SCHEDULE OF FEES & CHARGES COLLECTED BY BANK ZACHODNI WBK S.A. FOR BANKING SERVICES PROVIDED TO PERSONAL CUSTOMERS

Transcription

1 SCHEDULE OF FEES & CHARGES COLLECTED BY BANK ZACHODNI WBK S.A. FOR BANKING SERVICES PROVIDED TO PERSONAL CUSTOMERS ELECTRONIC MONEY INSTRUMENTS AND OTHER ELECTRONIC PAYMENT INSTRUMENTS Effective as of 11 August 2015

2 TABLE OF CONTENTS CHAPTER I ELECTRONIC MONEY INSTRUMENTS AND OTHER ELECTRONIC PAYMENT INSTRUMENTS... 3 CHAPTER II ELECTRONIC MONEY INSTRUMENTS AND OTHER ELECTRONIC PAYMENT INSTRUMENTS IN FOREIGN CURRENCY

3 CHAPTER I ELECTRONIC MONEY INSTRUMENTS AND OTHER ELECTRONIC PAYMENT INSTRUMENTS Operations Gift Card Gift Card without PIN Prepaid Card Premium Prepaid Card, Premium Prepaid Card with higher limit of single prepayment Kresy Syberia Prepaid Card with plastic card without plastic card MasterCard PayPass card Visa paywave Contactless MasterCard PAYBACK prepaid card Biiper (contactless instrument providing access to electronic money) SMS Transfer MasterCard PAYBACK prepaid card Service and Card issuance: 1) with magnetic stripe and microchip *NOTE: The fee for "Kresy-Syberia" card is: PLN 15 for the card and PLN 50 card value PLN 10 PLN 15 PLN 65* - PLN 20 1) - 2) without a magnetic strap or a microchip (for the plastic internet card) Free of charge - - 3) without a magnetic strap or a microchip (for the internet card) PLN Cash lodgement to cover card purchase/ prepayment Free of charge Free of charge Free of charge Free of charge Free of charge Free of charge 3. Transfer from a to cover card purchase/ prepayment 4. Non-cash transaction Free of charge Free of charge Free of charge Free of charge Free of charge Free of charge 5. Cash withdrawal from 24 ATMs - PLN 5 PLN 5 - PLN 5/ PLN 3 2) - 6. Cash withdrawal from ATM outside 24 network and from POS in - PLN 5 PLN 5 - PLN 5/ PLN 3 2) - Poland 7. Cash withdrawal from ATM and POS abroad - PLN 10 PLN 10 - PLN Currency conversion of a foreign transaction effected in a currency other than EUR (for Visa cards only) (the fee is added automatically to the transaction amount). 2.8% 2.8% 2.8% 2.8% 2.8% 5) - 9. Monthly fee for card with SMS Transfer service NOTE: The fee is collected on the 15th of each month PLN 1 4) Fee for checking the balance of funds in 24 network ATMs PLN 1 / - 3) PLN 2 PLN 2 - PLN Generating the list of the recent 10 transactions in 24 ATM PLN 2 / - 3) PLN 3 PLN 3 - PLN Information about available funds and balance sent via SMS - Free of charge Free of charge Free of charge Free of charge Free of charge 13. Information about 5 most recent transactions sent via SMS - Free of charge Free of charge Free of charge Free of charge Free of charge 3

4 14. Information about transactions executed through SMS Transfer Free of charge - - service sent via SMS 15. Sending an SMS with information about the SMS transfers or help Free of charge - - information concerning SMS Transfers 16. Transfer of funds via SMS to another SMS Transfer service user Free of charge Transfer of funds via SMS to a predefined PLN Cash withdrawal from 24 ATM. via SMS PLN Change of PIN number in ATMs of the 24 network Free of charge Free of charge Free of charge - Free of charge - / - 3) 20. Card cancellation Free of charge Free of charge Free of charge Free of charge Free of charge Free of charge 21. Buyout of electronic money 8) PLN PLN PLN PLN PLN PLN Providing new PIN for a card in the Bank Branch PLN 9 6) PLN 9.00 PLN PLN 9.00 PLN Printout of card transaction history 7) PLN 5.00 PLN 5.00 PLN 5.00 PLN 5.00 PLN 5.00 PLN Withdrawal of consent to repeatable transactions PLN PLN PLN PLN PLN PLN Fee for card usage 9) PLN 0.99 a) PLN 0.99 b) Free of charge PLN 0.99 c) PLN d) PLN ) The fee does not apply to city cards (Urbancard, PEKA). 2) The fee of PLN 3 applies to MasterCard PayPass issued to Spółdzielcze Kasy Oszczędnościowo Kredytowe (SKOK). 3) The service is not available for PIN-less Gift Cards. 4) The fee applies to SMS Transfer Service and. The Bank will commence fee collection after 3 months of the card registration. After that term, the fee will be collected on the 15 th day of each month (for a given month). 5) The fee applies to Visa cards only. 6) The service is not available for PIN-less Gift Cards. 7) The fee is applied when a card transaction history is provided more frequently or, when it covers a period longer than the one described below: The Bank will provide the Holder with information about transactions enabling their identification, along with fees and charges payable in accordance with the Schedule, with the applied exchange rates and the value date applied when debiting or crediting the Account or the date of receiving a payment order/ instruction. The information will be provided in the Bank Branch at the Holder s request, after presenting the Card and the Card carrier or, via Each month, the Customer may request a free-of-charge, single transaction history statement for the present and the previous month. Transaction history checking via is free of charge. 8) Fee for the buyout of electronic money is collected only when: a) the agreement is terminated by the Holder, b) the electronic money is bought out in full before the agreement termination or after one year following the agreement termination. 9) Fee for card usage the first fee may be accrued after 180 days of the card activation date and collected only when during the aforementioned term, the Bank did not settle at least one payment Transaction effected with the Card. Further fees may be accrued and collected on the 1st day of each month if during 180 days preceding the 1st day of each month, the Bank did not settle at least one payment Transaction effected with the Card. a) The fee does not apply to VISA WEBCARD card b) The fee does not apply to KARTA SZKOLNA (School Card), KARTA MIEJSKA (the so-called Urbancard, PEKA, MIGAWKA), c) The fee does not apply to KARTA INTERNETOWA ALLEGRO (Allegro ). d) The fee does not apply to KARTA FESTIWALOWA (Festival Card, the so-called ALTER KARTA). 4

5 CHAPTER II ELECTRONIC MONEY INSTRUMENTS AND OTHER ELECTRONIC PAYMENT INSTRUMENTS IN FOREIGN CURRENCY Operations FX Prepaid FX Prepaid FX Prepaid Card Card in EUR Card in GBP in USD Card issuance: 1) with magnetic stripe and microchip PLN 15 PLN 15 PLN Cash lodgement to cover card purchase/ prepayment Free of charge Free of charge Free of charge 3. Transfer from a to cover card purchase/ prepayment 4. Non-cash transaction Free of charge Free of charge Free of charge 5. Cash withdrawal from 24 ATMs EUR 1.5 GBP 1 USD 2 6. Cash withdrawal from ATM outside 24 network and from POS in EUR 1.5 GBP 1 USD 2 Poland 7. Cash withdrawal from ATM and POS abroad EUR 2.5 GBP 2 USD 3 8. Currency conversion of a foreign transaction effected in a currency other than card currency (for VISA cards only). The fee is not collected when transaction is effected in EUR. The fees and charges apply to Cards in respective currencies (the fee is added automatically to the transaction amount) 2.8% 2.8% 2.8% 9. Fee for checking the balance of funds in 24 network ATMs EUR 0.5 GBP 0.5 USD Generating the list of the recent 10 transactions in 24 ATM EUR 0.5 GBP 0.5 USD Information about available funds and balance, sent via SMS Free of charge Free of charge Free of charge 12. Information about 5 most recent transactions, sent via SMS Free of charge Free of charge Free of charge 13. Change of PIN number in ATMs of the 24 network Free of charge Free of charge Free of charge 14. Card cancellation Free of charge Free of charge Free of charge 15. Buyout of electronic money 1) EUR 3.5 GBP 3 USD Providing new PIN for a card in the Bank Branch PLN 9.00 PLN 9.00 PLN Card transaction history printout EUR 1.5 GBP 1 USD Withdrawal of consent to repeatable transactions PLN PLN PLN Fee for card use Free of charge Free of charge Free of charge 1) Fee for the buyout of electronic money is collected only when: a) the agreement is terminated by the Holder, b) the electronic money is bought out in full before the agreement termination or after one year following the agreement termination. 5