Corporate Online. Export formats for Account information

Transcription

1 Corporate Online Export formats for Account information

2 Introducing export formats for accounts About Corporate Online Westpac Corporate Online is an internet-based electronic platform, providing a single point of entry to a suite of online transactional services specifically designed for major Australian, New Zealand and international corporations and government bodies. The administration application of Corporate Online allows control over what applications and features staff members can use and which accounts and services they have access to, including the ability of who can view and export transaction and balance information. For details of how to use Corporate Online please refer to the Help section available for each screen or refer to the User guide available from the left hand menu of each application. About this Guide This guide details the export formats in which account information may be exported through Corporate Online for reconciliation. The steps required to create an export schedule in Corporate Online is outlined in a quick reference guide titled Exporting. This is available from the User Guide left hand menu item in the Accounts application. Before you are able to export account information, your Corporate Online Administrators will need to assign your access to this feature. The exported file may then be uploaded into your own system for reconciliation purposes. Export files created in CSV format only (Comma Separated Values) can be used in a spreadsheet program e.g. Microsoft Excel. A document containing helpful tips for using CSV export files in Excel is also available from the User Guide left hand menu item in the Accounts application. Copyright 2016 Westpac Banking Corporation ABN AFSL and Australian credit licence Export formats for Account information Page 2 of 78

3 Introducing export formats for accounts Contents Introducing export formats for accounts... 4 Details provided using each export option... 4 Formats available using each export option... 4 Types of accounts available for each export format... 5 CSV export format - Today s balances... 6 CSV export format - Today s transactions (Australia & Pacific)... 8 CSV export format - Today s transactions (New Zealand NZD) CSV export format -Today s transactions (New Zealand foreign) CSV export format - Previous day balances CSV export format - Previous day closing balances and transactions CSV export format - Previous day transactions BRS export format BRW export format S.A.P. Multicash export format Westpac accounts domiciled in Australia, the Pacific and Other bank accounts Westpac accounts domiciled in New Zealand S.A.P. Multicash export format (2) Westpac accounts domiciled in Australia & the Pacific Service U export format Quicken Interchange Format (Australia) Quicken Interchange Format (New Zealand) Open Financial Exchange format (Australia) Bank Administration Institute format (BAI2) User Defined export format Appendix A Appendix B Export formats for Account information Page 3 of 78

4 Introducing export formats for accounts Introducing export formats for accounts Corporate Online provides two (2) options to export account information and balances: 1. Creating an export file to be available at the start of each day (Export schedule) 2. Exporting details displayed on screen at any time of the day (Immediate export) The method used in Corporate Online to export account information and balances will determine what details the export file will contain and what format(s) are available. Details provided using each export option The following table outlines what details are provided by the method used in Corporate Online to export account information and balances. Details provided in the export file Export schedule Immediate export Overnight transactions and balances Current and available balances (intra-day) Current day transactions (intra-day) Debit and credit transactions listed in separate columns Formats available using each export option The following table outlines what format(s) are available by the method used in Corporate Online to export account information and balances. Format of the export file Export schedule Immediate export Comma Separated Value (CSV) Comma Separated Value (CSV) balances only Comma Separated Value (CSV) transactions only Balance Reporting System (BRS) Balance Reporting System (BRS) balances only Balance Reporting for Windows (BRW) SAP Multicash and SAP Multicash (2) Service U Quicken Interchange Format (QIF) Open Financial Exchange (OFX) Bank Administration Institute (BAI2) User Defined Export formats for Account information Page 4 of 78

5 Introducing export formats for accounts Types of accounts available for each export format The following table outlines what types of accounts can be exported in the available. Format of the export file Australia New Zealand Fiji Papua New Guinea CSV Today s balances CSV Today s transactions CSV Today s transactions (NZ NZD) CSV Today s transactions (NZ foreign) CSV Previous day balances CSV Previous day closing balances and transactions Balance Reporting System (BRS) transactions and balances Balance Reporting System (BRS) balances only Balance Reporting for Windows (BRW) SAP Multicash SAP Multicash (2) Service U Quicken Interchange format (QIF) Open Financial Exchange format (OFX) Bank Administration Institute format (BAI2) User defined Export formats for Account information Page 5 of 78

6 CSV export format - Today s balances CSV export format - Today s balances What type of accounts can be exported in this format? Any account domiciled in Australia, Fiji, New Zealand or Papua New Guinea may be exported in whether they are held in a local of foreign currency. When will the export file be available? Initial record Balance record This export file can be requested any time to include current and available balances for a selected account group. Select Export account list from the Account list screen. Line 1 of each CSV file created will contain column headings based on field names. The following fields will be inverted in quotation marks ( FIELD TEXT ) Account description Field name Field length (max) Description of field and possible values Account description 25 Account description Account number 17 The Branch Number / Account number, e.g.: Currency code 3 The currency of the account, AUD = Australian dollars, FJD = Fijian dollars, NZD = New Zealand dollars, PGK = Papua New Guinea kina Closing balance date 8 In format DDMMCCYY Closing balance* 17 The closing balance as at the Closing balance date indicated in format with a leading - sign to indicate a debit balance where applicable. Current date 8 In format DDMMCCYY Current balance* 17 Debit balance formatted with leading sign, ie Available balance* 17 In format * Totals shown at bottom of column. Default file name The default export file name is: GROUP NAME_DD-MM-CCYY_HH-MM_ CSV Export formats for Account information Page 6 of 78

7 CSV export format - Today s balances Where: Field name Description GROUP NAME The name of the group of accounts being exported DD-MM-CCYY The date file is being exported HH-MM The time file is being exported The customer number of the user exporting the data CSV File format Change history This file format was last updated November 2006 Export formats for Account information Page 7 of 78

8 CSV export format - Today s transactions (Australia & Pacific) CSV export format - Today s transactions (Australia & Pacific) What type of accounts can be exported in this format? Accounts held with Westpac in Australia, Fiji and Papua New Guinea. When will the export file be available? Initial record Transaction record This export file can be requested any time to include todays or a previous day transactions for a selected account. Select Export transaction list from the Transaction list screen. Line 1 of each CSV file created will contain column headings based on field names. The following fields will be inverted in quotation marks ( FIELD TEXT ) Account description Description of transaction Field name Field length (max) Description of field and possible values Account description 25 Account description Account number 17 The Branch Number / Account number, e.g: Currency 3 The currency of the account, AUD = Australian dollars, FJD = Fijian dollars, NZD = New Zealand dollars, PGK = Papua New Guinea kina Date 8 The date the transaction was posted to the account in format DDMMCCYY Description of transaction 100 Description of transaction Debits* 7 Amount of transaction where a debit in format with no leading sign Credits* 17 Amount of transaction where a credit in format with no leading sign * Totals shown at bottom of column. Default file name The default export file name is: ACCOUNT NUMBER_DD-MM-CCYY_HH-MM_ CSV Export formats for Account information Page 8 of 78

9 CSV export format - Today s transactions (Australia & Pacific) Where: Field name Description ACCOUNT NUMBER The account details of the account being exported DD-MM-CCYY The date file is being exported HH-MM The time file is being exported The customer number of the user exporting the data CSV File format Change history This file format was last updated November 2006 Export formats for Account information Page 9 of 78

10 CSV export format - Today s transactions (New Zealand NZD) CSV export format - Today s transactions (New Zealand NZD) What type of accounts can be exported in this format? Accounts held with Westpac in New Zealand in New Zealand dollars (NZD). When will the export file be available? Initial record Transaction record This export file can be requested any time to include todays or a previous day transactions for a selected account. Select Export transaction list from the Transaction list screen Line 1 of each CSV file created will contain column headings based on field names. The following fields will be inverted in quotation marks ( FIELD TEXT ) Account description Other party name Particulars Analysis code Reference Field name Field length (max) Description of field and possible values Account description 25 Account description Account number 17 The Branch Number / Account number / Suffix, e.g.: Currency 3 The currency of the account, NZD = New Zealand dollars. Date 8 The date the transaction was posted to the account in format DDMMCCYY Other party name 12 Alphanumeric Particulars 12 Alphanumeric Analysis code 12 Alphanumeric Reference 12 Alphanumeric MTS 2 Numeric Debits* 17 Amount of transaction where a debit in format with no leading sign Credits* 17 Amount of transaction where a credit in format with no leading sign * Totals shown at bottom of column. Export formats for Account information Page 10 of 78

11 CSV export format - Today s transactions (New Zealand NZD) Default file name The default export file name is: ACCOUNT NUMBER_DD-MM-CCYY_HH-MM_ CSV Where: Field name Description ACCOUNT NUMBER The account details of the account being exported DD-MM-CCYY The date file is being exported HH-MM The time file is being exported The customer number of the user exporting the data CSV File format Export formats for Account information Page 11 of 78

12 CSV export format -Today s transactions (New Zealand foreign) CSV export format -Today s transactions (New Zealand foreign) What type of accounts can be exported in this format? Accounts held with Westpac in New Zealand in a currency other than New Zealand dollars (NZD). When will the export file be available? Initial record Transaction record This export file can be requested any time to include todays or a previous day transactions for a selected account. Select Export transaction list from the Transaction list screen. Line 1 of each CSV file created will contain column headings based on field names. The following fields will be inverted in quotation marks ( FIELD TEXT ) Account description Owner reference Extra reference Field name Field length (max) Description of field and possible values Account description 25 Account description Account number 17 The Branch Number / Account number, e.g.: COR123456USD Currency code 3 The currency of the account, AUD = Australian dollars, USD = United States dollars Posting date 8 The date the transaction was posted to the account in format DDMMCCYY Value date 8 The date the transaction was occurred in format DDMMCCYY Owner reference 16 Alphanumeric Extra reference 16 Alphanumeric Debits* 17 Amount of transaction where a debit in format with no leading sign Credits* 17 Amount of transaction where a credit in format with no leading sign * Totals shown at bottom of column. Export formats for Account information Page 12 of 78

13 CSV export format -Today s transactions (New Zealand foreign) Default file name The default export file name is: ACCOUNT NUMBER_DD-MM-CCYY_HH-MM_ CSV Where: Field name Description ACCOUNT NUMBER The account details of the account being exported DD-MM-CCYY The date file is being exported HH-MM The time file is being exported The customer number of the user exporting the data CSV File format Export formats for Account information Page 13 of 78

14 CSV export format - Previous day balances CSV export format - Previous day balances What type of accounts can be exported in this format? Any account domiciled in Australia, Fiji New Zealand, Papua New Guinea or Fiji may be exported in CSV format whether they are held in a local of foreign currency. When will the export file be available? Initial record Balance record An export schedule is required to be created in order to receive information in this format. A file is produced at the start of each day containing information for the previous business day. Line 1 of each CSV file created will contain column headings based on field names. The following fields will be inverted in quotation marks ( FIELD TEXT ) Account name Amount formats Field name Default file name Field length (max) Description of field and possible values Transaction date 8 In format YYYYMMDD, e.g.: Account number 17 The Branch Number / Account number, e.g.: Account name 25 Account description Currency code 3 The currency of the account, AUD = Australian dollars, FJD = Fijian dollars, NZD = New Zealand dollars, PGK = Papua New Guinea kina Opening balance 17 Amount as formatted for the currency with leading sign, i.e. or + and nnnnnnnnnnnn.cc Total debit value 17 Amount as formatted for the currency with leading sign, i.e. and nnnnnnnnnnnn.cc Total credit value 17 Amount as formatted for the currency with leading sign, i.e. + and nnnnnnnnnnnn.cc Movement 17 Amount as formatted for the currency with leading sign, i.e. or + and nnnnnnnnnnnn.cc Closing balance 17 Amount as formatted for the currency with leading sign, i.e. or + and nnnnnnnnnnnn.cc All amounts are to be formatted as per currency codes rules e.g. a credit of AUD would = Export formats for Account information Page 14 of 78

15 CSV export format - Previous day balances The default export file name is: ACCOUNTS_DD-MM-CCYY_ _X.CSV Where: Field name Description ACCOUNTS The type of data being downloaded DD-MM-CCYY Today s date The customer number of the user performing the action. X B indicates a Balances only export file. CSV File format Export formats for Account information Page 15 of 78

16 CSV export format - Previous day closing balances and transactions CSV export format - Previous day closing balances and transactions What type of accounts can be exported in this format? What is the file format? Any account domiciled in Australia, Fiji, New Zealand, Papua New Guinea or Fiji may be exported in CSV format whether they are held in a local of foreign currency. The export file will contain all transaction records for a chosen date or range of dates for the selected accounts. Each of the fields included are separated by a comma. When will the export file be available? Transaction record An export schedule is required to be created in order to receive information in this format. A file is produced at the start of each day containing information for the previous business day. Initial record Line 1 of each CSV file created will contain column headings based on field names. The following fields will be inverted in quotation marks ( FIELD TEXT ) Account name Narrative Field name Field length (max) Description of field and possible values Transaction date 8 In format YYYYMMDD, e.g: Account number 17 The Branch Number / Account number, e.g: Account name 25 Account description Currency code 3 The currency of the account, AUD = Australian dollars, FJD = Fijian dollars, NZD = New Zealand dollars, PGK = Papua New Guinea kina Closing balance 17 Amount as formatted for the currency with leading sign, ie. or + and nnnnnnnnnnnn.ccc Transaction amount 17 Amount as formatted for the currency with leading sign, ie. or + and nnnnnnnnnnnn.ccc Transaction code 3 Three character numerical code signifying the type of transaction e.g. 050 = DEPOSIT 009 = WITHDRAWAL BY CHEQUE Narrative 100 Description of transaction Serial number 7 Serial number Export formats for Account information Page 16 of 78

17 CSV export format - Previous day closing balances and transactions Amount formats No transactions All amounts are to be formatted as per currency codes rules. e.g. A credit of AUD would = If a segment does not have any transactions on a particular day, one record is to be included with blanks for the last four positions. Trancodes For further information on valid transaction codes please contact your Westpac representative for assistance. Default file name The default export file name is: ACCOUNTS_DD-MM-CCYY_ CSV Where: Field name Description ACCOUNTS The type of data being downloaded DD-MM-CCYY Today s date The customer number of the user performing the action. CSV File format Export formats for Account information Page 17 of 78

18 CSV export format - Previous day transactions CSV export format - Previous day transactions What type of accounts can be exported in this format? What is the file format? Any account domiciled in Australia, Fiji, New Zealand, Papua New Guinea or Fiji may be exported in CSV format whether they are held in a local of foreign currency. The export file will contain selected transaction records for a chosen date or range of dates for the selected accounts. Each of the fields included are separated by a comma. When will the export file be available? Initial record Transaction record An export schedule is required to be created in order to receive information in this format. A file is produced at the start of each day containing information for the previous business day. Line 1 of each CSV file created will contain column headings based on field names. The following fields will be inverted in quotation marks ( FIELD TEXT ) Account name Narrative Field name Field length (max) Description of field and possible values Transaction date 8 In format YYYYMMDD, e.g: Account number 17 The Branch Number / Account number, e.g: Account name 25 Account description Currency code 3 The currency of the account, AUD = Australian dollars, FJD = Fijian dollarsnzd = New Zealand dollars, PGK = Papua New Guinea kina Narrative 100 Description of transaction Transaction code 3 Three character numerical code signifying the type of transaction e.g. 050 = DEPOSIT Serial number 7 Serial number 009 = WITHDRAWAL BY CHEQUE Transaction amount 17 Amount as formatted for the currency with leading sign, i.e. or + and nnnnnnnnnnnn.cc Export formats for Account information Page 18 of 78

19 CSV export format - Previous day transactions Amount formats No transactions All amounts are to be formatted as per currency codes rules. e.g. a credit of AUD would = If an account segment does not have any transactions on a particular day, one record is to be included with blanks for the last four positions. Trancodes For further information on valid transaction codes please contact your Westpac representative for assistance. Default file name The default export file name is: ACCOUNTS_DD-MM-CCYY_ _X.CSV Where: Field name Description ACCOUNTS The type of data being downloaded DD-MM-CCYY Today s date The customer number of the user performing the action. X T indicates a Transaction only export file. CSV File format Export formats for Account information Page 19 of 78

20 BRS export format BRS export format Balance Reporting System (BRS) is a Westpac proprietary format commonly used by Financial Management systems for account reconciliation. The transaction description is limited to 42 characters. Corporate Online offers two (2) types of BRS export files: Balance reporting system (BRS) with transactions and balances Balance reporting system (BRS) with balances only What type of accounts can be exported into BRS? What is the file format? Initial record Any account domiciled in Australia, Fiji, New Zealand or Papua New Guinea may be exported in BRS format whether they are held in a local of foreign currency. File header Position Length Characteristics Field description and possible values Character Field will always populate as #BRS# Number Generated by Host, field will populate as Date File format will be YYYYDDD, e.g.: 20 th August 2002 will display as (232 is the Julian date) Character Field will always populate as SOD Position Length Characteristics Field description and possible values Character Field will always populate as Character Field will populate with the Bank ID, e.g. AU03 or NYKP Character Current processing date Field format will be YYYYDDD, e.g. 19 th August 2002 will display as (231 is the Julian date) Character Previous processing date Field format will be YYYYDDD, e.g. 16 th August 2002 will display as (228 is the Julian date) Character Next processing date Field format will be YYYYDDD, e.g. 20 th August 2002 will display as (232 is the Julian date) Export formats for Account information Page 20 of 78

21 BRS export format Account header 1 Position Length Characteristics Field description and possible values Character Next next processing date - Field format will be YYYYDDD, e.g. 21 st August 2002 will display as (233 is the Julian date) Position Length Characteristics Field description and possible values Character Field will always populate as Character Field will populate with the Bank ID, e.g. AU03 or NYKP Character Account number this field will populate the Branch / Accounts number and is left justified, e.g Character Currency Code This field is a three character alphabetical code signifying the currency e.g. AUD = Australian dollars or USD = United States dollars Number Closing balance This amount field nnnnnnnnnnnnncc is right justified and zero filled e.g. 1,000, = Character Sign for closing balance + for a positive balance and - for a negative balance Number Overdraft Limit This amount field nnnnnnnnnnnnn is right justified and zero filled e.g. 100, = Number Accrued interest This amount field nnnnnnnnnnnnncc is right justified and zero filled e.g. 1,209.56= Character Sign for accrued interest + for credit interest and - for debit interest Number Bank use only Field will populate as Character Bank use only Always populate as a Number Accrued Debits tax This amount field nnnnnnnnnnnnncc is right justified and zero filled e.g = Where BAD tax is not applicable this field will be populated with all zeros Character Sign for accrued debits tax Always populate as a -. Export formats for Account information Page 21 of 78

22 BRS export format Account header 2 Transaction record Position Length Characteristics Field description and possible values Character This field will always populate as Number Accrued Unused limit fee This amount field nnnnnnnnnnnnncc is right justified and zero filled e.g = Character Sign for Accrued Unused limit fee Always populate as a Number Accrued account fee - This amount field nnnnnnnnnnnnncc is right justified and zero filled e.g = Character Sign for Accrued Unused limit fee Always populate as a Number Debit cutoff amount (only applicable to customers who have requested a debit cutoff limit on their transactions) - This amount field nnnnnnnnnnnnncc is right justified and zero filled e.g = Number Credit Cutoff amount (only applicable to customers who have requested a credit cutoff limit on their transactions) - This amount field nnnnnnnnnnnnncc is right justified and zero filled e.g = Character Account name This field will always populate with the Account name and is left justified e.g. SYDNEY ACC # Number Bank Use only Field will always populate as Note: The Balances only version of BRS format does not contain the Transaction record. Position Length Characteristics Field description and possible values Character Field will always populate as Number Transaction amount This amount field nnnnnnnnnnnnncc is right justified and zero filled e.g = Character Sign for transaction amount + for a credit transaction and - for a debit transaction Number Transaction code (three character numerical code signifying the type of transaction e.g. 050, 013, 060 or 009) Export formats for Account information Page 22 of 78

23 BRS export format Account trailer Position Length Characteristics Field description and possible values Character Narrative (Transaction narrative e.g. COMPANY PTY LTD or WITHDRAWAL/CHEQUE , this field is left justified Character Serial number This field will contain a serial number e.g , if no serial is applicable the field will populate as Character Bank use only - Field will be blank Character Segment BSB and Account Number, e.g Note: For segments that do not have a BSB and Account number populate as. Position Length Characteristics Field description and possible values Character Field will always populate as Number Total debit amount This amount field nnnnnnnnnnnnncc is right justified and zero filled e.g = Number Number of debit transactions This field is right justified and zero filled e.g. for 2 debit transactions, this field will populate as Number Total credit amount This amount field nnnnnnnnnnnnncc is right justified and zero filled e.g = Number Number of credit transactions - This field is right justified and zero filled e.g. for 2 credit transactions, this field will populate as Export formats for Account information Page 23 of 78

24 BRS export format Delete account Position Length Characteristics Field description and possible values Number Account total amount This field is a formula that is calculated by Westpac Banking Corporation. The formula is as follows: 1) Closing Balance +/- 2) Overdraft Limit + 3) Accrued Interest +/- 4) Accrued Debits tax - 5) Accrued Unused Limit fee 6) Accrued Account fee 7) Total debit amount 8) Total credit amount + e.g. 1) + 1,000, ) + 100, ) + 1, ) ) ) ) ) Account total amount = 1,100, expressed as Character Sign for Account total amount - + for positive account total amount and - for negative account total amount Number Total number of transactions This field is right justified zero filled e.g. for 3 transactions the field is populated as To indicate an account has been deleted, the exported file will send record type 01, followed by 90, then 99. Position Length Characteristics Field description and possible values Character Field will always populate as Character Account number This field will display the account number which has been closed. Export formats for Account information Page 24 of 78

25 BRS export format File trailer Position Length Characteristics Field description and possible values Character Field will always populate as Number File total amount Refer to the Account total amount as it appears in record 07 for the calculation e.g. this amount will display as Character Sign for File Total Amount + for positive account total amount and - for negative account total amount Number Total number of records This field will calculate the number of individual lines that exist for an account record e.g. 1 x 01 record, 1 x 02 record, 1 x 03 record, 3 x 05 record, 1 x 07 record would = Number Total number of transactions This field is right justified, zero filled e.g. for 3 transactions the field populated as Final record for each account Default file name Position Length Characteristics Field description and possible values Character Field will always populate as #END#. The default export file is are: ACCOUNTS_DD-MM-CCYY_ _X.BRS Where: Field name ACCOUNTS DD-MM-CCYY Description The type of data being downloaded Today s date The customer number of the user performing the action. X BRS Change history B included to indicate a Balance only BRS file File format This file format was last updated November 2006 Export formats for Account information Page 25 of 78

26 BRW export format BRW export format Balance Reporting for Windows (BRW) Westpac extended format is a Westpac proprietary format with extended narrative information (up to 200 characters) to include the full transaction narrative. BRW file format is modelled on SWIFT MT940 format. What type of accounts can be exported into BRW? What is the file format? Basic header Any account domiciled in Australia, Fiji, New Zealand or Papua New Guinea may be exported in BRW format whether they are held in a local of foreign currency. Application header Position Length Characteristics Field description and possible values 1 1 Alphanumeric Start identifier { Alphanumeric Record identifier - 1: 3 1 Alphanumeric Type - F for FIN (User - User) Numeric Protocol zero filled Alphanumeric Sender ID e.g. WPACAU2DKXXX where WPAC Bank code, AU Country and 2DKXXX Location/Branch Code Numeric Session No - Current time (HHMM) Numeric Sequence No zero filled 28 1 Alphanumeric End identifier - } Position Length Characteristics Field description and possible values 1 1 Alphanumeric Start Identifier - { Alphanumeric Record Identifier - 2: 4 1 Alphanumeric Message Output Type - W Alphanumeric Message Type Numeric Time of sender (Current Time) HHMM Numeric Date of sender (Current Date YYMMDD Alphanumeric Recipient ID - DeskBank Customer ID + PC ID Numeric Session number - Current Time HHMM Numeric Sequence Number zero filled Numeric Recipient date - Current Date YYMMDD Export formats for Account information Page 26 of 78

27 BRW export format Position Length Characteristics Field description and possible values Numeric Recipient time - Current Time hhmm 50 1 Alphanumeric Delivery type - N (Normal) 51 1 Alphanumeric End identifier - } Message body Position Length Characteristics Field description and possible values 1 1 Alphanumeric Start identifier - { Alphanumeric Identifier - 4: Alphanumeric Transaction ref number tag - :20: Alphanumeric Transaction reference number Alphanumeric Account identifier tag - :25: Alphanumeric Account identifier - Bank ID + Account ID + / + Account name Alphanumeric Statement number tag - :28C: /3 Alphanumeric Statement number - Current Date YYDDD (Julian) Alphanumeric Opening balance tag - :60x: where x is F First opening balance to be used on the first MT950 should the transactions spread to multiple messages. M Intermediate balance used in subsequent message 6 1 Alphanumeric Sign C for Credit or D for Debit Numeric Date in YYMMDD format Alphanumeric Currency Code, e.g. AUD for Australian Dollars, FJD for Fijian dollars, NZD for New Zealand dollars or PGK for Papua New Guinea kina Numeric Amount format = nnnnnnnnnnnn,cc where, is the decimal point cc is cent Alphanumeric Statement line (multiple) - :61: Numeric Date in YYMMDD format Alphanumeric Sign C for Credit or D for Debit Numeric Amount format = nnnnnnnnnnnn,cc where, is the decimal point cc is cent Alphanumeric Transaction code - W aaa where aaa is the 3 character transaction code Alphanumeric Serial No (reference for account owner) - Must not be all blank Export formats for Account information Page 27 of 78

28 BRW export format Position Length Characteristics Field description and possible values Alphanumeric Transaction narrative Alphanumeric Bank Generated transaction flag - 0 or Alphanumeric Was account (where applicable) Alphanumeric Closing balance tag - :62a: where a is F for Final balance or M for Intermediate 6 1 Alphanumeric Closing balance sign C for Credit or D for Debit Numeric Closing balance date in YYMMDD Alphanumeric Currency Code, e.g. AUD for Australian Dollars, FJD for Fijian dollars, NZD for New Zealand dollars or PGK for Papua New Guinea kina Numeric Closing Balance Amount format = nnnnnnnnnnnn,cc where, is the decimal point cc is cent Alphanumeric Closing interest sign C for Credit or D for debit Numeric Closing Interest Amount format = nnnnnnnnnnnn,cc where, is the decimal point cc is cent Alphanumeric Closing FID sign C for Credit or D for Debit Numeric Closing FID amount format = nnnnnnnnnnnn,cc where, is the decimal point cc is cent Alphanumeric Closing BAD sign C for Credit or D for Debit Numeric Closing BAD Amount format = nnnnnnnnnnnn,cc where, is the decimal point cc is cent Alphanumeric Closing Unused Limit Fee sign C for Credit or D for Debit Numeric Closing unused Limit fee format = nnnnnnnnnnnn,cc where, is the decimal point cc is cent Alphanumeric Closing composite fee sign C for Credit or D for Debit Numeric Closing composite fee format = nnnnnnnnnnnn,cc where, is the decimal point cc is cent Alphanumeric Closing Debit cutoff sign C for Credit or D for Debit Export formats for Account information Page 28 of 78

29 BRW export format Default file name Position Length Characteristics Field description and possible values Numeric Closing Debit cutoff sign format = nnnnnnnnnnnn,cc where, is the decimal point cc is cent Alphanumeric Closing Credit cutoff sign C for Credit or D for Debit Numeric Closing Credit cutoff amount format = nnnnnnnnnnnn,cc where, is the decimal point cc is cent Alphanumeric Closing Overdraft limit sign C for Credit or D for Debit Numeric Closing Overdraft limit amount format = nnnnnnnnnnnn,cc where, is the decimal point cc is cent Alphanumeric Closed account tag - :90: Alphanumeric Account ID - Bank ID + Account ID Alphanumeric End tag - } The default export file is: ACCOUNTS_DD-MM-CCYY_ _.BRW Where: Change history Field name ACCOUNTS DD-MM-CCYY Description The type of data being downloaded Today s date The customer number of the user performing the action. BRW File format This file format was last updated November 2006 Export formats for Account information Page 29 of 78

30 S.A.P. Multicash export format S.A.P. Multicash export format The S.A.P. Multicash format allows account information to be exported from Westpac s Corporate Online to a file that can be imported into the S.A.P. general ledger system. What type of accounts can be exported into S.A.P.? What is the file format? Any Westpac account domiciled in Australia, Fiji, Westpac New Zealand, Papua New Guinea or an account held with another bank where transactions and balances are available for viewing in Online Accounts may be exported in S.A.P. Multicash format whether they are held in a local or foreign currency. S.A.P. Multicash data is formatted into fields which are separated by semicolons ( ; ). Each line/record is variable length and is delimited by a CR/LF pair. The S.A.P. Multicash format is comprised of two (2) export formats: Balances Transactions To export the balances and transactions into your S.A.P. system, both exports must be performed and loaded into your general ledger system. The exports are complimentary. Westpac reserves the right to final interpretation of these formats which are provided in good faith that they are accurate at time of distribution. These formats will need to be tested in your environment prior to placing into your production systems. Export formats for Account information Page 30 of 78

31 S.A.P. Multicash export format Westpac accounts domiciled in Australia, the Pacific and Other bank accounts Balances Field Field description Possible values 1 Bank & branch details Westpac accounts in Australia: 6 numeric Branch number, for example: Westpac accounts in Fiji or Papua New Guinea and other banks: 4 digit Bank code, for example CHUS for JP Morgan Chase N.A., USA. 2 Account number Up to 34 alphanumeric characters. 3 Statement number 5 numeric, in format YYNNN where NNN is Julian date 4 Statement date In format DD.MM.YY (8 characters) 5 Currency The currency of the account, AUD = Australian dollars, FJD = Fijian dollars, PGK = Papua New Guinea kina 6 Opening balance For example: $13.41 is or $13.41 overdrawn is Total debits For example: $13.41 is Total credit For example: $13.41 is Closing balance For example: $13.41 is or $13.41 overdrawn is Account name 11 Not used Intentionally left blank 12 Not used Intentionally left blank 13 Not used Intentionally left blank 14 Not used Intentionally left blank 15 Not used Intentionally left blank 16 Not used Intentionally left blank 17 Not used Intentionally left blank 18 Number of available transactions (No trailing semi-colon) Export formats for Account information Page 31 of 78

32 S.A.P. Multicash export format Transactions Field Field description Field description and possible values 1 Bank & branch details Westpac accounts in Australia: 6 numeric Branch number, for example: Westpac account in Fiji or Papua New Guinea and other banks: 4 digit Bank code, for example CHUS for JP Morgan Chase N.A., USA. 2 Account number Up to 34 alphanumeric characters. 3 Statement number 5 numeric, in format YYNNN where NNN is Julian date 4 Value date In format DD.MM.YY (8 characters) 5 Not used Intentionally left blank 6 Narrative 1 First 27 characters of the Transaction description 7 Not used Intentionally left blank 8 Not used Intentionally left blank 9 Not used Intentionally left blank 10 Serial number Includes cheque numbers 11 Transaction amount For example: $13.41 is or $13.41 debit is Not used Intentionally left blank 13 No of collector Always populated with a zero 0 14 Booking date The date the transaction was posted to the bank statement in format DD.MM.YY. 15 Not used Intentionally left blank 16 Not used Intentionally left blank 17 Not used Intentionally left blank 18 Narrative Next 27 characters of the Transaction description (where applicable) 19 Narrative Next 27 characters of the Transaction description (where applicable) 20 Narrative Next 27 characters of the Transaction description (where applicable) 21 Narrative Next 27 characters of the Transaction description (where applicable) 22 Narrative Next 27 characters of the Transaction description (where applicable) 23 Narrative Next 27 characters of the Transaction description (where applicable) 24 Narrative Next 27 characters of the Transaction description (where applicable) Export formats for Account information Page 32 of 78

33 S.A.P. Multicash export format Field Field description Field description and possible values 25 Narrative Next 27 characters of the Transaction description (where applicable) 26 Narrative Next 27 characters of the Transaction description (where applicable) 27 Narrative Next 27 characters of the Transaction description (where applicable) 28 Not used Intentionally left blank 29 Not used Intentionally left blank 30 Not used Intentionally left blank 31 Not used Intentionally left blank 32 Not used Intentionally left blank 33 Not used Intentionally left blank 34 Transaction code 3 digit bank transaction code in format XXX, e.g: transaction code 50 is Not used Intentionally left blank (trailing semi-colon present) Westpac accounts domiciled in New Zealand Balances Field Field description Possible values 1 Bank & Branch details NZD accounts: 6 numeric, i.e: Foreign Currency accounts: 3 alpha, ie: RET or WRE 2 Account details NZD accounts: 9 numeric, (last 7 of Account number & last 2 of suffix). 3 Year and Julian date Foreign Currency accounts: 15 alphanumeric In format YYNNN where NNN is Julian date 4 Statement date In format DD.MM.YY (8 characters) 5 Currency For example: NZD or USD 6 Opening balance For example: $13.41 is or $13.41 overdrawn is Total debits For example: $13.41 is Total credit For example: $13.41 is Closing balance For example: $13.41 is or $13.41 overdrawn is Account name 11 Not used Intentionally left blank Export formats for Account information Page 33 of 78

34 S.A.P. Multicash export format Field Field description Possible values 12 Not used Intentionally left blank 13 Not used Intentionally left blank 14 Not used Intentionally left blank 15 Not used Intentionally left blank 16 Not used Intentionally left blank 17 Not used Intentionally left blank 18 Number of available transactions (No trailing semi-colon) Transactions Field Field description Possible values 1 Bank & Branch details NZD accounts: 6 numeric, i.e.: Foreign Currency accounts: 3 alpha, i.e.: RET or WRE 2 Account details NZD accounts: 9 numeric, (last 7 of Account number & last 2 of suffix) 3 Year and Julian date Foreign Currency accounts: 15 alphanumeric In format YYNNN where NNN is Julian date 4 Value date In format DD.MM.YY (8 characters) 5 Not used Intentionally left blank 6 Narrative 1 NZD accounts: Particulars (12 characters), Analysis code (12 characters) and Reference (1 character). Each set of characters is separated by a single space. 7 Not used Intentionally left blank 8 Not used Intentionally left blank 9 Not used Intentionally left blank Foreign Currency accounts: Owner reference (16 characters) 10 Serial number NZD accounts: Always displayed as Transaction amount 12 Not used Intentionally left blank 13 Not used Intentionally left blank Foreign Currency accounts: Intentionally left blank. For example: $13.41 is or $13.41 debit is Export formats for Account information Page 34 of 78

35 S.A.P. Multicash export format Default file name Field Field description Possible values 14 Posting date The date the transaction was posted to the bank statement in format DD.MM.YY. 15 Not used Intentionally left blank 16 Not used Intentionally left blank 17 Not used Intentionally left blank Note: For foreign currency accounts Posting Date may be different to Value date. 18 Narrative NZD accounts: Reference (12 characters) Foreign Currency accounts: Our reference (16 characters) 19 Narrative NZD accounts: Other party name (20 characters) Foreign Currency accounts: Extra reference (first 27 characters) 20 Narrative NZD accounts: Intentionally left blank 21 Not used Intentionally left blank 22 Not used Intentionally left blank 23 Not used Intentionally left blank 24 Not used Intentionally left blank 25 Not used Intentionally left blank 26 Not used Intentionally left blank 27 Not used Intentionally left blank 28 Not used Intentionally left blank 29 Not used Intentionally left blank 30 Not used Intentionally left blank 31 Not used Intentionally left blank 32 Not used Intentionally left blank Foreign Currency accounts: Extra reference (characters 28 to 32) 33 MTS Source code NZD accounts: 2 digit MTS source code, e.g.: AP, DC, DD Foreign Currency accounts: Intentionally left blank 34 Transaction code NZD accounts: 3 digit bank transaction code, i.e.: trancode 50 is 050 Foreign Currency accounts: Intentionally left blank. 35 Not used Intentionally left blank (trailing semi-colon present) When you execute the download of a file in S.A.P. Multicash format from Corporate Online you will be required to save the Balance and Transaction files simultaneously. Export formats for Account information Page 35 of 78

36 S.A.P. Multicash export format The default export file names are: ACCOUNTS_DD-MM-CCYY_ _X.SAP Where: Field name Description ACCOUNTS The type of data being downloaded DD-MM-CCYY Today s date The customer number of the user performing the action. X B for Balance file and T for Transaction file SAP File format Change history This file format was last updated June 2008 Export formats for Account information Page 36 of 78

37 S.A.P. Multicash export format (2) S.A.P. Multicash export format (2) The S.A.P. Multicash format 2 allows account information to be exported from Westpac s Corporate Online to a file that can be imported into the S.A.P. general ledger system. What type of accounts can be exported into S.A.P.? What is the file format? Any Westpac account domiciled in Australia, Fiji and Papua New Guinea may be exported in S.A.P. Multicash format (2) whether they are held in a local or foreign currency. S.A.P. Multicash data is formatted into fields which are separated by semicolons ( ; ). Each line/record is variable length and is delimited by a CR/LF pair. The S.A.P. Multicash format is comprised of two (2) export formats: Balances Transactions To export the balances and transactions into your S.A.P. system, both exports must be performed and loaded into your general ledger system. The exports are complimentary. Westpac reserves the right to final interpretation of these formats which are provided in good faith that they are accurate at time of distribution. These formats will need to be tested in your environment prior to placing into your production systems. Westpac accounts domiciled in Australia & the Pacific Balances Field Field description Possible values 1 Bank & branch details 6 numeric Branch number, for example: Account number 6 numeric, for example: Statement number In format YYNNN where NNN is Julian date 4 Statement date In format DD.MM.YY (8 characters) 5 Currency For example: AUD 6 Opening balance For example: $13.41 is or $13.41 overdrawn is Total debits For example: $13.41 is Total credit For example: $13.41 is Closing balance For example: $13.41 is or $13.41 overdrawn is Account name Not used Intentionally left blank Export formats for Account information Page 37 of 78

38 S.A.P. Multicash export format (2) Field Field description Possible values 18 Number of available transactions (No trailing semi-colon) Transactions Default file name Field Field description Field description and possible values 1 Bank & branch details 6 numeric Branch number, for example: Account number 6 numeric, for example: Statement number In format YYNNN where NNN is Julian date 4 Value date In format DD.MM.YY (8 characters) 5 Not used Intentionally left blank 6 Narrative 1 Characters 1 to 27 of the Transaction description 7-9 Not used Intentionally left blank 10 Serial number 6 numeric for trancode 000 (cheque) 11 Transaction amount 7 numeric for trancode 009 (cheque) Not used Intentionally left blank For example: $13.41 is or $13.41 debit is Narrative 2 Characters 28 to 54 of the Transaction description 18 Narrative 3 Characters 55 to 81 of the Transaction description 19 Narrative 4 Characters 82 to 106 of the Transaction description 20 Narrative 5 Characters 107 to 132 of the Transaction description 21 Narrative 6 Characters 133 to 158 of the Transaction description 22 Narrative 7 Characters 159 to 185 of the Transaction description 23 Narrative 8 Characters 186 to 200 of the Transaction description Not used Intentionally left blank 34 Transaction code 3 digit bank transaction code in format XXX, e.g.: trancode 50 is Not used Intentionally left blank (trailing semi-colon present) When you execute the download of a file in S.A.P. Multicash format from Corporate Online you will be required to save the Balance and Transaction files simultaneously. The default export file names are: ACCOUNTS_DD-MM-CCYY_ _X.SAP2 Export formats for Account information Page 38 of 78

39 S.A.P. Multicash export format (2) Where: Field name Description ACCOUNTS The type of data being downloaded DD-MM-CCYY Today s date The customer number of the user performing the action. X B for Balance file and T for Transaction file SAP2 File format Change history This file format was last updated June 2008 Export formats for Account information Page 39 of 78

40 Service U export format Service U export format Service U is a Westpac proprietary format detailing transactions in a fixed record format as well and limited header and foot information. Service U is a truncated version of the standard Westpac extended format (BRW) What type of accounts can be exported into Service U? What is the file format? File header Any Westpac account domiciled in Australia, Fiji, New Zealand or Papua New Guinea may be exported in Service U format whether they are held in a local of foreign currency. Position Length Characteristics Field description and possible values Characters Characters Field will populate with the Bank ID, e.g. AU Date YYYYDDD current processing date Characters Account number (including Branch ID) Characters Currency code Number (cents) Closing balance Characters Sign for closing balance Transaction record Position Length Characteristics Field description and possible values Characters Numbers (cents) Transaction amount Characters Sign for transaction amount Characters Transaction code 22-63* 42 Characters Narrative Characters Serial number Characters Bank generated transaction flag * Note: Within the narrative field (position 22-63), the following applies for Direct Entry narrative data: Position Length Characteristics Field description and possible values Characters Name of remitter (position of Direct Entry descriptive record format) Characters Blanks Export formats for Account information Page 40 of 78

41 Service U export format Delete account File trailer Default file name Position Length Characteristics Field description and possible values Characters Lodgement reference (position of Direct Entry descriptive record format) Note: Only appears when accounts have been closed. Position Length Characteristics Field description and possible values Characters Characters Account number Position Length Characteristics Field description and possible values Characters Numbers Total number of records Numbers Total number of transactions The default export file is: ACCOUNTS_DD-MM-CCYY_ SERVU Where: Change history Field name ACCOUNTS DD-MM-CCYY Description The type of data being downloaded Today s date The customer number of the user performing the action. SERVU File format This file format was last updated November 2006 Export formats for Account information Page 41 of 78

42 Quicken Interchange Format (Australia) Quicken Interchange Format (Australia) Quicken is a bookkeeping and accounting software primarily for small business. The Quicken Interchange Format (QIF) is a specially formatted text (ASCII) file for Quicken or any application supports the QIF layout. What type of accounts can be exported into QIF? What is the file format? Transaction record Any Westpac account domiciled in Australia may be exported in this format whether they are held in a local of foreign currency. The following group of records are each displayed on a new line and repeated for each transaction in the file: Record type Field Description!Type:Bank Transaction header D Date One of the following formats as chosen when the export file is requested: M Transaction description DD/MM/YY DD/MM/CCYY MM/DD/YY MM/DD/CCYY DD MMM CCYY CCYYMMDDHHMMSS T Amount In format with a prefix of - character if a negative value (i.e: a withdrawal or debit) L Category The transaction category code based on the 3 digit Bank transaction code. Refer to Appendix B for how this field is populated based on Bank transaction code. N Serial This field is present when the category is CHECK and includes the 6 or 7 digit cheque serial number. ^ Trailer record Export formats for Account information Page 42 of 78

43 Quicken Interchange Format (Australia) Default file name The default export file is: ACCOUNTS_DD-MM-CCYY_ QIF Where: Field name Description ACCOUNTS The type of data being downloaded DD-MM-CCYY Today s date The customer number of the user performing the action. SERVU File format Change history This file format was added to Corporate Online in May 2016 Export formats for Account information Page 43 of 78

44 Quicken Interchange Format (New Zealand) Quicken Interchange Format (New Zealand) Quicken is a bookkeeping and accounting software primarily for small business. The Quicken Interchange Format (QIF) is a specially formatted text (ASCII) file for Quicken or any application supports the QIF layout. What type of accounts can be exported into QIF? What is the file format? Any Westpac New Zealand dollar account domiciled in New Zealand may be exported in this format. The following group of records are each displayed on a new line and repeated for each transaction in the file: Record type Field Description!Type:Bank Transaction header D Date One of the following formats as chosen when the export file is requested: DD/MM/YY DD/MM/CCYY T Amount In format with a prefix of - character if a negative value (i.e. a withdrawal or debit) P Other party name 12alpha numeric characters M Description Including Reference, particulars and Analysis code in format: Ref=XXXXXX,Part=XXXXXX,Code=XXXXXX ^ Default file name Trailer record The default export file is: ACCOUNTS_DD-MM-CCYY_ SERVU Where: Change history Field name ACCOUNTS DD-MM-CCYY Description The type of data being downloaded Today s date The customer number of the user performing the action. SERVU File format This file format was added to Corporate Online in May 2016 Export formats for Account information Page 44 of 78

45 Open Financial Exchange format (Australia) Open Financial Exchange format (Australia) Open Financial Exchange format (OFX) is used by Intuit (QuickBooks), Microsoft and other applications as the mechanism for supporting financial data exchange in their products and services. What type of accounts can be exported into OFX? What is the file format? File record Account record Any Westpac account domiciled in Australia may be exported in this format whether they are held in a local of foreign currency. Each of the following records are displayed on a new line: OFXHEADER:100 DATA:OFXSGML VERSION:102 SECURITY:NONE ENCODING:USASCII CHARET:1252 COMPRESSSION:NONE OLDFILEUID:NONE NEWFILEUID:NONE <OFX> <SIGNONMSGSRSV1> <SONRS> <STATUS> <CODE> <SEVERITY>INFO </STATUS> Each of the following records are displayed on a new line: Field <DTSERVER> <LANGUAGE>ENG </SONRS> </SIGNONMSGSRSV1> <BANKMSGSRSV1> <STMTTRNRS> <TRNUID>1 Description Current date and time in format: CCYYMMDDDHHMMSS Export formats for Account information Page 45 of 78

46 Open Financial Exchange format (Australia) Field <STATUS> <CODE> <SEVERITY>CODE </STATUS> <STMTRS> <CURDEF> <BANKACCTFROM> <BANKID> Description The currency of the account, for example: AUD The Bank State Branch Number (BSB) of the account, for example: <ACCTID> The account number of the account, for example: <ACCTTYPE> </BANKACCTFROM> <BANKTRANLIST> <DTSTART> <DTEND> The type of account, will be either SAVINGS or CHECKING Starting date of transaction included in the file in format: CCYYMMDD Ending date of transaction included in the file in format: CCYYMMDD Transaction record The following group of records are each displayed on a new line and repeated for each transaction in the file: Field <STMTTRM> <TRNTYPE> <DTPOSTED> <TRNAMT> <FITID> <MEMO> </STMTTRN> Description The transaction category code based on the 3 digit Bank transaction code. Refer to Appendix B for how this field is populated based on Bank transaction code. Transaction date in format: CCYYMMDDHHMMSS In format with a prefix of - character if a negative value (i.e.: a withdrawal or debit) The first 8 digits of the formatted transaction date plus a 6 digit sequence number. The sequence number starts from 1, if the transaction date is the same as the previous transaction, then increase by 1. For example: Transaction description Export formats for Account information Page 46 of 78

47 Open Financial Exchange format (Australia) Trailer record Default file name The trailer line is an empty line: </BANKTRANLIST> <LEDGERBAL> <BALAMT>0.00 <DTASOF> (Ending date of transactions) </LEDGERBAL> </STMTRS> </STMTTRNRS> </BANKMSGSRSV1> </OFX> The default export file is: ACCOUNTS_DD-MM-CCYY_ OFX Where: Change history Field name ACCOUNTS DD-MM-CCYY Description The type of data being downloaded Today s date The customer number of the user performing the action. SERVU File format This file format was added to Corporate Online in May 2016 Export formats for Account information Page 47 of 78

48 Bank Administration Institute format (BAI2) Bank Administration Institute format (BAI2) Bank Administration Institute format (BAI2) file format is also called the Bank Administration Institute Version 2 and is the upgraded version of BAI file format. It was introduced by the Bank Administration Institute based in the US, to facilitate previous day reporting of account balance information to clients and their agents, for activities that have occurred in a client s accounts. What type of accounts can be exported into BAI2? What is the file format? General notes Any Westpac account domiciled in Australia, Fiji, New Zealand or Papua New Guinea may be exported in this format whether they are held in a local of foreign currency. A file may contain several groups. Each group must start with record 02 (Group Header) and end with record 98. A file may contain account information from multiple senders, to be transmitted to multiple receivers. A group may contain several accounts. Each account record must start with record 03 and end with record 49. An account may or may not contain records 16 or 88, as these are optional record within a file. Fixed and Variable length records The Westpac BAI2 file format will follow a fixed length record, up to 80 bytes per line, which will include the carriage return/line feed and the slash character. Therefore the Physical Record Length field within he file header record 01 will always be populated as 080 for BAI2 files provided by Westpac to clients. However, all fields provided within a record will be provided in variable lengths. Record Free Format Fields The record specification allows for free-format fields in records, as they offer more flexibility than fixed fields for reporting diverse cash management data. The following data fields provided within a record will be provided with the following right or left justification and space fillers; Numeric (or numeric) Left justified, filled with spaces. Characters (or Text) - Left justified, filled with spaces. Amount (or Value or float) - Right justified, filled with preceding zeros. Record Field Delimiters Each record within a file contains fields, which are delimited following rules described below; Each field within a record is delimited with a comma (i.e., ). The end of a record that does not include text is indicated by the slash delimiter (i.e. / ). This delimiter also indicates the end of the last field within a file (i.e. record delimiter). Optional fields that have been defaulted or left unspecified, should be indicated with adjacent delimiters two commas (i.e.,, ) or a comma followed by a slash (i.e.,/ ). Export formats for Account information Page 48 of 78

49 Bank Administration Institute format (BAI2) File header (01) Optional fields ate the end of the record cannot be left off, as they must be indicated with adjacent delimiters. A comma (i.e., ) and back-slash (i.e. / ) cannot be used as data fields within a file, except in text fields, as they are used as field and record delimiters respectively. They can therefore be included within text fields, but may not be used to begin the text field. Leading Zeros All leading zeros within file extracts will be provided, including the following leading zeros; Record codes (e.g. 01, 02, 03 etc) Transaction codes / Type codes (e.g. 001, 099 etc). Customer Account Number (e.g , ). Record Termination There are two main rules for terminating a record within a given file. These are; The end of a record that does not include text, should always be indicated by the slash delimiter (i.e. / ). The end of a record that includes text, should not be indicated by any delimiter, but rather text. This record type marks the beginning of a file, identifies the; Sender of the file Receiver of the file File structure description Field Field name Field description Data format (Length) 1 Record This data field will be populated with a Fixed value of Sender ID This data field will be populated with a Fixed value of WPACAU2DK, which is the Westpac Bank s unique identifier number. 3 Receiver ID 4 File creation date Will be populated with the 9 digit Corporate Online Office ID that the information is being exported from. Right justified zero filled. This field describes the file creation date in the AEST date, and format of YYMMDD Numeric (2) Characters (12) Characters (10) Date / Numeric (6) / Optional Export formats for Account information Page 49 of 78

50 Bank Administration Institute format (BAI2) Field Field name Field description Data format (Length) 5 File creation time 6 File ID number 7 Physical record length This field describes the file creation time in the AEST Time, in the 24 hour time format of hhmm, where 0000 indicates the beginning of the day, 2400 indicates the end of the day, and; hh represents hours mm represents minutes This field describes the unique file identifier number. This uniquely identifies each file sent from Westpac each day. This data field will be populated with a Fixed value of 01, as only 1 file will be sent to a given client by Westpac each day. This data field will be populated with a Fixed value of 080, as all Westpac BAI2 files will be provided with physical record lengths with up to 80 bytes per line (i.e. maximum no of physical characters of 80 per record). 8 Block size This data field will always be left Blank, as it is not used by Westpac. 9 BAI Version This data field will be populated with a Fixed value of 2, to indicate that the BAI file format version number provided by Westpac to clients is BAI file format version 2. Time / Numeric (4) Numeric (2) Numeric (2) Blank Numeric (1) / Optional Optional Optional Group header (02) Sample Record 01: 01,WPACAU2DK, ,060202,1301,001,080,,2/ Meaning: The sender Bank Westpac (WPACAU2DK) is sending data to receiver ( ) on 2nd Feb :01 hrs. The first file of the day is 01 with physical record length is 080 and in BAI file version number 2. This record type marks the beginning of a group, identifies the group of accounts sent in the file that are from the same sender. Field Field name Field description Data format (Length) 1 Record This data field will be populated with a Fixed value of 02. Numeric (2) / Optional Export formats for Account information Page 50 of 78

51 Bank Administration Institute format (BAI2) Field Field name Field description Data format (Length) 2 Receiver ID 3 Originator ID 4 Group status Will be populated with the 9 digit Corporate Online Office ID that the information is being exported from. Right justified zero filled. If account is held in Australia then WPACAU2DK If account is held in New Zealand then WPACNZ2W This field describes the status of the account records reported within a given group in the file. This data field will be populated with a Fixed value of 1, to indicate that all account information provided by Westpac are Update statuses. 5 As of date This field describes originator date for which account information provided within a given group in the file is being reported. This will be provided in AEST date and format of YYMMDD. 6 As of time This data field will always be left Blank, as it is not used by Westpac. 7 Currency This field describes the ISO Currency Code for the currency of the account reported. 8 As of date For all BAI2 files provided by Westpac, this field should be populated with a Fixed value of 2, as Westpac account information is available as of previous day. Alpha / Numeric (10) Alpha / Numeric (12) Numeric (1) Date / Numeric (6) Blank Characters (3) Numeric (1) / Optional Optional Optional Optional Optional Account identifier (03) Sample 02 Record: 02, ,WPACAU2DK,1,060202,1301,AUD,/ Meaning: The receiver ( ) is receiving update data (1) from sender Bank Westpac (WPACAU2DK) on 2nd Feb :01hrs in Australian dollars This record type marks the beginning of an account record populated within a file. Field Field name Field description 1 Record This data field will be populated with a Fixed value of 03. Data format (Length) Numeric (2) / Optional Export formats for Account information Page 51 of 78

52 Bank Administration Institute format (BAI2) Field Field name 2 Account number 3 Currenc y Field description This field describes/provides the Customer Account Unique Identifier information. This data field will be populated with both the following customer account identifier information; BSB Code Bank, State, Branch (Identifies the Customer s account Bank, State and Branch). Customer Account Number (Identifies the Customer s account number). Specific Country Account Formats: Australia (All accounts) - 12 Numeric New Zealand (Local Currency) - 18 Numeric New Zealand (Foreign Currency) 18 Alpha/Numeric This field describes the ISO currency code for which account information provided within a given group is being reported. 4 Type This field describes the type of account summary or account status activities that are reported within this record. This field will be populated with any one of the three digit type codes described below, depending on the type of account status and summary activity that is being reported within this record; For Account Status activities Type codes 010 (Opening balance), 015 (Closing balance) and 045 (Available closing balance) will be populated in this field. For Account Summary activities Type codes 100 (Total value of credit transactions) and 400 (Total value of debit transactions) will be populated in this field. Note: No other BAI2 summary/status type codes will be reported in this field by Westpac Data format (Length) Alphanumeri c (20) Alpha / Numeric (3) Numeric (3) / Optional Optional Optional Export formats for Account information Page 52 of 78

53 Bank Administration Institute format (BAI2) Field Field name Field description 5 Amount This field describes the value of the activities reported within this record, identified by type codes reported in the previous field, for account status or summary activities. 6 Item count 7 Funds type This field value will be provided; Without any decimal places, as the currency code provided within this record, determines the implied decimal points (i.e. Amount: with AUD currency code, implies that the last two digits in the amount field are decimal places, as AUD currency has two decimal places). With signs reported at the beginning of the field, for signed field. For account status activity amounts - with positive ( + ) or negative ( - ) signs. Whenever this field is reported unsigned, it indicates that the amount value is of positive sign. For account summary activity amounts with no signs. This field describes the total number of Credit and Debit transactions reported for a given account, within the transaction detail record 16 for the same account. This field will be populated as described below; For all Status code activities - Left Blank (i.e. Left Blank for status codes 010, 015 and 045 ). For Summary code activity Total Count of individual Credit transactions reported in Transaction detail record 16. For Summary code activity Total Count of individual Debit transactions reported in Transaction detail record 16. This data field will always be left Blank, as it is not used by Westpac. Data format (Length) Numeric (15) Numeric (1) Blank / Optional Optional Optional Optional Export formats for Account information Page 53 of 78

54 Bank Administration Institute format (BAI2) Field Field name Field description 8 Field Numbers 4, 5, 6 and 7 are repeated until all account status and summary information for a given account has been reported. Data format (Length) / Optional Sample 03 Record: 03, ,AUD,010,300000,,,015, ,,,045,765000,,,/ 88,100, ,1,,400,503333,2,,/ Meaning: The following account information for Customer account ( ) has been reported within this record. - Opening Balance of AUD, with item count of without any item count. - Closing balance of AUD - Available Closing balance of AUD without any item count. - Total value of Credit transactions is AUD with item count of 1 reported within record 16 Total value of Debit transactions is AUD with item count of 2, reported within record 16. Account transaction detail (16) This record type provides transaction detail information for the account populated in record 03. Field Field name Field description 1 Record This data field will be populated with a Fixed value of Type Refer to Appendix A for how this field is populated based on Bank transaction code. 3 Amount This field describes the value of the individual transactions reported within this record. This field value will be provided; Without any decimal places, as the currency code provided within this record, determines the implied decimal points (i.e. Amount: with AUD currency code, implies that the last two digits in the amount field are decimal places, as AUD currency has two decimal places). Without any signs (i.e. Negative signs will be ignored). Data format (Length) Numeric (2) Numeric (3) Numeric (15) / Optional mandatory Optional Export formats for Account information Page 54 of 78

55 Bank Administration Institute format (BAI2) Field Field name 4 Funds type 5 Bank referenc e 6 Custom er referenc e Field description This field will be populated with a Fixed value of Z For accounts held in Australia this field is populated with the Serial number. For NZD accounts held in New Zealand this field will be blank. For Foreign currency accounts (FCA) held in New Zealand this field is populated with the Our reference For AUD or FCA accounts held in Australia this field is populated with the Characters following the first 24 characters of Narrative if non-empty. Otherwise, use Account Segment. If the Account Segment is empty, fill with blank. For NZD accounts held in New Zealand this field is populated with the Serial number for transactions with a Transaction code of 00. For FCA accounts held in New Zealand this field is populated with the Owner reference 7 Text Not supported by Westpac. This field will not be present where there is a continuation 88 record but will be shown as a blank field when there is no continuation record. Data format (Length) Alphanumeri c (1) Alphanumeri c (35) Alphanumeri c (35) / Optional Optional Optional Optional Optional Continuation (88) This record type is used when a record exceeds the maximum physical record length (80 characters). It can also be used to provide additional account information, where desirable to continue providing data into an additional record. Field Field name Field description 1 Record This data field will be populated with a Fixed value of 88. Data format (Length) Numeric (2) / Optional Export formats for Account information Page 55 of 78

56 Bank Administration Institute format (BAI2) Field Field name Field description 2 Next This field describes/indicates account information that is a continuation of information being reported in the preceding record (i.e. Record that preceded record 88). For accounts held in Australia: When serial number is available then: Extended Narrative + " " + Narrative When serial number is not available then: "Remitter=" + Substring of the Narrative between positions 0 and 23 inclusive, trimmed of whitespace + " Ref=" + Substring of the Narrative between positions 24 and the end inclusive, trimmed of whitespace For NZD accounts held in New Zealand this field is populated with the Other party name (20), Other account (20), Particulars (12), Analysis Code (12) and Reference (12). (field space before Reference. For FCA accounts held in New Zealand this field is populated with the Extra reference Note field ends with a comma, Data format (Length) Characters / Optional Account trailer (49) Sample 88 Record: 16,698,90000,Z,, / 88,YOUR REFERENCE: IA ,REC FROM=FIRST COMMUNITY BANK PEARLAND TX,FED ID 88,= ,B=0 CUSTOMER= CENTRIZO PROPERTIES & INVESTMENTS 2121 SAGE 88,SMT 370 HOU TX 77058, REMARK=GF ADVICE: JANET KARR ,FED This record type marks the end of account. Field Field name Field description 1 Record This data field will be populated with a Fixed value of 49. Data format (Length) Numeric (2) / Optional Export formats for Account information Page 56 of 78

57 Bank Administration Institute format (BAI2) Field Field name Field description Data format (Length) / Optional 2 Account total The algebraic sum of all Amount fields reported within the preceding account records (i.e. Record 03, 16 and 88). Numeric (15) This field will be populated as described below.; With preceding positive sign ( + ) or negative sign ( - ). Left unsigned to indicate the default sign, which is positive sign ( + ). Without any decimal places, as the currency code provided within this record, determines the implied decimal points (i.e. Amount: with AUD currency code, implies that the last two digits in the amount field are decimal places, as AUD currency has two decimal places). Note: There must by one Record 49 for each Record 3 reported in a file. All Records 16 and 88 between the Record 03 and 49, refer to the account identified in Record No. of records Total number of account records reported in this group (i.e. Total number of all 03, 16, 88 and 49 Records reported in this group). Numeric Group trailer (98) Sample 49 Record: 49, ,8/ Meaning: The total value of amount reported for this account is AUD, over 8 records in the file. This record type marks the end of a group within a file. Field Field name Field description 1 Record This data field will be populated with a Fixed value of 98. Data format (Length) Numeric (2) / Optional Export formats for Account information Page 57 of 78

58 Bank Administration Institute format (BAI2) Field Field name Field description Data format (Length) / Optional 2 Group total This field provides the algebraic sum of all Amounts reported within all Account Control Total fields from record 49, within this group. Numeric (15) This field will be populated as described below; With preceding positive sign ( + ) or negative sign ( - ). Left unsigned to indicate the default sign, which is positive sign ( + ). Without any decimal places, as the currency code provided within this record, determines the implied decimal points (i.e. Amount: with AUD currency code, implies that the last two digits in the amount field are decimal places, as AUD currency has two decimal places). Note: There may be multiple Account Control Total fields reported within a given group. 3 No. of accounts Total number of all accounts reported in this group. Numeric (i.e. Total number of 03 records in this group). 4 No. of records Total number of all records reported in this group (i.e. Numeric Total number of all 02, 03, 16, 88, 49 and 98 Records reported per account). File trailer (99) Sample 98 Record: 98, ,28,117/ Meaning: The total value of amount reported for this group is AUD, for 28 accounts reported in 117 records within this group. This record type marks the end of a File. Field Field name Field description 1 Record This data field will be populated with a Fixed value of 99. Data format (Length) Numeric (2) / Optional Export formats for Account information Page 58 of 78

59 Bank Administration Institute format (BAI2) Field Field name Field description Data format (Length) / Optional 2 File total The algebraic sum of all Amounts reported within all Group Control Total fields from record 98, within this file. Numeric (15) This field will be populated as described below.; With preceding positive sign ( + ) or negative sign ( - ). Left unsigned to indicate the default sign, which is positive sign ( + ). Without any decimal places, as the currency code provided within this record, determines the implied decimal points (i.e. Amount: with AUD currency code, implies that the last two digits in the amount field are decimal places, as AUD currency has two decimal places). Note: There may be multiple Group Control Total fields reported within a given group. 3 No. of groups Total number of all groups reported in this file. (i.e. Total number of 02 records in this file). Numeric 4 No. of records Total number of all records reported in this file (i.e. Total number of all 01, 02, 03, 16, 88, 49, 98 and 99 Records reported per account). Numeric Sample 99 Record: 99, ,10,315/ Meaning: The total value of amount reported for this file is AUD, for 10 groups reported in 315 records within this file. Export formats for Account information Page 59 of 78

60 Bank Administration Institute format (BAI2) Default file name The default export file is: ACCOUNTS_DD-MM-CCYY_ BAI2 Where: Field name Description ACCOUNTS The type of data being downloaded DD-MM-CCYY Today s date The customer number of the user performing the action. SERVU File format Change history This file format was added to Corporate Online in May 2016 Export formats for Account information Page 60 of 78

61 User Defined export format User Defined export format Where the standard account export formats do not suits your reconciliation needs Corporate Online allows you to create your own export file format by choosing: The type of information to be exported Field delimiter (separator) Date format Amount format Credit and debit value indicators and position Fields and field orders Transaction filters What type of accounts can be exported into User defined? Any account domiciled in Australia, Fiji, New Zealand or Papua New Guinea may be exported in User defined format whether they are held in a local or foreign currency. What choices do I have when creating my own export format? Information to export Choose the type of information to be exported. Choice Account balances Account transactions Description and possible values The balances only of a selected group of accounts The transactions of a selected group of accounts Field delimiter Choose the character that will separate each field in the export file. Choice Description and possible values Comma Field1, Field2, Field3,Field4,etc Pipe Field1 Field2 Field3 Field4 etc Semi colon Field1;Field2;Field3;Field4;etc Tab Field1 Field2 Field3 Field4 Tilde Field1~Field2~Field3~Field4~etc Date format Choose a date format. Choice Example for 15 th September 2006 DDMMYY Export formats for Account information Page 61 of 78

62 User Defined export format Amount format Choice Example for 15 th September 2006 DDMMCCYY MMDDYY MMDDCCYY DD/MM/YY 15/09/06 DD/MM/CCYY 15/09/2006 MM/DD/CCYY 09/15/2006 YYMMDD YY/MM/DD 06/09/15 DD MMM CCYY 15 SEP 2006 CCYYMMDD YYJJJ JJJYY (15 September is the 258 th day of the year) (15 September is the 258 th day of the year) Do you want to include a decimal point in all value fields? Choice Example With decimal point $1, is detailed as Without decimal point $1, is detailed as Credit value indicator and position Below is a list of characters you can choose from to indicate a credit (deposit) transaction. You also choose whether the character is placed before or after the value. Choice Example No sign or CR CR or CR Plus sign or Parentheses ( ) Minus sign or Debit value indicator and position Below is a list of characters you can choose from to indicate a debit (withdrawal) transaction. You can also choose whether the character is placed before or after the value. Choice Example No sign or DR DR or DR Export formats for Account information Page 62 of 78

63 User Defined export format Choice Example Minus sign or Parentheses ( ) Plus sign or Header record Fields Account balances You can choose whether to include a header record in your export file. Where included the header record will be the first line of each export file and will details each of the included field names in the chosen order and be separated by the chosen field delimiter. For example: Account name, Branch and Account number, Date, Opening balance, Closing balance. Below is a list of fields for an Account balances export file. You can also choose the order the fields are to be displayed in the export file from left to right. Choice Description and possible values Account name The name of the account to a maximum of 25 characters Branch and account number For example: Closing balance In chosen format Currency The currency of the account. For example: AUD = Australian dollars, FJD for Fijian dollars, NZD for New Zealand dollars or PGK for Papua New Guinea kina Date Accrued debit interest# Accrued gross credit interest# Movement Accrued net interest^ No of credit transactions + No of debit transactions + Opening balance Value of credit transactions + Value of debit transactions + Transaction date in chosen format In chosen format In chosen format In chosen format In chosen format In chosen format In chosen format In chosen format ^ Available for accounts domiciled in Australia # Available for accounts domiciled in New Zealand. + Not available for foreign currency accounts domiciled in Australia. Export formats for Account information Page 63 of 78

64 User Defined export format Fields Transactions (Accounts domiciled in Australia, Fiji and Papua New Guinea) Below is a list of fields for an Account transactions export file. You can also choose the order the fields are to be displayed in the export file from left to right. Choice Description and possible values Account name The name of the account to a maximum of 25 characters Amount Transaction amount in chosen format Branch and account number For example: Closing balance Code In chosen format 3 digit numeric transaction code Currency The currency of the account. For example: AUD = Australian dollars, FJD for Fijian dollars or PGK for Papua New Guinea kina Date Transaction amount in chosen format Description The transaction description to a maximum of 100 characters. Opening balance Serial number Comments In chosen format 6 or 7 characters in length. Maximum 42 characters Fields Transactions (New Zealand dollar Accounts domiciled in New Zealand) Below is a list of fields for an Account transactions export file. You can also choose the order the fields are to be displayed in the export file from left to right. Choice Field description and possible values Account name The name of the account to a maximum of 25 characters Amount Analysis code Transaction amount in chosen format Maximum 12 characters Branch and account number For example: Closing balance Code In chosen format 2 digit numeric transaction code Currency 3 digit alpha currency of the account, i.e.: NZD = New Zealand dollars Date MTS Opening balance Other party name Particulars Transaction date in chosen format 2 digit numeric MTS In chosen format Maximum 12 characters Maximum 12 characters Export formats for Account information Page 64 of 78

65 User Defined export format Choice Reference Originating bank Originating branch Other bank Other branch Other account Other suffix Comments Field description and possible values Maximum 12 characters Maximum 2 characters Maximum 4 characters Maximum 2 characters Maximum 4 characters Maximum 8 characters Maximum 4 characters Maximum 42 characters Fields transactions (Foreign currency accounts domiciled in New Zealand) Below is a list of fields for an Account transactions export file. You can also choose the order the fields are to be displayed in the export file from left to right. Choice Description and possible values Account name The name of the account to a maximum of 25 characters Amount Branch and account number Closing balance Transaction amount in chosen format For example: RET123456USD In chosen format Currency 3 digit alpha currency of the account, i.e.: AUD = Australian dollars Date Transaction filters Extra reference Opening balance Our reference Owner reference Posting date Comments Transaction date in chosen format Maximum 34 characters In chosen format Maximum 16 characters Maximum 16 characters Transaction post-date in chosen format Maximum 42 characters Choose the type of transactions to be included in the export file. Choice Amount (single) Amount (range) Serial number (single) Field availability Available on all accounts Available on all accounts Accounts domiciled in Australia, Fiji and Papua New Guinea only. Export formats for Account information Page 65 of 78

66 User Defined export format Choice Serial number (range) Particulars Analysis code Reference Other party Owner reference Our reference Extra reference Transaction code (single) Transaction code (multiple) Transaction code (range) MTS code Field availability Accounts domiciled in Australia, Fiji and Papua New Guinea only. New Zealand dollar accounts domiciled in New Zealand only. New Zealand dollar accounts domiciled in New Zealand only. New Zealand dollar accounts domiciled in New Zealand only. New Zealand dollar accounts domiciled in New Zealand only. Foreign currency accounts domiciled in New Zealand only. Foreign currency accounts domiciled in New Zealand only. Foreign currency accounts domiciled in New Zealand only. Not available for Foreign currency accounts domiciled in New Zealand Not available for Foreign currency accounts domiciled in New Zealand Not available for Foreign currency accounts domiciled in New Zealand New Zealand dollar accounts domiciled in New Zealand only. Default file name The default export file name is: ACCOUNTS_DD-MM-CCYY_ TXT Field name ACCOUNTS DD-MM-CCYY Description The type of data being downloaded Today s date The customer number of the user performing the action. TXT Change history File format You can change the file name to one of your choice and save to a location on your PC or Network. This file format was last updated October 2009 Export formats for Account information Page 66 of 78

67 Appendix A Appendix A Transaction type codes for Bank Administration Institute (BAI2) format If there is no matching Westpac transaction code found in the list below, the following rule will be applied for the BAI2 Code. If amount is negative the BAI2 code = 699 If amount is positive the BAI2 code = 399 Please Note: This rule will always be applicable to a Westpac New Zealand foreign currency account (FCA) transaction Westpac account domiciled in Australia Westpac Code Westpac transaction code narrative BAI Code 000 Withdrawal / Cheque 475 Cheque Paid 001 Withdrawal 475 Cheque Paid Bank Administration Institute code narrative 001 Withdrawal 698 Miscellaneous Fees 002 Stamp Duty On Cheque Book 699 Miscellaneous Debit 003 Periodical Payment To 527 Standing Order 004 Business Express Deposit Cash Error 695 Deposit Correction Debit 005 Withdrawal by Counter Cheque 475 Cheque Paid 006 RITS Payment Ref No. 495 Outgoing Money Transfer 007 Reversal Of Deposit Due To Cheque/s Unpaid 555 Deposit Item Returned 009 Withdrawal by Cheque 475 Cheque Paid 011 Austraclear Payment Ref No 549 Miscellaneous Security Debit 013 Payment By Authority To 699 Miscellaneous Debit 013 Payment By Authority To 451 ACH Debit Received 014 Withdrawal For 495 Outgoing Money Transfer 014 Withdrawal For 699 Miscellaneous Debit 015 Fees 698 Miscellaneous Fees 016 Error In Deposit 695 Deposit Correction Debit 017 Debit Interest 654 Interest Debit 018 Commission 698 Miscellaneous Fees 020 Payment of Promissory Note 699 Miscellaneous Debit 022 Withdrawal 699 Miscellaneous Debit 025 Interest Adjustment For 659 Interest Adjustment Debit Export formats for Account information Page 67 of 78

68 Appendix A Westpac Code Westpac transaction code narrative BAI Code Bank Administration Institute code narrative 026 Withdrawal - telephone bank staff-assisted 699 Miscellaneous Debit 029 RTGS High Value Payment 495 Outgoing Money Transfer 031 Commission Export Bill Reference 698 Miscellaneous Fees 033 Account in Credit Amount Refunded 699 Miscellaneous Debit 037 Import Collection Paid Reference 464 Corporate Trade Payment Debit 038 Commission import collection reference 698 Miscellaneous Fees 039 Fee for Deposit Book 698 Miscellaneous Fees 041 Merchant Settlement 699 Miscellaneous Debit 042 Merchant Charges 698 Miscellaneous Fees 044 Withdrawal by EFTPOS 699 Miscellaneous Debit 046 Direct Entry Drawing 466 ACH Settlement 049 General Ledger Debit 699 Miscellaneous Debit 050 Deposit 399 Miscellaneous Credit 050 Deposit 142 ACH Credit Received 050 Deposit 174 Other Deposit 050 Deposit 175 Other Deposit 051 Deposit Interest from Government Investment 142 ACH Credit Received 052 Deposit Family Allowance 142 ACH Credit Received 053 Deposit - Salary 142 ACH Credit Received 054 Deposit Pension 142 ACH Credit Received 055 Deposit Defence Service Allowance 399 Miscellaneous Credit 056 Deposit Dividend 142 ACH Credit Received 057 Deposit Debenture / Note Interest 142 ACH Credit Received 060 Deposit 175 Cheque Deposit Package 060 Deposit 399 Miscellaneous Credit 060 Deposit 142 ACH Credit Received 061 Deposit 175 Other Deposit 061 Deposit 399 Miscellaneous Credit 062 Deposit Westpac CHESS Settlement 342 Broker Deposit 065 Interest Adjustment For 359 Interest Adjustment Credit 070 Deposit Online 399 Miscellaneous Credit 071 Refund From EFTPOS 399 Miscellaneous Credit 072 Cheque Received Omitted from Deposit 172 Deposit Correction 073 RTGS High Value Payment Ref No 195 Incoming Money Transfer Export formats for Account information Page 68 of 78

69 Appendix A Westpac Code Westpac transaction code narrative BAI Code Bank Administration Institute code narrative 076 Merchant Amount Omitted from Deposit 172 Deposit Correction 080 Cheque amount incorrect on Deposit 172 Deposit Correction 086 Error in Carry Forward of Cheque Total 173 Deposit Correction 089 Third Party Cheque Verified 399 Miscellaneous Credit 094 Periodical Payment From 227 Standing Order 094 Periodical Payment From 195 Incoming Money Transfer 095 Merchant Settlement 147 Individual Bank Card Deposit 097 Business Express Deposit Cash Error 172 Deposit Correction 098 Austraclear Payment 195 Incoming Money Transfer 099 Security Investment Account Transfer 399 Miscellaneous Credit 100 Establishment Fee Import Letter Of Credit 698 Miscellaneous Fees 102 Reversal of Credit Transaction 694 Deposit Reversal 104 Interest Payable on Account 654 Interest Debit 106 Drawing - Import Letter Of Credit 464 Corporate Trade Payment Debit 108 Export item as advised 699 Miscellaneous Debit 109 Provision For Local Telegraphic Transfer 495 Outgoing Money Transfer 112 Amendment Fee Import Letter Of Credit 698 Miscellaneous Fees 114 Transfer / Replenishment By Authority 575 ZBA Debit 116 Import Item as advised 464 Corporate Trade Payment Debit 122 Withdrawal Internet Online Banking 495 Outgoing Money Transfer 126 Document handling fee 698 Miscellaneous Fees 127 Withdrawal Telephone Bank self-service 495 Outgoing Money Transfer 128 Bank Guarantee Fee 698 Miscellaneous Fees 130 Withdrawal For Payment Processing Services 699 Miscellaneous Debit 134 Withdrawal Internet Online Banking 495 Outgoing Money Transfer 137 Overseas Telegraphic Transfer Reference 508 Individual International Money Transfer Debits 139 Purchase Of Bank Cheque(s) 699 Miscellaneous Debit 140 Branch Staff Assisted Withdrawal 699 Miscellaneous Debit 144 Financial Institutions Levy Norfolk Is. 575 ZBA Debit 145 Transfer Of Fee From 698 Miscellaneous Fees 148 Withdrawal For Westpac CHESS Settlement 535 Purchase Of Equity Securities 150 Principal Paid On 249 Miscellaneous Security Credit 153 Interest Paid On 354 Interest Credit 154 Reversal Of Debit Transaction On 252 Debit Reversal Export formats for Account information Page 69 of 78

70 Appendix A Westpac Code Westpac transaction code narrative BAI Code Bank Administration Institute code narrative 154 Reversal Of Debit Transaction On 196 Money Transfer Adjustment 155 Proceeds From Telegraphic Transfer 195 Incoming Money Transfer 159 Export Proceeds Received Reference 164 Corporate Trade Payment Credit 160 Deposit 399 Miscellaneous Credit 161 Refund of fee charged 398 Miscellaneous Fee Refund 167 Deposit 175 Other Deposit 168 Error In Deposit 172 Deposit Correction 169 Reversal Of Dishonoured Cheque 395 Check Reversal 175 Deposit Telephone Banking staff assisted 399 Miscellaneous Credit 186 Overseas Items As Advised 399 Miscellaneous Credit 186 Overseas Items As Advised 221 Foreign Check Purchase 188 Transfer / Replenishment From Account 275 ZBA Credit 190 Discount Security transaction 246 Commercial Paper (credit) 192 Interest Adjustment 359 Interest Adjustment Credit 193 Deposit by mail credit 399 Miscellaneous Credit 194 Deposit Internet Online Banking 195 Incoming Money Transfer 195 Interest Paid 354 Interest Credit 196 Proceeds Overseas Telegraphic Transfer 208 Individual International Money Transfer Credit 197 Money Market Deposit Transaction 244 Interest/Matured Principal Payment 200 Deposit Includes Foreign Currency Cheque 695 Deposit Correction Debit 203 Withdrawal 495 Outgoing Money Transfer 204 Merchant Summary Missing From Envelope 695 Deposit Correction Debit 207 Direct Debit Rejected 468 ACH Return Item or Adjustment Settlement 209 Direct Debit Returned 468 ACH Return Item or Adjustment Settlement 217 Interest Adjustment For 659 Interest Adjustment Debit 219 Error in Addition on Deposit 695 Deposit Correction Debit 231 Funds transferred to Term Deposit 651 Individual Investment Purchased 231 Funds transferred to Term Deposit 650 Investments Purchased 235 Discount Security transaction 546 Commercial Paper (debit) 237 Money Market Deposit Transaction 544 Interest/Matured Principal Payment Export formats for Account information Page 70 of 78

71 Appendix A Westpac Code Westpac transaction code narrative 239 Cancellation Costs Forward Exchange Contract BAI Code Bank Administration Institute code narrative 514 Foreign Exchange Debit 243 Withdrawal for Settlement 698 Miscellaneous Fees 247 Third Party Cheque to be Verified 695 Deposit Correction Debit 251 Deposit 195 Incoming Money Transfer 265 Bankcard Summary Error 695 Deposit Correction Debit 267 Direct Credit Rejected 468 ACH Return Item or Adjustment Settlement 269 Direct Credit Returned 168 ACH Return Item or Adjustment Settlement 271 Proceeds Export Bill Negotiated reference 164 Corporate Trade Payment Credit 280 Credit Interest Transferred From Account 354 Interest Credit 284 Cheque Not Received With Deposit 172 Deposit Correction 287 Merchant Envelope Not Received With Deposit 695 Deposit Correction Debit 289 Cheque Amount Incorrect on Deposit 695 Deposit Correction Debit 295 Error in Addition on Deposit 172 Deposit Correction 298 Error in Carry Forward of Cheque Total 695 Deposit Correction Debit 510 Deposit 399 Miscellaneous Credit 510 Deposit 167 ACH Settlement Credits 513 Withdrawal 699 Miscellaneous Debit 513 Withdrawal 466 ACH Settlement 610 Deposit Termination of Cash Deposit 350 Investment Sold 826 Adjustment for Error in Processing 695 Deposit Correction Debit 845 Chargeback 694 Deposit Reversal 856 Adjustment For Error In Processing On 172 Deposit Correction 859 Deposit Funds Transferred 195 Incoming Money Transfer 859 Deposit 174 Other Deposit 860 Deposit 399 Miscellaneous Credit Export formats for Account information Page 71 of 78

72 Appendix A Westpac account domiciled in New Zealand Source system Please refer to the above section for BAI code narrative name Westpac transaction code BAI code Source system Westpac transaction code AT SW PS DC DD DC DE DD DC DE AP AP SP PS AP BP CP DC DE DC DE BAI code Export formats for Account information Page 72 of 78

73 Appendix B Appendix B Transaction type codes for QIF and OFX Westpac account domiciled in Australia Westpac transaction code QIF and OFX Transaction type Westpac transaction code QIF and OFX Transaction type 005 OTHER 045 OTHER 006 OTHER 046 OTHER 007 CASH 048 XFER 008 CASH 049 XFER 009 CASH 050 XFER 010 CASH 051 XFER 011 CASH 052 OTHER 012 INT 053 OTHER 013 INT 054 OTHER 014 OTHER 055 XFER 015 OTHER 056 OTHER 019 XFER 057 OTHER 020 OTHER 058 OTHER 021 OTHER 059 OTHER 022 OTHER 060 OTHER 023 OTHER 061 OTHER 025 OTHER 062 OTHER 026 OTHER 064 OTHER 027 OTHER 065 PAYMENT 028 OTHER 066 PAYMENT 030 FEE 067 PAYMENT 031 FEE 068 PAYMENT 032 FEE 069 OTHER 033 FEE 070 OTHER 034 FEE 071 OTHER 035 FEE 072 OTHER 036 FEE 073 REPEATPMT 037 XFER 074 PAYMENT 038 FEE 075 FEE 039 FEE 076 FEE 040 OTHER 077 FEE 041 OTHER 078 FEE 042 OTHER 079 OTHER 043 OTHER 080 OTHER 044 OTHER 081 OTHER Export formats for Account information Page 73 of 78

74 Appendix B Westpac transaction code QIF and OFX Transaction type Westpac transaction code QIF and OFX Transaction type 082 OTHER 124 OTHER 083 FEE 125 FEE 084 FEE 126 FEE 085 OTHER 127 OTHER 086 OTHER 128 PAYMENT 087 FEE 129 OTHER 088 FEE 130 OTHER 089 OTHER 131 OTHER 090 OTHER 132 OTHER 091 FEE 190 OTHER 092 FEE 191 OTHER 093 FEE 192 OTHER 094 FEE 193 OTHER 095 OTHER 200 FEE 096 OTHER 201 FEE 097 OTHER 202 FEE 098 OTHER 203 FEE 099 OTHER 204 FEE 100 INT 205 FEE 101 FEE 206 FEE 102 FEE 207 FEE 103 FEE 208 FEE 104 FEE 209 FEE 105 FEE 210 FEE 106 OTHER 211 FEE 107 OTHER 212 FEE 108 OTHER 213 FEE 109 OTHER 214 FEE 110 OTHER 215 FEE 111 INT 216 INT 112 INT 217 OTHER 113 OTHER 218 OTHER 114 OTHER 219 OTHER 115 OTHER 220 FEE 116 OTHER 221 OTHER 117 OTHER 222 PAYMENT 118 OTHER 223 OTHER 119 OTHER 224 OTHER 120 OTHER 225 OTHER 121 OTHER 226 OTHER 122 OTHER 227 OTHER 123 OTHER 250 CASH Export formats for Account information Page 74 of 78

75 Appendix B Westpac transaction code QIF and OFX Transaction type Westpac transaction code QIF and OFX Transaction type 251 CASH 308 FEE 252 CASH 309 FEE 253 CASH 310 OTHER 254 OTHER 311 OTHER 255 XFER 312 OTHER 256 OTHER 313 OTHER 257 OTHER 314 OTHER 258 XFER 315 OTHER 260 CASH 316 OTHER 261 OTHER 317 FEE 262 OTHER 318 FEE 263 FEE 319 FEE 264 FEE 320 FEE 265 OTHER 321 FEE 266 FEE 322 OTHER 267 FEE 323 FEE 270 OTHER 324 FEE 271 OTHER 325 FEE 272 OTHER 326 FEE 273 OTHER 327 FEE 274 OTHER 328 FEE 275 OTHER 329 OTHER 276 OTHER 330 OTHER 277 OTHER 331 OTHER 278 OTHER 400 OTHER 279 OTHER 401 OTHER 280 OTHER 402 OTHER 281 XFER 403 OTHER 282 OTHER 404 OTHER 283 OTHER 405 OTHER 284 OTHER 406 OTHER 285 OTHER 407 OTHER 297 OTHER 408 OTHER 298 OTHER 409 OTHER 299 OTHER 410 OTHER 300 INT 411 OTHER 301 INT 500 OTHER 302 INT 501 FEE 303 FEE 502 FEE 304 FEE 503 FEE 305 FEE 504 FEE 306 OTHER 505 FEE 307 FEE 506 FEE Export formats for Account information Page 75 of 78

76 Appendix B Westpac transaction code QIF and OFX Transaction type Westpac transaction code QIF and OFX Transaction type 507 FEE 618 FEE 508 FEE 619 FEE 509 FEE 620 FEE 510 OTHER 621 FEE 511 OTHER 622 OTHER 512 OTHER 700 FEE 513 OTHER 701 FEE 514 OTHER 702 FEE 515 OTHER 703 FEE 516 OTHER 704 FEE 517 OTHER 705 FEE 518 OTHER 706 FEE 519 OTHER 707 FEE 520 OTHER 708 FEE 521 OTHER 709 FEE 522 OTHER 710 FEE 523 OTHER 711 FEE 524 OTHER 801 OTHER 525 OTHER 802 OTHER 526 OTHER 803 OTHER 527 OTHER 804 OTHER 528 OTHER 805 FEE 529 OTHER 806 FEE 530 OTHER 807 FEE 531 OTHER 808 FEE 600 OTHER 809 FEE 601 OTHER 810 FEE 602 OTHER 811 FEE 603 OTHER 812 FEE 604 FEE 813 OTHER 605 FEE 814 OTHER 606 FEE 815 FEE 607 FEE 816 FEE 608 FEE 817 OTHER 609 FEE 818 OTHER 610 OTHER 819 OTHER 611 OTHER 820 OTHER 612 OTHER 821 FEE 613 OTHER 822 FEE 614 FEE 823 FEE 615 FEE 824 FEE 616 FEE 825 FEE 617 FEE 826 FEE Export formats for Account information Page 76 of 78

77 Appendix B Westpac transaction code QIF and OFX Transaction type Westpac transaction code QIF and OFX Transaction type 827 FEE 901 OTHER 828 FEE 902 OTHER 829 FEE 903 FEE 830 FEE 904 OTHER 831 FEE 905 FEE 832 FEE 906 OTHER 833 FEE 907 FEE 834 FEE 908 OTHER 851 OTHER 909 FEE 852 OTHER 910 OTHER 853 OTHER 911 FEE 854 OTHER 912 OTHER 855 FEE 913 FEE 856 FEE 914 OTHER 857 FEE 915 FEE 858 FEE 916 OTHER 859 FEE 917 FEE 860 FEE 918 OTHER 861 FEE 919 FEE 862 FEE 920 OTHER 863 OTHER 921 FEE 864 OTHER 922 FEE 865 FEE 923 OTHER 866 FEE 924 OTHER 867 FEE 925 OTHER 868 FEE 926 FEE 869 FEE 927 FEE 870 FEE 951 OTHER 871 FEE 952 OTHER 872 FEE 953 OTHER 873 FEE 954 OTHER 874 FEE 955 OTHER 875 FEE 956 OTHER 876 FEE 957 OTHER 877 FEE 958 OTHER 878 FEE 959 OTHER 879 FEE 960 OTHER 880 FEE 961 OTHER 881 FEE 962 OTHER 882 FEE 963 OTHER 883 FEE 964 OTHER 884 FEE 965 OTHER Export formats for Account information Page 77 of 78

78 Appendix B Westpac transaction code QIF and OFX Transaction type Westpac transaction code 966 OTHER 968 OTHER 967 OTHER QIF and OFX Transaction type Export formats for Account information Page 78 of 78