ECC-Net Jointproject 2011: Prepaid Credit Cards

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1 s AT BE BG + No 10 Not available exchange rate 1,99 1,80 18 Moneybookers, Master: #fees-tab 39 Not available exchange: 2,75% VexCard Prepaid MasterCard: verzeichnis.html Agreement with the bank exchange 1,5% Twice per month free of charge. More often: 3 per PrePaid CardComplete: exchange 2,75% LCS MasterCard: 4 CY CZ + No offer 5 for 2 s - - Hellenic Bank P Card: 0 at Bank ATM, 2.50 at other Banks at Bank ATM, 2.50 at other Banks Hellenic Bank Money Transfer Card: 0 at Bank ATM, 10 for 2 s 2.50 at other Banks Hellenic Bank P Card Plus: 1

html Agreement with the bank exchange 1,5% Twice per month free of charge. More often: 3 per PrePaid CardComplete: http://www.complete-prepaid.

2 s DK Free of charge. Free of charge Reference exchange rate plus 1.5% Free at Sydbank otherwise 5 DKK. Cash s abroad: Fee 1% of the amount n min. 30 DKK Free of charge. Free of charge. average exchange rate set by Danmarks Nationalbank plus 1%. Free of charge. Cash s abroad: Fee 1% of the amount n min. 30 DKK. Sydbank: For young people between 13 and 29 s. Free of Free of charge refere Free at Jyske bank. charge for nce In other banks free young excha of charge for young people nge people between 12- between 12 rate 17 s otherwise and 17 plus 4,50 DKK. s 1% Cash s otherwise abroad: Fee 1% of 150 DKK the amount n min. 30 DKK Jyske Bank: Young people between 12 and 14 s can only get the with parental consent. Nordfyns Bank : For young people between 15 and 18 s. Free of charge Free of charge exchange rate fixed by Master Card plus a variable extra charge fixed by the bank, at present 1%. Danske Bank: Free at Dansk Bank. In other banks 5 DKK. Cash s abroad: Fee 1% of the amount n min. 30 DKK. DE /25 x x 2% x 4,95 x 2,45 Payango: Kalixa: 77,77 88, x 4 DCard Individuell: LCS-Gold: EE 2

charge for nce In other banks free young excha of charge for young people nge people between 12- between 12 rate 17 s otherwise and 17 plus 4,50 DKK.

3 s ES % X 0 1% each load 0 X BBVA. virtual - not possible to money from compulsory to be client of the bank 1.80 all the % world MONEY BOOKERS 6 discount buying in Ryanair (credit fee) LA CAIXA virtual - not possible to money from compulsory to be client of the bank Free red per load CAIXA GALICIA No commisions in their own s network, compulsory to be client of the bank. FI + No FR HU Remarks 19,50 / unspecified s Neteller: Net+ PrepaidMaster: MFTEL: Trans: One of the rare visa s available in France. Pack of 2 s. Warning: in case of non use, there are annual fees. Seems to permit Warning: in case of non use, there are annual fees. only online payments. 39,90 / 2 14,90 / 2 39,90 2, s s Transact Network Ltd: Medius Prepaid Master Transact Crea: PCS Master: Network Ltd: Medius Prepaid Master ,80?? -/ 2.95%* 4 EUR Moneybookers, Master: Not widespread use, usually can be found on gambling sites, and used for making bets Neteller, Not widespread use, usually can be found on gambling sites, and used for making bets. * currency conversion fee is only applied if currency of account is different from the currency of the actual payment. Only searching the web gave the above results, which are not special pre-paid s, but available from the web in Hungarian. They are not extensively known or used, just for certain purposes, especially when it comes to gambling or betting transactions. More banks were also interviewed, but none of them is going to introduce such a product in the near future. 3

50 per load 0 6000 CAIXA GALICIA http://www.caixagalicia.es No commisions in their own s network, compulsory to be client of the bank.

4 s IE IS IT LT + No ISK 0 2,75% ISK 0 2,75% 1,5% Landsbankinn: Islandsbanki: ISK 0 2,75% 2,2% 9000 ISK 0 2,75% 1,5% Arion banki: Islandsbanki: LU ,50 LV MT Only offer Only offer Comptes Chèques Postaux: The s you can get until June are valid for 3,5 s. From July 2011 on the s are valid for 4 s. The product is called Easyvisa Cards are available in denominations Not an option of: 50 / 75 / 100 Master. Bank of Valletta p.l.c. The carries a monthly processing fee of 2 after 6 months of inactivity and there is a Chargeback fee of 5. For payments other than in Euro the user of the credit must bare all relevant charges related to the clearance of payment and exchange rates. 4

From July 2011 on the s are valid for 4 s. The product is called Easyvisa Cards are available in denominations Not an option of: 50 / 75 / 100 Master. Bank of Valletta p.l.c. www.bov.

5 s NL NO + No offer 10 free free % is charged in case of exchange rate Moneybookers.com: free 1-5 free 3V : You buy the with an amount of on it and the itself costs from 1-5 PL offer 25 PLN 25 PLN 0 PLN 3 % (min. 7 PLN) 15 PLN (Visa); 20 PLN (Master) BNP Paribas: BZ WBK: 40 PLN/ 10 USD 0 PLN/ 0 USD Bank PEKAO SA: 0 PLN/ 0 USD 4% (min 4,5 PLN or 1 USD) 0 PLN 2,8% for non- EUR payment (Visa); 0% (Master) 5 PLN / every transaction (Visa & Master) PT RO SE Only offer None, see remarks SEK, see remarks + 2% currency exhcange fee Not possible Convenient Card AB / SpendOn. The is advertised as a gift, which can be bought at mini-markets for the amount that then can be spent. The amount is from 200 to 1500 SEK. The first two purchases are free, after that there is a fee of 3 SEK per purchase. After the sixth month, there is amontly fee of 10 SEK. 5

pl BZ WBK: www.bzwbk.pl 40 PLN/ 10 USD 0 PLN/ 0 USD Bank PEKAO SA: www.pekao.com.

6 s SI + No SK UK EUR EUR 0 0 Ľudová banka Slovensko. WAU CARD, the owner of the don t pay any fee by payment at home and abroad. to issue the : 1 EUR 300 EUR/ 0 0 month Slovenská sporiteľňa. ixtra CARD, issued mostly for youth,monthly limit : 300 EUR (100 EUR al +200 EUR paymnets by ). Tatra banka. GIFT CARD, The can be used only in Slovakia, issued mostly for youth.the can t be charged up. to issue the :7 EUR Card can be issued 0 0 to deposit UniCredit Bank Slovakia. PREPAID CARD can be issued for 3 s with automatically renewal of the (for 20 EUR). by : max. limit/day 1650 EUR, al/ day 1000 EUR %.5 (UK only) Kalixa: % % 1.5% Bread: Tuxedo (pay as you go): Germany Kehl/Strasbourg 1 July

sk GIFT CARD, The can be used only in Slovakia, issued mostly for youth.the can t be charged up. to issue the :7 EUR Card can be issued 0 0 to deposit UniCredit Bank Slovakia. www.unicreditbank.

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