AND PRIV ACY DISCLOSURE Clumbine Federal Credit Unin ONLINE BANKING/ BILL PAYMENT AGREEMENT & DISCLOSURES AND PRIV ACY DISCLOSURE 1. Online Banking/Bill Payment 2. Online Banking/ Bill Payment Limitatins 3. Online Bill Payment

More information

ACHE-MT. Mentorship Program. Mentor Information

ACHE-MT. Mentorship Program. Mentor Information ACHE-MT Mentrship Prgram 2015 Mentr Infrmatin Table f Cntents 1) Prgram Descriptin 3 2) What is a Mentr? 5 3) Rles/Benefits/Pitfalls fr a Mentr a. Rles and Respnsibilities 5 4) Pssible Tpics f Discussin

More information

PART 6. Chapter 12. How to collect and use feedback from readers. Should you do audio or video recording of your sessions?

PART 6. Chapter 12. How to collect and use feedback from readers. Should you do audio or video recording of your sessions? TOOLKIT fr Making Written Material Clear and Effective SECTION 3: Methds fr testing written material with readers PART 6 Hw t cllect and use feedback frm readers Chapter 12 Shuld yu d audi r vide recrding

More information

Texas Woman's University University Policy Manual

Texas Woman's University University Policy Manual Texas Wman's University University Plicy Manual Plicy Name: Plicy Number: 6.06 Date Passed: July 2004 Health Insurance Prtability& Accuntability Act (HIPAA) Date Reviewed: September 2008 Next Review: September

More information

What Does Specialty Own Occupation Really Mean?

What Does Specialty Own Occupation Really Mean? What Des Specialty Own Occupatin Really Mean? Plicy definitins are cnfusing, nt nly t cnsumers but als t many f the insurance prfessinals wh sell them. Belw we will try t prvide an understandable explanatin

More information

VENDOR REGISTRATION AND DISCLOSURE STATEMENT AND SMALL, WOMEN-, AND MINORITY-OWNED BUSINESS CERTIFICATION APPLICATION

VENDOR REGISTRATION AND DISCLOSURE STATEMENT AND SMALL, WOMEN-, AND MINORITY-OWNED BUSINESS CERTIFICATION APPLICATION WV-1A New Update REV. 09/18/15 STATE OF WEST VIRGINIA - PURCHASING DIVISION VENDOR REGISTRATION AND DISCLOSURE STATEMENT AND SMALL, WOMEN-, AND MINORITY-OWNED BUSINESS CERTIFICATION APPLICATION Befre a

More information

FACT SHEET BORROWING THROUGH SUPER. Prepared by Brett Griffiths, Director Superannuation Consulting e bgriffiths@vincents.com.au

FACT SHEET BORROWING THROUGH SUPER. Prepared by Brett Griffiths, Director Superannuation Consulting e bgriffiths@vincents.com.au FACT SHEET BORROWING THROUGH SUPER Prepared by Brett Griffiths, Directr Superannuatin Cnsulting e bgriffiths@vincents.cm.au FACT SHEET Since September 2007 Self Managed Superannuatin Funds (SMSF s) can

More information

Online Banking Agreement

Online Banking Agreement Online Banking Agreement 1. General This Online Banking Agreement, which may be amended frm time t time by us (this "Agreement"), fr accessing yur Clrad Federal Savings Bank accunt(s) via the Internet

More information

UNIVERSAL MUSIC GROUP PRIVACY POLICY. Universal Music AB ("We") are committed to protecting and respecting your privacy.

UNIVERSAL MUSIC GROUP PRIVACY POLICY. Universal Music AB (We) are committed to protecting and respecting your privacy. Effective Date: 2016-04-26 UNIVERSAL MUSIC GROUP PRIVACY POLICY Universal Music AB ("We") are cmmitted t prtecting and respecting yur privacy. This privacy plicy (tgether with ur terms f use and any ther

More information

Project Open Hand Atlanta. Health Insurance Portability and Accountability Act (HIPAA) NOTICE OF PRIVACY PRACTICES

Project Open Hand Atlanta. Health Insurance Portability and Accountability Act (HIPAA) NOTICE OF PRIVACY PRACTICES Prject Open Hand Atlanta Effective Date: April 14, 2003 Health Insurance Prtability and Accuntability Act (HIPAA) The Health Insurance Prtability and Accuntability Act f 1996 (HIPAA) directs health care

More information

SWARTHMORE GIFT PLANNING

SWARTHMORE GIFT PLANNING SWARTHMORE GIFT PLANNING Gift Basics Thank yu fr serving as a 50 th reunin gift planning representative fr yur class. Yur supprt fr the Cllege and yur membership in the Swarthmre Legacy Circle will serve

More information

Connecticut State Department of Education 2014-15 School Health Services Information Survey

Connecticut State Department of Education 2014-15 School Health Services Information Survey Cnnecticut State Department f Educatin 2014-15 Schl Health Services Infrmatin Survey General Directins fr Cmpletin by Schl Nurse Crdinatr/Supervisr This Schl Health Services Infrmatin Survey was designed

More information

Multi-Year Accessibility Policy and Plan for NSF Canada and NSF International Strategic Registrations Canada Company, 2014-2021

Multi-Year Accessibility Policy and Plan for NSF Canada and NSF International Strategic Registrations Canada Company, 2014-2021 Multi-Year Accessibility Plicy and Plan fr NSF Canada and NSF Internatinal Strategic Registratins Canada Cmpany, 2014-2021 This 2014-21 accessibility plan utlines the plicies and actins that NSF Canada

More information

Cloud-based File Sharing: Privacy and Security Tutorial Institutional Compliance Office July 2013

Cloud-based File Sharing: Privacy and Security Tutorial Institutional Compliance Office July 2013 Clud-based File Sharing: Privacy and Security Tutrial Institutinal Cmpliance Office July 2013 Patient Data in the Clud Prtecting patient privacy is ne f MD Andersn s greatest respnsibilities Technlgies

More information

Privacy Breach and Complaint Protocol

Privacy Breach and Complaint Protocol Privacy Breach and Cmplaint Prtcl Effective: December 31, 2012 Apprved by: Le McKenna, CFO 1.0 General Privacy breaches and privacy cmplaints will be handled in accrdance with this prtcl. This prtcl is

More information

The Family Cost Share system is designed so families with the ability to pay will share in the cost of services.

The Family Cost Share system is designed so families with the ability to pay will share in the cost of services. Paying fr Early Childhd Interventin Services What is ECI? Texas Early Childhd Interventin (ECI) prgrams serve families with children birth t 36 mnths with develpmental delays r disabilities. ECI prvides

More information

August A Security Guide: Avoiding Scams and Hackers

August A Security Guide: Avoiding Scams and Hackers August 2016 A Security Guide: Aviding Scams and Hackers 1 Cntents 1. Hacking What Is It and Hw Can Yu Keep the Scammers Out?... 3 2. Fleur will NEVER request remte access t yur cmputer... 3 3. Cmmn Scam

More information

March 2016 Group A Payment Issues: Missing Information-Loss Calculation letters ( MILC ) - deficiency resolutions: Outstanding appeals:

March 2016 Group A Payment Issues: Missing Information-Loss Calculation letters ( MILC ) - deficiency resolutions: Outstanding appeals: The fllwing tpics were discussed in the March 24, 2016 meeting with law firms representing VCF claimants. Grup A Payment Issues: We cntinue t fcus n paying Grup A claims in full and are meeting the schedule

More information

We will record and prepare documents based off the information presented

We will record and prepare documents based off the information presented Dear Client: We appreciate the pprtunity f wrking with yu regarding yur Payrll needs. T ensure a cmplete understanding between us, we are setting frth the pertinent infrmatin abut the services that we

More information

1 % Real Estate Broker

1 % Real Estate Broker 1 % Real Estate Brker 100% Full Service Listing Marketing Plan Cmplete Guide T Sell Yur Huse Quickly At Highest Price Pssible Carbn Creek Realty Put mre f yur hme's prfit in yur wn pcket with Carbn Creek

More information

CREATING A DONOR ACCOUNT

CREATING A DONOR ACCOUNT CREATING A DONOR ACCOUNT An Online Giving Accunt shuld be created t have the ability t set-up recurring dnatins, pledges and be able t view and print histry. Setting up an accunt will als allw yu t set-up

More information

Access EEC s Web Applications... 2 View Messages from EEC... 3 Sign In as a Returning User... 3

Access EEC s Web Applications... 2 View Messages from EEC... 3 Sign In as a Returning User... 3 EEC Single Sign In (SSI) Applicatin The EEC Single Sign In (SSI) Single Sign In (SSI) is the secure, nline applicatin that cntrls access t all f the Department f Early Educatin and Care (EEC) web applicatins.

More information

Credit Work Group Recommendation

Credit Work Group Recommendation Credit Wrk Grup Recmmendatin T: Credit Wrk Grup Frm: Mike Bixby (305) 829-5549 mbixby@inf1team.cm Paul Wills (770) 740-7353 Paul.Wills@equifax.cm Date: Octber 7, 2004 Re: FACT Act Implicatins and Recmmendatins

More information

Proven to manage your car park issues.

Proven to manage your car park issues. Prven t manage yur car park issues. PO BOX 6003 Bilstn WV14 4AQ Tel: 0871 288 4606 Email: inf@cmbinedparkingslutins.c.uk Web: www.cmbinedparkingslutins.c.uk Intrductin What des CPS d? Cmbined Parking Slutins

More information

Special Tax Notice Regarding 403(b) (TSA) Distributions

Special Tax Notice Regarding 403(b) (TSA) Distributions Special Tax Ntice Regarding 403(b) (TSA) Distributins P.O. Bx 7893 Madisn, WI 53707-7893 1-800-279-4030 Fax: (608) 237-2529 The IRS requires us t prvide yu with a cpy f the Explanatin f Direct Rllver,

More information

990 e-postcard FAQ. Is there a charge to file form 990-N (e-postcard)? No, the e-postcard system is completely free.

990 e-postcard FAQ. Is there a charge to file form 990-N (e-postcard)? No, the e-postcard system is completely free. 990 e-pstcard FAQ Fr frequently asked questins abut filing the e-pstcard that are nt listed belw, brwse the FAQ at http://epstcard.frm990.rg/frmtsfaq.asp# (cpy and paste this link t yur brwser). General

More information

United Way Ottawa e Pledge User Guide (Donor)

United Way Ottawa e Pledge User Guide (Donor) United Way Ottawa e Pledge User Guide (Dnr) Revised Octber 2013 Intrductin epledge is a secure web based system that allws fr nline giving. A representative frm yur wrkplace campaign team will prvide yu

More information

The Importance of Market Research

The Importance of Market Research The Imprtance f Market Research 1. What is market research? Successful businesses have extensive knwledge f their custmers and their cmpetitrs. Market research is the prcess f gathering infrmatin which

More information