INTEGRITY ENERGY EXPERIENCE SERVICE COMMITMENT

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1 Independent Wealth Management Investment Advisors & Discover the benefits of TTG Financial Services, Inc. INTEGRITY ENERGY EXPERIENCE SERVICE COMMITMENT Your Independent Financial Planning Specialists Serving Our Clients For 20+ Years th Ave. N., Suite A Billings, MT A Montana corporation since 1997

2 As a Registerd Investment Advisor, Your Interests Come First Our Responsibility to You is a Serious Matter At TTG Financial Services, Inc., we embrace our role as a Registered Investment Advisor (RIA), a responsibility that means we act with your best interest first in all decisions! It s a distinction we are proud of and that benefits you advice without conflicts of interest. n We've been providing independent, unbiased financial planning, investment management, and qualified plan consulting services since We are proud to be a Montana business for over 20 years. n When you partner with TTG Financial Services, Inc. you benefit from the expertise of an experienced and credentialed team of professionals dedicated to delivering customized wealth management solutions tailored to your needs and goals. n We focus on more than just your investments and Change to believe the greatest value we can provide is to help Bio wording? you manage your changing landscape of financial decisions continuously. We offer a full range of financial advisory services, including: Wealth Management Comprehensive Financial Planning Investment Management Qualified Plan Consulting Advanced Insurance Strategies Tax Planning Your financial outlook is constantly evolving. That's why you need ongoing support from an objective, experienced team of financial advisors, and that is what we offer at TTG Financial Services, Inc. TTG Financial Services, Inc. is a firm that will earn your trust and provide the highest quality of customer service. Discover the benefits of

3 A Comprehensive Personal Finance Alternative TTG Financial Services, Inc. To Do It Right, Cover All Your Financial Challenges When it comes to your money you can t afford loose ends or unanswered questions. All details of your financial life can be addressed in a comprehensive plan created by specialists at TTG Financial Services, Inc. n Your investment portfolio is tailored to your personal needs and managed on an ongoing basis. n We ll analyze what steps you must take to adequately fund expenses through your retired years. n Your dependents should be protected with proper insurance coverage to provide a critical safety net. n You gain the independence that comes from providing for your loved ones with a detailed plan. We have experience in helping individuals and businesses with the entire range of financial challenges. Retirement Income Planning Tax Planning Estate Planning Asset Management Insurance Strategies Pension Planning Philanthropic Management We will create your personalized plan and regularly monitor your progress. We can help you address one issue you currently face or create a comprehensive plan addressing your total financial picture. We are committed to understanding your personal situation, researching the best solutions, and providing you with the highest level of personal attention.

4 A Relationship You Will Value We Are Always Here For You Hiring a firm to manage your money is unlike almost any other purchase you make. We offer flexibility in how we work together toward your goals. At TTG Financial Services, Inc. we understand the sensitive nature of the service we provide you. n Our staff is trained to provide prompt, courteous responses n We keep our clients goals our top priority n Accuracy is demanded and our advice is always thoughtful and double-checked n When you need us we will be there for you.

5 A Portfolio Designed Around Your Needs A Multi-Strategy Approach to Diversification At our core TTG Financial Services, Inc. works rigorously to help you develop and maintain a wealth management plan to help sustain your family s financial dreams. A long term focus requires going beyond just asset allocation models. It is a disciplined approach that applies an equal strategy of investment selection and rigorous continual monitoring of the investment portfolio. 1. Through a disciplined process we help develop your personal Investment Policy Statement that will be used in creating part of your wealth management plan. 2. We prudently create and recommend an investment portfolio based on your personal risk tolerance level, time horizon and investment goals developed in your investment policy statement for you to consider. 3. We diligently monitor your individual investment portfolio on a regular basis. 4. We avoid prohibited transactions and conflicts of interest as stated in the investment policy statement. 5. A long-term focus requires going beyond just asset allocation. 6. We use care, skill, prudence and due diligence to provide you the highest level of service. Investors need to be aware that no investment plan/ asset allocation/diversification can eliminate the risk of fluctuating prices and uncertain returns. Periodic investment plans do not assure a profit or protect against a loss in declining markets. Such plans involve continuous investment in securities regardless of fluctuating price levels. Investors should consider their financial ability to continue purchases through periods of low price levels.

6 TTG Financial Services, Inc. was founded as a Montana company in Our team is committed to ongoing learning to ensure our clients always receive the best and most up-todate services and advice. Tarra T. Grazley-Pfister, CFP, CRPS President/Financial Advisor Mrs. Grazley-Pfister has been dedicated to specializing in retirement income planning, asset management, comprehensive financial planning, specialized insurance strategies, 401k plans and IRAs for over 20 years. She has earned the CFP (Certified Financial Planner) and CRPS (Chartered Retirement Plans Specialist) designations. She has also enrolled in the CFA (Chartered Financial Analyst) program to obtain one of the highest set of credentials in the global investment management industry. Mrs. Grazley-Pfister graduated from Montana State University- Bozeman with a Bachleor of Science in Mathematics. She has been a featured speaker at Fidelity Advisor Council as a specialist in retirement plans. She presents financial education seminars and classes on a regular basis for businesses and groups. Caitlin Peterson, RP, CRPS Client Services Manager/Registered Administrative Assistant Ms. Peterson has been dedicated to providing outstanding client support, marketing and implementing team policies, and ensuring compliance since she joined the firm in May She has earned the RP (Registered Paraplanner) and CRPS (Chartered Retirement Plans Specialist) designations and is a security registered administrative assistant. Ms. Peterson is a graduate of Montana State University- Bozeman with a degree in English Literature. Jay Graves, CFP Financial Planner Mr. Graves has been dedicated to providing comprehensive financial planning and investment research since first being associated with the firm in He is a graduate of Montana State University-Billings with a Bachelor of Science in Business Administration with a Finance and Economics option. Financial Services, Inc. The Financial Company

7 Products Offered n Fee-Based Managed Accounts n Financial Planning n Stocks* n Bonds* n Mutual Funds* n Seminars n Individual Retirement Accounts (IRAs) * Available IRA Rollovers ROTH IRAs Traditional IRAs n Retirement Plans* Available 401(k) 403(b) SIMPLE IRAs SEP IRAs Profit Sharing Plans We look forward to working with you and your colleagues. Please feel free to call us with any questions or to arrange an informational meeting or * Securities offered through Royal Alliance Associates, Inc., member FINRA/ SIPC. Investment advisory services offered through TTG Financial Services, Inc., a registered investment advisor not affiliated with Royal Alliance Associates, Inc. Certain insurance products are offered by Tarra Grazley-Pfister as a licensed agent independent of Royal Alliance Associates, Inc.

8 Tarra T. Grazley-Pfister, CFP, CRPS President/Financial Advisor th Avenue North, Suite A Billings, Montana Ph: or tarra@ttgfinancial.com Securities offered through Royal Alliance Associates, Inc., member FINRA/ SIPC. Investment advisory services offered through TTG Financial Services, Inc., a registered investment advisor not affiliated with Royal Alliance Associates, Inc. Certain insurance products are offered by Tarra Grazley-Pfister as a licensed agent independent of Royal Alliance Associates, Inc.