helping you HBL Group llc navigate life s Insurance & Financial Services changes

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1 HBL Group llc Insurance & Financial Services navigate life s changes helping you

2 Behaviors are beliefs turned into action and are what deliver results.

3 About HBL HBL was founded with the idea in mind that customer service, trust, faith, hard work and face to face interaction should be just as relevant today as they were 100 years ago. Based in Rochester, NH and servicing New England, our focus is to give individuals, families and businesses security and peace of mind through realizing their financial goals and insurance needs. How we Help our clients Together with you, we create an open dialogue, more importantly we listen to what your needs and priorities are. Using our resources, we implement the proper team & strategies so that all components synchronize with each other. By making everything work together, we can help eliminate waste and maximize the potential for obtaining your goals.

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5 personal Solutions Whether or not you have the advantage of group benefits, there is always a need that is not covered. We will work you through our four step process to uncover your concerns, and come up with recommendations tailored for your goals and within your budget. Whether you are looking to accumulate assets for retirement, save for your child s education, or protect the income you are earning, HBL Group will work together with you and your trusted advisors to map out the best course of action for your personal financial strategies. O u r Product Solutions Protection Life Insurance Universal Life Insurance Variable Life Insurance Term Life Insurance Long Term Care Insurance Disability Income Insurance Annuities Auto & Home Insurance* Investments Mutual Funds IRAs 401(k) & 403(b) Plans Advisory Services 529 Plans Estate Planning Insurance Trusts Survivorship Life Insurance Charitable Giving Strategies *Auto and Home Insurance is offered by insurers independent of Signator Investors, Inc., John Hancock, and HBL Group, LLC Insurance and Financial Services.

6 Solutions for your business Tax Efficient Strategies Insurance Analysis Attract & Retain Key Employees Whether you re a sole proprietor or have many employees, we have a team ready to meet your organizations goals. We consider ourselves a resource to you, one that works for your company s future. Whether you have a plan in place or you need to build one from scratch, we have the experience, the technology and the relationships for any need. We will analyze your existing business insurance, identify possible gaps, and will work with you to help ensure that you and your employees are getting the most appropriate benefit from your financial portfolio. We pride ourselves on customer service and want to make sure everyone feels as confident in your plan as we do. B u s i n e s s Strategies 401(k) Plans & 403 (b) Plans Tax Sheltered Annuities Tax Deferred Annuities Estate Conservation Strategies Deferred Compensation Executive Bonus Plans Key Man Insurance Strategies Mutual Funds Pension Transfers/Rollovers

7 S t r a t e g i c Alliances HBL Group, LLC Insurance and Financial Services, is an independent firm affiliated with the John Hancock Financial Network. We have strong alliances with some of the most respected financial institutions in the marketplace which affords us diversity in the products we can offer and allows us to create customized financial strategies for each client. At HBL, we want to be well-rounded in our approach with our clients. To do so, we have developed strategic alliances and partnerships with other professionals who can offer products and services that compliment the work we do. We can help you reach your goals with confidence through trusted specialists who can offer some of the following: Group Benefits* Life Insurance Health Insurance Disability Income Insurance Dental Insurance General Liability Insurance* Workers Compensation* Commercial Insurance* *All Legal and Tax advice as well as Commercial services are offered by insurers independent of Signator Investors, Inc., John Hancock, and HBL Group, LLC Insurance and Financial Services.

8 HBL Group, LLC Insurance and Financial Services 187 Gonic Road, Suite 2A Rochester, NH Phone: Registered Representative/Securities and Investments Advisory Services offered through Signator Investors, Inc, Member FINRA, SIPC, a Registered Investment Advisor. Offering John Hancock Insurance Products. Boston Partners Financial Group, LLC and HBL Group, LLC Insurance and Financial Services is independent of Signator Investors, Inc. and John Hancock. 138 River Road, Suite 310, Andover, MA 01810,