Jack A. Biedebach CERTIFIED FINANCIAL PLANNER, E. Katella Ave, #400, Anaheim, CA 92806

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1 Jack A. Biedebach CERTIFIED FINANCIAL PLANNER, E. Katella Ave, #400, Anaheim, CA 92806

2 Meet Jack Biedebach As an independent LPL Financial Advisor, my most important responsibilities are to help my clients understand their investment options, identify their financial goals, and develop a plan to pursue them. At all times, it is my privilege to act as your trusted advisor and partner in making the appropriate choices for you and your family.

3 Mission Statement The mission of JBG Wealth Management is to educate and empower consumers with sound advice regarding their financial future. We believe in developing close relationships based on trust and information. The Values that guide us: Integrity Knowledge Experience Efficient utilization of the Markets. We are adept at making complicated financial products understandable with complete fee transparency.

4 Why Work With A CERTIFIED FINANCIAL PLANNER? Only the top 5% percent of all Financial Advisors are Certified, which means they meet the industry s highest ethical and professional standards, rigorous education, and experience. Superior and continuing annual education. Examination for skills and ethics. Rigorous ongoing training. Practicing within professional and regulatory standards. A Fiduciary Responsibility puts your interests above all else.

5 Retirement Planning We work with you on the most difficult decisions regarding your retirement. The answers to these questions can have a profound impact on the quality of your retirement life: When should I begin taking my Social Security? How much should I save for my retirement each year in my 401K, IRA or taxable accounts? Should I invest in a Traditional IRA or Roth IRA? How much can I safely spend each year in retirement? How much investment risk is right for my situation? Should my home help me to finance my retirement? How long should I keep working? How will my portfolio handle any market corrections? A Wealth Vision Retirement Plan is available as part of JBG Wealth Management services.

6 Financial Planning The lifetime total of all financial planning, analysis, and goal setting is what ultimately creates personal, family, and business financial success. Financial planning is a prioritized budget based on identifying financial goals and deciding how you will achieve them. Analysis and decision making are integral parts of the financial planning cycle and should take place in every step.

7 Insurance Insurance planning involves analyzing what types of insurance is needed for the protection of a person s assets and the protection of their ability to create assets. At JBG, insurance planning is part of our global approach addressing your assets, their protection, and creation. Different kinds of insurance help protect you and your loved ones in different ways against the cost of accidents, illness, disability, and death. JBG will assist you in making insurance decisions based on your family, age, and your total financial plan. Long Term Care Insurance Term Policy Permanent Policy Disability Key Employees Insurance ILIT - Irrevocable Life Insurance Trust Buy Sell Agreements using Life Insurance.

8 Wealth Management Wealth management is the science of enhancing your financial situation with the assistance of JBGWM s full range of financial services. We are extremely knowledgeable and adept at mitigating tax exposure while working with clients to achieve their income and interest goals. A fee based Wealth Management plan might be right for you if you prefer: Regular rebalancing No upfront costs Regular reviews No costs when investments are upgraded Liquidity and flexibility No load Mutual Funds, ETFs, individual stock positions, dividend strategies Annual Account Wealth Management Fees 1.25% Account values under $250, % over $250,000 $1,000,000 and above based on account features and total relationship value

9 Review and Help Manage Your Company Retirement Plan We can review and advise, making the most of your company s 401k plan. There are no fees for current JBGWM clients and a flat $350 for a non-client review and recommendation report. As a financial advisor, we will provide you with written asset allocation and or specific investment recommendations for retirement plan assets that are held at a custodian other than LPL Financial. As a broker of record for 401K plans or other Qualified Retirement Plans, we offer a complete service to help eliminate issues and help your employees understand and fully utilize their plan.

10 Getting Started It's never a bad idea to get a second opinion. We offer a complimentary consultation which includes an objective review of your current investments. We will focus on key areas: 1. Financial Planning Do you have a plan to in place and is it focused on your goals? 2. Risk Tolerance Are you taking too much or not enough risk based on your personal profile? 3. Performance Are your current investments above or below average? 4. Fees Do you know how much you are paying in fees?

11 Get In Touch Please contact us today to schedule a complimentary consultation. Jack A. Biedebach, CFP CRPS LPL Financial Advisor 2300 E. Katella Ave, #400, Anaheim, CA Office Cell Visit my website Securities offered through LPL Financial, member FINRA/SIPC

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