Introducing Greg Thompson, CFP

Transcription

1 Introducing Greg Thompson, CFP Greg R. Thompson, CFP Financial Advisor* 9311 San Pedro, St 600 San Antonio, TX Ofc (210) Mob (210) vintegrity vclient FOCUS vrespect FOR THE INDIVIDUAL vteamwork vresponsible CITIZENSHIP *Securities and advisory services offered through SWBC Investment Services, LLC, Member SIPC.

2 Mission Statement My mission is to provide my clients with quality financial services and advice, tailored to the individual s goals. Page 2

3 Value Statement I am committed to providing value to the client by listening to their needs and objectives. I initially provide a detailed review of the client s current financial situation. It is important to have a clear understanding of a client s risk tolerance to aid in developing a personalized wealth management plan. I will make suitable recommendations consistent with a specific investment philosophy and discipline. I am available to educate and counsel clients, providing them with an informed understanding of their investments in all market conditions. I also perform periodic reviews of the client s investment holdings, review changes in needs and circumstances, and periodically review progress toward long-term goals. Finally, I am committed to maintaining a high level of service and I expect to exceed the client s expectations. Page 3

4 Investment Philosophy Central to my Investment Philosophy is an extensive Wealth Management Planning process. The design and development of this process involves working very closely with each client to establish and understand each individual s goals. It also affords the client an opportunity to interact with and become comfortable working with each member of our team. I believe that a thorough client understanding of the Wealth Management Planning Process is key to implementing those strategies that will assist and support the creation, growth and preservation of wealth. As part of a long-term financial strategy, each plan is reviewed on a yearly basis. This allows me to accurately assess the client s current life circumstances and assure that the Wealth Management Plan adequately reflects any changes. Page 4

5 Professional Biography Greg R. Thompson, CFP Financial Advisor* 9311 San Pedro, Ste 600 San Antonio, TX (210) * (800) Mob (210) Fax (210) gthompson@swbcinvestments.com Greg Thompson is a CERTIFEID FINANCIAL PLANNER TM Professional who joined Southwest Business Corporation in His experience in the financial services industry dates back to Greg graduated Summa Cum Laude from West Texas A&M University where he received his BBA in Finance. He is involved in Bexar County Detention Ministries, Bible Study Fellowship, The Christian Outdoor Alliance, His Church, Elf Louise, Rotary International, Salvation Army and SAMMinistries. Greg concentrates on the financial and investment needs of affluent and high-net-worth families, small-mid sized businesses and those seeking retirement planning. He stresses a long-term approach to investing and emphasizes wealth management planning to help clients determine their financial needs and risk tolerance. Portfolio performance and client satisfaction are Greg s primary business objectives. He is committed to providing the highest level of customer service to all clients. *Securities and advisory. services offered through SWBC Investment Services, LLC, Member SIPC. Page 5

6 I offer knowledgeable advice and service I advise clients who typically have more than $250,000 of individual assets and/or $500,000 in corporate plan assets. I have extensive experience assisting the Firm s clients with concentrated stock strategies, retirement and estate-planning issues, private money management, and business services. My clientele comprises families, corporate executives and successful business owners who value the personalized planning approach we bring to the relationship. Page 6

7 Advice, Guidance and Education The challenges you face are common to Corporations, Non-profits and Business Owners. I often see the same situations with respect to our Business Clients: Retirement plans for a potentially more secure financial future 401(k) plan 403 (b)(7) plan SEP program SIMPLE program BASIC program Additional benefit plans to recruit, reward and retain employees Deferred compensation plans 457(b) & 457(f) plans Trust services Insurance Defined benefit plan Money purchase plan Profit-sharing plan Page 7

8 We Focus on a Narrow Group of Clients The challenges you face are common to individuals and families who have ample wealth and complex financial lives. I often see the same situations with respect to Individuals and Families: Concentrated stock positions Estate-planning needs Wealth transfer strategies Tax-minimization strategies Investing for retirement Company stock options Access to alternative investments Page 8

9 Wealth Management Plan At SWBC, We believe planning is the key to long-term financial success. That is why SWBC emphasizes the Wealth Management Plan to help us make informed decisions as we work together toward your many financial needs and goals. Our report provides a personalized, written analysis that addresses key aspects of your financial situation. It provides an excellent view of where you are today and shows how you are progressing toward your financial goals, based on your current savings and investment strategies. Once your Wealth Management Plan is completed, we will help you develop strategies to work toward meeting your goals. Working together, we can readily assess the impact of alternative planning strategies on your financial situation. Will I be able to afford retirement? Am I paying too much in taxes? How much money will I need to fund my children s education? Will we be able to buy that dream home? Will my assets pass to my heirs the way I would like them to? Will I become financially responsible for my parents or relatives? Is there an organization or charity to which I intend to endow part of my estate? Page 9

10 As a Client, this is what you can expect Tier I Clients - > $1,000,000 of investment assets at SWBC 6-12 Personal, Proactive Calls Annually 4 Portfolio Reviews Discuss Account Performance Review Financial Plan Discuss Market Trends Discuss Tax Savings Opportunities Update Plan For 1, 3, 5 Years 2 Personal Reviews (Mid-year & Year End Review) Reserve 2 Optional Meeting Times Tier II Clients - $250,000 - $999,999 of investment assets at SWBC 4-6 Personal, Proactive Calls Annually 2 Portfolio Reviews Same Review as Tier I 1 Personal Year End Review Reserve 1 Optional Meeting Time Tier III Clients - $100,000 - $249,000 of investment assets at SWBC 2-4 Personal, Proactive Calls Annually 1 Personal Year End Review Same review as Tier I Page 10

11 The Investment Process Profiling and Education Portfolio Review Asset Allocation Investment Selection and Management Step 1 Step 2 Step 3 Step 4 Profiling and Education In-depth discussion of financial situation, time frame, risk tolerance, goals, and expectations. Asset Allocation Selection of appropriate distribution of assets based upon your investor profile. Investment Selection and Management Selection and implementation of specific investments to coordinate with your asset allocation strategy. Quarterly Portfolio Review Performance vs. Indices, Performance vs. Stated Goals, Risk-Adjusted Returns Asset Allocation, which is driven by complex, mathematical models, should not be confused with the much simpler concept of diversification. Page 11

12 Your Financial Advisor As your Financial Advisor, I will be your gateway to SWBC s knowledge and research, working with you to determine which solutions suit your financial needs. Assist in Building your wealth Client Managing your daily finances Advice Knowledge Solutions for your business Greg Thompson Passing on your wealth Smart ways to borrow Solutions Tracking your financial progress Protecting your wealth and family Setting your course Page 12

13 Overview of SWBC Investment Services *SECURITIES Common & Preferred Stocks Principal-Protected Investments Bonds - Government, Corporate and Tax-exempt Municipals Certificates of Deposit (CDs) Mutual Funds Index Funds Options *ALTERNATIVE INVESTMENTS Managed Futures Programs Fund of Hedge Funds REITS Investments *BUSINESS SERVICES Retirement Plans: 401(k), 403(b) Profit Sharing,, SEP, SIMPLE Deferred Compensation Plans, SERPS Employee Stock Ownership Plans Buy/sell agreements Split Dollar Plans MORTGAGES *INSURANCE 100% Mortgage Financing Interest-Only Payments Fixed-to-Adjustable Mortgages Home Equity Lines of Credit Interest-Only Construction Financing Asset & Estate Protection Term Insurance Whole Life Policies Second-to-Die Insurance for Estate taxes Key-Person Insurance Annuities - Fixed and Variable Long-Term Care *ASSET MANAGEMENT Portfolio Reviews and Evaluation Asset Allocation to potentially reduce risk and improve performance More than 11,500 Mutual Funds from over 425 Fund Families Money Market Funds (including taxexempt money funds) MAP - access to 60 Top Professional Money Managers *ESTATE PLANNING Review of Existing Trusts Philanthropic Gifting for Tax Planning Life Insurance Trusts *FINANCIAL PLANNING Tax planning Retirement and College Savings Income preservation Estate Planning Individual Retirement Plans: traditional IRAs, Roth IRAs, Coverdell Education Savings Accounts, Rollovers of company retirement plans Page 13 *Securities and advisory services offered through SWBC Investment Services, LLC, Member SIPC.